42831NFlemingSpringsRd CaveCreek,AZ85331
• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions
VERIFY AND NOTIFY
TRUST YOUR SOURCE OF INFORMATION
DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION
• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.
ONLINE RESOURCES:
• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.
The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety
The Internet Crime Complaint Center @ www.ic3.gov
The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS
WIRE FRAUD ADVISORY
Client Date Client Date
Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!
There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:
Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
PROTECT YOURSELF
IMPORTANT -- PLEASE READ CAREFULLY:
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
First American Title Ins Co © 2022 CoreLogic. All rights reserved
Subject Property 42831 N Fleming Springs Rd Cave Creek AZ APN:85331202-17-014-F
Data Provided By:
Data Provided By: American Title Ins Co
© 2022 CoreLogic. All rights reserved
Disclaimer
First
This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.
The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
Property Characteristics Gross Area : 2,580 Capacity :Garage 2 Patio Type : Covered Patio Living Area : 2,580 Roof Material : Tile Pool : Pool Year Built
Sale Price : $900,000 1st Mtg Document # : 411532
Seller Name : Davis Family Trust / Eff :
Township-Range- Sect : 06N-04E-11
APN : 202-17-014-F
Census Tract / Block : 304.02 / 1
County : Maricopa, Az
Location Information
All rights reserved
Recording/Sale Date : 06/06/2017 / 06/02/2017 1st Mtg Int. Rate/Type : 2.88% / Adjustable Int Rate Loan
Subject Property : 42831 N Fleming Springs Rd Cave Creek AZ 85331
Deed Type : Warranty Deed Price Per SqFt : $348.84
Legal Description : Ne4 Sw4 Se4 Sec 11 Ex W 165f & Ex N 30f Th/of & Also W 14f Of S 329f Of N 389f Of Fol Desc Parc S 539f Of W 400f Of Fol S 580f Of W 800f Of Ne4 Se4 & N 509f Of W 800f Of Se4 Se4 Sec 11
Owner Name : Knauf
Lender : Silicon Vly Bk
Last Market Sale Information
Title Company : Title 365
Customer Name : Chantel Cortez
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.
Document # : 411531
Neighbor Code : 20-004
School District : Cave Creek 93
© 2022
Owner Information
Vesting Codes : / / Trust
1st Mtg Term : 30
Mailing Address : 42831 N Fleming Springs Rd, Cave Creek AZ 85331-7637 H034
1994 Heat Type : Heated Air Cond : Refrigeration # of Stories : 1 Cooling Type : Heated Bath Fixtures : 8 Parking Type : Garage Exterior wall : Frame Wood Pool Size : 600
Owner OccupiedIndicator : O
1st Mtg Amount/Type : $675,000 / Cnv
Lot Size : 315,009
Lot Acres : 7.23
Total Value : $793,700
Tax Year : 2021
Current AssessedYear : 2023
Land Value : $158,700
Property Tax : $3,371.24
Tax Information
Assessed Year : 2021
State Use : 2 Sfr Imp-on 5+ Acres/rural ( 4 )
Tax Rate Area : 930000
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022
Water Type : Public Well
Land Use : Sfr
Improve % : 80%
Total TaxableValue : $69,704
Sewer Type : Septic Tank
ImprovementValue : $635,000
Current YearValue :Total $98,580
Zoning : RU-190
Customer Name : Chantel Cortez
© 2022 CoreLogic. All rights reserved
Property Information
Current YearValue :Land $19,710
Market Value : $793,700
Current ImprovementYearValue : $78,870
2 42002 N Fleming Springs Rd 982,000 578,500 01/21/2022 2 2,204 198,416 1979 1.1 RU-190
Stories 1 1 2 1
7 41200 N 56th St 975,000 684,500 02/24/2022 4 2,810 205,080 2000 2.92 DR-190
Distance From Subject 0 0.89 2.92 2.04
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022
of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning
© 2022 CoreLogic. All rights reserved
Price Per Square Foot $348.84 $340 $968 $510.78
Summary
Bldg/Living Area 2580 2204 2898 2600
Total Assessed Value $793,700 $477,500 $740,100 $588,157
Sale Price $900,000 $836,000 $2,495,000 $1,334,000
4 5902 E Desert Sage Pl 1,800,000 740,100 05/16/2022 4 2,898 70,829 2006 2.38 DR-70
Sales Analysis
5 41432 N Ironwood Blf 1,000,000 516,100 08/02/2022 4 2,469 69,999 1996 2.6 DR-190
1 7024 E Sierra Vista Rd 836,000 494,600 03/09/2022 3 2,460 217,800 1976 0.89 RU-190
3 43415 N 65th St 2,495,000 625,800 04/13/2022 4 2,578 217,844 2017 1.54 RU-190
Criteria Subject Property Low High
Lot Size 315,009 69,999 217,844 155,423
BathroomsBedrooms
3 2 4 3
S 42831 N Fleming Springs Rd 900,000 793,700 06/06/2017 3 2,580 315,009 1994 RU-190
Year Built 1994 1976 2017 1993
Customer Name : Chantel Cortez
6 5916 E Highland Rd 1,250,000 477,500 05/31/2022 3 2,783 107,995 1978 2.82 DR-89
Average
Distressed Sales =
Map Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Subject Property : 42831 N Fleming Springs Rd Cave Creek AZ 85331 Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421
No
local business data for selected property.
Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Customer
Name : Chantel Cortez
Customer
Owner Name : Double Canyon Enterprises Llc
Distance 0.09 Miles
Yr Blt / Eff Yr Blt : 2000 /
Customer Company Name : FIRST AMERICAN Prepared On : 09/19/2022
Customer Name : Chantel
Distance 0.1 Miles
Stories : 2 APN : 202-17-010
Land Use : Sfr Living Area : 1,145
Stories : 1 APN : 202-17-003-G
42835 N FLEMING SPRINGS RD
Land Use : Sfr Living Area : 3,908
Cortez
Owner Name : Df22go Llc
Total Value : $715,500
Lot Acres : 8.64
Recording Date : 07/29/2003
Land Use : Sfr Living Area : 2,986
Total Value : $280,800
Sale Price : $340,000
Recording Date : 10/01/1997
TITLE
Sale Date : 07/15/2003
Lot Acres : 4.54
42675 N FLEMING SPRINGS RD
Property Tax : $3,438.56
Yr Blt / Eff Yr Blt : 1966 /
Sale Date : 09/00/1997
43044 N FLEMING SPRINGS RD Distance 0.13 Miles
Distance 0.12 Miles
Bed / Bath : / 4
Bed / Bath : / 6
Owner Name : Todd
Owner Name : Rickey Lee
Yr Blt / Eff Yr Blt : 1963 /
Stories : 2 APN : 202-17-014-A
Total Value : $712,200
Sale Price : $935,000
Sale Date : 11/00/1992
Lot Acres : 10.00
Stories : 1 APN : 202-17-004
Yr Blt / Eff Yr Blt : 1962 /
Property Tax : $3,291.78
Sale Date : 10/06/2020
Recording Date : 11/03/2020
© 2022 CoreLogic. All rights reserved
Property Tax : $1,440.90
Sale Price : $295,000
Sale Price : $400,000
Living Area : 2,742
Lot Acres : 9.52
42836 N FLEMING SPRINGS RD
Total Value : $693,500
Bed / Bath : / 2
Bed / Bath : / 3
Land Use : Sfr
Recording Date : 12/01/1992
Property Tax : $3,085.06
Total Value : $610,500
Owner Name : Alben David Sale Price : $250,000
Distance 0.2 Miles
Sale Price : $550,000
© 2022
Sale Date : 06/20/2011
Total Value : $737,800 Property Tax : $3,374.04
Bed / Bath : / 3
Stories : 2 APN : 202-17-007-C
42600 N FLEMING SPRINGS RD
43024 N FLEMING SPRINGS RD
Lot Acres : 8.86
Lot Acres : 5.00
Lot Acres : 4.97
Customer Name : Chantel Cortez
Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 CoreLogic.
