June Network Newsletter Volume 9

THE NETWORK ISSUE #9 - JUNE 2020

BE R KS HI R E HAT HAWAY H O M E S E RV IC E S FLO R IDA N E TWO R K R E A LT Y NE WSLE TTE R

05

SUCCESS STORIES

04

WELCOME!

03

02

CONTENT CONTEST

TOPS IN THE CO.

share your story

WHAT'S YOUR STORY?

08

EVENTS & ACTIVITIES

Featuring the May Top Agents & Teams

CORE SERVICES CORNER

New Team Members & TeamBuilder

Company Calendar & Anniversaries

Tips from our Partners

11

07

Share your story

10

WELCOME TO THE TEAM!

Mike Berry and Carol Brown

09

06

Christy’s note

MARKETING

Monthly Marketing Update

HELPFUL TIPS

Safety & Tech Tips

HUMOR & SOCIAL MEDIA

Humor and Social Media

Note from Christy Quote:

“The key to success is to focus on GOALS, not OBSTACLES.” ~Unknown

Dear Team, Last week we hosted a listing panel comprised of 5 of our top listing agents who are among the very best at getting their listings sold! I hope that their pearls of wisdom were helpful as we tackle this extremely low inventory market. While low inventory remains a significant challenge, the pent up buyer demand and all time low interest rates have created a surge of home sales. Based on our current forecast, we should exceed the June closed sales budget. With that being said, we continue to use the term, "cautious optimism" to describe our business.

Knowing that we are all hungry for information to share with our clients and prospects, I have included a few articles about our industry for your review:

• Mortgage rates nose-dive to new low and bring out the buyers: https://ca.yahoo.com/news/mortgage-rates-nose-dive-low-155200304.html

• Real estate is still a popular investment pick. Here's what you need to know about

buying in a downturn: https://www.cnbc.com/2020/05/12/investing-advice-real-estate-investment-buying-a home-in-a-downturn.html

• Forget About Recessionary Real Estate Bargains: Home Prices Are Still Rising: https://www.realtor.com/news/real-estate-news/prices-rise-in-may-coronavirus/

• Jeff Bezos Says 10 Choices Lead to a Life Without Regrets: https://www.inc.com/jeff-haden/jeff-bezos-says-10-choices-lead-to-a-life-without regrets.html The last article is not business focused as much as it is life focused. I think that many of us have seen life through a different lens recently and the questions Jeff Bezos poses are thought provoking.

Much love,

President and CEO -2-

WHAT'S YOUR STORY?

MIKE BERRY

realtor®

beaches office

REAL ESTATE REVIEW…MIKE LEARNED A VALUABLE LESSON ABOUT FOLLOWING UP! It all starts with Real Estate Reviews and gets back to Ninja business actions, maintaining communication and trying to position myself as a trusted advisor. I did a review for clients who bought a home two and a half years ago, they are in AutoFlow but shame on me I had not kept up with them otherwise. In January I did the review, called up talked to Mrs, I mentioned I had already put the information together and could I drop it by. She said sure and we ended up spending 40 minutes together. She showed me around and shared what they had done to the place since they bought it. During our visit, she mentioned her husband is getting ready to retire at the end of 2020, in all likelihood they would be moving to Texas. My internal dialogue – they are going on my warm list.

Fast forward to March, we invite them to a Bloody Mary Springing the Blues event, they beg off. Shortly thereafter, they call me for some advice on attorneys, Mr had just been laid off. Now I am the trusted advisor again. Just 3 days ago they called me to list their home, and we will be signing the agreement tomorrow. The Real Estate Review connected us after 2.5 years of radio silence. With all the success I’ve had with these, I think maybe I’ll amp this up to the Ninja recommendation of 2 of them per week.

Mike

HOME WARRANTY SUCCESS I just watched the second training video for the Let's talk CRM. What a game changer for me! It is worth more than the 2 minutes required to watch! Awesome video!

