La Quinta Gem July 2019

JULY 2019 | SWIMMING

SUMMER HEATS UP RISK OF DEHYDRATION SUMMER FUN WITHOUT THE DRIVE

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TABLE OF

CONTENTS

July 2019 6 Chairman’s Message 7 Business Profile: Aspen Mills 8 Holiday Shopping in La Quinta 6 Chairman’s Message

10 A City of Holiday Cheer

7 Business Profile: Aspen Mills 8 Holiday Shopping in La Quinta 10 A City of Holiday Cheer

Summer Keep Hydrated this Summer Page 7

10 12

Features

7

Better Hearing Adds to a Summer Higher Quality Heats of Life Up Risk of Dehydration

7 Summer Fun Without the Drive 4

10

The Impact of AVID on Mitigating Summer Melt

20

What’s Happening at Old Town

14-19

City Pages

20

Travel Insurance

Help the Employees of Your Small Business Save for Retirement

22

Cost of Homeowner’s Insurance on the Rise

25% OFF ALL TAKE-OUT PIZZAS THANK YOU FOR THE MAJOR SPONSORSHIP PROVIDED BY

The Greater Coachella Valley Chamber of Commerce (GCVCC) was created in 2016 in cooperation with the former Coachella, La Quinta, Cathedral City and Indio Chambers, along with the Cabazon Band of Mission Indians and Twenty-Nine Palms Band of Mission Indians. It enhances and significantly improves the way businesses interact with each other and the community in the entire Coachella Valley. As a Regional Chamber, the GCVCC delivers services and benefits to its members on a scope not seen before in the area.

GCV LA QUINTA CHAMBER BOARD OF DIRECTORS Jeff Fishbein, Chairman | Coldwell Banker Residential Brokerage Steven Weiner, Treasurer | National CineMedia Ray Dominguez, Secretary | Lamar Outdoor Advertising Doug Motz| Motz-Rusin Insurance Agency Mike Chapa | Fairway Independent Mortgage Karen Lambrose | Caliber Home Loans Lee Osborne | Osborne Rincon CPA’s Liz Bucio | Leap Marketing

ALL DAY SUNDAY - TUESDAY OFFERED AT BOTH LOCATIONS

Valid through September 30, 2019. For online or take-out orders.

Delivery Excluded. Not valid with any other offer or discount.

THE GEM PRODUCTION TEAM THE LA QUINTA GEM IS PRODUCED BY THE GREATER COACHELLA VALLEY CHAMBER OF COMMERCE. ARTICLE EDITS BY O’BAYLEY COMMUNICATIONS. The Gem is an official publication of the GCVCC. Circulation: Approximately 23,000.

Distributed free to all residents, Chamber members and businesses in La Quinta.

To advertise please call (760) 347-0676.

Please Note: The opinions and views expressed in all editorial material are those of the writer or person interviewed and are not necessarily those of the GCVCC, its Board of Directors, or the advertisers in The Gem. The GCVCC endorses no person, political candidate or opinion unless specifically stated. The Gem reserves the right to reject certain advertising submissions. For a list of advertising standards, please contact staff.

The Gem reserves the right to edit all submissions for grammar, length, and questionable content. Advertisers please note that colors may look slightly darker, or slightly lighter due to variables in the printing process. Questions or comments? Email us at info@GCVCC.org or call (760) 347-0676.

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Summer Heats Up Risk of Dehydration Submitted by: GCVCC Staff In the extreme heat of summer, dehydration is something everyone needs to be aware of, especially those with children.

Dehydration symptoms can range from mild to severe and need to be taken seriously at every stage. Mild dehydration won’t usually cause a significant health problem, but if it’s not addressed it can get progressively worse. Severe dehydration is a medial emergency that can be life-threatening and requires a trip to the hospital.

To avoid dehydration an average person needs about eight glasses of water a day, or half one’s body weight in ounces per day. When active outdoors the demand can increase, especially in the heat of a desert summer. The need for hydration exists even when engaging in water activities like swimming.

While monitoring our own activity, parents will need to do double duty for their children. Youth have increased risks of dehydration for several reasons: • Their bodies are smaller.

• They are more prone to illness that can lead to dehydration. Common childhood illness, such as vomiting and diarrhea, can accelerate fluid loss and dehydration.

• Babies and young children depend on adults to give them liquid, very young children might not be able to tell anyone they are thirsty.

The key to avoiding dehydration is understanding the environmental conditions around you, making a conscious effort to hydrate regularly, and recognizing symptoms when and if they do occur. Mild dehydration often can go undetected, but as dehydration gets worse symptoms get more pronounced:

• Feeling thirsty • Urinating less often • Having dark yellow or brown urine • A dry mouth or cracked lips • No tears when crying • Feeling tired or confused • Feeling dizzy or light-headed • Eyes that look sunken in the face If your child starts to show signs of dehydration, there’s a few things you can do.

