Good Life 2017

Good Life The

Inside This Issue ...

Health & Wellness Tips for You & Your Pets – Workplace Wellness – Finances Benefits to Gardening Keeping the Faith in Our Area – Volunteering Benefits Us All Farm Satey – What's New in the Area – Taking Care of Your Home See Inside for Details for Your Chance to Win a

Family Membership To The YMCA for One Lucky New Member A Special Fall Supplement to The Freeborn Co. Shopper Tuesday, August 29, 2017

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®

contents What's New

Check out what's new to the area..............................................4-5

Your Pets Wellness

Should I be using supplements?..................................................... 6

Volunteering

Opportunities to help build the Good Life....................................7-8

Wining & Dining

Opportunities in our area............................................................ 10

Taking Care of Your Home

These businesses can help........................................................... 11

Senior Living

Benefits of keeping active......................................................12-13

Keep the Faith

An invitation to joy.................................................................14-15

The

Good Life

right here at home!

Gardening

Growing in small spaces.............................................................. 17

Health and Wellness

Taking care of yourself and your family....................................18-19

Farm Safety

Tips for our area farmers to remember.......................................... 20

Cover Photo submitted by Julie Bronson

Worksite Wellness

Why worksite wellness is important..........................................20-21

ENTER TO WIN A FAMILY Y MEMBERSHIP

LOVE DAN

Fill out the form on page 6 and enter for a chance to win a one year family membership to the YMCA for new members

AT JUST FOR KIX,

DANCERS SHINE.

DANCE

JUST FOR KIX JUST FOR Classes start KIX JUS September 5th!

Class offerings in Kick, Jazz, Lyrical/Ballet, and Hip Hop for ages PreK - 12th grade!

LOVE DAN Join dance classes at anytime!

ALways Learning!

Register or learn more at: justforkix.com/danceclasses

Holly Jackson (507) 210-5425

albertlea_mn@justforkix.com

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 3

what’s new...

31st Annual Big Island Rendezvous & Festival

Visit Our Website for Tickets and Information: www.bigislandfestivalandbbq.org or Call 1-800-658-2526

In Albert Lea, MN on October 7-8, 2016 The event was declared one of the "Top 100 Festivals in North America" by the American Bus Association in Washington DC. Over 1,000 re-enactors from Canada and the United States create a 45 acre community that celebrates everything from 1670 to 1870 in early America. There will be woodland Indian camps as well as a Pioneer Town with a chuck wagon, stagecoach and jail plus a gold panning demo.

There is live round cannon fire three times each day by the New Ulm Battery and Blackpowder Shooting Competition witnessed by President Lincoln and his wife Mary Todd Lincoln. Benjamin Franklin and his wife Deborah are also in attendance to spark a conversation with you as you walk through the 250 campsites overlooking Fountain Lake.

Blacksmiths, woodworkers, candle makers, clothiers, silversmiths, potters and other merchants sell their wares during both days of the festival. You can shop while you listen to music by the Roe Family Singers and RPR (formerly Tanglefoot) both days.

New this year is Sister Tree performing on Saturday and Jug Sluggers and Strange Byrds performing both days. On Saturday we will have Bob Bovee & Pop Wagner, and the Wild Goose Chase Cloggers.

Sustenance such as smoked BBQ ribs, gyros sandwiches, pulled pork sandwiches, pork chops on a stick, kettle korn, and funnel cakes as well as Indian Tacos and fry bread are served from vendors adjacent to the performance stage.

For info & tickets see ad at right & keep the 1st Saturday & Sunday in October open to experience "life in another century".

Saturday, Oct. 7

10:00 Sister Tree 11:00 Bob Bovee & Pop Wanger 12:00 Wild Goose Chase Cloggers 1:00 Strange Byrds 2:00 RPR (formerly Tanglefoot) 3:00 Roe Family Singers 4:00 Wild Goose Chase Cloggers 5:00 RPR (formerly Tanglefoot)

Sunday, Oct. 8

11:00 Dick Kimmel & Adam Granger 12:00 RPR (formerly Tanglefoot) 1:00 Roe Family Singers 2:00 Strange Byrds 3:00 RPR (formerly Tanglefoot) Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 4

RPR (Formerly Tanglefoot) will be

Performing on the Main Stage Both Days

The Midwest’s Largest Historical Reenactment of Early America

October 7-8, 2017 Live State Entertainment: BOTH DAYS

Roe Family Singers, Strange Byrds, • RPR (formerly Tanglefoot) Saturday Sister Tree, Wild Goose Chase Cloggers Sunday Dick Kimmel & Adam Granger

Voted one of the TOP 100 FESTIVALS in North America by the American Bus Association.

Albert Lea, Minnesota

what’s new...

Crossfit Innerdrive

Bend in the Road

The Bend in the Road Bar was re-established earlier this summer, under new ownership! Jeff and Gina Monacy reopened The Bend on June 9th, 2017 in Manchester, MN and they couldn’t be more thrilled!

We specialize mainly in flat breads and pizzas as they are made to order fresh! We also bake them on site for to go orders. You can also order pizzas to go and bake them when you get home if you wish! We also have wings, sloppy Joes, pulled pork sandwiches, quesadillas, & spinach/artichoke dip with chips.

Sports fans this is the spot to be! We have plenty of TV's to watch your favorite football team this fall!

Come and enjoy great live entertainment, a new outdoor patio, volleyball courts, pool, and darts! We have something for everyone at The Bend in the Road!

Flat Breads & Pizza Made Fresh - Eat In or Bake at Home

LIVE MUSIC

Plenty of TV’s...the Games are On!

ALSO...

Wings, Hot Sandwiches, Seasonal Favorites, Craft Beer, Moscow Mules & More!

CrossFit InnerDrive is a strength and conditioning facility specializing in helping individuals, athletes, and teams achieve superior fitness through constantly varied functional movements executed at high intensity. We pride ourselves on delivering the most diversified strength and conditioning program in the area in terms of tools, modalities, and drills. Our training methods produce real, undeniable, tangible results for all fitness levels.

At InnerDrive, we train incredibly hard; harder than most thought they were capable of. We do not hide the fact that CrossFit is intense, but it is the intensity that produces results. The community aspect of InnerDrive is our greatest asset and is what sets us apart from other fitness facilities. At InnerDrive, there are no ego’s, no bad attitudes, and no complainers.

Those type of people just don’t last here. We support, we compete, and we encourage. We are strong, we are humble, and we are driven. We are CrossFit InnerDrive.

COME T A CLA RY SS!

