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2022 Parade of Homes

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Bay Building Industries Association

THE 2022

PARADE HOMES OF

FREE ADMISSION

MAY 7th-8th & May 14th-15th Noon - 6pm

2022 SCHOLARSHIP HOME Built Under the Direction of Koehnemann Construction

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B AY F R O N T H O M E I N T H E P R E S E R V E

ritajones

construction

- Elegant living, Gourmet kitchen/Butler’s pantry - Unique wine wall accents the separate bar. - Great Room with coffered ceilings and Limestone fireplace. - 1200 square foot Owner’s Retreat with covered porch. - Entire 2nd Floor for Guest Suites and sitting room - 3rd floor observation loft and deck. - Outdoor living with fireplace and built-in grill. - Heated Pool and Spa overlook St. Andrews Bay. - Clay Tile, Natural Stone, and Brick Mediterranean design. Only the best elements went into the construction of this Mediterranean Inspired home. Some features are Mahogany Doors, Brick Arches, White Oak flooring, Tongue and Groove ceilings and beams, Stone Countertops, and Spiral Staircase. The private owner’s office features a specialty ceiling with tongue and groove between exposed beams. Offered at $ 7,950,000

Rita Jones Construction and Development Co., LLC 4151 Mallard Pond Lane, Vernon, FL 32462 Licensed General Contractor - CGC# 1522764

Serving Bay, Walton and Washington Counties www.ritajoneshomes.com 850.819.3959 rita@ritajoneshomes.com

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DEER POINT LAKE

SOUTHPORT

THE COVE

GRAND LAGOON

W

hether it’s your first, a step-up, vacation, or retirement home. . . It’s always the home of your dreams and we strive to make it your very best! 850.819.3959

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ritajones

construction

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Thanks to the 2022 Executive Committee and Board of Directors for a Job Well Done

2022 Board of Directors

Stan Lindsey, President First Federal Bank of Florida

Garrett Anderson, Vice President

FHBA Secretary - Life Builder Director Anderson Construction Company of NW Florida

Tom Gladstone, Treasurer

National Builder Director - Life Builder Director Tom Gladstone Homes

Marty Perrett, 2nd Vice President First National Bank Northwest Florida

Bud Longstreth, 3rd Vice President Life Builder Director Longstreth Construction

CO NTENTS

Curt Hartog, Secretary

State Builder Director - Life Builder/Associate Director Pathway Builders

WELCOME

Laura Blair, Immediate Past 2nd Vice President Florida Power & Light

Mother’s Day Message

5

President Message

6

Parade Chairman Message

6

Tina Blackwell-Romaine, State Associate Director

Executive Officer Message

7

Bill Black, State Associate Alternate Director

Parade of Homes Sponsors

8-9

BBIA Scholarship Home Donors Scholarship Home Builder Message

10-11 12

Koehnemann Construction, Inc Blackwell Insurance

Peoples First Insurance Services

Mike Edwards, Local Builder Director Edwards Construction of Bay Co

Tom Ledman, Local Builder Director Life Builder Director Ledman Construction

Hunter Collins, Local Builder Director

MAP Route of Homes

Rick Koehnemann, Life Builder Director

16-17

State Builder Alternate Samuel Taylor Homes

Robert Yanchis, Local Builder Director Intellichoice Builders

ENTRY

PARADE HOMES

Mike Horsley, Local Builder Director Horsley Construction Group

PAGE

Cathy Cross, Local Builder Director CCs Housings

Cosheene Timson, Local Associate Director

BBIA Scholarship Home

13

Harris Doyle Homes

15

Samuel Taylor Homes

19

Southern Coastal Homes

21

Samuel Taylor Homes

23

Amy Smith, Local Associate Director

Mintos Communities

24

Pat Diamond, Life Associate Director

Mintos Communities

25

Diamond Title Agency

Mintos Communities

26

Sharp Carpet & Ceramic Tile

Mintos Communities

27

Jim Gardner, Life Associate Director

Koehnemann Construction

29

Stacy Watson, Executive Officer

Townsend Building Supply

Mike Weber, Local Associate Director MKW Engineering

Angel Baez, Local Associate Director BMR Company

Suncoast Roofers Supply

Terri Rhodes, Life Associate Director

Counts Real Estate Group

Bay Building Industries Association

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2022 Great American Parade of Homes

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Happy Mother’s Day! Mothers hold their children’s hands for a while, but their hearts forever. For the sacrifices you make and the love you give, thank you to all the sweet and sassy, tough as nails mothers we celebrate today and every day!

