October 2017 | the POWER issue

Isle of Man Premier Magazine | no. 69 | October 2017 | the [POWER] issue

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HandyMann LANDSCAPE & GARDENING PAINTING & DECORATING WOODWORK TILING UPVC PROFESSIONAL CLEANING MAN & VAN Gallery Gallery is is published published eleven eleven times times aa year year as as aa fresh fresh yet yet discerning guide to all that happens on the Island discerning guide to all that happens on the Island and and beyond. beyond. Not Not too too arty arty farty farty superior superior or or too too serious, serious, written written by you and enjoyed by people everywhere. by you and enjoyed by people everywhere.

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Isle of Man Premier Magazine | no. 69 | October 2017 | the [POWER] issue

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#69 the POWER issue BECAUSE QUALITY MATTERS

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ON THE AGENDA n NO 34 n OC TOBER 2017

INVESTMENTS- RISK IT FOR THE TRISCUIT

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t’s that time of the year again, happy Autumnal Equinox 2017, say goodbye to the summer. As I type the wind is howling, the rain is lashing and despite promises of a singular sunny day before the month’s out, I don’t have much hope. The memory of the summer holiday is fading fast. I’ve lined up winter coats. I walked to work in the lashing rain. Yes, it’s the time of year that the Isle of Man prepares to go under cover. But look on the bright side; you can now wrap up in cozy winter coats and scarves.

Isle of Man | Home & Interiors | October 2017

The best place to find a new place in the Isle of Man

As we are finishing up this issue of Gallery the sun is passing over the equator making today, the 22nd September, the first day of autumn. A time when the night and the day are of exactly equal length. It’s the beginning of autumn, and a moment on our way towards the winter solstice – the longest night – marking the beginning of the really cold winter season.

As we enter this season of change we hope you like the varied approach to our power theme this month. As always we look to entertain and educate in our own unique way. An article that’s a must read is written by Dr Rebecca Rowley called Secrets and Stigma: The Isle of Man and Abortion. Although abortion is legal in the Isle of Man, the circumstances under which it is permitted are so restrictive that in practice fewer than ten women per year qualify. Turn to page 16, have a read and let Dr Rowley know your thoughts.

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So, fill in that summer holiday request form for next year, submit it, pop some vitamin D pills, then turn the page and enjoy reading this month’s Gallery.

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UPFRONT

SECRETS AND STIGMA: THE ISLE OF MAN AND ABORTION By: Dr Rebecca Rowley, Honorary Fellow at School of Law and Social Justice, University of Liverpool. E: rebecca.rowley@liverpool.ac.uk

S

ecrecy and stigma are often associated with abortion, particularly so in countries like the Isle of Man where abortion is inaccessible. Although abortion is legal in the Isle of Man, the circumstances under which it is permitted are so restrictive that in practice fewer than ten women per year qualify. Therefore women who find themselves unintentionally pregnant and want an abortion have little choice; they must either pay privately in the UK, or illegally buy abortion medication from the internet. The experiences of women who have faced this reality were the focus of my recent research into abortion on the Isle of Man. The findings demonstrate that the Island’s abortion law prevents women from accessing abortion in a timely, safe and affordable manner. The lack of provision not only prevents some women from accessing abortion services, but causes trauma for those who do, which in some cases leads to mental health issues such as depression.

GO AWAY OR BREAK THE LAW

“So I had to organise all that and it was just, that was where my focus was, absolute stress and rush and just fear really, thinking obviously with the treatment for terminations the longer it goes on the more invasive the treatment is … So I knew that I had, if I wanted to do this, which I thought I did, I had to rush it” Abigail Even when women have the resources and knowledge to do so, making such arrangements can be intensely stressful and costly. Such pressures are increased when women do not have access to resources such as information, money or support. Vulnerable women, including those who are young, financially instable or in abusive relationships, can find this process even more stressful. They are often forced to confide in people they do not want to in order to access an abortion. This can result in them feeling as though they have no control over the situation.

Raucous, at times even riotous, a tour of Madrid’s tapas bars is every bit as worthwhile as seeing powerhouse art gallery Museo del Prado and the colonnaded Plaza Mayor.

The loud-mouthed, boisterous city may not lay claim to its own dish, but you’ll find restaurants, bars and delis serving some of the best regional Spanish food.

Experiment with cecina (cured beef) from Leon, mojama (salt-cured tuna) from Cadiz and sherry from Jerez.

According to a survey by Booking.com, 75% of global travellers are likely to choose for their next destination a location renowned for its great food and drink. More than a third say food is what they remember most vividly about a place.

A dapper waiter slices Iberico ham in the reception, while the original wood-burning oven slow roasts about 50 piglets a day. The tender pork dish is a classic and features on a recommended three-course house menu (E45 including half a bottle of wine).

Botin restaurant

Duck your head to creep down creaking stairs to the cellar, where secret tunnels once connected to the Royal Palace, or reserve a corner table on the second floor, where Ernest Hemingway used to sit. If you arrive half an hour before the restaurant opens at 1pm, friendly staff from the family-run business might give you a private tour.

Visit botin.es/en

SNAP UP SOME FOODIE BARGAINS Where: San Miguel and Anton Martin markets Revamped and renovated, the covered San Miguel market, just off Plaza Mayor, is filled with deli delights. Fried calamari rings in paper cones, fresh spider crabs on ice and fried churros are all beautifully displayed. Many people come here simply to snap photos and gaze up at the curling wrought iron roof.

Cereal Lovers in San Antoni market

Head to the second floor to find several small, colourful restaurants, including Cereal Lovers, a quirky homage to breakfast giants Kellogg’s and Quaker (bowls from E4), and Latazo, where you can fill up on dishes made with tinned fish (tapas from E1.50).

Furthermore, due to the illegal nature of the abortion, women who take the tablets may feel unable to disclose this to healthcare professionals for fear of prosecution if they experience complications or require follow up care.

LUNCH LIKE A TRUE LOCAL Where: Prada a Tope Specialising in preserved figs, peppers and meats from the Bierzo region in northwest Spain, this well-priced, woodpanelled restaurant is a favourite with Madrilenos - especially for (late) lunch. Turn up from 2pm if you want to join the noisy throng (although they do start serving from midday).

“I ended up having another two lots of tablets, I had to have that because I couldn’t tell them what I had actually done… if there was that option I might not have had to go through the further two lots of a tablets and the D&C… I was like… if I could explain to you maybe I wouldn’t have these tablets that you are offering me… Am I actually safe to have more tablets when I have already had tablets? But I can’t tell you” Charlotte

In order to reduce the cost and increase their control on the situation, some women opt to order abortion medication online. Although illegal, the medication is considered safe to self-administer. However it can be intercepted at customs so women

GET YOUR FILL OF HISTORY Where: Botin Dining in this rickety four-floor warren of a restaurant is sampling a slice of history. Founded in 1725, it’s been named the world’s oldest restaurant by The Guinness Book of Records.

Prices reflect the venue’s popularity, although a cheaper (and more authentic) alternative market is an easy 20-minute walk away. Set below a flamenco school (worth a snoop if you get a chance), Anton Martin (on Calle de Santa Isabel) has stalls selling hams and vegetables from Monday to Saturday.

“the thought of them taking those tablets away at customs you know if someone thinks they’ve got their solution then those tablets get taken away. You know what are they going to do and then they’ll be another couple of weeks down the line and then it’s, it’s a harder procedure and it’s a more traumatic procedure and it’s just not fair” Louise

“I felt totally alone, I thought I need to organise this termination but there just nobody and nothing, and that was just terrifying… I just felt so alone and just let down you know by the Isle of Man” Abigail

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Markets, tapas bars and record-breaking restaurants are all on the menu

For a true taste of Madrid, these are the foodie experiences you must sample.

may face delays in undergoing treatment.

Such delays not only increase the anxiety and stress of the process, but also increase the risk of taking the medication as the likelihood of complications increases the further along they are in the pregnancy.

Many women face a lack of care and understanding when they sought help on Island through GPs. As a result some refuse to inform their GPs of their abortion, meaning that it is not on their health record. Even when the women do consent for the information to be shared there is no follow up care or support available. This lack of care leaves women feeling isolated and alone.

ISLE OF MAN PREMIER MAGAZINE

TRAVEL

THESE ARE THE FOODIE EXPERIENCES YOU MUST TRY FOR A TRUE TASTE OF MADRID

I remember thinking I understand why people throw themselves down the stairs, like that lack of support, that like not telling people, just wanting it gone” Amy

Women from the Isle of Man commonly travel to the UK and pay for an abortion privately. However as procedures are private and located off Island, there are no support services in place. Women have to research, book and fund their procedure with no support, whilst facing the time pressure of higher costs and possibly a more invasive procedure as the pregnancy progresses.

“Yeah it is a lack of control and again it’s a sense of being sort of indebted to people…

That they have this this thing that you know that’s happened and they could control what gets done with that information I guess… Yeah I would have liked, I would have liked some more control and power certainly at the time” Amy

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TRAVEL

Preserved peppers at Prada a

The Bierzo region is an excellent area for cattle grazing and well known for producing quality meats. Restaurant owner Jose Luis Prada has a farm in the area where he rears cattle and produces figs, peppers, chestnuts and wine.

This can lead to inappropriate care and could compromise the health of women.

Plaza Mayor Madrid

pradaatopemadrid.com

Continue...

Continue...

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FEATURE: Secrets & Stigma

undercover economist

HARDWARE

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TRAVEL: Escape To Madrid

MOTORING NEWS

HARDWARE

The BMW Group has revealed that it will have 25 electrified models in its ranges by 2025 - 12 of which will be fully electric and 13 will be hybrids.

A

ndrew Haldane, chief economist of the Bank of England, won headlines earlier in the year for comparing economists to weather forecasters. Alas, it was not a flattering comparison: Haldane mentioned Michael Fish’s infamous October 1987 forecast on primetime British TV, which offhandedly reassured viewers that there wouldn’t be a hurricane so “don’t worry”. The warning was followed by a severe storm that killed 18 people in the UK and four in France.

But if economists are like weather forecasters, the lesson is that they should keep trying. Meteorologists have a difficult job yet they do it well - partly with the help of half-a-million weather measurements a day and powerful supercomputer simulations. Perhaps economic forecasting should emulate that approach. For now, many serious economists think that economic forecasting is for fools and charlatans, and that real economists have a different job entirely.

What, then, is that job? Beatrice Cherrier, a historian of economic thought, points out that economists have long looked for an appealing metaphor. In the 19th century, economics was part science, part moral philosophy and part art. Later, economists liked to compare themselves to physicists, borrowing the jargon, the methodology and the mathematics of physics. With the discipline inspiring awe after the splitting of the atom, it must have been tempting for economists to seek the same quality of insight - not to mention the prestige and the funding.

Whether economics has really been strengthened by ideas from physics remains a matter of controversy. Some critics say that economists should embrace ideas from psychology. Others simply argue that economists have copied the wrong kind of physics and, if they used more up-to-date technical tools, they’d achieve better results.

An alternative view is that economics should be a practical, problem-solving discipline. The most famous proposal along these lines is a throwaway remark from John Maynard Keynes, who looked forward to the day when economists would be

Why economists should be more like plumbers

“some of us should do some of it some of the time”

“humble, competent people on a level with dentists”.

Humility and competence sound good to me - and dentistry seems an appealing model in other ways. Dentists don’t forecast how much tooth decay you might suffer over the next decade; they tell you to floss and to lay off the fizzy drinks. Dentists know that their job is not forecasting but preventing or solving problems.

But Tony Greenham, a programme director at the RSA, recently declared that Keynes was quite wrong. Dentistry is built on objective science, says Greenham, but economics is not: economic analysis should involve clashing schools of thought, debating ideas in front of a public who must then make their choices at the ballot box. Greenham has a point, of course.

Economics will never be a hard science, so there must always be room for debate. And most economic policy decisions produce winners and losers, each with a right to be heard.

Still, if dentistry offers a practical, evidence-based approach to solving problems, I’m not sure that Greenham is wise to warn economists away from that goal unless there really is no hope.

Several leading economists have argued that economics should have a more practical bent. Al Roth, Nobel laureate in

The move will see the expansion of BMW’s ‘i’ range of cars, which currently consists of the i3 supermini and i8 supercar, while the new Mini electric concept revealed this week gives a hint of what to expect from the brand’s first electric car when it goes on sale in 2019.

economics, says that economists should be like engineers. Roth has designed systems for matching students to schools and kidney donors to recipients, and his argument is that when designing such a system it’s not enough to get the broad outlines right - as a physicist or an economic theorist might - but the details too.

Meanwhile Esther Duflo - too young for a Nobel but hugely celebrated in the profession - recently gave the prestigious Ely Lecture in Chicago. She argued that economists should act like plumbers, or at least that, “some of us should do some of it some of the time.”

For Duflo, plumbing is even more practical than engineering: not only must the plumber install the system, she must observe and tinker with it as leaks and blockages become apparent. Issues that weigh heavily in theory may be trivial in practice, and vice versa.

So perhaps I should be a meteorologist, or dentist, or engineer, or plumber - or, as others might advise, psychologist, epidemiologist, historian, anthropologist or data scientist? Of course, the wonderful and frustrating thing about economics is that each of these approaches - and others - has something to offer as we try to comprehend the dizzying interactions of the economy all around us. No wonder economics is so much fun - and so hard to do well.

As I pondered all this career advice, I couldn’t help but think of Bill Phillips.

Phillips was born in 1914 to a New Zealand farming family. He learnt engineering via correspondence course, and was a gold miner, crocodile hunter and war hero.

He studied sociology but became an economics professor at the London School of Economics. He produced perhaps the most-cited macroeconomic paper ever written, describing the “Phillips curve”. He learnt several languages and, later in life, was fascinated both by complex dynamic systems and by the economy of China.

He also built the first computer model of the British economy. It was a hydraulic computer - a system of equations, crafted in plumbing.

Now that’s an economist.

Harold Kruger, chairman of BMW Group, said: “In e-mobility, the BMW Group will also be the leading provider in the premium segment.”

Mercedes-AMG has pulled the covers off its F1-engined hypercar - the Project One.

While no 0-60mph time has been given, Mercedes claims it can reach 124mph in less than six seconds.

Revealed at the Frankfurt Motor Show last night (September 11), the German manufacturer claims the highperformance hybrid show car produces close to 1,000bhp and has a top speed in excess of 217mph.

In addition to blistering performance, Project One’s electric motors also enable it to travel as far as 16 miles on battery power alone. When charge runs out, it can then be plugged in to an energy source to replenish its batteries.

He also looked ahead to another BMW concept that will be revealed at the show, which “is a vision of how we imagine a four-door, fully electric vehicle between the i3 and i8”. It is expected to be a crossover-style car called i5.

BMW recently announced a scrappage scheme to encourage drivers of older, more polluting diesels to buy a new, lowemission vehicle.

The car’s hybrid drive system is lifted straight from Formula 1, and combines a 1.6-litre turbocharged V6 with four electric motors - providing the Project One with all-wheel drive.

Ola Kallenius, member of the Daimler AG board of management, said: “The Mercedes-AMG Project One is the first Formula 1 car with MOT approval.

“Our highly efficient hybrid assembly

stems from motor racing and the electrically powered front axle generates a fascinating mixture of performance and efficiency.

“With a system output of over 1,000hp [992bhp] and a top speed beyond 350km/h [217mph] this hypercar handles exactly as it looks: it takes your breath away.”

While the Project One is only in concept form at present, Mercedes claims it gives “specific indications” of what to expect from the production model.

TVR has revealed the revival of a classic name - with an all-new Griffith. It’s the first car to wear a TVR badge since the Sagaris in 2006, with the company revived in 2013 by entrepreneurs Edgar and John Chasey.

The design of the car is in line with the British manufacturer’s previous creations.

It features a large, angular front grille with deep air intakes at either side, while the lights have been designed to mimic those of the original TVR Griffith.

Elsewhere on the sports car, there’s a

By: Tim Harford, (FT)

low-slung roofline, side exit exhausts and 19-inch alloy wheels.

Under the bonnet is a 5.0-litre Ford Coyote V8 engine, tuned by Cosworth, mated to a six-speed manual gearbox.

Exact figures for the unit have yet to be revealed, but TVR claim the Griffith will develop 400bhp per tonne and be capable of over 200mph. It also says the car can achieve 0-60mph in under 4.0 seconds.

Housing this is a chassis made of carbon fibre, developed by Gordon Murray Design,

resulting in a weight of 1,250kg.

To help keep it on the road, the Griffith features ground-effect aerodynamics, which uses the underside of the car to generate downforce without creating extra drag.

Double-wishbone suspension and power steering are also present.

Although the car is designed for a more refined driving experience, it does feature some comforts, such as leather trimming and an infotainment system.

The TVR Griffith Launch Edition will cost from £90,000 and will feature exclusive paint options, details of which are yet to be revealed, with a limited allocation still available. Production of the car is scheduled for late 2018.

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The announcement came in a speech ahead of next week’s Frankfurt motor show, in which Kruger talked about the future of the automotive industry as it goes through a “fundamental change” towards low-emission vehicles.

