Freeborn County Shopper 060623

FREEBORN COUNTY SHOPPER

WEEKLY DEADLINE

Thursday by 4pm

Deadline for ALL Display Ads is at the end of the business day on the ursday prior to the following Tuesday’s publication of the Freeborn County Shopper.

Senior FOCUS

Nursing home care and the

Health care plans provide access to medical care and other necessities and reduce out-of-pocket health-related expenses. Each plan is di erent, and depending on where you live, your coverage may vary.

People quickly nd that many healthcare plans do not include provisions for long-term health care, such as paying for nursing facilities. Understanding how health plans work and learning about potential nancial reviews for nursing home payment quali cation is a good idea for anyone concerned about nancing their future health care needs.

Health care basics

Canadian citizens or permanent residents of Canada have access to a universal health care system that is paid for through their taxes, according to the Government of Canada. Each province or territory has its own health insurance

plan that covers a variety of services.

In the United States, health care is largely privately managed, with most employers o ering access to various health coverage plans. Government subsidized plans include Medicare, which is for retirement-age individuals and younger people with disabilities. Medicaid is a joint state- and federally-run government program that provides health coverage to low-income individuals and families.

Just as in the United States, health insurance in Canada does not pay for nursing home care in most cases. In the United States, unless an individual meets low-income criteria, nursing home care is paid for by the resident; otherwise, people who qualify for Medicaid can have their nursing home expenditures payed for by that program. To receive Medicaid assistance, applicants should

expect a nancial review, including a look-back period.

What is the look-back period?

e senior health, nance and lifestyle resource Senior Living advises that Medicaid is a “last resort” method of nancing nursing home costs. Individuals are expected to use other means of payment rst and “spend down” their assets. When nancial resources dwindle, Medicaid will kick in to provide coverage.

To ensure that individuals simply do not transfer money out of their accounts to avoid paying for nursing home care by their own means, Medicaid requires a look-back period into applicants’ nances to determine if there were any violations to rules regarding asset transfers.

Most people engage in some sort of long-term planning to protect a portion of their assets so that they can be used

to support spouses or children. According to rules, an applicant is permitted to transfer certain monies to his or her spouse, provided the spouse isn’t also applying for long-term care through Medicaid. Most money and tangible asset transfers (check with your state Medicaid o ce for the most current rules) must have taken place 60 months (5 years) prior to application for Medicaid. Penalties will be instituted when rules are broken, namely gifts or asset transfers that take place within the lookback period. is could delay Medicaid acceptance.

Paying for long-term care can be complicated business with look-back periods and required spend-downs. It is in a person’s best interest to seek the guidance of a nancial planner who specializes in elder care to navigate these nancial waters.

Auctions & Sales

Garage Sales

2 RUMMAGE SALES AT COUNTRY CLUB ESTATES

1430 & 1438 MARTIN RD

JUNE 10TH 8AM-2PM TOOLS, TABLE, 18 GALLON TOTES, BOOKS, AND MUCH MORE.

Estate/Garage Sale 931 3rd Ave S Albert Lea, Friday June 9th 9am-6pm

Saturday June 10th 9am-3pm

Furniture, treadmill, bedding, clothing, china, kitchenware, air fryer, old radio, old camera & accessories, pocket knifes, collectibles, and much much more! Cheap prices

All must go!

ge le 9 us i e Albert Lea, 6-9-2023 & 6-10-2023

8am - 2pm

Multi family, Household items, Like new washer & dryer, Ice Auger, furniture, Bar Stools, home decor, Dog Kennel, etc. Rain or Shine.

Garage Sale

461 1st Ave SW Glenville, June 8th 2pm-6pm June 9th 8am-6pm

June 10 8am-2:30pm oo s, fa ric, u les, decor

Clean Garage Sale

209 Green Lea Lane

Albert Lea, June 8th 4pm7pm June 9th 8am-6pm June 10th 8am-noon

Phase One of downsiing

Garage Sale

2003 Highland Avenue

Albert Lea, June 9 - June 10 7:00 am - 3:00 pm

Children’s clothing, Women’s clothing, Furniture, Household items, Toys, Exercise equipment,

Garage Sale 1718 Keystone Dr Albert Lea, Friday June 9th & Saturday

June 10th 8am-4pm us tool ca inet, oro la n mo er, e alt miter sa , and ne unter fan

GARAGE SALE!

