The Greater Capital Association of REALTORS® is a professional trade association which provides its members with programs and services which enhance the members‘ ability to successfully conduct their businesses in a competent and ethical manner, promotes cooperation among its members, and promotes the public‘s right to own, use and transfer real property.
The Greater Capital Association of REALTORS® makes no warranties and assumes no responsibility for the accuracy on the information contained herein. The opinions expressed in articles are not necessarily the opinions of the Greater Capital Association of REALTORS®.
The Greater Capital Association of REALTORS® does not necessarily endorse the companies products or services advertised in the newsletter unless specifically stated.
FAIR HOUSING: REALTORS® CHAMPION INCLUSION IN THE CAPITAL REGION
As real estate professionals serving the Capital Region, we play a vital role in shaping our communities. Every day, we help people find homes, invest in neighborhoods, and build their futures. With that responsibility comes an important commitment, upholding the principles of fair housing. Fair housing is not simply a legal requirement; it is a cornerstone of ethical real estate practice and a reflection of the values that strengthen our profession.
The Fair Housing Act was established to ensure that all individuals have equal access to housing opportunities regardless of race, color, religion, sex, national origin, disability, or familial status. In New York State, additional protections extend to categories such as sexual orientation, gender identity, lawful source of income, and marital status. These protections are critical in creating an equitable housing market where individuals and families can pursue homeownership or housing opportunities without facing discrimination.
As REALTORS® in the Capital Region, we serve a diverse and growing population. From young professionals relocating to the Capital Region, to families seeking more space, to seniors downsizing after many years in their homes, our clients come from many different backgrounds and life experiences. Fair housing ensures that each of these individuals is treated with the same level of respect, professionalism, and opportunity when navigating the housing market. Our role extends beyond simply complying with the law. We are often the first point of contact for buyers and sellers entering the real estate market,
and our guidance can shape their entire experience. This means we must remain vigilant in avoiding practices that could unintentionally steer clients, limit their options, or reinforce historic patterns of segregation. By presenting all available housing opportunities objectively and allowing clients to make informed decisions, we help maintain a market that is open and fair to everyone.
Education and awareness are also key components of our responsibility. Fair housing laws and expectations evolve over time, and it is essential that we stay informed about both federal and New York State regulations. Continued training not only protects our clients but also safeguards our own businesses and reputations. More importantly, it reinforces public trust in the real estate profession.
The Capital Region neighborhoods are strengthened by diversity and opportunity. When we commit to fair housing principles, we help create vibrant communities where people from all backgrounds can live, work, and thrive. Each transaction we handle represents more than a sale; it represents someone’s home, their security, and their future.
As we continue serving the Capital Region, let us reaffirm our commitment to fairness, integrity, and equal opportunity in housing. By doing so, we uphold not only the law but the highest standards of our profession. Fair housing is not just a policy; it is the promise that everyone deserves a place to call home.
Kirsten Blanchard 2026 GCAR President
GCAR Members Warm Hearts and Hands
The GCAR Community Relations Committee extends heartfelt thanks to everyone who contributed coats, hats, gloves, mittens, and scarves to benefit the City Mission of Schenectady and the Veterans Miracle Center.
This effort came together quickly, yet the outpouring of support was truly inspiring, resulting in hundreds of items collected for those in need. Because of your generosity and willingness to act on short notice, many individuals and families will have something of their own to keep them warmer and more comfortable this winter.
Your compassion and community spirit make a real difference. We are deeply grateful for your care and commitment to our neighbors and veterans. Thank you for helping us make a meaningful impact!
GCAR Members Attend NYSAR Mid-Winter Business Meeting
to R: Felton McLaughlin, Cathy Griffin, NAR President Kevin Brown, GCAR President Kirsten Blanchard, NYSAR President Ron Garafolo
Sympathies are extended to...
The friends and family of GCAR member Jean Singleton of Capital Realty Experts upon the passing of her husband, Ceasar, on February 23, 2026.
L
L to R: Victoria Romeo, Marisa Multari, Kim Corbitt, Melissa Barone, Karl Meehan, and Amy Smith-Magur Photo courtesy of NYSAR
New Member Benefit
OLIVIA AI AudioTours™
We’re excited to introduce OLIVIA AI AudioTours™, a new GCAR member benefit that uses AI to transform your listings into dynamic, interactive property tours.
• Multilingual audio & video
• Conversational AI features
• Enhance buyer experience
• Generate more leads
Now available to all GCAR members in Flexmls.