The BMW and Mini Lower Emissions Allowance gives owners of Euro 4 or older diesel vehicles an extra £2,000 off the cost of a new BMW or Mini with CO2 emissions below 130g/km.

What kind of economist should I be when I grow up?

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Tope

Although not always Instagram-worthy, the generous, bellystretching dishes are superb - particularly the salt-crusted, thinsliced buttery steak with zoupieros figs and fries (E18).

ON THE AGENDA

UNDERCOVER ECONOMIST

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AGENDA: Undercover Economist

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ISLE OF MAN PREMIER MAGAZINE

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86 HARDWARE: Motoring News

THE REST UPFRONT

Edito...........................................................................................................................5 What's On...................................................................................................8 Feature.....................................................................................................................10 GIVE..........................................................................................................................12 Position of Power................................................................................................14 Secrets And Stigma-The Isle of Man and Abortion..........................16

EVENTS

Lukasz & Ruby's Wedding Day........................................................20 Emma & Darren's Wedding Day................................................................22 DRUFC Ladies Day.................................................................................24

CULTURE

Culture Vulture........................................................................................26 Culture News...........................................................................................27 History & Heritage Lectures........................................................................30 Upload.....................................................................................................................32

Feature Properties..........................................................................61-68

APPETITE

Recipes...................................................................................................................70 Wine Talk.............................................................................................................72

FASHION & BEAUTY

Get the look.............................................................................................74 Fashion Styles.........................................................................................76

ACTIVE

Manx Telecom End2End Mountain Bike Race............................78 Newfield Golf Day.................................................................................80 Active News............................................................................................84

HARDWARE

TRAVEL

Escape To Madrid.............................................................................................36

Motoring News.......................................................................................86 The iphone x Review............................................................................88 4G Broadband.........................................................................................90 Phone home............................................................................................92

AGENDA

PAPARAZZI

In The News........................................................................................................40 Talking Business.....................................................................................42 Movers & Shakers..............................................................................................46 Wealth & investments.....................................................................................48 Undercover Economist...................................................................................52 Starting A Business..........................................................................................54 Chamber of Commerce Gala Evening....................................................58

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PLACES

Are you in?.....................................................................................93/100

ISLE OF MAN PREMIER MAGAZINE

UPFRONT

COVER CREDIT

Photographer & Styling: Shan Fisher Makeup Artist and Assistant: Heather Maddrell Hairstyling: Mary Francesca O’dea Model: Alice Smith Assistant: Breeshey Kermode / Emily Skelly Location: Foraging Vintners, Port Erin

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COVER: the POWER issue ISSUE

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UPFRONT

OCTOBER

WHAT’S ON 12.10 – 15.10.2017

7th NORTH ATLANTIC NATIVE SHEEP & WOOL CONFERENCE

01.10.2017

PEEL SOAPBOX DERBY

//PEEL// The rearranged Peel Soapbox Derby is now on for 1st October. This exciting event with thrills and spills for competitors and spectators alike is now in its third year with a fast downhill course from Cubbons Close to the bottom of Stanley Road.

www.peelsoapboxderby.com

//ISLAND WIDE// A series of lectures, talks, farm visits, workshops and craft days all about wool and sheep. This is the first time it has visited the Isle of Man and although the concentration is on our own Loaghtan Sheep, the experiences and qualifications of the many international visitors and lecturers varies enormously. Day tickets are available, as well as free entry to the craft fairs at the iMuseum and Laxey Working Men’s Institute.

Full details can be found on the website www.viking-sheep.org

06.10 – 08.10.2017

HERITAGE OPEN DAYS

//ISLAND WIDE// Enjoy a series of guided tours, visits and walks across the island, bringing local heritage to life.

This is the second of two weekends offering the opportunity to explore some of the unusual or less publicly accessible historic properties, lands and buildings that celebrate the Isle of Man’s rich heritage and culture.

Tours include the Power Station, Douglas Borough Waste Plant and guided tours of the Tynwald legislative building, as well as an overview of St German’s Cathedral’s stained glass and a Douglas Pub Walk and many more.

More information and details of how to book for some of the more popular tours at www.manxnationalheritage.im/whatson

07.10.2017

THRILLER IN THE VILLA – ROUND 3

//VILLA MARINA, DOUGLAS// The third annual boxing extravaganza that is the ‘Thriller in the Villa’ is back, and bigger than ever. So far it’s raised over £37,000 for Hospice Isle of Man and Rebecca House and the organisers are hoping for another sell-out crowd on the night. This is the Island’s only white collar boxing event, with 32 members of the public who’ve been training for months taking to the ring. New events include Business v Business, IOM v come overs and the main attraction: Douglas v Ramsey.

Free livestreaming across the Island, including local pubs.

27.10.2017

AN EVENING WITH ANDY McNAB

//THE PALACE HOTEL, DOUGLAS// As a member of 22 SAS, Andy was at the centre of covert operations for nine years, on five continents.

Andy will be sharing his extensive life experiences on overcoming the greatest of odds to survive. Tale of motivation, inspiration and endurance, including recent expeditions to both poles will be the basis of a truly not to missed evening, with this distinguished and accomplished speaker.

Each ticket will include a copy of Andy’s latest novel, to be released later this autumn, and part of the proceeds of the evening will be donated to Help for Heroes and Hospice Isle of Man. Tickets from www.prestigeartistsevents. com and www.facebook.com/ prestigeartistsevents

29.10.2017

HOP TU NAA 27.10.2017

FASHION FOR LIFE

//VILLA MARINA, DOUGLAS// Tickets are still available for the popular and highly successful biennial fashion show which raises funds for Breast Cancer Now (IOM) and Isle of Man Breast Cancer Care. Once again compered by Dot Tilbury and Geoff Corkish, the event is a mix of music, comedy and of course catwalk fashion.

Since it began in 2005, the Fashion for Life catwalk shows have raised over £70,000 and if you’d like to help raise even more for these worthwhile charities, tickets (£15) are available from www.villagaiety.com, the Villa Box Office and the Welcome Centre at the Sea Terminal.

Fashion for Life is sponsored by Wi-Manx and supported by M&S.

//CREGNEASH VILLAGE// The unique Manx Hop celebration Hop tu Naa was traditionally considered to be the beginning of the Celtic new year and the start of winter.

This year’s celebrations centre on Jinny the Witch, synonymous with the songs still sung today. There will be dancing, stories and folk customs from times gone by and an opportunity to carve a free (subject to availability) turnip lantern, make a herbal charm and discover seasonal baking. You and your family can also join a storytelling session and learn about superstitions from the past and as most of the event takes place undercover, there’s no need to worry about the weather.

At 4pm the grand turnip lantern parade is led by the musicians through the village - a great way to end the day’s festivities.

Admission: £6 (adults) and £3 for children. www.manxnationalheritage.im

Sponsored by Pinnacle Bookkeeping. www.facebook.com/thrillerboxing

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ISLE OF MAN PREMIER MAGAZINE

Save more, earn more Earn 0.25% AER/Gross p.a. (variable) on all balances from as little as £1 Make the most of your savings with our Instant Saver account Apply online or in branch today Visit your local branch iombank.com/instantsaver Call us today 01624 637000 Like Isle of Man Bank on Facebook Follow us on Twitter @iombank Isle of Man Bank Limited (IOMB). Registered Company Number: 1C Isle of Man. Registered Office: 2 Athol Street, Douglas, Isle of Man, IM99 1AN. Tel. 01624 637000. Licensed by the Isle of Man Financial Services Authority in respect of Deposit Taking, Investment Business and registered as a General Insurance Intermediary. IOMB is a member of the Isle of Man Depositors’ Compensation Scheme (DCS) as set out in the Depositors’ Compensation Scheme Regulations 2010. To understand your eligibility under the scheme you may wish to visit http://www.iomfsa.im/investor/dep_comp.xml. IOMB is a member of The Royal Bank of Scotland Group.

The Royal Bank of Scotland plc - Registered in Scotland No 90312. Registered office: 36 St Andrew Square, Edinburgh EH2 2YB. The Royal Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The latest report and accounts are available at www.investors.rbs.com. IOMB places funds with other parts of its Group and thus its financial standing is linked to the Group. Depositors may wish to form their own view on the financial standing of IOMB and the Group based on publicly available information. The latest report and accounts are available at www.iombank.com/financial-results. AER stands for Annual Equivalent Rate and illustrates the interest rates as if paid and compounded each year. Rates correct as at ( 01June 2017).Gross is the interest paid before the deduction of tax. Instant Saver accounts are only available to individuals aged 16 years or over, including personal trustees. Interest is paid monthly on the first business day of each month. Interest rates are subject to variation. Calls may be recorded.

TAKE THE P OW E R B AC K WORDS Ria Wolstenholme ILLUSTRATION Russ Atkinson

TA KE TH E P OW E R B AC K WORDS Ria Wolstenholme ILLUSTRATION Russ Atkinson

UPFRONT

We all have different ideas of what powerful people look like.

Whether they’re a superhero wearing a cape, a policeman wearing a hat or a human wotsit posing as the president. But we forget that we have our own powers. Things we can do for ourselves and others that go unnoticed but in reality, are the greatest powers to hold.

Take this, if you will, as a post summer blues pick me up read. You might not even make it past this sentence, but this time of year can bring on the S.A.D in all of us – that’s seasonal affective disorder, by the way. The sun goes, the parties and social events stop, and hum drum life ensues counting down to Christmas and accepting that grey skies are the only forecast for the foreseeable future. People leave to go back to school, university and work. It can feel lonely at times.

So, I’m here to let you know that all is not lost. The sun and fun times will come back, but now is the time to hunker down. The trick is to keep yourself spinning with some simple rules. First on the agenda is to evaluate the company you keep. Sure, summer was fun and we all make new friends and form new bonds, but will they last through the winter months? When nobody is out to play and other things take priority?

In order to be powerful in yourself, you’ve got to keep a positive energy of people around you. Yes, that’s ok, roll your eyes at the millennial using the word ‘energy’.

But seriously, the people you spend your days with are a massive factor in how you think, behave and feel.

Now is the time to really evaluate who is making you a happier, better person and who’s bringing out the worst in you.

Secondly, evaluate yourself. Summer months often come with many a day sesh, corona in one hand and another two back ups in the other. We overdo it in true Island style, dedicated to making the absolute most of any opportunity to be sociable. But saying no to plans to stay in and binge watch Netflix in your old joggers with your phone on silent is ok too. In fact, it’s healthy.

Learning to say no to plans to look out for your physical and mental well being is more important than we realise. That self love will allow you to reboot your mind and body. They don’t call it recharging your batteries for nothing.

Thirdly, focus on the future. This is sounding deep but bare with me. In order to obtain and retain your personal power, you have to focus on the possibilities, not the problems. Look to future endeavours, make plans and forget any mistakes or mishaps that have happened already. They have happened, they cannot be

BECAUSE QUALITY MATTERS

changed or made to disappear, so learn from them and move on to bigger and better things. When a problem arises, be it a recurring one from the past or a fresh new one, look for the solution. Don’t avoid the issue for another time and future you to deal with, assert it head on and deal with it. There’s no time like the present.

“ Relying on other people to make your light shine is lazy. Feeding off of someone else’s energy is lazy. Make your own energy by bettering yourself and keeping your immediate circle as positive as it can be. It can’t be all play and no work, all of the time. Be selfish.

Do you. Gain your power back.”

These small things a lot of us forget to do or don’t even realise we are doing it amount to so much more than overcoming the post summer blues. Making yourself your power source is so important if you want to succeed on your own terms, in your own way. Seeking energy from other people can be beneficial to an extent, but it can’t be the only source you have to survive.

Animals hibernate in winter, to store their energy and be set for when the months of seeing and doing come back around. Think of it the same way for yourself, but instead of sleeping for 3 months – I wish – switch your focus. Make time for your needs, your wants and your desires. Make the time you have to do nothing about something, even if it’s months of rest and recuperation.

Relying on other people to make your light shine is lazy. Feeding of someone else’s energy is lazy. Make your own energy by bettering yourself and keeping your immediate circle as positive as it can be. It can’t be all play and no work, all of the time. Be selfish. Do you.

Gain your power back.

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UPFRONT

OUR COMMUNITY

GIVE MANX MSA TRUST RAISES £100K IN JUST 18 MONTHS

A local charity founded in February 2016 by Chris Blake has raised an amazing £100,000 in its first 18 months.

The Manx MSA Trust has raised the funds through lots of different funds raising events, ranging from poker tournaments, a summer ball, the parish walk, fun fitness events and many more. www.manxmsa.com

ISLE OF MAN STEAM PACKET COMPANY PASSENGERS DONATE £11,000 TO MGP CHARITY The Manx Grand Prix Supporters Club has received a significant donation thanks to the generosity of passengers on Steam Packet Company sailings during the 2017 Isle of Man Festival of Motorcycling.

Crew on both Manannan and Ben-myChree coordinated collections throughout the festival and kind-hearted passengers

donated £11,001.47.

The Club makes a large contribution towards the cost of hiring the two rescue helicopters required for the Manx Grand Prix, as well as assisting injured riders and families of those that are lost while competing, and the money will support its ongoing work.

L-R: Nicola Blake, Director, Chris Blake, Founder, Niall Carey, Head of Communocations, Al Clague, Director, Manx MSA Trust

PLAN.COM RAISES £45,000 FOR CHILDREN’S CHARITY IN TWO WEEKS

NEWFIELD’S SUPER SUNDAY RAISES CASH FOR CRAIG’S HEARTSTRONG FOUNDATION Isle of Man-based eGaming firm Newfield raised money for charity Craig’s Heartstrong Foundation with a ‘Pie in the Face Auction’ during its annual staff fun day.

Victims were selected by a staff vote, and then colleagues bid for the opportunity to splat a pie in their faces. The auction raised £820 for the Foundation, which is

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plan.com recently joined forces with the local charity to raise an eye-watering £45,054.76 in just 14 days. On Friday night, they presented The Children’s Centre with a giant cheque, which will benefit Project Mobex, an outdoor activities scheme that encourages young people to step outside their comfort zones to help them reach their potential.

Newfield’s Charity of the Year for 2017.

The auction was part of Super Sunday, a day of activities hosted by the company at Douglas Rugby Club. Staff enjoyed food, drink, games and activities during the event, including a boat race, water balloon challenge, assault course and sports’ day races.

ISLE OF MAN PREMIER MAGAZINE

UPFRONT

in NUMBERS NEWS

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It was a busy weekend in September as the Queen’s Baton Relay toured the Isle of Man, being held by a number of current and past Island sportsmen and women as well as a large number of Island residents and visitors, on its way to next year’s Commonwealth Games in Gold Coast, Australia.

The relay began at Buckingham Palace on 13th March, when The Queen handed the Baton to Australian cycling legend and Commonwealth and Olympic Games medallist Anna Meares, OAM. www.cga.im

Stoptober, which encourages smokers The Island’s to go smokefree for 28 days, launched unemployment on 1st October and the Department rate fell again last of Health and Social Care is again month - the seventh backing the annual campaign monthly drop in a row. from NHS England which last Figures released by year saw 2.5 million attempt the government show to quit. Stoptober is based unemployment is down on the insight that if 0.1 per cent - standing someone can stop at 0.9 per cent. Of those smoking for 28-days, on the unemployment they are five times more register 249 are men likely to quit for good. and 144 are www.gov.im/stoptober women.

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The Department of Infrastructure is preparing to carry out a major refurbishment of Cain Bridge in Castletown. To enable the refurbishment to be completed as efficiently as possible, the bridge will be craned out of position and transported by road to a covered workshop. Work is scheduled to start on Wednesday 4 October.

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2018

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Douglas town centre management is inviting applications from charities wishing to hold street collections and flag days in Douglas town centre in 2018. The deadline for applications for 2018 is Thursday November 9 2017. www.dtcm.im

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A rare pod of approximately 20 minke whales have been spotted off the east coast of the Isle of Man. The animals were seen between Douglas Head and Port Soderick Bay recently by the Manx Whale and Dolphin Watch.

19.9.2017 The Office of Fair Trading has received reports of tarmacking tradesmen cold calling local residents and would like to point out cold calling is now illegal in the Isle of Man. The tradesmen have allegedly suggested that they have been recently employed by a local company and are able to do the work as they have materials left over from other jobs when it appears this is not the case.

Need advice? T: 686500.

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UPFRONT

7 RIDICULOUS THINGS PEOPLE IN POSITIONS OF POWER (YOUR BOSS) SAY: By: Clare Bowie

¡SURPRISE!

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••••

UPFRONT

1. “Let’s have a quick lunch meeting” What they mean: I’ll just bribe you with food and then you won’t notice the extra hours you’re putting in. It also works with; let’s chat about this over coffee or let’s finish this bad-boy at dinner.

What you think: No thanks, I’d rather eat a bowl of dog food in fancy dress than spend my evening with you, talking shop.

2. “Let’s grab a sandwich” What they mean: Go and get me a sandwich and hurry back cos I’m starving and then you can watch me eat it and pick it out of my teeth while I tell you what I need you to do for me this week.