2610 Yh Hanson Ave, Albert Lea, MN

SALOON

HIGHWAY 13 • MANCHESTER , MN

• Functional Fitness • Constantly Varied Workouts • Modifiable to all Fitness Levels

ALBERT LEA

"The Land Between the Lakes"

Beautiful State Park and Lakes, Pelican Breeze Cruise Boat, Award Winning Museums, Theater, Fantastic Shopping, Outdoor Recreation, Great Lodging & More!

www.crossfitinnerdrive.com

800-345-8414 www.albertleatourism.org Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 5

PETS Should I Be Using Supplements?

Written by: Michelle Nelson, Owner, The Pet Authority

due to poor quality nutrition, so that is always the first thing that needs to be looked at. But there are also times when your dog or cat just needs some extra Omega 3 in their diet.

Fish oils are the most common supplements, but they can vary greatly in quality based on the type of fish, temperature of the water and toxins in the environment. “Cheap” and “good quality” are never found in the same bottle when it comes to supplements.

Most people begin adding supplements to their pets’ diet when their pets start having problems, whether it’s joint, digestive, skin and coat or urinary issues. Supplements are most effective when given as a preventative rather than as a treatment. Good quality supplements need to be started at a young age, when pets are still healthy. As pet owners we need Urinary: Cats are known for having Urinary Tract Infections (UTI’s). From the start, your cat should be put on a Urinary to be proactive about our pets’ health, not reactive.

Tract supplement, especially if you are feeding a dry food.

Digestive Cats do not have the natural desire to drink water like dogs.

Upset: One If they are eating dry food they do not get enough moisture of the top in their diet to keep their system flushed out, crystals develop reasons why and then you end up with UTI’s. Supplements help in keeping people take the pH in balance so the crystals and stones do not form in their fur kids the bladder. to the vet is Digestive Upset.

Because the average pet owner feeds a commercially processed food, all the natural digestive enzymes are lost in the cooking process.

Digestive enzymes allow pets to get the greatest nutritional value out of their diet, so if the food you are feeding has been cooked (dry/canned food), then supplementing digestive enzymes is a must. Seventy percent of your pets’ immune system is housed in the digestive tract; therefore, adding digestive enzymes boosts your pets’ immune system, keeping your dog or cat healthy.

Hip and Joint Issues: This is one area where pet owners start supplementation way too late in their pets’ life. Pet owners often wait until their pet can’t walk up the stairs anymore, has problems getting up from their bed, or they are in their upper senior years. Once joint damage is done, it is irreversible, so being proactive and using Hip & Joint supplements as a preventative is a must. Large and Giant breed dogs especially should be given a joint supplement starting the day you bring them home. Joint supplements protect your dogs’ joints as the body grows and helps to prevent injury and even prolongs the effects of aging. Medium and small dogs along with cats all need to start on a joint supplement at an early age (5-8 years) as they are constantly jumping off of the couch, your bed, out of the vehicle and those joints take a tremendous pounding. Remember, it’s about protecting the joints before the damage is done. And, if the joint supplement is “cheap”, there is a reason, a good quality joint supplement will be more expensive, but so worth it as your pet ages.

Skin & Coat: Most of the time a dry, flaky, itchy skin and coat is Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 6

If you are ever questioning when to start a supplement, it’s never too early and it’s never too late, but the later you start the less effective they will be. It is much easier to be proactive than reactive, plus it is much less painful on your pets and less costly on your pocket books in the long run. Always remember, even healthy pets need supplements!

Meet Our Groomer Katie Tang

Services Offered Full Groom Bath & Brush Nail Trim Schedule Your Appt. Today

507-373-2505 2014 E. Main, Albert Lea

507-373-2505

www.thepetauthority.co

Volunteering for the Good Life!

Jackie Hillman

Executive Director Senior Resources of Freeborn County Volunteering is one of the most rewarding things a person can do, and there are a wide variety of possibilities for you to choose from. You can be a scout leader for area boys or girls, you can volunteer to visit with hospice patients, you can help paint and repair homes, or you can help cook and serve meals at a homeless shelter – the list of volunteer opportunities is endless.

basis, take some time to think about the process before you commit. Here are some guidelines you may want to consider: 1) Volunteer for something you’re passionate about.

One of the best reasons to volunteer is that it is tied to something you're passionate about. Maybe you lost a parent to an illness and want to keep others from suffering from the same disease. Perhaps you've always loved animals, but your small living space isn't an ideal home for owning a large dog or multiple dogs. Volunteering for the local humane society may be a better option for you. Volunteering through volunteer programs lets you be devoted to a cause that's close to your heart while spreading that help to others in need.

2) Think about the time commitment both now & in the future.

Most of us have very busy lifestyles, so think about what your schedule consists of today, and what changes your life may take say in the next six months and beyond. If there

When we think of the benefits of volunteering most of us think of the receiving end, in other words the person or organization receiving the benefit. However, growing research indicates that volunteering offers substantial benefits to the individual offering the services. Having a sense of purpose can actually lengthen our lives, makes us healthier and happier, increases self-confidence, and volunteering can counteract the effects of stress and anxiety.

If you’re considering offering yourself on a volunteer

Senior Resources

314 S. Broadway • Albert Lea, MN • 507-377-7433

Promoting Health and Well-Being to the Aging Population Stop In and See Us at

The Vitality Center

Volunteer!

Are you looking for something to add value to your life?

We need you to volunteer!

Doing

GOOD Is Good For You!

Every crime has a victim...

Every victim needs our help!

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 7

Volunteering for the Good Life!

are a number of changes that will likely happen over time that may take up quite a bit of your time, or possibly take you away from home quite a bit, maybe volunteering isn’t right for you at this time. Or maybe you need to consider volunteering for some organization that you aren’t required to commit to long term. Research has shown that volunteering just 2 to 3 hours per week is an ideal time element to start out with.

3) Will this help my career?

Volunteering offers you the chance to experience a new career without a commitment. You can volunteer at an organization that does the kind of work you’re interested in. Employers and future employers always see volunteering as a positive characteristic in an employee.

Volunteering can also help you build upon skills you already have and use them to benefit your community and your employer.

to a shared activity together. Volunteering is a great way to meet new people, especially if you are new to your community. It strengthens your ties to the community and broadens your support network. While some people are naturally outgoing, others are not and have a hard time meeting new people. Volunteering gives you the opportunity to practice and develop your social skills.

Is volunteering right for you? You decide! Everyone volunteers for a variety of reasons, but usually the bottom line is that volunteering just plain makes you feel good.

It gives you that sense of purpose that is so important.

Everyone needs to be needed. I would encourage everyone to look to your heart and find a purpose that you can find connection to and volunteer to a degree that is comfortable to you. Start out small and grow into something bigger. Remember that both you and the recipient will benefit greatly from your volunteerism.