DATES TO REMEMBER
April 21
Lobby Day
NYS Capitol
June 13-18
NAR Legislative Meetings & Trade Expo
Washington, DC
June 24
GCAR General Membership Meeting
Hilton Garden Inn Clifton Park
October 9
GCAR Trade Show
Crowne Plaza - Desmond Hotel
October 21
Global MLS Annual Meeting
November 19
GCAR Annual Meeting
For additional information, visit GCAR.com/events
Meet OLIVIA
LATEST IN ALBANY: LAWMAKERS DEBATE CLIMATE COSTS, PASS HOMEBUYER BILL, AND REFORM ZONING RULES
By Connor Gillis Government Affairs Rep, NYSAR
Registration for NYSAR’s 2026 Lobby Day on April 21 is Open
NYSAR’s annual Lobby Day is scheduled for Tuesday, April 21 , at the Convention Center in the Empire State Plaza Concourse in Albany. Join your fellow REALTORS® from across the Empire State to advocate in front of your lawmakers and discuss real estate-related priorities that matter in your area and across the state. Lobby Day is a FREE event, and travel reimbursement is available. Visit nysar.com to learn more about Lobby Day and to register.
Gov. Hochul and NYSERDA Warn Climate Law Mandates Will Cost New Yorkers
Governor Kathy Hochul suggested on Thursday that the cost of fully complying with the state’s 2019 climate law could cost average New Yorkers up to $3,500 annually. These remarks follow the release of a memo from the New York State Energy Research and Development Authority (NYSERDA) that analyzed the likely costs to New Yorkers of meeting the 2030 targets set by the CLCPA law. NYSERDA also stated that meeting these climate goals is “infeasible today.” While Governor Hochul has been open to making changes to the state’s 2019 climate law as part of this year’s budget negotiations, state lawmakers are resisting any rollbacks.
NYSAR-Supported First Home Savings Account Bill Passes State Senate Housing Committee
On February 10, the State Senate Housing Committee voted unanimously to advance NYSAR-supported legislation (S.1157/A.5098), which would create a New York State first-time homebuyer savings account program. The bill would provide a state income tax deduction for New Yorkers on deposits of up to $10,000 annually for joint filers and $5,000 annually for individuals when funds are used to purchase a first home in New York, including townhouses, condos, and co-ops. The bill has been reported to the Senate Finance Committee, where it will be considered for a vote.
Albany Mayor, Common Council Back Major Changes to Development Ordinance
A compromise worked out between affordable housing advocates, developers, and Albany city and state officials would change a controversial ordinance that has hindered the construction of market-rate apartments for the past two years.
The measure, backed by Mayor Dorcey Applyrs and sponsored by 11 of 15 members of the Common Council, would reduce affordable housing requirements in the inclusionary zoning ordinance and give developers the option of paying a fee to avoid complying with the set-asides for lower-income tenants. The draft legislation enables developers of residential and mixed-use projects to pay the city $50,000 per unit instead of complying with the affordable housing requirements.
RPAC supports the election of pro-REALTOR® candidates across the U.S., funded entirely through voluntary contributions, not dues.
Elimination of dual agency
Independent Contractor Reclassification
Expanded rent control
Pro-Housing Supply Fund Vacant property Incentives Ban
Fair Housing Starts Here: Stay
Educated, Stay Compliant
Fair housing education is essential to professional excellence— and required to maintain your REALTOR® designation.
Fair housing education is a cornerstone of professional excellence in real estate—and a vital part of serving every client with fairness, integrity, and respect.
As the industry continues to evolve, staying informed isn’t just best practice—it’s required.
Cycle 8: January 1, 2025 - December 31, 2027
Members of the National Association of REALTORS® (NAR) must complete a 2.5-hour Code of Ethics course every three years.
As of January 2025, a minimum 2-hour fair housing course is also required per cycle.
April 16 | 9:00 am - 12:00 pm
Zoom
Instructor: Randy Templeman
CE Credit: 3
April 21 | 9:30 am - 1:00 pm
Rivers Casino
Instructor: Mary Peyton
CE Credit: 3
June 25 | 9:00 am - 12:00 pm
GCAR Training Center
Instructor: Kimberly Bullard
CE Credit: 3
Stay Compliant. Stay Protected
• 2.5 hours of Code of Ethics Training
• 2 hours of Fair Housing Training
• Required for REALTOR® membership
• Helps prevent legal and ethical violations
Upcoming Fair Housing Classes
and Ethical Business Practices
October 14 | 9:00 am - 12:00 pm
GCAR Training Center
Instructor: Brittany Matott
CE Credit: 3
Why It Matters
Real estate professionals with a strong understanding of fair housing laws are better equipped to serve clients ethically and avoid discrimination. Noncompliance can lead to civil liability, criminal penalties, and disciplinary action.