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A Letter from the President & Parade of Homes Chairman Welcome to the 2022 Bay Building Industries Association (BBIA) Great American Parade of Homes. This is our 43rd year to bring this premier event to Bay County. The Parade is exclusive to BBIA builder members. This year, we have 10 homes by 5 professional builders. Starting off the parade route again this year will be the BBIA Showcase Scholarship Home. All the homes in the Parade offer the newest and most innovative products in energy efficiencies and technologies, showcasing unique and cutting edge features now trending in the construction industry. The Great American Parade of Homes serves as the leading resource for consumers shopping for a new home and/ or ideas for renovation of an existing home. The Parade provides reliable sources when looking for a builder or associate. When touring the homes in the Parade, patrons have the opportunity to visit with professional builders and industry associates that are experienced representatives of the building industry. We are proud to announce Entry #1 on the Parade route is the BBIA Showcase Scholarship Home located at 1605 White Western Lake Lane in Pinebrook Subdivision in Southport, FL. The home is a consummation of the experienced BBIA Builders and Associates. Their state-of-the-art innovative ideas and dedication have made this home possible and because of the generosity of our talented membership providing skilled labor, discounted materials, and donations, we are able, from the sale of the Scholarship Home, to award scholarships to students pursuing a career in the construction industry field. Since our inception of the scholarship home we have been able to provide $102,000 in scholarships to 119 students. Additionally, BBIA has an endowed scholarship at Gulf Coast State College and has awarded many scholarships to students throughout the years. Please visit our website at www.BayBIA.org where you can find information about BBIA, our membership and events. This website offers resources to find a building professional for your next project. As President of the BBIA, I’d like to express my sincere appreciation for the generosity and support of our sponsors, the commitment from the Builders who have entries in the Parade, and the hard work of the Parade of Homes Committee for making this event possible. SEE YOU AT THE PARADE — ENJOY! Stan Lindsey President BBIA

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Welcome to the 43rd Annual Great American Parade of Homes presented by the Bay Building Industries Association – BBIA. I would like to thank all the sponsors, participants, donors, and BBIA members who have dedicated their time to make this a fantastic Parade of Homes. Typically, every Mother’s Day and the week following, the builder members of the BBIA open their homes for your viewing pleasure. This year, the Parade will cover 2 weekends, May 7 th & 8 th and May 14 th & 15 th , 2022. The Parade will include 10 unique and innovative homes, built by 5 different builders, for you to tour and admire. These homes will demonstrate the professional quality representative of your BBIA Builders and range from 1,750 to over 3,100 square feet. There will be homes on display that will appeal to the first-time home buyer, someone looking for a luxury upgrade and everything in between. The first stop on the parade route will be the BBIA Scholarship Home. The scholarship home is located at 1605 White Western Lake Lane, Pinebrook Subdivision in Southport, FL. It is being built by BBIA members and their co-workers, vendors, and suppliers. I am proud to serve on the BBIA Executive Committee and Board of Directors, am the NAHB (National Association of Home Builders) National Associate Director, FHBA State Builder Director, your 2022 Parade of Homes Chairman and 2021 Scholarship Home Builder. The BBIA constructs the Scholarship home to raise funds for our scholarship program. A portion of the proceeds from the sale of the home will benefit our Scholarship and Construction Academy programs. The scholarships will be awarded to deserving students who are planning to continue their education at a technical school or accredited college. We cordially invite you to take some time and tour this beautiful home. It’s construction and design will showcase upgrades and craftsmanship throughout that are unmatched in other homes in this price range. Lastly, I would like to express my gratitude and appreciation to all the members of the Parade of Homes and Scholarship Home Committees for their dedication and commitment to present this year’s Great American Parade of Homes. Without you, it would not be possible. Thank You.

We hope to SEE YOU AT THE PARADE! Curt Hartog 2022 Parade of Homes Chairman

2022 Great American Parade of Homes

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Letter From The Executive Officer WHAT’S HAPPENING AT THE BBIA Hello BBIA Friends! What a great year it has been so far!

Stacy Watson BBIA Executive Officer

Bay Building Industries Association (BBIA) members along with our members of Florida Home Builders Association (FHBA) started the year by visiting our legislators in Tallahassee at Spring Conference. We are happy to be a voice for our community and advocate for our construction industry. We are proud of the teamwork involved with other leaders in our community to continue to make this one of the best places to live, work and play!

