Why invest in Australia - Buyer Guide

Why invest in

Australia

FRASERS PROPERTY BUYER GUIDE Why invest in Australia

Burwood Brickworks, VIC impression Rental Yield vs. CapitalArtist’s Growth | 1

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Rental Yield vs. Capital Growth

Why invest in Australia

Why invest in Australia?

For well over a decade, people from all around the world have chosen to purchase property in Australia due to the nation’s resilient economy, an abundance of work and study opportunities, a strong property market and conditions that favour foreign investors. While Australia did experience the impacts of the COVID-19 pandemic, the economy and property market have bounced back faster than expected.

Here are a few reasons why Australia remains a desirable investment destination.

A STABLE AND RESILIENT ECONOMY

A GROWING POPULATION Due to Australia’s enticing quality

Australia’s economy has shown consistent

of life (it’s home to some of the world’s

growth over time, demonstrated by an

most liveable cities), the national

average 2.5% increase in GDP per annum

population increased steadily for more

(over the decade to 2019)1. While the

than a century. In fact, 2020 was the first

economic benefit of COVID-19 did cause a

year since 1916 that Australia’s population

GDP decrease, according to the

decreased 3. Once international travel

International Monetary Fund (IMF),

is back on the cards, immigration to

Australia has already seen a remarkable

Australia will likely resume.

growth with the economy and is already recovering faster than previously forecasted.

1.

https://www.frasersproperty.com.au/-/media/Frasers-Property/ Residential/VIC/Burwood-Brickworks/EDM/PDFs/Market-OutlookReport.pdf Accessed 12 Nov 2021

2.

https://www.imf.org/en/Countries/AUS Accessed 4 Jun 2021

3.

https://www.abc.net.au/news/2021-03-24/population-declines-ascovidborder-closures-bite/13256938 Accessed 4 Jun 2021

Why invest in Australia

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A BOOMING PROPERTY MARKET The Australian property market has been tipped to rebound4, following the pandemic and has gone from strength to strength. As of May 2021, the median price of both houses and units has seen significant year on year increases across all major cities, as well as steady month on month growth (below table).

The average price of dwellings across the five capital cities – Sydney, Melbourne, Brisbane (inc. the Gold Coast), Adelaide, and Perth – increased year on year 5.

City

All dwellings

Houses

Units

Month End Value

% Change Year on Year

% Change Month on Month

Month End Value

% Change Year on Year

% Change Month on Month

Month End Value

% Change Year on Year

% Change Month on Month

5 Capital city aggregate

160.68

12.14 ^

1.92 ^

166.29

14.60 ^

2.16 ^

145.86

5.20 ^

1.18 ^

Melbourne

166.20

1.73 ^

1.47 ^

177.28

8.89 ^

1.82 ^

144.67

4.73 ^

0.67 ^

Sydney

197.57

14.97 ^

2.58 ^

209.11

19.33 ^

2.95 ^

171.98

5.12 ^

1.64 ^

135.05

21.44^

1.84 ^

144.77

23.41 ^

1.94 ^

107.43

14.23 ^

1.44 ^

Adelaide

142.19

19.10 ^

1.89 ^

144.47

21.36 ^

2.12 ^

128.42

5.70 ^

0.44 ^

Perth

105.42

18.08 ^

0.34 ^

107.97

18.48 ^

0.38 ^

92.42

14.98 ^

0.05 ^

Brisbane

131.93

19.87 ^

1.80 ^

141.31

22.20 ^

2.02 ^

96.77

8.80 ^

0.60 ^

Darwin

92.25

20.23 ^

0.12 ^

104.22

18.53 ^

-0.27 ˇ

74.45

23.26 ^

0.83 ^

Canberra

160.93

24.38 ^

1.96 ^

177.45

27.97 ^

2.00 ^

113.54

11.62 ^

1.83 ^

Hobart

181.40

26.82 ^

2.27 ^

182.98

25.78 ^

2.10 ^

175.46

31.15 ^

2.95 ^

Brisbane (inc Gold Coast)

CoreLogic RP Data Daily Home Value Index: Monthly Values - 30 September 2021 Note: 5 capital city aggregate includes Sydney, Melbourne, Brisbane (inc. Gold Coast), Adelaide and Perth.

