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159 Bridge Street | Property Information Packet

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MLS # 73430608 -Active Single Family - Detached

159BridgeStreet Manchester,MA01944

EssexCounty

Style: Shingle,Mid-CenturyModern, CarriageHouse,Craftsman, Chateauesque

Color: Brown

List Price: $5,495,000

Total Rooms: 14

Bedrooms: 6

Grade School: Memorial Bathrooms: 7f1h

Middle School: Manch/Ess Main Bath: Yes

High School: Manch/Ess Fireplaces: 5

Approx. Acres: 2.45(106,731SqFt) Approx. Street Frontage:

Handicap Access/Features: Accessory Dwelling Unit: No

Directions: KindlyuseGPS

Tuckedaway,thisextraordinary2.45-acreestateperfectlycapturestheessenceofrefinedcoastalliving.Arareoffering, thepropertycombinessereneprivacywithsophisticateddesign,makingitequallyidealasaprivateretreatoran exceptionalfamilycompound.Themainresidenceexudestimelesscharm,thoughtfullyblendingoriginalarchitectural detailswithmodernamenities.Enjoysweepingviewsofrollinglawnsandawisteria-coveredtrellis.Inside,you’llfind beautifullyappointedlivingspacesandachef’skitchendesignedforbothfunctionandstyle.Thehomeoffersfour spaciousbedrooms,eachwithitsownen-suitebath,creatingasenseofcomfortandretreatforfamilyandguestsalike. Beyondthemainhouse,theestatefeaturesaluxuriouspoolhousewithaworkinggreenhousethatoverlooksthepool andgardens,anoutdoorshower,andaprivateentrancetoaseparateaupairsuite—idealforextendedfamilyorguests. Thisistrulyaonce-in-a-lifetimeopportunity!

Property Information

Approx. Living Area Total: 8,742SqFt Living Area Includes Below-Grade SqFt: No Living Area Source: PublicRecord

Approx. Above Grade: 8,742SqFt Approx. Below Grade: Living Area Disclosures: Allroomsanddimensionsareapproximate.

Heat Zones: 10Humidifier,Gas,HydroAir

Cool Zones: 11CentralAir Parking Spaces: 8 Garage Spaces: 2

Disclosures: Roommeasurementsareapproximateonfloorplan.Landissubjecttoandhasthebenefitofalleasements andrestrictionsofrecord.

Room Levels, Dimensions and Features

Features

Appliances: Range,WallOven,Dishwasher,Compactor,Microwave,IndoorGrill, Refrigerator,Washer,Dryer,Refrigerator-WineStorage,Freezer-Upright,Washer /DryerCombo,VentHood

Area Amenities: PublicTransportation,Shopping,TennisCourt,Park,Walk/JogTrails, GolfCourse,HighwayAccess,HouseofWorship,PrivateSchool,PublicSchool,TStation

Basement: No

Other Property Info

Disclosure Declaration: Yes

Exclusions:

Home Own Assn: No

Lead Paint: Unknown

UFFI: Warranty Features: Year Built: 1900 Source: Public Record

Beach: Yes Harbor,Ocean Beach - Miles to: 0to1/10Mile

Construction: Stone/Concrete Electric: 220Volts,200Amps

Exterior: Shingles

Exterior Features: Porch-Enclosed,Deck,Patio,Pool-IngroundHeated,Professional Landscaping,SprinklerSystem,DecorativeLighting,FencedYard,FruitTrees, GardenArea,GuestHouse,OutdoorShower

Flooring: Wood,Tile,WalltoWallCarpet,Hardwood Foundation Size:

Foundation Description: PouredConcrete

Hot Water: NaturalGas Insulation: Partial,Fiberglass,BlownIn,Foam

Interior Features: SecuritySystem,Sauna/Steam/HotTub,Wetbar

Lot Description: PavedDrive,SharedDrive

Roof Material: WoodShingles

Sewer Utilities: PrivateSewerage-Title5:Passed Utility Connections: forGasRange

Water Utilities: City/TownWater Waterfront: No

Water View: No

Office/Agent Information

Listing Office: GibsonSotheby'sInternationalRealty (978)526-0243

Listing Agent: KristinFrancoeur (978)270-7929

Team Member(s):

Sale Office:

Sale Agent:

Listing Agreement Type: ExclusiveRighttoSell Entry Only: No

Showing: Sub-Agency: CallListAgent

Showing: Buyer's Broker: CallListAgent

Showing: Facilitator: CallListAgent

Special Showing Instructions: Kindlygive24hournotice

Market Information

Listing Date: 9/14/2025

Days on Market: Property has been on the market for a total of 191 day(s)

Expiration Date:

Original Price: $5,875,000

Year Built Description: Renovated

Since Year Round: Yes

Short Sale w/Lndr. App. Req: No

Lender Owned: No

Tax Information

Pin #: Assessed: $4,052,400 Tax: $37,079 Tax Year: 2025 Book: 33125 Page: 357 Cert: Zoning Code: C Map: 26 Block: 0 Lot: 40

Listing Market Time: MLS# has been on for 191 day(s)

Office Market Time: Office has listed this property for 191 day(s)

Cash Paid for Upgrades:

Seller Concessions at Closing: Off Market Date:

Sale Date:

5 9 B r i dg e S t r e e t , M a n c h e s t e rbyt h eS e a

1 5 9 B r i dg e S t r e e t , M a n c h e s t e rbyt h eS e a

1 5 9 B r i dg e S t r e e t , M a n c h e s t e rbyt h eS e a

1 5 9 B r i dg e S t r e e t , M a n c h e s t e rbyt h eS e a

TheCommonwealthofMassachusetts ExecutiveOfficeofHealthandHumanServices DepartmentofPublicHealth BureauofEnvironmentalHealth 250WashingtonStreet,7thFloor Boston,MA02108