Recording Date : 08/21/2018
Property Tax : $1,122.38
Property Tax : $2,844.40
Yr Blt / Eff Yr Blt : 1970 /
Stories : 1 APN : 202-17-006
Total Value : $199,400
Land Use : Sfr Living Area : 2,991
Distance 0.2 Miles
Land Use : Residential (nec) APN : 202-17-003-N
Distance 0.17 Miles
Land Use : Sfr Living Area : 4,338
Sale Date : 06/26/2018
Bed / Bath : / 3
All rights reserved
Owner Name : Amaro John A
Yr Blt / Eff Yr Blt : 2000 /
Recording Date : 07/27/2011
Owner Name : Gold Stephen J
43054 N FLEMING SPRINGS RD
Company Name :
Married People: 60.48%
Estimate in 5 Years: 5,609 18 - 24 4.48%
Male Population: 47.87% Above $100,000 43.33%
Customer FIRST
Unit Occupied Owner: 87.52% Above $500,000: 50.22%
AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Average Current Year: 2.13 $25,000 - $35,000 9.8%
Median Mortgage: $1,724
Growth Last 10 Years: 20.63% $75,000 - $100,000 8.66%
Estimate Current Year: 4,657 12 - 17
Household Population Population by Age
Female Population: 52.13% Average Household Income: $80,117
Census Tract / block: 304.02 / 1 Year: 2018
Customer
Household Size Household Income
Growth Last 10 Years: -68.72% 65 - 74 20.29% 75+
Under $300: 1.91% Below $100,000: 5.14% $300 - $799: 31.58% $100,000 - $150,000: 1.42% $800 - $1,999: 27.49% $150,000 - $200,000: 0.66% Over $2,000: 39.02% $200,000 - $300,000: 12.95%
Name : Chantel Cortez
Median Home Value: $501,800 $300,000 - $500,000: 29.62%
Growth Last 5 Years: 15.05% 25 - 64 54.49%
Home Values
Estimate in 5 Years: 2,890 $35,000 - $50,000 7.13%
Growth Last 5 Years: 20.99% $50,000 - $75,000 14.49%
Unmarried People: 39.52%
Housing
Median Mortgage Payments
Current Year: 2,091 0 - $25,000 16.59%
Count: 4,445 0 - 11
Sales: 24.27% Self Employed Worker: 14.32%
Commute Time
Private College: 1.14% Graduate Degree: 20.3%
: Chantel Cortez
Rent Payments
Private House Hold: Farming: 9.58%
Less Than $499 0% 1990 - 1994
Unit Occupied Renter: 12.48% 1999 - 2000
Workforce
$1000 and Over 65.61% 1900 - 1969 9.03%
Median Gross Rent: $1,206 1995 - 1998
15 min - 28 min: 28.31%
Public College: 3.27% College Graduate: 40.95%
Name : FIRST AMERICAN TITLE Prepared
Private Pre-Primary School: 0.07%
Technical: Government Worker: 7.01%
Over 60 min: 10.46%
Public Pre-Primary School: 0%
Enrollment
Occupation: Manager/Prof: 42.45% Private Worker: 61.15%
Not A High School Graduate: 3.63%
Customer Company On
30 min - 57 min: 34.53%
: 09/19/2022 © 2022 CoreLogic. All rights reserved
$750 - $999 10.67% 1970 - 1979 17.67%
Private School: 2.16% Attended Some College: 21.02%
Public School: 12.47% Graduate Of High School: 14.1%
Customer Name
Less Than 15 Min: 26.7%
Administrative: Unpaid Family Worker: 9.74%
Education
Service: 19.27% Skilled:
$500 - $749 23.72% 1980 - 1989 15.03%
Protective Services: Blue-Collar: 14.01%
Year Built
Not Enrolled in School: 85.37%
Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Chantel Cortez Customer Company Name : FIRST AMERICAN TITLE Prepared On : 09/19/2022 © 2022 CoreLogic. All rights reserved
LEGAL: NE4 SW4 SE4 SEC 11 EX W 165F & EX N 30F TH/OF & ALSO W 14F OF S 329F OF N 389F OF FOL DESC PARC S
10/22
0.00
2022 TAX AMT
+ FIRST AMERICAN TITLE, FC0, CCOR MARICOPA, AZ 09/19/2022 03:52PM NKFE INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS
09/22
539F OF W 400F OF FOL S 580F OF W 800F OF NE4 SE4 & N 509F OF W 800F OF SE4 SE4 SEC 11
TOTAL DUE FIRST HALF 1,501.82 1,501.82 1,501.82 1,501.82 1,501.82 1,501.82
INSTRUMENT REC DATE
SECTION: 11 TWP 6N RNG 4E
TAX DUE INTEREST DATE PAID
SECOND HALF
SECONDARY
0.00
PRIMARY 73,190 3.8158 930000 30001 15,870 63,480 1.1512 3,003.64
2017 411531
2022 TOTAL TAX BILLED
PARCEL: 202-17-014F
0
MAIL: 42831 N FLEMING SPRINGS RD CAVE CREEK, AZ 85331
OWNER: KNAUF FAMILY TRUST 06/06/2017
PARCEL: 202-17-014F
3
CURRENT TAXES
(ESTIMATED) RESIDENTIAL IMPROVEMENTS BLDG SQFT 2,580 COOLING REFRIGERATION YEAR BUILT 1994 EXTERIOR WALLS FRAME WOOD NUMBER OF STORIES 1.0 ROOF TILE NUMBER OF ROOMS CONSTRUCTION CLASS R4 NUMBER OF BATH FIXTURES 8 PHYSICAL CONDITION OTHER PATIO (TYPE AND NUMBER) COVERED 3 LAND USE 87 24 GARAGE (TYPE AND NUMBER) GARAGE 2 LOT SIZE 7.232 ACRES POOL SQ FT 600 SCHOOL DISTRICT 930000 HEATING LAND FULL CASH VALUE 158,700 IMPR FULL CASH VALUE 634,800 SALES NO SALES ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH
SITUS: 42831 N FLEMING SPRINGS RD CAVE CREEK
INFORMATION THROUGH 08/26/2022
0 0
TOTAL CURRENT TAXES DUE 3,003.64 3,003.64
LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS
to the Title & Escrow Process in Arizona Home Seller’s Guide
Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count on First American Title
Count On Us For Stability
Count On Us To Meet Your Needs
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
AZ Sellers Guide | 3
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
Count On Us For Service
Count On Us For Convenience
› Maintains errors-and-omissions insurance.