Give them a rehydration solution. These are special drinks to help with dehydration, such as Pedialyte.

Apple juice mixed with an equal amount of water is also effective. For babies, breast milk will be helpful.

You’ll be able to tell if its working if your child urinates more often, and the urine looks pale yellow or clear. For babies, they will have more wet diapers.

If dehydration becomes severe, it can have serious consequences that could potentially lead to organ failure and even death. In these severe situations getting to a hospital quickly is key, as severe dehydration can be treated with an IV. Whatever you do, don’t let symptoms of dehydration go untreated.

The information in this article was provided by Dr. Brian Myers at the Live Well Clinic in La Quinta. Dr. Brian Myers is a naturopathic primary care doctor with a focus on gastrointestinal and cardiovascular health at Live Well Clinic in La Quinta. For more information regarding how you can live longer and more healthfully, go to www.livewellclinic.org or call 760-771-5970.

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miracle-ear.com/locations/laquinta-ca/ Special offer applies to purchase of same Miracle-Ear make and model hearing aid. 50% discount applies only when first aid is purchased at the regular list price. Valid at participating Miracle-Ear locations only. Not valid with any other discount or offer. Not valid on previous purchases. Hearing Tests are for Amplification Purposes only. Offer expires 07/31/2019.

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Summer Fun Without the Drive Submitted by: GCVCC Staff

Vacations can be great, except for packing, TSA checkpoints, airplane delays, travel cost, and the general stress associated with travel. How about skipping all that? If you are searching for a great vacation, La Quinta residents don’t have to look past their own backyard.

La Quinta has long been an attractive destination for the rich and famous, attracting the likes of legendary actors Greta Garbo, Clark Gabel, former Presidents Dwight D. Eisenhower and William Taft, and the wealthy Crocker and Vanderbilt families. The international appeal is strong, and the attractions that draw them here are many.

Surrounding La Quinta are fabulous golf courses, highlighted

by PGA West, the longtime home of the PGA’s Desert Classic. The event has featured David Duval shooting a record-tying 59 to win the 1999 event, and the legendary Arnold Palmer shooting his age in 2001 when he had a 1-under 71 in the fourth round. The event also attracts some of the biggest stars in entertainment and sports to create a one-of-kind fan experience.

For entertainment options, Old Town La Quinta is one of the valley’s top food and entertainment venues. La Quinta’s natural beauty also offers unique opportunities, enjoying an early morning walk or bike ride through its many trails, or lounging pool side with a drink and a spectacular

view of towering mountains.

Ready to book your staycation?

During the summer, there are great options (and prices) at your local resorts.

LA QUINTA RESORT: The grounds of the La Quinta Resort famously inspired legendary director and screenwriter Frank Capra, who’s 1934 film “It Happened One Night,” became the first film in Oscars history to sweep the major awards – Best Picture, Best Actor, Best Actress, Best Director and Best Adapted Screenplay. He wrote the Christmas classic “It’s A Wonderful Life” at the La Quinta Resort.

The resort is also one of the early homes of the BNP Paribas Open, which many consider to be tennis’ “fifth Grand Slam.” The tennis facilities have attracted its share of celebrities, most notably former Tonight Show host Johnny Carson.

A Waldorf Astoria Resort, it offers the finest in modern luxury, a world-class spa, and fine dining at Morgan’s in the Desert, Twenty6 and Adobe Grill.

For more information, visit laquintaresort.com or call (760) 564-4111.

THE CHATEAU AT LAKE LA QUINTA: A desert destination that offers lakefront views is not a mirage. The Chateau at Lake La Quinta opened in 2015, a 24room boutique hotel designed in the spirit of a French manor.

The property features Mélange restaurant and bar, which showcases California family farmsourced ingredients and offers a menu of classic and contemporary dishes. All in a setting that offers lake and mountain views.

For more information, go to thechateau.com or call (760) 5647332.

EMBASSY SUITES BY HILTON: Embassy Suites is ideally located a few steps away from Old Town La Quinta. The property offers two-room suites, an atrium, modern water features and a complimentary breakfast or evening reception.

For more information, go to Hilton. com or call (888) 445-8667.

HOMEWOOD SUITES BY HILTON: Located across the street from the Indian Wells Tennis Garden along Washington, Homewood Suites gives you all the amenities of home with a full kitchen, full refrigerator, microwave, dishwasher and twoburner stove top. They also offer a complimentary grocery shopping service and a 24-hour on-site convenience store.

Each day, you can get a complimentary hot breakfast.

Monday through Thursday, there is a complimentary evening social.

For more information, go to homewoodsuites.com or call (760) 391-4600.

