Foundation Academy Benefits

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Getmoreoutofyourhealth planbenefitswiththese 2handydigitaltools

TheUnitedHealthcare®appandmyuhc.com®

Whetheronthegooronline,you'llhaveaccesstoresourcesdesignedtohelpyou:

•Viewbenefitinfo,claimdetailsandaccountbalances

•Searchnetworkprovidersandfacilitiesforthetypeofcareyoumayneed

•Quicklycomparecostestimatesbeforeyougetcare

•Learnaboutcoveredpreventivecare

•AccessyourhealthplanIDcardandaddyourplandetailstoyour smartphone’sdigitalwallet

Registeroncetoaccessbothtools

StartbydownloadingtheUnitedHealthcareapporgoingtomyuhc.comandthen:

•TapRegisterNowontheapp,orselectRegisteronthewebsite

•Fillintherequiredfieldsandcreateyourusernameandpassword

•EnteryourcontactinformationandselectSMStextorphonecallfor two-factorauthentication—then,agreetothetermsandconditions

•Optintopaperlessdeliveryfromyourcommunicationpreferences

Nowyou'reregisteredfor—andconnectedto—theappandthewebsite.

Getconnected

Scanthiscodeto downloadtheapp andregister,orvisit myuhc.com

Certainpreventivecareitemsandservices,includingimmunizations,areprovidedasspecifiedbyapplicablelaw,includingthePatientProtectionandAffordableCareAct(ACA),withnocost-sharingtoyou.These servicesmaybebasedonyourageandotherhealthfactors.Otherroutineservicesmaybecoveredunderyourplan,andsomeplansmayrequirecopayments,coinsuranceordeductiblesforthesebenefits.Always reviewyourbenefitplandocumentstodetermineyourspecificcoveragedetails.

AllUnitedHealthcarememberscanaccessacostestimateonlineoronthemobileapp.Noneofthecostestimatesareintendedtobeaguaranteeofyourcostsorbenefits.Youractualcostsmayvary.Whenaccessing acostestimate,pleaserefertotheWebsiteorMobileapplicationtermsofuseundertheFindCare&Costssection.Availableonlyforinsuredplansandself-fundedplanswithOptumRxintegratedpharmacybenefits. TheUnitedHealthcare®appisavailablefordownloadforiPhone®orAndroid®.iPhoneisaregisteredtrademarkofApple,Inc.AndroidisaregisteredtrademarkofGoogleLLC. HealthPlancoverageprovidedbyorthroughaUnitedHealthcarecompany.InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.AdministrativeservicesprovidedbyUnited HealthCareServices,Inc.ortheiraffiliates.

AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates,andUnitedHealthcareServiceLLCinNY.Stop-lossinsuranceisunderwrittenbyUnitedHealthcareInsuranceCompanyortheir affiliates,includingUnitedHealthcareLifeInsuranceCompanyinNJ,andUnitedHealthcareInsuranceCompanyofNewYorkinNY.

B2CEI232735050.012/23©2023UnitedHealthCareServices,Inc.AllRightsReserved.23-2725605

Useittopayforcopays, deductiblesandmore

CareCash®isapreloadeddebitcardyoucanusetopayforeligiblehealthcare expensesyouwouldhavenormallypaidforyourself.*Thecardcomesloadedwith $200forindividualsor$500forfamilies.Nohiddenfees—it’syourstospend.

CareCashcanhelpyoupayfor:

•Eligiblelabvisits

•Primarycareofficevisits

•Premiumcarespecialistsofficevisits

•Urgentcarevisits

•Outpatientbehavioralhealthvisits

•24/7VirtualVisits

WatchashortvideoonhowtorequestanduseCareCash, orvisituhc.com/carecash

*CareCashisincludedinyourplan.Therearenopenalties,feesorincomerestrictionsassociatedwiththedebitcard. Programmaxbenefit$2000.

CareCashfundsnoteligibleforpreviousyearclaims.

Startingthisyear,youcan payforcertainlabcosts

CareCashdollarscanbeusedtopay formanynetworklabvisits.