4.

https://www.afr.com/property/residential/property-prices-are-set-for-rebound-in-2021-20201222-p56pj5 Accessed 9 Jan 2021

5. https://www.corelogic.com.au/research/monthly-indices Accessed date 4 Jun 2021

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Rental A booming Yieldproperty vs. Capital index Growth

Why invest in Australia

TRANSPARENCY IS KEY Foreign investors can also benefit from high levels

performance, regulatory and legal transaction

of transparency in Australia’s property market.

processes and sustainability 6. Information about

According to the 2020 Global Real Estate

the market and properties are made readily

Transparency Index, Australia ranked as the third

available and accessible, so you can make

most transparent market, scoring well across a

informed decisions regarding your investments.

broad range of criteria including investment

Rank

Country / Territory

Overall Score

Investment Performance

Market Fundamentals

Listed Vehicles

Regulatory & Legal

Transaction Processes

Sustainability

1

United Kingdom

1.31

1.00

1.80

1.00

1.17

1.00

2.36

2

United States

1.35

1.15

1.41

1.00

1.24

1.28

2.45

3

Australia

1.39

1.18

1.64

1.00

1.51

1.13

2.00

4

France

1.44

1.42

1.74

1.33

1.40

1.00

1.91

5

Canada

1.51

1.56

1.77

1.17

1.19

1.20

2.55

FREEHOLD OVER LEASEHOLD

MAKE YOUR INVESTMENT A SUCCESS

Another factor that sets Australia’s property

Demand for rental properties in Australia remains

market apart, is that the vast majority of

high, and rental yields for well-designed and

Australian property is freehold, meaning that the

located properties deliver returns well above the

purchaser is the owner of the land and generally

record-low Reserve Bank of Australia cash rate of

has no time limit on your period of ownership.

0.1% (as of October 2021) 7.

6.

https://www.jll.com.au/en/trends-and-insights/research/global-realestate-transparency-index/greti-global-rankings-and-methodology Accessed 30 Oct 2021

7.

https://www.savings.com.au/current-interest-rates-australia Accessed 30 Oct 2021

Why invest in Australia

Transparency is key

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Australia is a great place to live As a multi-cultural and welcoming nation, Australia offers a desirable lifestyle for people of all ages and walks of life. Australia has one of the highest standards of living, ranking #8 in the 2020 United Nations Human Development Ranking 8.

Education is one of Australia’s key draw cards with 13 universities ranking in the global top 200 9. The exceptional quality of tertiary education has made it the third most popular destination for international students, with over 718,000 (in 2019) people from around the world choosing to further their learning in Australia 10.

Australia is also one of the safest and most peaceful countries, ranking #16 on the 2021 Global Peace Index, boasting political stability, lack of conflict and low crime rates 11.

Australian culture favours a balanced lifestyle where work is offset by recreation and time spent with friends and family.

8.

http://hdr.undp.org/en/content/latest-human-development-index-ranking Accessed 4 Jun 2021

9.

https://theconversation.com/new-global-ranking-system-shows-australian- universities-are-ahead-of-the-pack-152313 Accessed 4 Jun 2021

10.

https://www.austrade.gov.au/australian/education/education-data/current-data/ summaries-and-news Accessed 4 Jun 2021

11.

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https://www.visionofhumanity.org/wp-content/uploads/2021/06/GPI-2021web-1.pdf Accessed 30 Nov 2021

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Australia is a great place to live

Why invest in Australia

Investor Obligations If you’re planning on investing in Australian property, here are a few things you should know.

FOREIGN INVESTMENT LAWS As a foreign investor, you’ll have to abide by Australia’s foreign investment policy, primarily by submitting an application to the Foreign Investment Review Board (FIRB). Certain investments by foreign investors require notification to the Federal Treasurer and prior approval (a “no objection notification”, commonly referred to as “FIRB approval”) before proceeding with an investment.