4) Volunteering connects you to others.

One of the best ways to make new friends is to commit At St. John’s volunteers are the heart of our Community.

There are many ways to get involved that enrich the quality of life for our Residents. You can volunteer with a level of commitment that suits your schedule as often or as rarely as you wish.

S

R A T S

The Arc

Volunteer With Us! TM

Freeborn County

Call our volunteer coordinator Carla Reichel at (507) 473-1028 or visit www.stjohnsofalbertlea.org to learn more!

Mentors For Kids!

Mentoring Makes a Difference!

Success Through Adults Reaching Students Develop a relationship of trust with a deserving youth www.starsforkids.org Contact us for more Info on how you can become a STAR in a child’s life: 507-383-5272 • starsforkids@yahoo.com Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 8

If you are seeking a volunteer opportunity that can make a difference in your life and lives of others, we need you! Whether you have a little time to commit or a lot, there is a volunteer opportunity waiting for you any time of the year.

Unified Partners: Unified Partners compete alongside Special Olympics athletes. Unified Sports was inspired by a simple principle: training together and playing together is a quick path to friendship and understanding. A unique opportunity for volunteers ages 8 & older!

Coaches: Coaches provide the sports skills and spirit that define a true athlete; they’re role models and character builders. Coaches give Special Olympics athletes the most immediate awareness of their own worth, ability, courage and capacity to grow and improve.

Volunteers ages 16 & older are welcome to apply!

To apply, visit The Arc of Freeborn County 407 East William Street (507) 377-3469 office@arcfreeborncounty.org

Interested in Making a Difference in Freeborn County?

Contact Denise at the Community Resource Center:

volunteer@crcalbertlea.com

Check Out the Opportunities at

www.crcalbertlea.com/volunteer-opportunities

507-473-2718

Answer the Following Questions and Enter to Win In Our Readership Contest

1 Year Family Membership to the YMCA to a New Member Which local business offers Remote Support and Data Transfers? _____________________________________________________________ Who is 100% Employee Owned and proud of it? ____________________________________________________________________________ Where can you see RPR (formerly Tanglefoot) perform live? _________________________________________________________________ Where can you volunteer to help victims of crime? __________________________________________________________________________ Who's searching for volunteers? ___________________________________________________________________________________________ Where can you go to mentor a child? _______________________________________________________________________________________ Where are volunteers ages 16 & older encouraged to apply? __________________________________________________________________ Who's email address is volunteer@crcalbertlea.com? _________________________________________________________________________ Who's phone number is 507-377-2773? ______________________________________________________________________________________ Where can you take a fly-through video tour? _______________________________________________________________________________ Who has a campus opening early Fall 2017? ________________________________________________________________________________ Who has store-to-curb service for over 90 years? _____________________________________________________________________________ Who has been promoting health and wellness since 1950? ___________________________________________________________________ Which manufacturer describes their product as strong, beautiful and renewable? ______________________________________________ Who covers all of your farm's insurance needs? _____________________________________________________________________________ Where do Human and Nature meet? _______________________________________________________________________________________ Where can you find lower interest rates on your next loan? __________________________________________________________________ When can you recycle your old console TV? ________________________________________________________________________________ Who's the only Beta dealer in Minnesota? __________________________________________________________________________________ Where can you save money and live better? ________________________________________________________________________________ Who is celebrating their 20th Anniversary? ________________________________________________________________________________ Where can you go to "Save $$ on your Utility Bills Every Month"? ____________________________________________________________ Which business offers services such as Full Groom, Bath & Brush and Nail Trim? _____________________________________________ Which business should you call to learn more about pre-planning? __________________________________________________________ Who claims that "We are more than a home, we are family"? _________________________________________________________________ Which church invites you to "Worship with Us"? ___________________________________________________________________________ Which store can you now visit on Sun 11 am - 4 pm? ________________________________________________________________________ Where can you go to eat that has seasonal changes to their menu and live piano music? ________________________________________ Where can you go to get a custom shower enclosure? _______________________________________________________________________ Among many other services, which business offers Nitrogen Inflation? _______________________________________________________ Who has 150 years of helping the world thrive? ____________________________________________________________________________ Which church is located at 924 Bridge Ave, Albert Lea? ______________________________________________________________________ Which business offers a Family Tradition of Quality Growing since 1903? ____________________________________________________ Which business claims that "There's never been a better time to get a WOW! kitchen"? _________________________________________ Who has "Caring Hands Enhancing the Quality of Lives at Home"? __________________________________________________________ Who is "Your Source for all Your Flooring Needs? __________________________________________________________________________ Who is your local electric cooperative that is "Powering Your Life"? ___________________________________________________________ Who has a Better Way to a Better Window? ________________________________________________________________________________ Where are you Always Learning? _________________________________________________________________________________________ Where can Dancers Shine? _______________________________________________________________________________________________ Where can you get made fresh pizza's? ____________________________________________________________________________________ Where can you try a free class? ___________________________________________________________________________________________ Who is promoting health & well-being in the aging population? _____________________________________________________________ Who has an office in Albert Lea & Blue Earth? _____________________________________________________________________________ Where can you Schedule your risk-free hearing test drive today? _____________________________________________________________ Who has assisted living with helping hands built in? ________________________________________________________________________ What church is in the Skyline Plaza? ______________________________________________________________________________________ Who just welcomed a new Pastor? _________________________________________________________________________________________ What church has Bible study on Tuesdays @ 9:00 am? ________________________________________________________________________ Who has the best in Salads & Sides? _______________________________________________________________________________________ Who has a membership starting as low as $5.00 a month? ____________________________________________________________________ Where can you get 2 months Free with this ad? _____________________________________________________________________________ Who wants you to Smile Boldly? __________________________________________________________________________________________ Who wants you to focus on health and wellness? ___________________________________________________________________________ Who has the quote "Land between the Lakes"? _____________________________________________________________________________ What church worships 2 days a week? _____________________________________________________________________________________ Name___________________________________________________________________________________________________________________ Address_________________________________________________________________________________________________________________ Phone __________________________________________________________________________________________________________________

Mail or bring your entry form to The Freeborn Co. Shopper, 110 Pearl St., Box 1108, Albert Lea, MN 56007 by Friday, Sept. 8, 2017.

No photo copies, one entry per person. Must be 18 years of age or older.

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 9

Cook •WINE•Dine

We carry beer, liquor and a wide variety of domestic and imported wines from vineyards you know & trust.

