Digital Homebook 8227 West Encinas Lane

8227WestEncinasLane Phoenix,AZ85043

The Internet Crime Complaint Center @ www.ic3.gov

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

ONLINE RESOURCES:

TRUST YOUR SOURCE OF INFORMATION

VERIFY AND NOTIFY

The undersigned acknowledges receipt of this Wire Fraud Advisory.

WIRE FRAUD ADVISORY

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

PROTECT YOURSELF

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

Client Date Client Date

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

IMPORTANT -- PLEASE READ CAREFULLY:

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

First

Data Provided By: American Title Ins Co

Subject Property 8227 W Encinas Ln APN:AZPhoenix85043104-53-821

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Data Provided By: American Title Ins Co

Disclaimer

First

Mailing Address : 8227 W Encinas Ln, Phoenix AZ 85043-1581 R015

# of Stories : 1

Customer Name : Chantel Cortez

Deed Type : Special Warranty Deed Price Per SqFt : $127.81

Property Characteristics

Seller Name : Lgi Homes-arizona Llc

Patio Type : Covered Patio

Subdivision : Tuscano Pcd Ph 2 Prcl B

Owner Name : Ruiz Nicholas / Ruiz Shanna

Map Reference : 90746

Recording/Sale Date : 05/24/2018 / 05/23/2018 1st Mtg Amount/Type : $187,120 / Cnv

Document # : 400437

1st Mtg Term : 30

Title Company : First American Title Insurance

Township-Range- Sect : 01N-01E-23

Prior Doc Number : 620875

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

Roof Material : Concrete Tile Air Cond : Refrigeration

Last Market Sale Information

Location Information

County : Maricopa, Az

Prior Sale Price : $6,198,047

Quality : Average

Subject Property : 8227 W Encinas Ln Phoenix AZ 85043

Legal Lot : 50 Munic/Township : Phoenix APN : 104-53-821

Exterior wall : Frame/stucco

Census Tract / Block : 1125.18 / 2

Owner OccupiedIndicator : O

Neighbor Code : 29-002

Prior Rec/Sale Date : 08/29/2016 / 08/00/2016

Prior Deed Type : Special Warranty Deed

Parking Type : Garage

Legal Description : Lot 50 Tuscano Pcd Phase 2 Parcel B Mcr 907-46

Prior Sale Information

Capacity :Garage 2

Cooling Type : Heated Bath Fixtures : 7

Living Area : 1,830

Gross Area : 1,830

Sale Price : $233,900 1st Mtg Document # : 400438

School District : Fowler 45

Heat Type : Heated

Owner Information

Year Built / Eff : 2017

Tax Rate Area : 451306

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022

Water Type : Type Unknown State Use : Single Fam Resurban Subd ( 3 )