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Better Hearing Adds to a Higher Quality of Life Submitted by: Ron Gomez, BC-HIS, Miracle Ear Hearing Center, La Quinta Hearing loss is one of the biggest public health issues facing the elderly today. According to the National Institute on Deafness and Other Hearing Disorders, about 25% of people age 65 to 74 suffer from hearing loss. That number doubles for seniors over 75 years of age.

The most common signs of hearing loss include: • Hearing people speak, but not understand what they are saying • Television volume level is louder than normal • People need to repeat things to you often • Difficulty hearing speech in noisy environments like restaurants and parties If any of these signs are occurring with you or a loved one, you should greatly consider getting your hearing tested with a reputable, hearing health professional.

Denial often surrounds a hearing loss. Denying hearing loss will only lead to frustration and lack of quality in your life. Unfortunately, this frustration is usually shared with your spouse and/or other family members. Be honest with yourself and loved ones. Being honest will help build the support system needed while you seek a hearing health solution.

Aging is one of the primary ways you can develop hearing loss. We’ll refer to it as age-related hearing loss.

It often creeps up slowly. You may not even notice it until your spouse or family members recognizes it and brings it to your attention. In addition, hearing loss does not age well. Recent studies indicate that hearing loss that goes unattended can lead to early cognitive stages of memory loss, dementia and alzheimers. The second is noise-induced hearing loss. This loss often occurs over the years and related to exposure to loud noises without using hearing protection.

Scheduling a hearing exam is simple. Our office schedules FREE hearing exams by phone Monday through Friday with no obligation. We also schedule custom, ‘in-home’ 10

hearing exam services by request if needed. If there is a hearing loss, we demonstrate our most current technologies and make a recommendation.

If a hearing instrument is purchased and delivered to a patient, the initial relationship with the Hearing Health Professional should be consistent to assure the hearing instruments are fitting comfortable and adjusted correctly.

“Hearing loss happens to good people!” Better hearing will add more quality to your life and also the people around you. If you, a friend or loved one are experiencing any of these symptoms, contact a hearing health professional and schedule a complete hearing exam today.

This message is not meant for hearing health advice, simply general knowledge.

For further information contact a licensed hearing health professional in your area.

Ron Gomez of Miracle Ear Hearing Center is a National Board Certified, Licensed Hearing Consultant in La Quinta, CA. License HAD8507. Call to schedule a free consultation today at 760-972-4865.

The Impact of AVID on Mitigating Summer Melt Submitted by: Marcus W. Wood, Ed.D. It is an exciting time of year as our high school graduates prepare for their next journey in life; college. Many students challenged themselves by taking a rigorous course of study that included Advanced Placement or IB classes as well as four years of math and science. Many participated in sports, clubs, and donated time at local non-profits to earn community service hours. Senior portfolios were created, SATs were taken, college applications and the FAFSA were completed, and scholarships were applied for all in pursuit of the college or university of choice. Now, all that stands between high school and attending that first college class is a few summer months.

Unfortunately, a high number of students who walk across the stage at graduation with plans to go to college never get there. Too many students overlook or struggle to understand the letters and emails colleges send over the summer asking students to complete financial aid forms, turn in health documents, sign up for orientation and more. College counselors have identified this unfortunate event as “Summer Melt”; when students, primarily socioeconomically disadvantaged and first-generation college students, have signed up for a university or community college but do not matriculate. Once removed from the

academic setting of their high schools, prospective college students’ motivation to attend college “melts” away.

One successful program that assists in encouraging students to stay true to their dream and their plan is their high school’s AVID program. Advancement Via Individual Determination (AVID) is a college readiness program for elementary through higher education students that is aimed at increasing academic achievement of students through targeted instructional strategies. The program focuses on skills that students will need to be successful in college and career. The program places special emphasis on writing and reading skills, critical thinking, teamwork, and organization. AVID is in all of Desert Sands Unified School District middle and high schools and the program continues to grow at the elementary level.

AVID programs not only provide academic support to help students prepare for college, but assists students in applying and gaining admission to colleges as well.

The concepts used in AVID create a culture of success at the schools and in the minds of students. AVID schools use the techniques first created for college bound students to incorporate skills that also benefit those going directly into the workforce. The school CTE programs (career technical education) also promote the importance of the same critical thinking, teamwork, and academic focus that ensure success all careers.

In 2016, a quantitative study evaluated the relationship of Summer Melt rates of students accepted to colleges and universities who participated in high school AVID programs and who did not. The data indicated that students in AVID experienced Summer Melt less than 13% of the time, compared to students not in the AVID program who experienced Summer Melt over 40% of the time. Data also indicated that there was little correlation with socioeconomic status and Summer Melt; however, there was a greater correlation with an increase in first generation college students who experienced Summer Melt. The results of this research overwhelmingly establish that student participation in the AVID program effectively prepares students to attend college. Other research from AVID also concludes that success in college and persistence in college has higher rates for students who participated in AVID over their peers.