What you think: This shiz was so not on the life plan.

3. “Let’s do a quick handover” What they mean: There are about 59 things I’ve been avoiding doing for the last two months and now I’ve made a massive long list of them for you to do, as well as your normal tasks (obvs).

What you think: unprintable response 4. “You’re such a star” What they mean: “I really, really CBA doing those 59 things so if you could have them done and dusted by the end of the week that would totally save my life and make me look vaguely competent. There might even be a lunch in it for you!

What you think: If star = mug then yes, I am a star

Mini and Georgie Mini and Georgie’s owner sadly died and they came to us for rehoming a few weeks ago. Even though they have both led long lives of domestic bliss, they have coped well with a change of environment and have settled well in their own socialisation room in the Cattery. They are both grand old ladies (we think they are about 16 years old) but they have been fully health checked and they are fit and well. Georgie, the white and tortoiseshell one, doesn’t have many teeth left and she isn’t very active, but she is very sweet natured and just likes a quiet life.

Mini is not very mobile because she’s very overweight and her name is just a little ironic! Her new owners will need to carry on with a more regulated diet and encourage her to be active. Georgie and Mini will make excellent house cats, and they will have simple needs – number one being a lap to sit on! Please come and meet these special girls, and give them the loving home there are used to having.

5. “Cheers hun” What they mean: Good God, I can’t believe they actually got those 59 things done and totally saved my bacon, I probably should reward them in some way, no, I’ll just say something really kind and personal to make them feel special.

What you think: Sick in mouth 6. “Put that in a presentation” What they mean: Just do all the research and hard work and make it look pretty on power point and then I’ll flick through those slides when head office comes by next week and show them how efficient I am. #slamdunk What you think: Reaches for sharp office implements to inflict self harm 7. “Could you take another look at that.”

What they mean: “I can smell gin on you, you lazy idiot, go and do that task properly before I say something that HR won’t like and get it done before lunch so you can grab me my sandwich numbnuts.

What you think: Maybe you could actually, do some work and then I wouldn’t feel the need to sink 4 double gins on a Monday!

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Primrose Primrose the rabbit was brought to us because she kept escaping and her previous owner did not have the time or resources to look after her properly. As a result of her escapades she was pregnant, and she duly gave birth to these four babies (called kittens) a few weeks after coming to Ard Jerkyll. She is proving to be an excellent mother, and she is very attentive, but rabbit kittens only need two feeds a day and so she spends quite a lot of time away from them. In her absence they keep warm by snuggling together in the nest Primrose has created, made of hay and her own fur that she plucked out a few days before giving birth.

Rabbits are born with their eyes and ears sealed shut, and it takes a few weeks for them to be able to see and hear (their ears seem to pop upright almost overnight). Our kittens should be weaned at about eight weeks of age, and then they will be ready to go to their adoptive homes a few weeks after that.

ManxSPCA • Ard Jerkyll, East Foxdale • Tel: 851672

www.manxspca.com

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UPFRONT

SECRETS AND STIGMA: THE ISLE OF MAN AND ABORTION By: Dr Rebecca Rowley, Honorary Fellow at School of Law and Social Justice, University of Liverpool. E: rebecca.rowley@liverpool.ac.uk

S

ecrecy and stigma are often associated with abortion, particularly so in countries like the Isle of Man where abortion is inaccessible. Although abortion is legal in the Isle of Man, the circumstances under which it is permitted are so restrictive that in practice fewer than ten women per year qualify. Therefore women who find themselves unintentionally pregnant and want an abortion have little choice; they must either pay privately in the UK, or illegally buy abortion medication from the internet. The experiences of women who have faced this reality were the focus of my recent research into abortion on the Isle of Man. The findings demonstrate that the Island’s abortion law prevents women from accessing abortion in a timely, safe and affordable manner. The lack of provision not only prevents some women from accessing abortion services, but causes trauma for those who do, which in some cases leads to mental health issues such as depression.

GO AWAY OR BREAK THE LAW

Women from the Isle of Man commonly travel to the UK and pay for an abortion privately. However as procedures are private and located off Island, there are no support services in place. Women have to research, book and fund their procedure with no support, whilst facing the time pressure of higher costs and possibly a more invasive procedure as the pregnancy progresses.

“So I had to organise all that and it was just, that was where my focus was, absolute stress and rush and just fear really, thinking obviously with the treatment for terminations the longer it goes on the more invasive the treatment is … So I knew that I had, if I wanted to do this, which I thought I did, I had to rush it” Abigail Even when women have the resources and knowledge to do so, making such arrangements can be intensely stressful and costly. Such pressures are increased when women do not have access to resources such as information, money or support. Vulnerable women, including those who are young, financially instable or in abusive relationships, can find this process even more stressful. They are often forced to confide in people they do not want to in order to access an abortion. This can result in them feeling as though they have no control over the situation.

“Yeah it is a lack of control and again it’s a sense of being sort of indebted to people… That they have this this thing that you know that’s happened and they could control what gets done with that information I guess… Yeah I would have liked, I would have liked some more control and power certainly at the time” Amy Many women face a lack of care and understanding when they sought help on Island through GPs. As a result some refuse to inform their GPs of their abortion, meaning that it is not on their health record. Even when the women do consent for the information to be shared there is no follow up care or support available. This lack of care leaves women feeling isolated and alone.

“I felt totally alone, I thought I need to organise this termination but there just nobody and nothing, and that was just terrifying… I just felt so alone and just let down you know by the Isle of Man” Abigail In order to reduce the cost and increase their control on the situation, some women opt to order abortion medication online. Although illegal, the medication is considered safe to self-administer. However it can be intercepted at customs so women

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UPFRONT

I remember thinking I understand why people throw themselves down the stairs, like that lack of support, that like not telling people, just wanting it gone” Amy

may face delays in undergoing treatment.

Such delays not only increase the anxiety and stress of the process, but also increase the risk of taking the medication as the likelihood of complications increases the further along they are in the pregnancy. “the thought of them taking those tablets away at customs you know if someone thinks they’ve got their solution then those tablets get taken away. You know what are they going to do and then they’ll be another couple of weeks down the line and then it’s, it’s a harder procedure and it’s a more traumatic procedure and it’s just not fair” Louise Furthermore, due to the illegal nature of the abortion, women who take the tablets may feel unable to disclose this to healthcare professionals for fear of prosecution if they experience complications or require follow up care.

“I ended up having another two lots of tablets, I had to have that because I couldn’t tell them what I had actually done… if there was that option I might not have had to go through the further two lots of a tablets and the D&C… I was like… if I could explain to you maybe I wouldn’t have these tablets that you are offering me… Am I actually safe to have more tablets when I have already had tablets? But I can’t tell you” Charlotte This can lead to inappropriate care and could compromise the health of women.

Continue...

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UPFRONT

Continued

THE CYCLE OF ABORTION STIGMA The stigmatisation of abortion creates a prevalence paradox – this means that although abortion appears to be a rare or unusual event, it is actually very common. Rates of abortion for women from the Isle of Man are likely to be comparable to the UK, where

one in three women will have an abortion within their lifetime However as abortion is stigmatised, women keep their abortion secret or misclassify their behaviour (they may call an abortion a miscarriage for example) which reinforces the idea that abortion is rare.

Women underreport/ misclassify abortions

Women fear stigmatisation for having an abortion

The prevalence paradox of abortion (adapted from Kumar, Hessini and Mitchell [2009]. Conceptualising abortion stigma. Culture, Health & Sexuality).

Women who have abortions face discrimination

This prevalence paradox can also be seen on Island where official figures on abortion are very small due to inaccessibility, whilst the true prevalence is much higher but unrecorded. Therefore abortion is seen as rare and the stigma is heightened.

Stigma, shame, judgement and secrecy were all factors that were mentioned when women recalled their experiences of abortion. All of the women in this study felt they made the right decision in having an abortion, and none of them regretted their decision. However this certainty did not always mitigate the effects of such societal stigma and fear of judgement. “the shame and stigma it’s like people don’t talk about it. So there’s secrecy about it, it, just it perpetuates even more kind of isolation you know, feeling like is there anyone else who has experienced this?”

Abigail The women supported abortion reform; however fear of judgement and

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Abortion thought to be uncommon

Abortion is seen as deviant (not socially accepted)

unintentional disclosure prevented some from publically declaring their support or discussing their experiences with others.

“I feel guilty when people talk to me about their abortion as I feel like I should share my experience but I don’t want to because it feels so personal… I would like to be able to support it [abortion reform] but I worry that by supporting it people might know… I know that’s not likely but I still worry about it” Hannah The inability to speak publically about their experience was a source of frustration.

The women were aware that the silence around the topic increased the stigma of it, but their own fear of judgement or unwillingness to disclose their choice to certain people prevented them from speaking out.

“I have felt that it is wrong that that it should be a secret that it should be something that has shame attached to it… the fact that it is still treated as being

something that it, that that occurs in the darkness as it were… there has been some I suppose some conflict within me in terms of who I have told and who I haven’t told…

I haven’t told certain people because they would be upset or they would be angry or they disapprove or whatever it is” Nicola

ABORTION REFORM

The current situation on the Isle of Man has been reduced in the media to two camps – those for and those against abortion. However the reality of the topic is much more complex. Women opt to have abortions for a myriad of reasons, but one thing that they have in common is that the restricted access to abortion on the Isle of Man made their experience more difficult, costly and often traumatic. Therefore it is imperative that accessible, safe and affordable abortion is available on the Isle of Man in order to safeguard the health of women.

ISLE OF MAN PREMIER MAGAZINE

DATE: Friday 27th October TIME: 7.30pm LOCATION: The Palace Hotel, Douglas PRICE: Tickets £79 per person +Vat. | £790 per table of 10 +Vat. DRESS CODE: Black Tie

AN EVENING WITH

ANDY MCNAB Prestige Artist Events are pleased to announce an Evening with Andy McNab (DCM, MM), ex 22 SAS, Best Selling Author.

As a member of 22 SAS Andy was at the center of covert operations for nine years – on five continents.

Andy will be sharing his extensive life experiences on overcoming the greatest of odds to survive. Including motivation, inspiration, endurance, through his own life experiences and surviving to tell his story. This includes recent expeditions to both poles. An evening truly not to be missed with an distinguished and accomplished individual.

Tables will SELL OUT FAST,

BOOK NOW! n Each ticket will include a copy of Andy’s Newest fiction book being released in Autumn 2017.

n Part of the proceeds from this IoM event will be donated to Help for Heroes and Hospice Isle of Man.

NOTE:

Photography and videography are strictly not permitted at this event due to Andy’s involvement in historic operations. n The evening will also have a Luxury Prize draw with exclusive items.

BOOK your tickets now at www.prestigeartistevents.com www.facebook.com/prestigeartistevents

EVENTS

THE WEDDING DAY OF LUKASZ & RUBY, 22ND OCTOBER 2016

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Location: Humanist Ceremony in Port Erin Reception: Noa Bakehouse

ISLE OF MAN PREMIER MAGAZINE

EVENTS

Photos: Matt Mosur - mattmosur.com

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EVENTS

EMMA CUDDY & DARREN CROZIER’S WEDDING DAY

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Ceremony: St Peter’s Church, Onchan Reception: King Williams College

ISLE OF MAN PREMIER MAGAZINE

EVENTS

Photos: Shan Fisher - shansphoto.com

BECAUSE QUALITY MATTERS

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EVENTS

DRUFC LADIES DAY

Location: Douglas Rugby Club

Douglas rugby club celebrated 11 years of hosting Ladies Day with 70 guests enjoying dinner and sunshine at Port-eChee. Prize contributions from The Creek Inn, Portofino, Robinsons, Utopia and Old Mutual International helped make an entertaining occasion.

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ISLE OF MAN PREMIER MAGAZINE

RILEY’S WINTER WONDERLAND THE ISLAND’S LARGEST CHRISTMAS DISPLAY OPENS 18TH OCTOBER 6-9 PM

RILEY’S GARDEN CENTRE | COOIL ROAD | BRADDAN T: 01624 616116 | E: info@rileys.co.im | www.rileys.co.im

CULTURE

CULTURE VULTURE What’s on 01.10 – 12.11.2017 WILDLIFE : AN ARTIST’S VIEW //THE ISLE GALLERY, TYNWALD MILLS//

New work from perennial favourite, wildlife artist Jeremy Paul with paintings from his recent travels to India. www.theislegallery.com

now – end of 2017 ART WORKSHOPS // ISLE GALLERY, ST JOHNS//

ArtReach courses at the Isle Gallery include beginners’ classes in acrylics, watercolours and oil painting, ceramics, printing and much much more. There are separate workshops for teenagers and children and you can book now for intensive school holiday courses in the summer. The classes are supported by the Isle of Man Arts Council and sponsored by Typhoon House.

Full details, costs and booking forms can be found at www.theislegallery. com

Now - 08.10.2017 ISLE OF MAN SOCIETY OF ARCHITECTS //SAYLE GALLERY, DOUGLAS//

A wide-reaching exhibition of work of the Island’s architects, including some workshops and an exhibition of the shortlisted and winning photographs from the #ilovethisbuilding competition, run in conjunction with Isle of Architecture. Special events are planned for the last week of the exhibition so for more information call 01624 674557 or email the Society of Architects on sofa_chair@manx.net www.facebook.com/saylegallery

now – 19.11.2017 PAINTED DREAMS //HOUSE OF MANANNAN, PEEL//

Self-taught artist, Eileen Schaer, presents a series of magical paintings depicting a colourful dreamlike world. This new exhibition of Eileen’s work will inspire your imagination to muse on the meanings behind the paintings.

OCTOBER 06.10 – 07.10.2017 THEATRE FEST 2017 //STUDIO THEATRE, BALLAKERMEEN HIGH SCHOOL, DOUGLAS//

The third year of this innovative local theatre festival is curated and produced for the Isle of Man Arts Council by Stage Door Entertainment and will showcase new work, including musical theatre, dance, devised performances, workshops and film.

Full details can be found on www. iomarts.com and www.facebook.com/ theatrefest16

07.10 – 27.01.2018 MANX THOLTANS //MANX MUSEUM, DOUGLAS// Tholtans are rapidly disappearing from the Isle of Man’s landscape but drawing inspiration from Ray Kelly’s latest book, Manx Tholtans – Volume 2, this special exhibition takes the audience on a journey through the island, exploring the beauty of these derelict buildings and painting a picture of Manx life in times gone by, with work by the photographer himself and multimedia artist Naimh Kelly.

Kindly supported by WHIreland International Wealth www.manxnationalheritage.im

07.10 – 28.10.2017 ALL THINGS LOAGHTON //HODGSON LOOM GALLERY, LAXEY// Exhibition of art associated with the Island’s own Loaghton Sheep, including the entries in the gallery’s own ‘Loaghton Tea Cosy’ competition. The exhibition includes paintings, photographs and mixed-media items but the ‘sheep’ element might not be immediately obvious.

There’s still – just - time to enter the tea cosy competition – cosies must have a Loaghton reference, but could be made from any material, could look like a sheep or you can just use your imagination.

14.10.2017 FASHION SHOW //ART DEPARTMENT, UCM//

As part of the 7th North Atlantic Sheep & Wool conference, art and fashion students at UCM are staging a fashion show featuring upcycled and recycled wool.

Free of charge. More details on www. viking-sheep.com and www.facebook. com/UniversityCollegeIOM

from 15.10.17 BCFK17 //SAYLE GALLERY, DOUGLAS//

A brand new exhibition of artworks relating to Peel and its fishing industry, both current and historical. BCFK17 - the title refers to the artists Vicci Blackburn, Ian Coulson, Helen Fox and Phil Kneen - includes installations, photographs and multi-media work from names you’ll probably recognise but whose work has never been brought together in one exhibition. All four artists have been influenced on one way or another by Peel’s fishing industry - visit the Sayle Gallery to learn how.

www.facebook.com/salegallery

19.10.2017 ISLE OF MAN DRAWING CLUB //DOUGLAS// The Isle of Man Drawing Club is a thriving new social group for friendly artists. They meet every month for after-work drinks and a couple hours of drawing just for the fun of it. For more details, including the October venue, and this month’s theme, see the group’s Facebook page.

Muscular Male Models wanted: Kim Graziano is looking for willing models for the drawing classes, and for hen party drawing events. Muscles, she says, are fun to draw – so if you’d like to volunteer, contact her via Facebook. www.facebook.com/ isleofmandrawingclub

In conjunction with the 7th North Atlantic Sheep & Wool Conference.

www.viking-sheep.com | www. facebook.com/hodgsonloomgallery

All paintings are for sale. www.manxnationalheritage.im | www. eileenschaer.com

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CULTURE

CULTURE NEWS

THE DIANA STAMPS - A POSTAL TRIBUTE TO DIANA, PRINCESS OF WALES BY THE ISLE OF MAN POST OFFICE AND ARTHUR EDWARDS MBE The Isle of Man Post Office has released a limited edition commemorative sheetlet featuring reprints of the 1998 ‘Diana, Princess of Wales’ stamp issue, to mark 20 years since her tragic loss and the continuation of the charitable works that are her incredible legacy.