I've also started paying attention to email tracking, looking at how many people are opening the emails I send. The numbers were amazing! In one week I sent 330 emails & 46% were opened. How crazy is that? Over 170 emails opened by my database in 1 week!

I’m still working hard on my CRM, better ways to utilize it, and updating information for each client in my database. I cannot believe how much I have underused it. Covid-19 has become a serious game changer for me in how I run my business-not just connecting to clients-but how I utilize the tools the company offers me.

Carol

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CAROL BROWN

gri, realtor®

murabella office

share your story We've heard from many of you how you made the best of this difficult time and we want to share your stories!

1 WHAT NEW activities

did you/your family get to do that you haven’t had time for in the past?

2

3

DID YOU

DID YOU DO

any new healthy changes into your routine?

to make the world a better place?

incorporate

anything

$100 GIFT CARDS TO THE WINNER FROM EACH CATEGORY SEND YOUR STORY TO: LINDA.CHRISTY@FLORIDANETWORKREALTY.COM BY JULY 9TH.

WINNER WILL BE ANNOUNCED ON JULY 14 2020 -4-

TOPS IN THE COMPANY TOP AGENTS IN THE COMPANY - MAY 2020

TOP TEAMS IN THE COMPANY - MAY 2020

top lister

top transactions

top lister

top transactions beaches

ponte vedra

Jennifer Sexton beaches

Rigdon and Combs st. augustine/murabella

Lupole & Allen

top sales

top producer

top sales

top producer

st. augustine/murabella

beaches

beaches

beaches

Priscilla Johnson Debbie da Silva

Lupole & Allen

Wes Mock

Lupole & Allen

TOP OFFICE AWARD WINNERS - MAY. 2020 SAN MARCO/SAN JOSE Anita Vining listings: Anita Vining sales: Anita Vining transactions: Anita Vining top producer: MANDARIN/ST. JOHNS Kelly Crouse listings: Shonda Campanaro sales: Shonda Campanaro transactions: Julio Cesar Mendez top producer: BEACHES/ICW/SOUTHSIDE Jennifer Sexton listings: Jennifer Sexton sales: Jennifer Sexton transactions: Wes Mock top producer: ST. AUGUSTINE/MURABELLA Stefanie Bernstein listings: Debbie Da Silva sales: Debbie Da Silva transactions: Stefanie Bernstein top producer:

AVONDALE/ORTEGA Nelson Higgins listings: Lisa Nguyen sales: Michael Starling transactions: Allison Steilberg top producer: PONTE VEDRA/NOCATEE Priscilla Johnson listings: Janet Westling sales: Priscilla Johnson transactions: Deb Pettry top producer: FLEMING ISLAND/ORANGE PARK Kathy Davenport listings: Kathy Coletti sales: Kathy Coletti transactions: Kathy Coletti top producer:

TEAM! -5-

TO THE TEAM KRISTEN WHITE • st. augustine ANDREA JENKINS • ponte vedra ONNALEE RICCI • st. augustine DONALD FAGAN • ponte vedra JEN PETERS • beaches KYLA PRETTY • mandarin KENNETH LEIBOLD • fleming island CJ WALKER • ponte vedra WAYNE GORDON • st. augustine

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EVENTS and ACTIVITIES

DESCRIPTIONS & DETAILS ON THE EVENTS LISTED HERE CAN BE FOUND ON AE

-JUNE-

-JULY-

WEDNESDAY 10TH

THURSDAY 11TH

MONDAY 15TH

TUESDAY 16TH

WEDNESDAY 17TH

INC-Business Building Activities

INC-Income Producing Activities

INC-Buyer Consultation & Process

WK7 FNR 60 Day Plan Dotloop

INC-Seller Consultation 1

THURSDAY 18TH

MONDAY 22ND

TUESDAY 23RD

INC-Market Evaluation

INC-Seller Consultation 2

WK8 FNR 60 Day Plan Commission Schedule

INC-Purchase & Sale Agreement

INC-Contract to Close

TUESDAY 30TH

MONDAY 6TH

TUESDAY 7TH

WEDNESDAY 8TH

THURSDAY 9TH

INC-Orientation

WK2 FNR 60 Day Success Plan Open Houses

INC-Business Planning

INC-Vital Focus

In Office Meeting Caravan Building Activities WK1 FNR 60 Day Success Plan Coaching Overview