Looking forward to the 2019-2020 school year, are your students participating in AVID? To learn more about the program, visit www.avid.org. And spend the summer encouraging your children to continue to grow toward academic success. Read. Create.

Challenge.

What’s Happening at

OLD TOWN

HOW TO CHILL ON MAIN STREET Enjoy Fresh, Frothy Summer Drinks. Margheritas.

Mai-Tais. Craft Beers. Fruity Sangria. Rose All Day. Solano’s Velvet Lounge, The Grill on Main, Old Town Taproom and Stuft Pizza Bar & Grill offer all of these and more with great deals on Happy Hour menus. Why heat up the stove when you can sip & dine? Follow us on facebook to see our weekly favorite drinks!

Choose Creative Take-Outs: Stuft Pizza’s take-out menu has over 100 delectable choices. Then stop by La Quinta Olive Oil Company and taste Pina Colada, White Mango and White Peach balsamics. Add them to Prosecco at home for a custom summer cocktail.

Indulge Now & Then. It just isn’t summer without ice cream and Nitroinfusions has the creamiest, best organic ice cream anywhere. Enjoy organic iced-coffee and desert crepes at La Petite. Catch up on reading summer those novels. Just find your favorite sofa at

Old Town Coffee Company and get comfortable with a lime & coconut iced tea or an awesome cold brew coffee drink with a dash of almond toffee.

Stay Healthy & Beautiful, Inside & Out. Try a gentle yoga class or Tibetan Sound Bath at Gather, an Ayurvedic-powered facial at Alankara Aveda Salon, bodywork at Old Town Massage, a mani-pedi at Old Town Nails, non-surgical facelifts at About Face Medical Aesthetics, summer skin care essentials at H2O Closet or a summer haircut at Salon Montana!

Dress Cool.Wear fabrics that breathe and protect your eyes. It’s time for yoga clothes, althleisure wear, cool cottons and linen, t-shirts, designer shades and glamorous vacation ensembles. Shop local at Alexandrite Golf & Active Wear, Tarah Jade, Old Town Optix & Optometry, Le Chateau, Lulu’s and elizabeth & prince.

Sign-up for our monthly newsletter to stay up-to-date on events, deals and lifestyle news at oldtownlaquinta.com

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—Contributed by Old Town Staff 78100 Main Street, La Quinta, CA

ENTER OUR SUMMER CHILL CONTEST TO WIN A $100 GIFT CERTIFICATE! This is what you do:

CHILL, SNAP & SHARE Just take a picture of a cool experience at Old Town, post it on Facebook or Instagram and share it.

We’ll choose a winner to receive a $100 gift certificate!

For details on how to enter visit Oldtownlaquinta.com/ SummerChillContest.

OLDTOWNLAQUINTA.COM 78-100 Main Street, La Quinta, CA

PAID ADVERTISEMENT

City Manager’s Message By: Jon McMillen, La Quinta City Manager Greetings! July marks the beginning of my appointment as City Manager for the City of La Quinta. I am truly honored and excited to join the team and look forward to working with the city council, the amazing staff and community. I have worked for the City as a consultant for 17 years, providing project management, development services and economic analyses. During this time, I have enjoyed being part of many great projects and as a new resident of La Quinta my passion and drive to serve our community is stronger than ever.

La Quinta won my heart from the beginning, with its natural beauty, wonderful weather, and friendly people. I love hiking the trails in the cove, cycling the neighborhoods, and being outside on those perfect summer nights. I am thrilled to be in this position and look forward to the future of La Quinta.

SILVERROCK DEVELOPMENT CONSTRUCTION UPDATES STAY IN THE KNOW ON ALL THINGS SILVERROCK! VISIT WWW.LAQUINTACA.GOV/SRR

As I embark on this journey with all of you, we are continuing to work on three projects.

The Dune Palms Widening Project began recently and is expected to widen Dune Palms Road from Blackhawk Way to the northern approach of the future Dune Palms bridge from two to four lanes. The project will include constructing a new northbound travel lane, curb and cutter, and 6-foot wide curb-adjacent sidewalks.

The La Quinta Village Complete Streets Project is focused on making roadways safer and more accessible to pedestrians and bicycles in the La Quinta Village. The project received $7.3 million in funding for construction through a grant called the “Active Transportation Program.” The project includes five roundabouts in the Village area. Construction on phase 1 began recently along Calle Tampico.

The Eisenhower Retention Basic Project has begun construction. The drainage improvements and storm water retention include a 6.3 acre, 8-foot-deep retention basin located near the intersection of Eisenhower Drive and Avenida Fernando, providing flood protection for a 150year storm event. The basin is designed to collect runoff on Eisenhower at the Coachella Drive and Avenida Fernando intersections, and accept overflow from the Legacy Villas development.

