La Quinta Gem August 2020

AUGUST 2020 | THE COMMUNITY ISSUE

OUR COMMUNITY IS STEPPING UP

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TABLE OF CONTENTS August 2020

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06

A Family, 100 Hikes, and a Labor of Love

When it Comes to Medicare, Forget About Brand Names

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What’s Happening at Old Town

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What’s Happening at Old Town

City Pages

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12 - 17

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Tax Updates Regarding the CARES Act: What You Need to Know Now

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Desert Insurance Solutions’ Reyna Mazari Launches “Coachella Valley’s Adopt a Graduating 2020 High School Senior” Project

THANK YOU FOR THE MAJOR SPONSORSHIP PROVIDED BY

The Greater Coachella Valley Chamber of Commerce (GCVCC) was created in Q 2016 in cooperation with the former Coachella, La Quinta, Cathedral City and Indio Chambers, along with the Cabazon Band of Mission Indians and ES Twenty-Nine Palms Band of Mission T. 1 9 5 0 Indians. It enhances and significantly improves the way businesses interact with each other and the community in the entire Coachella Valley. As a Regional Chamber, the GCVCC delivers services and benefits to its members on a scope not seen before in the area.

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GCV LA

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GCV LA QUINTA CHAMBER BOARD OF DIRECTORS Ray Dominguez, Chairman | Lamar Outdoor Advertising Steven Weiner | National CineMedia Doug Motz| Motz-Rusin Insurance Agency Mike Chapa | Fairway Independent Mortgage Karen Lambrose | Caliber Home Loans Lee Osborne | Osborne Rincon CPA’s Elisa Guerrero | Old Town Peddler Bike Rental & Repair Leslie Locken | Old Town La Quinta Steve Wilson | Optavia/Next Level Coaching- Steve Wilson Janice Isbell | La Quinta Chevrolet-Cadillac Carrie Babij | Desert Insurance Solutions, Inc. Eric Mosser | Edward Jones Financial Advisor - Eric Mosser THE GEM PRODUCTION TEAM THE LA QUINTA GEM IS PRODUCED BY THE GREATER COACHELLA VALLEY CHAMBER OF COMMERCE. The Gem is an official publication of the GCVCC. Circulation: Approximately 23,000.

Distributed free to all residents, Chamber members and businesses in La Quinta.

To advertise please call (760) 347-0676.

Please Note: The opinions and views expressed in all editorial material are those of the writer or person interviewed and are not necessarily those of the GCVCC, its Board of Directors, or the advertisers in The Gem. The GCVCC endorses no person, political candidate or opinion unless specifically stated. The Gem reserves the right to reject certain advertising submissions. For a list of advertising standards, please contact staff.

The Gem reserves the right to edit all submissions for grammar, length, and questionable content. Advertisers please note that colors may look slightly darker, or slightly lighter due to variables in the printing process. Questions or comments? Email us at info@GCVCC.org or call (760) 347-0676.

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A FAMILY, 100 HIKES, AND A LABOR OF LOVE The story of how one La Quinta family turned difficult times into a season of giving.

Submitted by: GCVCC Staff The spirit of giving is alive and well in La Quinta, even during the difficult times we currently face. The current pandemic has significantly altered the daily living patterns of many of our residents, keeping kids home from school and residents close to home. The Gem staff is proud to profile a local family in La Quinta, whose time together became a time to give back.

The Kulevich family always loved to hike, typically trying to plan a hike once a week. Once the pandemic hit, that changed. The kids – Jackson (age 11), Alexandra (age 10), and Caroline (age 8), were home for the remainder of the school year, with the family following stay-at-home orders. With the whole family cooped up in the house, the need to get out and exercise was greater than ever.

To remedy this, the family headed to their favorite spot, the La Quinta Cove Hiking Trails, which provided a perfect day – hours worth of hiking, lots of fresh air, and great conversations with one another. After the hike, mom Laura said, “This is the best feeling, we should start doing this every day.”

The Kuleviches all agreed they would start going on hikes from that day forward, tracking how many days in a row they could keep up the routine. March 18, 2020 marked Day 1.

Their hikes became part of their daily routine and the whole family looked forward to them. The kids kept records of their progress, including recording the miles they hiked each day.

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Before they knew it, the days started adding up. As they approached their 50th hike, they realized it was going to fall on Alexandra’s birthday. When asked what she wanted to do for her special day, she did not hesitate to answer, “HIKE!” After reaching 75 hikes, they could hardly believe the streak, but figured they could not stop there. They fixed their sights on a goal of making it 100 hikes in 100 days.

