6711WIllinoisSt Tucson,AZ85735
• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.
Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS
• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!
Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud. The undersigned acknowledges receipt of this Wire Fraud Advisory. that can provide useful information regarding similar including, but not limited
to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
YOURSELF VERIFY AND NOTIFY
PROTECT
Client Date Client Date ONLINE RESOURCES: There are many online sources
DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION
TRUST YOUR SOURCE OF INFORMATION
• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.
• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.
WIRE FRAUD ADVISORY
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IMPORTANT -- PLEASE READ CAREFULLY: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
Subject Property 6711 W Illinois St APN:AZTucson85735212-45-038A Data Provided By: First American Title Ins Co © 2022 CoreLogic. All rights reserved
This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose.
Data
There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.
The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
© 2022 CoreLogic. All rights reserved
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Provided By: First American Title Ins Co
Subject Property : 6711 W Illinois St Tucson AZ 85735 Owner Information Owner Name : Gonzalez Victor Mailing Address : 4998 S Lebrun Ct, Tucson AZ 85746-1074 C008 Vesting Codes : Married Man / / Separate Property Owner OccupiedIndicator : A Location Information Legal Description : Lot 26 Exc N33' & E2 & S33' Thereof 2.26 Ac Sec 34-14-12 County : Pima, Az APN : 212-45-038A Census Tract / Block : 44.34 / 1 Map Reference : 34-14S-12E Township-Range- Sect : 14S-12E-34 School District : Tucson Unified Legal Lot : 26 Munic/Township : Tucson Unified Market Area : 311 Owner Transfer Information Recording/Sale Date : 03/30/2022 / 03/22/2022 Deed Type : Disclaimer Deed Document # : 890664 Last Market Sale Information Recording/Sale Date : 03/30/2022 / 03/22/2022 Document # : 890663 Sale Price : $165,000 Deed Type : Warranty Deed Title Company : Fidelity Nat'l Title Agcy Inc Seller Name : Rolas Pedro Prior Sale Information Prior Rec/Sale Date : 11/06/2020 / 11/04/2020 Prior Deed Type : Warranty Deed Prior Sale Price : $165,000 Prior Lender : American Fin'l Rsrcs Inc Prior Doc Number : 3111194 Prior 1st Mtg Amt/Type : $156,500 / Conv Property Characteristics Year Built / Eff : 1984 / 1984 Parking Type : Carport Exterior wall : Wood/metal # of Stories : 1 Construction : Steel/wood Air Cond : Refrigeration Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Property Information Land Use : Mobile Home Zoning : SH Lot Size : 98,446 County Use : Mh Non HmLot-affixedSubdMf Lot Acres : 2.26 State Use : Mh Non HmLot-affixedSubdMf Tax Information Total Value : $59,073 Property Tax : $992.80 Current YearValue :Total $7,500 Total TaxableValue : $5,907 Tax Rate Area : 0102 Current ImprovementYearValue : $2,200 Assessed Year : 2021 Market Value : $59,073 Current YearValue :Land $5,300 Tax Year : 2021 Current AssessedYear : 2023 Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Sales Analysis Criteria Subject Property Low High Average Sale Price $165,000 $70,000 $300,000 $167,772 Bldg/Living Area Price Per Square Foot Year Built 1984 1978 2006 1990 Lot Size 98,446 7,998 63,598 34,123 StoriesBathroomsBedrooms 1 1 1 1 Total Assessed Value $59,073 $31,663 $102,759 $56,070 Distance From Subject 0 0.39 1 0.68 Summary of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning S 6711 W Illinois