CareCashprovidesapre-loadeddebitcardwhichcanbeusedforcertainhealthcareexpenses.Ifthecardisusedforineligible213(d)expenses,individualsmayincurtaxobligationsandshouldconsultan appropriatetaxprofessionaltodetermineiftheyhavesuchobligations.TheinformationprovidedinconnectionwithCareCashisforgeneralinformationalpurposesonlyandisnotintendedtobenorshouldbe construedasmedicaladvice.Individualsshouldconsultanappropriatehealthcareprofessionaltodeterminewhatmayberightforthem.

24/7VirtualVisitsisaserviceavailablewithaDesignatedVirtualNetworkProviderviavideo,oraudio-onlywherepermittedunderstatelaw.Unlessotherwiserequired,benefitsareavailableonlywhenservicesare deliveredthroughaDesignatedVirtualNetworkProvider.24/7VirtualVisitsarenotintendedtoaddressemergencyorlife-threateningmedicalconditionsandshouldnotbeusedinthosecircumstances.Servicesmay notbeavailableatalltimes,orinalllocations,orforallmembers.Checkyourbenefitplantodetermineiftheseservicesareavailable. TheUnitedHealthPremium®designationprogramisaresourceforinformationalpurposesonly.DesignationsaredisplayedinUnitedHealthcareonlinephysiciandirectoriesatmyuhc.com®.Youshouldalwaysvisit myuhc.comforthemostcurrentinformation.Premiumdesignationsareaguidetochoosingaphysicianandmaybeusedasoneofmanyfactorsyouconsiderwhenchoosingaphysician.Ifyoualreadyhave aphysician,youmayalsowishtoconferwithhimorherforadviceonselectingotherphysicians.Youshouldalsodiscussdesignationswithaphysicianbeforechoosinghimorher.Physicianevaluations haveariskoferrorandshouldnotbethesolebasisforselectingaphysician.Pleasevisitmyuhc.comfordetailedprograminformationandmethodologies. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates. B2BEI242903908.03/24©2024UnitedHealthCareServices,Inc.AllRightsReserved.24-2897386-C

Getinon UHCRewards

Goodnews—yourhealthplancomeswithawaytoearnupto$1,000. UnitedHealthcareRewardsisincludedinyourhealthplanatnoadditionalcost.

There’ssomuchgoodtoget

WithUHCRewards,avarietyofactions—includingthingsyou mayalreadybedoing,liketrackingyourstepsorsleep—leadto rewards.Theactivitiesyougoforareuptoyou,andthesame goesforwaystospendyourearnings.

Herearejustafewofthewaysyoucanearn:

VisitUHCRewardsforthefulllistofrewardableactivitiesthatare availabletoyou—andlookfornewwaysofearningrewardstobe addedthroughouttheyear. Earnupto $1,000

