Register at www.nysar.com/about-nysar/ meetings-and-governance Join us at the The Crowne Plaza, Desmond Hotel, in Latham, New York and experience personal and professional growth through participation. Monday, February 6 2:30 P.M. – 4 P.M. +LEGAL UPDATE (CE) Fort Orange Ballroom 7 P.M. – 10 P.M. +INAUGURAL DINNER King Street Ballroom Tuesday, February 7 7 A.M. – 5 P.M. +RPAC LOUNGE Fort Orange Courtyard 2 P.M. – 3:30 P.M. GENERAL SESSION King Street Ballroom +Separate registration and/or payment required. OPPORTUNIT Y AWAITS Mid-Winter Business Meetings OPPORTUNIT Y AWAITS Mid-Winter Business Meetings OPPORTUNITY AWAITS AT THE 2023 NYSAR MID-WINTER BUSINESS MEETINGS! HIGHLIGHTED EVENTS HIGHEST QUALITY REPORTS DELIVERED IN THE CLEAREST POSSIBLE WAY INSPECTIONS STARTING AT $299 ADDITIONAL SERVICES • Radon Testing • Termite Inspections • Well and Water Testing • Mold Assessments • Sewer Camera Inspections www.careyhomeinspection.com | 518.956.1078 | don@careyhomeinspection.com Complimentary initial mold assessment with every home inspection
Across the Association JAN/FEB 2023 5
Across the Association JAN/FEB 2023 7
N E W L I S T I N G S 6 1 3 5.4% P E N D I N G S A L E S 6 5 3 23.4% C L O S E D S A L E S 9 3 2 28.1% M E D I A N S A L E S P R I C E $ 2 7 4 , 0 0 0 7.5% D e c e m b e r 2 0 2 2 M O R T G A G E U P D A T E 6 . 1 5 % A v e r a g e r a t e f o r 3 0 - y e a r m o r t g a g e a s o f J a n 1 9 ( 5 . 2 8 % f o r 1 5 - y e a r ) . - F r e d d i e M a c G O T O G C A R C O M / M A R K E T - S T A T S F O R M O R E I N F O D A Y S O N M A R K E T 3 0 18 9% M O N T H ' S I N V E N T O R Y 1.8 5.9%
MARKET SNAPSHOT
Across the Association
Across the Association JAN/FEB 2023 11 Niskayuna | Colonie | Guilderland | Glenville Schenectady | Saratoga | Rotterdam | Clifton Park www.firstscotia.com | 518.370.7200 Your Local Lender 8 Conventional & Portfolio Loans 8 First Time Home Buyer Programs 8 No PMI Loans 8 End Loan New Construction 8 Investment Property Loans 8 Second Home; Year Round and Seasonal FIRS-1001-RealtorMortAd-8_5x3_5-F.indd 1 4/27/20 5:31 PM
NAR NEWS
JEFF KNOX Director
AL PICCHI Vice President
MARIE BETTINI Secretary-Treasurer
www.realtorparty.com/brokers
JOIN NAR’S BROKER INVOLVEMENT PROGRAM
For State and Federal Calls for Action
The Broker Involvement Program provides Broker-Owners/Managers a quick and effective tool to enlist agents in bringing REALTOR® Party Issues to the attention of state legislatures and Congress.
Automatically send agents the Broker Call for Action
If you have 100 or less agents, the Broker agrees to allow NAR to automatically send all Broker CFAs with the Broker’s name and company logo to their agents.
For Broker-Owners with 100 or more agents you may choose Auto–participation or review and approve.
NAR will alert the Broker by email when there is a Broker CFA. The Broker’s email message and the CFA will be available for review on the Broker Portal, where the Broker can approve or reject sending the Broker message and CFA with their name and logo.
The REALTOR® Party
REALTORS®
and property
is a powerful alliance of
and REALTOR® Associations working to protect and promote homeownership
investment.
JOIN TODAY www.realtorparty.realtor/brokers
1.
6 Benefits to Being a GCAR Member Market Statistics and Trends
FREE EDUCATION NETWORKING OPPORTUNITIES
Keeping your clients in the know and your business relevant! You’ll find the latest market statistics at www.gcar.com/market-stats
As a member, you enjoy FREE classes!
AFFILIATE PROGRAM
Our Affiliate Members underwrite GCAR event keeping costs to members reasonable and sometimes free.
4.
$
2.
Activities, events, and programs bring together members connected to the industry.
3.
ADVOCACY & ACTION DISPUTE RESOLUTION & ETHICS
RPAC fights for real estate interests and the rights of property owners.
5.
The Greater Capital Association of REALTORS® strives to provide its members with programs and services which enhance the members’ ability to successfully conduct their business in a competent and ethical manner, and to promote the public’s right to use and transfer real property.
You and your clients may file ethics complaints, mediation, and/or arbitration requests without having to go to court.
6.
Across the Association 20 JAN/FEB 2023
Mortgage offerings that put your dream home in reach. Visit TrustcoBank.com or call 518-377-3311 for more information. TrustcoBank.com Financing up to 97% LTV!** Low closing costs No borrower paid PMI* No points No appraisal fees Friendly, local service EQUAL HOUSING LENDER *PMI - Private Mortgage Insurance. Lender paid Private Mortgage Insurance on loans over 89.5% Loan-to-value. **LTV - Loan-to-Value. Please note: We reserve the right to alter or withdraw these products or certain features thereof without prior notification. Trustco Bank NMLS ID 474376.