Our annual events are back in full swing! We are excited to welcome you to our 43rd Parade of Homes! This is one of our biggest community events and we love being able to share all of the hard work our members are putting into these beautiful homes! Our Clay Shoot Tournament was held in January at the Bay County Shooting Range! It was a blast! In March, we were finally able to once again hold our Great American Home & Garden Expo after 4 long years. We were thrilled to be able to see all of you come out and visit with us and our exhibitors. We have quite a few things coming up including our Deep Fishing Charter, Cornhole Tournament, Golf Tournament and more! We invite you to join in on the fun! Our Education & Workforce Taskforce is off to a great start this year. In addition to working with our Construction Academies at Rutherford & Arnold High Schools, which the BBIA was instrumental in setting up, we have recently joined forces with the Boys & Girls Club of Bay County to teach our future leaders more about the construction industry. They have been enjoying hands-on projects, as well as, field trips to see how all of the trades work together to build our community. We are proud of all of our members who contribute their time to educate our youth. This experience is priceless for them. Our Scholarship Committee will soon be awarding scholarships for the 2022/2023 school year. To date we have been fortunate enough to award 119 students scholarships totaling $102,000. Many of these deserving students will be pursuing careers in the construction industry. We sincerely thank those who make the BBIA Scholarship Home possible. The BBIA also has an endowed scholarship at Gulf Coast State College. If you are interested in furthering your education and would like more information about our scholarship program, please visit our website at www. BayBIA.org. These scholarships will enrich the lives of students, our construction industry and our community. In addition to our scholarship program, the BBIA also makes a monetary contribution and donates toys to the Salvage Santa Program. We love being able to give back! Next year, the BBIA will be celebrating our 50th year in our community! We are composed of many hardworking, local and corporate members representing the construction industry. We empower our members through networking, information, political action and various services while promoting an environment that supports the construction industry and the concepts of home ownership for all to assist them in being a part of the Great American Dream. BBIA Members are also members of Florida Home Builders Association (FHBA) and National Association of Home Builders (NAHB) and are receiving great benefits from both. If you are not currently a member, we encourage you to join the BBIA, enabling you to have a voice in our industry. Thank you for making our favorite moments from this year possible, and for being a part of this incredible community. We’re so grateful for your support. Without you, this would not have been possible! If you ever need help, we are here for you. Please contact Stacy Watson at 850-890-8554 or by email to Stacy@BayBIA.org. You can also visit our website at www.BayBIA.org where you can find information about BBIA, our membership and events. Warmest Regards, Stacy Watson — BBIA Executive Officer

2022 Great American Parade of Homes

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The BBIA would like to thank these companies

SUBDIVISION SPONSOR

S w e e t B a y F L. c o m

GOLD SPONSOR

My100Bank.com 8 |

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for sponsoring our 2022 Parade of Homes!

SILVER SPONSORS

PanamaCityBuilder.com

EPCICodeServices.com

TownsendBuildingSupply.com

BRONZE SPONSOR

GCBP.com

MEDIA SPONSORS

Signs2Sell.com

Studio1MediaWorks.com 2022 Great American Parade of Homes

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The BBIA would like to thank these companies for their AKE’S SEPTIC

IRA MACK EUGENE CONCRETE

KELLEN ENTERPRISES LLC

850-481-8974

PREMIUM DESIGN GROUP TRADESMEN ELECTRICAL SERVICE 10 |

2022 Great American Parade of Homes

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generous donations to the 2022 Scholarship Home! CEASER’S PAINTING DEMPSEY DRYWALL

PANAMA FRAMING

PANHANDLE SIDING

Builders LLC

2022 Great American Parade of Homes

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Letter from the Scholarship Home Builder

Koehnemann Construction has participated in each of the 43 Parade of Homes and is privileged to have been selected as the Builder for the 2022 Great American Parade of Homes Scholarship Home. We are proud to build in Bay County and honored to be a part of such a great community. We are very serious about introducing new design ideas and innovative products to the homes we build. We attend the International Builders’ Show and the Southeast Building Conference yearly to discover the latest and greatest trends. I would like to recognize Jim Burns, a very capable member of our organization for his tireless efforts to expedite the process in finishing this beautiful Scholarship Home on schedule. The support of our BBIA membership, making donations and giving discounts, contributing their time, offering their knowledge and expertise, and working tirelessly to make this event possible is astounding. Because of the generosity of the membership, their co-workers, and vendors, we have been able to build this home and present it to you as Entry #1 out of 10 beautiful homes on the Parade Route this year. Thanks to the hard work and donations from our community members, BBIA will provide a portion of the proceeds from the sale of this home in scholarships to local students this year. I am so proud of our efforts to accomplish this. Giving to the community today is giving to the community’s future needs. Thanks to all! Please check out a full list of our amazing sponsors on pages 8 & 9 and donors on pages 10 & 11 of this magazine. Be sure to visit them. Everyone would appreciate you doing business with BBIA members.