Thereare2waystogetstarted

OntheUnitedHealthcare®app

•Scanthiscodetodownloadtheapp

•Signinorregister

•SelectUHCRewards

•ActivateUHCRewardsandstartearning

•Thoughnotrequired,connectatrackerand getaccesstoevenmorerewardactivities

Yourhealth

Getinonanexperience that’sdesignedtohelp inspirehealthierhabits

Questions? Callcustomerserviceat1-866-230-2505

Onmyuhc.com®

•Signinorregister

•SelectUHCRewards

•ActivateUHCRewards

•Chooserewardactivitiesthat inspireyou—andstartearning

Yourgoals

Personalizehowyouearn bychoosingtheactivities thatarerightforyou

Yourrewards

Earnupto$1,000 forcompleting rewardableactivities

UnitedHealthcareRewardsisavoluntaryprogram.Theinformationprovidedunderthisprogramisforgeneralinformationalpurposesonlyandisnotintendedtobenorshouldbeconstruedasmedicaladvice. Youshouldconsultanappropriatehealthcareprofessionalbeforebeginninganyexerciseprogramand/ortodeterminewhatmayberightforyou.Receivinganactivitytracker,certaincreditsand/orrewardsand/ orpurchasinganactivitytrackerwithearningsmayhavetaximplications.Youshouldconsultwithanappropriatetaxprofessionaltodetermineifyouhaveanytaxobligationsunderthisprogram,asapplicable.Ifany fraudulentactivityisdetected(e.g.,misrepresentedphysicalactivity),youmaybesuspendedand/orterminatedfromtheprogram.Ifyouareunabletomeetastandardrelatedtohealthfactortoreceivearewardunder thisprogram,youmightqualifyforanopportunitytoreceivetherewardbydifferentmeans.Youmaycallustoll-freeat1-866-230-2505oratthenumberonyourhealthplanIDcard,andwewillworkwithyou(and,if necessary,yourdoctor)tofindanotherwayforyoutoearnthesamereward.Rewardsmaybelimitedduetoincentivelimitsunderapplicablelaw.Componentssubjecttochange.Thisprogramisnotavailableforfully insuredmembersinHawaii,VermontandPuertoRiconoravailabletolevelfundedmembersinDistrictofColumbia,Hawaii,VermontandPuertoRico. TheUnitedHealthcare®appisavailablefordownloadforiPhone®orAndroid®.iPhoneisaregisteredtrademarkofApple,Inc.AndroidisaregisteredtrademarkofGoogleLLC. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates. AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates. AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates,andUnitedHealthcareServiceLLCinNY.Stop-lossinsuranceisunderwrittenbyUnitedHealthcareInsuranceCompanyortheir affiliates,includingUnitedHealthcareLifeInsuranceCompanyinNJ,andUnitedHealthcareInsuranceCompanyofNewYorkinNY.

B2CEI232659027.09/23©2023UnitedHealthCareServices,Inc.AllRightsReserved.23-2557029-D

Rediscoveryour passionforhealth

WithOnePassSelect®,we’reonamissiontomakefitnessengagingfor everyone.OnePassSelectcanhelpyoureachyourfitnessgoalswhile findingnewpassionsalongtheway.Findaroutinethat’srightforyou whetheryouworkoutathomeoratthegym.Chooseamembership tierthatfitsyourlifestyleandprovideseverythingyouneedforwhole bodyhealthinoneeasy,affordableplan.

Youandyoureligiblefamilymembers(18+)cangetstartedwithOne PassSelectwhenyouactivateUnitedHealthcareRewards.Plus,youcan useyourearningstohelppayforyourOnePassSelectmembership.

FindyourfitwithOnePassSelect

Atthegym

Choosefromourlargenationwide networkofgymbrandsandlocal fitnessstudios.Useanygymin thenetworkandcreatearoutine justforyou.

Athome

Workoutathomewithliveor on-demandonlinefitnessclasses. Tryourworkoutbuildertogetroutines createdjustforyoubasedonyour fitnesslevelandinterests.

Togetstarted:

1.ScanthiscodetodownloadtheUnitedHealthcare®app

2.Signinorregister

3.SelectUHCRewards

4.SelectRedeemrewardstoaccessOnePassSelect

Inthekitchen

Getgroceriesandhousehold essentialsdeliveredtoyour home.Wemakeiteasytoplan foreverythingyouneedtoenjoy delicious,nutritiousmeals.

Membershipisinstant,andyouwillbechargedforthefullcurrentcalendarmonthonthedayyousignup(OnePassSelectdoesnotofferproration).

ThegrocerydeliveryservicecomponentoftheprogramisnotavailableinTXandispendingregulatoryapprovalinCAandVA.