What Everyone Should Know About Equal Opportunity in Housing
The sale or purchase of a home is one of the most significant events in a person or a family’s life. It is more than a transaction. It shapes the hopes, dreams, aspirations, and economic destiny of those involved. Federal, state, and local laws, along with the REALTOR® Code of Ethics, protect people from discrimination when they are renting or buying a home, getting a mortgage, or engaging in other housing-related activities.
REALTOR® Commitment to Equal Opportunity
The term REALTOR® identifies a licensed real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS®. REALTORS® conduct their business in accordance with a strict Code of Ethics. Article 10 of the Code provides that REALTORS® shall not deny equal professional services to anyone because of their race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. A request that a REALTOR® act in a discriminatory manner in the sale, lease, or rental of property cannot legally or ethically be fulfilled by a REALTOR®.
Fair Housing Rights & Responsibilities
The home seeker, the home seller, and the real estate professional have rights and responsibilities under the federal Fair Housing Act, as well as other federal, state and local laws.
For The Home Seeker
The Fair Housing Act protects people from discrimination when they are renting or buying a home, getting a mortgage, or engaging in other housing-related activities. You have the right to expect that housing will be available to you without discrimination or other
limitations based on race, color, religion, sex, handicap (disability), familial status (presence of children under 18 in the household), or national origin. Additionally, when working with a REALTOR®, you can expect that your housing search will be free from discrimination based on sexual orientation or gender identity. State and local laws may add further protections.
This includes the right to expect:
• Equal professional service from your real estate practitioner;
• The opportunity to consider a broad range of housing choices and neighborhoods;
• Fair and equal treatment in the terms and conditions for home sale and rental, including in the financing, appraising or insuring of housing;
• Reasonable accommodations in rules, practices and procedures for persons with disabilities; and
• To be free from harassment or intimidation for exercising your fair housing rights.
For The Home Seller
As a home seller or landlord, you are required by federal law to do business with prospective purchasers or renters without regard to their race, color, religion,
sex, handicap (disability), familial status (presence of children under 18 in the household), or national origin. State and local laws may prohibit discrimination based on additional characteristics, such as veteran status or sexual orientation. You may not instruct the licensed real estate broker or agent to put any limitations on the sale or rental of property based on these characteristics, because the real estate professional is also bound by law not to discriminate.
Under the Fair Housing Act, a seller or landlord may not treat prospective buyers or tenants differently because of their race, color, religion, sex, handicap, familial status, or national origin. A seller may not, based on these characteristics:
• Advertise a preference for certain buyers or tenants;
• Falsely represent that a property is unavailable for sale or rent; or
• Establish different terms or conditions in any aspect of the purchase or rental of housing.
For The Real Estate Professional Agents in a real estate transaction, whether they are REALTORS® or not, are prohibited by federal law from discriminating based on race, color, religion, sex, handicap, familial status, or national origin. In addition, the REALTOR® Code of Ethics prohibits REALTORS® from discriminating because of sexual orientation or gender identity. State and local laws may also prohibit discrimination based on additional characteristics.
REALTORS® may not, because of a client or prospective client’s race, color, religion, sex, handicap, familial status, national origin, sexual orientation or gender identity:
• Refuse to sell or rent housing;
• Set different terms or conditions in any aspect of the sale, rental, or financing;
• Represent that housing is unavailable for inspection, sale, or rental, when in fact it is;
• Steer a buyer or renter to a particular neighborhood; or
• Make a statement or publish an advertisement indicating a preference or limitation.
RESOURCES
If you believe you have been discriminated against in a housing transaction, you may file a complaint for investigation by a public or private agency.
Board
of REALTORS®
GCAR will accept complaints alleging violations of the Code of Ethics filed by a home seeker who alleges discriminatory treatment by a REALTOR® in the purchase or rental of housing. Local Associations have a responsibility to enforce the Code of Ethics through professional standards procedures and corrective action in cases where a violation of the Code of Ethics is proven to have occurred.
Contact the GCAR professional standards department at 518-691-3367 or sobiedo@gcar.com
U.S. Department of Housing and Urban Development
The U.S. Department of Housing and Urban Development (HUD) will review your claim and may take legal action if evidence shows that illegal housing discrimination occurred. Complaints alleging discrimination in housing may be filed by phone or online.
