Online Giving Terms of Use by Generosity Magazine

Online Giving Terms of Use Last Modified: August 1, 2026

These terms of use, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), are entered into by and between you and The Baptist Foundation of Oklahoma, a not-for-profit corporation operating under the trade name WatersEdge Ministry Services (“WatersEdge”), which provides the technology platform and payment processing services described below. WatersEdge is referred to in these Terms of Use as “We,” “Our,” or “Us.” These Terms of Use govern your access to and use of the online giving website (the “Site”), through which you may solicit donations on behalf of a church or nonprofit organization (an “Organization”) or make donations to an Organization of your choice. The Site may be presented under an Organization’s own name and branding, jointly under an Organization’s and WatersEdge’s branding, or without visible WatersEdge branding; regardless of how the Site is presented to you, you and the Organization are parties to these Terms of Use as described herein. BY ACCESSING OR USING THE SITE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO COMPLY WITH THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, DO NOT ACCESS OR USE THE SITE. WE RESERVE THE RIGHT, AT OUR SOLE AND ABSOLUTE DISCRETION, TO MODIFY THESE TERMS OF USE AT ANY TIME. ALL CHANGES WILL BE EFFECTIVE IMMEDIATELY UPON POSTING TO THE SITE. BY ACCESSING OR USING THE SITE AFTER CHANGES ARE POSTED, YOU AGREE TO THOSE CHANGES. HOWEVER, IF WE MODIFY THE ARBITRATION PROVISION BELOW, YOU MAY REJECT THAT CHANGE BY SENDING US WRITTEN NOTICE WITHIN THIRTY (30) DAYS OF OUR POSTING OF THAT CHANGE, IN WHICH CASE YOU MUST IMMEDIATELY STOP USING THE SITE. THESE TERMS CONTAIN AN AGREEMENT BY YOU TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION ON AN INDIVIDUAL BASIS. PLEASE REVIEW THE ARBITRATION SECTION BELOW SINCE YOU ARE GIVING UP CERTAIN RIGHTS, SUCH AS THE RIGHT TO A JURY TRIAL AND THE RIGHT TO SUE US IN A CLASS ACTION LAWSUIT. 1.

Online Giving Privacy Policy. We may collect certain personal information about you when you access and use the Site. Our collection and use of personal information is described in our Online Giving Privacy Policy found at https://www.watersedge.com/online-giving-privacy. If you do not agree with any collection, use, or disclosure of personal information as described in our Online Giving Privacy Policy, you should not access or use the Site.

Roles of WatersEdge and Organizations. WatersEdge provides the technology platform and payment processing services (via its payment processor Stripe) that make the Site available and processes gifts made through the Site. An Organization is the ministry or nonprofit to which your gifts are directed. WatersEdge does not take ownership of, or any interest in, funds donated through the Site; all gifts are made to and held for the benefit of the Organization, subject to WatersEdge’s role in processing the transaction.

Payment Processor. Gifts made through the Site are processed by Stripe, Inc. (“Stripe”), a third-party payment processor. When you make a gift, Stripe receives your payment information (such as your card or bank account/ACH number) and processes it in

accordance with the Stripe Services Agreement and Stripe’s Privacy Policy, available at https://stripe.com/legal and https://stripe.com/privacy, respectively. Stripe is also responsible for identity verification and related compliance checks (including “Know Your Customer” or KYC requirements) in connection with processing your gift. By making a gift through the Site, you agree to be bound by the Stripe Services Agreement, as it may be updated by Stripe from time to time. Neither WatersEdge nor an Organization receives or stores your full card or bank account number. 4.