In the same spirit of charity that Diana embodied, our presentation album focuses on the charities she supported with patronage. We have included the famous picture of Diana wearing the protective vest of the Halo Trust mine clearers; this amazing charity was a partner in the launch of #LandmineFree2025 at Kensington Palace earlier this year.

The sheetlet and presentation album feature photographs by Arthur Edwards MBE. As a royal photographer for many years, he travelled with the Royal Family and saw first-hand her tireless devotion to charity. He is famous for many of the iconic photographs we all remember so well. His personal reflection on her life and good deeds is a ringing tribute to a Lady, who became a Princess and then a legend, remembered in the hearts of the nation forever.

Arthur says: “Diana, Princess of Wales had the looks of a supermodel and the compassion of a nun. For 17 years I was lucky enough to travel the world photographing this remarkable woman. In that time, I witnessed her

this terrible virus. Diana used her royal status to improve lives. In Zimbabwe she helped feed hungry children and at home she visited youngsters in hospital. Her bravest undertaking was to help ban the use of land mines worldwide. I saw her comforting a dying child ripped apart by a mine in war-torn Angola. Twenty years have passed since she died but I’ll never forget her.”

determination to make life better for the poor, the sick and those maimed in war zones. I was there when she removed the stigma of AIDS by embracing victims of

This beautiful postal tribute, composed of 12 of the reprinted 1998 stamps, is wonderfully presented in a presentation album packed full of images from Arthur Edwards MBE’s archives. Complementing the images and sheetlet is affectionate issue text also written by the renowned photographer. www.iompost.com/princessofwales

SOFA: NOT JUST LOUNGING AROUND The exhibition of work by the Island’s Society of Architects (SofA) which opened recently at the Sayle Gallery in Douglas brought a whole new audience to the gallery, one which is definitely interested in the Island’s buildings, and particularly in the work of some of its current architects.

The preview audience included politicians, planners, designers and architects as well as a number of potential architecture students who took the opportunity to talk to those who’d already qualified.

Martyn Thomas, Chair of SofA said that he was delighted, but not surprised at the interest the exhibition has attracted: “The exhibition gives a great cross section of the sorts of projects that our SofA architects have been working on in recent years, from private houses and extensions to government and commercial projects. We are always working to show the importance

Image: Andrew Traynor RIBA

of good, appropriate, contemporary architecture, and how well this can work in interpreting the local character and environment. All of the projects on show have relied on an open-minded client and

a good team, of which the architect is only one part. The best architecture is always a result of vision and determination.”

The SofA exhibition continues until 8 October, and for details of the special events planned for the final week, contact the Sayle Gallery on 674557 or see www.facebook.com/IoM.SofA

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ISLE OF MAN POST OFFICE RECOGNISES THE INVENTION AND INNOVATION OF DR JOHN C TAYLOR OBE

Isle of Man Post Office celebrates the incredible life and career of one of Britain’s greatest innovators in its latest set of stamps.

The issue, Invention and Innovation – Dr John C Taylor OBE, features six stamps showcasing some of the Isle of Man resident’s greatest personal and professional achievements. The intricate designs mirror Dr Taylor’s painstaking attention to detail, and incorporate graphic elements reflecting his work and special varnish and metallic ink print finishes.

Isle of Man Post Office has worked closely with Dr Taylor, to ensure the subjects covered and the issue itself have his personal approval.

Dr Taylor was born in Derbyshire in 1936 and, after being evacuated to Canada during World War II, he was educated in the Isle of Man before attending Corpus Christi College, Cambridge, where he studied Natural Sciences. Following graduation, he joined family firm Otter Controls Ltd and embarked on a career of invention and innovation.

This started in the early 1960s as he experimented with the design of control switches using bimetal.

This included the Otter G switch, a temperaturesensitive safety cut-out used in everything from cars to hair dryers. He settled in the Isle of Man in 1977 and founded the firm Strix Ltd, which turned his inventions into essential components of household items used in millions of households around the world. Strix has manufactured an estimated two billion bimetal kettle controls based on Dr Taylor’s design.

As well as being one of Britain’s most prolific inventors, with more than 400 patents registered to his name, Dr Taylor is also a respected horologist with an extensive clock collection. He is a world expert in the work of early timekeeping pioneer John Harrison, an interest which inspired Dr Taylor to design Chronophage clocks, beginning with the three-metre high Corpus Chronophage which is displayed outside his former college at Cambridge University.

Following his retirement from Strix, Dr Taylor has stayed in the Isle of Man and now lives at the stunning Arragon Mooar, which was built to his own design and includes numerous fascinating architectural features.

Most notably, the house is designed around an elliptical atrium, and includes plasterwork and fixtures in the shape of his bimetal kettle switch, and this is one of the graphic devices seen in the stamps. It is also reflected in an elliptical perforation, requested by Dr Taylor and a first for the Isle of Man Post Office.

The six stamps designs highlight these aspects of his life, featuring Chronophage clocks, his clock collection, the Otter G and bimetal kettle switches, his home Arragon Mooar and his support for education.

Dr Taylor commented: ‘I have lived my life deliberating, inventing, creating, producing and perfecting. Through this unique issue of stamps, the Isle of Man Post Office has captured my life’s work. It would be marvellous if others seeing the stamps were to follow my motto, “Cogitate Incogitata”, Think the Unthinkable.’ www.iompost.com/DrJohnCTaylor

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Kindly supported by

International Wealth

ÂŽ

CULTURE

By: Suzy Holland Images: Manx National Heritage Dr Richard Fletcher Dr Catriona Mackie

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CIRCUSES, VOTES FOR WOMEN AND PRISONER OF WAR CAMPS – WHAT’S THE LINK? That sounds like a devilish pub quiz question, but the answer is actually quite simple: they are all subjects covered by the public History & Heritage lectures at UCM.

This free-to-attend series of public lectures, held once a month in the Main Hall at University College Isle of Man, covers subjects much wider than the local history, and includes original new research by visiting lecturers and local experts. The titles of some of the lectures are intriguing in themselves. To name just a few: ‘The Vultur: A hidden valley in Italy’ (Dr Richard Fletcher unveils the Vultur Archaeological Project in an area that has been continuously occupied since Palaeolithic times), ‘Stalag Loopy: Stalag Mad’ (well-known local poet and UCM student Stacy Astill considers the effect of mass incarceration the mental and physical health in European Prisoner of War Camps between 1939 and 1945), or a little closer to home, local historian Dr Mike Hoy explores the wider European context of Manx franchise reform in ‘Votes for Women – the house of Keys Election Act, 1881’.

Dr Catriona Mackie, Programme Leader, BA (Hons) History & Heritage at UCM is the driving force behind these lectures.

“The degree course, which is now in its third year, has piqued the imaginations of many, and it is clear that it’s not just the Island’s own history and heritage that is of interest,” she says. “We also run very popular local history evening classes, so widening these out to one-off public lectures for those who’d like to expand their knowledge about a particular subject, or learn something entirely new from experts in their fields, has been an incredibly popular addition to the calendar.

“Because they’re free to attend we never know how many will turn up,” continues Catriona, “but history, and heritage belong to all of us, so we really don’t want to make them ticket only, or to charge. You might not want to embark on the degree course, or commit to evening classes, but by attracting such respected speakers to talk about their own research, the public lectures provide fascinating snapshots of incredibly varied topics.”

As you’d expect Catriona is very keen to emphasis the breadth and worth of her own subject, but she’s equally enthusiastic about the incredible choices UCM offer to students of all ages. “The BA (Hons) History & Heritage degree is just one of the many higher education courses available to students here, whether they want to study full or part time,” says Catriona.

“Many people still refer to UCM as ‘the college’ but I think they’d be surprised by how the traditional further education and skills options have been added to by internationally respected degree courses that stand up against those offered by other UK institutions. Not everyone wants, or is able, to leave the Island to study so I urge everyone who’d like continue their education, whatever their age, to look at what UCM offers.”

In the meantime, and for a taster of how wide ‘history and heritage’ is, the next public lecture takes place on Wednesday 18 October, starting at 6pm when Sue King will be talking about ‘Evenings of Wonder’ – the advertising slogan of 19th century circuses in the Isle of Man. These began in 1802 when a small company of acrobats from the north of England requisitioned a rope yard for six nights then developed into much more lavish affairs by the end of the century. Sue’s research brings together the stories of these extraordinary entertainers and their exciting role in Manx entertainment so, she says in her introduction, “if it please you ladies and gentlemen, we invite you to step up and let the show begin.”

The full list of public lectures is available here www.catrionamackie.net/lectures/ and you can find out more about the BA (Hons) History & Heritage here www.ucm.ac.im/course-finder/highereducation/ba-hons-history-and-heritage

For more information about the evening classes, go to www.ucm.ac and search under ‘leisure and recreation’ courses.

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UPLOAD

THE MONTHLY UPLOAD

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YOUR PHOTOS £50

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1 Piotr Kostorz 2 Karen Galliver 3 Charlie Stephens 4 Joy Owen 5 Tom Roberts

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11 Gill Malpass 12 William Galbraith 13 Edward Kelly 14 Charlotte Clarke 15 Christopher Arrowsmith 16 Janette Phair

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Want to win £50? All you have to do is email your entry with the subject ‘upload’ to: upload@gallery.co.im. Make the files nice and big though, 4MB is a good size to aim for. We do try to print every photo following the guide but we can’t get them ALL on the pages full-size unfortunately - they just wouldn’t fit!

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TRAVEL

THESE ARE THE FOODIE EXPERIENCES YOU MUST TRY FOR A TRUE TASTE OF MADRID

Markets, tapas bars and record-breaking restaurants are all on the menu Raucous, at times even riotous, a tour of Madrid’s tapas bars is every bit as worthwhile as seeing powerhouse art gallery Museo del Prado and the colonnaded Plaza Mayor.

The loud-mouthed, boisterous city may not lay claim to its own dish, but you’ll find restaurants, bars and delis serving some of the best regional Spanish food.

Experiment with cecina (cured beef) from Leon, mojama (salt-cured tuna) from Cadiz and sherry from Jerez.

According to a survey by Booking.com, 75% of global travellers are likely to choose for their next destination a location renowned for its great food and drink. More than a third say food is what they remember most vividly about a place.

For a true taste of Madrid, these are the foodie experiences you must sample.

Plaza Mayor Madrid

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GET YOUR FILL OF HISTORY Where: Botin Dining in this rickety four-floor warren of a restaurant is sampling a slice of history. Founded in 1725, it’s been named the world’s oldest restaurant by The Guinness Book of Records.

A dapper waiter slices Iberico ham in the reception, while the original wood-burning oven slow roasts about 50 piglets a day. The tender pork dish is a classic and features on a recommended three-course house menu (E45 including half a bottle of wine).

Botin restaurant

Duck your head to creep down creaking stairs to the cellar, where secret tunnels once connected to the Royal Palace, or reserve a corner table on the second floor, where Ernest Hemingway used to sit. If you arrive half an hour before the restaurant opens at 1pm, friendly staff from the family-run business might give you a private tour.

Visit botin.es/en

SNAP UP SOME FOODIE BARGAINS Where: San Miguel and Anton Martin markets Revamped and renovated, the covered San Miguel market, just off Plaza Mayor, is filled with deli delights. Fried calamari rings in paper cones, fresh spider crabs on ice and fried churros are all beautifully displayed. Many people come here simply to snap photos and gaze up at the curling wrought iron roof.

et Cereal Lovers in San Antoni mark

Prices reflect the venue’s popularity, although a cheaper (and more authentic) alternative market is an easy 20-minute walk away. Set below a flamenco school (worth a snoop if you get a chance), Anton Martin (on Calle de Santa Isabel) has stalls selling hams and vegetables from Monday to Saturday.

Head to the second floor to find several small, colourful restaurants, including Cereal Lovers, a quirky homage to breakfast giants Kellogg’s and Quaker (bowls from E4), and Latazo, where you can fill up on dishes made with tinned fish (tapas from E1.50).

LUNCH LIKE A TRUE LOCAL Where: Prada a Tope Specialising in preserved figs, peppers and meats from the Bierzo region in northwest Spain, this well-priced, woodpanelled restaurant is a favourite with Madrilenos - especially for (late) lunch. Turn up from 2pm if you want to join the noisy throng (although they do start serving from midday).

Preserved peppers at Prada a

Tope

Although not always Instagram-worthy, the generous, bellystretching dishes are superb - particularly the salt-crusted, thinsliced buttery steak with zoupieros figs and fries (E18).

The Bierzo region is an excellent area for cattle grazing and well known for producing quality meats. Restaurant owner Jose Luis Prada has a farm in the area where he rears cattle and produces figs, peppers, chestnuts and wine. pradaatopemadrid.com Continue...

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Reception at Only YOU Atocha

Continue BOOK A GUIDED TAPAS CRAWL Where: around the city centre An unspoken code governs the etiquette of tapas dining in Madrid, which can be intimidating for the uninitiated. Menus (if any) will generally be Spanish chalk-scrawls on blackboards, and getting an order in requires deft elbow manoeuvres to secure a space at the bar.

Let someone else do all the hard work by booking a food tour. Yorkshire lass Jo Wivell moved to Spain many years ago to follow her passion for flamenco, and now runs the excellent Insider’s Madrid (insidersmadrid.com).

Book a bespoke tour with Jo and she’ll show you all the best spots, including La Venencia, where grumpy staff serve sherry in a magical space stacked with wooden casks, and Emma Cocina (opposite the San Miguel market), a rare place to find salads in the city (from E10).

Where to stay: Only YOU Atocha Cool, charming and breezily stylish, this young, energetic hotel perfectly sums up the spirit of Madrid. The 205 rooms are compact but filled with everything the millennial traveller might need: multiple USB points, glossy magazines, large rain showers and, in suites, even high-tech pro hairdryers.

Find a Dreams & Fears notebook next to the bed and alphabet biscuits on pillows at turn down.

Dark corridors in exposed brick are decked with baseball hoops - making the place look a bit like a giant gym - although the social spaces are much more inviting.

Downstairs, the reception area is filled with comfy, body-swallowing leather sofas and swirling, circular book cases stocking

some interesting reads. A barber’s shop, patisserie and beauty salon are also under the same roof.

But the real star is the SEP7IMA rooftop bar, with views of the neighbouring Atocha railway station. A breakfast buffet is served daily at tables decorated (bizarrely) with vases of lettuce leaves, and at night cocktails and champagne flow. The classy concoctions cost E14.

Double rooms from E150 based on two people sharing. For more information or to book, visit onlyyouhotels.com How to get there Booking.com has two nights at Only YOU Atocha from £350pp B&B with flights from London Gatwick.

Room at Only YOU Atocha

A three-hour tour with all you can eat and drink in four stops costs from £144 per person (minimum 2 people).

Discounts apply for bigger groups.

Jo might even treat you to an impromptu dance performance!

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agenda

n

ON THE AGENDA n NO 34 n OC TOBER 2017

INVESTMENTS- RISK IT FOR THE TRISCUIT

TA L K I N G B U S I N E S S - D I G I TA L DEVELOPMENTS

ENTREPRENEURS - COLD C A L M C O M PA N I E S

business news

ISLE OF MAN STATE OF COMPLIANCE SURVEY GOES LIVE

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he PwC Isle of Man’s compliance survey was announced earlier this summer and has been devised in conjunction with the Alliance of Isle of Man Compliance Professionals (AICP). It is the first local survey in this area for many years.

The survey and associated research will form the basis of a findings report, a summary of which will be presented at the Manx State of the National Conference on 2 February 2018, which PwC Isle of Man is once again sponsoring.

To access the survey please visit www.pwc.com/im/ iomstateofcompliancesurvey. If you encounter any problems, email jonathan. whiting@pwc.com or call him on 689697.

Browne Craine starts up Accountancy Clinic for small businesses Do you need professional help with your Accounting? rowne Craine & Co has recently set up a small business accountancy clinic aimed to help budding entrepreneurs with any of their accounting needs. Browne Craine directors James Sayle and Craig Mitchell will be leading the initiative.

“We have such a diverse range of small businesses on the Island and it’s

B

great to see even more starting up on a regular basis,” said James. “We are really keen to help local entrepreneurs as it is a daunting time setting up and running your own business, so any advice we can give them, will hopefully make running their business a lot easier.”

If you would like contact either James or Craig to see how they can help you, please call 629369 or email: office@burleigh.co.im.

Creechurch Capital recognised

by Citywealth for the fourth year running

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ulti-award-winning discretionary fund manager, Creechurch Capital, has been shortlisted as the Isle of Man Investment Company of the Year at the Citywealth International Financial Centre (IFC) Awards 2018.

The winners will be announced at a glittering ceremony in London on January 25th 2018, following a rigorous two-stage judging process. Handpicked from across the international investment industry, the judges have created a shortlist which is now open as an online vote for industry peers.

Managing Director at Creechurch Capital, Mary Brady said: “There are so many different awards schemes available

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and it can become difficult to keep up with which are truly the ‘ones to watch’.