3503 HOEGER LANE ALBERT LEA, JUNE 9TH-10TH

FRIDAY 8AM-5PM

SATURDAY 8AM-2PM

SMALL KITCHEN APPLIANCES, DOG

KENNEL, TREK BIKES,FIRE PIT, OUTSIDE DECOR, MASSAGE TABLE, TOOLS, FISH FRYER, BIKE CARRIER, MINI FRIDGE MUCH MISC.

ge s e le

8 165 150 h ee len ille

June 9 h - 10 h

i y 1 -6

u y un y 9 -4

urniture, dis es, misc ouse old items, t in eds ed frames, craft su lies, clot ing and more

Garage Sales

V igh y 65 les 0 les 8 00i June 9 June 10 B ke le ee i h e s i y ll 8 -11

BRIDGE COMMUNITY CHURCH

RUMMAGE AND BAKE SALE!

2016 BRIDGE AVE

JUNE 8TH-10TH

THURSDAY 4AM-7PM, FRIDAY 9AM-6PM, SATURDAY 9AM-2PM

SATURDAY BAG SALE ON CLOTHES AND SHOES.

1/2 PRICE ON REMAINING ITEMS. CLOTHING, FURNITURE, TOOLS AND MORE!

COUNTRYSIDE ANTIQUES

SPRING SALE

17031 810TH AVE

GLENVILLE,

June 9th/10th 8am-6pm 20-50% off huge inventory! (507)402-0880

Yard Sale

23433 715th Ave, Albert Lea

June 8th & 9th 8am-5pm

June 10th 8am-2pm

Furniture, party lights, Denim Days figurines, household, Elvis memorabilia, snowmen, jewelry, vintage items, baked goods.

RUMMAGE SALE!

21509 700TH AVE

ALDEN,

JUNE 8TH-11TH 8AM-4PM COMPLETE POOL, HOLIDAY DECORATIONS, BOOKS, PLANT STANDS AND POTS, AND MUCH MISCELLANEOUS.

HUGE GARAGE SALE

2728 CAMPUS LANE

JUNE 9TH-10TH 8AM-5PM

KIDS TO ADULTS CLOTHES, TOYS, MISCELLANEOUS.

MULTI-FAMILY YARD SALE!

2009 CAPITAL LANE

JUNE 8TH-10TH 7AM-4PM

HOME DECOR, LAWN

MOWER, FLOOR BUFFER, ALL TYPES OF PLANTS, FILTERS, CLOTHING VARIOUS SIZES, SOME BOYS CLOTHING, LAWN EQUIPMENT, HOUSEWARES.

Merchandise

Antiques & Collectibles

Buying and selling silver bars, silver dollars, rare coins, gold coins, gold jewelry, any gold-silver items, collector coins. Kuehl’s Coins, Fairmont, Minnesota, 507-235-3886.

NEED CASH

I give free a raisals of our coins and older I am also loo ing to u older coins suc as silver dollars, alves, uarters,dimes and Indian ead cents or

Antiques & Collectibles

ANTIQUES WANTED! TOYS, RED WING CROCKS, ADVERTISING SIGNS BEER, FOOD, MACHINERY GAS, OIL, ECT. & ADVERTISING TINS, CARPENTER TOOLS, GUNS, WWI WWII VIETNAM PHOTOGRAPHS, MEDALS, HELMETS, KNIVES, SWORDS, CAST IRON FRY PANS, FLOOR GRATES, PUMPS, POCKET WATCHES, JEWELRY, PADLOCKS, WEATHERVANES, CUPALAS, BARN PULLEYS, LICENSE PLATES, CLOCKS, BOTTLES, POTTERY, MAGAZINES, POSTCARDS, MARBLES, CHAUFFEUR BADGES, CATALOGS, BOOKS, ANYTHING PAPER, DECOYS, REELS, RADIOS, STERLING SILVER, COINS, TOKENS, OLD PHOTOGRAPHS, WOOD & PAPER SHELL BOXES, WOOD BOXES,SCALES, LANTERNS, LAMPS, CLOTHING, ANYTHING MADE BEFORE 1960 COUNTRYSIDE ANTIQUES 507-402-0880.

WANTED:

Paying $13 for every $1 silver coin also want sterling silver, gold rings, dental bracelets, necklaces, currency, wheat pennies, Indian pennies, & all collectibles. Call Ed: 651-788-6532

Cemetery & Monument Lots

Empty lots for sale at: 612 Lincoln Street Hartland, MN 56042

Property description: Hartland City Lot 16+ Block 003 Lots 16, 17 & 18 Blk 3 city of Hartland. Freeborn County, MN Interested buyers call 507-402-0877.