St 165,000 59,073 03/30/2022 98,446 1984 SH 1 4121 S Frank Dr 120,000 35,148 06/10/2022 47,528 1978 0.39 SH 2 6440 W Michigan St # B 72,000 73,957 08/31/2021 63,598 1981 0.42 SH 3 4141 S Mimbres Dr 265,900 52,646 05/31/2022 17,157 1983 0.5 CMH-1 4 6500 W Dana Dr 112,000 48,567 07/11/2022 16,794 1984 0.51 CMH-1 5 4832 S Palant Dr 205,000 42,681 07/06/2022 43,996 2006 0.56 GR-1 6 3961 S Shiela Ave 300,000 62,893 03/28/2022 17,623 1998 0.57 CMH-1 7 4000 S Emjay Ave 70,000 31,663 09/20/2021 18,583 1988 0.59 CMH-1 8 3981 S Emjay Ave 155,000 36,921 09/17/2021 15,971 1991 0.62 CMH-1 9 6321 W Huxley Pl 210,000 54,554 02/28/2022 35,331 1983 0.65 SH 10 6871 W Bopp Rd 140,000 56,454 02/28/2022 34,775 2001 0.67 SH 11 3822 S Frieda Pl 290,000 102,759 06/30/2022 35,429 2005 0.75 SH 12 6240 W Huxley Dr 78,000 66,325 01/19/2022 38,656 1986 0.76 SH 13 7311 W Agave Ranch Pl 200,000 71,986 10/29/2021 43,284 2003 0.78 GR-1 14 3862 S Donald Ave 145,000 53,946 05/27/2022 37,671 1978 0.79 SH Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
15 3814 S Palant Dr 240,000 70,694 02/17/2022 61,855 1990 0.8 GR-1 16 6498 W Vinca Rose Dr 175,000 50,782 02/15/2022 7,998 2001 0.9 CMH-1 17 4161 S Draper Rd 110,000 41,172 12/01/2021 39,640 1984 0.97 GR-1 18 4105 S Draper Rd 132,000 56,120 05/11/2022 38,333 1986 1 GR-1 Distressed Sales = Map Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Owner Name: Hartland Leslie K / APN / Alternate APN: 212-45-0030 / Deed Type: Quit Claim Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 63,598 Year Built / Eff: 1981 /1981 Rec. Date / Price: 08/31/2021 / $72,000 Living Area: # of units:
Subject Property: 6711 W Illinois St Tucson Az 85735
Owner Name: Casillas Anastasia / APN / Alternate APN: 212-46-1790 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita 03 / Lot Size: 17,157 Year Built / Eff: 1983 /1983 Rec. Date / Price: 05/31/2022 / $265,900 Living Area: # of units:
Document #: 890663 Bedrooms: Pool: Total Tax Value: $59,073 Bath(F/H): / #1 4121 S Frank Dr Tucson Az 85735
Document #: 2430249 Bedrooms: Pool: Total Tax Value: $73,957 Bath(F/H): / #3 4141 S Mimbres Dr Tucson Az 85735
Owner Name: Tucson Houses Llc / APN / Alternate APN: 212-46-1530 / Deed Type: Warranty Deed Land Use: Mobile Home
Owner Name: Fierro Hector M M / APN / Alternate APN: 212-47-0090 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Golden Gate / Lot Size: 47,528 Year Built / Eff: 1978 /1978 Rec. Date / Price: 06/10/2022 / $120,000 Living Area: # of units:
Customer Name : Chantel Cortez
Rec. Date / Price: 07/11/2022 / $112,000 Living Area: # of units:
Document #: 1920550 Bedrooms: Pool: Total Tax Value: $48,567 Bath(F/H): /
Document #: 1610354 Bedrooms: Pool: Total Tax Value: $35,148 Bath(F/H): / #2 6440 W Michigan St # B Tucson Az 85735
Owner Name: Gonzalez Victor / APN / Alternate APN: 212-45-038A / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 98,446 Year Built / Eff: 1984 /1984 Rec. Date / Price: 03/30/2022 / $165,000 Living Area: # of units:
Subdivision / Tract: Tierra Bonita 03 / Lot Size: 16,794 Year Built / Eff: 1984 /1984
Document #: 1510491 Bedrooms: Pool: Total Tax Value: $52,646 Bath(F/H): / #4 6500 W Dana Dr Tucson Az 85735
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Details of Comparables
Document #: 591288 Bedrooms: Pool: Total Tax Value: $56,454 Bath(F/H): /
reserved
Subdivision / Tract: Paradise Estates / Lot Size: 43,996 Year Built / Eff: 2006 /2006 Rec. Date / Price: 07/06/2022 / $205,000 Living Area: # of units:
Subdivision / Tract: Golden Gate 03 / Lot Size: 34,775 Year Built / Eff: 2001 /2001 Rec. Date / Price: 02/28/2022 / $140,000 Living Area: # of units:
Document #: 2631003 Bedrooms: Pool: Total Tax Value: $31,663 Bath(F/H): / #8 3981 S Emjay Ave Tucson Az 85735
Document #: 590494 Bedrooms: Pool: Total Tax Value: $54,554 Bath(F/H): / #10 6871 W Bopp Rd Tucson Az 85735
#5 4832 S Palant Dr Tucson Az 85735
Owner Name: Seville Rose Llc / APN / Alternate APN: 212-46-201A / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita 02 / Lot Size: 17,623 Year Built / Eff: 1998 /1998 Rec. Date / Price: 03/28/2022 / $300,000 Living Area: # of units:
Customer Name : Chantel Cortez
Owner Name: Beulke Marshal / APN / Alternate APN: 212-46-1010 / Deed Type: Warranty Deed Land Use: Mobile Home
Document #: 870466 Bedrooms: Pool: Total Tax Value: $62,893 Bath(F/H): / #7 4000 S Emjay Ave Tucson Az 85735
Owner Name: Cruz Enrique V /Cruz Marha V APN / Alternate APN: 212-46-2480 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita 02 / Lot Size: 18,583 Year Built / Eff: 1988 /1988 Rec. Date / Price: 09/20/2021 / $70,000 Living Area: # of units:
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights
Owner Name: Ramirez Rodolfo /Ramirez Elida Y APN / Alternate APN: 212-42-022F / Deed Type: Warranty Deed Land Use: Mobile Home
Document #: 1870437 Bedrooms: Pool: Total Tax Value: $42,681 Bath(F/H): / #6 3961 S Shiela Ave Tucson Az 85735
Document #: 2600821 Bedrooms: Pool:
Subdivision / Tract: Tierra Bonita / Lot Size: 35,331 Year Built / Eff: 1983 /1983 Rec. Date / Price: 02/28/2022 / $210,000 Living Area: # of units:
Owner Name: Adcox Brett Nicholas /Moran Jasmine Jt APN / Alternate APN: 212-46-2310 / Deed Type: Joint Tenancy Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita 02 / Lot Size: 15,971 Year Built / Eff: 1991 /1991 Rec. Date / Price: 09/17/2021 / $155,000 Living Area: # of units:
Total Tax Value: $36,921 Bath(F/H): / #9 6321 W Huxley Pl Tucson Az 85735
Owner Name: Faust Mary & Ray D /Ray & Mary Faust Family Trust APN / Alternate APN: 212-47-1000 / Deed Type: Warranty Deed Land Use: Mobile Home
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Document #: 480256 Bedrooms: Pool: Total Tax Value: $70,694 Bath(F/H): /
Subdivision / Tract: Tierra Bonita / Lot Size: 35,429 Year Built / Eff: 2005 /2005 Rec. Date / Price: 06/30/2022 / $290,000 Living Area: # of units:
Document #: 1470881 Bedrooms: Pool: Total Tax Value: $53,946 Bath(F/H): / #15 3814 S Palant Dr Tucson Az 85735
Owner Name: Castro Gustavo A / APN / Alternate APN: 212-46-0800 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita / Lot Size: 37,671 Year Built / Eff: 1978 /1978 Rec. Date / Price: 05/27/2022 / $145,000 Living Area: # of units:
Document #: 3020820 Bedrooms: Pool: Total Tax Value: $71,986 Bath(F/H): / #14 3862 S Donald Ave Tucson Az 85735
Customer Name : Chantel Cortez
Owner Name: Heartfire Capital Llc / APN / Alternate APN: 212-46-1270 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Tierra Bonita / Lot Size: 38,656 Year Built / Eff: 1986 /1986 Rec. Date / Price: 01/19/2022 / $78,000 Living Area: # of units:
Document #: 190421 Bedrooms: Pool: Total Tax Value: $66,325 Bath(F/H): / #13 7311 W Agave Ranch Pl Tucson Az 85735
Owner Name: Enriquez Diana / APN / Alternate APN: 212-46-0740 / Deed Type: Warranty Deed Land Use: Mobile Home
Document #: 1810644 Bedrooms: Pool: Total Tax Value: $102,759 Bath(F/H): / #12 6240 W Huxley Dr Tucson Az 85735
Owner Name: Kreger Chase /Valenzuela Katrina APN / Alternate APN: 212-40-005B / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 61,855 Year Built / Eff: 1990 /1990 Rec. Date / Price: 02/17/2022 / $240,000 Living Area: # of units:
Owner Name: Quintero Frederick Lopez / APN / Alternate APN: 212-40-2040 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: San Joaquin Ranch Estates / Lot Size: 43,284 Year Built / Eff: 2003 /2003 Rec. Date / Price: 10/29/2021 / $200,000 Living Area: # of units:
#11 3822 S Frieda Pl Tucson Az 85735
Subdivision / Tract: Camino Verde Estates / Lot Size: 7,998 Year Built / Eff: 2001 /2001 Rec. Date / Price: 02/15/2022 / $175,000 Living Area: # of units:
Owner Name: Carpio Ellyvana M / APN / Alternate APN: 210-09-1070 / Deed Type: Warranty Deed Land Use: Mobile Home
Owner Name: Schumaker Brian /Martens James & Janice APN / Alternate APN: 212-40-0690 / Deed Type: Joint Tenancy Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 39,640 Year Built / Eff: 1984 /1984 Rec. Date / Price: 12/01/2021 / $110,000 Living Area: # of units:
Document #: 3350249 Bedrooms: Pool: Total Tax Value: $41,172 Bath(F/H): / #18 4105 S Draper Rd Tucson Az 85735 Owner Name: Saleh Property Invest Ents / APN / Alternate APN: 212-40-0340 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 38,333 Year Built / Eff: 1986 /1986 Rec. Date / Price: 05/11/2022 / $132,000 Living Area: # of units: Document #: 1310701 Bedrooms: Pool: Total Tax Value: $56,120 Bath(F/H): /
Document #: 460880 Bedrooms: Pool: Total Tax Value: $50,782 Bath(F/H): / #17 4161 S Draper Rd Tucson Az 85735
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Chantel Cortez
#16 6498 W Vinca Rose Dr Tucson Az 85757
Subject Property : 6711 W Illinois St Tucson AZ 85735 Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421
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01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000
20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000
PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502
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First American Title Insurance Company, and the divisions thereof, make no express or implied warranty respecting the information assume no responsibility for errors or
12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000
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05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr EDesertDove E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243
TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751
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LocalEatingBusiness/Drinking Name Address Telephone Distance (Miles) The Green Eagle Hard Surface Restoration Llc 3815 S Aldon Rd Tucson Az (520) 444-9920 0.95 Health Care Services Name Address Telephone Distance (Miles) Burrichi Medicall Llc 6402 W Vinca Rose Dr Tucson Az (520) 444-2376 0.96 Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Yr Blt / Eff Yr Blt : 1990 /
Customer Name : Chantel Cortez
Owner Name : Schertz Rodney Wayne Yr Blt / Eff Yr Blt : 2001 / 2001
Yr Blt / Eff Yr Blt : 1994 / 1994 APN : 212-45-038C
Stories : 1 APN : 212-45-0360
4570 S CAROL AVE Distance 0.04 Miles
Owner Name : Augusto Echerivel Recording Date : 01/17/2012
Land Use : Sfr Living Area : 2,091
Total Value : $36,840 Property Tax : $555.86
Stories : 1 APN : 212-45-037A
Land Use : Mobile Home Lot Acres : 0.90
Land Use : Mobile Home Lot Acres : 1.12
Bed / Bath : / 2 Lot Acres : 1.01
Owner Name : Grajeda Juan Luis Recording Date : 01/29/2007
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Total Value : $48,049 Property Tax : $727.35
4545 S FRANK AVE Distance 0.05 Miles
Total Value : $56,341 Sale Price : $47,880
Stories : 1 Lot Acres : 0.90
Sale Date : 01/05/2012 Sale Price : $144,000
Total Value : $174,820 Property Tax : $2,172.66
Owner Name : Garcia Michael Recording Date : 12/16/1993
6761 W ILLINOIS ST Distance 0.04 Miles
Land Use : Mobile Home Property Tax : $852.85
Sale Date : 01/23/2007 Sale Price : $33,000
Yr Blt / Eff Yr Blt : 1984 / 1984
Stories : 1 APN : 212-45-038D