The Kuleviches started to talk about what they would do to celebrate their 100th hike. There was talk about having a party, complete with cupcakes to celebrate.

However, they also wanted to do something more meaningful and give back to the community that they love so much.

Young philanthropist Jackson asked, “Wouldn’t it be great if we could turn all these hikes and miles into something good?” That evening, the kids talked and came up with “Hikes for Hope”. They decided if they could get to 100 hikes, they would take their allowances they had been saving and donate them to a charitable organization of their choosing.

Choosing an organization was easy – the kids chose Caleo Bay Assisted Living & Memory Care in La Quinta, a charity close to their hearts and right in their neighborhood. A close family friend battling Alzheimer’s disease lives there, and the kids usually visit him a couple of times a week. Sadly, those visits had been interrupted

time, and helped them keep their sanity during uncertain times.

On July 7, 2020, the kids were honored and recognized by the City Council and Mayor with certificates of achievement for promoting health and fitness during the COVID-19 pandemic, donating money to Caleo Bay, and supporting their community through an unprecedented time.

Dawn Connelly, Executive Director at Caleo Bay honored the children with these words, “The families here at Caleo Bay are just as much a part of this community as our residents, and in turn, they become a central part of our family. With that melding of families, we have the benefit of being enriched by these passionate individuals and they, too, are enriched by our community’s commitment to bettering the lives of seniors. This wonderful cause is a testament to our collaborative approach here at Caleo Bay and we hope to see many more like it.”

since March when the pandemic hit. Through their visits, the family had gotten to know the other residents and staff there very well. In 2019, their family walked and raised funds for the Alzheimer’s Association with Caleo Bay Assisted Living & Memory Care’s team. They thought about the residents at Caleo Bay Assisted Living & Memory Care that could not have visitors and were isolated from family and friends, and the staff trusted with caring for them. The Kulevich family wanted to walk to honor them. They reached out to Dawn Connelly, the Executive Director, who responded enthusiastically to their idea. “What a wonderful, positive cause during such a negative time! We would love to participate in Hikes for Hope. I am touched that these wonderful, selfless, generous, young life-changers would commit to the Caleo Bay cause!”

This is a special memory that the Kulevich family will always cherish, knowing they made a difference during a time of uncertainty.

“Hikes for Hope” 3/18/20 - 6/25/2020 ...100 days/100 hikes!”

Do you have a story or community profile you would like featured in the Gem? Contact Brandon Marley (Gem staff) at (760) 347-067

Caleo Bay had several needs to address, including the need for PPE. On the west side of their property that overlooks the gorgeous mountain, there was a need for a bench and seating arrangements for residents to take in the desert air. The kids’ donation would go to help both needs. A family friend was so impressed with the kids’ efforts, she decided to match the kids’ donation. The bench will be commemorated with the children’s names and mission.

The Kulevich kids looked forward to the hikes every day, with water bottles in hand, hiking boots on, and their dog Lulu by their sides as they set out for a daily adventure. Through heavy winds, some rain, the hot sun, jackrabbits, cactus spines, and even RATTLESNAKES (named Jerry and Sandy by Caroline) they never missed a day - over 300 miles in 100 consecutive days. The kids were fascinated by what the beautiful cove trails had to offer. Every day was a different route and hike. The trails served as their classroom, physical activity, family

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Rd RnNr Gives Back Submitted by: GCVCC Staff Across La Quinta you can see our community stepping up and helping those in need. This month we spotlight the efforts of RD RNNR Libations Pints & Plates (RD RNNR).

We spoke with owners Chris & Anita Chmielak to discuss the work they have been doing to help our community during these difficult times.

How long have you been open?

We opened on November 11, 2019.

What made you open in La Quinta?

We are longtime residents here. Anita has worked at Arnold Palmers, Lavender Bistro, and Morgan’s in the Desert (located at La Quinta Resort). I have worked in La Quinta as GM for The Falls Prime Steakhouse, The Chateau at Lake La Quinta, Mélange Restaurant, and consulted with the ownership of The Grill on Main in Old Town. Anita and I truly enjoy providing genuine hospitality to our La Quinta residents and surrounding communities!

Can you tell us about some of the challenges you have experienced since opening right before the COVID-19 crises unfolded?

We had to quickly transition from a new dine-in restaurant to a full-blown takeout program with limited staff. That has been the biggest obstacle we’ve had to overcome in the past several months.