Exquisite

FOOD, WINE & SERVICE Seasonal Changes to Menu Over 100 Wines

Free Bag Of Ice With Purchase

Live Piano Music

Open Thursday, Friday and Saturday Evenings at 5:30

1.00 OFF

1618 W. Main St. Albert Le, MN

www.crescendodining.com

118 S. Broadway • Albert Lea • 507-377-2425

$

507-379-2364 Any 24 pk Cans of Beer Mon-Thurs 8 am-8 pm Cheers Liquor Fri & Sat 8 am-10 pm • Sun 11 am-4 pm

OFF ANY 1 PURCHASE $5.00 OR MORE $

Eastside

Expires 9/30/17 2314 Hendrickson Rd., Albert Lea

FREE BAG OF ICE

2314 Hendrickson Road Albert Lea - Across from Walmart 507-377-2773

With Eve ry P u rc h a s e !

Mon-Thurs 9am-8pm Fri-Sat 9am-9pm

REAL ESTATE caring for your home 95% High Efficiency Starting at

Save On Your Utility Bills Every Month!

We Are $$ Not Comfortable Unitl You Are! 95% High Efficiency Starting at

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For 11 years!

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*After Carrier and Jim & Dude’s incentives, utilityutility companycompany rebate, and therebates. federal tax credit. *After manufacture and

724 W. Clark, Albert Lea

Fall Furnace 373-6161 Precision Tune-Up www.jimanddudes.com

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SERVICE AVAILA BLE 24/7

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79

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Plus Parts (if necessary)

Within 5 mile radius.

Expires 11/30/17.

Call 373-6161 today for your FREE in-home estimate!

Plus Parts (if necessary)

724 West Clark FREE Albert Lea, to MNThe 56007 Supplement Freeborn Includes Co. Shopper/Tuesday, 1” Pleated Furnace Filter

507-373-6161

www.jimanddudes.com

Within 5 mile radius. Expires 10/30/11.

Aug. 29, 2017/Page 10

Cliff Wuerflein Agency

Albert Lea Agency (507) 377-2290 1907 E Main St Albert Lea, MN 56007

Blue Earth Agency (507) 526-2783 125 North Main St Suite 1 Blue Earth, MN 56013

bwuerfle@amfam.com Fax (507) 377-8040 Access Anytime: 1-800-MYAMFAM (800-692-6326)

Brett Wuerflein, Sales Specialist

REAL ESTATE caring for your home

Valuable Additions

A home is one of the biggest purchases you will ever make, so it is important that you care for it. Make repairs and improvements when possible. That way, when the time comes to sell your home, you will make a good profit from it.

Some improvements are better than others. Here are some of the top home improvement projects that offer the most return.

Siding - Is one of the first things people see about your home. Make a good impression with new low-maintenance vinyl siding. Yes, it will cost you, $10,000 and up for most jobs, but it will add curb appeal and attract more buyers when it comes time to sell.

Roof - Along with siding, you might want to invest in a new roof at some point. It will add to the curb appeal of your home and protect it and everything within it from the elements. Roofs generally last 20 to 30 years, so once you make the investment, you won’t have to worry about it for years to come.

Windows - Replacing windows can be expensive, $5,000 and on up for most homes, but it is well worth it as it can lower utility costs and add to a home’s value.

Kitchen & Bathrooms - Nothing turns off buyers more than outdated kitchens and bathrooms. It can be expensive to remodel a kitchen and bathroom, but keeping these rooms up to date can pay off big later. Go ahead and have your kitchen and bathrooms remodeled. Just make sure you stay within the design confines of the home. If your home is modest, keep the remodel modest. If your home is luxurious, go all out. Do your best to create a nice but functional space that will appear to a large number of people. Don’t get personal. Personal does not sell.

Attics & Basements - Turning attics and basements into living space can be

costly, but f it will add square footage to your home, it might be worthwhile.

The more living space you have, the higher price you can ask for your home.

Just make sure the additional space makes sense. If your home offers a lot of square footage already, 3,000 square feet or more, for example, retaining the spaces for storage might be the better route to take. Who needs three more bedrooms when they have five already?

Again, make sure whatever improvements you make will suit your home and the neighborhood. If your neighborhood consists mostly of ranch homes with beautifully landscaped yards. Investing in the yard might make more sense than blowing out the roof and adding a second story. If you don't plan on selling your home for some time, you will also want to make sure that any improvements you make will serve you and your family in the future.

Celebrating Our 20th Anniversary!

Southern Minnesota and Northern Iowa’s Largest Window Treatment Service FREE IN HOM E ESTIMA TES

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507-373-8535 Toll Free 1-877-373-8535 e-mail: sales@coolwindowshades.com www.budgetblinds.com

FLOOR TECH, INC. Your Source for All Your Flooring Needs!

CARPET | VINYL LAMINATE | HARDWOOD Call Us Now for a Consultation at One of Our 2 Convenient Locations 2201 E. Main St., Albert Lea 507-552-1637 322 E. Main St., Blooming Prairie 507-583-2276 Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 11

Senior Living

Staying Active By, Leah Atz,

Wellness Director, Thorne Crest Senior Living Community

There is a common misconception among all generations about aging which is: older people don’t need or shouldn’t exercise. This statement couldn’t be farther from the truth because aging is a huge reason to start exercising. In fact, exercise can help manage, prevent or maintain many physical ailments that accompany aging such as diabetes, arthritis, hypertension, osteoporosis, edema, respiratory and cardiovascular problems, balance and much more. Scientists have found that staying physically active and exercising regularly can help prevent or delay many diseases and disabilities. In some cases, exercise is an effective treatment for many chronic conditions.

negatively and become weaker. These negative effects all threaten an older person’s independence; weak muscles make it harder to get in and out of a chair, poor endurance makes walking long distances more stressful and bad balance increases the chance of falls and injuries.

Another reason to exercise? Money. Being physically active not only has endless health benefits but exercising on a regular basis can reduce the need for certain medications as well as reduce doctor visits and hospital stays. Life is all about taking chances but do you really want to risk your health?

Thorne Crest Senior Living Community

Featuring...

Our bodies are in a constant state of adaptation, meaning with physical activity your body will respond by becoming stronger. Likewise, without physical activity it will respond

H NEW Wellness Center and Pool H NEW Heated Parking Garage HIndependent Living

Designed for Today’s Active Seniors

HAssisted Living

Full Range of Supportive Services

HShort-Term Stay Rehab

Comprehensive Rehabilitation Therapy

HHealth Center

Providing 5-Star Rated Long-term Care Take a fly-thru

VIDEO TOUR at ThorneCrest.net!

1201 Garfield Avenue • Albert Lea, MN 56007

507-373-2311 • www.ThorneCrest.net Thorne Crest is owned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior health care since 1930.

You’ll find a home in our community

NOW OPEN!!