OnePassSelectisavoluntaryprogramthatfeaturesasubscription-basednationwidegymnetwork,digitalfitnessandgrocerydeliveryservice.Forself-fundedparticipants,therearenostaterestrictions.Forfullyinsuredparticipants,program availabilityvariesbystate:(i)theprogramisNOTavailabletomembersofaccountssitusedinHI,KS,VTandPuertoRico;(ii)thegrocerydeliveryservicecomponentoftheprogramisnotavailableinTXandispendingregulatoryapprovalinCAandVA forselectgroupsandlinesofbusiness–discusswithyourUnitedHealthcarerepresentativefordetails.Theinformationprovidedunderthisprogramisforgeneralinformationalpurposesonlyandisnotintendedtobenorshouldbeconstruedasmedical advice.Individualsshouldconsultanappropriatehealthcareprofessionalbeforebeginninganyexerciseprogramand/ortodeterminewhatmayberightforthem.Purchasingdiscountedgymandfitnessstudiomemberships,digitalfitnessorgrocery servicesmayhavetaximplications.Employersandindividualsshouldconsultanappropriatetaxprofessionaltodetermineiftheyhaveanytaxobligationswithrespecttothepurchaseofthesediscountedmembershipsorservicesunderthisprogram,as applicable.OnePassSelectisaprogramofferedbyOnePassSolutions,Inc.SubscriptioncostsarepayabletoOnePassSolutions,Inc. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.

UnitedHealthcareRewardsisavoluntaryprogram.Theinformationprovidedunderthisprogramisforgeneralinformationalpurposesonlyandisnotintendedtobenorshouldbeconstruedasmedicaladvice.Youshouldconsultanappropriatehealth careprofessionalbeforebeginninganyexerciseprogramand/ortodeterminewhatmayberightforyou.Receivinganactivitytracker,certaincreditsand/orrewardsand/orpurchasinganactivitytrackerwithearningsmayhavetaximplications.You shouldconsultwithanappropriatetaxprofessionaltodetermineifyouhaveanytaxobligationsunderthisprogram,asapplicable.Ifanyfraudulentactivityisdetected(e.g.,misrepresentedphysicalactivity),youmaybesuspendedand/orterminated fromtheprogram.Ifyouareunabletomeetastandardrelatedtohealthfactortoreceivearewardunderthisprogram,youmightqualifyforanopportunitytoreceivetherewardbydifferentmeans.Youmaycallustoll-freeat1-866-230-2505oratthe numberonyourhealthplanIDcard,andwewillworkwithyou(and,ifnecessary,yourdoctor)tofindanotherwayforyoutoearnthesamereward.Rewardsmaybelimitedduetoincentivelimitsunderapplicablelaw.Componentssubjecttochange.This programisnotavailableforfullyinsuredmembersinHawaii,VermontandPuertoRiconoravailabletolevel-fundedmembersinDistrictofColumbia,Hawaii,VermontandPuertoRico. ©2025UnitedHealthCareServices,Inc.AllRightsReserved.WF7426408328070B-042025OHC

$0costforcertain medications*

We’remakingmedicationsthatmaybeessential toyourhealthmoreaffordable.

ThenewUnitedHealthcareVitalMedicationProgramofferscertaindrugsatnoadditionalcost.* Thismeanstheremaybenoout-of-pocketcostsforpreferredinsulinsandcertainother medications,including:

Insulin–rapid,shortandlong-acting

Epinephrine–allergicreactions

Glucagon–hypoglycemia(lowbloodsugar)

Naloxone–opioidoveruse

Albuterol–asthma

Toseeifyou’reeligiblefornoout-of-pocketcostsonpreferred insulinsandotherprescriptiondrugs,signintomyuhc.com/rx

*Availabletoeligiblemembers.Checkyourcoveragedetailsatmyuhc.com/rx.

IfyouarenotcurrentlyenrolledwithUnitedHealthcarepharmacybenefitcoverage,youmayaccessyourhealthplan’smemberwebsiteforadditionalinformationduringyouropenenrollmentperiodoryoumaycontact youremployerorhealthplanforadditionalinformation.

Medicationsarecategorizedbycommontherapeuticconditionsinthisreferenceguideforeaseofreferenceonly.Thesecategoriesdonotdeterminecoverageforthemedicationforyourcondition.Yourbenefitplan determineshowthesemedicationsmaybecoveredforyou.