(800)532-9571/(617)624-5757

CHILDHOODLEADPOISONINGPREVENTIONPROGRAM(CLPPP) PROPERTYTRANSFERLEADPAINTNOTIFICATION

UnderMassachusettsandfederallaw,thisnotificationpackagemustbegiventoprospective purchasersofhomesbuiltbefore1978. This package must be given in full to meet state and federal requirements.Itmaybecopied,aslongasthetypesizeisnotmadesmaller.Everysellerandanyreal estateagentinvolvedinthesalemustgivethispackagebeforethesigningofapurchaseandsale agreement,aleasewithanoptiontopurchase,or,understatelaw,amemorandumofagreementusedin foreclosuresales.Sellersandagentsmustalsotelltheprospectivepurchaseranyinformationtheyknow aboutleadinthehome.Theymustalsogiveacopyofanyleadinspectionreport,riskassessmentreport, LetterofComplianceorLetterofInterimControl. Thispackageisforcompliancewithbothstateand federalleadnotificationrequirements.

RealestateagentsmustalsotellprospectivepurchasersthatunderthestateLeadLaw,anew ownerofahomebuiltbefore1978inwhichachildundersixwillliveorcontinuetolivemusthaveit eitherdeleadedorbroughtunderinterimcontrolwithin90daysoftakingtitle.Thispackageincludesa checklisttocertifythattheprospectivepurchaserhasbeenfullynotifiedbytherealestateagent.This certificationshouldbefilledoutandsignedbytheprospectivepurchaserbeforethesigningofa purchaseandsaleagreement,aleasewithanoptiontopurchaseoramemorandumofagreementusedin aforeclosuresale.Itshouldbekeptintherealestateagent'sfiles.Aftergettingnotice,theprospective purchaserhasatleast10days,orlongerifagreedtobythesellerandbuyer,tohavealeadinspectionor riskassessmentifheorshechoosestohaveone,exceptincasesofforeclosuresales.Thereisno requirementforaleadinspectionorriskassessmentbeforeasale.Alistofprivateleadinspectorsand riskassessorslicensedbytheDepartmentofPublicHealthisattachedandcanalsobefoundonthe ChildhoodLeadPoisoningPreventionProgram'swebsiteatwww.mass.gov/dph/clppp.

Sellersandrealestateagentswhodonotmeettheserequirementscanfaceacivilpenaltyofup to$1,000understatelaw;acivilpenaltyofupto$10,000andpossiblecriminalsanctionsunderfederal law,aswellasliabilityforresultingdamages.Inaddition,arealestateagentwhofailstomeetthese requirementsmaybeliableundertheMassachusettsConsumerProtectionAct.

Thepropertytransfernotificationprogrambeganin1988andhasbeenverysuccessful.It providesinformationyouneedtoprotectyourchild,oryourtenants'child,fromleadpoisoning. Massachusettshasataxcreditofupto$1,500foreachunitdeleaded.Therearealsoanumberofgrants andno-interestorlow-interestloansavailablefordeleading.It'suptoyoutodoyourparttowardending leadpoisoning.

PLEASETAKETHETIMETOREADTHISDOCUMENT.LEADPOISONINGISTHENATION'S LEADINGENVIRONMENTALHAZARDAFFECTINGCHILDREN.DON'TGAMBLEWITH YOURCHILD'SFUTURE.

CLPPPForm94-2,6/30/94,Rev.2/03,Rev.10/09

Whatisleadpoisoning?Howdochildrenbecomeleadpoisoned?

Leadpoisoningiscausedbyexposuretoleadintheenvironment. Itismostdangerousfor childrenundersixyearsold.Inyoungchildren,toomuchleadinthebodycancausepermanentharmto thebrain,kidneys,nervoussystemandredbloodcells.Evenatlowlevels,leadinchildren'sbodiescan slowgrowthandcauselearningandbehavioralproblems.Themainwaychildrengetleadpoisonedisby swallowingleadpaintdust.Theydonothavetochewonleadedsurfacesoreatpaintchipstobecome poisoned.Mostchildhoodleadpoisoningiscausedbychildren'snormalbehaviorofputtingtheirhands orotherthings,suchastoys,intheirmouths.Iftheirhandsortheseobjectshavetouchedleaddust,this mayaddleadtotheirbodies.Childrencanalsobeexposedtoleadfromsuchothersourcesasleadcontaminatedsoilorwater,butthesesourcesalonerarelycauseleadpoisoning.Leadcanbefoundin soilnearold,lead-paintedhouses.Ifchildrenplayinbare,leadedsoil,oreatvegetablesorfruitgrownin suchsoil,orifleadedsoilistrackedintothehomeandgetsonchildren'shandsortoys,leadmayenter theirbodies.

Whatarethesymptomsofleadpoisoning?Howisitdetected?

Mostleadpoisonedchildrenhavenospecialsymptoms.Theonlywaytofindoutifachildis leadpoisonedistohavehisorherbloodtested.TheMassachusettsLeadLawrequiresallchildren between9monthsand3yearsoldtobescreenedannuallyforlead,andagainatage4iflivinginahighriskcommunity. Ifyourchildhasbeenexposedtolead,orifyoudonotknowifyourchildunderage sixhasbeenscreenedforlead,askyourchild'sdoctor,otherhealthcareprovideroryourlocalboardof healthforasimplescreeningtestofyourchild.

Whatisthetreatmentforleadpoisoning?

