A Vehicle Purchase Program Designed for Every Credit Journey
At Premier, we believe everyone deserve access to reliable transportation. Through our network of national financing sources, we work to secure vehicle financing options that fit where you are financially right now.
Those financing sources report loan payment history to one or more of the major credit bureaus as part of their standard practices. Customers who maintain consistent, on-time payments may experience positive changes in their credit profile over time as a natural result of their own payment activity not as a service provided by Premier.
After approximately six to twelve months of ontime payments, eligible customers may have the opportunity to explore vehicle upgrade options and financing from a broader range of lenders. Continued responsible financial habits over 12–18 months may further expand your vehicle and financing options, subject to individual qualification and lender approval at that time.
Best Practices
1.Make all payments on time. Consider setting up automatic bank drafts to stay current.
2.Deposit earnings into your bank account, statements serve as income documentation.
3.Avoid NSF transactions and maintain overdraft protection if possible.
4.Keep credit card balances below 50% of available credit.
5.Maintain a stable residence with bills delivered to your address.
6.Check your credit report annually at AnnualCreditReport.com and dispute inaccuracies through the bureaus directly.
7.Prioritize paying outstanding balances in full rather than settling for less than the amount owed.
Premier Automotive is an automotive dealership, not a credit services organization or credit repair company as defined under California law. We do not provide credit repair services or charge fees for credit-related advice. Any effect on your credit history results solely from your credit history as reported by your lenders. Results vary significantly based on individual circumstances. Not all customers will qualify for upgraded vehicles or improved financing terms.