See you at the Parade! Rick Koehnemann Owner - Koehnemann Construction 12 |

2022 Great American Parade of Homes

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#1

Pinebrook

BBIA SCHOLARSHIP HOME 4 BEDROOMS | 2.5 BATHS | 2,015 SQ FT 2 CAR GARAGE | $449,900 Each year the BBIA and its members build a Scholarship Home as a way of giving back to our community. A portion of the proceeds from the sale of this home will be used to grant scholarships to deserving students in our community to continue their education.

1. 2. 3. 4. 5. 6.

Smart Home Package Open Floor Plan Fireplace Wet Bar 10’ Tray Ceiling in Great Room 9’ Tray Ceiling in Master Bedroom with

7. Quartz Countertops 8. Natural Stone Island 9. Stainless Appliances 10. Hardie Board Siding 11. Large Lot En Suite Bath

This impressive home is being built by members of the BBIA, their vendors, co-workers and friends, under the direction of Koehnemann Construction. All are working tirelessly and giving their time, monetary contributions, discounts and donations. Thanks to all! This state of the art home is designed to showcase cutting edge products and technology available on the forefront of construction craftsmanship. These features will not be found in other homes in this price range. You don’t want to miss this awe-inspiring home.

BUILDER KOEHNEMANN CONSTRUCTION License # RB0026181

INTERIOR DESIGN STACY WATSON BBIA EXECUTIVE OFFICER

1605 WHITE WESTERN LAKE LANE, SOUTHPORT, FL 32409 Directions: From PC: Hwy 77 North to Deane Bozeman School, turn left onto Crooked Lane, go 1.4 miles. Turn left onto White Western Springs Road, go .3 miles. Turn right onto White Western Lake Lane, house is on the left. From PCB: Hwy 79 North, take right onto Hwy 388, left onto Hwy 77 North then follow the same directions above.

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SWEETBAY Sponsor Sweetbay- -Subdivision Subdivision Sponsor

FeatuRINGFeaturing HARRIS DOYLE SAMUEL HOMES Harris DoyleHOMES Homes & S& amuel Taylor TAYLOR Homes THE SWEET LIFE WITHIN REACH. With every beach detail you love and homes starting in the low $400s, SweetBay delivers your dream life right to your door. Explore your next move today. PANAMA CITY | SWEETBAYFL.COM

ROOTED IN COMMUNITY. NESTLED ALONG THE BAY. CONNECTED TO EVERYTHING THAT MATTERS. For more information please visit the Welcome Center or our website: SweetBayFl.com. Call 844-35-SWEET | hi.there@SweetBayFL .com | SweetBay Welcome Center, 3204 Heartleaf Ave. East Panama City, Fl 32405

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#2

SweetBay

HARRIS DOYLE HOMES 4 BEDROOMS | 3.5 BATHS | 2,811 SQ FT CARRIAGE 1BR/1BA | 211 SQ FT Alongside more than five miles of bayfront shoreline in northwest Florida lies the perfect coastal community. A place where the best of nature meets the best of neighbors. A community where every square foot of your home, your neighborhood and your favorite getaway spot was overseen with exquisite planning and design. A destination where landscape architects have harmonized green spaces, pet-friendly parks, winding walking trails and bayfront access to provide boundless room to live, work and play. Harris Doyle’s Santa Rosa Plan in SweetBay offers a gracious retreat nestled within this idyllic waterfront community.

1. Stunning & Elegant Coastal Home 2. 4 Bedrooms + Bonus & Flex, 3.5 Baths 3. Private Main-Level Primary Suite 4. Gourmet Island Kitchen with Butler’s Pantry 5. Porches and Balcony for Enjoying Bay Breezes

BUILDER HARRIS DOYLE HOMES License # CBC1264531

6. Expansive Bonus / Loft Upstairs 7. Rear Courtyard and Detached Garage 8. Separate Carriage House above Garage 9. Waterfront Community Marina Coming Soon! 10. New Homebuyers given Priority to University Academy

2009 RUSHES AVE, PANAMA CITY, FL 32405 Directions: HWY 390 to Airport Rd. North on Airport Rd. Turn Right on Rushes Ave. Model Home will be on the left.