Treatmentofaleadpoisonedchildstartswithfindingandremovingtheleadhazardstowhich thechildisexposed.Thiswillincludealeadinspectionofthechild'shome,andifleadhazardsare identified,deleadingofthehome.Medicaltreatmentdependsonthechild'sbloodleadlevelandthe child'sresponsetotheremovaloftheleadsource.Parentswillbetaughtaboutprotectingtheirchild fromleadexposure.Theywillneedtowatchthechild'sprogressthroughfrequentbloodtests.If necessary,thechildmayreceivespecialdrugstohelpridhisbodyofexcesslead.Withthistreatment, drugsaregivendailyforaslongasseveralweeks.Sometimesthismustbedonemorethanonce.Achild whohasbeenleadpoisonedwillneedalotofbloodtestsforayearormore.Heorsheshouldbetested forlearningproblemsbeforestartingschool.

Arechildrenundersixyearsoldtheonlyonesatriskofleadpoisoning?

No.Youngchildrenareusuallymoreeasilyandseriouslypoisonedthanolderchildrenoradults, butleadisharmfultoeveryone.Leadinthebodyofapregnantwomancanhurtherbabybeforebirth. Olderchildrenandadultswholiveinolderhousingwithleadpainthazardsmaybecomeexposedtolead andcouldpotentiallydevelopleadpoisoningthroughhomerenovation.Mostleadpoisoninginadultsis causedbywork-relatedexposureorhomerenovation.Evenhobbysupplies,suchasstainedglass, bulletsandfishingsinkers,canexposepeopletolead.Leadpoisoninginadultscancausehighblood pressure,problemshavingchildrenforbothmenandwomen,digestiveproblems,nervedisorders, memorylossandproblemsconcentrating,andmuscleandjointpain.Adultswhohaveanyofthese symptomsandwhohavebeenexposedtoleadshouldconsiderbeingscreenedforlead.Thosewhoare regularlyexposedtoleadthroughtheirworkarerequiredbylawtohavetheirbloodtestedonceayear forlead.

Whatarethedangersofleadpaintinhomes,andwhenwasitused?

Leadpaintinhomescausesalmostallchildhoodleadpoisoning.Leadissoharmfulthatevena smallamountoffineleaddustthatcannotbeseencanpoisonachild.Leadpaintcoveredbylayersof nonleadedpaintcanstillpoisonchildren,especiallywhenitisdisturbed,suchasthroughnormalwear andtear,orhomerepairwork.Whensuchleadpaintisonmovingsurfaces,suchaswindows,finelead dustisreleasedthroughnormaluse.Thisdustsettles,whereitcanbeeasilypickeduponchildren'stoys andfingers.Householdpaintwithpoisonous(nowillegal)levelsofleadwasinuseinMassachusetts fromthe1690suntil1978.In1978,theU.S.governmentbannedleadfromhousepaint.Leadcanbe foundinalltypesofpre-1978homes:homesincities,suburbsorthecountryside;privatehousingand stateorfederalpublichousing;single-familyandmulti-familyhomes.Theolderthehouse,themore likelyitistocontainleadpaint.Theolderthepaint,thehigherthelikelyleadcontent.

Canroutinehomerepairscauseleadpoisoning?

Therecanbeadangerofleadpoisoningwheneverpaintedsurfacesinsideoroutsidethehomeare scrapedforrepainting,orwoodworkisstrippedorremoved,orwindowsorwallsareremoved.Thisis becauseleadpaintisfoundinalmostallMassachusettshomesbuiltbefore1978,andsomanyof Massachusetts'homesareold.Donotusepowersanders,propanetorchesorheatgunstoremoveleaded paint,asthesemethodscreatealotofleaddustandfumes.Temporarilymoveyourfamily(especially childrenandpregnantwomen)outofthehomewhiletheworkisbeingdoneandcleanedup,orata minimum,tapeupplasticsheetstocompletelysealofftheworkarea.Getaleadinspectiondone,sothat youwillknowwhichsurfaceshaveleadpaintandneedextracarewhenpreparingforanddoinghome repairwork,andduringcleanupafterwards.Donotdorepairsinolderhomeswithoutlearningaboutsafe waystodotheworktoreducethedangerofleaddust.Hundredsofcasesofchildhoodandadultlead poisoningresulteachyearfromdo-it-yourselfhomeprojects.

Howdoestheownerofahomebuiltbefore1978inwhichachildundersixyearsoldlivesmeetthe requirementsoftheMassachusettsLeadLaw?

Thefirststepistohavealeadinspectionorriskassessmentdone.Alicensedleadinspectorwill testthesurfacesofthehomeforleadandgivetheownerawrittenreportthatstateswherethereislead inamountsconsideredaviolationbystatelaw,andrecordanyleadhazardsthatmustbecorrected.A riskassessor,whoisaspeciallylicensedleadinspector,willdoaleadinspectionplusariskassessment, duringwhichheorshechecksthehomeforthemostseriousleadhazardsthatmustbefixedforinterim control.(Seequestionaboutinterimcontrol,below.)Onlyalicenseddeleadermaydohigh-riskwork, suchasremovingleadpaintorrepairingchippingandpeelingleadpaint.Eitheradeleader,theowneror someonewhoworksfortheowner(anagent)candocertainotherdeleadingandinterimcontroltasks. (Seenextquestion.)Anowneroragentmustgetspecialtrainingtoperformthedeleadingtasksthey maydo.Aftertheworkisdone,theleadinspectororriskassessorreturnstocheckthehome.Heorshe maytakedustsamplestotestforleadandmakessurethehomehasbeenproperlycleanedup.If everythingisfine,heorshegivestheowneraLetterofComplianceoraLetterofInterimControl.After gettingoneoftheseletters,theownermusttakereasonablecareoftheproperty,mainlybymakingsure thereisnopeelingleadpaint.

CanIdosomeofthedeleadingmyself?

