Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!
• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.
The undersigned acknowledges receipt of this Wire Fraud Advisory.
Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.
ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:
PROTECT YOURSELF VERIFY AND NOTIFY
WIRE FRAUD ADVISORY
DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS
Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.
• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.
TRUST YOUR SOURCE OF INFORMATION
On Guard Online @ www.onguardonline.gov
• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions
The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety
DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION
The National White Collar Crime Center @ http://www.nw3c.org/research
The Internet Crime Complaint Center @ www.ic3.gov
Client Date Client Date
• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.
IMPORTANT -- PLEASE READ CAREFULLY: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.
LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS
Subject Property 8886 N Soft Winds Dr APN:AZTucson85742225-02-1740 Data Provided By: First American Title Ins Co © 2022 CoreLogic. All rights reserved
Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.
© 2022 CoreLogic. All rights reserved
The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.
Data Provided By: First American Title Ins Co
Subject Property : 8886 N Soft Winds Dr Tucson AZ 85742 Owner Information Owner Name : Taylor Leslie Michelle / Taylor Charles Mailing Address : 8886 N Soft Winds Dr, Tucson AZ 85742-8737 R166 Vesting Codes : / / Community Property Owner OccupiedIndicator : O Location Information Legal Description : Saguaro Vista Lot 0038 County : Pima, Az APN : 225-02-1740 Census Tract / Block : 46.23 / 1 Subdivision : Saguaro Vista Township-Range- Sect : 12S-13E-20 Map Reference : 20-12S-13E Legal Book/Page : 45-72 School District : Marana Legal Lot : 38 Munic/Township : Marana Market Area : 11 Last Market Sale Information Recording/Sale Date : 10/16/2020 / 10/06/2020 1st Mtg Amount/Type : $268,055 / Fha Sale Price : $273,000 1st Mtg Document # : 2900482 Document # : 2900481 1st Mtg Term : 30 Deed Type : Warranty Deed Price Per SqFt : $145.29 Title Company : Catalina Title Agcy Lender : Vip Mtg Seller Name : Witt David Prior Sale Information Prior Rec/Sale Date : 12/29/1995 / 12/00/1995 Prior Lender : Norwest Mtg Inc Prior Sale Price : $123,563 Prior 1st Mtg Amt/Type : $114,046 / Conv Prior Doc Number : 10200-2420 Prior 1st Mtg Rate/Type : / Fixed Rate Loan Prior Deed Type : Joint Tenancy Deed Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Property Characteristics Gross Area : 1,879 Capacity :Garage 2 Patio Type : Covered Patio Living Area : 1,879 Roof Material : Asphalt Air Cond : Refrigeration Total Rooms : 9 Heat Type : Forced Air Quality : Good Year Built / Eff : 1995 Cooling Type : Forced Air Condition : Excellent # of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 9 Parking Type : Garage Property Information Land Use : Sfr Zoning : CR-4 Lot Size : 7,370 County Use : Single Fam Resurban Subd Lot Acres : 0.17 State Use : Single Fam Resurban Subd Tax Information Total Value : $202,933 Property Tax : $2,539.59 Current YearValue :Total $25,878 Total TaxableValue : $18,253 Tax Rate Area : 0687 Current ImprovementYearValue : $25,828 Assessed Year : 2021 Market Value : $202,933 Current YearValue :Land $50 Tax Year : 2021 Current AssessedYear : 2023 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Sales