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Community Services

Wellness Center Happenings

Online registration available at www.laquinta.ca.gov For more information, please call (760) 564-0096

Creative Wellness Ballroom Dance (Beginning)

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Ballroom Dance (Intermediate)

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July 25 Luncheon Registration is open 11:15am Meet new and familiar friends while enjoying a delicious meal Catered by a local La Quinta Restaurant Registration is open “now” Fee: $4 RENTALS Having an Event? We’ve got you covered!

The La Quinta Wellness Center is available for private rentals!

This facility is perfect for your wedding reception, birthday party, company gathering, banquet, neighborhood event, family reunion, or other social event. The multi-purpose room has a capacity of 200 and includes tables and chairs for up to 200 people. An elevated stage and dance floor are included; large kitchen is available for additional fee.

Call (760) 564-0096 for more information and pricing.

PAID ADVERTISEMENT

Friendly Callers Program; Weekly This program offers peace of mind to isolated seniors by providing a weekly telephone call from our friendly volunteers. How do you sign up? Please call the La Quinta Wellness Center at 760-564-0096 to be placed on the call list. A friendly volunteer from the center will contact you to complete the enrollment and determine if the program would be beneficial for you.

Family Hospice Care, Adult group meets on Fridays from 9 -10:00am Your local adult bereavement support group is open to all who have experienced the death of someone close.

Support is free of charge in a non-religious, safe and caring environment. First time attendees please call Family Hospice Care office at 760.674.3344 to register.

Look Who’s in the Lobby “Senior Planning Council of the Desert,” Tuesday, July 9; 10am – 12pm.

Help seniors, their caregivers, and their family with resources that provide clear solutions to difficult problems.

Recollections of World War II in Poetry; July 16; 10 – 11:30am Presentation by Poet Mr. Bernard Surgil, tells a noteworthy story in the voice of his 19-year-old self, as a solider in the 2nd World War. Praise of Mr. Surgil’s accomplishments has been received from local Poet Laureate, Dorothea Bisbas.

Reservations please.

Caregiver Workshop; July 9 – September 24; 5pm until 7pm.

Are you a family member or a friend caring for an older adult? Are you a caregiver who needs support and resources?

This program is a series of 12-week 2-hour workshops one time per week. Free program offered by Riverside University Health System-Behavior Health, through the Mental Health Services Act. Please call 760-863-7891 for registration.

La Quinta Boys & Girls Club Top 50 Readers Program; August 15, 11:30am The 29th Annual Back to School Top Reading program luncheon will take place at the Wellness Center honoring children for their reading achievements. This reading program encourages children to continue reading throughout the summer. A donation of $10 will help purchase the school supplies for this program and entitles you to attend the luncheon where children receive their school supplies.

If you would like to cover all the costs to provide school supplies for one child and be listed as a Sponsor in the Program, the cost is $35.00. Please call the Wellness Center for more details 760-564-0096.

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It’s Your Library La Quinta Public Library is located at 78-275 Calle Tampico.

Enjoy FREE programs for all ages.

Call (760) 564-4767 for hours.

FEATURED PROGRAMS Minute-To-Win-It Challenge (Ages 18+) Thursday, July 18 @ 5:30pm Bring a friend and compete against the clock in a series of challenges. What’s the catch? You’ll only have 60 seconds to dominate each challenge! Do you have what it takes?

JUNE 17 – JULY 26: 2019 SUMMER READING PROGRAM It’s Showtime at Your Library!

THE WACKO SHOW- SUMMER READING FINALE (ALL AGES) Friday July 26 @ 10:30am Wacko combines his magic and comedy with spectacular balloon twisting. Wacko is not your ordinary event act.

Wacko has always moved away from traditional magic shows and has developed original routines that will entertain any age. The audience is part of the show. That’s right, Wacko’s act is very audience participation-oriented. He makes everyone feel as if they are part of the show.

Tween Spotlight (Ages 8-12) Wednesdays, July 10, 17, & 24 @ 2:30pm Join the show and participate in a different activity each week. Discover the magic of invisible ink, craft a camera obscura, rock out with an instrument made by you and more!

THURSDAYS Family Day (All ages) Thursdays @ 10:30am July 11: Bring the family and join our 3rd Annual Egg Drop Challenge. Successfully design a container using recycled materials to keep an egg from breaking or cracking when dropped from a high ladder onto shell-shattering concrete.

Materials & eggs provided while supplies last.

July 18: Compete against the clock in a series of challenges.

What’s the catch? You’ll only have one minute to win it! 60 seconds are on the clock for each challenge. Do you have what it takes? If you like fast-paced fun you won’t want to miss this event!

For a full list of programs & events, visit www.facebook.com/ laquintapl/events The Library will be CLOSED on Thursday, July 4 for Independence Day.

MONDAYS Teen VIP (Ages 13-17) Mondays @ 4pm July 8: Put together your own designer look using cloth scraps, cardboard, duct tape and happy thoughts.