InMassachusetts,theownerorsomeonewhoworksfortheowner(anagent)candocertain deleadingactivities.Theseincludecoveringsurfaceswithcertainmaterials;removingcertainbuilding parts;cappingbaseboards;installingvinylsidingontheexterior,andapplyingencapsulants. Encapsulantsarespecialliquidcoatingsmadetobelong-lastingbarriersoverleadpaint.Beforeanyof thesedeleadingtasksaredone,theownermustfirsthavealeadinspectiondoneandwhoeverisgoingto dotheworkmustgetspecialtraining.ContactCLPPPforinformationaboutthistraining.Inaddition, ownersortheiragentscanperformstructuralrepairsandleaddustcleaningforinterimcontrol.Before doingthiswork,ownersandagentsshouldgetandreadCLPPP'sinterimcontrolbooklet.

Istherefinancialhelpfordeleading?

Thereisastateincometaxcreditofupto$1,500perunitforfulldeleading.Acreditofupto $500perunitisavailableforinterimcontrolworkthatalsocontributestofulldeleading.Therearealso grantsandno-interest,deferredloans,orlow-interestloansavailabletoeligiblepropertyowners.These fundsareavailablethroughtheU.S.DepartmentofHousingandUrbanDevelopment,theMassachusetts ExecutiveOfficeofCommunitiesandDevelopment,theMassachusettsHousingFinanceAuthority, localcityandtowncommunitydevelopmentplanningdepartments,andbanks.

Doesdeleadingimprovethevalueofmyproperty?

Manyhomeownershavefoundthatthebenefitsofdeleadingarenotunlikethebenefitsofother homeimprovementprojects.Replacementwindowsanddoorscansavethehomeownermoneybecause theyaremoreenergyefficient.Havingalegallydeleadedhome,whetheritisasingle-familyormultifamily,owner-occupiedorrentalunit,canmakeiteasiertosellorrent,oftenatabetterprice.

WhatsurfacesmustbedeleadedforfullcompliancewiththeMassachusettsLeadLaw?

Ownersofhomesbuiltbefore1978wherechildrenundersixyearsofagelivemusthavethe followingleadhazardscorrectedtogetaLetterofCompliance:

*anypeeling,chippingorflakingleadpaint,plasterorputty;

*intactleadpaint,othercoatingorputtyonmoveablepartsofwindowswithsillsfivefeetor lessfromthefloororgroundandthosesurfacesthatcomeincontactwithmoveableparts;

*intactleadpaintorothercoatingon"accessiblemouthablesurfaces."Thesesurfacesgenerally includewoodwork,suchasdoors,doorjambs,stairsandstairrails,andwindowcasings.

Whatisinterimcontrol?

Interimcontrolisasetoftemporarymeasuresthatpropertyownerscantaketocorrecturgent leadhazards,especiallypeelingorchippingleadpaintandleaddust.Thesestepsprotectresidentsfrom leadpoisoninguntilthehomeisfullydeleaded.Homesingoodconditionmayneedlittleornoworkto getinterimcontrolstatus.Ownersthenhaveuptotwoyearsbeforetheyhavetofullydeleadthehome. Forthatperiod,theyareprotectedfromstrictliabilityunderthestateLeadLawshouldachildbecome leadpoisonedinthehome,aslongasthehomeismaintainedandtheconditionsforinterimcontrolare met.Inadditiontotherepairofpeelingandchippingleadpaintandthecleaningofleaddust,otherwork maybenecessaryforinterimcontrol. Thisincludesfixingwaterleaks orotherdamagethatmakes leadpaintpeelandchip;makingwindowwellssmoothandeasyto clean;makingwindowswork properlyanddeleadinganybadlychippingandpeelinglead-paintedsurfaces.

Propertyownersinterestedininterimcontrolmusthirealicensedriskassessor.Heorshewill thendecidewhatwork,ifany,needstobedonetogetaLetterofInterimControl.TheoriginalLetterof InterimControlisgoodforoneyear.Thepropertyownercanhavethehomereinspectedbeforetheend ofthatyear,andifallconditionsaremet,thehomecanberecertifiedforanotheryear.Bytheendofthe secondyear,thehomemustbedeleaded,ifachildundersixstilllivesthere,fortheownertoremain freeofstrictliability.

Doesmyfamilyhavetobeoutofthehouseduringdeleadingorinterimcontrolwork?

Residentsmustbeoutofthehousefortheentiretimethatadeleaderisdoingdeleadingwork insideahome,andforsomeofthedeleadingworkbyownersandtheiragents.Residentsmaystayat home,butoutoftheworkarea,whileadeleader,propertyownerorowner'sagentwithoutadeleader's licensedoescertainotherdeleadingtasks,orsuchinterimcontrolworkasstructuralrepairsorleaddust cleaning.Residentswhohavebeenoutofthehousemaynotreturnuntilthedeleadingworkthatmadeit necessaryforthemtoleaveiscomplete,thehomeiscleanedup,andaleadinspectororriskassessorhas checkedandfoundthisworkhasbeenproperlydoneanddustsampleshavepassed.Forcomplete details,contactCLPPP.

ArethereanyexemptionstotheMassachusettsLeadLaw?

TheLeadLawappliesonlytohomesbuiltbefore1978inwhichachildundersixlives.Any homeorapartmenthavingfewerthan250squarefeetoflivingspace,orwhichisinaroominghouse,is exempt,aslongasnochildunderagesixislivingthere.Finally,homesrentedfor31daysorlessfor vacationorrecreationalpurposesarealsoexempt,aslongasthereisnochippingorpeelingleadpaintin thehomeandtherenterhasreceivedtheShort-TermVacationRentalNotification.

WhataretherequirementsofthestateLeadLawifthereisaleasewithanoptiontobuy?