Analysis Criteria Subject Property Low High Average Sale Price $273,000 $330,000 $10,653,000 $1,018,945 Bldg/Living Area 1879 1603 2052 1872 Price Per Square Foot $145.29 $174 $5,724 $555.15 Year Built 1995 1985 2020 2005 Lot Size 7,370 5,329 8,915 6,365 BathroomsBedrooms 3 3 5 3 Stories 1 1 2 1 Total Assessed Value $202,933 $41,615 $250,634 $200,012 Distance From Subject 0 0.08 0.51 0.32 Summary of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning S 8886 N Soft Winds Dr 273,000 202,933 10/16/2020 3 1,879 7,370 1995 CR-4 1 8826 N PreserveHardyLoop 425,500 245,208 09/27/2021 3 2,013 5,698 2018 0.08 2 8835 N PreserveHardyLoop 10,653,000 232,914 04/11/2022 3 1,861 5,649 2018 0.11 3 8815 N PreserveHardyLoop 446,000 245,208 03/21/2022 3 2,013 5,698 2018 0.12 4 8895 N PreserveHardyLoop 390,000 232,914 09/17/2021 3 1,861 5,389 2018 0.13 5 8756 N Peccary Creek Trl 435,000 231,990 05/12/2022 3 1,693 6,019 2019 0.2 6 3631 W Sunbonnet Pl 339,900 183,640 02/10/2022 3 1,859 5,329 1995 0.21 CR-5 7 8809 N Sky Dancer Cir 415,000 221,674 04/22/2022 3 1,917 8,087 2005 0.23 CR-3 8 8877 N Sky Dancer Cir 420,000 221,674 06/30/2022 3 1,917 8,915 2005 0.25 CR-3 9 9058 N Wagon Spoke Ct 465,000 250,634 07/22/2022 3 2,013 6,133 2019 0.27 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Map Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Details of Comparables Subject Property: 8886 N Soft Winds Dr Tucson Az 85742 Owner Name: Taylor Leslie Michelle /Taylor Charles APN / Alternate APN: 225-02-1740 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Saguaro Vista / Lot Size: 7,370 Year Built / Eff: 1995 / Rec. Date / Price: 10/16/2020 / $273,000 Living Area: 1,879 # of units: Document #: 2900481 Bedrooms: Pool: Total Tax Value: $202,933 Bath(F/H): / #1 8826 N Hardy Preserve Loop Tucson Az 85742 Owner Name: Moore Martine N / APN / Alternate APN: 225-02-5690 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardy Preserve / Lot Size: 5,698 Year Built / Eff: 2018 / Rec. Date / Price: 09/27/2021 / $425,500 Living Area: 2,013 # of units: Document #: 2700684 Bedrooms: Pool: Total Tax Value: $245,208 Bath(F/H): / #2 8835 N Hardy Preserve Loop Tucson Az 85742 Owner Name: Vm Master Issuer Llc / APN / Alternate APN: 225-02-5840 / Deed Type: Special Warranty Deed Land Use: Sfr Subdivision / Tract: Hardy Preserve / Lot Size: 5,649 Year Built / Eff: 2018 / Rec. Date / Price: 04/11/2022 / $10,653,000 Living Area: 1,861 # of units: Document #: 1010674 Bedrooms: Pool: Total Tax Value: $232,914 Bath(F/H): / #3 8815 N Hardy Preserve Loop Tucson Az 85742 Owner Name: Truitt Jamie L / APN / Alternate APN: 225-02-5790 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardy Preserve / Lot Size: 5,698 Year Built / Eff: 2018 / Rec. Date / Price: 03/21/2022 / $446,000 Living Area: 2,013 # of units: Document #: 800712 Bedrooms: Pool: Total Tax Value: $245,208 Bath(F/H): / #4 8895 N Hardy Preserve Loop Tucson Az 85742 Owner Name: Hurtado Diego Balvino-alejandro / APN / Alternate APN: 225-02-5880 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardy Preserve / Lot Size: 5,389 Year Built / Eff: 2018 / Rec. Date / Price: 09/17/2021 / $390,000 Living Area: 1,861 # of units: Document #: 2600480 Bedrooms: Pool: Total Tax Value: $232,914 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