Content. The Site, including its text, audio, video, graphics, interfaces, icons, software, computer code, data, documentation, and the design, selection, and arrangement of content, and all intellectual property rights in the foregoing (collectively, “Content”), is the property of WatersEdge and its respective affiliates, vendors, or licensors, as applicable. An Organization’s name, logo, and other organization-specific marks and materials are the property of the Organization. WatersEdge’s underlying software, platform, and processing technology are the property of WatersEdge. Except for the rights expressly granted to you in these Terms of Use, we retain all other ownership rights in the Site and Content, including all intellectual property rights. All Content is provided for general, informational purposes only. We do not guarantee the availability or accuracy of any Content, as there may be a lag between when We or an Organization makes changes to Content and when the Site is updated.

Site Information. We provide the information on the Site for general, informational purposes. While We use good faith efforts to keep the information on the Site accurate, We do not guarantee it is accurate, up-to-date, or applicable to you.

Giving Account. To set up recurring gifts or view your giving history, you may be required to create an account (“Account”) with a username and password. You are responsible for maintaining the confidentiality of your username and password and for all activity under your Account. If you believe your Account password may have been lost or stolen, notify Us immediately using the contact information below. You warrant that any information you provide to Us in connection with your Account, including payment information, is true, accurate, and complete.

Gift Errors. If you believe a gift was processed in error or without your authorization, notify Us immediately using the contact information below. We must hear from you no later than sixty (60) days after the gift was made. You will need to tell Us your name, the approximate date and amount of the gift, and why you believe there is an error. We will investigate and inform you of the results within a reasonable time.

Notices. By making a gift or creating an Account through the Site, you agree to receive electronic receipts and statements. Any emailed receipts, statements, or Account documents will be sent to the email address you provide, which you may update at any time.

Use Rights. You may only use the Site and the Content for the purposes for which they are made available to you, so long as you comply with these Terms of Use, the Privacy Policy, and all applicable laws, rules, and regulations.

10. Use of Marks. WatersEdge and an Organization each own certain trademarks, names,

logos, and service marks (“Marks”) that may appear on the Site. You do not have the right to use any Marks except as expressly agreed to in writing by the applicable owner. The

Site may also contain third-party marks and copyrighted materials, which are the property of their respective owners. 11. Intellectual Property Rights. The Site and Content are protected by copyright,

trademark, and other intellectual property laws. Any unauthorized use of any Marks, trade dress, copyrighted materials, or other intellectual property belonging to WatersEdge, or an Organization, or any third party is strictly prohibited and may be prosecuted to the fullest extent of the law. To the extent the Site and Content display an Organization’s intellectual property, the same remains property of the Organization, just as WatersEdge intellectual property remains property of WatersEdge. A participating Organization grants to WatersEdge a limited, worldwide, royalty-free license to display information provided by the Organization on the Site and for Content.

12. Copyright Policy. We respect the intellectual property rights of others and ask that you

do the same. We strive to expeditiously remove any infringing material from the Site if We become aware of it and are able to determine the propriety of removing the same.

13. Compliance with Laws. In connection with your access to and use of the Site, you are

responsible for complying with all applicable laws, regulations, and rules of all relevant jurisdictions, including all applicable rules regarding online conduct.

14. Feedback. If you submit comments or feedback to Us regarding the Site or its Content

(“Feedback”), We may use that Feedback for any purpose in Our discretion and without attribution or compensation to you.

15. Children’s Information. The Site is not directed at children under the age of eighteen

(18). If you are under eighteen (18), you must immediately stop using the Site.

16. Restrictions on Your Use of the Site. The following actions violate these Terms of Use: a)

You may not copy, duplicate, sell, publish, post, license, rent, distribute, modify, translate, adapt, reverse-engineer, or create derivative works of the Site or Content without the applicable owner’s prior written consent.

You may not use the Site for unlawful purposes.

You may not submit inaccurate, incomplete, or out-of-date information via the Site, or commit fraud or falsify information in connection with your use of the Site.

You may not engage in data mining or similar data gathering or extraction activities from the Site, or use the Site to harvest email addresses, names, or other information of Site users.

You may not access, use, or copy any portion of the Site or Content through the use of indexing agents, spiders, scrapers, bots, web crawlers, or other automated devices or mechanisms.