Whenthereisaleasewithanoptiontobuyahomebuiltbefore1978ineffect,theownerofthe propertymusthaveitdeleadedorbroughtunderinterimcontrolifachildundersixlivesthere.Ifthe tenantwithanoptiontobuysuchahomeproceedstopurchaseit,heorshebecomesresponsiblefor meetingtherequirementsoftheLeadLawifachildundersixlivesthereafterthepurchase.

HowcanIfindoutabouthowleadinspections,riskassessmentsanddeleadingshouldbedone?

Allleadinspections,riskassessmentsanddeleadingmustbedoneaccordingtotheRegulations forLeadPoisoningPreventionandControl,105CodeofMassachusettsRegulations460.000andthe DeleadingRegulations,454CMR22.00.Forfullinformation,homeownersmaygettheseregulationsat theStateHouseBookStore,StateHouse,Boston,MA02133.Thephonenumberis(617)727-2834.

LeadinspectorsandriskassessorslicensedbytheDepartmentofPublicHealthhavebeen trainedandareexperiencedinusingthestate-approvedmethodsfortestingforleadpaint.These methodsarethefollowing:useofasolutionofsodiumsulfide,aportablex-rayfluorescencemachineor labtestsofpaintsamplesremovedfromthehome.DeleaderslicensedbytheDepartmentofLaborand WorkforceDevelopmenthavebeentrainedtousesafemethodstoprepareforanddodeleadingwork, andcleanupafterwards.Theymaydeleadusinganyofthefollowingmethods:removingpaint, removingbuildingparts,coveringandencapsulating.Whenremovingpaint,theycannotusecertain verydangerousmethods,suchasopenflameburning,dryabrasiveblastingorpowersandingwithouta specialvacuumattachment.

HowdoIgetaleadinspectionorriskassessment?

Includedaspartofthisnotificationpackageisalistingofprivatelicensedleadinspectors organizedalphabetically,andprivatelicensedriskassessors,similarlyorganized.Asktoseethe inspectororriskassessor'slicense,tomakesureitiscurrent.Youshouldarrangefortheinspectionor riskassessmentasquicklyaspossibleafterdecidingyouwantone.Ifyoudohaveaninspectionorrisk assessment,youmustgivetheselleracopyofthereport.

Whatisthebesttimetodeleadorundertakeinterimcontrol?

Thebesttimetodeleadahomeorbringitunderinterimcontroliswhenthehomeisvacant,so thatresidentswillnotbeexposedtoleadandhouseholdfurnishingswillnotbecontaminatedwithlead. Inaddition,itoftenisefficient,andreducescosts,tocombinedeleadingwithotherrepairworkbeing donetoavacanthome.

WhatisaLetterofComplianceandaLetterofInterimControl?

UnderthestateLeadLaw,aLetterofComplianceisalegalletterthatsayseitherthatthereare noleadpainthazardsorthatthehomehasbeendeleaded.Theletterissignedanddatedbyalicensed leadinspector.ALetterofInterimControlisalegalletterthatsaysworknecessarytomakeahome temporarilysafefromleadhazardshasbeendone.Itissignedanddatedbyalicensedriskassessor.A LetterofInterimControlisgoodforoneyear,butcanberenewedforonemoreyear.Theownermust fullydeleadthehomeandgetaLetterofCompliancebytheendofthesecondyearifachildundersix stilllivesthere.TheLeadLawdoesnotrequiretheremovalofallleadpaintfromahome.Anowner whogetsaLetterofComplianceorLetterofInterimControlmusttakereasonablecaretokeepupthe home,mainlybymakingsurethereisnochippingorpeelingleadpaint.Ifanownerfailstotake reasonablestepstomaintainthehome,heorshemaybecomeliablefordamagestoachildlead poisonedasaresultoftheowner'sbreachofthatdutyofreasonablecare.

RENTALPROPERTYINFORMATION

Whatliabilitydorentalpropertyownershaveiftheydon'tcomplywiththestateLeadLaw?

Ifapropertyownerofahomebuiltbefore1978inwhichachildundersixlivesfailstodeleador bringthehomeunderinterimcontrol,andachildisleadpoisonedasaresult,thepropertyowneris strictlyliableforalldamages.AnownerisnotstrictlyliableforleadpoisoningifaLetterof ComplianceorLetterofInterimControlisineffect.Strictliabilitymeansownersmaybeliableevenif theydidnotknowleadpaintwasinthehome.Sinceharmtothekidneysandbloodcells,delaysin growth,learningdisabilitiesandemotionalandbehavioraldisturbancesresultingfromleadpoisoning canhavelife-longeffects,monetarydamagesawardedagainstanownerresponsibleforachild'slead poisoningcanbesubstantial.FailingtodeleadorbringunderinterimcontrolahometowhichtheLead Lawappliesisalsoanemergencypublichealthmatter,andcancarrycriminalpenalties.Anownerwho isnotifiedbyapublicagencyofLeadLawviolationinapropertyheorsheowns,andwhowillfully failstocorrectthedangerousconditions,isalsosubjecttopunitivedamages,whicharethreetimesthe actualdamagesfound. Theseprovisionsareinadditiontoanyotherlegalrightsthelead-poisoned childmayhave.

CanIavoidstateLeadLawrequirementsbynotrentingtoafamilywithchildrenundersix?

TheMassachusettsLeadLawmakesitillegaltorefusetorenttofamilieswithchildrenunder six,orevictingorrefusingtorenewtheleaseoffamilieswithchildrenundersix,becauseofleadpaint. DiscriminationagainstfamilieswithyoungchildrenisalsoaviolationoftheU.S.FairHousingActand theMassachusettsanti-discriminationstatute.Parentscannotwaivetherightsoftheirchildrentolivein lead-safehousingoragreetoassumetorisksofleadexposure.Ownerswhoviolatetheselawsface heavypenalties.TheMassachusettsCommissionAgainstDiscriminationinvestigatesandprosecutes casesofdiscriminationagainstfamilieswithchildrenbecauseofleadpaint.