Farm Equipment & Supplies

FOR SALE

Troy Built garden tiller

5HP 208CC-$150 (507)216-2211

Fuel and Wood

OAK FIREWOOD FOR SALE. FREE DELIVERY AUSTIN & ALBERT LEA AREA CALL (507)438-9181

Machinery & Tools

POWER WASHERS in Stock 507-448-3302

TRADING POST Gordonsville

STIHL Products in Stock

We’re your Stihl Dealer. 507-448-3302

TRADING POST Gordonsville

Notices

Lost & Found

ound oung male orange and ite itt

Rentals Apartments

ALBERT LEA RENTALS

Smoke free studio & 1 bedroom apartments for 62+ or disabled persons. All utilities included. Month to month leases & deposit pay plans. Two great locations! 507-373-5391

507-373-6622 or 507-451-8524

www.lifestyleinc.net

TDD: 507-451-0704

Equal Housing Opportunity

Very nice 2bdrm, bright/cheery home feel. Convenient location, Clark St., Albert Lea: $450/month. No pets, no smoking. $40app fee includes background-check: Leave message 507-318-4355 or email rusti@prairierivercamp.org

Spacious 1 bedroom 10 miles north of Albert Lea (in Hartland). $405-$435/mo, all utilities included except electric. Background checks required. No smoking! No pets! Call or text 507-456-9514

Duplexes for Rent

u le for rent in t e countr edroom e at room it acu i tu ree orn artland area /mo for alf t e ouse and , /mo for t e ole ouse lectric included

Houses For Rent

Comfortable 2BR + Den Home On corner lot Austin, MN 810 12th Ave SW Stove, fridge, attached garage Good house keeping required $750/mth rent + utilities $750 deposit Credited for handyman help, painting, door hanging, etc. No smoking, no pets! 507-434-7644

2BR RANCH WITH ATTACHED GARAGE, DEAD END ROAD. IN CITY LIMITS. CALL 507-402-2535.

Transportation

Automobiles

2007 Jeep Liberty 167,000 miles, white, new tires 22mpg-$3500 507-339-0944,

Boats & Watercraft

Winter Steal of a Deal! 1986 Sea Ray. All new $6,000 engine in 2018 Warranted. Only 20 hours of use on new engine. Asking only $8,000

Also boat lift with new, blue canopy - $1,500 Call: 507-373-9188

Recreational Vehicles

FOR SALE

2021 Rockwood Minilite Camper. Bought brand new-never been used. 22ft 4in long. One slide out, 60x74 Murphy bed, hitch and sway bars included if needed. Air conditioner, TV, microwave, electric awning, electric jack & stabilizers, enclosed underbelly, gas/electric large refrigerator. Can be seen at 501 30th Ave NE, Austin or call 507-433-7390 after 7:00pm

For Sale: ‘98 electric golf cart new tires runs great $2,500 (507)216-2211

Trucks, SUVs & Vans

2022 Ford Maverick Pickup, All-wheel drive, 30,000 miles Some factory warranty, Extras: Tonneau cover, cruise-control, updated rims, updated speakers, Area 51 color (507)473-0242

Want To Buy Transportation

Buying Junk Vehicles!

Construction

Give

Handyman Services

E.L.K. CONSTRUCTION HANDYMAN SERVICES: Update or replace windows, egress windows & doors. Home repair, remodeling & construction, decks, garages, siding, roof repair, drywall & texturing, concrete. Call Ernie at 438-4307. 24 years experience, bonded. License #BC 710064

Junk Removal

Junk Removal - Old appliances, furniture, electronics, yard waste as well as any kind of Junk from Anywhere! Basements, attics, garages. Free Estimates. Senior Discounts. BEST PRICES Call anytime: 507-219-0727

Do you have available jobs? Call 507-369-2742 to let others know about job opportunities at your business.

Miscellaneous Services

FREE LOGS, POLES, AND FIRE WOOD. HELP YOURSELF! 76785 270TH STREET CLARKSGROVE.

Tree Service

O’Connell Tree Service Removal, trimming, land clearing for commercial/residential Insured 507-402-3112 FREE ESTIMATES!

Linder Tree Service Tree Trimming, cutting, and removal! Boom truck and insured. Call or Text Josh Linder 507-995-7081

Raise your hand if you want your business to make LESS money next year.

We didn’t think you would. Do you need to successfully market on a tight budget? Freeborn County Classifieds has customizable programs available to fit any budget.

DON’T WAIT! Call TODAY 507-369-2742