Zoning : R1-10

Lot Acres : 0.13

Tax Information

Total TaxableValue : $14,773

Current AssessedYear : 2023

Property Tax : $1,821.56 Current ImprovementYearValue : $22,790

Current YearValue :Land $5,690

Total Value : $208,800

Improve % : 80%

Current YearValue :Total $28,480

Assessed Year : 2021 Market Value : $208,800

Customer Name : Chantel Cortez

Land Use : Sfr

ImprovementValue : $167,100

Tax Year : 2021

Lot Size : 5,684

Sewer Type : Public Service

Land Value : $41,700

Property Information

of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning

Customer AMERICAN

1 8226 W Wood Ln 412,000 223,300 12/10/2021 4 2,029 7,320 2017 0.02 R1-10

Criteria Subject Property Low High Average

11 7939 W Atlantis Way 480,000 268,000 05/26/2022 2 1,933 7,720 2018 0.3 R1-8

Lot Size 5,684 2,655 9,922 4,313 2 4 3

Customer

Total Assessed Value $208,800 $26,100 $268,000 $167,095

Price Per Square Foot $127.81 $191 $270 $228.66

Sales Analysis

Distance From Subject 0 0.02 0.5 0.29

S 8227 W Encinas Ln 233,900 208,800 05/24/2018 3 1,830 5,684 2017 R1-10

2 8210 W Atlantis Way 429,900 210,700 08/19/2022 3 1,830 6,125 2018 0.1 R1-8

13 8250 W Illini St 430,600 219,800 04/18/2022 3 1,936 3,295 2019 0.32 R1-6

Bldg/Living Area 1830 1565 2091 1857

5 8126 W Agora Ln 476,300 206,300 05/06/2022 3 1,765 2,744 2019 0.21 R1-6

Company Name : FIRST

12 8222 W Illini St 452,600 219,800 06/16/2022 3 1,936 3,295 2019 0.32 R1-6

Sale Price $233,900 $362,500 $480,000 $422,220

BathroomsBedrooms 3

Stories 1 1 2 2

3 8121 W Pueblo Ave 409,000 222,800 09/23/2021 4 2,030 9,684 2017 0.17 R1-10

4 8217 W Albeniz Pl 375,000 196,700 11/15/2021 3 1,565 2,744 2019 0.21 R1-6

9 8025 W Agora Ln 370,000 26,800 12/06/2021 3 1,565 2,744 2020 0.27 R1-6

10 8020 W Agora Ln 400,000 26,100 09/21/2021 3 2,091 2,655 2020 0.29 R1-6

Name : Chantel Cortez

Summary

6 8043 W Agora Ln 435,000 26,800 03/25/2022 3 1,765 2,744 2020 0.24 R1-6

Year Built 2017 2004 2020 2018

7 8039 W Agora Ln 362,500 26,800 06/27/2022 3 1,565 2,744 2020 0.25 R1-6

8 8033 W Agora Ln 430,000 26,100 12/17/2021 3 2,091 2,655 2020 0.25 R1-6

17 3942 S 79th Dr 405,000 206,300 11/05/2021 3 1,765 2,744 2020 0.37 R1-6

20 7816 W Wood Ln 475,900 217,100 03/17/2022 3 2,005 9,922 2004 0.5 R1-10

16 3936 S 79th Dr 455,600 215,700 06/29/2022 3 2,091 2,655 2020 0.36 R1-6

Distressed Sales Map

15 3905 S 79th Ln 400,000 206,300 12/10/2021 3 1,765 2,744 2020 0.36 R1-6

18 3904 S 79th Dr 405,000 196,700 04/06/2022 3 1,565 2,744 2020 0.4 R1-6

14 3938 S 79th Dr 430,000 215,700 11/16/2021

19 8015 W Forest Grove Ave 410,000 184,100 12/22/2021 3 1,763 6,325 2004 0.49 R1-8

=

3 2,091 2,655 2020 0.35 R1-6

Bedrooms: Pool: Total Tax Value: $208,800 Bath(F/H): /

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

# of units:

Year Built / Eff: 2017 /

Rec. Date / Price: 05/24/2018 / $233,900 Living Area: 1,830

#1 8226 W Wood Ln Phoenix Az 85043

Bedrooms: Pool:

#4 8217 W Albeniz Pl Phoenix Az 85043

Total Tax Value: $196,700 Bath(F/H): /

Total Tax Value: $223,300 Bath(F/H): /

#2 8210 W Atlantis Way Phoenix Az 85043

Document #: 656053

Bedrooms: Pool:

Rec. Date / Price: 09/23/2021 / $409,000 Living Area: 2,030

Subject Property: 8227 W Encinas Ln Phoenix Az 85043

Owner Name: Olympus Borrower Llc / APN / Alternate APN: 104-53-775 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl B / Lot Size: 9,684 Year Built / Eff: 2017 /

Customer Name : Chantel Cortez

APN / Alternate APN: 104-53-836 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl B / Lot Size: 6,125

#3 8121 W Pueblo Ave Phoenix Az 85043

# of units:

# of units: Document #: 1027743

Owner Name: Rs Xii Phoenix Owner 2 Lp / APN / Alternate APN: 104-53-796 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl B / Lot Size: 7,320

Document #: 1312949

Rec. Date / Price: 12/10/2021 / $412,000 Living Area: 2,029

Owner Name: Bontilao Cesar C /Bontilao Marlene

# of units: Document #: 400437

Rec. Date / Price: 11/15/2021 / $375,000 Living Area: 1,565

Owner Name: Ruiz Nicholas /Ruiz Shanna

APN / Alternate APN: 104-53-821 / Deed Type: Special Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl B / Lot Size: 5,684 Year Built / Eff: 2017 /

Year Built / Eff: 2018 /

Bedrooms: Pool: Total Tax Value: $210,700 Bath(F/H): /

Document #: 1220742

Rec. Date / Price: 08/19/2022 / $429,900 Living Area: 1,830

# of units:

Details of Comparables

Bedrooms: Pool: Total Tax Value: $222,800 Bath(F/H): /

Owner Name: Rs Xii Phoenix Owner 2 / APN / Alternate APN: 104-52-535 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744 Year Built / Eff: 2019 /

#8 8033 W Agora Ln Phoenix Az 85043

Year Built / Eff: 2019 /

Rec. Date / Price: 12/17/2021 / $430,000 Living Area: 2,091

# of units: Document #: 268104

#6 8043 W Agora Ln Phoenix Az 85043

# of units:

Document #: 530518

Bedrooms: Pool:

#5 8126 W Agora Ln Phoenix Az 85043

Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

Total Tax Value: $26,100 Bath(F/H): /

Year Built / Eff: 2020 /

Bedrooms: Pool: Total Tax Value: $206,300 Bath(F/H): /

Document #: 1292280

Bedrooms: Pool:

#7 8039 W Agora Ln Phoenix Az 85043

# of units:

# of units: Document #: 398684

Owner Name: Rs Xii Nm Phoenix Owner 1 Lp / APN / Alternate APN: 104-52-414 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

Rec. Date / Price: 05/06/2022 / $476,300 Living Area: 1,765

Year Built / Eff: 2020 /

Total Tax Value: $26,800 Bath(F/H): /

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

Bedrooms: Pool: Total Tax Value: $26,800 Bath(F/H): /

Rec. Date / Price: 12/06/2021 / $370,000 Living Area: 1,565

Owner Name: True North Borrower Arizona / APN / Alternate APN: 104-52-420 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

Year Built / Eff: 2020 /

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 104-52-481 / Deed Type: Warranty Deed

Bedrooms: Pool: Total Tax Value: $26,800 Bath(F/H): /

Owner Name: Sfr Javelin Borrower Lp / APN / Alternate APN: 104-52-417 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,655

#9 8025 W Agora Ln Phoenix Az 85043

Document #: 1337500

Rec. Date / Price: 03/25/2022 / $435,000 Living Area: 1,765

Customer Name : Chantel Cortez

# of units:

Rec. Date / Price: 06/27/2022 / $362,500 Living Area: 1,565

Year Built / Eff: 2020 /

Owner Name: Ih6 Property Phoenix Lp / APN / Alternate APN: 104-52-421 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

#12 8222 W Illini St Phoenix Az 85043

Rec. Date / Price: 04/18/2022 / $430,600 Living Area: 1,936

Bedrooms: Pool: Total Tax Value: $219,800 Bath(F/H): /

Rec. Date / Price: 11/16/2021 / $430,000 Living Area: 2,091

Rec. Date / Price: 06/16/2022 / $452,600 Living Area: 1,936

#10 8020 W Agora Ln Phoenix Az 85043

# of units:

Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,655 Year Built / Eff: 2020 /

#11 7939 W Atlantis Way Phoenix Az 85043

#13 8250 W Illini St Phoenix Az 85043

# of units: Document #: 454167

# of units:

Customer Name : Chantel Cortez

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 104-52-580 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 3,295

# of units:

Owner Name: Papaya Smartresi F1 Fund Pr / APN / Alternate APN: 104-52-592 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 3,295 Year Built / Eff: 2019 /

Document #: 1227426

Bedrooms: Pool:

Rec. Date / Price: 05/26/2022 / $480,000 Living Area: 1,933

Year Built / Eff: 2018 /

Owner Name: Sfr Javelin Borrower / APN / Alternate APN: 104-52-363 / Deed Type: Warranty Deed

# of units: Document #: 1020261

Bedrooms: Pool: Total Tax Value: $26,100 Bath(F/H): /

Total Tax Value: $215,700 Bath(F/H): /

Owner Name: Villarreal Phillip /Villarreal Salma APN / Alternate APN: 104-54-792 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl C / Lot Size: 7,720

Document #: 339324

Rec. Date / Price: 09/21/2021 / $400,000 Living Area: 2,091

Owner Name: Ih6 Property Phoenix / APN / Alternate APN: 104-52-453 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,655 Year Built / Eff: 2020 /

Bedrooms: Pool: Total Tax Value: $268,000 Bath(F/H): /

Document #: 505523

#14 3938 S 79th Dr Phoenix Az 85043

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

Bedrooms: Pool: Total Tax Value: $219,800 Bath(F/H): /

Year Built / Eff: 2019 /

Year Built / Eff: 2020 /

# of units: Document #: 1311999

Year Built / Eff: 2004 / Rec. Date / Price: 12/22/2021 / $410,000 Living Area: 1,763

Rec. Date / Price: 04/06/2022 / $405,000 Living Area: 1,565

#15 3905 S 79th Ln Phoenix Az 85043

Owner Name: Pena Geoffrey D / APN / Alternate APN: 104-53-520 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Ph 1 / Lot Size: 6,325

Customer Name : Chantel Cortez

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 104-52-364 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,655