› Knows how to go toe-to-toe in negotiations.
Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
Do you...
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- know how to advertise effectively and what the costs will be?
A REALTOR ® :
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
- concerned about having strangers walking through your home?
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- aware that every time you leave your home, you are taking it off the market until you return?
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
› Can remain objective when presenting offers and counter-offers on your behalf.
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
- aware of conditions in the marketplace today that affect value and length of time to sell?
› Understands market conditions and has access to information not available to the average homeowner.
Benefits4
- know how to determine whether or not a buyer can qualify for a loan?
Are you...
of using a Professional REALTOR ®
FOR SALE BY OWNER
› Can advertise effectively for the best results.
- know how to determine your home’s current market value?
AZ Sellers Guide |
› Is experienced in creating demand for homes and how to show them to advantage.
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
- understand the steps of an escrow and what’s required of you and the buyer?
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
› Is experienced with resolving problems to facilitate a successful closing on your home.
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
- have the knowledge, patience, and sales skills needed to sell your home?
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
REALTOR ®
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER
AZ Sellers Guide | 5
Key Professionals Involved in Your Transaction
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT
TITLE COMPANY
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
MULTIPLE LISTING SERVICE (MLS)
LISTING AGENT
BUYER'S AGENT
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
AZ Sellers Guide | 6
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.
Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.
YOURFORPREPARINGSALEHOME
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
Paint or replace the mailbox, if needed.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Repair or replace loud ventilating fans. Replace worn shower curtains.
Make sure toilet seats look new and are firmly attached.
Mow and edge the lawn regularly, and trim the shrubs.
Ensure that all exterior lights are working.
If screens or windows are damaged, replace or repair them.
Check stucco walls for cracks and discoloration.
Repair or replace worn shutters and other exterior trim.
Clean and organize the garage, and ensure the door is in good working order.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.
Repair leaky faucets and caulking in bathtubs and showers.
Remove any oil and rust stains from the driveway and garage.
Make your entry inviting: Paint your front door and buy a new front door mat.
AZ Sellers Guide | 7
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.
Cleanshown.trash
Clear all clutter from counter tops.
Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.
If possible you, your pets, and your children should be gone while your home is being
cans and put them out of sight.
Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings
To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.
Staging your home for Show
Close the windows to eliminate street noise.
Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.
AZ Sellers Guide | 8
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE)
Mortgage
Legal Description
The instrument by which real property is pledged as security for repayment of a loan.
A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney
Recording
Filing documents affecting real property with the appropriate government agency as a matter of public record.
The recipient of benefits, often from a deed of trust; usually the lender.
Comparable Sales
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Settlement statement
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Disbursement Date
Provides a complete breakdown of costs involved in a real estate transaction.
An instrument used in many states in place of a mortgage.
Close of Escrow
Easement
Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Annual Percentage Rate (APR)
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Endorsement
Hazard Insurance
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
PITI
TRID
TILA-RESPA Integrated Disclosures
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Impounds
Terms You Should Know
AZ Sellers Guide | 9
Consummation
Appraisal
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Beneficiary
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Deed of Trust
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Earnest Money Deposit
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Deed Restrictions
Lien
Closing Disclosure (CD)
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!
Prepares recording instructions and submits docs for recording.
Chooses a Real Estate Agent
Requests necessary information from buyers and sellers via opening packages.
All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan
AZ Sellers Guide | 10
Once loan is consummated, sends funding package to lender for review.
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.
Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.
THE LENDER
Finalizes loan application with Lender. Receives a Loan Estimate from Lender.
Schedules signing appointment and informs buyer of funds due at settlement.
Completes and returns opening package from First American Title.