Can you let us know about the new program you have instituted to help our community?

Since this pandemic, RD RNNR has shifted restaurant offerings to a curbside/to-go program, the response from our local community has been incredibly positive.

As new small business owners who are part of a tightknit community, Chris and I want to do all we can to support our local frontline Covid-19 fighters. We recently donated boxed lunches to JFK Hospital medical staff.

Their immediate response of appreciation has inspired

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us to continue this type of support! The entire staff looks forward to offering our kitchen, labor, and genuine dedication to support our local medical community, police, and fire departments.

We are asking the community to consider donating what you can to support our mission of assembling delicious and healthy boxed meals (approximately $9 each) that we can make at RD RNNR and deliver daily to our local heroes on the front lines of the Covid-19 fight. Working together we can take care of each other. Thank you for your consideration!

Is there anything you would like to add?

We recently remodeled our eight-seat bar in our “Coyote Room” to a much more social design, giving RD RNNR a new seating capacity of 17 patrons!

How can someone get in contact with you to help and/ or place an order?

Orders can be placed for curbside pickup ThursdayTuesday from 12 pm - 8:30pm (12 pm - 9:30pm Sat/Sun).

Our misted patio is available for outside diners who want to dine on location and stay cool.

78075 Main St Suite #105, La Quinta, CA 92253 in Old Town La Quinta (442) 400-3255 roadrunnerlq.com Anita and Chris were also featured on NBC Palm Springs, which can be seen at nbcpalmsprings.com.

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In appreciation for your loyalty and support through challenging times, shop-owners are offering savings on summer favorites to-go: ice cream, iced lattes, flavored olive oils & balsamics, morning coffee, and more. Just bring your coupon and enjoy!

Safety First. As we are going to press, the State and County are restricting many services to protect public health. Restaurant take-out & delivery services are available along with the convenience of on-line shopping at elizabeth & prince, Alexandrite Active & Golf Wear, H2o Closet, Lulu’s, Pedego Electric Bikes and La Quinta Olive Oil Company.

Follow us on Facebook and Instagram for updates.

Most of all, take care and be well. *COVID-19 UPDATE: Please continue to check with individual businesses for hours and services as we make continuous adjustments to serve public health & safety.

Sign-up for our monthly newsletter to stay up-to-date on events, deals and lifestyle news at oldtownlaquinta.com

—Submitted by Old Town Staff 78100 Main Street, La Quinta, CA

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City Manager’s Message By: Jon McMillen, La Quinta City Manager Happy August La Quinta Community! What a summer this has been for all of us, not only in the Gem of the Desert but across the nation. While normally at this time, so many parents and children are school shopping and preparing to start back at school – this year is definitely different. Virtual learning is the new normal for the 2020/21 school year. While so many of us hope that our children can return to the classrooms soon, we also want to ensure that it’s done safely. I am positive our children will persevere and thrive during this unfamiliar time.

As we all continue to navigate through COVID-19, I want to remind the community that City Hall is open to the public by appointment. While we do encourage the use of our online services, we also recognize that some things need to be taken care of in person. You can make an appointment by visiting www.laquintaca. gov/hubappointments. Staff continues to be busy with projects around the City: •

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Work continues at the SilverRock Venue site.

Construction is still underway, and the contractor is now pouring the foundation and installing the restroom facility, pouring concrete for the Alongi building, and continuing to install landscape.

Construction is anticipated to be complete during the Fall of 2020.

I would like to invite all residents of La Quinta to participate in the 9 Cities Challenge Blood Drive this month. Now, more than ever, local blood shortages are increasing throughout the summer months here in the valley. We work with LifeStream to help raise awareness of these shortages and encourage our local community to donate if possible. Additionally, when you donate blood, LifeStream is testing healthy blood donors for COVID-19 antibodies. To make an appointment to donate visit www.LStream.org/9Cities and ask for your donation to count towards Team La Quinta.

I want to encourage you all to please continue to follow the safety guidelines when leaving your house. Wear a mask, practice social distancing, and wash your hands.

Also please make sure to properly dispose of your gloves and masks in a trash can and help keep our Gem of the Desert looking beautiful.

Stay safe, get tested and be well.

Construction is underway for Stage 3 of the La Quinta Village Complete Streets Project. In order to expedite construction, a closure on Eisenhower Drive between Calle Hidalgo and just north of Calle Tampico will be in place through August 2020. Alternate routes are recommended. For more information and weekly updates please visit www.lqcompletestreets.com or call the helpline at 844.332.3717.