Itisalsoillegalforlenderstodenyfinancingbecauseahomehasleadpaint,orbecause financingcouldtriggerfuturedutiesundertheLeadLaw.Thisdoesnotrestricttherightofalenderto processordenyamortgageapplicationinaccordancewithacceptedunderwritingpracticesandcriteria.

IfIamconsideringbuyingapre-1978housetorentout,andachildundersixlivesinoneofthe apartments,shouldIhaveatleastthatunitandcommonareasinspectedforleadnow?

Yes.Iftherearechildrenundersixlivinginsuchanapartmentandtheapartmentdoesnothavea LetterofComplianceorLetterofInterimControl,buyersshouldfindoutwhetherornottheapartment hasleadhazardsandwillhavetobebroughtintocompliancewiththestateLeadLaw.Thisinformation willbeimportantindecidingwhethertobuythepropertyandatwhatprice.Asnotedabove,new ownershave90daysfromthedateoftakingtitletohavesuchanapartmentdeleadedorbroughtunder interimcontrol.Therefore,theyshouldarrangedeleadingorinterimcontrolworktobeginassoonas possibleaftertakingtitle,tobesuretheworkisdonewithin90days.

CanalandlorddelayatenancytobringahomeintocompliancewiththestateLeadLaw?

Alandlordwhowillbedeleadingahomeorbringingitunderinterimcontrolmaydelaythestart ofthetenancyupto30days.Thiscanbedoneaslongasaleasebetweenthelandlordandthenew tenantdoesnotexist.Duringthisdelayperiod,thenewtenantsareresponsiblefortheirlivingexpenses. Ifthereisasignedlease,however,thelandlordisresponsiblefortemporaryhousingduringrelocation necessaryfordeleadingwork.

Mustalandlordarrangetemporaryhousingforatenantwhilearentalhomeisbeingdeleaded?

UnderthestateLeadLaw,tenantshavetoberelocatedforthetimethatcertaindeleadingworkis takingplaceinsidethehome.Theymaynotreturnuntilthatworkisdone,thehomeiscleanedup,anda licensedleadinspectororriskassessorchecksandfindsitisfineforresidentstomovebackin.

Thelandlordandtenantareresponsibleforworkingoutanacceptableplanforalternative housingifitisnecessary.Thelandlordmaymovethetenanttoanotherplacetolive,whichmaybe anotherhouse,apartment,motelorhotel.Thelandlordisresponsibleforpayingthetenant'sreasonable movingcostsandanytemporaryhousingcostsoverandabovetherentofthehomebeingdeleaded. Duringthetimethehomeisbeingdeleaded,thetenantremainsresponsibleforpayingthenormalrent theywouldpayforthisperiodastheirshareofthecostoftemporaryhousing.TheLeadLawstatesthe temporaryhousingmustnotcauseundueeconomicorpersonalhardshiptothetenant.

Whatistenantnotification?

Thegoalofthefederalandstaterequirementsfortenantnotificationistohelpreducelead poisoningbygivingalltenantsofhomesbuiltbefore1978informationaboutleadintheirhome.The programalsoeducatestenantsandlandlordsaboutthedangersofleadpoisoning,itsprevention,andthe MassachusettsLeadLaw.Tenantnotificationappliestoalltenants,whetherornottheyhaveachild undersixlivingwiththem.

Beforerentingahome,landlords,managingagentsoranyrealestateagentinvolvedintherental mustgivenewtenantscopiesofanyexistingleadformsforthehome.Theseincludeleadinspection reports,riskassessmentreports,aLetterofCompliance(nomatterhowold)oraLetterofInterim Control.Ifthelandlordoragentdoesnothaveanyoralloftheseformsforthehome,heorshesimply doesnotgivethem.Inaddition,thelandlordoragentmustgivenewtenantstheTenantLeadLaw Notification.Thisformaddressesleadpoisoning,specificpreventiontipsforparents,therequirements oftheLeadLawandanexplanationoftheleadforms.AttachedtotheTenantLeadLawNotificationis theTenantCertificationform.Thisistobefilledoutandsignedbyboththetenantandthelandlordor agent.Eachpartygetsacopytokeep. Theseformshavebeenapprovedtosatisfybothstateand federalleadnotificationrequirements. LandlordsoragentsmaychoosetoincludetheTenantLead LawNotification/TenantCertificationforminawrittenlease,insteadofusingaseparateform.

Landlordsandagentswhofailtocarryouttheirtenantnotificationobligationsareliableforall damagescausedbytheirfailuretodoso,andaresubjecttoafineofupto$1,000.

INSURANCEINFORMATION

HowcananownerofrentalhousinginMassachusettsbuiltbefore1978getinsurancetocover potentialleadliability?

Theanswerdependsonthenumberofunitsthatthepropertyownerwishestoinsure,and whetherthepropertyownerlivesinthebuildingforwhichinsuranceissought.Anowner-occupantwho insuresfourorfewerunitsmaybecoveredbyhomeownersinsurance.Generally,thepropertyowner whoisnotanowner-occupantwillneedtogetcommercialliabilityinsurance,aswillanowner-occupant whowishestoinsuremorethanfourunits.

Homeownersinsurancemaybeavailablefromseveraldifferentsources:theregular,"admitted" market,theFAIRPlanorthe"surpluslines"market.Theregular,"admitted"marketistheusualmarketfor insurance.TheFAIRPlanoffershomeownersinsurancetopropertyownersunabletofindcoverageinthe regularmarket.The"surpluslines"marketisalessregulated,andgenerallymoreexpensivemarket.It providesinsurancetothosewhocannotfindcoverageelsewhere.