WEDNESDAY 24TH THURSDAY 25TH

MONDAY 13TH INC-Tools & Technology

MAY-ANNIVERSARIES

TEAM MEMBER

OFFICE

# YEARS

ALLISON GINDER

BEACHES

5

MYRNA BRANNON

BEACHES

5

KATIE GIBSON

CORP.

5

JESSICA PETTRY

PONTE VEDRA

5

KATHY SUBER

SAN MARCO

5

KRISTIN NIMNICHT

SAN MARCO

5

TRACY THOMPSON

SAN MARCO

5

BEVERLEY BROOKE

AVONDALE

15

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CORE SERVICES NEWS F N P M * PROS PERIT Y H O ME MO R TGAGE , L LC * G T S * R E F E R R A L

Count on your partners, we have your back! While this market has been chaotic and changes have come rapidly, Prosperity Home Mortgage (PHM) is proud to say that we have never wavered in our support to our partners and MILITARY ADVANTAGE HOUSING PROGRAM our commitment to service. During a time when other lenders have backed away from loans and Berkshire Hathaway HomeServices Florida Network Realty and Prosperity Home Mortgage, LLC For appreciate those agents who would like to offer a cash back your military service and offer you the following housing incentives. turned down buyers in process, PHM made the There is no to combine these offerings; either or bothsphere can be used. rebate asrequirement a thank you to their military of decision to take a loss of almost $2M on loans to influence, please log onto to AE, then click on ensure we honored our loan commitments. Not ‘Resources” (on the top bar), and then scroll down to only did our loans continue to close, but we have “Relocation Resources” and then click on “FAQ Military received 5-star service reviews on every survey.

Housing.” The FAQ explains the requirements of the We also continue to waive our origination fee as a program. After the FAQ, is a personalized version of the thank you to all first responders and teachers and flyer for you to download and add your photo and contact offer the Buyers Advantage program for free to all information. Please contact Linda Lindenmoyer in clients, giving them a competitive edge in today's Relocation, 672-4350, with any questions. tight market. No matter the market, PHM is there FOR MORE INFORMATION CLICK BELOW to stand behind you and your clients. Thank you www.floridanetworkrealty.com/military-advantages-infor your support!

A FOUNDATION OF SERVICE At its core, our company has been shaped by a dedication to extraordinary service. That is why on Veterans Day 2014, Prosperity Home Mortgage, LLC began extending incentive offers—in addition to the beneficial features of a VA home loan—to help lower the cost of purchasing a home for veterans in need of housing within the communities we serve. Since the VA Home Loan Advantage program began, it has been a tremendous success thanks to the many outstanding clients who have chosen to work with us to obtain home financing.

Berkshire Hathaway HomeServices Florida Network Realty offers you a cash reward when you sell or purchase a home through our Military Advantage Housing Program.

A DEDICATION TO SERVICE Prosperity Home Mortgage, LLC continues to place our men and women in uniform at the forefront of our new ideas and promotions.

Since the program’s inception, our exclusive VA loan program has accomplished the following: • Over $2.6 million in appraisal savings • Over $6.2 million in origination savings • Total borrower savings of over $8 million • Over 5,970 military families served

Your rewards will add up quickly when you buy or sell through our MILITARY ADVANTAGE HOUSING PROGRAM.