July 15: Direct and produce a short video using WeVideo.

Use photos taken at previous summer programs or bring in your own.

July 22: Join author C.B. Lee for a writing workshop as she helps you craft the hero or villain of YOUR story.

TUESDAYS Summer Meal @ the Library (Ages 18 & under) Tuesdays, June 18 through July 30 @ 10am – 10:45am The Library will offer free, healthy lunches for children and teens 18 and under in partnership with DSUSD Nutrition Services. There is no sign-up, application, income verification, or identification needed. Meals are served to all children on a first come, first served basis.

Explore Your Museum The La Quinta Museum is located at 77-885 Avenida Montezuma.

Hours are Tuesday through Saturday from 10 a.m. to 4 p.m.

(Closed on Sundays and Mondays).

Lights, Stories… Action! (Ages 2-7) Tuesdays, July 9, 16, & 23 @ 11am Stories, songs, games, crafts, and other activities!

Exhibit:

Tween Time (Ages 8-12) Tuesdays, July 9, 16, & 23 @ 11am Hang out, play a game, do a craft!

Road Trip: Route 66 A nostalgic look at the “Main Street of America,” On exhibit through September 14, 2019.

WEDNESDAYS

Programs and Events:

Baby Story Time (Ages 0-2) Wednesdays, July 10, 17, & 24 @ 10am Introduce your littlest ones to the library with interactive rhymes, songs, and books geared towards promoting literacy at the youngest age in a gentle atmosphere with parental/ guardian participation.

STITCH Every Tuesday 1– 3 pm Bring your own project. Be inspired and share with fellow quilters, knitters, needle pointers and weavers.

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Admission is free! Call (760) 777-7170 for more information.

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La Quinta Museum Coloring Club for Adults Every Friday 1-3 pm Basic supplies are provided.

Mah Jongg Every Saturday 10am-1pm Crak! Bam! Dot! Come and play at the Museum. This is not a class with an instructor, but all levels are welcome.

Please note: The Museum will be closed Thursday, July 4, 2019, in observance of Independence Day. Brown Bag TED Talk Wednesday, July 10, 2019 12 noon Enjoy a TED Talk on the big screen and join the discussion following the showing. Bring your lunch and bring a friend.

This month we’ll watch Elizabeth Gilbert’s talk, “Your Elusive Creative Genius.”

Good Reads in the Gallery July 11, 2019 4-5 pm Join us as we discuss our summer selection, The Grapes of Wrath by John Steinbeck.

Summer Family Fun: Magician/Ventriloquist Rob Watkins!

Thursday, July 18, 2019 6-7 pm Back by popular demand, Rob has been voted the audience favorite at McCallum Theater “Open Call.” This family friendly show is sure to amaze and entertain you!

Lunch Break with Huell Wednesday, July 24, 2019 12 noon Take an amazing break with Huell Howser! Bring your lunch and enjoy an episode California’s Gold on the big screen. This month’s episode: “Aztec Hotel and Wigwam Motel on Route 66.”

The La Quinta Museum is active on social media. Please follow us on Facebook, twitter and Instagram for all the latest happenings.

MOVIE NIGHTS AT THE POOL

DECEMBER 8 2019 #IM703IWLQ

TAKE YOUR PLACE IN THE RACE

July 19th

WWW.LAQUINTACA.GOV/IRONMAN

PAID ADVERTISEMENT

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La Quinta Residents,

We are contacting you on behalf of the City of La Quinta and IRONMAN. December 8, 2019 will mark the second year an IRONMAN 70.3 triathlon will be held in our community. We are looking forward to bringing an exciting event with over 2,000+ athletes from not only throughout the Coachella Valley, but around the United States and the World!

While this event serves as an economic driver, pulling off a race of this magnitude brings challenges. We are reaching out to our communities located near the course to keep them updated on possible race day impacts.

The race starts in the early Sunday morning December 8th with a swim in Lake Cahuilla beginning at approximately 7 a.m. The athletes will then ride their bikes through Riverside County, returning to La Quinta and finishing at the Indian Wells Tennis Gardens.

Based upon extensive community feedback, this year’s bicycle course has been designed to minimize impacts. After months of study and community input, the route was redesigned to avoid Washington Street except where the course crosses Washington at Miles Avenue. The full route and current information on the race are available at: www.laquintaca.gov/IRONMAN.

We STRONGLY encourage you to do the following: There will be impacts; contact us with any questions you may have or schedule a meeting. We are happy to meet and discuss the specific impacts on your neighborhood.

Share this information with all communities and members of the communities within your reach so they may plan accordingly.

Join in on the fun! Ironman has volunteer opportunities or become part of the action at Ironman Village on race day.

We are here to answer questions and provide support. We appreciate you welcoming all visitors to La Quinta, and for making it the true Gem of the Desert!