HUD’s Discrimination Hotline 1-800-669-9777 (1-800-927-9275 for TTY)
Your state or city may have a local government agency that will investigate your claim of discrimination.
For more information: hud.gov/program_offices/fair_housing_equal_opp/ partners/FHAP/agencies
Private Fair Housing Organizations
Many nonprofit fair housing groups will investigate claims of discrimination for free.
For more information: nationalfairhousing.org/get-local-help
Copyright NATIONAL ASSOCIATION OF REALTORS®. Reprinted with permission.
OPENING DOORS WITH CONFIDENCE
Why Supra Lockboxes Remain an Essential Tool for GCAR Members
In today’s real estate environment, efficiency and security are essential to serving clients successfully. For REALTORS® across the Capital Region, Supra electronic lockboxes have become a trusted tool that helps make property showings smoother, safer, and more professional.
Through Global MLS, GCAR members have access to the Supra iBox BT LE, a modern lockbox solution that combines secure key storage, mobile access, and detailed showing activity tracking.
Technology Built for Today’s REALTOR®
The Supra iBox BT LE is designed for a mobile-first industry. Using the Supra eKEY® app, authorized agents can open a lockbox directly from their smartphone or tablet using Bluetooth technology.
There is no additional hardware required. Agents simply arrive at the property, access the lockbox through the app, retrieve the key, and begin the showing.
For busy professionals managing multiple tasks each day, this seamless process helps keep schedules running smoothly.
MEMBER BENEFIT SPOTLIGHT
Supra iBox BT LE Features
• Secure key storage Holds up to five keys for doors, garages, or security systems.
• Mobile Bluetooth access Open lockboxes instantly using the Supra eKEY® app.
• Showing activity tracking Records access times for greater accountability.
• Industry-trusted technology Used on millions of homes across the country.
Secure Access Sellers Can Trust
Equally important is the peace of mind the Supra system provides to home sellers. The iBox BT LE allows access only to authorized keyholders and maintains a record of every entry.
Each lockbox can securely store up to five keys, allowing listing agents to manage multiple access points without additional equipment.
Because every opening is logged electronically, agents and homeowners can see exactly when the property was accessed and by whom.
Supporting Cooperation Across the Marketplace
The REALTOR® community depends on cooperation between professionals. Supra lockboxes help make that cooperation possible by providing a standardized, secure way for agents to access listings.
Buyer’s agents can quickly show properties, while listing agents maintain visibility and control over property access. This shared system helps streamline showings and support smooth transactions.
A Trusted Tool Used Nationwide
Supra lockboxes are used on millions of homes across the country, making them one of the most widely trusted access solutions in the real estate industry.
For GCAR members, integration with Global MLS ensures a reliable connection between listing management and property access, helping REALTORS® work efficiently while maintaining the highest professional standards.
Showings on Your Terms
Selling a home is a significant life event. Make your client’s security a top priority. The Supra Lockbox System offers a safer, more controlled alternative to standard combination locks by providing verified access and built-in accountability. Only authorized professionals with an eKey can enter the property, and you receive real-time notifications whenever someone arrives or departs.
“Supra
GCAR AFFILIATE MEMBERS
Use this directory as a resource for products and services. Affiliates join monthly, so check each issue for updates. You can also search the online affiliate directory by visiting GCAR.com/affiliate-members.