Citywealth is a credible brand which is embedded within the international investment industry so it’s excellent to be in the running again this year for the Isle of Man. This year has already seen Creechurch Capital collect two awards in Manchester and the wider Knox Financial Group scoop a total of five awards, including a career achievement award for CEO John Greenwood.

To vote for Creechurch Capital, please follow this link: www.citywealthmag. com/awards/ifc-awards/voting ON THE AGENDA

New Isle of Man PR & Media start-up business

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eptember saw the launch of a new PR and Media start-up business, Tonic Limited. The primary focus of the company is to support small businesses and charities across the Island with their marketing needs.

Tonic has a competitive pricing structure, which enables businesses to save time and money when contemplating their marketing collateral. With its in house talented design team they can offer website design, business cards, PR, logos and much

more. As a small business they understand how important first impressions are, along with the importance of brand identity underpinned with financial sensibility.

Tonic will soon be opening a business hub in the heart of Douglas, which will be bursting with entrepreneurial flare and like-minded people. It will be open for start-up businesses to use and provides meeting rooms and desk space for business visitors to the Island. www.tonic.im

KHT to Showcase Group Appeal at Monaco Yacht Show 2017

K

nox House Trust a leading independent trust and corporate service provider was delighted to announce that it attended the 27th edition of the Monaco Yacht Show which toke place from 27th to 30th September 2017.

A senior team of representatives from across the business including the wider Knox group of companies attended

the show in order to showcase the available expertise and comprehensive range of award winning services that has established KHT as a major player within the superyacht industry. The team was led by James Porter (Business Development Director) who also heads up Knox House Marine & Aviation (a division of Knox House Trust) and is a regular visitor to the show.

We’ve always been by your side Celebrating 30 years of private banking and unwavering client service excellence in the Isle of Man. For a multi-award-winning approach, phone 645000 or visit

WWW.NEDBANKPRIVATEWEALTH.COM

ISLE OF MAN

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JERSEY

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UNITED KINGDOM

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UNITED ARAB EMIRATES

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SOUTH AFRICA

Nedbank Private Wealth is a registered trade name of Nedbank Private Wealth Limited. Nedbank Private Wealth Limited is licensed by the Isle of Man Financial Services Authority.

Registered office: St Mary’s Court 20 Hill Street Douglas Isle of Man.

talking business

Talking Business: Digital Developments

As we all know, there’s no stopping new technology.

Our contributors this month look at the investment being made in fibre optic telecoms on the Isle of Man, useful business apps for your mobile phone, how to mitigate risk using blockchain and tips on getting to know your unseen customers in an online world.

THE PANEL: n Mike Phillips CEO, Sure Isle of Man n Daniel Kniveton IT Advisory Manager, KPMG Isle of Man n Sebastien Jeanneau Head of Operations, Annexio n Stephen Jackson Accountant, Harding Lewis

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ON THE AGENDA

Sure investing in the Island’s future

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s a full service telecoms specialist operating across the Isle of Man for ten years, Sure is dedicated to supporting the island’s businesses. A big part of this is investing in our networks and infrastructure so companies can benefit from the latest innovations in technology.

Sure’s new multi-million pound businessto-business fibre telecommunications network is market leading. The network directly links to Sure’s local and global infrastructure offering businesses in the Isle of Man world-class local and worldwide connectivity. The new fibre network, and associated services, is within reach of many Douglas, Isle of Man Business Park and Freeport businesses, with plans to extend to other business hubs around the island. Not only does the network deliver better value and enhanced product innovation when compared to existing connectivity services available from other suppliers, it also enables local businesses to take advantage of a range of new additional products and services that Sure intends to bring to market in the near future.

In a connected world it is vital that the Isle of Man not only has robust and reliable communications networks but also a partner and competitor such as Sure that will drive customer choice, service improvement and creative solutions. Local businesses have welcomed Sure’s further investment and the benefits it brings, not only to them but the economy in which they operate. Such innovation is of the highest importance to the Isle of Man, and fully supports maintaining the island as one of the world’s leading international finance centres and eGaming hubs. In conjunction, it embraces the island’s aspirations to nurture new entrepreneurial businesses and sectors, as well as developing the island’s capability as a digital centre of excellence, which will support the island’s future growth.

Mike Phillips

Reliable, secure and trusted.

Your data, our insight.

Trust our experts with the security of your business data.

Contact us at business@sure.com

international.sure.com

TALKING BUSINESS

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Is blockchain secure enough for my business?

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Daniel Kniveton

o date most organisations have focused on “how” blockchain technology can be adapted for their business and fewer have actually questioned “Can I make it secure enough?”

Although blockchain is often viewed as inherently secure due to its cryptographic properties, two recent high profile incidents illustrate how security weaknesses around the implementation of the technology can be exploited.

The first case involved The Decentralized Autonomous Organisation (DAO) where in June 2016, approximately US$50 million in assets was drained from a newlyformed digital venture capital fund due to an unintentional flaw in the codes.

The second incident took place in August 2016 when the Hong Kongbased Bitfinex crypto currencies exchange suffered a breach in which almost 120,000 bitcoins were removed from customer accounts.

In both these examples the underlying foundation and architecture

of the blockchain functioned as expected - it was vulnerability in the security around the blockchain that allowed the attackers to exploit it for their own gain.

Such incidents demonstrate the need for a disciplined approach to identify, assess and mitigate risks during design and testing.

At KPMG we have been working on a new security and risk management framework which helps provide an end-to-end approach to identify and respond to security threats and technology risks for a blockchain implementation.

This includes assessing consensus mechanism, chain permissions management, cryptography, key management and tokenization.

With US$1bn investment in the technology last year alone, and increasingly diverse applications, it’s clear blockchain has game-changing potential. It’s also clear that businesses that use it need to ensure it is secure and free from vulnerability.

How can online businesses verify their customers when they never see them?

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any businesses today only exist in an online format. This poses a particular problem for those dealing with age-related or other restricted goods and services – how do you know who you are dealing with and your customers are who they say?

The risks of not getting this right are huge. Security breaches are immensely damaging to your both your revenue and reputation, and may incur fines or even the removal of your licence to operate.

Regulators play a big part in ensuring that businesses in restricted goods and services have robust security measures in place. Identity checking will be an essential part of this and proof will be required from the customer to verify they are who they claim.

But when you are dealing with clients from all over the world, supporting evidence is not always

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easily verifiable. It is really important to spend time on customer due diligence at this point as evidence gathered here can help when it comes to identifying problems later on, particularly when assessing whether a genuine customer account is being used by a fraudster.

With identity theft a growing issue, all reputable online operators will have a number of security measures in place to check authenticity and protect their customers and their business.

Beyond this first line of defence, highly sophisticated tracking software can now be used to monitor client accounts and behaviour. Where a change in normal behaviour or new trend is detected, an alert is raised and the customer account can be investigated for any suspicious activity. Over time, such software can also useful provide insights for risk profiling in the recruitment process.

Sebastien Jeanneau

ON THE AGENDA

Could I be making better use of my mobile phone when it comes to running my business?

T Stephen Jackson

TALKING BUSINESS

he answer is most likely yes. While most people are now used to using the their mobile for emails and calendar appointments there are also many mobile apps available that can be used to run your business more efficiently.

Online bookkeeping apps from Quickbooks Online and Xero, to name just a couple, can be used to invoice clients, record expenses and complete your VAT calculations all in one convenient place.

Once you’re using online bookkeeping there are then many add on apps that can be synced with this application. For example, there are apps that allow you to photograph your expense invoices and capture all the information needed (supplier name, amount, VAT, currency) without having to enter it yourself. Another useful add on for some businesses are timesheet management apps allowing you to clock in and out of jobs on your mobile to help with invoicing and payroll later.

When it comes to file sharing there are also many online resources available on your mobile dedicated to file sharing, enabling reduced risk compared to sending important documents by email and all with the added advantage that your documents are kept in one shared location making finding them easier than searching through your inbox.

With opportunities to market on social media, make video calls, conduct customer surveys, the list of how your mobile can be useful is endless and don’t forget our very own Harding Lewis App which can be downloaded free from the Apple App Store or Google Play. This app allows you to keep up to date with the latest information on Isle of Man and UK tax rates, the ability to track your mileage, photo and record your receipts and get in touch us with us directly from your mobile.

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Movers & Shakers

HSBC appoints Head of Marketing for Channel Islands and Isle of Man

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SBC has appointed Kara Lisik as Country Head of Marketing for the Channel Islands and Isle of Man. Based in Jersey, and with responsibility for all marketing activities in the Channel Islands and Isle of Man, Kara’s new role will involve implementing brand strategy for the Bank’s retail, commercial, expat, wealth management and private banking divisions, across a range of channels and media.

Kara has more than 17 years’ experience in marketing, more than eleven of those with HSBC. Immediately prior to taking up her new position, Kara was Head of Customer Experience & Customer Relations for HSBC in Vancouver, Canada, where

she was responsible for rolling out a major initiative aimed at improving business performance by taking on new customers and bolstering relationships with existing customers.

Commenting on her new role Kara said: “Right across our divisions in the Channel Islands and Isle of Man, HSBC has ambitious growth plans, so it’s exciting to come in and be able to play a part in that journey. In line with that, I am looking forward to developing the Bank’s marketing and communications strategy in all three jurisdictions to ensure that HSBC’s brand values continue to show through in everything it does.”

Robinson’s looks to the future with new Board line-up

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obinson’s, the family-run food services retailer and wholesaler, has unveiled a series of Board appointments which signal confidence in the future of the business. The restructuring formalises a number of changes which have been taking place organically over the last couple of years as the business has continued to grow in scope and stature.

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With effect from 11th September 2017, John Horsthuis will be Chairman, and Janna Horsthuis will take up the role of Managing Director. As Group Operational Director, Matty MathiesonNelson will oversee all areas of operational developments, while Ross Williamson will become Retail Director, joining Noel O’Reilly and Tony Horsthuis in running the

retail arm of the business.

From humble beginnings – a market stall set up in 1886 – Robinson’s has evolved, over five family generations, into one of the Island’s best-known business names. The organisation now employs over 175 people and provides a wide range of food and floral products and services to consumers in the Isle of Man and the UK.

ON THE AGENDA

HSBC appoints new Chief Financial Officer for Channel Islands and Isle of Man

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SBC has appointed Jonathan Langan as Chief Financial Officer for the bank in the Channel Islands and the Isle of Man. Jonathan joined the HSBC Group in 2006 in London where he held a number of Global Finance roles across Global Banking and Markets and Global Asset Management.

He has been in Jersey for four years now where his most recent role has been Head of Business Finance for Channel Islands and Isle of Man. In his new position, he will be replacing Sanjay Nair who is also moving into the role of

HSBC UK Head of Finance for Commercial Banking and will be situated in the UK. Commenting on his new role in Jersey, Jonathan said: “I am very pleased to be able to take up this role and remain in the Bank’s Channel Island and Isle of Man headquarters in Jersey as HSBC continues to strengthen its senior team in the Islands. Strong financial governance is the cornerstone of successful and sustainable businesses and I look forward to helping the Bank continue to grow and meet its strategic targets across the Islands”.

inTRUST (Manx) strengthens its local and international business development capability

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nTRUST (Manx) has appointed Simon Jennings to drive business development and marketing in the Isle of Man and internationally.

Simon’s main responsibility is to create relationships with key local and international consultants, accountants, lawyers and tax advisors to offer a bespoke, flexible, onestop service to meet clients’ individual requirements.

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MOVERS & SHAKERS

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wealth & investments

Are you prepare to risk i d for the t triscuit ?

By Jam

es Butl er (FT)

Take r of bei isks with a n better g compen high chan c finan s cial o ated with e utcom a e

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ON THE AGENDA

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any years ago, Nabisco, the biscuit manufacturer, developed an advertising campaign around the concept of people engaging in dangerous acts for the sole reason of consuming its wheat-based cracker called Triscuit. The slogan “Risk it for the Triscuit” became American slang for taking extreme risks for little reward.

Risk and reward is a financial planning concept which many people struggle with.

Just because something is possible doesn’t necessary mean it is probable. And even if something is probable it doesn’t mean that it is particularly relevant.

For example, say I want to cross the road. If I choose to cross a road with very little traffic, during the day, at a clearly marked pedestrian crossing and I look and listen carefully, the chances of me being involved in an accident are extremely low.

On the other hand, if I choose to cross a very busy road, at night, while listening to music and looking at my smartphone, the chances of me being involved in an accident increase significantly. That being said, an accident isn’t inevitable.

Taking the higher risk is all well and good but it only makes sense if the reward is high enough to compensate.

In both cases, the reward I get is the same - I cross the road. But what about if the risky crossing helps me avoid a threemile walk to the pedestrian crossing and means I can watch the recording of an important business meeting so I can be prepared for my next meeting?

In financial planning, risk means the likelihood of failing to meet your lifestyle spending and other important goals.

The reward means that you are better off financially than had you not taken the risk.

You should only take those risks which you need to take and which have a high chance of being compensated in the form of a better financial outcome.

Many people take risks they don’t need to take. For example, investing in risky stock market investments in old age as part of an inheritance tax planning scheme.

Or giving up a valuable defined benefit pension which would be sufficient to fund core lifestyle spending.

But some people don’t take enough risk and as a result don’t always live the lifestyle that they might.

A few years ago I reviewed a trust. It had been set up with £200,000 in 1982 to provide an income for the deceased’s widow and, after her death, the capital would revert to his sons from an earlier marriage. The trust was invested in a portfolio of high-yielding gilts as that provided the widow with the income she required.

Twenty-five years later, the trust was worth about £100,000, the income paid to the widow was about 25 per cent of what it had originally been after inflation, and the outlook was for the trust to be worthless within 10 years.

Had the trustees invested the capital in a more diversified portfolio including

WEALTH & INVESTMENTS

global equities, the widow would have started out with lower income but it would have grown in real terms to be many multiples of the starting amount and the capital would have been worth well over £1m.

Risk and returns are related. There are no low risk, high return investments. If you want higher returns then you must accept higher risk. The risk might mean the potential for total loss of capital, such as investing in a start-up business. Or it might mean the actual return might turn out to be within a wide range.

In the case of stockmarket investments it will mean that the value of your portfolio can rise and fall - sometimes by a wide margin - from one week to the next. As a very rough rule of thumb, stockmarkets are generally falling one-third of the time and recovering or rising two-thirds of the time.

Where taxation is a feature of an investment, it can mean not getting some or any of the anticipated tax benefits or treatment. Many investors in film schemes are finding out that this can end up costing them even more than they invested.

Active investment management is a source of significant risk for many investors - both individuals and institutions. This is because you pay a significantly higher annual management fee in return for the very low probability that the manager will deliver higher returns than the market. agenda

49

The manager must deliver sufficient additional returns to cover both their fees and the additional investment risks that they have taken to achieve those returns.

Remember, higher risk is the source of higher returns.

The empirical evidence shows that, net of fees, the chances of the investment manager delivering outperformance is extremely low. The chances of an outperforming manager repeating that performance is even lower.

The key question you need to ask yourself is this: do you need to take on the risk of underperforming the stockmarket in return for the remote possibility of outperforming it?

If you have confidence in an investment manager and you need higher returns than the market to achieve your goals, perhaps it might be worth the risk. For most people, however, stockmarket risk alone will be enough to achieve their life goals, by using low-cost index funds.

Remember, don’t confuse an investment manager’s need to justify their business model with what you need to achieve your financial goals.

The only way you can work out the risks you need to take, can afford to take and can psychologically cope with taking is to have a financial plan. Whether that is a simple retirement income plan or a comprehensive intergenerational estate plan, knowing the context is vital to making good financial decisions.

A few years ago I was counselling a newly retired married couple. I showed them that they would be financially secure under every conceivable scenario and that they could afford to live a bit before they got too old.

A key short-term goal was a six-week trip to Australia and New Zealand, which they were planning to fly economyclass. I tried to convince them to fly from London in business class, to have a better experience than 23 hours sitting in economy. They could easily afford it, but they just didn’t think they could, or should.

A few months later I received an email from the couple with a picture of them drinking champagne in business class on their flight to Australia. All the message said was “See, we did take your advice!”

Sometimes you do have to risk it for the triscuit.

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The key question you need to ask yourself is this: do you need to take on the risk of underperforming the stockmarket in return for the remote possibility of outperforming it?

ON THE AGENDA

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undercover economist

Why economists should be more like plumbers

What kind of economist should I be when I grow up?

By:Â Tim Harford, (FT)

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ndrew Haldane, chief economist of the Bank of England, won headlines earlier in the year for comparing economists to weather forecasters. Alas, it was not a flattering comparison: Haldane mentioned Michael Fish’s infamous October 1987 forecast on primetime British TV, which offhandedly reassured viewers that there wouldn’t be a hurricane so “don’t worry”. The warning was followed by a severe storm that killed 18 people in the UK and four in France.