Sincerely,

Alex Napier Jaime Torres Ironman Community Liaison City of La Quinta iwlq@ironmanvolunteers.com Community Resource Analyst

jtorres@laquintaca.gov

The

l o o P is open Frtiz Burns Pool is now open For a full list of CLASSES & PROGRAMS visit us at WWW.LaQuintaCA.GOV/FBPOOL or at MyRecreationDistrict.com

IT'S THE SUMMER OF IMPROVEMENTS

WWW.LAQUINTACA.GOV/CIPMAP

Travel Insurance Submitted by: Randy Foulds, Foulds & Feldmann Insurance Agency Its summer time and many of us plan to leave the desert for a while. Whether you are heading out of state or out of the country, one thing you need to pack along with you is your health insurance.

there an existing network of contracted providers that will be paid by the plan or must you pay up front and submit a claim.

Plan for peace of mind with full travel health insurance and have a great summer.

Randy Foulds is an independent health insurance agent, with Foulds & Feldmann Insurance Agency in La Quinta, and can be reached at 760-346-6565.

Traveling within the USA: If you are enrolled in traditional Medicare and a Medicare supplement, your coverage is good anywhere in the country, any provider that accepts Medicare will also accept your Medicare supplement.

If you are enrolled in a Medicare Advantage plan however, your coverage is regional. Your network of providers, usually an HMO, is tied to the home area where you enrolled. Your plan does provide emergency benefits, but that is the bare minimum.

Be aware that in the case of an emergency, you are required to notify your insurer as soon as possible.

For people enrolled in Group Health plans, usually through an employer, you should check with the benefits administrator for your plan, or call the number on your card and ask what is covered outside your home coverage area.

And for those enrolled in an individual plan, either HMO or PPO, your coverage is also tied to the region where you enrolled and may have restrictions as to what healthcare services are covered beyond your home area.

Traveling outside the USA: Most health plans have very little coverage outside the USA. Benefits are usually limited to the minimum required to stabilize you in an emergency situation.

We highly advise anyone traveling beyond our borders purchase travel health insurance. This type of coverage is different than the trip cancellation insurance offered by travel agencies and online travel booking agencies.

Travel health insurance rates are quoted per day for your journey and are age-rated. Some things to look for are the repatriation of remains, medical evacuation, and political evacuation. These benefits will get you or your remains home as hassle-free as possible in the case of serious injury, illness or worse. Imagine if you suffer a heart attack in a foreign country. Once you are discharged from their hospital, you may want to be medically supervised for your flight home. Many policies cover up to a half million dollars in medically supervised transportation, if necessary. Also, ask if 20

Help the Employees of Your Small Business Save for Retirement Submitted by: Sofia F. Hinojosa, CPA, Osborne Rincon CPAs The outlook for retirement is continually changing, and the stats are real. A great majority of Americans aren’t adequately saving for retirement – if they are saving at all. Social Security will soon begin to pay less than 100% of promised benefits if Congress takes no action. This is why many states are stepping up to facilitate plans for retirement, and California is among them.

California Senate Bill 1234, signed by Governor Brown in 2016, began the development of CalSavers – a retirement savings plan for private sector workers whose employers do not offer a retirement plan. The number of people that you employ – 5 to 49, 50 to 99, or 100+ individuals – marks your compliance deadline of June 30, 2020, 2021 or 2022.

California employers with at least five employees will be required to either provide a private market retirement plan for their employees or register for CalSavers to enable their employees to make direct payroll contributions to their individual retirement account, which is portable if they leave their current employment.

sponsored CalSavers plan.

There are no fees for employers to facilitate the program, but financial penalties may be imposed for non-compliance after a notice is served. Employers are not allowed to make employer contributions to the plan – just simply facilitate the employees’ contributions.

While there are no direct costs to the employer, you will need to devote some time to take care of administrative duties so you have everything in order when it’s your time to be in compliance with California’s new requirements. These duties include meeting with your payroll provider to ensure deduction codes are set up, establishing accounting procedures to track employee contributions, and informing your employees of the plan details for them to consider opting-in or out based on their personal situation.

Sofia F. Hinojosa grew up in the Coachella Valley. She graduated from University of San Diego and received her CPA designation in 2010, and spent 10 years at CBIZ MHM, LLC, in San Diego prior to joining Osborne Rincon. Osborne Rincon is one of the oldest and most respected full-service accounting firms in the Coachella Valley. To learn more, call (760) 777-7805 or go to www.OsborneRincon.com.

You won’t know for sure unless you do your homework in advance of a compliance notice. For more information on the CalSavers program, refer to the California State Treasurer’s website.

We know far too well that deadlines come up all too quickly – especially ones that may be 2-3 years away.