#5 8756 N Peccary Creek Trl Tucson Az 85742 Owner Name: Tye Mary D / APN / Alternate APN: 225-29-5050 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Final For Hardy 30 / Lot Size: 6,019 Year Built / Eff: 2019 / Rec. Date / Price: 05/12/2022 / $435,000 Living Area: 1,693 # of units: Document #: 1320377 Bedrooms: Pool: Total Tax Value: $231,990 Bath(F/H): / #6 3631 W Sunbonnet Pl Tucson Az 85742 Owner Name: Shanton Douglas C / APN / Alternate APN: 225-29-3340 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sunnyvale / Lot Size: 5,329 Year Built / Eff: 1995 / Rec. Date / Price: 02/10/2022 / $339,900 Living Area: 1,859 # of units: Document #: 410742 Bedrooms: Pool: Total Tax Value: $183,640 Bath(F/H): / #7 8809 N Sky Dancer Cir Tucson Az 85742 Owner Name: Azcona Maria T /Johnson J Douglas APN / Alternate APN: 225-02-4590 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardydale 02 / Lot Size: 8,087 Year Built / Eff: 2005 / Rec. Date / Price: 04/22/2022 / $415,000 Living Area: 1,917 # of units: Document #: 1120438 Bedrooms: Pool: Total Tax Value: $221,674 Bath(F/H): / #8 8877 N Sky Dancer Cir Tucson Az 85742 Owner Name: Dwf Vi Atlas Sfr-az Llc / APN / Alternate APN: 225-02-4660 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardydale 02 / Lot Size: 8,915 Year Built / Eff: 2005 / Rec. Date / Price: 06/30/2022 / $420,000 Living Area: 1,917 # of units: Document #: 1810820 Bedrooms: Pool: Total Tax Value: $221,674 Bath(F/H): / #9 9058 N Wagon Spoke Ct Tucson Az 85742 Owner Name: Rudy Greg A /Rudy Mary K APN / Alternate APN: 225-02-6080 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Estrella Estates / Lot Size: 6,133 Year Built / Eff: 2019 / Rec. Date / Price: 07/22/2022 / $465,000 Living Area: 2,013 # of units: Document #: 2030430 Bedrooms: Pool: Total Tax Value: $250,634 Bath(F/H): / #10 9035 N Thorny Preserve Loop Tucson Az 85742 Owner Name: Fkh Sfr L Lp / APN / Alternate APN: 225-02-6510 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Estrella Estates / Lot Size: 5,859 Year Built / Eff: 2020 / Rec. Date / Price: 07/28/2022 / $456,000 Living Area: 2,013 # of units: Document #: 2090324 Bedrooms: Pool: Total Tax Value: $41,615 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
#11 3627 W Sunglade Dr Tucson Az 85742 Owner Name: Bird Sara E /Bird Christopher APN / Alternate APN: 225-29-2890 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sunnyvale / Lot Size: 7,012 Year Built / Eff: 1994 / Rec. Date / Price: 11/04/2021 / $385,000 Living Area: 1,805 # of units: Document #: 3080677 Bedrooms: Pool: Pool Total Tax Value: $210,722 Bath(F/H): / #12 9081 N Thorny Preserve Loop Tucson Az 85742 Owner Name: Calle Juan Carlos /Vindiola Sophia Cp & R APN / Alternate APN: 225-02-6460 / Deed Type: Joint Tenancy Deed Land Use: Sfr Subdivision / Tract: Estrella Estates / Lot Size: 5,818 Year Built / Eff: 2020 / Rec. Date / Price: 10/15/2021 / $360,000 Living Area: 1,842 # of units: Document #: 2880360 Bedrooms: Pool: Total Tax Value: $41,615 Bath(F/H): / #13 9158 N Wagon Spoke Ct Tucson Az 85742 Owner Name: Smith Kristin L / APN / Alternate APN: 225-02-6220 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Estrella Estates / Lot Size: 5,788 Year Built / Eff: 2019 / Rec. Date / Price: 11/17/2021 / $395,000 Living Area: 1,842 # of units: Document #: 3210506 Bedrooms: Pool: Total Tax Value: $236,227 Bath(F/H): / #14 3222 W Orbison St Tucson Az 85742 Owner Name: Ronald M Gilbert & Lisa K / APN / Alternate APN: 225-30-5060 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sheva Vistas / Lot Size: 7,808 Year Built / Eff: 1996 / Rec. Date / Price: 04/14/2022 / $465,000 Living Area: 1,884 # of units: Document #: 1040108 Bedrooms: Pool: Pool Total Tax Value: $222,469 Bath(F/H): / #15 3386 W Overton Heights Dr Tucson Az 85742 Owner Name: Escamilla Claudio / APN / Alternate APN: 225-02-1100 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Overton Heights 03 / Lot Size: 6,404 Year Built / Eff: 1992 / Rec. Date / Price: 03/03/2022 / $430,000 Living Area: 2,052 # of units: Document #: 620578 Bedrooms: Pool: Pool Total Tax Value: $222,416 Bath(F/H): / #16 9261 N Broken Lance Dr Tucson Az 85742 Owner Name: Hillis David S /Fleming Michelle L APN / Alternate APN: 225-02-0620 / Deed Type: Joint Tenancy Deed Land Use: Sfr Subdivision / Tract: Overton Heights 03 / Lot Size: 6,810 Year Built / Eff: 1993 / Rec. Date / Price: 06/15/2022 / $427,500 Living Area: 1,938 # of units: Document #: 1660840 Bedrooms: Pool: Pool Total Tax Value: $231,889 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr EDesertDove E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000 13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000 First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF
SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421
Public Schools : Elementary Schools Legacy Traditional School - Northwest Tucson Distance 0.5 Miles 3500 W Cortaro Farms Rd Tucson AZ 85742 Telephone : (520) 505-3640 School District : Legacy Traditional SchoolNorthwest Tucson (91137) Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 1192 Total Expenditure/Student : Ironwood Elementary School Distance 0.77 Miles 3300 W Freer Dr Tucson AZ Telephone :85742(520) 579-5150 School District : Marana Unified District (4404) Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 399 Total Expenditure/Student : 269 Quail Run Elementary School Distance 1.41 Miles 4600 W Cortaro Farms Rd Tucson AZ 85742 Telephone : (520) 579-4700 School District : Marana Unified District (4404) Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 591 Total Expenditure/Student : 269 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Butterfield Elementary School Distance 1.51 Miles 3400 W Massingale Rd Tucson AZ 85741 Telephone : (520) 579-5000 School District : Marana Unified District (4404) Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 520 Total Expenditure/Student : 269 Middle Schools Tortolita Middle School Distance 0.79 Miles 4101 W Hardy Rd Tucson AZ Telephone :85742(520) 579-4600 School District : Marana Unified District (4404) Lowest Grade : 7th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 665 Total Expenditure/Student : 269 High MountainSchoolsView High School Distance 0.9 Miles 3901 W Linda Vista Blvd Tucson AZ 85742 Telephone : (520) 579-4400 School District : Marana Unified District (4404) Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1790 Total Expenditure/Student : 269 Advanced Placement : No Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
LocalAttractionsBusiness/Recreation Name Address Telephone Distance (Miles) F.i.t. Yoga L.l.c. 9101 N Thornydale Rd Tucson Az (520) 490-9476 0.35 Twiin Desiigns Digital Art 8679 N Auriga Way Tucson Az (575) 649-0753 0.54 Gotta Dance Dance Academy Llc 8711 N Holly Brook Ave Tucson Az (520) 744-7345 0.63 Gasp Golf Learning Center, Llc 3605 W Cortaro Farms Rd # Tucson Az (520) 812-7172 0.63 Banks / Financial Name Address Telephone Distance (Miles) Wells Fargo Bank, National Association 3755 W Cortaro Farms Rd Tucson Az (520) 572-5010 0.68 Eating / Drinking Name Address Telephone Distance (Miles) The Club Grill 9101 N Thornydale Rd Tucson Az (520) 744-3033 0.35 Rjs Pizza Llc 3540 W Shalako Pl Tucson Az (520) 989-3948 0.55 Persian Room 9290 N Thornydale Rd # 10 Tucson Az (520) 744-0600 0.6 Subway 3605 W Cortaro Farms Rd # Tucson