• Waters Edge Independent Living Apartments • The Meadows Assisted Living/ Memory Care Apartments

OPENING EARLY FALL 2017

St. John’s on Fountain Lake SCHEDULE YOUR TOUR TODAY! Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 12

• Woodlands Skilled Care and Short Term Rehab • A Thriving Town Center www.stjohnsofalbertlea.org 1841 Eagle View Circle, Albert Lea 507-473-1013

aring aid is right for you is to experience the benefits in your y-to-day life.

caring independence peace of mind

Let’s Keep It Simple

Make an appointment for an initial hearing evaluation Take home a state of the art hearing aid today. We allow you to try many different types and price levels with no commitment or deposit required Take your time evaluating which hearing aid suits you best

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We are more than a home, we are a family!

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“Assisted Living for Seniors” Located on the Edge of Ellendale, MN

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At Hearing Associates, we believe the only way to know which Albertfor Lea you • New • Ellendale hearing aid is right is Richland to experience the benefits in your day-to-day life.

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Let’s Keep It Simple 1) Make an appointment for an initial hearing evaluation 2) Take home a state of the art hearing aid today. We allow you to try many different types and price levels with no commitment or deposit required 3) Take your time evaluating which hearing aid suits you best

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Call 1-877-321-6372 hearingassociatesmc.com Schedule 1-877-321-6372 •to641-494-5180 Your Risk-Free Hearing Aid Test Drive

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Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 13

e h t g n i p e e K

An Invitation to Joy

by Pastor Dave Zuleger, of Sojourners Church

We live in one of the most self-sufficient societies in history. Information is usually only a search or click away. We can have a thought of something we’d like and have it ordered within minutes and to our door almost as quickly. You would think that all of that instant gratification and self-sufficiency would take care of all of our problems because we can get what we want, when we want it.

Most social media accounts present our very best foot forward or at least strive to give people the kind of look into our lives we want them to perceive, even if it’s not totally true.

If you ask almost anyone the question, “How are you?” the answer will come back, “Good,” even if that’s not totally true.

Yet deep down, we feel the inconsistency of what we present on the surface and what we feel in our hearts. We try to numb the pain with another vacation, or activity, or hobby, or promotion, and yet it never quite does the trick.

These things we use to try to fill the holes in our hearts simply do not ultimately bring the joy we’re looking for.

We exist to make eternally joyful disciples of Jesus Christ through his word in the power of the Spirit to the global glory of God.

Sunday Worship Service 10:30 am Skyline Plaza | Albert Lea, MN | 507-552-1595 Email: info@made4anotherworld.com Website: made4anotherworld.com To share God’s gifts of love and forgiveness as revealed in Jesus Christ.

Salem Lutheran Church Worship Sundays at 9:00 am

Welcome Pastor Erica Cunningham 115 N. Washington, Albert Lea, MN 56007 507-373-2184 salemalbertlea.org

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 14

FAITH

So, what do our hearts long for that these things can’t provide?

C.S. Lewis, a famous author, summarizes it well: If I find in myself desires which nothing in this world can satisfy, the only logical explanation is that I was made for another world.

In other words, if nothing in this world can ultimately satisfy us, then it means we were made for another world. Or, to put it really simply: we are made for God. Psalm 16:11 tells us where to find this kind of full, forever joy: In your presence there is fullness of joy; at your right hand are pleasures forevermore.

It is in God’s presence that we can find full joy. And the good news is that we don’t have to earn this kind of joy, in fact, we can’t earn this kind of joy.

The thing that keeps us from the presence of God is sin.

We are all sinners (even pastors!) in need of a Savior. And Jesus, the Son of God, came to die on a cross for our sins and bring us full, complete access to God and full, forever joy that can begin right now.

So, stop running after things that will never satisfy the deepest longing of your heart, trust in Jesus for the forgiveness of your sins through his death on the cross, and gain full, unshakable joy now that will last forever in the presence of God.

Zion Lutheran Church Rev. Robert Stohlmann Vacancy Pastor

924 Bridge Ave., Albert Lea, MN 507-373-8609 zion@zion4jesus.org Weekly Schedule

Sunday | 8:00 am | Traditional Worship Sunday | 9:15 am | Education Hour Sunday | 10:30 am | Contemporary Worship Thursday | 6:45 pm | Traditional Worship

All Services Offer Holy Communion

e h t g n i p e Ke

FAITH

Sunday Worship 10 am Sunday School: 9:00 am

2016 Bridge Avenue Albert Lea 507-373-4306 Email: office@bcchurch.org Website: bridgecommunitychurchal.org

Bible Study

Grace

Lutheran Church 918 Garfield Ave., Albert Lea

Worship With Us SUNDAYS 9:00 am Worship

Tuesdays 9 am

10:15 am Sunday School/Adult Forum (Sept.-May)

South Site 335 West Clark St

WEDNESDAYS 5:30 PM (Year Round) Pastor Shane Koepke | 507-373-6496 | www.gracealbertlea.org Bringing People Together and Becoming Disciples for Christ

Trinity Lutheran Church 501 S. Washington Avenue Albert Lea, MN 56007 Pastor Eileen Woyen Email: pastor@tlc-al.org facebook: www.facebook.com/tlcal Phone: 507-373-2466

Worship: Sundays 9:00 am & Wednesdays 5:30 pm Mission Statement: We are a fellowship of believers in Christ, sustained by God’s Word, led by the Holy Spirit and committed to God’s vision of caring

Email: office@bcchurch.org

Fam i l y

e c a l p k r o FAITH& W

Faith in Daily Living Gerry Vogt, Owner, Mrs. Gerry’s Kitchen Bible Verse: Proverbs 3:5 Trust in the Lord with all your heart and lean not on your own understanding; in all your ways acknowledge Him and He will make your paths straight.

The way I have lived my life has always been a priority for me. As far back in my life that I can remember, my parents had my two brothers, sister and I on our knees as a family praying together. This prayer time followed immediately

after our evening meal - then we could go play. At bedtime we again were on our knees saying our bedtime prayers.

I was brought up in the Catholic Church. On Sunday morning, we were all in church together as a family. There was no excuse for not going and church was always the early Mass 6:00 A.M. All four of us kids attended Catholic School until at least the 9th grade. The beginning of our school day was about 1/2 hour in church, a short mass but always communion, receiving communion has always been a very special time for me. (continued on page 16) Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 15

(continued from page 15) In High School, going to church daily was not possible. But Sundays, my family and I were always there. I feel if you don’t start your week correctly by attending Church your whole week is off. I give my Catholic upbringing, and my nine years of Catholic education, credit for getting a good foothold on my faith.

