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FAQ & Disclosures
4295 Washington St., Unit 4 in Roslindale
Answers provided by the seller. Buyers must do their own due diligence to verify any information.
Home Specs
Property Address: 4295 Washington Street, Unit 4, Roslindale, MA 02131
Bedrooms: 2 +office space | Baths: 1 Full
Living space: 1,008 sq. Ft.
Year Built: 1925
4295 Washington Street, Unit 4
HOA Basic Info
What is the official name of the HOA? 4295-4297 Washington St Condo Trust
How many units in the HOA: There are 3 residential units, and 1 office/business space on the ground floor.
How many units are owner-occupied? 2 are owner occupied, 1 unit is rented
Any private storage outside of the unit? Yes, there is a dedicated storage room in the basement for our unit
HOA Finances
How much is the HOA fee? $228.22 monthly
How much is currently in the HOA reserves: $6,040
What does the HOA fee cover? Master insurance, water/sewer, heat and electric in common areas, snow removal
Systems
Heating systems: New boiler installed in 2021
Cooling system: Window ACs
Water heater: Replaced in 2023, gas
Do you have a fireplace or fireplaces? No fireplace
Are there any other systems we should know about? Sump pump installed in the basement in 2022
Home Exterior
What can you tell us about the roof? Rubber roof, age uncertain
Please describe the siding on the home: Vinyl siding for majority of home, some brick
What can you tell us about the windows? Not original to the house, but unsure of their age.
If there is decking, please describe the age and condition/materials.
The rear decking was replaced in 2026; front porch has a rubber roof (age unknown).
Parking
Is there parking? Yes.
Please briefly describe the parking situation and garage: Two assigned, exclusive-use parking spaces on the far right of the lot behind the home. Any easements? The driveway is shared with the building next door.
Services/Utilities
Electricity: Eversource; ranges from $85-$250 per month depending on season
Natural Gas/Propane: National Grid; $20 - $300 per month depending on season
Cable/Internet: Verizon Fios; also wired for Xfinity Comcast
Appliances/Fixtures
Which appliances are you planning to convey with the sale? Stove/Range, Refrigerator, Washer (2024), Dryer (2024), Dishwasher (2025).
Any additional items you plan to leave behind? Pantry unit in the back hallway and movable kitchen island.
4295 Washington Street, Unit 4
Updates, Improvements and Renovations
Can you list any recent updates or repairs you've made? Our unit and common areas were made lead compliant in 2022; water heater 2023; new furnace/boiler 2021; kitchen upgrades in 2021 include quartz countertops, backsplash and floating shelves.
Disclosures
Any active audio or video recording devices on the premises? No.
Any professional contracts you’ve had or may be ongoing? Yes, HOA has an annual contract with a pest control company. Is there anything in the house or on the grounds in need of repair? The HOA has discussed repairing masonry on the front stoop; estimates are currently being collected. Are there any ACTIVE water incursions we need to disclose? No water since the sump pump was installed.
Any active knob & tube wiring that you are aware of? Not that we are aware of.
That you know of, are there any open permits for work you've had done while you've owned the property? None that we know of.
Are there any hazardous materials on the premises that you're aware of? No.
Home Owner’s Perspective
What do you love about the neighborhood? It’s a two-minute walk to Roslindale Square, the Farmer’s Market, the commuter rail and all the amazing shops and restaurants of Rozzie Square!
Which are your go-to restaurants for dining out, delivery, or take-out? For dining we have so many walkable options: Delfino, 753 South, Shanti for Indian Food, Sophia’s Grotto so many good ones! Chilacates is our go-to for tacos and Pleasant Cafe for pizza. Are there any hidden gems in your neighborhood worth noting? The whole neighborhood is a gem we can walk to the Arboretum or take the Commuter Rail into Boston. Both are walkable from the condo.
What do you love about this home? Super location! We can walk to so many things, and you can’t beat having two parking spaces right in Rozzie Square. What is your preferred timeline for closing? The last week of July would be ideal (7/27-7/31)
TheBostonHomeTeam com 617 249 4237
OFFEREDAT
$499,000
Paymentexampledoesnotincludetaxes,insuranceorassessments Actualpaymentobligationsmaybegreaterandmayvary PrincipalandInterestpaymentof$2,99632isbasedupon a$499,000purchaseprice,5%downpayment,1160%pointspaid Conforming30YearFixedRatemortgageandrateof6500%/6973%AnnualPercentageRate(APR) Principaland Interestpaymentof$2,52322isbasedupona$499,000purchaseprice,20%downpayment,1160%pointspaid Conforming30YearFixedRatemortgageandrateof6500%/6693% AnnualPercentageRate(APR) PrincipalandInterestpaymentof$3,08079isbasedupona$499,000purchaseprice,35%downpayment,1357%pointspaid FHA30YearFixedRate mortgageandrateof6450%/7381%AnnualPercentageRate(APR) MortgageInsurancePremium(MIP)isrequiredforallFHAloansandPrivateMortgageInsurance(PMI)isrequired forallconventionalloanswheretheLTVisgreaterthan80% Rate(s),APR(s)andpaymentinfoisvalidasof06/24/26andassumesafirstlienposition,780FICOscore,30dayratelock, basedonasinglefamilyhomeinMA Alltermsaresubjecttochangewithoutnotice Loansaresubjecttounderwritingguidelinesandapplicantscreditprofile,notallapplicantswillbe approved ContactCrossCountryMortgage,LLCformoreinformation
AndrewMarquis SrVicePresident NMLS29861 BranchNMLS2340710 O:7814108821 M:6177630103 F:7814108850 andrewm@ccmcom themarquisteamcom 81HartwellAvenueSuite210 Lexington,MA02421
BostonHomeTeam License#TM312492 O:6175222200 M:6172494237 team@bostonhometeamcom bostonhometeamcom 673CentreStreet JamaicaPlain,MA02130
EqualHousingOpportunityAllloanssubjecttounderwritingapprovalCertainrestrictionsapplyCallfordetailsAllborrowersmustmeetminimumcreditscoreloan-to-valuedebt-toincome,andotherrequirementstoqualifyforanymortgageprogramCrossCountryMortgage,LLCNMLS3029(wwwnmlsconsumeraccessorg)See https://crosscountrymortgagecom/licensing-and-disclosures/state-disclosures/foracompletelistofstatelicenses2340710
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Andrew Marquis
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loan. Only one offer per loan transaction will be accepted. No cash value. Offer will be rescinded if the borrower elects to cancel the loan transaction or the conditions for sale of the loan change. CrossCountryMortgage, LLC has the right to accept, decline, or limit the use of any discount or offer. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org) NMLS2340710. CrossCountry Mortgage, LLC is licensed in the Commonwealth of Massachusetts as Massachusetts Mortgage Lender and Mortgage Broker MC3029. MLO29861. 23VIP_86ayunduz