Bedrooms: Pool: Total Tax Value: $196,700 Bath(F/H): /

# of units:

Bedrooms: Pool: Total Tax Value: $206,300 Bath(F/H): /

#18 3904 S 79th Dr Phoenix Az 85043

Rec. Date / Price: 06/29/2022 / $455,600 Living Area: 2,091

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

#16 3936 S 79th Dr Phoenix Az 85043

Bedrooms: Pool: Total Tax Value: $215,700 Bath(F/H): /

Document #: 1191901

Owner Name: Chacon Armando Jr / APN / Alternate APN: 104-52-379 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

# of units: Document #: 536685

Document #: 1357108

Bedrooms: Pool: Total Tax Value: $206,300 Bath(F/H): /

Owner Name: Sfr Acquisitions 2 Llc / APN / Alternate APN: 104-52-378 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

Document #: 306212

Year Built / Eff: 2020 /

Bedrooms: Pool:

# of units:

Owner Name: Sfr Javelin Borrower / APN / Alternate APN: 104-52-361 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tuscano Pcd Ph 2 Prcl A / Lot Size: 2,744

Year Built / Eff: 2020 /

Rec. Date / Price: 11/05/2021 / $405,000 Living Area: 1,765

Total Tax Value: $184,100 Bath(F/H): /

#19 8015 W Forest Grove Ave Phoenix Az 85043

Rec. Date / Price: 12/10/2021 / $400,000 Living Area: 1,765

# of units:

Year Built / Eff: 2020 /

#17 3942 S 79th Dr Phoenix Az 85043

Year Built / Eff: 2004 / Rec. Date / Price: 03/17/2022 / $475,900 Living Area: 2,005 # of units: Document #: 240458 Bedrooms: Pool: Total Tax Value: $217,100 Bath(F/H): /

Subdivision / Tract: Estrella Village Manor / Lot Size: 9,922

Customer Name : Chantel Cortez

#20 7816 W Wood Ln Phoenix Az 85043

Owner Name: Rstk Phoenix Owner 1 Lp / APN / Alternate APN: 104-53-157 / Deed Type: Special Warranty Deed Land Use: Sfr

©

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 2022 CoreLogic.

Customer

Customer Name : Chantel Cortez

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

School District : Fowler Elementary District (4273)

Name : Chantel Cortez

Elementary Schools

Union Elementary School Distance 1.13 Miles

3834 S 91st Ave Tolleson AZ

Lowest Grade : Pre-K Highest Grade : 2nd Kindergarten : Yes School Enrollment : Enrollment : 341

School District : Union Elementary District (4277)

2150 S 87th Ave Tolleson AZ Telephone :85353(623) 474-7004

Total Expenditure/Student : 68

Public Schools :

3850 S 79th Ave Phoenix AZ

Tuscano Elementary School Distance 0.4 Miles

Dos Rios Elementary Distance 1.38 Miles

Total Expenditure/Student :

Telephone :85353(623) 478-5000

Total Expenditure/Student : 68

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 759

Customer 09/19/2022

Company Name : FIRST AMERICAN TITLE Prepared On :

Telephone :85043

(623) 707-2300

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 679

School District : Union Elementary District (4277)

Customer

Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 697

Total Expenditure/Student :

Customer Name

: Chantel Cortez

Distance 1.44 Miles

Hurley Ranch Elementary Distance 0.89 Miles 8950 W Illini Rd Tolleson AZ

Sun Canyon School

School District : Union Elementary District (4277)

TITLE

Telephone :85353(623) 478-5100

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 605

Lowest Grade : 3rd Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 769

School District : Fowler Elementary District (4273)

Customer Company Name : FIRST AMERICAN Prepared On : 09/19/2022

Total Expenditure/Student :

Santa Maria Middle School Distance 1.53 Miles 7250 W Lower Buckeye Rd Phoenix AZ 85043

Telephone : (623) 707-1100

Total Expenditure/Student : 68

School District : Fowler Elementary District (4273)

8150 W Durango St Phoenix AZ 85043

Telephone : (623) 707-2000

Middle Schools

Customer Company Name : FIRST AMERICAN On : 09/19/2022

Total Expenditure/Student : Advanced Placement : No

Sierra Linda High School Distance 1.85 Miles

Customer Name : Chantel

High Schools

TITLE Prepared

School Enrollment : Enrollment : 1897

Telephone : (623) 772-8013

School District : Blueprint Education (81041)

Lowest Grade : 9th Highest Grade : 12th

Distance 1.21 Miles

School District : Tolleson Union High School District (4288)

7620 W Lower Buckeye Rd Ste 10 Phoenix AZ 85043

Cortez

Telephone : (623) 474-7000

Hope High School

Telephone : (623) 474-7000

9801 W Van Buren St Tolleson AZ 85353

West-mec - Sierra Linda High School Distance 1.85 Miles

Total Expenditure/Student : 120 Advanced Placement : No

School District : West-mec - Western Maricopa Education Center (80923)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 239