Just contact our Military Advantage Housing Program department at 904-672-4351 or at Military@FloridaNetworkRealty.com to register for this benefit, before speaking with a REALTOR®, and enjoy the following cash back amounts*. *Your lender of choice must approve the cash back contribution.

PURCHASE OR SALE PRICE $0 to $99,999 $100,000 to $199,999 $200,000 to $299,999 $300,000 to $399,999 $400,000 to $499,999 $500,000 to $599,999 $600,000 to $699,999

jacksonville-st-augustine.aspx

OUR COMMITMENT TO SERVICE We want your help spreading the word that our VA home loan incentives continue to be available. Our goal is to give back even more in savings to service members and veterans. Here is an overview of the exclusive incentives we offer: • No loan origination fee (up to $1,200 value) through Prosperity Home Mortgage, LLC • Complimentary appraisal1 (up to $525 value)

YOU CAN’T “DOUBLE DIP” ON THE RENT. DO THE RIGHT THING!

Buyer

All Incentive offers valid on complete VA home loan applications received between 01/01/20 and 12/31/20. Loan must close within 90 days from the date of loan application. Only one discount permitted per New Loan.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner.

Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY. NMLS#75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2020 Prosperity Home Mortgage, LLC. All Rights Reserved. (01/20)

© 2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation

POWER OF ATTORNEY: The use of a Power of

Attorney must be approved in advance of settlement by the closing agent and your lender. If you are planning to use a Power of Attorney, inform the closing agent as soon as possible to allow time to properly review the document.

MARITAL STATUS: Spouses may be required to sign

certain closing documents even though they do not intend to hold title and their name will not appear on the deed.

Check with your closing agent and lender to see what documents you and your spouse will be required to sign at closing.

Although closing procedures vary from state to state, having an understanding of what may be required at closing and preparing accordingly will help your settlement process go as smoothly as possible.

HOMEOWNERS INSURANCE (Hazard/Flood): Your lender will require a copy of the policy(s) and a paid receipt prior to closing. The lender’s full name and address must be shown on the policy.

CONDOMINIUM APPROVAL: Written approval of the

sale may be required from the Condominium Association.

Your closing agent must have this approval form in order to close. Be sure to make application early in order to avoid any delay in closing.

It is very important to understand, you can’t “double dip” on the rent. For example, if a tenant fails to give proper notice when vacating, you could hold them responsible for the rent until “proper notice” is fulfilled. But if you find a replacement tenant within a few days, then you can’t keep the new rent AND the former tenant’s deposit – simply because you can’t claim any actual damages (other than a few days of vacancy) since a new tenant started paying.

It is against the law.

Prosperity Home Mortgage, LLC is not affiliated with any government agencies.

Purchasing a home can be a rewarding experience, but there may be delays in the closing due to situations that could have been avoided. is being provided and shown on contract, advise the closing agent of the purchase amount to be collected.

Please contact us for cash back amounts at $700,000 and above.

1. Borrowers are eligible for a lender credit toward closing costs on the Closing Disclosure on a new purchase, secured by a first mortgage or deed of trust (New Loan), subject to qualification, approval and closing with Prosperity Home Mortgage, LLC. Loan must close within 90 days from the date of loan application. Lender credit may not exceed $525.00 for appraisal. This offer must be presented at time of application and all eligibility requirements met no later than 2 days prior to the New Loan closing date. This lender credit is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 12/31/20.

Purchasing a home can be a rewarding experience, but there may be delays in the closing due to situations that could have been avoided. Although closing procedures vary from state to state, having an understanding of what may be required at closing and preparing accordingly will help your settlement process go as smoothly as possible.

BUYER PROTECTION PLAN: If a home warranty product

$350 $500 $1,000 $1,250 $1,500 $2,000 $3,000

Please contact our Military Advantage Housing Program department today at 904-672-4351 or at Military@FloridaNetworkRealty.com to register for these benefits.