Therefore, now might be a good time to start having discussions with your Financial Planner or CPA about various retirement plan options that your business may have, and also possible tax savings as there may be additional benefits to you as the business owner/ employee if you establish your own private market retirement plan for your business rather than the state-

WE’RE ALL ABOUT OUR CLIENTS

Lee Osborne, CPA, CFE, President

Forging trusted partnerships, providing exceptional services and exceeding expectations for over 60 years

Pedro Rincon, CPA, CVA, Partner powered by Inavero

79 - 245 Corporate Ctr. Dr. La Quinta, CA 92253 www.OsborneRincon.com

760.777.9805 Jason Schneider, CPA, Partner

Bruce Legawiec, CPA, Partner

powered by Inavero

Cost of Homeowner’s Insurance on the Rise

• Do not under any circumstances get mad and pay late or cancel your insurance. Certain carriers are renewing but not writing new business so their response to you might be “good, thanks for that”. Then when you shop for new insurance it might be hard to find.

Submitted by: Carrie Babij, President of Desert Insurance Solutions

• There are insurance agencies out there that work with carriers that provide good insurance at a reasonable price. For those in fire zones, keep in mind a limited coverage policy is a better value than the “last-resort” FAIR plan. Make sure your insurance agent does not offer any cheap, low-quality products that will fool people into thinking they have real insurance.

Higher homeowner insurance rates have arrived. The main reasons are: • California fire losses of more than $20 billion.

Carriers are trying to manage their losses by increasing rates in fire zones, but state regulations limit rate flexibility. As a result, carriers are non-renewing some homeowners in fire zones and increasing rates for state residents in areas previously thought to be safe from wildfire.

• Some insurance agencies – that continue to find solutions where other agents can’t – continue to have access to quality carriers with contracts specifically designed for high-value homes, standard homes, and specialty properties like short-term vacation rentals.

Carrie Babij is President of Desert Insurance Solutions in La Quinta, and has more than 25 years’ experience with high net worth personal and commercial lines of insurance. For more information, contact Carrie at carrie@ desertinsurancesolutions.com.

• Increasing water damage claims. Standard insurance excludes water seepage and floods, but covers sudden and internal damage (like a burst pipe or toilet leak). The frequency of this type of claim has been increasing. Average claims are nearly $100k in high value secondary homes where leaks can cause damage for months before even being noticed.

• Increasing dwelling loss limits. Rebuild insurance limits were too low. Homeowners and perhaps agents failed to anticipate cost inflation, the impact of new building codes and limited building supplier availability in choosing the right limits.

Here are a couple other reasons rates are going up: • Low base rate. From 2007-2016 California was the 49th out of 50 states in terms of rate increases. Over that period, rates were very stable in California and increasing rapidly in the Midwest (tornado losses) and Southeast (hurricane losses). So now there is a catchup effect.

• Size of block. Certain carriers had large established bases of business in California when last year’s fires hit.

So compared to new entries their losses were higher and it’s safe to assume they will be more aggressive with rates and renewal decisions in trying to recover.

What does this mean for you: • Rates cannot be negotiated with carriers. You can try to switch carriers, but rates are generally increasing for all carriers and several carriers have stopped writing new business.

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Chapelli’s Cops are great!

Last month my restaurant was broken in to. Some “Brainiac” decided to throw a rock through our front door and look for cash to steal. Fortunately for us our alarm system worked like it was supposed to and I got a call to come to the restaurant in the middle of the night. When I got here at 3am, there were a bunch of cruisers and local law enforcement outside. What a welcome sight and it made me once again think of all the people who serve others and this community every day and night.

While I was cleaning the shattered glass and filing a report some of the units had been dispatched to another local restaurant for the same type of break in. As I talked to the officer all I could think was, thank God for people like this.

Not just because of my situation, its just money BUT to help keep us safe and put their own lives at risk. We should all just say thanks because this is a tough and most times thankless job. Now don’t get me wrong, I am NEVER happy to see a cop in my rearview mirror or on the side of the road pointing a radar gun at me but it’s better than the alternative and I appreciate what they do.

My father was a second-generation mortician in Connecticut.

Now while this may seem bizarre like growing up in a funeral home but I mention this because he knew everyone in town and everyone knew him. Cop’s used to come by all the time and have a cup of coffee just like the local clergy and it was great. Every day when I see a cop outside in the parking lot, I offer them water coffee or some food, and they NEVER take it.

I realize the new breed of cops prefer Starbucks BUT it is only a gesture of kindness that I will not stop even if they can’t take it from me. These days of political correctness sucks and sometimes things are just what they seem to be and nothing more so for today I just say thank you!

P.S. Does anyone really think a cup of coffee is going to help avoid a speeding ticket!

P.P.S. To the “brainiacs” who broke in…the office door was wide open and the cash was right there unlocked and you walked right on by it. Thanks for reminding us to lock this.

Your welcome to come on back and try it again!

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