The Rancho Ocotillo Landscape Project will begin construction soon.

This fifth phase of the Measure G funded La Quinta Landscape Renovation project is located at the La Quinta Rancho Ocotillo Development on the south side of Fred Waring Drive, the entrance on La Palma Drive at Adams Street, the east side of Adams Street, and the two retention basins within Rancho Ocotillo. The project converts approximately 80,000 square feet of parkway, median, and retention basin including the replacement of 28,000 square feet of turf with the Desert Oasis plant palette.

Construction is anticipated to be complete by the end of 2020.

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CITIZEN’S GUIDE TO LA QUINTA’S BUDGET

FOR FISCAL YEAR 2020-2021

The City of La Quinta is dedicated to continuously improving our community for the residents that live here and the visitors that travel to enjoy our City’s beauty and natural surroundings.

As part of that devotion, the City Council, City Commissioners, and our employees work tirelessly every year to collaborate on budget planning – exchanging new ideas and exploring solutions, together. Maintaining sound fiscal management is what allows us to provide residents and visitors with important resources, such as police and fire protection, public parks and buildings, well-maintained roads, and community amenities.

Direct input from local residents plays an essential role in the budget process.

We are grateful to those who attended our public forums to help us determine the most important programs and services for the community.

The following document provides an overview of the City’s revenues and expenses and highlights recent accomplishments, as well as goals for the upcoming year.

This year, we face challenges as the world navigates the evolving coronavirus pandemic and its economic impact. I am proud of our City leaders and their commitment to continuing to promote fiscal responsibility, while also maintaining quality service and ensuring our community continues to flourish.

Sincerely, Karla Romero, Finance Director City of La Quinta

REVENUES

EXPENDITURES

Sales Taxes

$15,825,900

31%

Police & Fire

$25,528,400 50%

Property Taxes

$9,617,000

19%

Facilities/Parks

$5,404,200

11%

$8,479,700

17%

Citywide Services & Benefits

$4,064,200

8%

Other Taxes & Franchise Fees

$6,698,000

13%

General Administration

$3,533,000

7%

Hotel & Vacation Rental Taxes

$6,455,100

13%

Measure G Reserves

$3,127,200

6%

Leases/Investments/Misc.

$1,760,000

3%

Community Programs

$2,879,900

6%

Licenses & Permits

$1,136,800

2%

Planning & Development

$2,718,600

5%

Charges for Services

$785,500

2%

Capital Improvements

$2,389,900

5%

Fines & Assessments

$290,000

1%

Finance

$1,393,400

3%

State, Assessment District & Fire Tax Credit

TOTAL: $51,048,000

TOTAL: $51,038,800

TOTAL SURPLUS: $9,200 RESOURCES PROVIDE RESIDENTS AND VISITORS POLICE AND FIRE PROTECTION, PUBLIC PARKS, WELL MAINTAINED ROADS, AND COMMUNITY EXPERIENCES. As unfortunate as COVID-19 is, it has given the City an opportunity to think outside the box and implement new innovative ways of delivering essential services and connecting with the community.

Budget details are available online at www.laquintaca.gov/business/finance/budget.

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REALIZING SUCCESS

LOOKING AHEAD

ACCOMPLISHMENTS IN 2019-2020 Supported those affected by the coronavirus pandemic by establishing a food distribution partnership, and childcare at the La Quinta Museum, and by manufacturing face shields at Creation Station.

Established COVID-19 Small Business Emergency Economic Relief Programs with up to $1.5 million in available funding.

Completed Washington Street Apartments remodel and expansion.

Successfully supported multiple community events including Brew in LQ at Hwy 111; Indian Wells – La Quinta Ironman 70.3; La Quinta Art Celebration; and American Express golf tournament.

Completed Eisenhower Drive drainage improvements, Dune Palms Road widening, trailhead improvements, Highway 111 auto dealership signage, electric vehicle charging stations on Highway 111, and a Highway Safety Improvement Program to install fiber optic cable citywide.

GOALS FOR 2020-2021

Support al fresco outdoor dining program for local businesses, providing flexibility to utilize outdoor spaces for dining.

Conduct a comprehensive review of police and fire services for longterm service deliveries at cost effective rates.

Implement digital service options for the La Quinta Library, Museum, Creation Station, and Wellness Center.

Develop a strategic plan for vacant city lots adjacent to the Museum and former lumber yard, known as the future Cultural Campus.