But if economists are like weather forecasters, the lesson is that they should keep trying. Meteorologists have a difficult job yet they do it well - partly with the help of half-a-million weather measurements a day and powerful supercomputer simulations. Perhaps economic forecasting should emulate that approach. For now, many serious economists think that economic forecasting is for fools and charlatans, and that real economists have a different job entirely.

What, then, is that job? Beatrice Cherrier, a historian of economic thought, points out that economists have long looked for an appealing metaphor. In the 19th century, economics was part science, part moral philosophy and part art. Later, economists liked to compare themselves to physicists, borrowing the jargon, the methodology and the mathematics of physics. With the discipline inspiring awe after the splitting of the atom, it must have been tempting for economists to seek the same quality of insight - not to mention the prestige and the funding.

Whether economics has really been strengthened by ideas from physics remains a matter of controversy. Some critics say that economists should embrace ideas from psychology. Others simply argue that economists have copied the wrong kind of physics and, if they used more up-to-date technical tools, they’d achieve better results.

An alternative view is that economics should be a practical, problem-solving discipline. The most famous proposal along these lines is a throwaway remark from John Maynard Keynes, who looked forward to the day when economists would be

UNDERCOVER ECONOMIST

“some of us should do some of it some of the time”

“humble, competent people on a level with dentists”.

Humility and competence sound good to me - and dentistry seems an appealing model in other ways. Dentists don’t forecast how much tooth decay you might suffer over the next decade; they tell you to floss and to lay off the fizzy drinks. Dentists know that their job is not forecasting but preventing or solving problems.

But Tony Greenham, a programme director at the RSA, recently declared that Keynes was quite wrong. Dentistry is built on objective science, says Greenham, but economics is not: economic analysis should involve clashing schools of thought, debating ideas in front of a public who must then make their choices at the ballot box. Greenham has a point, of course.

Economics will never be a hard science, so there must always be room for debate. And most economic policy decisions produce winners and losers, each with a right to be heard.

Still, if dentistry offers a practical, evidence-based approach to solving problems, I’m not sure that Greenham is wise to warn economists away from that goal unless there really is no hope.

Several leading economists have argued that economics should have a more practical bent. Al Roth, Nobel laureate in

economics, says that economists should be like engineers. Roth has designed systems for matching students to schools and kidney donors to recipients, and his argument is that when designing such a system it’s not enough to get the broad outlines right - as a physicist or an economic theorist might - but the details too.

Meanwhile Esther Duflo - too young for a Nobel but hugely celebrated in the profession - recently gave the prestigious Ely Lecture in Chicago. She argued that economists should act like plumbers, or at least that, “some of us should do some of it some of the time.”

For Duflo, plumbing is even more practical than engineering: not only must the plumber install the system, she must observe and tinker with it as leaks and blockages become apparent. Issues that weigh heavily in theory may be trivial in practice, and vice versa.

So perhaps I should be a meteorologist, or dentist, or engineer, or plumber - or, as others might advise, psychologist, epidemiologist, historian, anthropologist or data scientist? Of course, the wonderful and frustrating thing about economics is that each of these approaches - and others - has something to offer as we try to comprehend the dizzying interactions of the economy all around us. No wonder economics is so much fun - and so hard to do well.

As I pondered all this career advice, I couldn’t help but think of Bill Phillips.

Phillips was born in 1914 to a New Zealand farming family. He learnt engineering via correspondence course, and was a gold miner, crocodile hunter and war hero.

He studied sociology but became an economics professor at the London School of Economics. He produced perhaps the most-cited macroeconomic paper ever written, describing the “Phillips curve”. He learnt several languages and, later in life, was fascinated both by complex dynamic systems and by the economy of China.

He also built the first computer model of the British economy. It was a hydraulic computer - a system of equations, crafted in plumbing.

Now that’s an economist.

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Entrepreneurs

Cold, calm companies need a burst of red-hot rage I have interviewed hundreds of entrepreneurs.

Each has their own genesis story: how the company started, where the ideas came from, why they decided to go it alone.

By:Â Margaret Heffernan

continue...

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Entrepreneurs technology

continued

“I quit over dinner,” one entrepreneur told me. “I just got to boiling point and I quit. I said, “Everyone else has their own business — why not me?”

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here is a vast literature that attempts to define the motivations of entrepreneurs but the most common driver I’ve found is rage. These angry executives had typically been highly successful in large businesses but had become increasingly frustrated.

They had imagined that they would gain more freedom as they won more power. Many hoped the next job might provide opportunities for change or a platform from which to be heard.

Instead, with more power had come more constraint, more conformity. And so, after years of being good soldiers, they finally went Awol.

Rage can be a wonderful motivator. It propels entrepreneurs through the fear barrier. All aspiring business owners have spent time hovering on the edge of their idea, keen to get started but reluctant to let go of whatever security they might have: a job, community, infrastructure, routine.

What pushes them over the edge is rage. Another meeting where they are not heard; another random revenue target; another failure to innovate. And they crack.

It is an existential moment: a choice of action over paralysis.

For no group is this more typical than women. Although much has been made recently of the need for women to develop the confidence required for entrepreneurship, most of the female entrepreneurs I have interviewed had lacked confidence but reached boiling point after being undervalued and ignored.

They felt their effect to be negligible; what won them points was fitting in, not standing out. They left.

Their employers might have consoled themselves with the fiction that this talent drain was about starting families but they were wrong. These women had taken all their know-how, experience and networks to build the kind of companies they wanted to work in. Their rage was creative, productive and life-enhancing.

These days we are encouraged to be mindful, tranquil and calm. If your circumstances merit such equanimity, that is a perfectly rational response to good fortune. If circumstances are otherwise, a placid demeanour can incur a high cost.

Organisations are full of people who know where the company is falling short, standards are slipping, incompetence tolerated; anyone with a sense of responsibility should be angry.

Instead, for the most part, organisational silence prevails. The topic has become its own academic sub-discipline, with research showing that up to 85 per cent of employees have issues or concerns they do not voice. In that apparent tranquillity resides a kind of abdication: seeing what is wrong but not doing or saying anything.

Somebody should do something — but it will not be them.

Anger could blow through the fear to bring these problems to the surface;

fearful silence ensures their perpetuation.

Just imagine what might have happened if workers at Volkswagen or GM, Fifa or BHS had more vividly articulated their rage and disappointment at shabby standards and dodgy decisions. Even better: imagine what could happen if all the people who worked for you were so enraged by waste, poor design or lousy service that they determined to invent better ways of working.

The idea that business should be cold, cool and calculating has always been perverse. Why shouldn’t work be emotional? We devote 100,000 irreplaceable hours of our lives to it: of course we care — or should care — what it is spent on. Few want to work in a company that cannot improve itself, identify fabulous opportunities or invent great services.

Everyone would like to work in a place where they can believe they are doing something good and doing it well. Why would anybody seek employees who do not get cross when that doesn’t happen?

Rage can be powerful, catapulting us over ambivalence, through fear and selfconsciousness to a place of clarity, energy and possibility. If you’re serious and you care, rage against the machine.

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events

58

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ON THE AGENDA

The Isle of Man Chamber of Commerce Gala Evening - 13th September

A

round 44 Chamber members and their guests attended the gala evening at the Villa Marina with representatives being drawn from across the Island’s economic sectors. The guests of honour at the gala dinner were His Excellency the Lieutenant Governor Sir Richard Gozney; Department of Economic Development Minister Laurence Skelly MHK; Department of Economic Development CEO Mark Lewin; and Chief Secretary Will Greenhow who is head of the Isle of Man Civil Service. The Isle of Man Chamber has a close working relationship with Wirral Chamber of Commerce which was represented at the dinner by CEO Paula Basnett, and her colleagues Sharon Stanton, Patsy Crocker, and Graham Maddrell.

The gala dinner represented the end of Micky Swindale’s term as Isle of Man Chamber of Commerce President and, fittingly, the evening featured a presentation by FUEL (Future Emerging Leaders) which is an initiative that she launched in her inaugural speech two years ago.

Chris Allen, General Manager for Triumph Actuation Systems in Onchan, was formally appointed as Chamber’s new President. He joined Isle of Man Chamber of Commerce in 2002, starting as a member of the Engineering and Manufacturing Committee, eventually becoming Chair of that committee in 2013.

Chris Allen also congratulated Caren Pegg, a Partner with law firm Appleby and Chair of Chamber’s Employment & Skills Committee, on her appointment as the Chamber’s Vice-President. www.iomchamber.org.im Continue...

EVENTS

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events

Continued...

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ON THE AGENDA

Isle of Man | Home & Interiors | October 2017

The best place to find a new place in the Isle of Man

Devonshire House, 43 Devonshire Road, Douglas £795,000

Reayrt Aalin, Glen Road, Colby £845,000

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DIRECTORY

Reayrt Aalin, Glen Road, Colby

ÂŁ845,000

A well presented family home providing spacious living accommodation, situated in a fantastic location enjoying views over surrounding countryside and towards the southern coastline. The property is presented in superb condition throughout with 5 reception rooms, kitchen, utility shower room and integral double garage on the ground floor and 5 bedrooms (2 ensuite) and family bathroom to the first floor. The mature gardens provide a good degree of privacy and face southerly enjoying the sun all day.

Key Features

n Detached family home n Set in 0.3 acres n Stunning rural and sea views n Popular southern location n Well proportioned living space n Sunroom leading out onto good sized garden n Good sized double garage n Pressurised central heating system n 5 minute drive to local amenities

62 92

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HOME

FEATURED PLACES Our pick of the market this month at £500,000+ DEVONSHIRE HOUSE

43 Devonshire Road, Douglas - £795,000

This is a unique opportunity to purchase a modern detached house which was built in 2001, offering deceptively spacious family accommodation all of which is presented in immaculate condition throughout.

The property is situated in a sought after and convenient location within walking distance of local schools and the Town Centre.

GARFORTH GRAY T: 667788

4 Bedrooms | 4 bathroom | 4 Receptions

OLD RESERVOIR HOUSE

(REDUCED)

A sensitively updated four-bedroom property dating from 1864 set in four acres of tranquil woodland enjoying total seclusion and privacy. Old Reservoir House is a successful fusion of the traditional and the contemporary, respecting its past yet incorporating a wealth of modern-day comfort and convenience, including a magnificent 43' x 30' (13 x 9m) triple-aspect kitchen, family room and informal dining space. With reception rooms flowing seamlessly one into another the ground floor offers supremely flexible accommodation that also features a wet room

Little Mill Road - £899,950

and sumptuous suite of bedroom, en-suite shower room, dressing room and gymnasium. Three bedrooms and a bathroom occupy the first floor, while a studio/workroom is discreetly housed within the grounds. Offering total peace and tranquillity yet conveniently located only moments away from Onchan and Douglas. The property is distinguished by its secluded woodland grounds through which flows the River Groudle, an enviable setting lent a sense of drama at night with the creative use of outside lighting.

4 Bedrooms | 3 Bathrooms | 3 Receptions 64

There are distant countryside views and to the rear there is a large South facing lawned garden and paved patio area. To the front of the property there is a good sized block paved driveway leading to a rear courtyard area adjacent to the detached double garage.

CHRYSTALS T: 623778 ISLE OF MAN PREMIER MAGAZINE

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HOME

FEATURED PLACES Our pick of the market this month at £250,000+

BALLAGORRY HEIGHTS

Glen Mona, Maughold £345,000 Attractive modern detached house originally constructed by local reputable builders Hartford Homes Ltd very well looked after and tastefully decorated by the present house proud owners with updating works during recent years including the re-fitting of the master en-suite shower room and family bathroom. In addition the gas fired central heating boiler has been replaced with an energy efficient condenser combi boiler.

The tastefully decorated accommodation briefly comprises: canopied entrance, entrance hall, cloakroom, lounge, superb 26’ open-plan dining room and kitchen, utility room, 16’ dedicated office/study/hobbies room etc, 4 good 1st floor bedrooms, master en-suite shower room and family bathroom.

In addition to the gas fired central heating for which the boiler has been serviced on 8th March 2017 the windows are uPVC double glazed and for ease of maintenance the fascias, soffits and bargeboards have been finished in PVC.

4 Bedroom | 2 Bathroom | 2 Receptions

24 HILLBERRY HEIGHTS

DEANWOOD 01624 620606 Governors Hill, Douglas

£289,950

A large well presented and extended semi-detached family house situated in a sought after residential location. Close to all local amenities, schools, shops and bus routes.The large family reception room and lovely fitted kitchen/diner with double doors leads to a stunning conservatory.The property also has gas fired central heating and is double glazed throughout. The property boast five bedrooms (one En-Suite, one with WC) and a family bathroom.

Outside you will find a well maintained and fully enclosed rear garden with decked area and off road parking for one car.

5 Bedrooms | 2 Bathroom | 1 Receptions PROPERTYWISE 01624 662820 66

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iombank.com/mortgages Call us today 01624 637000 Like Isle of Man Bank on Facebook Follow us on Twitter @iombank Isle of Man Bank Limited (IOMB). Registered Company Number: 1C Isle of Man. Registered Office: 2 Athol Street, Douglas, Isle of Man, IM99 1AN. Tel. 01624 637000. Licensed by the Isle of Man Financial Services Authority in respect of Deposit Taking, Investment Business and registered as a General Insurance Intermediary. Over 18’s only. Security required. Calls may be recorded.

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FEATURED PLACES RIVERSIDE - Gardeners Lane, Ramsey £749,950 REDUCED

A well presented detached property that has been extended to provide family accommodation.

The accommodation comprises:

A spectacular detached property situated on a large corner Plot, in a sought after location, close to all local amenities and schools. Lovely views to the hills across Ramsey Nature Reserve.

The accommodation Comprises: n Entrance Hall, Cloakroom Study, Drawing Room, Lounge n Dining Room, Kitchen Breakfast Room, Utility and Conservatory n Master Bedroom with Walk-in Closet and ‘Wet Room’ style En-Suite n Further Three Double Bedrooms, one with Walk-in Closet and En-suite n Detached Double Garage n Oil Fired Central Heating, uPVC Double Glazed

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APPETITE

Recipes THE NIGHTS ARE DRAWING IN, BUT YOU DON’T HAVE TO RESIGN YOURSELF TO BORING OLD POT ROASTS - TRY KIRSTIE ALLSOPP’S RECIPE FOR TABBOULEH AND SLOW-COOKED ASIAN LAMB FOR A SPICY NEW TAKE ON A WINTER WARMER, FROM HER DEBUT COOKBOOK, KIRSTIE’S REAL KITCHEN.

HOW TO MAKE TABBOULEH

To keep that summer vibe lingering for longer, try Kirstie’s recipe for tabbouleh.

Ingredients: (Serves 4) n 25g bulgur wheat n 50ml boiling water n 300g ripe tomatoes n 2 large bunches of flat-leaf parsley n Small bunch of mint n 6 spring onions n 3tbsp lemon juice n 4tbsp extra virgin olive oil n 1tsp mixed ground spices n Salt and freshly ground black pepper To serve: n At least 8 small Romaine or Little Gem lettuce leaves n 4 ready-made flatbreads Method: 1. Put the bulgur wheat in a small bowl and add the boiling water. Stir, then set aside for 20 minutes, or until the water has been absorbed. Drain in a sieve to be sure.

2. Meanwhile, use a sharp knife to remove the stalk and hard core from the tomatoes.

(You can also skin the tomatoes and remove the seeds if you like, but I don’t usually bother.) Quarter what’s left, then cut into dice and put into a large serving bowl.

3. Pick the parsley and mint leaves, discarding the stalks or saving them for a stock. Chop the leaves finely, and do the same to the spring onions. Add them all to the tomatoes and mix well. When the bulgur wheat has absorbed all the water, use a fork to fluff it up and separate the grains. Add it to the tomatoes.

4. Drizzle the lemon juice and olive oil into the tomato mixture and season to taste with salt, pepper and your chosen spices.

Mix well.

5. To serve, arrange the lettuce and flatbreads on four serving plates. Offer the tabbouleh in its bowl and ask people to help themselves, scooping tabbouleh into the leaves.

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ISLE OF MAN PREMIER MAGAZINE

APPETITE

Kirstie’s Real Kitchen by Kirstie Allsopp, photography by Rita Platts, is published by Hodder & Stoughton, priced £25.

SLOW-COOKED ASIAN LAMB

Warm up autumn evenings with this succulent dish.

Ingredients: (Serves 4-6) n 1 x 1.8kg shoulder of lamb, on the bone, or 1 x 2kg leg of lamb n 2tbsp vegetable oil n 1 x 7.5cm piece of fresh root ginger, peeled and grated n 4 large garlic cloves, peeled and crushed or grated n 2 fresh red chillies, finely chopped n 4tbsp soy sauce n 1tbsp Worcestershire sauce n 2tbsp clear honey or maple syrup n 1 large onion, peeled and halved n 1 lemon, halved n 3 star anise (optional) n 500ml light chicken or vegetable stock (a stock cube is fine) Method: 1. If using a slow-cooker, make sure your joint of lamb will fit in it. If using a conventional oven, preheat it to 170°C/Fan 150°C/Gas 3.

