10 Benefits of Simply Free Checking

We’re member owned, member run—meaning our best interest is yours. That’s why we’ve done the research and created the best available checking accounts built with features designed to fit your needs. In fact, Simply Free Checking could save you an average of $167 in maintenance fees annually compared to leading banks.1 Making the switch is easy, so start enjoying these great features by opening a checking account today.

1 Average monthly maintenance fees found on MoneyRates.com/research-center/bank-fees from MoneyRates.com Checking Account Fee survey, published on 12.21.2022

2Simply Free Checking: $25 deposit is required to open. The account must be funded within 30 calendar days; otherwise, the account may be closed. Simply Free Checking is a non-dividend bearing account. There is no minimum balance required to maintain this account.

3ATMs: Our ATM network is fee free for withdrawals for GECU debit cardholders. In-network ATMs include: GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs. 4Round-Up: Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts. Funds will be added to member’s chosen GECU savings or money market account; excluding Certificates, IRAs, or IRA Money Market accounts. Match will be paid on eligible funds at the end of the month with an annual match limit up to $350; reportable on IRS Form 1099. 5Early Pay: For GECU consumer checking accounts only; not available on GECU: money market, business checking, or Health Savings Accounts. Early Pay is a service in which we credit eligible ACH deposits up to two business days early. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means the timing of when transactions are credited could vary and funds may not be received early. We cannot guarantee that you will receive Early Pay due to unanticipated circumstances. Eligible ACH deposits include, but are not limited to: payroll, pensions, and government deposits. Other deposits, such as: check or mobile deposits and card transactions are not eligible for Early Pay. Early Pay is automatic and there is no fee, you can opt out at any time. Learn more at gecreditunion.org/earlypay. Early Pay is offered at the discretion of GECU, and we reserve the right to cancel the service at any time and without notice to you. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.