Complete SilverRock Event Site, SilverRock Way, Ocotillo landscape renovation, Fred Waring/ Washington Street triple left turn lanes, Washington Street pavement rehabilitation, Jefferson Street and Avenue 53 roundabout, Village complete streets, La Quinta X Park projects, and implement a citywide public safety camera system.

CAPITAL IMPROVEMENT PROGRAM (CIP)

Capital improvement projects invest in City infrastructure that supports the community, such as streets, bridges, flood control systems, parkways, parks, and public buildings. This year, improvements focus on transportation, parks, drainage enhancements, the Highway 111 corridor, and citywide traffic signal improvements.

TOTAL CIP BUDGET: $19,058,300 Restricted Revenues (such as developer impact fees, Measure A funds, Gas Tax funds, and grants)

La Quinta City Council Linda Evans, Mayor John PeĂąa, Mayor Pro Tem Kathleen Fitzpatrick, Council Member Robert Radi, Council Member Steve Sanchez, Council Member

SALES TAX SUMMARY REVENUE: $8,197,200

Police Services

Funded by:

General Fund (including Measure G)

MEASURE G

$2,389,900 $16,668,400

JOIN US! The City Council meets the first and third Tuesday of each month at 4 p.m. at 78-495 Calle Tampico, La Quinta.

Meetings are open to the public.

Capital Improvements Available for appropriation

$4,545,000 $525,000 $3,127,200

Contact Us Phone: (760) 777-7000

Email: finance@laquintaca.gov www.laquintaca.gov

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When it Comes to Medicare, Forget About Brand Names Submitted by: Randy Foulds, Foulds & Feldmann Insurance Agency I hear it often. “My neighbor has Brand X for his Medicare, and he loves it.” I am glad he likes it. But, what does he like about it? And more importantly, what type of plan is it, Medicare Supplement or Medicare Advantage plan? If it is a supplement, which level of coverage is it? There are three reasons I hear most often why someone likes their plan: 1. They cover everything, my doctor doesn’t wait for approvals.

That’s because it is a Medicare Supplement with traditional Medicare as your primary coverage. nothing to do with Brand X. 2. I pay nothing out of pocket.

If it’s a Medicare Supplement F plan, same would be said of any F plan no matter which insurer. Or, its an Advantage plan with no co-pays in which case you need to be aware of the limited network.

3. All my doctors take it.

Again, its because Medicare is the primary, has nothing to do with Brand X. Every insurer wants you to believe they have the best policies. But Medicare Supplements are standardized so, other than a very few extras thrown in, the coverage is the same from one insurer to the next. So how can you choose which insurer is right for you?

Once you know what type of Medicare plan you want, Supplement or Advantage plan, we recommend you consider three important facts before you choose an insurer: 1. Cost. Are they the lowest premium for that plan type, or at least among the lowest? No need to overpay for the exact same coverage.

2. Customer Service and Broker Support. How easy is it to get their customer service on the phone and resolve any issues? One insurer recently had an average hold time of 45 minutes. They got it down to 20 minutes and were very proud of that. But 20 minutes is still way too long.

3. Longevity in our state. Medicare Insurers like California. It’s a great market for them, mostly.

We frequently see new insurers moving in to this state, often with lower rates. But beware. Are they just luring new business and will then raise rates dramatically? A strong track record of policies issued in our state is preferable.

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Sometimes, there is just no way around the fact that you have heard from all your friends and neighbors that Brand X is the right Medicare plan. It’s hard to resist the temptation to just take that advice and be done with it.

We know, Medicare is confusing. But your healthcare needs may be entirely different than the people you are speaking to. You might need specialists they have never heard of. You might need more choice in doctors, while your friend is happy with the same doctor he had for years.

The decision you make at age 65, when you first get your Medicare, is very important. For most of us, this is one of the few times you have the right to choose any plan you want. You cannot be declined. Once you make this choice, you may be stuck with that type of plan for many years to come. So, it might not be prudent to just rely on your neighbor and his Brand X. Know the different plan types. Understand the major differences between traditional Medicare, and Medicare Advantage plans. And don’t worry about brand names until you review the facts.

This is provided for informational purposes only and is not intended to substitute for professional advice. Randy Foulds of Foulds & Feldmann Insurance Agency is an independent broker and Medicare specialist in La Quinta. license #0G69218. You can reach him at 760-346-6565.