This process ensures that foreign investments that meet certain thresholds are not contrary to Australia’s national interest.

In most cases, foreign persons must get approval before acquiring an interest in commercial land, residential land or land entities in Australia.

Foreign persons may require FIRB approval for transactions involving commercial land, residential land or agricultural land. FIRB approval may also be required for acquisitions of interests in land entities.

It is best to seek advice from Australian legal counsel familiar with the operation of Australia’s foreign investment regime irrespective of whether FIRB approval is required for a proposed transaction.

If FIRB approval is required, and you choose not to comply with the foreign investment law, you may be subject to significant penalties including infringement notices, civil and criminal penalties.

In some instances, the developer may already hold an exemption certificate allowing the sale to foreign persons of interests in a development. In these circumstances the developer will take your details and report to FIRB under the exemption certificate. Separate FIRB approval will generally not be required, saving you the time and trouble of going through the approval process on your own.

Why invest in Australia

Rental Yield Investor vs. Capital obligations Growth

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WHAT CAN YOU BUY? Foreign investors generally need approval before acquiring an interest in residential land. Restrictions are dependent on the type of residential land – foreign persons can purchase vacant land for residential developments or newly constructed developments. Established dwellings, on the other hand, are generally prohibited from foreign investment and approval will only be given in certain narrow circumstances on a case-by-case basis.

To be classified as a new dwelling, a property must not have been previously sold as a dwelling, nor have been built to replace one or more demolished established dwellings, nor have been previously occupied.

Property may be considered near ‘new’, if the property was part of a development with 50 or more dwellings and was sold by the developer but the sale fell over. In these circumstances, the property is still considered new even if it has been previously occupied, so long as it wasn’t occupied for more than 12 months. The developer may hold a near new dwelling certificate which will mean separate approval is not required for the near new dwelling.

Foreign non-residents generally cannot buy

Foreign non-residents can also buy vacant land

established dwellings, but they can usually

Midtown,development, NSW for residential dwelling subject

purchase new dwellings without being subject to

to the development’s commencement of

any ongoing conditions. There are no limits on the

construction, and must be completed within four

number of new dwellings purchased, although FIRB

years of the date of approval. Evidence of the

approval is needed prior to each acquisition.

project’s completion must be submitted within 30 days of being received. Additionally the land cannot be sold until construction is completed12.

Once your application is approved, you’ll need to register your holding with the Australian Taxation Office within 30 days of acquiring interest. FIRB may impose certain reporting requirements on your approval that you will also need to comply with.

12.

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https://firb.gov.au/sites/firb.gov.au/files/guidance-notes/G06-Residential_land.pdf Accessed 18 Jan 2022

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What can you buy

Why invest in Australia

MAC Residences, Midtown | Artist’s impression

THE PROCESS In compliance with Australia’s foreign

application fee is paid, you should receive the

investment policy, you should lodge your

results of your application within 30-40 days. If

application before any transaction has

your application is taking longer than usual to

occurred or make the purchase contract

review, you’ll be notified in writing.

conditional on foreign investment approval.

For more information about Australia’s foreign

This means that transactions cannot proceed

investment laws or submitting your

until FIRB approval is issued.

investment proposal application, please refer

Applications can be submitted online at www.firb.gov.au along with an application fee which is payable at the time of application.

to information from the Australian Treasury, the Australian Taxation Office or read the FIRB Guidance Note on Residential Land and the latest Foreign Investment Policy document.

Once your application is submitted and your

Why invest in Australia

The process

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Choosing the right property For foreign investors, the most accessible properties are new properties including off the plan homes and apartments, home and land packages as well as vacant land lots to build on.

Here are a few things you need to consider when choosing the right investment property.