Contact: B E R K S H I R E H AT H A W AY H O M E S E R V I C E S BEACH PROPERTIES OF FLORIDA

M A R K M O O D Y O R J A N E T M E LT O N 844-357-9338

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Locally Known & Trusted Since 2011

NOW BUILDING NEW HOMES IN BREAKFAST POINT EAST PANAMA CITY BEACH, FLORIDA

SWEETBAY

PANAMA CITY, FLORIDA

HAPPY

Mother’s Day COME BY SWEETBAY & GET A ROSE FOR MOM!

Learn More About New Home Opportunities 850.588.4395 www.SamuelTaylorHomes.com PARTNERED WITH

©2022 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.

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#3

SAMUEL TAYLOR HOMES 3 BEDROOMS | 2 BATHS | 1,750 SF 2-CAR GARAGE | HOMES FROM THE $400’s The Orchid plan built by Samuel Taylor Homes in SweetBay offers open-concept living and detailed craftsmanship throughout. This floor plan features 9’ ceilings, a spacious kitchen with granite countertops, Frigidaire Gallery stainless appliances, and designer cabinetry, a walk-in pantry, recessed lighting, ceramic tile flooring, and high grade carpet in living and bedrooms. The Orchid also offers plenty of cover outdoor living space as well as a courtyard style 2- or 3-car garage with the option to add a carriage house. Samuel Taylor homes are built to the highest quality to include 2” by 6” exterior walls, Low E vinyl energy-saving windows, energy efficient lighting, and more. Alongside more than five miles of bayfront shoreline in northwest Florida lies the perfect coastal community of SweetBay. Residents enjoy access to University Academy, one of Northwest Florida’s top-tiered charter schools, right within the heart of the neighborhood. With pocket parks, walking, hiking, and biking trails, a resort-style pool, and North Bay access, SweetBay highlights the idyllic balance between nature and community. Visit and find your forever home.

The Orchid at SweetBay 1. Resort Lifestyle Waterfront Community 2. Private Split Master Retreat 3. Covered Front Porch and Rear Patio

DINING 13'0)( 11'0

LANAI 12'0)( lb'0

4. Beautifully Landscaped, Irrigated Yards FAMILY ROOM 15'0)( 1T0

5. Courtyard style with Detached Garage 6. Community Pool, Parks, Boat Launch 7. Marina & Town Center Coming Soon

BEDROOM#:! 10'bX 13'0

® FOYE

®

r----TRfYG,!ILM6 I I

M. BEDROOM 15'0)( 14'0 I I I I I

L____________

BEDROOMll:2 10'6)( 13'0

Opt. Master Bath

- - - 7

.J

PORC,H (VARIE!'> PER ELEVATION)

1317 KESTREL STREET, PANAMA CITY, FL 32405 Directions: Traveling East on 23rd St, turn left on Hwy 390. Turn Left on Lisenby Rd. Continue on Lisenby to end. Turn right on Kestrel. Welcome Center will be located at the first intersection on the left (Kestrel & Heartleaf Ave East).

J A N E T M E LT O N , M A R K M O O D Y 844-357-9338

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Buy, Build, or Renovate Centennial Bank has loan options for when you find the home or want to create the home of your dreams. Rhonda Jacques

Mortgage Loan Supervisor | NMLS# 320853 635 E Baldwin Road, Panama City , FL 32405 Office: 850-873-4135 | Cell: 850-630-1232

RJacques@my100bank.com

Diana Songer

Mortgage Loan Officer NMLS# 1703073 12141 Panama City Beach Pkwy, Panama City Beach, FL 32407 Office: (850)873-4191| Cell: (334)790-0148

DSonger@my100bank.com

Ricky Elias

Mortgage Loan Originator | NMLS #1451108 2200 Stanford Road, Panama City, FL 32405 850-636-4909

RElias@my100bank.com

My100Bank.com / A Home BancShares Company All loans subject to credit and property approval. Terms subject to change without notice. Not a commitment to lend. Requirement for qualified builder to be approved by Centennial Bank. NMLS# 466091

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#4

Breakfast Point

SOUTHERN COASTAL HOMES 3 BEDROOMS | 2 BATHS | 1,823 SQ FT 3 CAR GARAGE | FROM $455,000 New Construction in the Breakfast Point Community, located on Panama City Beach! Home offers great room with 10 ft tray ceilings, dining area, kitchen with large island, and stainless appliances. Other interior features include vinyl plank flooring, recessed lighting, and custom cabinetry. Exterior includes 2 car garage with an enclosed rear porch. Breakfast Point features a Grade A school, walking parks, underground utilities, custom street lighting, and sidewalks.