Wheredifferencesarenotedbetweenthisreferenceguideandyourbenefitplandocuments,thebenefitplandocumentswillgovern.ThisdocumentappliestocommercialgroupmembersofUnitedHealthcareplans. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates,andUnitedHealthcareService LLCinNY.HealthplancoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.Stop-lossinsuranceisunderwrittenbyAllSaversInsuranceCompany(exceptCA,MA,MN,NJandNY), UnitedHealthcareInsuranceCompanyinMAandMN,UnitedHealthcareLifeInsuranceCompanyinNJ,UnitedHealthcareInsuranceCompanyofNewYorkinNY,andAllSaversLifeInsuranceCompanyofCalifornia inCA.OptumRx®isanaffiliateofUnitedHealthCareInsuranceCompany. B2CEI221991400.012/22©2022UnitedHealthCareServices,Inc.AllRightsReserved.

Whenlifefeelschallenging, getcaringandconfidentialhelp

YourEmployeeAssistanceProgram(EAP)offersaccessto personalizedsupport,resourcesandno-costreferrals.It’s confidentialone-on-onehelpfromamaster’s-levelspecialist.

No-cost,24/7accesstosupportinthe momentsthatmatter

EAPhelpsyouandyourfamilywitharangeofissues,including:

•Identifyingresourcesformanagingstress,anxietyanddepression

•Offeringspecializedhelpinimprovingrelationshipsathomeorwork

•Providingguidanceonlegalandfinancialconcerns

•Findingwaystohelpyoucopewithoccupationalstressandburnout

•Connectingyouwithcareforaddressingsubstanceuseissues

•3freecounselingsessions perincident,peryear

•Confidentialandprivate; serviceswillnotbeshared withyouremployer

cameratoscanthis codeandlearnmore.

Thematerialprovidedthroughthisprogramisforinformationalpurposesonly.EAPstaffcannotdiagnoseproblemsorsuggesttreatment.EAPis notasubstituteforyourdoctor’scare.Employeesareencouragedtodiscusswiththeirdoctorhowtheinformationprovidedmayberightforthem. Yourhealthinformationiskeptconfidentialinaccordancewiththelaw.EAPisnotaninsuranceprogramandmaybediscontinuedatanytime.Due tothepotentialforaconflictofinterest,legalconsultationwillnotbeprovidedonissuesthatmayinvolvelegalactionagainstUnitedHealthcareor itsaffiliates,oranyentitythroughwhichthecallerisreceivingtheseservicesdirectlyorindirectly(e.g.,employerorhealthplan).Thisprogramand itscomponentsmaynotbeavailableinallstatesorforallgroupsizesandissubjecttochange.Coverageexclusionsandlimitationsmayapply. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.AdministrativeservicesprovidedbyUnited HealthCareServices,Inc.ortheiraffiliates.

B2CEI21781056.21/23©2023UnitedHealthCareServices,Inc.AllRightsReserved.23-2020550

Mind.Body.You.

Maketheconnection withCalmHealth.

TheCalmHealthappprovidesprogramsandtoolstohelpsupportyourmentalhealthandwell-being—allatyourownpace. AsaUnitedHealthcaremember,CalmHealthisincludedinyourhealthplanandavailableatnoadditionalcost.

Resourcestohelpsupportyourmentalhealth

TohelptailoryourCalmHealthexperience,you’llbeginwithashortmental healthscreening.Then,CalmHealthwillsuggestcertainprogramsforyouto considerbasedonwhereyouareinyourwell-beingjourney.

Tapintotoolsandsupport

TheCalmHealthappbringsyoualibraryofsupport—includingmindfulness contentandprogramscreatedbypsychologists—foravarietyofhealth experiencesandlifestages.Thisinformationisdesignedtohelpyou:

•Learntechniquestoimprovewell-being–Findtools,musicandsoundsto helpyoumeditate,improvefocus,movemindfullyandfeelcalm

•Worktowardgoals–Joinself-guidedself-careprograms,andtrackyour progressalongtheway

•Supportyourmindandbody–Accessmentalhealthinformationandsupportto helpyoustrengthenthemind-bodyconnection

Scanthiscodetogetstarted

You’llfirstneedtosignintoyouraccountonmyuhc.com®ortheUnitedHealthcare®app. Ifyoudon’thaveanaccount,selectRegistertocreateone.