LOCATION AND GROWTH When it comes to investing, choosing the location of a property is important, such as the right state, city and neighbourhood. Investment success could produce larger capital gains. Evaluating the P.I.E (Population, Infrastructure, Employment) of an area can help you single out the most desirable neighbourhoods to invest in. Spend some time researching the growth areas in your city and be on the lookout for areas where the population is trending upwards and there is significant

Consider looking for well-connected properties within walking distance from public transport routes to the CBD and other amenities. It is often desirable for tenants to reach essential services like cafes, doctors, supermarkets, gyms and parks either by foot or within a short drive.

If the property is suitable for families, you may also need to consider proximity to childcare and schools.

TRUST YOUR JUDGEMENT

investment into local infrastructure. Browse real

Think about what features you would want in

estate listings for rental properties in the area

your home, these will likely be the same features

to get a good idea of the supply and demand in

that potential tenants look for when searching

the market.

for a rental. Shopping with a tenant mindset will help you identify the most important features

AMENITY AND TRANSPORT Easy access to amenity and transport are often top

and overlooked issues such as inadequate storage, lack of natural light, and strange layouts.

of the list for renters, and will make your property liveable and encourage long term tenancies.

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Choosing the right property

Why invest in Australia

Central Park, Sydney NSW

Why invest in Australia

Rental Yield vs.

Growth Choosing theCapital right property

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Burwood Brickworks, VIC

Property types and structures BUYING OFF THE PLAN Buying off the plan is when you sign a contract to purchase a home, often an apartment, that is yet to be built. You base your purchasing decision on plans and Artist’s impressions of how the home will look once complete, along with information about the developer.

An off the plan property can generally be secured with a 10% deposit at contract signing time.

The balance of the purchase then doesn’t need to be paid until your home is complete, giving you additional time to save. Off the plan purchasers can also enjoy a greater selection of what’s available in a building that meet your criteria considering view, aspect, and preferred floorplan.

WHEN BUYING OFF THE PLAN: Research the developer, architect and builder responsible for delivering the project.

Read reviews and relevant press to check if the team has a solid track record. Look up examples of their past work to get an idea of how closely the finished products match their plans.

Make sure that the project timeline matches up with your own. It can take up to several years for off the plan developments to be ready to settle, meaning you’ll have to wait some time before your investment is ready to be tenanted.

Get your finances in order once construction is completed. Sometimes a benefit of buying off the plan is that you’ll only pay a 10% deposit upon purchase, however the remaining property value must be paid once construction ends. You’ll also need to pay stamp duty tax once the project is complete. If you are applying for a loan, make sure that your loan approval is still valid by the time the project reaches completion. Be aware of other costs like strata levies (fees that go towards the maintenance of amenities and common areas in a development), or any legal costs such as solicitor fees.

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Property types and structures

Why invest in Australia

Artist’s impression

Once you’ve accounted for all the risks, buying off the plan can be a rewarding investment Benefits include: •

Stamp duty concessions (subject to eligibility and current rules and regulations by each state).

•

A brand new home.

•

Potential capital gains for strategically acquired properties, the home you buy today could potentially be worth significantly more down the track.

•

Tax depreciation deductions – as your property depreciates, you may be able to claim some of these as tax deductions depending on your country of residence.

HOUSE AND LAND PACKAGES Foreign investors are also permitted to purchase house and land packages where the land lot and home design are already finalised or have yet to be

you can arrange to make progress payments to the builder at agreed-upon milestones.

BUYING LAND FOR DEVELOPMENT

built. In such instances, you may be able to make

You can also opt to purchase a block of vacant land

minor changes to small details and finishes, to

and choose a builder to construct a home design

better suit your preferences. When buying house

of your choice. Securing a block of land within a

and land packages, often you’ll enter into two

community is a great option, especially if you can

separate contracts – one with the builder, and one

guarantee your property will be located near

with the developer. Usually construction can

amenities and infrastructure.

commence once you’ve settled on the land, and

Why invest in Australia

Buying off the plan

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Burwood Brickworks, VIC

Rental yield VS. Capital growth Another thing to account for when choosing a property is whether you want to reap capital growth or rental yields. While there are some properties out there that can give you both, most properties are geared towards one or the other.