BUILDER SOUTHERN C O A S TA L H O M E S

Shearwater

1. Great room with 10 ft tray ceilings 2. Kitchen with large island 3. Stainless appliances 4. Vinyl plank flooring 5. Recessed lighting 6. Custom cabinetry 7. Enclosed rear porch

316 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407

License # CBC1260004

Contact: CHARLIE COMMANDER C E N T U R Y 2 1 C O M M A N D E R R E A LT Y 850-819-5850

Directions: From Back Beach Road turn NORTH directly across from Hombre entrance onto Breakfast Point Blvd, home will be on the right at the intersection of Graze Point Drive and Breakfast Point Blvd.

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Lighting by Lavonne

Panama City 850-769-1232

www.LightingByLavonne.com

Inlet Beach 850-502-4438

One Loan!

Build Your Dream Home With

Construction-to-Permanent Loans Conventional Mortgage

Up to 95% financing Construction to Perm

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Single-family dwelling (including Manufactured & Modular)

Up to 96.5% financing Construction to Perm

Affordable, interest-only payments during construction

VA Mortgage

Fixed rate

Up to 100% financing Construction to Perm

Call Us Today at (850) 257-0229 © 2022 First Federal Bank is an FDIC insured nationally chartered mutual savings bank approved lender. Restrictions may apply. Nothing herein is or should be interpreted as an obligation to lend. Loans are subject to credit and property approval. Trade/Service marks are the property of First Federal Bank. First Federal Bank: Residential Lending Mortgage NMLS: 408902

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Hunter Palmer

Stan Lindsey

Area Sales Manager

Market President/ President of BBIA

NMLS ID: 1207393

NMLS ID: 203006

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#5

SAMUEL TAYLOR HOMES 4 BEDROOMS | 3.5 BATHS | 3,101 SF 2-CAR GARAGE | HOMES FROM THE $400’s In the heart of Panama City Beach, Breakfast Point is tucked away and bordered by thousands of acres of pristine conservation land. Minutes from the World’s Most Beautiful Beaches, Breakfast Point residents enjoy easy access to everything from forests and beaches to shopping and nightlife.

1. 2. 3. 4. 5. 6. 7. 8. 9.

Breakfast Point

Popular Panama City Beach Community Tripletail II Plan: Up to 5 Bedrooms, 4-1/2 Baths Quality home built by the area’s #1 Local Home Builder New Phase Coming Soon! High Ceilings with Tray Ceilings and 8’ Doors Main Floor Owner’s Retreat with Tile-to-Ceiling Shower Beautifully Landscaped Yards, Irrigation included 2 x 6 Exterior Wall Construction with extra Insulation Model includes upgrades not included in Base Price

LICENSE # CGC 1518958

206 BASIN BAYOU DRIVE, PANAMA CITY BEACH, FL 32407 Directions: PCB Parkway East past SR 79 & Pier Park. Take left onto Richard Jackson Blvd to the end into Breakfast Point. Proceed to the right and make a right at the stop sign. Model home located down to the left.

E M I LY C A P P I T E L L I o r C H E R Y L W A R D 850-588-4395

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#6

Latitude Margaritaville Watersound

MINTO COMMUNITIES

Trinidad Bay

3 BEDROOMS | 3.5 BATHS | 2,549 SQ FT 3 CAR GARAGE | FROM $440,990 Latitude Margaritaville Watersound is located on Northwest Florida’s Emerald Coast between Pensacola and Panama City. The 55+ community’s initial phase is anticipated to include approximately 3,500 homes. The master-planned community, inspired by the legendary music and lifestyle of Jimmy Buffett, features four distinct home collections - the Conch Cottage Collection, Caribbean Villas Collection, and the Beach and Island Collections of single-family homes.

1. 2. 3. 4. 5. 6.

Open Floor Plan/Living Space Ceiling Beam Options in Liv/Din Rm Large Laundry Room Vaulted Ceilings Quartz Countertops 8ft. Interior Door Options

7. Glass Backsplashes 8. Oversized Walk-In Closets 9. Rinnai Energy Efficient Tankless Water Heater 10. Privacy of Separate Living Quarters - 3BR with Ensuite Baths - Split FP

Floor plans range from 1,204 to 2,568 square feet under air. New homes start from the mid $200s.