UnderstateDivisionofInsuranceregulations,ifaninsurerintheregularmarketdecidesto writehomeownersinsuranceonrentalhousingforwhichaLetterofComplianceorLetterofInterim Controlisineffect,theinsurermustprovidecoverageofleadpaintliabilityarisingfromthose premises. NeitherthestateLeadLawnortheinsuranceregulationsrequirearegularmarket insurertowriteliabilityinsurance,includinghomeownersinsurance,onaparticular property.IfaLetterofComplianceorLetterofInterimControlisineffectforonlypartofa property,thecoverageforleadliabilitywillextendtoonlythatpartoftheproperty.Such insurancewillalsoapplytoanycommonareascoveredbytheLetterofComplianceorLetterof InterimControl. Itwillnot,however,extendtoinjuriesresultingfromgrossorwillfulnegligence.The FAIRPlan'scoverageofleadliabilityissubjecttothesameregulationsthatapplytotheregularmarket.

Aninsurerintheregularmarket,ortheFAIRPlan,mayaskthepropertyownertoprovethat thereisaLetterofComplianceoraLetterofInterimControlforthehomesoughttobeinsured.Once theproofisprovided,coverageforleadliabilitywillapplyasofthedateoftheLetter.IftheFairPlan determinesthatagivenpropertyiseligibleforinsurance,orifaregularmarketinsurerelectstoinsure certainpremises,eithermayexcludeleadliabilitycoverageonanypartofthepropertyitensuresto whichnoLetterofComplianceorLetterofInterimControlapplies.IfeithertheFairPlanoraregular marketinsurerusessuchanexclusion,itmustoffertheownerofthepremisesthechancetobuyback theexcludedcoverage.Thereisanadditionalchargefortheleadliability"buyback"coverage.The amountofthischargeisregulatedbytheDivisionofInsurance.

Inthesurpluslinesmarket,thereisnorequirementtocoverleadliabilityarisingfrompremises towhichaLetterofComplianceorLetterofInterimControlapplies.Surpluslinesinsurersgenerally excludecoverageofleadliability,donotofferthebuybackcoverage,andchargehigherpricesthanthe regularmarket.

SincetheFAIRPlandoesnotprovidecommercialliabilityinsurance,propertyownerswhoneed togetsuchcoverage(asopposedtohomeownersinsurance)mustgetitfromeithertheregularmarketor thesurpluslinesmarket.Commercialliabilityinsurancefromthesurpluslinesmarket,likehomeowners insurancefromthatmarket,usuallywillexcludecoverageofleadliability,willnotincludethebuyback option,andwillcostmorethanregularmarketcoverage.

Whilearegularmarketinsurercandeclinetowritecommercialliabilityinsuranceonagiven property,oncesuchaninsurerdecidestowritesuchcoverage,itmusttheninsureleadliabilityarising fromanypartofthepropertycoveredbyaLetterofComplianceorLetterofInterimControl.Ifsuchan insurerchoosestoinsureaproperty,itmayexcludecoverageofleadliabilityonanypartofthepremises forwhichnoLetterofComplianceorLetterofInterimControlisineffect.Ifsuchinsurerappliessuch anexclusion,itmustofferthepropertyownertheopportunitytobuybacktheexcludedcoverage.The leadliabilityinsuranceregulationsdescribedaboveasapplicabletoregularmarkethomeowners insurancealsoapplytocommercialliabilityinsurancefromtheregularmarket.

Ownersofrentalhousingshouldtrytogetcoverageforleadliability,whethertheyhavemetthe requirementsoftheLeadLawornot,byseekingregularmarketcoveragethroughinsuranceagents,or bycontactingdirectwritingcompaniesthatarelistedinthetelephonedirectory,beforeresortingeither totheFAIRPlanorthesurpluslinesmarket.

IfIownandoccupyasingle-familyhouse,doesmyhomeownersinsurancecoverleadliability?

Underthestateleadliabilityinsuranceregulations,coverageofleadliabilitycannotbeexcluded fromregularmarketandFAIRPlanhomeownersinsurancepoliciesonsingle-familyowner-occupied homes.Instead,leadliabilitycoverageisincludedinsuchpolicies.However,afamilymembercovered byahomeownerspolicycannotmakealeadliabilityclaimagainstanotherfamilymembercoveredby thesamepolicy.Therequirementsoftheleadliabilityinsuranceregulationsdonotapplyto homeownerscoveragefromthesurpluslinesmarket.

Howarenewownersaffectedbytheleadliabilityinsuranceregulations?

Ifabuyerofrentalhousingbuiltbefore1978meetsthestateLeadLaw'srequirementsandgetsa LetterofComplianceorLetterofInterimControlwithin90daysafterbecomingtheowner,then,under certainconditions,theywillbeabletogetcoverageforleadliabilityfortheperiodtheyownedthe propertybeforetheydeleadedorbroughtitunderinterimcontrol.Thiswillhappenifaregularmarket insurerchoosestoprovideliabilitycoverageontheproperty.Suchaninsurerisrequiredtoprovide leadliabilitycoveragetoanewownerwhoobtainsaLetterofComplianceorLetterofInterim Controlwithin90daysafterbecomingtheowneroftheproperty.Suchcoveragewillgobacktothetime thatthenewownertooktitletotheproperty,unlesstheliabilityinsurancewentintoeffectsometime

afterthetakingoftitle.Inthelattercase,thecoverageofleadliabilitywillextendbacktothetimethat theliabilityinsuranceheldbythenewownerfirstwentintoeffectonthepremises.Therulefornew ownerleadliabilityinsurancecoveragefortheFAIRPlanisthesameasfortheregularmarket.These specialrulesforleadliabilityinsurancefornewownersdonotapplytoinsurancefromthesurpluslines market.