6703 W ILLINOIS ST Distance 0.04 Miles
6767 W ILLINOIS ST Distance 0.07 Miles
Customer Name : Chantel Cortez
Total Value : $37,996 Property Tax : $638.69
Sale Date : 05/00/1987 Sale Price : $31,000
6740 W ILLINOIS ST Distance 0.1 Miles
Land Use : Mobile Home Property Tax : $2,190.38
Sale Date : 06/00/2004 Sale Price : $60,000
Yr Blt / Eff Yr Blt : 1997 / 1997
Total Value : $68,389 Property Tax : $1,035.24
4625 S FRANK AVE Distance 0.09 Miles
Stories : 1 APN : 212-45-037B
Owner Name : Villegas Gissette M Recording Date : 06/07/2004
Total Value : $34,000 Lot Acres : 1.00
Land Use : Residential Lot APN : 212-45-0580
Owner Name : Bast Wayne A Yr Blt / Eff Yr Blt : 1974 / 1974
Yr Blt / Eff Yr Blt : 1990 / 1990 APN : 212-45-039C
4575 S FRANK AVE Distance 0.06 Miles
Land Use : Mobile Home Lot Acres : 1.01
Owner Name : Valenzuela Melinda Subdivision : Gila & Salt River Base & Merid Sale Date : 07/24/2018 Recording Date : 07/31/2018
Total Value : $149,235 Sale Price : $95,000
Stories : 1 Lot Acres : 1.00
Land Use : Mobile Home Lot Acres : 0.91
Stories : 1 APN : 212-45-0350
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Owner Name : Servin Sal Sale Price : $9,000 Sale Date : 02/00/1984 Property Tax : $643.54
Sale Date : 10/21/2020 Sale Price : $350,000
Sale Date : 12/00/1998 Sale Price : $78,000
Owner Name : Thomas Frank Richard Recording Date : 12/17/1998
Total Value : $61,123 Property Tax : $925.22
Customer
Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
Land Use : Mobile Home Lot Acres : 1.01
Yr Blt / Eff Yr Blt W ILLINOIS ST Distance 0.1 Miles
Bed / Bath : / 3 Lot Acres : 1.00
6700 W ILLINOIS ST Distance 0.1 Miles
Land Use : Sfr Living Area : 2,207
Total Value : $200,829 Property Tax : $3,040.01
: 1984 / 1984
: 2006 / 6811
Owner Name : Kiel Volker
Recording Date : 10/30/2020
Stories : 1 APN : 212-45-032B Blt / Eff Yr Blt
Stories : 1 APN : 212-45-039D
Yr
No demographics data for selected property. Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 08/30/2022 © 2022 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, CCOR PIMA, AZ 08/30/2022 06:32AM NKFE INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS PARCEL: 212-45-038A PARCEL: 212-45-038A INSTRUMENT REC DATE OWNER: GONZALEZ VICTOR AFFIDAVIT 2022 663 03/30/2022 SITUS: 6711 W ILLINOIS ST TUCSON MAIL: 4998 S LEBRUN CT LEGAL: LOT 26 EXC N33' & E2 & S33' THEREOF 2.26 AC SEC 34-14-12 CURRENT TAXES INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY 5,907 0 0 11.2189 0102 SECONDARY 3,700 2,207 0 5.5885 2021 TOTAL TAX BILLED 992.80 2021 TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF 496.40 0.00 0.00 10/23/2021 0.00 SECOND HALF 496.40 0.00 0.00 03/30/2022 0.00 TOTAL CURRENT TAXES DUE 08/22 0.00 09/22 0.00 IMPROVEMENTS MOBILE HOME BLDG SQFT 0 FULL CASH VALUE 59,073 YEAR BUILT 1984 LAND USE 08 39 NUMBER OF STORIES 1.0 LOT SIZE 2.260 ACRES STORIES HEIGHT 0 SCHOOL DISTRICT 0102 EXTERIOR WALLS LAND FULL CASH VALUE 37,000 GRADE MATERIALS IMPR FULL CASH VALUE 22,073 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 03/30/2022 165,000 2022 663 WD ROJAS PEDRO & RUBY 11/06/2020 165,000 2020 3111194 WD BUTLER STEVEN CHARLES & JI 07/06/2018 70,000 2018 1870589 WD GARCIA LINDA S 01/10/2005 40,000 12465 1112 D GARCIA CONRAD C/STELLA N ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: MOBILE HOME LOT END SEARCH
Unfortunately, we are unable to confirm CC&Rs at this time, possibly because: The property is too complex to obtain CC&Rs without a complete title examination The property is sectional, whereas there are no “standard” subdivision‐type restrictions A recorded plat may not exist The recorded plat may be older, with limited information available, or Recorded CC&Rs may not exist. Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.