Connecttoaprovideranytime,anywherewith 24/7VirtualVisits.Withyourhealthplan,your costisusually$0.¹

Anotherwaytogetcare

With24/7VirtualVisits,providersmaytreatawiderangeofhealthconditions— manyofthesameonestreatedinanemergencyroom(ER)orurgentcare. Ifneeded,providersmayevenprescribemedications.²

•Cough

•Headache

•SoreThroat

•Fatigue/Weakness

•Nasaldischarge

•Difficultysleeping

•Congestion/sinus

•Fever

•Lossofappetite

Visit Call Open

myuhc.com/virtualvisits|1-855-615-8335|UnitedHealthcare®app

Anestimated25% ofERvisitsmay betreatedwitha 24/7VirtualVisit— bringingapotential $2,000³costdownto

Healthierhabits, healthierlifestyle

Gethealthier,atnoadditional costtoyou

RealAppealonRallyCoach™isaprovenweight managementprogramdesignedtohelpyougethealthier andstayhealthier.It’savailabletoyouandeligiblefamily membersatnoadditionalcostaspartofyourbenefits.

Takesmallstepstowardhealthierhabits

Setachievablenutrition,exerciseandweightmanagement goalsthatkeepyoumotivatedtocreatelastingchange.Track yourprogressfromyourdailydashboard,too.

Supportandcommunityalongtheway

Feelsupportedwithpersonalizedmessages,onlinegroup sessionsledbycoachesandacaringcommunityofmembers.

TakesmallstepsforlastingchangewithRealAppeal®, anonlineweightmanagementsupportprogram. Jointodayatenroll.realappeal.comor scanthiscode

GetaSuccessKitdelivered righttoyourdoor.

Makethemostoftoolsandresourceslikeweightand foodscales,aportionplateandmore.YourSuccessKit isdeliveredafteryouattendyourfirstlivegroupsession.

Caringsupport whenit’s neededmost

TheUnitedHealthcareCancerSupportProgram(CSP)provides compassionateguidanceandanswersforyouorafamily memberwho’sfacedwithcancer.

Howdoesitwork?

Ifyou’repreparingforcancertreatmentorhavealreadystarted,anursecanhelp younavigatetreatmentoptionsandfindanetworkproviderfromahigh-quality CentersofExcellence(COE)facility.Here’smoreofwhatyoucanexpect:

Connectwithanursespeciallytrainedinoncologyforsupport throughoutyourtreatmentjourney

Gethelpexploringyouroptions,findinganswerstoquestions, andmanagingsymptomsandsideeffects

Receivesupportworkingwithyourdoctors,soyoufeelinformed tomakedecisionsforyourhealth

Accessdigitaltoolstohelpprovidereal-timeguidanceandidentify careneedsimmediately

Learnmore

Callanoncologynurseat1-866-936-6002,TTY711,from7a.m.to7p.m.CT, MondaythroughFriday,orvisitmyuhc.phs.com/cancerprograms.

1Optum®InternalAnalytics,2007–2021.

180K+ memberssupported since20071

o 96% fmemberswere satisfiedwiththeir CancerSupportnurse2

2UnitedHealthcarebookofbusiness,ConsumerHealthSurvey,AverageFY2020. NetPromoter,NetPromoterSystem,NetPromoterScore,NPSandtheNPS-relatedemoticonsareregisteredtrademarksofBain&Company,Inc.,FredReichheldandSatmetrixSystems,Inc. Thisprogramshouldnotbeusedforemergencyorurgentcareneeds.Inanemergency,call911orgotothenearestemergencyroom.Theinformationprovidedthroughthisserviceisforinformational purposesonlyandprovidedaspartofyourhealthplan.Thenursecannotdiagnoseproblemsorrecommendtreatmentandisnotasubstituteforyourdoctor’scare.Yourhealthinformationiskeptconfidentialin accordancewiththelaw.Thisnursesupportserviceisnotaninsuranceprogramandmaybediscontinuedatanytime. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.AdministrativeservicesprovidedbyUnitedHealthCareServices,Inc.ortheiraffiliates. B2CEI21819265.012/21©2021UnitedHealthCareServices,Inc.AllRightsReserved.21-819266

Thepath toquitting startshere

Ifyouusetobaccoandhavethoughtaboutquitting,QuitForLife®onRallyCoach™maybe abletohelp.Gettoolsandonlineresourcesdesignedtohelpyouquit—andstayquit—at noadditionalcost.