Whathappensnext?

That'suptoyou.Atthispoint,youshouldbewellinformedaboutleadpoisoning,theeffectsof leadhazardsinthehome,andyourresponsibilitiesundertheMassachusettsLeadLaw.Inthepast,the DepartmentofPublicHealthhashadtodevoteitschildhoodleadpoisoningresourcestoprovide servicestothethousandsofMassachusettschildrenwhowerepoisoned,aswellastoprovidingservices tochildrenwhosebloodleadlevelsareelevated,topreventthemfrombecomingleadpoisoned. BetweentheDepartment'sworkandthepreventivedeleadingcarriedoutbypropertyowners,wehave beensuccessfulatreducingthenumberofleadpoisoningsamongyoungchildreninMassachusetts.All ofusattheDepartmentarehopefulthatwewillcontinuethatpartnership,inwhichthecorrectionof leadhazardsinthehomesofyoungchildren before thosechildrenareleadpoisonedissoimportant.

WherecanIgetmoreinformationonleadpoisoning?

MassachusettsDepartmentofPublicHealth

U.S.EnvironmentalProtectionAgency ChildhoodLeadPoisoningPreventionProgram(CLPPP)Region1(NewEngland) (Formorecopiesofthisform,andfullrangeof (Informationaboutfederallawsonlead) informationonowners'andtenants'rightsand http://www.epa.gov/region1 responsibilitiesunderthestateLeadLaw,financialhelp(617)-918-1524 forowners,saferenovationwork,andsoiltesting) www.mass.gov/dph/clppp (781)-774-6611,1-800-532-9571

NationalLeadInformationCenter (leadpoisoninginformationorleadin consumerproducts) www.epa.gov/leador1-800-424-LEAD

MassachusettsDepartmentofLabor/ DivisionofOccupationalSafety (Listoflicenseddeleaders)

U.S.ConsumerProductSafety www.mass.gov/dos Commission(Infoaboutleadin (617)-626-6962 consumerproducts) www.cpsc.govor1-800-638-2772

MassachusettsHousingFinanceAgency (GettheLeadOutloanprograminformation) www.masshousing.com (617)-854-1000

PROPERTYTRANSFERNOTIFICATIONCERTIFICATION

Thisformistobesignedbytheprospectivepurchaserbeforesigningapurchaseandsaleagreementora memorandumofagreement,orbythelessee-prospectivepurchaserbeforesigningaleasewithanoption topurchaseforresidentialpropertybuiltbefore1978,forcompliancewithfederalandMassachusetts lead-basedpaintdisclosurerequirements.

RequiredFederalLeadWarningStatement:

Everypurchaserofanyinterestinresidentialpropertyonwhicharesidentialdwellingwasbuiltpriorto1978isnotifiedthat suchpropertymaypresentexposuretoleadfromlead-basedpaintthatmayplaceyoungchildrenatriskofdevelopinglead poisoning.Leadpoisoninginyoungchildrenmayproducepermanentneurologicaldamage,includinglearningdisabilities, reducedintelligencequotient,behavioralproblemsandimpairedmemory.Leadpoisoningalsoposesaparticularriskto pregnantwomen.Thesellerofanyinterestinresidentialrealpropertyisrequiredtoprovidethebuyerwithanyinformation onlead-basedpainthazardsfromriskassessmentsorinspectionsintheseller'spossessionandnotifythebuyerofanyknown lead-basedpainthazards.Ariskassessmentorinspectionforpossiblelead-basedpainthazardsisrecommendedpriorto purchase.

Seller'sDisclosure

(a)Presenceoflead-basedpaintand/orlead-basedpainthazards(check(i)or(ii)below):

(i)Knownlead-basedpaintand/orlead-basedpainthazardsarepresentinthehousing(explain).

(ii)Sellerhasnoknowledgeoflead-basedpaintand/orlead-basedpainthazardsinthehousing.

(b)Recordsandreportsavailabletotheseller(check(i)or(ii)below):

(i) Sellerhasprovidedthepurchaserwithallavailablerecordsandreportspertainingtolead-basedpaint and/orlead-basedpainthazardsinthehousing(checkdocumentsbelow).

LeadInspectionReport; RiskAssessmentReport; LetterofInterimControl; LetterofCompliance

(ii)Sellerhasnoreportsorrecordspertainingtolead-basedpaintand/orlead-basedpainthazardsinthe housing.

Purchaser'sorLesseePurchaser'sAcknowledgment(initial)

(c) Purchaser or lessee purchaser has received copies of all documents checked above.

(d) Purchaser or lessee purchaser has received no documents.

(e) Purchaser or lessee purchaser has received the Property Transfer Lead Paint Notification.

(f) Purchaser or lessee purchaser has (check (i) or (ii) below):

(i) received a 10-day opportunity (or mutually agreed upon period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards; or (ii) waived the opportunity to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards.

Agent'sAcknowledgment (initial)

(g)Agenthasinformedtheselleroftheseller'sobligationsunderfederalandstatelawforlead-based paintdisclosureandnotification,andisawareofhis/herresponsibilitytoensurecompliance.

(h)Agenthasverballyinformedpurchaserorlessee-purchaserofthepossiblepresenceofdangerous levelsofleadinpaint,plaster,puttyorotherstructuralmaterialsandhisorherobligationtobringapropertyinto compliancewiththeMassachusettsLeadLaw--eitherthroughfulldeleadingorinterimcontrol--ifitwasbuilt before1978andachildundersixyearsoldresidesorwillresideintheproperty.

CertificationofAccuracy

Thefollowingpartieshavereviewedtheinformationaboveandcertify,tothebestoftheirknowledge,thatthe informationtheyhaveprovidedistrueandaccurate.

Kristin Francoeur

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