If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.
We are providing the requested information without CC&Rs.
to the Title & Escrow Process in Arizona Home Seller’s Guide
Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services
Count On Us For Service
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Welcome to the home-selling process. Throughout this process, you can count on
First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us To Meet Your Needs
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Convenience
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us For Stability
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count on First American Title
Professional REALTOR
- know how to advertise effectively and what the costs will be?
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction? Are you... - aware of conditions in the marketplace today that affect value and length of time to sell?
› Knows how to price your home realistically, to give you the highest price possible within your time frame. › Is experienced in creating demand for homes and how to show them to advantage.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
FOR SALE BY OWNER
Do you... - have the knowledge, patience, and sales skills needed to sell your home? - know how to determine your home’s current market value? - know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
AZ Sellers Guide |
A REALTOR ® : › Understands market conditions and has access to information not available to the average homeowner. › Can advertise effectively for the best results.
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
› Knows how to go toe-to-toe in negotiations.
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return?
› Maintains errors-and-omissions insurance.
of using a
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- concerned about having strangers walking through your home?
› Can remain objective when presenting offers and counter-offers on your behalf.
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
®
Benefits4
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
› Is experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
REAL ESTATE AGENT
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A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
Key Professionals Involved in Your Transaction
REALTOR ® A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
TITLE COMPANY
ESCROW OFFICER
LISTING AGENT
MULTIPLE LISTING SERVICE (MLS)
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
BUYER'S AGENT
Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view. Remove clutter throughout the house. Organize and clean out closets.
Mow and edge the lawn regularly, and trim the shrubs.
Clean and organize the garage, and ensure the door is in good working order.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage.
Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them. Make sure toilet seats look new and are firmly attached.
Make your entry inviting: Paint your front door and buy a new front door mat.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.
Repair or replace loud ventilating fans. Replace worn shower curtains.
Inspect fences, gates and latches. Repair or replace as needed.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
Repair leaky faucets and caulking in bathtubs and showers.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.
Repair or replace worn shutters and other exterior trim.
Clean household appliances and make sure they work properly.
If screens or windows are damaged, replace or repair them.
Paint or replace the mailbox, if needed.