Capital growth Capital growth refers to the increase in property value based on changes in the market.

Choosing properties with potential for high capital growth is a longer-term approach to property investment as significant capital growth will take a number of years to build.

After a certain period of time when the home has increased in value significantly, you can either sell the property or use the equity built within the asset to refinance and reinvest in further opportunities.

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Rental yield vs. Capital growth

Rental yield Rental yield refers to the returns received through the rent collected from tenants of an investment property. To calculate net rental yield, you will need to calculate all ongoing costs of the investment and compare these with the rental income you will receive from the property.

Why invest in Australia

Do this quick calculation to find out if the rental yield covers your owner and maintenance costs.

1.

Add up the annual rent you can expect to receive.

2.

Subtract the annual expenses (for example strata levies, mortgage repayments, repair and maintenance fees, insurance…anything that is an ongoing cost that comes with maintaining or owning the property).

3.

Divide this number by the total property cost (including property price

4.

Multiply this number by 100 to give you your net rental yield percentage.

and any fees or taxes).

Artist’s impression

Choosing the right developer There are countless property developers operating in Australia and it can be difficult to determine which one is right for you. Some focus on specific property types like stand-alone apartment buildings, while others deliver entire communities with homes, parks and amenities. It’s important to do your research before buying with any developer by taking a look at their existing projects. Do they have a track record of completing them on time?

Do you like the style of the homes? Were there any issues with quality?

If you have friends or family who have purchased a property from that developer, it’s great to get insights into their experience. Visiting display centres and speaking to a consultant can also help you get a better feel for the type of developer you’re dealing with and any important information about the company’s history.

Why invest in Australia

Choosing the right developer

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Hamilton Reach, QLD

After almost a century of creating homes and places for hundreds of thousands of Australians, experience tells us that what matters the most is the simple joy of living in a place you’re proud to call home.

All over the country, from Sydney’s iconic Central Park to Melbourne’s Burwood Brickworks, to the coastal living of Port Coogee in Perth and riverside lifestyle of Brisbane’s Hamilton Reach, our communities have been contributing to the fabric of Australia’s towns and cities since 1924.

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Rental Yield vs.

CapitalAustralia Growth Why Frasers Property

Why invest in Australia

Why Frasers Property Australia We’ve been creating stronger, smarter, happier neighbourhoods since 1924, using our global backing and local experience to create places that enhance the lives of those who live there.

CUSTOMER CARE AND REWARDS From the moment you purchase a home with Frasers Property Australia, you’ll gain access to the dedicated customer care team who will guide you through every step of the purchase process to ensure that your property journey is as smooth and worry free as possible.

Available via myprosperity property portal and app, our care team are on hand to assist with every and any enquiry throughout the life of your home.

In addition to the personalised care, your purchase also unlocks a host of exclusive rewards in order to help support you now and well into the future.

Receive Sapphire membership to Frasers World for one year and take a further 15% off the best rates at participating hotels.

Receive $2,000* every time someone you refer purchases a property from us.

Enjoy an enviable range of benefits from our partner brands.

Receive priority notification about new residential projects and get the chance to purchase before public release.

Receive a 2% - 3%* purchase reward on future purchases with us.

Share your benefits with family members.

Visit frasersproperty.com.au/prosperity *Terms and conditions apply. Visit www.frasersproperty.com.au/prosperity/terms

Why invest in Australia

Why Frasers Property Australia

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Finance and insurance Make sure you are in the best financial position to purchase a property.