2. Heat the oil in a large frying pan and brown the lamb on all sides. Place in the slow-cooker or a roasting pan. (If using an Aga, brown the lamb in the roasting oven for about 20 minutes, then do the rest in the simmering oven.)

3. Mix the ginger, garlic, chillies, soy sauce, Worcester sauce and honey in a bowl.

Smear all over the lamb. Tuck the onion halves, lemon halves and star anise (if using) around the joint, then pour the stock around it - you don’t want to disturb that sticky topping.

4. Set the slow-cooker to low, put the lid on and leave the lamb to cook for around six to BECAUSE QUALITY MATTERS

seven hours. In the Aga, or a conventional oven preheated as above, it will take about two-and-a-half to three hours (the longer the better, to be honest). Keep an eye on it throughout the cooking time, and add a little more water or stock if it looks too dry.

You want to have a liquid sauce at the end.

Test by using a fork to pull a little bit of meat from the joint. If it comes away very

easily, it’s done. If not, continue to cook in the oven until it does. When ready, the meat will be very tender, actually falling off the bone, so be careful when moving it from pot to plate.

5. We serve these tender strands of meat with their juices, some quick stir-fried greens and rice or noodles.

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APPETITE

WINE THAT PACKS A PUNCH [POWER]

WORDS | Anne Berry | The Wine Cellar THE ALCOHOL CONTENT OF WINE IS USUALLY BETWEEN 9.5% AND 14.5%, OCCASIONALLY REACHING 15%. WINEMAKERS PREFER NOT TO ALLOW WINES TO REACH ABOVE 15% AS THIS MEANS THE EXCISE DUTY PER BOTTLE INCREASES TO ALMOST £3.00 PER BOTTLE. THE LOWER ABV (ALCOHOL BY VOLUME) WINES GENERALLY COME FROM COOLER CLIMATES AND ARE DELICATE, WHILE THOSE FROM WARMER CLIMATES ARE FULL BODIED AND POWERFUL. IT IS PERFECTLY POSSIBLE FOR A WINE TO HAVE AN ABV OF 15% BUT STILL NOT TASTE OVERPOWERING IF THE OTHER COMPONENTS BALANCE IT OUT. There are five major components that make up your bottle of wine: acid, alcohol, sugar, tannin, and water. For a wine to be considered well-balanced, all these parts must exist in proper ratio to each another.

Each one plays a vital role in the creation of a good bottle of wine; too much of one part and the wine will suffer, not enough of a specific component and the wine will be lacking.

The pulp of grapes is predominantly composed of water, sugar, and acid. As the percentage of sugar in grape pulp increases during ripening, the levels of acid go down. Deciding when to harvest grapes is a crucial step for winemakers and they seek to do this when sugars and acids are in perfect harmony. The acid in grapes balances out the sweetness from the sugar, creating crisp, zingy flavour profiles. Too much acidity and your wine will cause your lips to unpleasantly pucker; not enough acidity and your wine will feel flat and flabby.

Alcohol is the direct product of yeasts eating sugars during the process of fermentation. Alcohol is a vital component of any bottle of wine, though again, it should remain in balance with its other partnering components. Too much alcohol and your wine might leave you with a slightly burning taste in your mouth — and

maybe a headache the following day.

Tannin is a wine word that is too often thrown around yet not fully understood.

Tannins are the components in wine that leave your mouth feeling dry; they come from grape skins and seeds as well as oak barrels. Red wines tend to have higher levels of tannin than white wines due to their skin and seed contact during maceration. Tannins are crucial in the process of aging wine, softening out over time. Too little tannin and the wine will be flat, while too much will leave your mouth feeling uncomfortably parched.

SEPP MOSER GRUNER VELTLINER - £11.25 [12%] This organic white from Austria combines citrus fruit characters such as lime and grapefruit with a hint of spice and a backbone of steely acidity. It is dry and crisp and the perfect partner for mildly spicy fusion cooking.

PEGASUS BAY BEL CANTO - £18.95 [14.5%] Relatively high in alcohol for a white wine, this is a beautifully

balanced New Zealand Riesling. There is a tantalising array of aromas and flavours reminiscent of nectarine, peach, apricot, and citrus fruits, particularly mandarin, orange, and lime. In addition, there are hints of honeysuckle and orange blossom.

On the palate it is big boned, muscular and spicy with lingering impressions of mango and crushed ginger that draw out the aftertaste and complement its zingy minerality and crisp acidity.

GARNACHA DE FUEGO £8.95 [15.5%] From Aragon in northern Spain, this bold and powerful red retains balance despite the 15.5% abv. There is a tremendous amount of ripe fruit in there, plus balanced tannins, which all come together to give a wine with immense character and body. Probably more of a weekend wine but pair with a char grilled steak and you won’t be disappointed.

BRAMARE VALLE DE UCO - £29.95 [15%] Another 15% blockbuster, but such a silky smooth and harmonious wine. Aromas of berry and cassis followed by similar flavours on the palate along with notes of chocolate, mocha, wood spice and rich berry fruits. This is a wine that is delicious now, but will continue to develop over the next 5 – 10 years.

Don’t be put off by a wine that has too much or too little alcohol. Put your trust in the winemaker to have produced a balanced wine and the abv becomes almost irrelevant.

THE WINE CELLAR • TENNIS ROAD • DOUGLAS • IM2 3QW TELEPHONE: 01624 611793 • EMAIL: anne@thewinecellar.im

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RILEY’S WINTER WONDERLAND THE ISLAND’S LARGEST CHRISTMAS DISPLAY OPENS 18TH OCTOBER 6-9 PM

RILEY’S GARDEN CENTRE | COOIL ROAD | BRADDAN T: 01624 616116 | E: info@rileys.co.im | www.rileys.co.im

BEAUTY

POWER LIPSTICKS SMASHBOX BE LEGENDARY TRIPLE TONE LIPSTICK RED OMBRE £17.50, SMASHBOX.CO.UK Take the shortcut to an ombre lip with Smashbox’s clever triplestacked stick. The technique takes a bit of getting used to (you have to turn it upside down to do the lower lip) and you’ll need a liner that matches the outermost shade to get a really clean outline, but the effect is gorgeous, and it’s still a whole lot easier than painting on three separate colours.

10 AMAZING NEW LIPSTICKS YOU NEED IN YOUR LIFE PUCKER UP WITH OUR PICK OF THE BEST NEW LIPPIES. AINSEL SARONG LIPSTICK £19.50, AINSEL.COM New brand Ainsel wants you to forgo trends and find your perfect make-up staples instead, which is why its eight inaugural lipsticks are all classic shades, like Sarong, an uber-bright red with orange undertones.

8. PUR COSMETICS VELVET MATTE LIQUID LIPSTICK OH BAE, £16, FEELUNIQUE.COM Pur’s latest matte lipstick range comes in a palette that’s on the more muted side, but the formula is still highly pigmented and longlasting. Pinkish-brown Oh Bae is our new daytime favourite.

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MAC VIVA GLAM TARAJI P HENSON 2 LIPSTICK £16.50, MACCOSMETICS.CO.UK The next iteration of the link-up between MAC and the American actress and writer brings us a gorgeous golden-mahogany lipstick with a subtle metallic sheen.

NARS AUDACIOUS LIPSTICK LOUISE £25, NARSCOSMETICS. CO.UK New to the Audacious Lipstick line-up for autumn are six punchy and pigmented shades, including Louise, a deep opaque blackberry.

RMK IRRESISTIBLE GLOW LIPSTICK SHEER BEIGE £22, SELFRIDGES Part of a collaboration with Japanese designer Taro Horiuchi to mark the brand’s 20th anniversary, this light, pearly-coral gloss is a real complexion-lifter.

TOO FACED MELTED LATEX LIQUIFIED LIPSTICK SAFE WORD £19, DEBENHAMS.COM If it’s shine you’re after, it doesn’t get much glossier than this. Too Faced’s wet-look latex lippie comes in 16 succulent shades. We love the Barbie pink Safe Word.

BOURJOIS ROUGE VELVET THE LIPSTICK RUBIK’S CUTE £8.99, BOOTS Matte liquid lipsticks can sometimes feel thick and caked on, but this new solid formula from Bourjois is lightweight without compromising on colour payoff.

Love a blue-toned red? Rubik’s Cute (see what they’ve done there?) is the hue to choose.

BECAUSE QUALITY MATTERS

GLAMGLOW PLUMPRAGEOUS METALLIC LIP PLUMPER TREATMENT SUGGESTIVE £18, FEELUNIQUE.COM With plumping properties and a metallic finish, Glamglow’s new liquid lippie promises a Kylie Jenner-level pout - and it really delivers. Choose from Lusty, a pale rose gold or Suggestive, a deep copper brown.

MARY KAY GEL SEMI-SHINE LIPSTICK NATURALLY BUFF £14, MARYKAY.CO.UK Imparting a subtle sheen rather than all-out dazzle, Mary Kay’s Semi-Shine lipsticks come in 12 pinky shades, ideal if you want that ‘your lips but better’ vibe.

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FASHION

6 AUTUMN/ WINTER FASHION TRENDS YOU NEED TO KNOW ABOUT

EIGHTIES BOOTS The most talked about footwear of AW17 fashion month? It’s got to be Saint Laurent’s blinged-out, crystal-covered slouch boots, and at just £6,855 you’ll obviously want a pair... Well, maybe not.

New Look’s £45 homage, however? Now that’s what we call a bargain.

We look back at the AW17 catwalk shows and ahead to the high street collections to map out the pivotal trends of the season.

HERE ARE THE SIX TRENDS THAT ARE SET TO DOMINATE AW17.

RED The undisputed colour of AW17, red cropped up on so many catwalks we lost count. Roksanda went for oxblood and crimson, at Prada it was pure scarlet, while Victoria Beckham and Molly Goddard plumped for brightest tomato. From cosy coats to bombshell dresses and Fendi’s showstopping latex midi skirt, whatever you wear this season, make sure it’s red.

FLORALS The trees may soon be bare but your wardrobe can still bloom this winter if you take your cue from Mulberry, Erdem, Preen and Simone Rocha, where dark petal prints abounded. Midi dresses suit this trend well but for extra style points, opt for a trouser suit in a textured flower print.

TROUSER SUITS This is workwear, yes, but not as we’ve previously known it. Suiting is now slouchy, mannish and worn with trainers, as decreed by Celine, Stella McCartney and Vetements. A double-breasted blazer should be priority number one, preferably in a grey or brown heritage check (give black a rest for a while).

COATIGANS Yes, really. The knit that has been decidedly out of vogue for years is back and better than ever. At Miu Miu, snug cardis were cinched in with skinny belts, while Christopher Kane went oversized - in green, pink, grey and a gorgeous shiny silver lending a bit of librarian cool (yes, that is a thing) to pretty midi frocks.

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SEVENTIES Marc Jacobs was at the front of the Soul Train trend for AW17, sending out fabulous wide-collared coats in cord and suede.

Mulberry and Chloe followed suit with wallpaper prints and a palette of mustard, ochre, crimson and camel. Equal parts cosy and cool, this is one trend that’s autumnal in every sense.

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Hundreds of cyclists battled through wind, rain and mud to complete the 21st anniversary Manx Telecom End2End Mountain Bike Challenge over the epic course from the Point of Ayre to Port Erin.

While some of the nearly 600 finishers were racing to win, most were aiming to achieve personal fitness goals, raise funds for charity, or just to have fun taking part in one of the Island’s most popular mass participation endurance events.

Nick Corlett from Glen Vine, riding for the Cycle 360 team, won in a time of 3h 13m 59s ahead of Nathan Draper from Douglas (Team Wiggins), and Alex Rockwell from Douglas who finished second and third respectively. Kirree Quayle from Baldrine (Manx Mountain Bike Club) won the women’s race ahead of Emma Atkinson from Castletown and Michelle Meakin from Onchan. In the half-distance event which started in St John’s, the 1-2-3 was Paul Kneen from Port Erin, Nicholas Colbourn from Andreas, and Blaine Perston from Castletown. www.manxtimingsolutions.com

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PEDAL POWER:

HUNDREDS FINISH MANX TELECOM END2END MOUNTAIN BIKE CHALLENGE

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NEWFIELD HOSTS CHARITY GOLF DAY

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ewfield employees and guests enjoyed a pre-game breakfast bacon bap and a tea or coffee before teeing off for the eGaming company’s annual golf day at Castletown Golf Links.

Guests from businesses including PGI, Conister Bank, Microgaming, Domicilium, SMP Partners, Standard Bank, Manx Telecom, Artisan, Edgewater and Pay Genie Consulting were among those braving the wind and rain to support the event, which was in aid of Newfield’s 2017 Charity of the Year, Craig’s Heartstrong Foundation.

Newfield’s social team handed out bags of snacks, golf balls, tees and rules, then the players set off for a Texas Scramble format.

As they played, the social team prepared beers and soft drinks to be delivered to guests on the course by golf buggies. As the beer ran dry the golfers got very wet, but all were welcomed back into the club house with a homemade hot chicken curry to warm them up!

This year Newfield offered incentives to increase competition, including a Mini if you could achieve a hole in one at the 16th

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hole and two more cars up for grabs for a weekend at the 13th and 8th holes for those closest to the pin. The Mini, sadly, had to be returned to its owner but the weekend cars went to Paul Cillia and Jaco Jansen.

First prizes, donated by Newfield, were Sonos Speakers, which went to Newfield director Denis Mikan and fellow employees Angus Clarke and Harry Davies. Second prize, of branded golf polo shirts from Castletown Pro Shop, went to Microgaming’s David Reynolds, John Quinn, Andy Hollis and Craig Vermeulen, while third prize, of Newfield-branded caps and golf balls, went to Edgewater and Artisan players Matt Evans, John Shields, Jaco Jansen and Chris Lee. The amount raised on the day is still being counted, but the total has already surpassed £4,100.

Newfield wishes to thank the companies which donated prizes: PGI, Conister, Castletown Golf Club, Your Personal Wine Service, Edgewater, Claremont Hotel, Microgaming, Standard Bank, Robinsons and Domicillium.

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FESTIVAL OF MOTORCYCLING 2017 Â www.iomfom.com - www.manxgrandprix.org - www.iomtt.com/Classic-TT - www.jurbyfestival.com www.manxtrialsclub.com - ww.manx2day.co.uk

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NEWS

PHYSICAL LITERACY THE TOPIC FOR ANNUAL SPORT LECTURE

Physical literacy will be the subject of this year’s annual Isle of Man Sport lecture.

The lecture, on Thursday October 26th, 6.30pm, will be delivered by Phil Moreland, Head of Strength and Performance Conditioning at Sport Scotland’s Institute of Sport.

Phil will speak of the importance of physical literacy as a springboard for a healthy lifestyle and success in sport.

The lecture will take place at King William’s College.

Tickets are £2. To book, visit www. iomsportlecture2017.eventbrite.co.uk

NEWFIELD SPONSORSHIP ASSISTS CASTLETOWN CRICKET CLUB TO SHARE THE SPORT WITH NEW PLAYERS A sponsorship agreement between Isle of Man-based eGaming firm Newfield and Castletown Cricket Club is creating new opportunities for more people to get involved in the sport.

The partnership, which began in 2015, will continue into the 2018 season it has been confirmed, with Newfield renewing

CHIEF MINISTER CONGRATULATES MEDAL-WINNING CYCLISTS

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Chief Minister Howard Quayle MHK has congratulated competitors who achieved an Island cycling first by winning medals in the Commonwealth Youth Games.

The medals are the first the Island has won at cycling in the 17-year history of the Games and Jimmy’s is the Island’s first ever gold at the Games.

Thomas ‘Jimmy’ Bostock won gold in the boys’ road race while Tara Ferguson achieved silver in the girls’ road race.

Tara and Jimmy, both 17, were part of an eight-member team from the Island that competed in the Bahamas in July.

its title sponsorship of the club, one of the founding cricket clubs in the Isle of Man. The club, which plays in the Isle of Man Premier League, will continue to be named Newfield Castletown Cricket Club with shirts worn by junior and adult players bearing the company’s logo.

RL360° HELPS KEEP BMX RIDERS ON TRACK RL360° is supporting BMX riders competing at the BMX IoM track in Ramsey’s Mooragh Park.

ride at the track each week.

The Isle of Man-based life company has donated £250 for the second year in a row.

The money will be used for track maintenance and to pay for medals for the 45 club members, aged 4 to 54, who

BMX IoM, which has been running since the mid-1980s, is trying to bring the track up to regional and national level so UK riders can visit the Island to race. Committee members have been raising money towards the works, which are ongoing.

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MOTORING NEWS

Mercedes-AMG has pulled the covers off its F1-engined hypercar - the Project One.

While no 0-60mph time has been given, Mercedes claims it can reach 124mph in less than six seconds.

Revealed at the Frankfurt Motor on September 11, the German manufacturer claims the high-performance hybrid show car produces close to 1,000bhp and has a top speed in excess of 217mph.

In addition to blistering performance, Project One’s electric motors also enable it to travel as far as 16 miles on battery power alone. When charge runs out, it can then be plugged in to an energy source to replenish its batteries.