Getcoachsupport

Connectwithacoachwhowillhelpcreateapersonalized QuitPlanandguideyouateverystep

Accessanytime,anywhere

Managetriggerswithhelpfromcoach-ledgroupsessions, trackers,textsupport,andmore,allatyourfingertips

Viewquitrecommendations

Getreal-lifetipsandplanyourpathtoquitwith recommendeddailygoals,articlesandvideos

Stayontrackwith24/7 support

Thisserviceshouldnotbeusedforemergencyorurgentcareneeds.Inanemergency,call911orgotothenearestemergencyroom.Theinformationprovidedthrough thisprogramisforinformationalpurposesonlyaspartofyourhealthplan.Wellnesscoaches,nursesandotherprogramrepresentativescannotdiagnoseproblemsorrecommend treatmentandarenotasubstituteforyourdoctor’scare.Pleasediscusswithyourdoctorhowtheinformationprovidedmayberightforyou.Yourhealthinformationiskept confidentialinaccordancewiththelaw.Theprogramisnotaninsuranceprogramandmaybediscontinuedatanytime. AdministrativeservicesprovidedbyUnitedHealthcareServices,Inc.ortheiraffiliates.InsurancecoverageprovidedthroughUnitedHealthcareInsuranceCompanyoritsaffiliates. ©2023UnitedHealthcareServices,Inc.AllRightsReserved.WF8084779221991-082022OHC

Getstarted Goto

Getsupportforyour preciousdelivery

Whetheryou’rethinkingabouthavingababyorhaveoneontheway,maternitysupportishere toprovideinformationandsupport—throughoutyourpregnancyandaftergivingbirth.

Onlinematernitycontentandcourses

Goodnews:Aspartofmaternitysupport,youhaveaccesstoonlineresourcestohelpyouonyourjourneytowarda healthierpregnancy—andbeyond.Tapintoourlibraryofpregnancyinformation,includingcustomvideocoursesyou canstreamanytime,24/7.You’llbeabletotrackwhatyou’velearnedandkeeptabsonwhatyou’llfindoutaboutnext.

Onlinematernitycoursesinclude:

•Preconception:PreparingforaHealthyPregnancy

•PregnancyNutritionandExercise

•PregnancyintheFirstTrimester

•PregnancyintheSecondTrimester

•PregnancyintheThirdTrimester

•Postpartum:TheFourthTrimesterafterPregnancy

•ExploringBreastfeeding

Whateveryourjourney,maternitysupportisheretohelp—andit’s availabletoyouatnoadditionalcostaspartofyourplanbenefits.

Explorematernitycourses

Visitmyuhc.phs.com/pregnancy-resources

Theinformationprovidedundermaternitysupportisforgeneralinformationalpurposesonlyandisnotintendedtobenorshouldbeconstruedasmedicaland/ornutritionaladvice.UnitedHealthcaremakesno representationorwarrantwithregardtotheaccuracyoftheinformationpresented.Ifyoubelievethatyoumayhaveanyemergencymedicalconditionyoushouldimmediatelycall9-1-1.Participantsshouldconsultan appropriatehealthcareprofessionaltodeterminewhatmayberightforthem.Ifyouhavequestionsabouttheinformationpresentedorquestionsabouthealthcareservices,supplies,ortreatments,youshouldconsult yourhealthcareproviderbeforemakinganyhealthcaredecisions.Employersareresponsibleforensuringthatanywellnessprogramstheyoffertotheiremployeescomplywithapplicablestateand/orfederallaw, including,butnotlimitedto,GINA,ADAandHIPAAwellnessregulations,whichinmanycircumstancescontainmaximumincentivethresholdlimitsforallwellnessprogramscombinedthataregenerallylimitedto30% ofthecostofself-onlycoverageofthelowest-costplan,aswellasobligationsforemployerstoprovidecertainnoticestotheiremployees.Employersshoulddiscusstheseissueswiththeirownlegalcounsel. InsurancecoverageprovidedbyorthroughUnitedHealthcareInsuranceCompanyoritsaffiliates.