9801 W Van Buren St Tolleson AZ 85353

Escapes Unlimited, Inc. 2632 S 83rd Ave Ste 110 Phoenix Az (602) 466-2444 0.94

AttractionsBusiness/Recreation

Name Address Telephone Distance (Miles)

Health Care Services

Name Address Telephone Distance (Miles)

Heavenly Divine Care, Llc 2632 S 83rd Ave Ste 100 Phoenix Az (888) 817-1965 0.94

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

Rachel's Treats, Llc 8411 W Forest Grove Ave Tolleson Az (480) 779-7045 0.49

Name Address Telephone Distance (Miles)

Quality Grade A Laboratory, Inc 8550 W Broadway Rd Tolleson Az (602) 370-6903 0.43

Lan Cyber Gaming Llc 8322 W Superior Ave Tolleson Az (602) 425-7459 0.52

M & F Mortgage Llc 7936 W Preston Ln Phoenix Az (602) 283-4463 0.97

Name Address Telephone Distance (Miles)

Lequenda's Speech Therapy Llc 8109 W Globe Ave Phoenix Az (623) 243-7422 0.53

Yareli Arjona Massage Therapy 8426 W Cordes Rd Tolleson Az (602) 419-1488 0.79

We Do It Big Entertainment We Dib Ent 2632 S 83rd Ave Phoenix Az (702) 521-5328 0.94

Local

Bank Of America, National Association 2640 S 83rd Ave Phoenix Az (623) 936-2600 0.91

Taco Island Llc 7720 W Encinas Ln Phoenix Az (623) 374-6303 0.65

Wahoo Ski School Llc 3511 S 80th Ave Phoenix Az (623) 374-6484 0.54

Banks / Financial

Eating / Drinking

Adams Pizza 8640 W Miami St Tolleson Az (623) 478-5220 0.75

Jaime Aldaco Garcia 8616 W Crown King Rd Tolleson Az (602) 690-3332 0.79

Name Address Telephone Distance (Miles)

Hospitality

Initiative Exposition Services, Llc 2632 S 83rd Ave Phoenix Az (623) 936-0188 0.94

Customer Name : Chantel Cortez

Name Address Telephone Distance (Miles)

Customer Company Name : FIRST AMERICAN TITLE On : 09/19/2022

8141 W Globe Ave Phoenix Az (623) 261-1231 0.52

Iglesia Cristiana Plenitud De Vida 7 8626 W Payson Rd Tolleson Az (480) 621-2756 0.92

Organizations / Associations

Personal Services

Sun Desert Glass Llc 8130 W Miami St Phoenix Az (623) 398-0466 0.58

Prepared

Miramar Tools, Llc 8314 W Superior Ave Tolleson Az (602) 561-1322 0.51

Randr Ministries

Cyiza Music Ministry 2632 S 83rd Ave Ste 100-1 Phoenix Az (480) 696-9437 0.89

Sonoran Auto Glass 8130 W Miami St Phoenix Az (623) 298-5009 0.58

Iberoamerica 8618 W Cordes Rd Tolleson Az (623) 330-9711 0.87

Customer Name : Chantel Cortez

Sunrise Nails & Spa, Llc 8240 W Lower Buckeye Rd Phoenix Az (623) 643-9175 0.87

Shopping Name Address Telephone Distance (Miles)

Healthy And Natural Barf Dog Food Llc 8329 W Superior Ave Tolleson Az (623) 848-8249 0.52

Name Address Telephone Distance (Miles)