Tips For a Timely Closing LENDER REQUIREMENTS: Your lender may require additional documentation or inspections (roof, septic, water, etc.) in order to comply with loan underwriting requirements. To expedite the processing of your loan, submit all lender-requested documentation in a timely fashion.

CASH BACK

MAIL-AWAY: If you are unable to attend the closing, provide the address where the closing documents should be mailed and a contact phone number. Your signature on certain affidavits, loan documents and other closing documents may require the services of a notary.

CLICK HERE TO VIEW MORE Gibraltar Title Services, LLC 4190 Belfort Road, Suite 475

Provided by an Independent Policy-Issuing Agent of First American Title Insurance Company First American Title Insurance Company makes no express or implied warranty respecting the information presented and assumes no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

AMD: 11/2019

www.gibraltarflorida.com ©2020 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

PROPERTY MANAGEMENT LAW -8-

Creative Services

MONTHLY MARKETING UPDATE

June 2020

JUNE AUTOFLOW LINEUP Local Newsletter

eCard

Special Edition Arrived Early-June Now Featuring a Digital Edition of our Newsletter too!

Relocation Referral Services Arriving Mid-June

Local Friends Postcard California Closets Arriving Late-June

A special offer from

FOLD

REAL ESTATE

Insider

UR HOME C

REAL ESTATE

M. Waugaman WILL HOME VALUES APPRECIATE OR DEPRECIATE INKevin 2020?

Managing Broker

904.123.4567 With the housing market impacted by the health and Kevin.Waugaman@FloridaNetworkRealty.com financial crisis, some potential purchasers are questioning MAILING ADDRESS whether home values will decline. The price KWaugaman.FloridaNetworkRealty.com of any item Mr. and Mrs. John Doe is determined by supply as well as the market’s demand.

Interested in an in-depth valuation report? Visit: 1234 Address Lane Each month the National Association of REALTORS® (NAR) Valuations.FloridaNetworkRealty.com/KWaugaman Jacksonville, Florida 31234 surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for the REALTORS® Confidence Index. The latest edition sheds some light on the relationship between seller trafficIF YOU’RE SELLING YOUR HOME (supply) and buyer traffic (demand) during this pandemic.

shire Hathaway HomeServices gh various streaming platforms.

ontracts.

Buyer Demand

re to account for potential delays.

The map below was created after asking the question: “How would you rate buyer traffic in your area?”

ds a place to call home. Contact us

5

THINGS THE PANDEMIC TO DO DURING FOLD Seller Supply

ng the time of coronavirus...

1

Clean and disinfect your home thoroughly. Finish up any do it yourself jobs and work on your The map home’s curbindicates appeal.46

2

D.C. reported All open houses‘weak’ should be virtual during this time. Your Berkshire Hathaway HomeServices seller traffic, threeequiped to host virtual open houses through various streaming platforms.

REALTOR® is fully

3

Use state teleconferencing reported ‘strong’and e-signing programs to negotiate contracts.

Ivy Zelman: “We note that inventory as a percent of households sits at the lowest level ever, something we believe will limit the overall degree of home price pressure through the year.”

Mark Fleming, Chief Economist, First American: “Housing supply remains at historically low levels, so house price growth is likely to slow, but it’s not likely to go negative.”

Source: USA Today, Business Insider, Realtor.com

5

YES, YOU CAN BUY A HOUSE NOW! Freddie Mac: “Two forces prevent a collapse in house prices.

First, as we indicated in our earlier research housing Here’sreport, whatU.S. you need markets face a large supply deficit. Second, population growth and pent up household formations provide a tailwind to housing demand.”

to know about househunting during the time of coronavirus...

Bottom Line: Based on all market indicators, we believe that housing prices will remain stable throughout 2020 and anticipate 3 percent appreciation. If you’re thinking about listing your home, let’s discuss how you can capitalize now on the demand in our BE PATIENT. The home-buying local market.

process is taking longer than usual.

© 2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation

FOLD

WILL HOME VALUES APPRECIATE OR DEPRECIATE IN 2020?