Crosscountry Mortgage 105 Lake Hill Rd, Suite 4 Burnt Hills, NY 12027 518-469-1200 crosscountrymortgage.com/Robert-Tuttle robert.tuttle@myccmortgage.com
Cutco Closing Gifts 21 Cliff St Hastings on Hudson, NY 10706 518-755-5701 americanknifeguy.com aaron@americanknifeguy.com
Deangelus Group, PLLC
3 Corporate Drive, STE 204 Clifton Park, NY 12065 518-631-6400 x101 www.dglawny.com/ karen@dglawny.com
Decker’s Land Solutions 1632 Main Street Pattersonville, NY 12137 518-799-5543 nick@deckerslandsolutions.com www.deckerslandsolutions.com
Edgeco Environmental 136 Columbia St Cohoes, NY 12047 • 518-235-5687 www.edgecoenvironmental.com edgecoenv1@gmail.com
Empire Insurance 610 Union Street Schenectady, NY 12305 518-350-0511 www.ridewithempire.com joe@myinsurance.agency
The Mortgage Place 646 Plank Road, Suite 102 Clifton Park, NY 12065 518-982-0480 x102 www.themortgageplaceinc.com jrussell@themortgageplaceinc.com
The Reis Group 8 Stanley Circle, Suite #4 Latham, NY 12110 518-266-9966 reisinsurance.com cgranger@reisinsurance.com
The Towne Law Firm, P.C. 500 New Karner Rd Albany, NY 12205 518-452-1800 • www.townelaw.com shalini.natesan@townelaw.com
Top Gun Inspection Services Group 47 Crestwood Drive Schenectady, NY 12306 518-956-0532 www.topguninspectionservices.com info@topguninspectionservices.com
Upstate Bug Busters 636 Maple Lane Niskayuna, NY 12309 518-281-4180 blake@upstatebugbusters.com www.upstatebugbusters.com
Wells Fargo Home Mortgage 2500 Westchester Ave, 2nd Fl Purchase, NY 10577 941-285-1469 www.wellsfargo.com michael.wolfe@wellsfargo.com
WELCOME NEW GCAR MEMBERS
REALTOR® PRINCIPAL
Opendoor Brokerage LLC
Daniel Beirne
Trego Realty Group, LLC
Elizabeth Trego
REALTOR® NON-PRINCIPAL
1971 Realty Group, Inc
James Arrant
Rikki Anne Shaw
Albany Management Inc
Rosanna DeFilippo
Sean Kemmy
Ryan Laberge
Berkshire Hathaway Home Services Blake
Amelia Lopuch
Bethea Realty
Sicely Mills-Bethea
Big Blue Realty Group Inc
Almir Cecunjanin
Capital Region Realty Inc
Meghan Krogh
Chad Majewski Real Estate
Anthony Lekutis
Nicholas Rossi
CNS Real Estate & Development
Corporation
Casey Snyder
Coldwell Banker Prime Properties
Soner Biyik
Dominick Buffaline
Catherine Hedgeman
Ilhan Kuruca
Carrie Williams
Copper Cove Realty
Malissa Farrington
Corcoran Country Living
Henry Hart
Michael Stasi
Country Boy Realty
Shane Barton
Heather Riedinger
County Seat Realty
Brittany Matott
Double Diamond Estates LLC
Michelle Bronson
Dufek Real Estate Group, LLC
Rawattie Ramrag
Empire Plus Real Estate LLC
Vishal Gudumani
eXp Realty
Letha Frazier
Billie McCann
Find Advisors
Kyle Borut
Hoosick Realty
Carley Slater
Howard Hanna Capital Inc
Judith Duncan-Christie
Jonelle Miller
Barbara Ann Terry
Hunt ERA
Rukiye Kilic
Hunt Real Estate ERA
Ella Rose
Inglenook Realty Inc
Theresa Mitchell
Katina M. Terrault
Aleesha Fogarty
Stephanie Wood
KW Platform
Scott Bellegarde
Kristina Curtis
Kelsey Donohue
Richard LaBier
Joshua Marcellus
Abdul Memon
Anthony Mitchell
Karan Patel
Geeta Rohit
Shamar Samuels
Nathaniel Torres
Katrina Whatley
John Youmans
Tulona Zaman
Lachman Real Estate Group
Nirvani Lachman
Miranda Real Estate Group Inc
Christopher Barss
Kimberly Cenci
Patricia Cyran
New Scotland Realty
Connor Dunn
Property Pro Realty Group Inc.
Krystle Morley
Racing City Realty Inc.
Matthew Milligi
Romeo Team Realty
Jared Russell
Roohan Realty
Brendon Teetor
Saratoga Spa Realty
Rachael Dennis
Sterling Real Estate Group
Bernard Manginelli
Malic Moncrieffe
Stewart Homes LLC
Laura Hommel
Tibbitts & Co Realty
Elaina Fisk
Trego Realty Group, LLC
Donna Bonno
Venture Fox Realty Group LLC
Ashley Reo
Austin Urban
Vera Cohen Realty, LLC
Venkata Rangamudri
VYLLA Home
Jennifer Testa
Whipple City Realty Group Inc.
Heidi Williams
Whittaker Appraisal Grp, Inc
Wilton Lestage
Yamin Real Estate Group
Kelly Briceno Marin
York Residential and Commercial Real Estate Services LLC
Meredith Hartman
Greater Capital Association of REALTORS® 449 New Karner Road
TUESDAY, APRIL 21, 2026
Albany, New York 12205 Join fellow REALTORS ® from across the state to advocate for such important NYSAR legislative priorities like:
Increasing Housing Supply and Improving Affordability