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Financial Gems Tax Updates Regarding the CARES Act: What You Need to Know Now Submitted by: Veronica Vega-Barajas, Osborne Rincon CPAs Most business taxpayers are aware that the Tax Cut and Jobs Act (TCJA) eliminated net operating loss (NOL) carrybacks and limited carryforwards to 80 percent of taxable income. However, due to the Coronavirus Aid, Relief, and Economic Security (CARES) Act under section 6411, taxpayers may apply for a tentative carryback adjustment of the prior year tax.

Ultimately, the taxpayer should assess their compliance and specific tax filing needs. If NOL carrybacks are something you may benefit from, consider reaching out to your tax professional for more details and information. Osborne Rincon stays on top of all the latest updates regarding tax issues during the COVID-19 health crisis, so call (760) 777-7805 if you’d like to schedule a consultation.

Veronica Vega-Barajas is a CPA and MSA, as well as a staff accountant with Osborne Rincon CPAs. Osborne Rincon is one of the oldest and most respected full-service accounting firms in the Coachella Valley. To learn more, call (760) 7777805 or go to www.OsborneRincon.com

A tax loss carryback is when a corporation retrospectively adjusts its tax returns for prior periods if it incurs a net operating loss in a current period. NOLs that arise beginning tax years 2018-2020 will have a 5-year carryback option. Fiscal year taxpayers beginning 2017 and ending 2018 will also have the option to file a tentative refund claim.

Additionally, a corporation may claim unused credits associated with Alternative Minimum Tax (AMT) fully in 2018 and 2019 versus the 4-year spread out requirement starting from 2018 through 2021. NOL carrybacks must usually be filed after the year of loss the tax return has been filed, and within one year of that tax year.

However, this allotted time has been extended by 6 months. For instance, a taxpayer has until June 30, 2021 to claim an NOL carryback from a December 31, 2019 loss. Once the required forms have been filed with IRS, they will process forms within a limited 90-day review for any errors or omissions. Then, they will either approve or deny the carryback claim.

This allows taxpayers to recover any previously paid taxes to provide additional cash relief for current financial needs in order to help stabilize business during a recession. Businesses across various industries will benefit from this reinstated policy – especially those most affected by the pandemic – providing them the opportunity to survive the current recession.

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Desert Insurance Solutions’ Reyna Mazari Launches “Coachella Valley’s Adopt a Graduating 2020 High School Senior” Project Submitted by: Desert Insurance Solutions Staff Communities all over the country are taking to social media to celebrate the class of 2020, as the COVID-19 pandemic continues to keep students out of the classroom and make social distancing a priority.

Reyna Mazari, Personal Lines Service Manager of Desert Insurance Solutions, spearheaded the launch of the Facebook group “Coachella Valley Adopt a Graduating 2020 High School Senior” project.

The pandemic has seen a cancellation of proms, graduations, sporting events, and more – making it a stressful time for students. In the Facebook group,

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locals can adopt a graduating high school senior. The group encourages individuals to adopt a senior and send a letter, card, gift, gift card, snack – anything – to let them know we’re all rooting for them. Update as of June 5, the end of the campaign: the group had close to 8,000 members, and almost 1,300 seniors were adopted/ donations were made.

As a local mom, Reyna can understand how difficult it can be for graduating seniors to miss out on the graduation ceremonies. Reyna, along with her friends, Tanya Moreno and Jacqueline Oppenheimer, co-founded the Facebook group to give recognition – and celebrate the hard work of – all students who have made it to this milestone in their life amid these uncertain times.

About Desert Insurance Solutions Desert Insurance Solutions is an independent multiline insurance broker. Directly appointed by multiple quality specialty carriers such as Chubb and Pure, Desert Insurance Solutions offers all types of insurance and operates nationwide to better serve affluent full and part-time homeowners and business owners. President Carrie Babij has more than 20 years of senior management experience in the insurance industry. Contact Carrie at 760-564-6800 or 480-477-8043 or visit www. desertinsurancesolutions.com.

Discover La Quinta Medical Center At Desert Care Network’s La Quinta Medical Center Campus you’ll discover an intimate setting for hospital outpatient services.

Our services include: • The Institute of Clinical Orthopedics and Neurosciences

for joint replacement, sports medicine and an array of orthopedic and neuros services • La Quinta Imaging provides a wide array of medical imaging, including X-ray, CT and MRI scans • Desert Regional Medical Center’s Comprehensive Cancer Center satellite facility offers consultations, infusion services, and screening mammography • Desert Care Network Primary & Specialty Care, where patients can schedule appointments with physicians in a variety of primary and specialty services

La Quinta Medical Center | 47647 Caleo Bay Drive | La Quinta, CA 92253 | (760) 323-6511

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