REAL ESTATE has been deemed an essential service in Florida, and our REALTORS® are ready to assist you – safely.

GET PRE-APPROVED for a mortgage ASAP. Interest rates are at near all-time lows (but they won’t be forever), and some lenders are extending lock-in rates for up to 90 days.

(NOTE) Moving companies are considered an essential business!

Buyer Demand

The map below was created after asking the question: “How would you rate buyer traffic in your area?”

Seller Supply

The index also asks: “How would you rate seller traffic in your area?”

The map indicates 46 states and Washington, D.C. reported ‘weak’ seller traffic, three states reported ‘stable’ seller traffic, and one state reported ‘strong’ seller traffic. This means there are far fewer homes on the market than what is needed to satisfy buyers looking for homes. With demand still Note: In Northeast Florida, demand was very strong going stronger than supply, home values should not decline. Note: In into the 2nd Quarter, so stable would indicate continued Northeast Florida, there is tremendous opportunity for Sellers strength. right now. Pent-up demand coupled with a low inventory Source: Keeping Current Matters creates a very strong selling environment.

The darker the blue, the stronger the demand for homes is in that area. The survey shows that in 34 of the 50 U.S. states, buyer demand is now ‘strong’ and 16 of the 50 states have a ‘stable’ demand.

What are the experts saying?

Here are the thoughts of three industry experts:

SHOP from the comfort and safety of your own home. Ask for video and virtual tours or schedule a personal video walkthrough with your REALTOR®.

Discover how to optimize

With the housing market impacted by the health and financial crisis, some potential purchasers are questioning whether home values will decline. The price of any item is determined by supply as well as the market’s demand.

Each month the National Association of REALTORS® (NAR) surveys “over 50,000 real estate practitioners about their expectations for home sales, prices and market conditions” for the REALTORS® Confidence Index. The latest edition sheds some light on the relationship between seller traffic (supply) and buyer traffic (demand) during this pandemic.

4

What are the experts saying?

Here are the thoughts of three industry experts:

N O R T H E A S T F L O R I D A U P D AT E - S P E C I A L E D I T I O N

states reported ‘stable’ seller traffic, and one

seller traffic. This means there are far FOLD Be flexible.

Know that your closing date could shift, so be sure to account for potential delays. fewer homes on the market than what is needed to satisfy buyers looking for homes. With demand still People have more time now to househunt, and everyone needs a place to call home. Contact us stronger than supply, home values should not decline. Note: In for opportunity a consultation and we’ll help you get ready.

Northeast Florida, there is tremendous for Sellers right now. Pent-up demand coupled with a low inventory Source: Keeping Current Matters creates a very strong selling environment.

Managing Broker 333 Village Main Street, Suite 670 Ponte Vedra Beach, Florida 32082 904.123.4567 ORGANIZE IN STYLE WITH CALIFORNIA CLOSETS ESSENTIALS

states and Washington,

Note: In Northeast Florida, demand was very strong going into the 2nd Quarter, so stable would indicate continued strength.

(NOTE) Moving companies are considered an essential business!

Insider

REALTOR® 904-000-0000

Kevin M. Waugaman

The State of the Housing Market

The index also asks: “How would you rate seller traffic in your area?”

The darker the blue, the stronger the demand for homes is in that area. The survey shows that in 34 of the 50 U.S. states, buyer demand is now ‘strong’ and 16 of the 50 states have a ‘stable’ demand.

USE NOW!

SHOP from the comfort and safety of your own home. Ask for video and virtual tours or schedule a personal video walkthrough with your REALTOR®.