You may not use the Site to post, transmit, or upload any information or material that contains viruses or malware.

You may not engage in activities that aim to render the Site inoperable or make its use more difficult.

You may not frame, mirror, or circumvent the navigational structure of any part of the Site.

You may not upload, transmit, or post anything through the Site that is fraudulent, libelous, obscene, harassing, threatening, defamatory, or that invades the privacy of another or infringes another’s intellectual property rights.

You may not engage in any conduct while using the Site that We consider inappropriate, unauthorized, or contrary to the intended purpose of the Site.

17. NO WARRANTY. THE SITE AND CONTENT ARE PROVIDED “AS IS,” AND WITHOUT

ANY WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL REPRESENTATIONS, WARRANTIES, AND CONDITIONS OF ANY KIND WITH RESPECT TO THE SITE AND CONTENT, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. WE DO NOT WARRANT THAT THE SITE OR CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE LAWS OF CERTAIN JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF WARRANTIES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS. OUR SERVICES MAY INCORPORATE ARTIFICIAL INTELLIGENCE (“AI”), AND TO THE EXTENT THAT IT DOES, WE DISCLAIM ANY AND ALL WARRANTIES RELATING TO THE SAME AS AI IS INHERENTLY UNPREDICTABLE.

18. LIMITATION

OF LIABILITY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WATERSEDGE OR THEIR RESPECTIVE OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AGENTS, OR PROFESSIONAL ADVISORS (COLLECTIVELY, THE “COVERED PARTIES”) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL LOSS OR DAMAGE ARISING OUT OF OR IN CONNECTION WITH THE SITE OR CONTENT, OR YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR CONTENT, REGARDLESS OF THE FORM OF ACTION. YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP ACCESSING AND USING THE SITE. WITHOUT LIMITING THE FOREGOING, IN NO EVENT WILL OUR LIABILITY TO YOU ARISING OUT OF OR IN CONNECTION WITH THE SITE OR CONTENT EXCEED $100 U.S.D. THE LAWS OF CERTAIN JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS.

19. INDEMNIFICATION. YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD US

HARMLESS FROM AND AGAINST ALL LOSSES, CLAIMS, LIABILITIES, DAMAGES, JUDGMENTS, SETTLEMENTS, FINES, PENALTIES, EXPENSES, AND COSTS (INCLUDING REASONABLE ATTORNEYS’ FEES) THAT ARISE OUT OF OR IN CONNECTION WITH (A) YOUR VIOLATION OF APPLICABLE LAWS, (B) YOUR MISUSE OF THE SITE OR ANY CONTENT, (C) YOUR BREACH OF THESE TERMS OR OTHER POLICIES, OR (D) YOUR INFRINGEMENT OR MISAPPROPRIATION OF ANY INTELLECTUAL PROPERTY RIGHTS. WE RESERVE, AND YOU GRANT TO US, THE EXCLUSIVE RIGHT TO ASSUME THE DEFENSE AND CONTROL OF ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU.

20. Third-Party Websites and Content. The Site may link to third-party websites or contain

third-party content, provided as a convenience to visitors. We are not responsible for examining or evaluating the content or accuracy of any linked third-party website, and We do not warrant or endorse any third-party website or content. The applicable third party’s terms and privacy policy, not these Terms, govern your use of such third-party sites.

21. Linking to the Site. You are prohibited from linking to the Site without Our prior express

written consent. If We grant you a right to link to the Site, you may not do so in any way that is unfair or illegal, or that suggests any form of association, approval, or endorsement without Our prior written consent. We reserve the right to revoke such consent at any time.

22. Use in the United States. The Site is intended for use in the United States only. We do

not guarantee that use of the Site will be available or permitted in any other location. If you access the Site from outside the United States, you do so at your own risk.