YOURFORPREPARINGSALEHOME
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Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound. Ensure that all exterior lights are working.
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. Clear all clutter from counter tops. Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.
Staging your home for Show
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Send pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise.
Cleanshown.trash
Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
If possible you, your pets, and your children should be gone while your home is being cans and put them out of sight.
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Deed of Trust An instrument used in many states in place of a mortgage.
Annual Percentage Rate (APR)
TRID TILA-RESPA Integrated Disclosures
Disbursement Date
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
PITI A payment that includes Principal, Interest, Taxes, and Insurance.
Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Terms You Should Know
Deed Restrictions
Beneficiary
Recording
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Endorsement
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Consummation
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Filing documents affecting real property with the appropriate government agency as a matter of public record. Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
Easement
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
The recipient of benefits, often from a deed of trust; usually the lender.
Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Appraisal
Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Mortgage The instrument by which real property is pledged as security for repayment of a loan.
Lien
Legal Description
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Chooses a Real Estate Agent Gets pre-approval letter from Lender and provides to Real Estate Agent. Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title. Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!
Chooses a Real Estate Agent Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.
The Life Of An Escrow
THE BUYER
Coordinatesconsummation.withlender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review.
THE ESCROW OFFICER
THE LENDER
Prepares recording instructions and submits docs for recording.
THE SELLER Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate. Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan Underwritingapproval.reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.
Documents are recorded and funds are disbursed. Issues final settlement statement.
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Upon receipt of order and earnest money deposit, orders title examination. Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan
AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What
HOW IS AN ESCROW OPENED?
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The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers. Escrow Process
The
WHAT IS AN ESCROW?
Open escrow and deposit good faith funds into an escrow account
Professional May:
Prepare and send final documents to all parties
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
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Request funds from buyer and buyer’s new lender
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
Your Escrow
The Title Industry & Title Insurance in Brief
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHAT IS TITLE INSURANCE?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHY IS TITLE INSURANCE NEEDED?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Understandingrecords.
WHEN IS THE PREMIUM DUE?
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Title Insurance
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property
Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA
Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage
AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed 3 Forgery, fraud, duress in the chain of title 4 Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance 11 Unrecorded lien by a homeowners association 12 Unrecorded easements 13 Building permit violations* 14 Restrictive covenant violations 15 Post-policy forgery 16 Post-policy encroachment 17 Post-policy damage from extraction of minerals or water 18 Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy. As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
21 Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants
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Consider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another. When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
DON'T FORGET YOUR IDENTIFICATION
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
Closing Your Escrow
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
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THE CLOSING DISCLOSURE
WHAT HAPPENS NEXT?
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Start packing. Begin packing for your new location.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
FOUR WEEKS BEFORE: Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
MOVINGReviewDAY:thehouse. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Planning your move
Create an inventory sheet of items to move.
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
Changing Schools. If changing schools, contact new school for registration process.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing materials. Gather moving boxes and packing materials for your move.
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
AZ Sellers Guide | 18
SIX WEEKS BEFORE:
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Change of address. Visit USPS for change of address form.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
AZ Sellers Guide | 19 Your Notes:
AZ Sellers Guide | 20 Your Notes:
AZ Sellers Guide | 21 Your Notes:
4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101 5 ANTHEM 39508623.551.3265N.Daisy
3 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave
14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.
ARROWHEAD
2 GOODYEAR Rd. Ste. #170 AZ NW corner of McDowell & Litchfield
1 SUN CITY WES T Blvd., #119 Sun City West, AZ 85375 N of Blvd W of R.H.
13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.
10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln
16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown
AZ Sellers Guide | 22
9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway
Goodyear,
1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator
17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.
11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy
Meeker
15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley
12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St.
85395
Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street 7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum 8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.
1626623.936.8001N.Litchfield
13940623.299.3644W.Meeker
Johnson
2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716
12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718
9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704
13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715
7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622
5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704
11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718
AIRPORTINT'LTUCSON Air Force
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RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa 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E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23
8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737
10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747
3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718
6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718
1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715
4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122
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