After High School, I worked in a bank and grocery store until I met a guy by the name of Jerry Vogt. On our first date, I saw something in him I really liked. I saw his faith and what a great guy he was. As our relationship grew, we talked about religion and our religious differences.

Jerry was Baptist and I was Catholic. Before we became engaged, we decided on the Lutheran faith as a compromise, so we could raise our family in one church and we could worship together.

Six years after we were married, Jerry needed someone to make salads for him to sell off of his meat truck. Throughout those first years, I prayed a lot, looking for guidance, strength and how to run this new business with no formal education beyond high school. We started with three recipes and my Mom and Dad working for me. We did everything by hand, no machinery involved.

Jerry being our only distributor for the first year made it a little easier, but by the second year we had ten distributors. Things got harder to handle with more volume and more distribution. I had and still have this prayer that I have recited many times: Lord, help me remember nothing is going to happen to me today that you and I cannot handle together, as well as, Let go and let God. It is amazing how things turnout when you put your faith in God and ask Him for help, guidance and strength in any situation, even business.

2110 Hanson Ave., P.O. Box 1127, Albert Lea, MN 56007 507-373-6384

www.mrsgerrys.com Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 16

We soon outgrew the small place on 7th Street. We knew we had to build, move, or dissolve the business. Both of us prayed for guidance. The new Northaire Industrial Park was being talked about Jobs, Inc. To open to industry. Well, that is where we are today. To this day, when we have a major decision to make, God is definitely asked to guide us to the right decision. After all, all that we have is God's and we are Gods servants to work His plan that He has for us.

Managing the production of our product is only a part of the business. We have up to 240 employees in the summer.

Managing people can be the toughest part of running a business. Our feeling is that we treat all of our employees as we wanted to be treated - as Jesus wants us to treat one another. That makes management a whole lot easier.

We employ a wonderful group of people!

As if our business wasn’t enough work and energy it takes to run a business, we got involved in the Golf Club project.

Through many planning sessions, designs, conversations about a million things concerning the project, the question came up by Jerry, “Should we do this?”

After many prayers and sleepless nights I said, “Let’s go for it.” Then the recession hit. We prayed and we prayed a lot and the Lord has been by our side all the way. He hears from me daily asking Him to continue to lead us in running the business that is truly His. Jerry and I both strongly believe in giving back to God what is God’s.

This is the Bible verse we have followed throughout our life Matthew 22:37 and 39.

Verse 37 - Love your God with all your heart and with all your soul and with all your mind. And Verse 39 - Love your neighbor as yourself.

f o s t i f e n e Th e B Growing in Small Spaces

Gardening

Mary Boorsma, Albert Lea Seedhouse & Garden Center

When I was in college, there were two things I had taken for granted in my childhood

that I really missed: the compost pile and the fresh vegetables. Growing up on a small country acreage meant our food scraps NEVER went to the landfill. But living in a tiny city-bound apartment meant that I had to do something utterly foreign: put my banana peels in the GARBAGE CAN. That was some serious culture shock.

I’d also taken for granted the summer march of produce across the picnic table in my backyard. Green table onions dipped in salt, steamed swiss chard with a drizzle of red wine vinegar, yellow crookneck squash, tender and browned in butter. What I slowly came to realize was that you don’t need a hundred square feet of glaciated black earth to have fresh food. You don’t need a community garden plot or even raised beds made of the finest cedar. Putting fresh food on your table requires four things: a container, medium, water and an attention span that lasts longer than a minute.

YOUR CONTAINER Can it hold soil? Can water flow out of it? If you answered yes, you may have container that’s plant-worthy. The container coin has two sides: design and function.

Maybe you want glazed pottery that’s color-coordinated to match your home’s trim. Or you love re-purposing all those rain boots kicking around in the closet.

Perhaps you’re on a tight budget and all you have is an ice cream bucket leftover from your seven-year-old’s birthday party. That’s design. For function think about this: ice cream buckets, suitable for herbs and lettuce, will never hold a tomato up. Likewise, you probably don’t want to put one little basil plant in the three foot brass urn by the front door. Containers have to drain excess water and they have to be sturdy enough to support what you’ve put inside them.

Beyond that, dream big.

YOUR MEDIUM And I’m not talking about the person you hired to chat with your long-deceased grandmother. I’m talking about the stuff that holds your plant’s roots down. Maybe you’ve heard the famous quote, “You grow plants in soil, you sweep dirt off the floor.” Well, the quote isn’t famous, but it’s true. What you put your seeds and plants into matters as much or more than the seeds and

plants themselves. The best mixes are going to be light enough that you can move the pot after it’s filled, but substantial enough to provide support and nourishment.

Most of us aren’t set up for aquaponics (growing fish under plants: protein AND veggies, that’s two of the four food groups!) Or perhaps you’ve seen the plant version of a Keurig: countertop gardening systems complete with lights, specially formulated plant foods and special seed pods that sprout cherry tomatoes, lettuce, herbs and more. For the rest of us, a bag of potting soil will do the trick. For a while.

If you want to do the trick all summer, don’t forget the food. Growing a plant in a pot is like bringing a week’s worth of groceries to the cabin and then staying there all summer.

You WILL run out of food. Fortunately plants are not like your fussy teenager, demanding Applebee’s boneless chicken wings at 10 pm when you’ve finally finished the dishes and have poured yourself a glass of wine. (What, that’s only at my house?)

You can feed your container plants with time-release fertilizers, water-soluble fertilizers, compost teas, worm castings.

Just don’t do what I did one summer. I knew a little compost would help my flowers flourish all summer, so I grabbed a couple forkfuls from my compost pile and mixed it into the potting mix. And my lipstick impatiens floundered all summer. They just never took off like they had previous summers. That fall, after the first frost killed them off, I dumped the soil back into my compost and found a lively colony of red wriggler worms.

They’d been multiplying in my compost and I’d moved several to my containers, where they found nothing to eat but the roots of those lovely lipstick impatiens. Sigh. (Now selling red wrigglers! Great for fishing! E-mail me!)

YOUR ATTENTION SPAN When you have a plant, in a container, in the hot sun, it’s going to run out of water. That plant is heaving water skyward all day, losing precious molecules through the leaves. If you don’t water that plant, once, twice or even three times a day, you are going to have trouble. Not the capital T that rhymes with P kind of trouble but the capital T that rhymes with C that stands for crispy. This is where your attention span comes in. Or your chore list for your kids. Water your container. Don’t forget it.

That sums it up. Fresh food. As close as your back step.

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 17

HEALTH and Wellness

The role of exercise in cancer reduction

Cancer can strike without warning. Although there is no way to prevent cancer, there are certain measures people can take to help reduce their risk, and exercise is one of the more effective ways to do just that.