23. Termination. If you violate applicable laws or these Terms of Use, you are immediately

prohibited from further use of the Site, and We may restrict your access to it. We may suspend or terminate the Site or any Content, in whole or in part, at any time in Our sole discretion for any reason. We will not be liable to you or anyone else for any damages arising from or related to such suspension or termination, or from the Site being unavailable due to hardware, software, network, or telecommunications failures, severe weather or other acts of God, regulatory restrictions, utility interruptions, or hacking or other malicious intrusion.

24. Cooperation with Law Enforcement. We may cooperate with law enforcement if you are

suspected of having violated applicable laws. YOU WAIVE AND HOLD THE COVERED PARTIES HARMLESS FOR ANY COOPERATION WITH, OR DISCLOSURE OF YOUR INFORMATION TO, LAW ENFORCEMENT RELATING TO YOUR SUSPECTED VIOLATION OF APPLICABLE LAWS.

25. DISPUTE RESOLUTION - ARBITRATION. You and WatersEdge agree to resolve any

disputes arising under these Terms of Use or relating to the Site or the Content through binding arbitration, on an individual basis, as set forth below. a)

Waiver. YOU UNDERSTAND THAT BY AGREEING TO BINDING ARBITRATION, YOU ARE GIVING UP YOUR RIGHT TO A TRIAL BY JURY AND MAY NOT BRING A CLAIM IN A CLASS ACTION LAWSUIT, AND THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN CLAIMS. If a court determines the foregoing is unenforceable, the claim must be severed from the arbitration and brought in court, subject to Our right to appeal.

Good Faith Discussions. You and WatersEdge must first attempt to resolve any dispute through good faith discussions or email before submitting the dispute to binding arbitration.

Rules. Arbitration will be conducted by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules, then in effect (“Rules”), available at https://www.adr.org/Rules. You and WatersEdge agree that this agreement to arbitrate involves a transaction of interstate commerce, and the Federal Arbitration Act governs the interpretation and enforceability of this agreement to arbitrate.

Arbitrator. Arbitration shall be before one (1) arbitrator with exclusive authority to resolve any disputes arising under these Terms of Use or the Site, including the enforceability and formation of this agreement to arbitrate.

Location. Arbitration shall take place exclusively in Oklahoma County, Oklahoma.

Time Limit. Any claim by you must be commenced within one (1) year of the dispute giving rise to the claim.

Confidentiality. The parties will not make any public comments or announcements about the subject matter or outcome of any arbitration, unless necessary to enforce the arbitration award and only to that extent.

Costs and Expenses. Each party shall pay its own expenses and fees, including attorneys’ fees, arising from arbitration, unless the arbitrator determines your claims were improper or frivolous.

Exceptions. You, and WatersEdge retain the right to bring an individual action in small claims court and to seek injunctive or other equitable relief to prevent actual or threatened infringement of intellectual property rights.

26. Governing Law. Unless expressly prohibited by the law of your place of residence, these

Terms of Use, and your access to and use of the Site, are governed by the laws of Oklahoma, without regard to its conflict of laws principles.

27. Entire Agreement. These Terms contain the entire agreement between you,

WatersEdge, with respect to your access to and use of the Site and the Content. In the event of a conflict between these Terms of Use and the Online Giving Privacy Policy, the Online Giving Privacy Policy will control.

28. Severability. If any provision of these Terms of Use is held invalid, void, or unenforceable,

that provision will be severed and the remaining provisions will remain in full force and effect. Headings are for convenience only and do not affect interpretation.

29. Waiver. Our failure to enforce any provision of these Terms of Use will not constitute a

waiver of that provision or any other provision. Any waiver will be effective only if in writing and signed by the waiving party.

30. Assignment. WatersEdge may assign its respective rights and delegate its respective

duties under these Terms of Use at any time without notice to you. You may not assign your rights or delegate your duties under these Terms without Our prior written consent. These Terms inure to the benefit of Our successors and assigns.

31. Contact Us. Please direct any questions and concerns regarding these Terms to Us at:

WatersEdge Ministry Services 300 Johnny Bench Drive, Suite 200 Oklahoma City, OK 73105 (405) 949-9500 legal@watersedge.com