HOME LOANS

APPLYING FOR A LOAN

The first step is to make sure that you can

Make sure you secure the property before

afford your desired property. This means

someone else does! Buyers who have

taking out loans if necessary, from either

pre-approved loans can act fast and snap

Australian or international banks. It is

up the best properties on the market. If

recommended that you engage a reputable

you know how much you can afford, you’ll

mortgage broker specialising in helping

also be able to look for properties that

foreign investors apply for loans.

match your budget. While there are many

Appointing an accountant can also have

banks providing loans within Australia,

many benefits as they know the ins and

those willing to lend to foreign investors

outs of Australian tax legislation. They’ll

make up a smaller pool.

make sure that you budget for all property related tax, and help you navigate any complexities that may arise.

An accountant can also help you get the most out of your investment by considering tax deductions once your property starts generating income.

You can also apply for a loan from an international bank. This may have a benefit if you receive a loan in another currency that has lower interest rates, however, you’ll also have to account for currency exchange costs when calculating your returns. Your team of professional financial advisors can help you find the loan that is best suited to your situation.

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Finance and insurance

Why invest in Australia

LANDLORD INSURANCE If you’re planning to rent out your property,

building cover, contents cover and even

you’ll want to consider a landlord insurance

loss of rent, along with some extras. Research

policy to cover damages to your property and

is required to find the most comprehensive

contents within it that could otherwise be

and affordable policies.

costly. Landlord insurance policies can include

Why invest in Australia

Landlord insurance

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FIRB Property Guide Account for: Foreign Investment Approval (FIRB) Application fee (https://firb.gov.au/apply-now)

Cost of hiring professional lawyers, accountants or any other advisors

Land Transfer Duty & Foreign Purchaser Additional Duty (https://www.sro.vic.gov.au/ foreignpurchaser) Cost of deposit for your property Foreign exchange rate

FOREIGN INVESTOR JOURNEY

Cost of full payment for your property Costs of mortgage

Strata levies (Maintenance fee) if you are buying an apartment and townhouse

START PLANNING AND BUDGETING FOR YOUR INVESTMENT

ENGAGE A TEAM OF PROFESSIONALS

A Conveyancer or Solicitor to look after legal matters

Ensure you qualify for the minimum requirements

A Mortgage Broker to advise how much you can borrow Accountant to help you with tax related issues A Buyer Agent or a Real Estate Agent if you want help inspecting the property or negotiating the contract

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How to buy a property

Why invest in Australia

Obtain advice in respect of your purchase

Sign your contract and pay your deposit

Negotiate your contract

Your Conveyancer or Solicitor can lodge your FIRB application

Conduct inspections through Buyer’s Agents, Real Estate Agents, or through virtual tours

Sell your property and potentially realise capital gains

Send your signed contract to your bank (if Finance is required) for approval

Research the property, area and developer

FIND THE RIGHT PROPERTY

Or revalue and purchase a new home or investment property using equity

Receive FIRB approval

CONSTRUCTION COMPLETE

BUILD CAPITAL GROWTH OVER TIME

Apply for Finance Approval (min. 3 months prior to settlement) if required or Fund Preparation for the Balance Purchase Price (cash buyer) Conduct your pre-settlement inspection If investing, explore Property Management services if required Pay outstanding property cost, stamp duty, title registration fee & foreign additional duty

If investing, tenant is secured and they move-in

You move-in

Final inspections before settlement Why invest in Australia

How to buy a property

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Buying Through A Buyer’s Agent or Real Estate Agent Buyer’s agents are licensed professionals who can

Similar to a buyer’s agent, a real estate agent

help you scout out viable properties, assess and

advises clients about market conditions,

inspect properties, and negotiate deals. They are

conducts walkthroughs, and provides guidance

especially helpful if you need assistance

and assistance. The difference is, while a buyer’s

navigating the ins and outs of Australia’s property

agent charges a fee, a real estate agent doesn’t as

market. An experienced buyer’s agent should

they get commission if you purchase a property.

know the best locations to invest in, as well as the right types of properties to meet your investment needs, be that capital growth or rental yield, or even both. If you’ve decided to engage a buyer’s agent, make sure you choose someone with experience and a good reputation.

