S mart Money Education for

We’re committed to helping you, our members, make stress-free finances happen. Take advantage of our free, member exclusive, financial education resources and programs.

Webinars, seminars and more... oh my!

Join us for one of our monthly webinars, seminars, and radio shows to learn a great deal of financial information. Topics range from budgeting to borrowing money for things like a new car or your first home.

We offer a large variety of topics so that there is something useful for each of our members.

foxcu.org/calendar

Whether you’re interested in creating a workable spending and savings plan, getting out of debt, or taking a look at your credit report, BALANCE can help, and at no cost to you!

• Budget/debt counseling

888-456-2227

Monday-Thursday 9:30am-8:00pm Friday 9:30am-7:00pm Saturday 11:00am-4:00pm

• Online articles, worksheets, videos, & BALANCE Track learning modules foxcu.org/balance-finanacial-fitness

359

BALANCE Track online learning modules completed by members

40 Free member financial education webinars and radio shows presented powerful resource for getting a handle on your debt. With SavvyMoney Checkup, you will learn how to pay down debt, create a personalized budget, monitor your spending, and more. You’ll even get all the resources you need to track your spending and live within your budget. foxcu.org/savvymoney and resources for youth ages foxcu.org/youth-financial-literacy

4-12. Train to be financially knowledgeable with games, podcasts, comics, and more.

Elements of Money helps teens make smart financial decisions on things like saving for college and more, through podcasts and videos.

114 Applications received from our senior high school members for a chance to be awarded one of five $1,000 scholarships for post-secondary education

Striving to do our best and to m ake banking easy!

Mobile and Online Banking

• Pay bills, schedule recurring payments, and check payment progress

• Use Card Controls to lock/unlock your card, manage spending limits, and get card transaction alerts in real-time

• Mobile Check Deposit

• Add your Fox card to your digital wallet to make purchases with your smartphone

• Open accounts from our website for current or new members

Home buying assistance

Struggling to come up with a down payment for a home?

Closing costs holding you back?

We’re here to help! In fact, we have two great resources for our members to get their own home. A program that assists with down payment funds, and a loan that is geared towards first-time home owners.

Lending for all credit types

• Loans to help rebuild or build credit, such as Reliable Rides or our Credit Builder loan

• Unsecured personal loans with low rates to help you fund literally anything in one day or less from submitting your application

• We can even help you find the right vehicle for your lifestyle and budget with our free memberexclusive auto buying service

360 Members became first-time home owners with the help of our first time home buyer loans

$288,000

Home down payment funds granted to help our members buy their homes

144 Members improved/rebuilt their credit with our credit builder loan

Your business is a big deal to us

For businesses large and small, we have the experience to help turn goals into reality. Our Business Services Team provides over a century of combined experience in business banking and treasury management.

Treasury Management

We know just how much running a business can consume your everyday life. That’s why we enhanced our treasury management tools to to help streamline your business finances.

• Business Online Banking with customized user access, Bill Pay, and Mobile Check Deposit

Helpful guidance

Our business team develops long-term financial relationships with business owners, employees, and entrepreneurs. Whether you’re starting out or building out, we provide the financial tools and guidance to help you succeed.

Personalized lending

We offer fixed/variable-interest rates, and flexible terms all within rapid processing times, because we know how important your time is.

Local accounts

We offer business checking, savings, credit cards, and health savings accounts.

419 New business loans given to help a businesses grow

• So ware integration by downloading account data to so ware, such as Microso Money, Intuit Quicken, or Quickbooks

• Mobile payment services/digital wallets

• ACH origination/electronic payroll

• Remote Deposit Capture scanning system

• Sweep accounts to maximize your earnings

• Wire transfers

$198 million

Loaned to business owners to help make business happen

• From virtual terminals that make and process payments, to tracking of sales through a web browser on your mobile phone, our partnership with Clover® merchant services offers you the tools to operate your business from anywhere