The National Cancer Institute notes that there is substantial evidence to support the idea that higher levels of physical activity are linked to lower risks of several cancers, including colon cancer, endometrial cancer and breast cancer. In addition, a study published in the journal JAMA Internal Medicine found that leisure-time physical activity was associated with a significantly decreased risk of not only these three cancers, but also esophageal cancer, liver cancer, stomach cancer, kidney cancer, and myeloid leukemia, among others.

As many as one-third of cancerrelated deaths can be linked to obesity and sedentary lifestyles, so it’s easy to see the relationship between exercise and a reduced cancer risk.

One of the more important ways that exercise may lower cancer risk

is through the reduction of estrogen and insulin levels in the body.

Women with high estrogen levels in their blood have increased risk for breast cancer. Although estrogen is a reproductive hormone, it is also contained in fat cells. Exercise can help burn fat and lower the amount of blood estrogen in the body, thereby lowering a woman’s risk of developing breast cancer.

Exercise also can decrease the potentially harmful effects of obesity, which are linked to the development of insulin resistance. Although the precise mechanisms and pathways are uncertain, it is becoming clear that hyperinsulinemia (insulin resistance), and possibly sustained hyperglycemia, are important regulators of not only the development of cancer but also of treatment outcome. Insulin resistance has been linked to the development of tumors in cases of breast and colon cancers.

Exercise also can reduce cancer risk by: • reducing inflammation, • altering the metabolism of bile acids in the gastrointestinal tract, helping to decrease exposure of the body to suspected carcinogens, • improving immune system function, and • boosting mood and feelings of well-being.

Additional research is needed to study the link between exercise and cancer risk. However, based on observational studies, existing studies support the notion that regular exercise can go a long way toward reducing cancer risk.

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Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 18 2508 Bridge Ave, Albert Lea, MN 56007 507-412-5020 anytimefitness.com

HEALTH and Wellness

Why dental hygiene is essential for overall health

The importance of maintaining clean teeth and healthy gums goes beyond having fresh breath and a white smile. Many people are surprised to discover that oral hygiene plays an integral role in overall health.

Research indicates that oral health mirrors the condition of the body as a whole. Also, regular dental visits can alert dentists about overall health and pinpoint if a person is at a risk for chronic disease. An oral health check-up also may be the first indication of a potential health issue not yet evident to a general medical doctor.

Heart disease According to the Academy of General Dentistry, there is a distinct relationship between periodontal disease and conditions such as heart disease and stroke. Joint teams at the University of Bristol in the United Kingdom and the Royal College of Surgeons in Dublin, Ireland, found that people with bleeding gums from poor dental hygiene could have an increased risk of heart disease. Bacteria from the mouth is able to enter the bloodstream when bleeding gums are present. That bacteria can stick to platelets and subsequently form blood clots. This interrupts the flow of blood to the heart and may trigger a heart attack. Brushing and flossing twice daily and rinsing with mouthwash can remove bacteria and keep gums healthy.

beginning in 1986. The Harvard researchers found that men with a history of gum disease had a 64 percent increased risk of pancreatic cancer compared with men who had never had gum disease. The greatest risk for pancreatic cancer among this group was in men with recent tooth loss. However, the study was unable to find links between other types of oral health problems, such as tooth decay, and pancreatic cancer.

Alzheimer’s disease Various health ailments, including poor oral health, have been linked to a greater risk of developing Alzheimer’s disease. In 2010, after reviewing 20 years’ worth of data, researchers from New York University concluded that there is a link between gum inflammation and Alzheimer’s disease. Follow-up studies from researchers at the University of Central Lancashire in the United Kingdom compared brain samples from 10 living patients with Alzheimer’s to samples from 10 people who did not have the disease. Data indicated that a bacterium — Porphyromonas gingivalis — was present in the Alzheimer's brain samples but not in the samples from the brains of people who did not have Alzheimer’s. P. gingivalis is usually associated with chronic gum disease. As a result of the study, experts think that the bacteria can move via nerves in the roots of teeth that connect directly with the brain or through bleeding gums.

These health conditions are just a sampling of the relationship between oral health and overall health. Additional connections also have been made and continue to be studied.

Facial pain The Office of the Surgeon General says infections of the gums that support the teeth can lead to facial and oral pain. Gingivitis, which is an early stage of gum disease, as well as advanced gum disease, affects more than 75 percent of the American population.

Dental decay can lead to its own share of pain. Maintaining a healthy mouth can fend off decay and infections, thereby preventing pain.

Pancreatic cancer In 2007, the Harvard School of Public Health reported a link between gum disease and pancreatic cancer. In the ongoing study, 51,000 men were followed and data was collected

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CALL 507-373-7054 Located in Historic Downtown Albert Lea

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2021 W. Main St, Albert Lea | 507-373-8228 Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 19

Worksite WELLNESS Why Workplace Wellness is Important Freeborn County Minnesota Submitted by Alice Englin, Freeborn County SHIP Coordinator

Most industry literature and research agree that the typical return on a workplace wellness program is said to be from $3-$6 for every $1 invested, with savings realized 2-3 years after implementation.

Employee health affects more than just medical costs. A healthy workforce is a more productive workforce. Did you know that between 70 to 90 percent of health care spending is caused by preventable, modifiable health risks? Unhealthy lifestyle choices often lead to chronic diseases and promoting healthier behaviors can really pay off.

There are many different types of wellness programs. The essence of these programs is to encourage individuals to take preventive measures to avert the onset or worsening of an illness or disease and to adopt a healthier lifestyle.

As healthcare costs continue to rise, it makes sense that addressing the specific needs of an employee population and maximizing the engagement and participation of workplace wellness programs is critical.

Great Careers. Great Benefits. Great People. www.co.freeborn.mn.us

FALL HARVEST SAFETY During the fall harvest season, countless hours will be spent in combines, tractors, trucks and other equipment by farmers and workers who will be transporting large equipment on our roads and highways. Some workers may be young, new or inexperienced, so it’s always a good suggestion to go over safety considerations with all workers to teach or reinforce the importance of safety on the farm.

Agriculture ranks among the nation’s most hazardous industries.

Farmers are at very high risk for fatal and nonfatal injuries, and farming is one of the few industries in which family members, who often share the work and live on the premises, are also at risk for fatal and nonfatal injuries.

HERE ARE A FEW SAFETY TIPS: • Read operators manual(s).

• Install Slow-Moving Vehicle (SMV) signs.

• Wear seat belts.

• Put equipment in neutral or park, engage parking brake, and turn off engine before dismounting. Wait until all mechanisms have stopped moving before attempting to service or unclog a machine.

