BRIGHT HORIZONS
Power your holidays with smart money moves
Send and receive money with Zelle®1
Whether you�re gifting cash to loved ones or splitting the cost of a present, access Zelle® in GECU� s Online Banking or the mobile app2 for a fast, easy, and secure way to send and receive money in minutes.
Create a seasonal budget
Get ahead of the curve by setting a seasonal budget using Money Management in Online and mobile banking. In minutes, you can auto-generate a budget that takes your spending habits and recurring deposits into account—no manual entry required!
Consider end-of-year charitable giving
Giving back is a meaningful way to close out the year and may even reduce your tax liability. Just be sure to verify the legitimacy of an organization before donating to ensure your generosity goes where it’s needed most.
Embrace Debit Card Controls
Curtail excessive spending and stop fraud in its tracks with Debit Card Controls! With them, you can set spend limits, customize how and where your card is used, turn your card On/Off, and get real-time alerts.
Swipe and save: $686K rounded up last year!
Holiday spending adds up, but with GECU�s Round-Up program, your everyday purchases can help fund next year’s festivities. Just use your debit card and we’ll automatically save your spare change—last year, GECU members saved $686,660! We�ll even match 5% of those rounded-up funds, helping you earn up to $350 a year!3 Learn more at: gecreditunion.org/round-up
A message from our President and CEO
It’s hard to believe another year is coming to a close. As we wrap up 2025 and head into the holiday season, I want to take a moment to thank you for making it another great year at GECU. Every step forward we have taken as an organization is made possible by your loyalty and trust.
Like in years past, the U.S. economy has experienced its share of ups and downs, and today’s landscape is once again marked by ongoing challenges. While there have been some signs of resiliency, many households are feeling the strain of global trade tensions and inflation. These pressures have raised concerns about affordability, especially when it comes to housing and everyday essentials. We understand these financial pressures can feel overwhelming, but you don’t have to face them alone. Whether you prefer to meet in person at one of our branches, or from the comfort of your home (read on to learn more), we’re here as your financial partner—ready to meet you where you are and help you feel more confident in your financial journey.
Earlier this year, we introduced our Next Gen initiative as a strategic focus on modernization, innovation, and member-centric service. One of the most exciting advancements to come from this initiative is Violet, our virtual assistant. Violet is designed to help you quickly get support, 24/7/365, for commonly asked questions related to our products, services, locations, and
more. We recently expanded Violet to be available across all platforms–including our GECU website, Online Banking, and mobile app. Since launching, she has supported tens of thousands of members with aroundthe-clock assistance, providing fast, accurate answers. Violet’s ever-expanding capabilities and knowledge base continue to make her an increasingly valuable part of our overall member support approach.
An important part of Next Gen is ensuring you can bank your way. That�s why we�re upgrading Online Banking and our mobile app this fall with customizable dashboards and a more intuitive interface. We also expanded our Virtual Branch service, giving you the ability to schedule appointments from home, at work, or on the go–using your phone or computer, with or without a camera. Whether you’re opening a new account, applying for a loan, or needing personalized support, nearly everything you can do in a branch can now be done virtually (apart from cash deposits and withdrawals). Through these enhancements, we’re combining innovation with the personal service you’ve come to expect. Our goal is to meet you where you are and make banking easier, more convenient, and more reflective of the relationship we share with you.
We�ve remained deeply engaged in our community throughout the year. Recently, we donated hundreds of
GECU supports the Beech Acres backpack drive
Since 2021, GECU has supported Beech Acres Parenting Center �s Equip-a-Kid campaign. This year, not only did our team members donate 74 backpacks filled with school supplies, but we also sat down with the non-profit to learn more about their mission and impact. Scan the QR code to watch the short interview.