The car’s hybrid drive system is lifted straight from Formula 1, and combines a 1.6-litre turbocharged V6 with four electric motors - providing the Project One with all-wheel drive.

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Ola Kallenius, member of the Daimler AG board of management, said: “The Mercedes-AMG Project One is the first Formula 1 car with MOT approval.

“Our highly efficient hybrid assembly stems from motor racing and the electrically powered front axle generates a fascinating mixture of performance and efficiency.

“With a system output of over 1,000hp [992bhp] and a top speed beyond 350km/h [217mph] this hypercar handles exactly as it looks.

While the Project One is only in concept form at present, Mercedes claims it what to expect from the production model.

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The BMW Group has revealed that it will have 25 electrified models in its ranges by 2025 - 12 of which will be fully electric and 13 will be hybrids.

The move will see the expansion of BMW’s ‘i’ range of cars, which currently consists of the i3 supermini and i8 supercar, while the new Mini electric concept revealed recently gives a hint of what to expect from the brand’s first electric car when it goes on sale in 2019.

Harold Kruger, chairman of BMW Group, said: “In e-mobility, the BMW Group will also be the leading provider in the

premium segment.”

The announcement came in a speech ahead of the Frankfurt motor show, in which Kruger talked about the future of the automotive industry as it goes through a “fundamental change” towards low-emission vehicles.

He also looked ahead to another BMW concept that will be revealed at the show, which “is a vision of how we imagine a four-door, fully electric vehicle between the i3 and i8”. It is expected to be a crossover-style car called i5.

The BMW and Mini Lower Emissions Allowance gives owners of Euro 4 or older diesel vehicles an extra £2,000 off the cost of a new BMW or Mini with CO2 emissions below 130g/km.

TVR has revealed the revival of a classic name - with an all-new Griffith. It’s the first car to wear a TVR badge since the Sagaris in 2006, with the company revived in 2013 by entrepreneurs Edgar and John Chasey.

The design of the car is in line with the British manufacturer’s previous creations.

It features a large, angular front grille with deep air intakes at either side, while the lights have been designed to mimic those of the original TVR Griffith.

Elsewhere on the sports car, there’s a

low-slung roofline, side exit exhausts and 19-inch alloy wheels.

Under the bonnet is a 5.0-litre Ford Coyote V8 engine, tuned by Cosworth, mated to a six-speed manual gearbox.

resulting in a weight of 1,250kg.

To help keep it on the road, the Griffith features ground-effect aerodynamics, which uses the underside of the car to generate downforce without creating extra drag.

Exact figures for the unit have yet to be revealed, but TVR claim the Griffith will develop 400bhp per tonne and be capable of over 200mph. It also says the car can achieve 0-60mph in under 4.0 seconds.

Double-wishbone suspension and power

Housing this is a chassis made of carbon fibre, developed by Gordon Murray Design,

some comforts, such as leather trimming

steering are also present.

Although the car is designed for a more refined driving experience, it does feature and an infotainment system.

The TVR Griffith Launch Edition will cost from £90,000 and will feature exclusive paint options, details of which are yet to be revealed, with a limited allocation still available. Production of the car is scheduled for late 2018.

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Every year, more than 200m people buy a new iPhone. In doing so, they are not merely buying a versatile device that they will carry with them everywhere: they are buying a status symbol that has long stood for affordable luxury, tech-savviness and elegant design.

This year, though, is a little different.

The number of the iPhones, named X for the tenth anniversary of the device, will be reduced - perhaps fewer than 50m over the next 12 months. The iPhone X has a distinctive new design that is instantly recognisable and boasts real tech advances, particularly in the screen and “Face ID” camera system. This luxury is rather less affordable, costing upwards of £1,000.

THE IPHONE X NEWER, BETTER AND FANCIER For a certain kind of aspirational customer the X ticks all the right boxes By: Tim Bradshaw

For a certain kind of aspirational iPhone customer, then, the X ticks all the right boxes: not only is it newer, better and fancier, but it looks newer, better and fancier, too. But what about the rest of us?

At least three-quarters of iPhone buyers this year will be getting a model that looks, at first glance, pretty similar to last year’s - and the one before that, and the one before that.

Yes, the new standard-issue iPhone 8 has a new “bionic” processor, wireless charging and an improved camera - but not the really cool stuff in the X, like the ability to unlock the screen just by looking at it, or use facial recognition to turn yourself into a talking unicorn emoji.

In fact, as best I can tell, the only thing the iPhone 8 has that the iPhone X does not is the circular home button. (More on that later.)

Apple’s logic seems to be that it has two kinds of customers: people who want bleeding-edge innovations packaged into something slick and easy to use, and people who just want a better iPhone when their old iPhone’s battery wears out.

If the market really does diverge in this way - and we will find out if it does in the coming months - my brief time trying out the iPhone X this week suggests it will go down pretty well with the early-adopter crowd.

You will likely have already formed an opinion on Animoji, as the new unicorn-, monkey-, or poop-making tool in iMessage is called. I find it quite fun but the novelty may wear off quickly.

The expression recognition technology works well, just as it did when I tried on a new array of Snapchat’s selfie lenses.

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People who take a lot of selfies will love the iPhone X, particularly for the new effects in “portrait lighting”, which uses its array of cameras and sensors combined with AI software to apply photographer-studio effects to faces.

I could not test Face ID’s security features with my own face but when an Apple employee demonstrated it, the facial recognition system unlocked the iPhone perfectly every time. It works like this: as soon as the iPhone detects your eyes are looking at it, the little padlock at the top of the screen unlocks, then you swipe up from the bottom of the glass to get to that familiar grid of apps. Your eyes have to be open so that nobody can use your face to unlock the phone while you are asleep.

Is Face ID easier than holding your finger on the home button to unlock the phone?

Perhaps a little. Does it feel a bit magical, like Apple products used to? Absolutely.

Until I saw it in action, I was worried about how an iPhone would work without a home button. By removing the physical button, Apple seems to have lifted the anchor on iOS. The software is now full of lightweight, bouncing animations. To “go home” to that app grid, you swipe up on the small horizontal line which will always be floating at the bottom of the screen. The familiar power button on the right hand edge is still there, to lock the screen or call Siri.

difference. The only thing lost in the display in “portrait” orientation is the name of your mobile operator in the status bar, alongside the battery and reception icons.

The Apple iPhone launch included the whimsical — Animojis using facial recognition technology — and upgraded features for the iPhone and Apple Watch

That just leaves wireless charging - the biggest new feature shared by both iPhones 8 and X. My experience with Samsung smartphones that charge wirelessly is that this is a very pleasing, if somewhat lazy, convenience. Wireless charging mats tend to be slow and occasionally unreliable, but being able to just plonk a phone on a table without fiddling around with wires to charge it up is a definite plus.

If the Qi standard that Apple, Samsung and others use for wireless charging becomes widely used, it could also allow us all to top up our phones when out and about, at cafes and bars. I am rooting for Apple to succeed in “disrupting” the annoying battery pack upon which many of us rely to keep our phones alive all day.

While the iPhone X’s supercharged selfies and screen have received most of the attention, wireless charging could end up being the new feature with the broadest appeal. Whether your next iPhone is a pricey status symbol or just a tool, they all run out of juice.

The screen itself is the iPhone X’s other big selling point: a Plus-sized display in a standard-sized iPhone. This makes a big difference to pocketability and one-handed use.

Unlike Samsung’s S8 or Note8, the iPhone X’s display does not curve around the edge of the handset. This means the overall handset is a little bigger than its rivals, relative to the screen size, but also removes some of the accidental touches and interaction problems that the curved display can bring.

The one wrinkle here is the “notch” carved out of the top of the screen, where the cameras and earpiece go. This has got many of Apple’s customers in the design community rather agitated in recent days. It does leave an unsightly black gap in the display when the iPhone is held sideways, such as watching widescreen movies, although the video player can be minimised to get around this.

Until Apple invents a way to hide the camera behind the screen, the notch will be a little annoying - but I mostly use my iPhone upright, where it makes little BECAUSE QUALITY MATTERS

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I

IS 4G BROADBAND THE END OF THE LINE FOR YOUR HOME PHONE?

n the 10 years that Sure has been in the Isle of Man mobile technology has changed beyond all recognition. Advances in handset technology have replaced calculators, watches, cameras and bank cards and the ongoing evolution of mobile networks have made remote working, social media access and connectivity even greater than before. Sure’s Retail Manager, James Hewitt, takes a look at another technology that could soon become outdated thanks to 4G mobile networks – fixed line broadband.

By: James Hewitt

We’re now all accustomed to being connected all of the time. Wherever we go, whoever we’re with we expect to be able to get online and access everything from websites to work emails to our friends’ latest social media updates. Advances in mobile technology have revolutionised our lives in so many ways and one of the latest things to be affected is traditional fixed line broadband.

Our familiarity with the quality of mobile connectivity and the accessibility, availability and convenience of mobile phones have combined to result in a rapid decline in the use of fixed line phone services and one of the questions we at Sure are asked most frequently is: “Do I need to have a phone line to have broadband?” Up until recently, the answer was a simple “yes” – but that’s no longer the case.

Sure has offered mobile broadband as an option for a while but it’s not really been a practical and viable alternative to fixed line broadband until very recently. This autumn we’ve launched an unlimited 4G broadband service from £24.99 per month with download speeds of up to 20Mb/s or up to 40Mb/s – a deal that rivals any fixed line offering on the island.

Convenience and value 4G broadband is the ideal product for varied factors but the main ones are the convenience and the value offered by the product. It is much easier to set up than fixed line broadband as there is no need for a phone line –

that means no connection fee, no need for an engineer to visit and no reliance on the fixed network on the island.

Anyone signing up for a 24-month contract for unlimited 4G broadband will received a free TP Link router which will work straight out of the box without complicated set up.

This router works in exactly the same way as a standard home WiFi router so devices can connect to it to access the internet securely and safely. The only difference is that the router itself connects to Sure’s 4G mobile network for internet access, offering speed and reliability.

We’re so confident in the coverage our mobile network provides that we’re willing to let customers try out our 4G mobile broadband for 30 days to check it all works and meets their needs. If they’re not happy they can return it to us within the first 30 days, with no questions asked.

There may also be a significant cost saving due to the fact that a line rental is simply not needed and there is no connection fee.

Customers on our 4G broadband could save almost 50% compared to some of the island’s equivalent fixed line broadband offerings – a huge saving.

When Sure arrived in the island in 2007 it was with the aim of offering choice to consumers; not just in their provider but also choice in the range of products and services they could choose from. 4G broadband is the latest step on that journey.

To celebrate the launch of this new product Sure is offering customers who sign up before 10 November the superfast version with speeds of up to 40Mb, for the price of the 20Mb product (£29.99/month). The product is even cheaper for customers who already have a pay monthly mobile contract with Sure – just £24.99. It’s just our way of saying thanks for the support of our customers over the last decade and promising that we’ll continue to explore new ways to bring the latest innovations into the homes and pockets of our customers.

For more information about Sure’s 4G broadband offers pop in and see the Sure retail teams in Douglas, Ramsey or Port Erin, or visit www.sure.com

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Get speeds up-to 40Mb for the price of 20Mb. That’s double the fun for £24.99.

NO RISK

30 DAY TRIAL*

Unlimited 4G home broadband, without a landline.

Plus free connection and free home router worth £139.

*Terms and conditions apply. See www.sure.com for details. Offer ends 10/11/17. Price includes VAT.

sure.com

HARDWARE

PHONE HOME

FLYING LIKE A NEW IPHONE If you’re an iPhone fan then Apple’s announcement of the new iPhone 8 and 8 Plus will have had you buzzing with excitement.

Well, having tried them, the great news is that the new iPhones look great and pack a punch in terms of both power and capabilities. iPhone 8 and iPhone 8 Plus are a new generation of iPhone featuring a new glass and aluminium design in three beautiful finishes - space grey, silver and a new gold – made with the most durable glass ever in a smartphone, Retina

HD displays, A11 Bionic chip and is designed for the ultimate augmented experience. The world’s most popular camera gets even better and wireless charging brings a powerful new capability to iPhone. iPhone 8 Plus features dual 12-megapixel cameras and introduces Portrait mode with Portrait Lighting, bringing dramatic studio lighting effects to iPhone, allowing customers to capture stunning portraits with a shallow depth of field effect in five different lighting styles.

To learn more about the iPhone 8 and iPhone 8 Plus, just head to the Sure stores in Douglas, Ramsey or Port Erin where we’ll be delighted to tell you all about them. Or you can click on this link www.sure.com/iphone to register your interest, and you will be the first to hear when the stock arrives. You’d better be quick, though… they’ll be flying off the shelves!

HANDSET REVIEW: SAMSUNG S8

The Samsung Galaxy S8 is a phone that offers an exceptional experience.

Samsung claim that the revolutionary design of the Galaxy S8 begins from the inside out. It’s clear that they’ve rethought every part of the phone’s layout to break through the confines of the smartphone screen. Holding the handset, all you see is pure content and no bezel as the Infinity Display boasts an incredible end-toend screen that spills over the phone’s sides, forming a completely smooth, continuous surface with no bumps or angles- making it by far the most immersive screen on a Galaxy smartphone of this size.

A big hit with technology lovers, the Galaxy S8 incorporates iris scanning as a new, more advanced security setting. With no two irises having the same pattern, they’re nearly impossible to replicate, meaning with iris scanning, your phone and its contents open to your eyes only.

Another key feature of the Galaxy S8 is ‘Bixby’- Samsung’s new virtual assistant of which the handset dedicates its own button to. Just one of the many ways Bixby can assist is searching. Seen something you like the look of and want to know where to buy it? Simply, open the camera to find where to buy one.

Get hold of the new Samsung S8 in midnight black or orchid grey from Manx Telecom for £0 upfront @ £55 per month over 24 months on Smartroam 50GB including; unlimited minutes, unlimited texts and 50GB of data for use on the island, plus 300 minutes, 300 texts and 3GB data for use while roaming in UK and EU destinations (Zones 1 & 2).

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DATE: Friday 27th October TIME: 7.30pm LOCATION: The Palace Hotel, Douglas PRICE: Tickets £79 per person +Vat. | £790 per table of 10 +Vat. DRESS CODE: Black Tie

AN EVENING WITH

ANDY MCNAB Prestige Artist Events are pleased to announce an Evening with Andy McNab (DCM, MM), ex 22 SAS, Best Selling Author.

As a member of 22 SAS Andy was at the center of covert operations for nine years – on five continents.

Andy will be sharing his extensive life experiences on overcoming the greatest of odds to survive. Including motivation, inspiration, endurance, through his own life experiences and surviving to tell his story. This includes recent expeditions to both poles. An evening truly not to be missed with an distinguished and accomplished individual.

Tables will SELL OUT FAST,

BOOK NOW! n Each ticket will include a copy of Andy’s Newest fiction book being released in Autumn 2017.

n Part of the proceeds from this IoM event will be donated to Help for Heroes and Hospice Isle of Man.

NOTE:

Photography and videography are strictly not permitted at this event due to Andy’s involvement in historic operations. n The evening will also have a Luxury Prize draw with exclusive items.

BOOK your tickets now at www.prestigeartistevents.com www.facebook.com/prestigeartistevents

NIGHTLIFE

PAPP’D AT ARTISAN

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ARE YOU IN? /GALLERYIOM

HOMETOWN GLORY

SIT DOWN FOR DINNER AT 19:00.

TICKETS ONLY £45 PER PERSON TO INCLUDE A GLASS OF PROSECCO, 3-COURSE CARVERY DINNER AND AN AMAZING SHOW.

TRIBUTE BACK

BY POPULAR DEMAND

Pamper yourself with an over-night stay for only £75 per room - B&B. To book call 602555 or email: info@manninhotel.im Terms & Conditions apply

With a wealth of performance experience, Natalie Anne Black is The One and Only Adele, winner of the 2016 National Tribute Award for Best Adele.

FRIDAY 3RD OF NOVEMBER 2017 Doors open from 18:00 With Nigel Williams & Co

BECAUSE QUALITY MATTERS

www.manninhotel.im 95

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ARE YOU IN? /GALLERYIOM

BECAUSE QUALITY MATTERS

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PAPP’D AT CRONKBOURNE CRICKET CLUB

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be smart & for £0 extra

UK & EU

now included up to 5GB, 500mins & 500 texts*

all other destinations now up to 90% cheaper for all manx telecom customers

Open to manx telecom customers - move to a smartroam tariff today.† Register now at manxtelecom.com/roaming or text SMARTROAM to 166663.

call 624 624 see in-store visit manxtelecom.com/roaming

With another operator? switch to manx telecom today and save! * UK & EU roaming allowances are available on all new smartroam tariffs. See manxtelecom.com/roaming for more details. † Terms and conditions apply.

Pre-owned, un-worn Rolex watches, from an exceptional jeweller.

Finance available* with only 10% deposit

Online only at wilkinsthejeweller.co.uk FOR EXPERT ADVICE CALL 01624 690450 *Interest bearing finance available over ÂŁ500. Terms and conditions apply.