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Shopping around for Motorbike Insurance?

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NEED TO KNOW

NEED TO KNOW

Everyone remembers the day they could finally start riding on their own two wheels. Specialist motorcycle insurer Bikesure answers common questions new riders ask when taking out their first policy.

WHY SHOULD I GET MY INSURANCE WITH BIKESURE?

We find appropriate policies on your behalf. We have access to a wide variety of specialist moped and scooter insurance providers with extra special rates for new riders like you. And the cover can be tailored to your exact needs.

HOW CAN I SAVE MORE MONEY ON MY YOUNG RIDER MOTORCYCLE INSURANCE?

You can save money by following a few simple steps. The first, and most important tip, is to remember that our cheapest rates are only available over the phone on 0800 032 5350.

You can secure further discounts by joining an owners’ club, agreeing a limited mileage policy, having extra security measures fitted and garaging your bike when it’s not in use.

WHAT ARE THE MAIN BENEFITS OF THESE POLICIES?

All Bikesure policies come with £100,000 legal expenses cover free of charge. You will also have access to a 24-hour claims hotline, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover.

Although they are too young to take out a loan agreement 16-year-olds do not need to pay the premium in full. We can arrange for the premium to be paid by way of a loan agreement by a parent or guardian.

ARE THERE ANY OPTIONAL EXTRAS I CAN GET WITH MY COVER?

There are lots of great value optional extras. These include: helmet and leathers cover from £29.99 a year, breakdown cover from £62 a year, excess protection from £34.99 a year, keycare for £19 a year and personal accident cover for £17 a year.

Bikesure can offer young rider cover tailored to your exact needs, call for a quote on 0800 032 5350

HONDA CBR400 NC25

Louis, 19, lives near Worcester and is a bank clerk. He has just got his Category A2 licence and is thrilled to be hitting the road on his £750 1995 Honda.

He’s an experienced rider, having acquired his licence via staged access, and he has a one year No Claims Discount.

Louis’ rate is just £447.85 for comprehensive protection, or £392.43 for third party only cover.*

*Quote taken from February 2022 for postcode WR9 8AE.

KAWASAKI EL250

Mo, 19, is an engineer and lives near Banbury in Oxfordshire. He has taken his Category A2 test. He has a 2005 Kawasaki, which he has just bought for £2,500 and will be using it as a general runaround. He doesn’t have any No Claims Bonus.

Mo’s rate is £861.18 for fully comprehensive or £501.26 third party fire and theft.

*Quote taken from February 2022 for postcode OX15 0YY.

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