Distance 0.02 Miles

Total Value : $217,100

Customer Name : Chantel Cortez

rights reserved

Sale Date : 08/02/2018

Subdivision : Tuscano Pcd Ph 2 Prcl B

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-819

Owner Name : Cohen Marque

Bed / Bath : / 3 Property Tax : $1,704.02

Sale Price : $400,000

Land Use : Sfr Lot Acres : 0.24

Stories : 1 Living Area : 1,551

Sale Date : 05/04/2022

Property Tax : $2,569.46

Distance 0.01 Miles

Property Tax : $2,172.70

Recording Date : 03/09/2018

Total Value : $197,100

Land Use : Sfr Living Area : 2,030

Recording Date : 08/03/2018

8223 W ENCINAS LN

Yr Blt / Eff Yr Blt : 2017 /

Recording Date : 05/25/2022

Stories : 2 Living Area : 2,486

Owner Name : Lopez Roy Subdivision : Tuscano Pcd Ph 2 Prcl B

Sale Price : $218,900

Land Use : Sfr Lot Acres : 0.13

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022

Distance 0.01 Miles

Owner Name : Progress BorrowerResidential

Subdivision : Tuscano Pcd Ph 2 Prcl B

8231 W ENCINAS LN

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-822

8219 W ENCINAS LN

Total Value : $251,500

Stories : 2 APN : 104-53-820

Bed / Bath : / 4

Sale Date : 03/08/2018

Bed / Bath : / 4 Lot Acres : 0.13

Lot Acres : 0.17

Subdivision : Tuscano Pcd Ph 2 Prcl B

Bed / Bath : / 4

Subdivision : Tuscano Pcd Ph 2 Prcl B

Total Value : $209,100

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-797

Subdivision : Tuscano Pcd Ph 2 Prcl B

Sale Price : $228,900

Lot Acres : 0.13

Sale Date : 03/05/2018

Owner Name : Suh Tae Kwang

4118 S 82ND LN

Land Use : Sfr Lot Acres : 0.24

Sale Date : 11/18/2021

Customer Name : Chantel Cortez

Total Value : $209,100

Total Value : $223,300

Stories : 2 Living Area : 2,029

Owner Name : Rs Xii Phoenix Owner 2 Lp

8222 W WOOD LN Distance 0.02 Miles

Recording Date : 02/21/2020

Recording Date : 03/07/2018

Property Tax : $1,991.22

Sale Price : $412,000

Sale Date : 02/12/2018

Stories : 1 Living Area : 1,830

Total Value : $248,500 Sale Price : $261,000

Distance 0.03 Miles

Land Use : Sfr

Sale Price : $254,900

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-796

Bed / Bath : / 3 Property Tax : $1,820.28

Owner Name : Siliki Omri H

Stories : 1 Living Area : 1,830

APN : 104-53-818

Recording Date : 12/10/2021

Subdivision : Tuscano Pcd Ph 2 Prcl B

Stories : 2 Living Area : 2,486

Bed / Bath : / 3

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-823

Property Tax : $1,825.38

8215 W ENCINAS LN Distance 0.03 Miles

Land Use : Sfr

Bed / Bath : / 4 Property Tax : $2,526.08

Distance 0.02 Miles

Sale Date : 02/03/2020

Recording Date : 02/13/2018

Owner Name : Mallahan Marlin

Yr Blt / Eff Yr Blt : 2017 /

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.

Land Use : Sfr Lot Acres : 0.13

8226 W WOOD LN

Property Tax : $1,690.10

Sale Date : 08/02/2018

Stories : 1 APN : 104-53-858

Subdivision : Tuscano Pcd Ph 2 Prcl B

Sale Date : 12/20/2016

Owner Name : Progress BorrowerResidential

8220 W ENCINAS LN

Subdivision : Tuscano Pcd Ph 2 Prcl B

Sale Price : $245,000

Land Use : Sfr Lot Acres : 0.13

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-859

Distance 0.03 Miles

Property Tax : $2,108.16

Land Use : Sfr

Bed / Bath : / 3 Property Tax : $1,694.30

Customer Name : Chantel Cortez

Recording Date : 12/23/2019

Sale Price : $212,900

Sale Date : 09/14/2017

Distance 0.03 Miles

Bed / Bath : / 3 Lot Acres : 0.15

rights reserved

Stories : 1 Living Area : 1,551

Subdivision : Tuscano Pcd Ph 2 Prcl B

Owner Name : Resendez Carlos Ignacio Ledesm

8224 W ENCINAS LN

Distance 0.03 Miles

Bed / Bath : / 3

Land Use : Sfr Living Area : 1,830

Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022

Total Value : $212,500

Total Value : $197,100

Recording Date : 09/28/2017

Recording Date : 08/03/2018

Yr Blt / Eff Yr Blt : 2017 /

8218 W WOOD LN

Owner Name : Limon Tomas Martinez

Lot Acres : 0.13

Yr Blt / Eff Yr Blt : 2017 / APN : 104-53-798

Total Value : $196,100

Stories : 1 Living Area : 1,551

No demographics data for selected property.