THE ESCROW OFFICER
Underwritingapproval.reviews loan package for approval.
The Life Of An Escrow
Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
THE BUYER
Documents are recorded and funds are disbursed. Issues final settlement statement.
Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.
Coordinatesconsummation.withlender on the preparation of the CD.
Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.
Upon receipt of order and earnest money deposit, orders title examination.
THE SELLER
Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.
Chooses a Real Estate Agent
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Closing Costs: Who Pays What
AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
WHAT IS AN ESCROW?
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED?
From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
The Escrow Process
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.
AZ Sellers Guide | 12
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Open escrow and deposit good faith funds into an escrow account
commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
Prepare and send final documents to all parties
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle
AZ Sellers Guide | 13
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
Request funds from buyer and buyer’s new lender
Your Escrow Professional May:
WHAT IS TITLE INSURANCE?
WHY IS TITLE INSURANCE NEEDED?
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
Title Insurance
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
WHEN IS THE PREMIUM DUE?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
AZ Sellers Guide | 14
The Title Industry & Title Insurance in Brief
Protection from:
20 Post-policy adverse possession
22 Covenant violation resulting in your title reverting to a previous owner
11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*
16 Post-policy encroachment Post-policy damage from extraction of minerals or water
27 Plain language statements of policy coverage and restrictions
30 Added ownership coverage leads to enhanced marketability
15
b) violates a restriction in Schedule B
b) a judgement, tax, or special assessment
a) a deed of trust
19
AZ Sellers Guide | 15
13
17
12
8 Mechanics lien
9 Forced removal of a structure because it:
a) extends on another property and/or easement
25 Pays rent for substitute land or facilities Rights under unrecorded leases
c) violates an existing zoning law*
10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
c) a charge by a homeowner’s association
Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA
2 A document is not properly signed
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
7 Title is unmarketable
14 Restrictive covenant violations Post-policy forgery
28 Compliance with Subdivision Map Act
5 There are restrictive covenants
33 Post-policy Living Trust coverage
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
4 Defective recording of any document
23 Violation of building setback regulations
21 Post-policy prescriptive easement
1 Someone else owns an interest in your title
3 Forgery, fraud, duress in the chain of title
18 Lack of vehicular and pedestrian access Map not consistent with legal description
32 Post-policy inflation coverage with automatic increase in value up to 150% over five years
29 Coverage for boundary wall or fence encroachment*
31 Insurance coverage for a lifetime
Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA
6 There is a lien on your title because there is:
24 Discriminatory covenants Other benefits:
26
Consider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
AZ Sellers Guide | 16
THE CLOSING DISCLOSURE
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."
Closing Your Escrow
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
THE CLOSING OR SIGNING APPOINTMENT
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
AZ Sellers Guide | 17
WHAT HAPPENS NEXT?
If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
DON'T FORGET YOUR IDENTIFICATION
Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
ONE WEEK BEFORE:
Packing materials. Gather moving boxes and packing materials for your move.
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
FOUR WEEKS BEFORE:
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
MOVING
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
AZ Sellers Guide | 18
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
ReviewDAY:thehouse
Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Change of address. Visit USPS for change of address form.
. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
Changing Schools. If changing schools, contact new school for registration process.
Create an inventory sheet of items to move.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
SIX WEEKS BEFORE:
Start packing. Begin packing for your new location.
Planning your move
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
AZ Sellers Guide | 19
Your Notes:
Your Notes:
AZ Sellers Guide | 20
AZ Sellers Guide | 21
Your Notes:
NW corner of Williams Field Rd./ Val Vista Rd.
15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204
13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224
NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy
9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254
4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308
2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395
NW corner of McDowell & Litchfield
AZ Sellers Guide | 22
W of R.H. Johnson
1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375
17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.
NE corner of Tom Darlington/ Carefree Dr.
6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018
1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral
SE corner of Recker & Brown
7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028
12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048
N of Shea, E side of Tatum
10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250
SE corner of Pima/Legacy
E side 67th Ave/N of 101
8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377
N of Meeker Blvd
5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086
SW corner Chandler/45th St.
E Side Scottsdale/S of Lincoln
14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295
16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205
S of Bell/E side of 83rd Ave
3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382
W of Scottsdale Road, S side of Greenway
NE Corner of Camelback/32nd Street
11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255
SW Corner Chandler Blvd./ Dobson Rd.
N of Baseline / W of Stapley
First American Title Branch Locator
3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718
9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704
11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718
12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718
8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737
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Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23
13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715
2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716
5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704
7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622
6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718
1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715
10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747
4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122
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