LEADING FROM THE FRONT

Dear Forestry Mutual Policyholders and Friends,

Ronald Reagan once said, "We must act today in order to preserve tomorrow." For over fifty years, Forestry Mutual Insurance has upheld this principle with a steadfast commitment to fiscal responsibility. We're proud to announce our continued strong financial position, underscored by our AM Best (A-) rating – a testament to being stronger now than ever before.

Our success has been built on collaboration with our agents, policyholders, and regional associations. While we've evolved since our inception, our dedication to serving our policyholders remains unwavering. Like the act of planting trees for future generations, our foundation of trust and respect has positioned us as leaders in insuring the wood products industry.

To our loyal policyholders, we thank you for your continued trust in Forestry Mutual. Unlike many competitors, we prioritize individual relationships over numbers. We serve our policyholders, not stockholders. To those who have been policyholders with us in the past, we warmly welcome the prospect of you rejoining the Mutual family. And to future clients, we invite you to experience the cost savings, world-class loss control, and personal customer service that is synonymous with being a part of Forestry Mutual.

If you ever find yourself with questions about your policy or are considering other options, please reach out to your agent. Together, we will always strive to find the best solutions and services tailored for you.

In the spirit of partnership and trust,

Bill Dine, President/CEO of Forestry Mutual Insurance Company

P.S. Remember, just as a forest grows stronger over time, so does our commitment to each of you. Thank you for being a part of our journey and allowing us to be a part of yours.