Customer

+ FIRST AMERICAN TITLE, FC0, CCOR MARICOPA, AZ 09/19/2022 07:56AM NKFE INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1

OWNER: RUIZ NICHOLAS & SHANNA 2018 400437 05/24/2018

MAIL: 8227 W ENCINAS LN PHOENIX AZ 85043

PARCEL: 104-53-821 8

LAND IMPR EXEMPT AREA SPECIAL DISTRICTS

PRIMARY 15,511 0 0 7.1583 451306 14711 30002

SECONDARY 4,530 18,130 0 6.9620

2022 TOTAL TAX BILLED 1,924.46

CURRENT TAXES

INSTRUMENT REC DATE

PLAT: 907 - 46 LOT 50

2022 TAX AMT TAX DUE INTEREST DATE PAID

FIRST HALF 962.23 962.23 0.00 962.23 SECOND HALF 962.23 962.23 0.00 962.23

RESIDENTIAL IMPROVEMENTS BLDG SQFT 1,830 COOLING REFRIGERATION YEAR BUILT 2017 EXTERIOR WALLS OTHER NUMBER OF STORIES 1.0 ROOF OTHER NUMBER OF ROOMS CONSTRUCTION CLASS R3 NUMBER OF BATH FIXTURES 7 PHYSICAL CONDITION OTHER PATIO (TYPE AND NUMBER) COVERED 1 LAND USE 01 31 GARAGE (TYPE AND NUMBER) GARAGE 2 LOT SIZE 5,684 SQ FT POOL SQ FT SCHOOL DISTRICT 451306 HEATING LAND FULL CASH VALUE 45,300 IMPR FULL CASH VALUE 181,300 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 05/24/2018 233,900 2018 400437 SW LGI HOMES ARIZONA LLC 08/29/2016 6,198,047 2016 620875 SD TUSCANO RECOVERY ACQUISITI M 12/05/2007 2007 1281458 SD SANTA ANNA CONSTRUCTION IN M ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH

LEGAL: TUSCANO PCD PHASE 2 PARCEL B MCR 907-46

INFORMATION THROUGH 08/26/2022

SEARCH PARAMETERS

TOTAL CURRENT TAXES DUE 09/22 1,924.46 10/22 1,924.46 (ESTIMATED)

TOTAL DUE

RATE

SITUS: 8227 W ENCINAS LN PHOENIX

PARCEL: 104-53-821

ConditionsCovenants,&Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count on First American Title

Count On Us For Service

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us For Convenience

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

AZ Sellers Guide |

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- aware of conditions in the marketplace today that affect value and length of time to sell?

- aware that every time you leave your home, you are taking it off the market until you return?

› Can remain objective when presenting offers and counter-offers on your behalf.

of using a Professional REALTOR ®

› Is experienced with resolving problems to facilitate a successful closing on your home.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

Are you...

› Is experienced in creating demand for homes and how to show them to advantage.

- know how to advertise effectively and what the costs will be?

- concerned about having strangers walking through your home?

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

- understand the steps of an escrow and what’s required of you and the buyer?

› Understands market conditions and has access to information not available to the average homeowner.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

FOR SALE BY OWNER

› Knows how to go toe-to-toe in negotiations.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

Do you...

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Maintains errors-and-omissions insurance.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Benefits4

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- know how to determine whether or not a buyer can qualify for a loan?

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

A REALTOR ® :

LISTING AGENT

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

REALTOR ®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

AZ Sellers Guide | 5

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

BUYER'S AGENT

Key Professionals Involved in Your Transaction

REAL ESTATE AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

MULTIPLE LISTING SERVICE (MLS)

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

TITLE COMPANY

ESCROW OFFICER

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Clean and organize the garage, and ensure the door is in good working order.

Paint or replace the mailbox, if needed.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Mow and edge the lawn regularly, and trim the shrubs.

If screens or windows are damaged, replace or repair them.

Make sure toilet seats look new and are firmly attached.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

AZ Sellers Guide | 6

Ensure that all exterior lights are working.

Repair or replace worn shutters and other exterior trim.

Remove any oil and rust stains from the driveway and garage.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

YOURFORPREPARINGSALEHOME

Check stucco walls for cracks and discoloration.

Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Make your entry inviting: Paint your front door and buy a new front door mat.

Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

If possible you, your pets, and your children should be gone while your home is being

Clear all clutter from counter tops.

AZ Sellers Guide | 7

cans and put them out of sight.

Cleanshown.trash

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Staging your home for Show

Close the windows to eliminate street noise.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.

AZ Sellers Guide | 8

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Disbursement Date

AZ Sellers Guide | 9

Easement

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Closing Disclosure (CD)

An instrument used in many states in place of a mortgage.

Deed Restrictions

Deed of Trust

A payment that includes Principal, Interest, Taxes, and Insurance.

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Close of Escrow

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Earnest Money Deposit

Comparable Sales

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

Power of Attorney

Filing documents affecting real property with the appropriate government agency as a matter of public record.

TILA-RESPA Integrated Disclosures

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Annual Percentage Rate (APR)

Consummation

The recipient of benefits, often from a deed of trust; usually the lender.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Recording

The instrument by which real property is pledged as security for repayment of a loan.

Endorsement

Lien

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

PITI

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Beneficiary

Terms You Should Know

Provides a complete breakdown of costs involved in a real estate transaction.