ASHLEY AGENT

N O R T H E A S T F L O R I D A U P D AT E - S P E C I A L E D I T I O N Compliments of:

t yourself jobs and work on your

Compliments of

FOLD

The State of the Housing Market

DDRESS

John Doe s Lane Florida 31234

Kevin M. Waugaman Managing Broker 333 Village Main Street, Suite 670 Ponte Vedra Beach, Florida 32082 904.123.4567

Ivy Zelman: “We note that inventory as a percent of households sits at the lowest level ever, something we believe will limit the overall degree of home price pressure through the year.”

Mark Fleming, Chief Economist, First American: “Housing supply remains at historically low levels, so house price growth is likely to slow, but it’s not likely to go negative.”

Source: USA Today, Business Insider, Realtor.com

E vE RY S pAC E I N YO u R H O m E Whether you’re an empty-nester trying to reimagine your empty spaces or an expanding family needing to make better use of your space, we have the solutions to meet your needs!

Start with this: Get FREE California Closets Essentials (a $200 value) when you spend at least $1,500*

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For over 40 years we’ve been working with customers just like you to design custom closets that match your lifestyle and budget. Call (407)865-5440 or visit CaliforniaClosets.com to schedule your complimentary in-home or virtual design consultation now.

I am grateful to have clients like you!

Connect with me today.

Your FOREVER Agent. Your FOREVER Brand.

Ashley Agent REALTOR® 904-000-0000 Ashley.Agent@FloridaNetworkRealty.com AAgent.FloridaNetworkRealty.com *Valid through September 30, 2020, on new projects in Northeast Florida location. Cannot be combined with any other offer. Valid only on Essentials purchased during design consultation. Please reference offer code “Essentials BH”. ©2020 California Closet Company, Inc. All rights reserved. Franchises independently owned and operated. ©2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.

Freddie Mac: “Two forces prevent a collapse in house prices.

First, as we indicated in our earlier research report, U.S. housing markets face a large supply deficit. Second, population growth and pent up household formations provide a tailwind to housing demand.”

Bottom Line: Based on all market indicators, we believe that housing prices will remain stable throughout 2020 and anticipate 3 percent appreciation. If you’re thinking about listing your home, let’s discuss how you can capitalize now on the demand in our local market.

© 2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation

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For more information about AutoFlow or to join, please contact: AutoFlow@FloridaNetworkRealty.com Custom marketing? Please visit: www.AgentMarketingForm.com -9-

123 Your Office Address Your City, FL 00000

The automation we have implemented with Dotloop and Adwerx has shown vast improvement in usage. As of today, 75% of our listings have the sellers email attached, ensuring your sellers see the ads and metrics! Let's work together to get to 100%. If your listings aren't automatically connecting your sellers' email address with Adwerx, email webhelp@floridanetworkrealty.com today. In May 183 listings were showcased, achieving more than 360,000 impressions and 893 clicks! That equals 2.4 clicks per 1000 impressions which is 1.4 more than the national average. Take advantage of this FREE marketing opportunity and impress your sellers!

Cybercrime can be devastating to real estate professionals and their clients. The following checklist offers some best practices to help you curb the risk of cybercrime.

• • • •

email and password hygiene • Use encrypted email, a transaction management Never click on unknown attachments or links, platform, or a document-sharing program to as doing so can download malware onto your share sensitive information. device.

Carefully guard login and access credentials to • Regularly purge your email account and archive email and other services used in the transaction. important emails in a secure location.

Use long, complicated passwords such as phrases • Do not use the same password for multiple or a combination of letters, numbers, symbols. accounts.

Consider using a password manager.

• Use two-factor authentication whenever it is available.

• Avoid doing business over unsecured Wi-Fi.

other it-based security measures • Keep antivirus software and firewalls active and • Keep your operating system and programs up-to-date. patched and up-to-date.

• Don’t download apps without verifying that they • Regularly back up critical data, applications, and are legitimate and won’t install malware or breach systems, and keep backed up data separate from privacy. online systems.

• Don’t click on links in texts from unknown senders.

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Happy Fourth of July

-11-

Florida Network PROPERTY MANAGEMENT

Š2020 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.

Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.