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Buyer’s agent or Real estate agent

Why invest in Australia

From the Developer Another option is to buy straight from the

display suite experience by taking a virtual tour

developer. This is possible if your developer

of our properties and speaking directly with our

provides you with all the necessary information

friendly multilingual Sales and Business

to make the right decisions. At Frasers Property

Development team.

Australia, we aim to make the process as straightforward and transparent as possible.

Whether you’ve already found a Frasers Property

Frasers Property Hong Kong Residential

development that piques your interest, or if you’re

Office 2001, 20/F, The World Trade Centre,

just beginning your property search, feel free to

280 Gloucester Road, Causeway Bay Hong Kong

contact us to discover investment opportunities in some of Australia’s most desirable locations.

Call +852 2810 9210

With the help of technology, you can get the full

Email internationalsales@frasersproperty.com.au Monday to Friday from 9am to 6pm HKT

Why invest in Australia

Buying from the Developer

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Renting your property FINDING A TENANT An important part of your investment journey is finding the right tenants for your property.

A reliable long-term tenant is a huge asset for any landlord, whereas a difficult tenant can be a major source of stress and in some cases, financial loss. Think about what your ideal tenant looks like. How long will they stay in the property? Are they a couple, friends, or a family with children? Do they have any pets?

PROPERTY MANAGEMENT SERVICES A property management company can help you take care of this process and present you with potential tenants that fit your unique criteria.

If not, you can use popular sites like Realestate.com.au or Domain.com.au to list your property and self-evaluate tenant applications.

Throughout the life of your property you will need to manage rental agreements, tenant changeover, rent collection, maintenance and repairs and a host of tax and legal requirements.

While it’s possible to do this yourself, a property management service can take care of all those elements for a reasonable monthly fee.

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Renting your Property

Why invest in Australia

Burwood Brickworks, VIC Artist’s impression

FRASERS PROPERTY MANAGEMENT Frasers Property Management operates Australia wide, managing a variety of property types for a range of clients within Frasers Property’s residential communities and the wider Australian community. If you’re thinking of becoming an investor, the specialist staff at Frasers Property Management can help you manage every aspect of your property from finding the right tenants, preparing all lease documentation, negotiating rental agreements and to help streamline your paperwork and tax requirements.

To find out more, visit: fraserspropertymanagement.com.au or call

Why invest in Australia

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Rental Frasers Yield Property vs. Capital Management Growth

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Migration If you are looking to migrate to Australia, having significant investments in Australian property can help get you there.

SIGNIFICANT INVESTOR VISA The significant investor visa offers a five-year pathway to permanent residency for investors who have invested at least $5 million in complying investments over five years in Australia. Complying investments can include property and a combination of other assets or investments in eligible funds or companies. Find out more about complying investments 13.

To apply for a significant investor visa, you will need to be nominated by a state or territory government or Austrade. Applicants who are interested in being nominated by Austrade can express their interest by contacting investorvisas@austrade.gov.au. However, note that Austrade charges a $1,000 non-refundable application fee.

IMMIGRATION AGENCIES Immigration agencies can provide advice and assistance in assessing your eligibility for a visa, preparing your application and liaising with the Australian government on your behalf. Make sure the immigration agency you will work with are qualified migration agents registered with the Migration Agents Registration Authority (MARN) of Australia. Solicitors with a practicing certificate need to be registered with the MARN.

13.

https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/business-innovation-and-investment-188/significantinvestor-stream Accessed 30 Nov 2021

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Migration

Why invest in Australia

Why invest in Australia

Rental Yield vs. Capital Migration Growth

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Find out more at

www.frasersproperty.com.au

This material is a general introduction to purchasing property and is provided as a guide, for education purposes only.

Because the information is general in nature, it does not take into account your personal financial situation and does not constitute financial advice. So, you should seek personal financial advice that is tailored to your specific needs before purchasing property. Images are computer generated artist’s impressions, indicative and conceptual only. Frasers Property does not make any express or implied representation or warranty that the information is accurate, complete or correct.

Purchasers must make and rely on their own inquiries and the contract for sale.

Published: December 2021