BUILDER MINTO COMMUNITIES

8410 MARGARITAVILLE BLVD, PANAMA CITY BEACH, FL 32413 Directions: Take I-10 to Hwy 79 South, 38 miles on the right at West Bay Parkway.

License # CGC1519880

Contact: mintousaoutreach@mintousa.com 24 |

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#7

Latitude Margaritaville Watersound

MINTO COMMUNITIES

Dreamsicle

2 BEDROOMS | 2 BATHS | 1,378 SQ FT 2 CAR GARAGE | FROM $268,990 Latitude Margaritaville Watersound is located on Northwest Florida’s Emerald Coast between Pensacola and Panama City. The 55+ community’s initial phase is anticipated to include approximately 3,500 homes. The master-planned community, inspired by the legendary music and lifestyle of Jimmy Buffett, features four distinct home collections - the Conch Cottage Collection, Caribbean Villas Collection, and the Beach and Island Collections of single-family homes.

1. Vaulted Ceilings 2. Large wrap around porch encourages outdoor living 3. Ceiling Beam Options in Living Room 4. His and Hers Sinks With Raised Vanities 5. Quartz Countertops

6. 7. 8. 9.

8ft. Interior Door Options Glass Backsplashes Den/Hobby Room Rinnai Energy Efficient Tankless Water Heater 10. Open Living, Kitchen & Dining

Floor plans range from 1,204 to 2,568 square feet under air. New homes start from the mid $200s.

BUILDER MINTO COMMUNITIES

8411 MARGARITAVILLE BLVD, PANAMA CITY BEACH, FL 32413 Directions: Take I-10 to Hwy 79 South, 38 miles on the right at West Bay Parkway.

License # CGC1519880

Contact: mintousaoutreach@mintousa.com

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#8

Latitude Margaritaville Watersound

MINTO COMMUNITIES

Breeze Bay

2 BEDROOMS | 2.5 BATHS | 2,236 SQ FT 2 CAR GARAGE | FROM $380,990 Latitude Margaritaville Watersound is located on Northwest Florida’s Emerald Coast between Pensacola and Panama City. The 55+ community’s initial phase is anticipated to include approximately 3,500 homes. The master-planned community, inspired by the legendary music and lifestyle of Jimmy Buffett, features four distinct home collections - the Conch Cottage Collection, Caribbean Villas Collection, and the Beach and Island Collections of single-family homes.

1. 2. 3. 4. 5. 6.

Open Floor Plan/Living Space Ceiling Beam Options in Liv/Din Rm Large Island Vaulted Ceilings Quartz Countertops Oversized Walk-In Closets

7. Glass Backsplashes 8. 8ft. Interior Door Options 9. Rinnai Energy Efficient Tankless Water Heater 10. Large sliders leading to an expansive covered lanai

Floor plans range from 1,204 to 2,568 square feet under air. New homes start from the mid $200s.

BUILDER MINTO COMMUNITIES

8414 MARGARITAVILLE BLVD, PANAMA CITY BEACH, FL 32413 Directions: Take I-10 to Hwy 79 South, 38 miles on the right at West Bay Parkway.

License # CGC1519880

Contact: mintousaoutreach@mintousa.com 26 |

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#9

Latitude Margaritaville Watersound

MINTO COMMUNITIES

Nevis

2 BEDROOMS | 2 BATHS | 1,862 SQ FT 2 CAR GARAGE | FROM $316,990 Latitude Margaritaville Watersound is located on Northwest Florida’s Emerald Coast between Pensacola and Panama City. The community’s initial phase is anticipated to include approximately 3,500 homes. The master-planned community, inspired by the legendary music and lifestyle of Jimmy Buffett, features four distinct home collections - the Conch Cottage Collection, Caribbean Villas Collection, and the Beach and Island Collections of single-family homes.

1. 2. 3. 4.

Grand Foyer Front Entry Kitchen – Lots of Storage Villa Pool Option 3rd Bedroom Option – Convert Den to Bed 3 5. Quartz Countertops

6. 8ft. Interior Door Options 7. Glass Backsplashes 8. Oversized Walk-In Closets 9. Raised Height Vanities 10. Open Living, Kitchen and Dining

Floor plans range from 1,204 to 2,568 square feet under air. New homes start from the mid $200s.

BUILDER MINTO COMMUNITIES

8435 MARGARITAVILLE BLVD, PANAMA CITY BEACH, FL 32413 Directions: Take I-10 to Hwy 79 South, 38 miles on the right at West Bay Parkway.