Az (520) 579-9003 0.63 Health Care Services Name Address Telephone Distance (Miles) John K Fischer P.t. 8788 N Maya Ct Tucson Az (520) 579-7286 0.21 Spicola Serviceinc C/o Do 3783 W Hardydale Cir Tucson Az (520) 579-2750 0.27 Dr. Anita C. Wood, Do 3695 W Sunbright Dr Tucson Az (520) 744-5086 0.33 Presidio Dental 8740 N Thornydale Rd Tucson Az (520) 744-7388 0.35 Organizations / Associations Name Address Telephone Distance (Miles) Mountain Vw Baptist Church Inc 3500 W Overton Rd Tucson Az (520) 744-9141 0.4 The Pacific Southwest District Of The Wesleyan Church 3301 W Overton Rd Tucson Az (520) 744-0555 0.43 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Hope Community Church 3310 W Picasso Pl Tucson Az (520) 744-2765 0.48 Living Hope Community Church 3300 W Freer Dr Tucson Az (520) 440-6429 0.7 Personal Services Name Address Telephone Distance (Miles) A K Fitness Llc 9349 N Eagle Dancer Dr Tucson Az (520) 481-8289 0.57 Amped Fitness 3603 W Cortaro Farms Rd # Tucson Az (520) 744-7000 0.63 Level Up Fitness Training Llc 8320 N Johnson Dr Tucson Az (520) 270-0630 0.7 Shopping Name Address Telephone Distance (Miles) Produce Pals, Llc 8696 N Auriga Way Tucson Az (520) 498-0506 0.53 Shades Of Brew, Llc 3605 W Cortaro Farms Rd # Tucson Az (520) 572-6265 0.63 Water Mart 3605 W Cortaro Farms Rd # Tucson Az (520) 744-4341 0.63 Circle K Stores Inc. 3712 W Cortaro Farms Rd Tucson Az (520) 579-0194 0.65 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
8878 N SOFT WINDS DR Distance 0.01 Miles Owner Name : Matty Margarita J Subdivision : Saguaro Vista Sale Date : 08/22/1995 Recording Date : 08/22/1995 Total Value : $183,094 Sale Price : $108,378 Bed / Bath : / 3 Property Tax : $1,752.39 Land Use : Sfr Lot Acres : 0.15 Stories : 1 Living Area : 1,578 Yr Blt / Eff Yr Blt : 1997 / APN : 225-02-1750 8894 N SOFT WINDS DR Distance 0.01 Miles Owner Name : White Raven Properties Llc Subdivision : Saguaro Vista Sale Date : 11/08/2017 Recording Date : 12/04/2017 Total Value : $188,306 Sale Price : $235,900 Bed / Bath : / 3 Property Tax : $2,335.32 Land Use : Sfr Lot Acres : 0.18 Stories : 1 Living Area : 1,681 Yr Blt / Eff Yr Blt : 1994 / APN : 225-02-1730 8909 N BOTTLEBUSH LN Distance 0.02 Miles Owner Name : Trapani Michael A Subdivision : Saguaro Vista Sale Date : 09/00/1996 Recording Date : 10/01/1996 Total Value : $217,185 Sale Price : $111,893 Bed / Bath : / 3 Property Tax : $2,486.15 Land Use : Sfr Lot Acres : 0.16 Stories : 1 Living Area : 1,795 Yr Blt / Eff Yr Blt : 1996 / APN : 225-02-1780 8870 N SOFT WINDS DR Distance 0.02 Miles Owner Name : Kobs Timothy K Subdivision : Saguaro Vista Sale Date : 10/00/1998 Recording Date : 11/30/1998 Total Value : $230,982 Sale Price : $140,000 Bed / Bath : / 3 Property Tax : $2,877.41 Land Use : Sfr Lot Acres : 0.16 Stories : 1 Living Area : 2,003 Yr Blt / Eff Yr Blt : 1995 / APN : 225-02-1760 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
8902 N SOFT WINDS DR Distance 0.02 Miles Owner Name : Lomeli Jose Subdivision : Saguaro Vista Sale Date : 06/00/2004 Recording Date : 08/25/2004 Total Value : $208,591 Sale Price : $167,000 Bed / Bath : / 3 Property Tax : $2,608.20 Land Use : Sfr Lot Acres : 0.17 Stories : 1 Living Area : 1,948 Yr Blt / Eff Yr Blt : 1996 / APN : 225-02-1720 8917 N BOTTLEBUSH LN Distance 0.03 Miles Owner Name : Radley Elizabeth C Subdivision : Saguaro Vista Sale Date : 05/23/2018 Recording Date : 05/24/2018 Total Value : $208,316 Sale Price : $252,000 Bed / Bath : / 3 Property Tax : $2,622.38 Land Use : Sfr Lot Acres : 0.18 Stories : 1 Living Area : 1,681 