B2CEI211110461.010/21©2021UnitedHealthCareServices,Inc.AllRightsReserved.21-1110950

The UHC Rewards Utilization Report shows we ae doing fantastic, having earned $47,205 through August 2025!!!

This represents rewards earned towards either a Visa gift card, purchasing a tracker or walking off the cost of the Apple tracker or applying it to a One Pass gym membership.

We still have $19K that needs to be redeemed! Members need to redeem their earned rewards prior to the renewal date of 1/1 otherwise they lose their rewards since the program resets.

Care Cash Individuals receive $200 and families $500 via a pre-loaded debit card. The maximum amount on the cards for continual rollovers is $2000. Members will need to visit myuhc.com each year to have the $200 or $500 loaded onto their Care Cash debit card.

Note: Only Specialists that have earned 2 hearts ♡♡ with UHC qualify. In 2026,

Care Cash can now be used for labs. Those that have not already registered for their debit card should do so now and then reload the card after the 2026 renewal so they will start with either $400 or $1000 on their card.

Add’l changes happening at this year’s renewal: UnitedHealthcare will now cover the costs of the first diagnostic breast imaging and colonoscopy services – beyond the preventive care benefit – at no cost to the member.

This is a huge change since members will no longer need to pay a cost share when the provider advises the member needs an additional test (for example, women with dense breasts).

Flexible Spending Account [FSA]: The annual deferral limits were increased in 2026 to $3400 per-participant, with unused funds rollover amounts increased to $680. Access to all FSA account balances, transaction activity, etc., remains available via the www.myrsc.com User link.

Here’s a recap of all value-adds included with the UHC Wellness Benefits:

• Virtual Visits: Offers 24/7, 365-day access to licensed medical professionals on demand through Teledoc, AmWell and Doctors on Demand.

• Rally coaching, such as Real Appeal which promotes weight loss and healthy habits through online person coaching.

• Quit for Life a smoking cessation program.

• Care Cash: Individuals receive $200 and families receive $500 via a preloaded debit card.

• UHC Rewards: A health and wellness package that allows the member to earn money for completing wellness activities. Earn up to $1,000 individual or $2000 for Spouse/Family.

• Calm Health: Replaces Able To as a mental health app, please see flier in Wellness pdf.

• EAP: This benefit is included with all medical plans

• One Pass Select: A gym discount program

• Vital Medication Program is a zero-cost share to members for certain medications.

FOUNDATION ACADEMY

Effective Date: 1/1/2026

2026 BENEFITS ENROLLMENT

Summary Plan Description: Each calendar year, Foundation Academy provides full-time benefits eligible employees an array of tax-free benefits options, as shown below. Insurance premium ‘discounts’ are achieved via pre-tax deductions made through the S125 Cafeteria Plan. Per IRS guidelines, benefits election changes can only be made during annual Open Enrollment, or as the result of an IRS defined “Change in Family Status.”

NOTE: The payroll deduction amounts listed are PER-PAY-PERIOD [24]

⃝ I elect to WAIVE

⃝ I elect to WAIVE Dental

I

Medical Flex Spending Account

and understand my next opportunity will be next open enrollment.

$_______________annually (plan max is $3400; Up to $680 may rollover into next plan year

$_____________Semi-Monthly (annual amount divided by 24)

⃝ I elect to WAIVE the FSA and understand my next opportunity will be next open enrollment

Note: Foundation Academy provides full-time employees with $25,000 of Basic Life Insurance at no cost.

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