License # CGC1519880

Contact: mintousaoutreach@mintousa.com

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850-769-2246 • 717 W. 11th Street, Panama City, FL 32401

Our goal is to build long-standing relationships with our customers by providing quality products, competitive prices and superior customer service that is unmatched in our market.

Mid-South Lumber Co. of Northwest FL Inc. was established in Panama City, Florida, in 1981 as a small lumber yard and has often been regarded as the “Go To” place for Bay and surrounding counties for builders, homeowners and anyone looking for a more personalized service. We are proud to announce that we have recently changed ownership. CEO Ann Roney and President Dave Williams have purchased the business that they have helped manage for over 24 years and 13 years respectively.

Mid-South Lumber carries the lumber, building products, tools, materials and hardware you would expect from a premier distributor. We also take the time to really understand what challenges your project presents. You can lean on us to come up with solutions that benefit your specific needs.

On behalf of the team here at Mid-South Lumber, we want to reintroduce our business to you, as well as the people who proudly call you neighbors.

Learn more about the complete Graze kitchen faucet collection at KOHLER.com at your local ENGINEERING & EQUIPMENT COMPANY. Learn more aboutor the complete Graze kitchen faucet collection at KOHLER.com Learn more about the complete Graze kitchen faucet collection at KOHLER.com or at your local ENGINEERING & EQUIPMENT COMPANY. or at your local ENGINEERING & EQUIPMENT COMPANY. 1336 Florida Avenue Panama City, FL 32401 1336 Florida Avenue 850-769-7641 Panama City, FL 32401 1336 Florida Avenue 850-769-7641 Panama City, FL 32401

https://e-esupply.com/ Appointment Required, https://e-esupply.com/ Appointment Required, https://e-esupply.com/

, ,

,

Appointment Required,

850-769-7641

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RiverCamps

KOEHNEMANN CONSTRUCTION 4 BEDROOMS | 2.5 BATHS | 2-CAR GARAGE 2,178 SF H/C | 3,195 SF UNDER ROOF This is a rare opportunity to see the RiverCamps gate community. This subdivision includes 1,500 acres of woodland and is surrounded by water on three sides. The amenities include boat docks and launch, 20 miles of hiking trails and a beautiful riverhouse complex with pool. This home is a very popular farm house design with large porches and easy living.

1. Farm House Design 3. One Acre Lot 5. Located on a Pond

2. 2,178 Space Conditioned 4. 1,500 Acres of Woodlands 6. Riverhouse Amenities

About Koehnemann Construction: You can expect to see the most unique products and designs displayed in this Parade of Homes because Rick and Tim Koehnemann attend the world’s largest home building products show every year and they feature those new ideas in the Parade. Combine that exposure with 40 years of experience building custom homes, and you will see why knowledgeable locals select the Koehnemann Team. Please visit our website at KoehnemannConstruction.com to see for yourself why Koehnemann Construction is the most award winning local builder in Northwest Florida.

6507 OGEECHE TRAIL, PANAMA CITY BEACH, FL 32413

KOEHNEMANN CONSTRUCTION 850.769.3419 KOEHNEMANNCONSTRUCTION@COMCAST.NET License#RB0026181

Directions: Hwy 77 North of Lynn Haven to Hwy 388 - 10 miles to entrance of RiverCamps. From the beach, go North on Hwy 79 about 5 miles over the bridge, turn right onto Hwy 388 to RiverCamps.

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Your New House is Right Around the Corner Whether you are ready to buy or refinance the home of your dreams, Tyndall mortgages typically close in 45 days and there will be a local expert to help you every step of the way. Plus, you'll save money with low rates. • Traditional Mortgage Loans • Construction Loans • FHA Loans • Jumbo Loans

• VA Loans • Land Loans • Home Equity Line of Credit • Home Equity

Apply online or give us a call! tyndall.org

(850) 747-4150

Federally insured by NCUA Loan applications are subject to application and approval criteria, including credit history and appraisal. 100% LTV available on amounts up to the conventional maximum loan amount. Must meet minimum credit score and program guidelines. Applies to purchase of primary residence only. Loans over 80% loan-to-value require private mortgage insurance (PMI). Speak with a Tyndall Mortgage Loan Originator for complete details on Tyndall Mortgage Loans. All rates and offers are subject to change without notice. Exclusions may apply. Membership required; an initial $1 non-refundable membership fee will apply. Tyndall NMLS #597599. FHA, VA, Construction and Rural Development loans may be an exception.

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