Legal Description

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

TRID

Loan Estimate (LE)

Settlement statement

Appraisal

Underwritingapproval.reviews loan package for approval.

Once loan is consummated, sends funding package to lender for review.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Schedules signing appointment and informs buyer of funds due at settlement.

Prepares recording instructions and submits docs for recording.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Requests necessary information from buyers and sellers via opening packages.

The Life Of An Escrow

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Chooses a Real Estate Agent

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

THE LENDER

Upon receipt of order and earnest money deposit, orders title examination.

AZ Sellers Guide | 10

Chooses a Real Estate Agent

THE ESCROW OFFICER

THE SELLER

THE BUYER

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Coordinatesconsummation.withlender on the preparation of the CD.

Documents are recorded and funds are disbursed. Issues final settlement statement.

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

Closing Costs: Who Pays What

The Escrow Process

HOW IS AN ESCROW OPENED?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

AZ Sellers Guide | 12

WHAT IS AN ESCROW?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

AZ Sellers Guide | 13

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Open escrow and deposit good faith funds into an escrow account

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Request funds from buyer and buyer’s new lender

Prepare and send final documents to all parties

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Title Insurance

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHEN IS THE PREMIUM DUE?

The Title Industry & Title Insurance in Brief

AZ Sellers Guide | 14

WHY IS TITLE INSURANCE NEEDED?

WHAT IS TITLE INSURANCE?

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

a) a deed of trust

4 Defective recording of any document

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

6 There is a lien on your title because there is:

13

8 Mechanics lien

16 Post-policy encroachment Post-policy damage from extraction of minerals or water

27 Plain language statements of policy coverage and restrictions

11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*

5 There are restrictive covenants

1 Someone else owns an interest in your title

14 Restrictive covenant violations Post-policy forgery

18 Lack of vehicular and pedestrian access Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

c) violates an existing zoning law*

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

22 Covenant violation resulting in your title reverting to a previous owner

b) a judgement, tax, or special assessment

AZ Sellers Guide | 15

17

24 Discriminatory covenants Other benefits:

15

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

26

Protection from:

b) violates a restriction in Schedule B

28 Compliance with Subdivision Map Act

25 Pays rent for substitute land or facilities Rights under unrecorded leases

30 Added ownership coverage leads to enhanced marketability

7 Title is unmarketable

c) a charge by a homeowner’s association

21 Post-policy prescriptive easement

19

23 Violation of building setback regulations

9 Forced removal of a structure because it:

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

12

2 A document is not properly signed

33 Post-policy Living Trust coverage

29 Coverage for boundary wall or fence encroachment*

a) extends on another property and/or easement

31 Insurance coverage for a lifetime

3 Forgery, fraud, duress in the chain of title

AZ Sellers Guide | 16

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

DON'T FORGET YOUR IDENTIFICATION

THE CLOSING OR SIGNING APPOINTMENT

THE CLOSING DISCLOSURE

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

AZ Sellers Guide | 17

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Closing Your Escrow

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

MOVING

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

SIX WEEKS BEFORE:

Planning your move

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Start packing. Begin packing for your new location.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

ONE WEEK BEFORE:

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Create an inventory sheet of items to move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

FOUR WEEKS BEFORE:

Packing materials. Gather moving boxes and packing materials for your move.

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

ReviewDAY:thehouse

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Changing Schools. If changing schools, contact new school for registration process.

Change of address. Visit USPS for change of address form.

AZ Sellers Guide | 18

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

AZ Sellers Guide | 21

Your Notes:

S of Bell/E side of 83rd Ave

2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of Williams Field Rd./ Val Vista Rd.

4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

AZ Sellers Guide | 22

W of R.H. Johnson

N of Shea, E side of Tatum

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

E Side Scottsdale/S of Lincoln

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

SW Corner Chandler Blvd./ Dobson Rd.

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

SW corner Chandler/45th St.

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral

First American Title Branch Locator

NE corner of Tom Darlington/ Carefree Dr.

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NW corner of McDowell & Litchfield

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

W of Scottsdale Road, S side of Greenway

3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

E side 67th Ave/N of 101

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

N of Meeker Blvd

1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

N of Baseline / W of Stapley

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

SE corner of Pima/Legacy

SE corner of Recker & Brown

NE Corner of Camelback/32nd Street

9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd W Bayard Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWarcaanc Road424 WRagged Top Rd W Ruby S a Dr WBritten RanchRd W Pima Mine Rd ellRdS S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

05110280522 For more information please contact your First American representative. www.firstam.com

NYSE: FAF

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. American Financial Corporation and/or its affiliates. All rights reserved.

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