• Locking hydraulic cylinders or supporting the head prior to working under it is always recommended.

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 20

• Limit riders on equipment! Instructional seats are designed for training or diagnosing machine problems.

• Keep all guards in place.

• Take breaks. Get enough sleep.

• Train all operators to safely operate the equipment.

• Fatigue, stress, medication, alcohol and drugs cause you to not focus on tasks.

• Have all safety equipment in proper condition and ready to use such as safety glasses, hearing protection and respiratory masks.

• Have ROPS (rollover protective structures) fitted on tractors.

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Worksite WELLNESS A workplace culture sets the tone for its employees. A supportive work environment, where managers reinforce a sound wellness strategy, can keep employees motivated and engaged. Creating policy, systems and environmental changes are powerful tools which drive and reinforce healthy behaviors, bringing benefits to the employer, the employee, and to the community.

SHIP (Statewide Health Improvement Partnership) of Freeborn County and the Blue Zones Project of Albert Lea have worked with many worksites in Freeborn County to help them get started or help them enhance their workplace wellness initiatives. We are happy to meet with your worksite to discuss Worksite Wellness, wherever you are in the process. These consultations are free to any worksite in Freeborn County.

Below is a list of just some of the worksites in Freeborn County which have partnered with us to improve the health of their employees:

Feel free to contact us for more information on starting or enhancing employee health at your worksite.

Alice Englin (alice.englin@co.freeborn.mn.us) or Ellen Kehr (ellen.kehr@gmail.com).

• • • • • • • • •

Albert Lea Area Schools St. John’s Lutheran Community Freeborn Mower Cooperative Agilis Thorne Crest Innovance (Albert Lea and Hayward) Dahl Seeds Becker Auto and Transport Freeborn County

Powering Your Life & Lighting the Way to a Healthier Worksite

• • • •

City of Albert Lea Minnesota Freezer Warehouse Albert Lea Select Foods Riverland

Through SHIP, local public health staff works with these employers to:

• Encourage better nutrition through healthy vending, cafeteria and catering options

• E ncourage physical activity through active commuting, more walking and biking and other physical activity opportunities

• E ncourage tobacco-free policies, as well as health plan coverage of, and onsite support for, tobacco cessation efforts

• Support breast feeding for working moms.

Source: Why Worksite Wellness is Important by Karen Smith Director, Health and Wellness Services, Rose and Kiernan, Inc.

we understand that the our society and a healthy ent are not mutually exclusive. ningAthuman ingenuity with POET, we understand that the miracle growth, can needsof of our society andwe a healthy environment are not mutually exclusive. alance.

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FOR YOUR

Financial Needs Easy financial tips to get on track

Money is something that individuals usually need more of but frequently find in short supply.

People worry about money a lot. According to the YouGov poll for the Institute of Financial Planning and National Savings and Investments in Great Britain, nearly two-thirds of respondents worried about their finances, with 43 percent saying they worried about money more often than not. Things aren't much different in the United States, where a recent survey from Lincoln Financial Group showed that 53 percent of respondents worried about having enough money for retirement.

Taking charge of personal finances may seem like a difficult undertaking, but you don't have to make drastic lifestyle changes to grow your savings. Try these tips to save more and live a more financially-conscious life.

• Keep financial records. It's hard to determine your financial standing if you do not prioritize record-keeping. Find a method that you can stick with consistently. Some people prefer old-fashioned bookkeeping with pen and paper, while others may like the convenience of software and mobile apps. Having financial matters clearly visible in black and white can show a clear picture of how much money is coming in and how much is being spent.

• Explore auto-withdrawal and deposit. Many financial institutions offer several services to customers that can make banking and money management easier. You can set up a savings account and have money automatically deducted from your paycheck and deposited into this account. Even small deposits add up over time. You also can arrange for automatic bill pay so you don't have to worry about accruing late fees for missed payments. Check with your bank or credit union about these types of services.

• Put a change jar in your house. Change might not be popular, but it is money. Having a jar or bucket in a location of the house where you set your wallet or purse may encourage you to save that loose change for something larger. Place loose change in the jar and watch it add up. Some banks have coin-counting machines, which can make it even easier to cash in your change.

• Sign up for shop-and-earn programs. Everyone from credit card companies to major retailers offer incentives to repeat customers.

These include cash-back or other perks for a percentage of the money spent on purchases. These programs equate to built-in discounts and can help you squirrel away even more money without making a conscious effort.

• Consider investing. Investing can put your money to work in exchange for a return. There are many different types of investments Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 22

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We are a not-for-profit organization that is locally owned by our members. If you are ready for lower loan rates, fewer fees and higher dividends, visit our website. available. If you are an investing novice, work with a financial planner or broker who can help you find a level of risk you are comfortable with.

• Pay off debt. The earlier you can get rid of outstanding debt, the better. Put money toward high-interest loans and credit cards so you aren't paying so much in costly interest charges. Afterward, you can start saving in earnest.

Learning to take charge of personal finances early on can set you on a course for financial stability throughout your life.

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Fall is a great time to plant!

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Description Cost Console and Projection TV $20 TV & Computer Monitor any FLAT or CRT $15 Kitchen, microwaves/toasters/blenders $3 vacuum cleaner/printers/speakers/CPU/Laptops $3 connecting wire/mice/keyboards/etc. included

“ELECTRONIC WASTE” shall include, but not necessarily be limited to, any of the following collected electronics: video display devices (including computer monitors and televisions, DVD Players, VCRs, computers (both desktop and laptop), computer and electronic peripherals (including but not limited to keyboards, computer mice, printers, or any similar device external to a computer that provides input or output into or from a computer), fax machines, scanners, external disc drives/burners, computer speakers, gaming controls, zip and flash drives, and other electronic equipment containing a circuit board or power cord. We would also accept small Non-Freon household appliances, like toasters, blenders, vacuums and microwaves.

We Accept Cash or Checks made payable to: TRC

www.hillsgardens.com

MOTORCYCLE SALES, SERVICE & ACCESSORIES

www.lewischarlescycles.com 919 W. Main St. in Albert Lea MIKE OWENS DUSTIN RAFDAL

Proud to be part of the Albert Lea & Freeborn County Community!

919 WEST MAIN STREET ALBERT LEA, MN CELL 507-720-4114 SHOP 507-369-5292 STORE HOURS MONDAY-FRIDAY 9 AM-6 PM SAT. & SUN. BY APPOINTMENT

Only Beta Dealer in Minnesota!

Supplement to The Freeborn Co. Shopper/Tuesday, Aug. 29, 2017/Page 24

1550 Blake Ave. | Albert Lea, MN (507) 377-2998

www.walmart.com