You can follow us on Facebook for more giveback highlights at: @General Electric Credit Union
Timothy D. Ballinger
school and hygiene items to fill back-to-school backpacks for two incredible organizations: Beech Acres Parenting Center’s Equip-a-Kid program and Hope to Dream (coordinated by St. Vincent de Paul and Morris Furniture Company). The Equip-a-Kid program ensures children start the school year with the tools they need to thrive. Hope to Dream’s primary mission is to provide beds to children in need, but our backpack donation reflects their broader commitment to supporting all aspects of a child’s well-being. We’re proud to support these two initiatives and help children feel cared for, both at home and in the classroom.
Lastly, as a reflection of our dedication to innovation and growth, we were recently honored as an award recipient at the 26th Annual Family and Private Business Awards by the Goering Center. This year’s theme, Enduring Excellence: Embracing Change, Fueling Growth, aligns with our ongoing efforts to better serve our members and community.
With the momentum of our Next Gen initiative and our continued impact in the community, I am excited about what’s ahead in 2026 and how we can continue to serve you. On behalf of the entire GECU team, I wish you and your loved ones a joyful holiday season and a Happy New Year.
Holiday Closures
Columbus Day
Monday, October 13th
Veterans Day
Tuesday, November 11th
Thanksgiving Day
Thursday, November 27th
Christmas Eve
Wednesday, December 24th | Closing at 12pm
Christmas Day
Thursday, December 25th
New Year ’s Day Thursday, January 1st
Shop and save this holiday season with a premium credit card
Prepare yourself for holiday shopping by getting the right credit card in hand before you hit checkout! With a GECU Visa Signature® card, you�ll earn unlimited 2% cash back1 with rewards on every purchase. Plus, we’ll stuff your stocking with an extra $200 bonus2 when you spend $2,500 in the first 90 days.
Best of all, you can pay off this year�s holiday spending balance interest-free with 0% intro APR3 for 12 months on purchases and balance transfers made within the first 60 days. Afterwards, you�ll enjoy a low rate of 14.99% - 18.00% APR based on creditworthiness. Compared to retail store credit cards with outrageous rates as high as 35.99%,4 you can feel confident using your GECU card for all purchases!
ANNUAL
FEE5 and unlimited cash back with rewards on every purchase
APR = Annual Percentage Rate. All offers valid for qualified borrowers only, upon approved credit. Offers subject to change at any time. 1Reward Points: For each dollar charged on a qualifying purchase in each billing period on your GECU Visa Signature card, you’ll earn reward points. Qualifying purchases are purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed with or without notification. For full terms and details, visit: gecreditunion.org/signature 2Bonus Points: New Visa Signature cardholders have the opportunity to earn 20,000 bonus points upon making $2,500 in purchases within the first 90 days of account opening. The bonus points will be added to your reward point balance and will be identified as such on your statement, eStatement, or within Online Banking/mobile app. 3Introductory APR: Purchases and balance transfers made in the first 60 days will have 0.00% introductory APR for 12 months. Existing GECU credit card/loan balances are not eligible for the introductory rate. After the introductory period, the APR will be 14.99%–18.00% based on creditworthiness. 4Average retail credit card rate according to: bankrate.com/credit-cards/news/retail-store-credit-card-survey 5Credit Card Fees: Regular APR applies; foreign transaction fee is 0% of each transaction in U.S. dollars. There is a $10 or 3% of the amount (whichever is greater) fee to transfer balances from other credit cards to a GECU credit card.
Apply for a Board of Director position
Make an impact and volunteer by applying for a Board of Director position! Candidates must be:
At least 25 years old
An active member in good standing for at least three years
Applications must be dropped off or postmarked to a GECU location by 5 pm on October 24th.
Scan the QR code to learn more.
Photo credit: Michelle Peters
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Investing. Build a diversified portfolio aligned with your risk tolerance and aspirations.
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Schedule a free, no-obligation consultation and begin your journey toward confidence and independence. Scan the QR code or visit: gecreditunion.org/gecu-wealth-management
representatives of LPL offer products and services using GECU Wealth Management, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, General Electric Credit Union or GECU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
General Electric Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
