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At Victory, we're dedicated to helping customers find reliable transportation. Through our network of national financing sources, we work to get you approved for a vehicle that fits your current budget, with better options potentially available down the road.
Those financing sources report payment activity to one or more of the major credit bureaus as part of their standard practices. Customers who make on-time payments and maintain healthy financial habits may see their credit profile improve over time, as a result of their own payment history, not a service sold by Premier.
After approximately six to twelve months of consistent payments, you may be eligible to explore a vehicle upgrade and financing through a broader range of lenders. With continued responsible habits over 12–18 months, additional options may open, subject to individual qualification and lender approval at that time.

1.Pay on time. Consider setting up automatic bank drafts to stay current.
2.Keep income flowing through your bank account. Statements are proof of income.
3.Avoid bounced checks, overdraft protection helps.
4.Manage credit card balances. Stay below 50% utilization.
5.Keep your address stable with bills delivered there.
6.Monitor your credit report and dispute errors directly with the bureaus at AnnualCreditReport.com.
7.Work toward paying debts in full, avoid partial settlements that may negatively appear on your report.
Victory Automotive is an automotive dealership, not a credit services organization. We do not provide credit repair services or charge fees for creditrelated advice. Any positive changes to your credit profile are the direct result of your own credit history as reported by your lenders. Results vary by individual. Not all customers will qualify for vehicle upgrades or better financing rates.