Yr Blt / Eff Yr Blt : 1995 / APN : 225-02-1790 8847 N SOFT WINDS DR Distance 0.03 Miles Owner Name : Hanlon Robert John Subdivision : Saguaro Vista Sale Date : 01/31/2011 Recording Date : 02/14/2011 Total Value : $183,082 Sale Price : $119,500 Bed / Bath : / 3 Property Tax : $2,594.29 Land Use : Sfr Lot Acres : 0.15 Stories : 1 Living Area : 1,597 Yr Blt / Eff Yr Blt : 1995 / APN : 225-02-1440 8855 N SOFT WINDS DR Distance 0.03 Miles Owner Name : Aten Joyce Subdivision : Saguaro Vista Sale Date : 08/19/2010 Recording Date : 08/23/2010 Total Value : $188,306 Sale Price : $167,500 Bed / Bath : / 3 Property Tax : $2,370.85 Land Use : Sfr Lot Acres : 0.17 Stories : 1 Living Area : 1,681 Yr Blt / Eff Yr Blt : 1994 / APN : 225-02-1450 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Census Tract / block: 46.23 / 1 Year: 2018 Household Population Population by Age Count: 6,133 0 - 11 Estimate Current Year: 6,802 12 - 17 Estimate in 5 Years: 10,290 18 - 24 4.13% Growth Last 5 Years: 19.03% 25 - 64 52.39% Growth Last 10 Years: -113.23% 65 - 74 11.85% 75+ Household Size Household Income Current Year: 2,487 0 - $25,000 6.11% Average Current Year: 2.46 $25,000 - $35,000 8.85% Estimate in 5 Years: 2,935 $35,000 - $50,000 10.41% Growth Last 5 Years: 14.31% $50,000 - $75,000 22.48% Growth Last 10 Years: 13.53% $75,000 - $100,000 21.43% Male Population: 49.93% Above $100,000 30.72% Female Population: 50.07% Average Household Income: $77,807 Married People: 50.57% Unmarried People: 49.43% Housing Median Mortgage Payments Home Values Under $300: 7.06% Below $100,000: 0% $300 - $799: 38.53% $100,000 - $150,000: 18.59% $800 - $1,999: 49.55% $150,000 - $200,000: 33.52% Over $2,000: 4.86% $200,000 - $300,000: 34.97% Median Home Value: $196,600 $300,000 - $500,000: 9.92% Unit Occupied Owner: 80.26% Above $500,000: 3.01% Median Mortgage: $977 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Rent Payments Year Built Unit Occupied Renter: 19.74% 1999 - 2000 Median Gross Rent: $1,373 1995 - 1998 Less Than $499 0% 1990 - 1994 $500 - $749 0% 1980 - 1989 19.1% $750 - $999 10.54% 1970 - 1979 7.61% $1000 and Over 89.46% 1900 - 1969 3.84% Education Enrollment Public Pre-Primary School: 2.45% Not Enrolled in School: 72.82% Private Pre-Primary School: 1.71% Not A High School Graduate: 3.53% Public School: 21.88% Graduate Of High School: 15.9% Private School: 5.29% Attended Some College: 30.41% Public College: 6.56% College Graduate: 35.87% Private College: 1.91% Graduate Degree: 14.29% Workforce Occupation: Manager/Prof: 44.58% Private Worker: 74.57% Technical: Government Worker: 12.55% Sales: 24% Self Employed Worker: 3.5% Administrative: Unpaid Family Worker: 3.64% Private House Hold: Farming: 3.25% Service: 21.75% Skilled: Protective Services: Blue-Collar: 9.66% Commute Time Less Than 15 Min: 22.96% 15 min - 28 min: 30.93% 30 min - 57 min: 42.89% Over 60 min: 3.22% Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/15/2022 © 2022 CoreLogic. All rights reserved
ConditionsCovenants,&Restrictions Thank you for the opportunity to be of service. Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c). This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
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to the Title & Escrow Process in Arizona Home Seller’s Guide
Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations. First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally. First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3 Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you. Count on First American Title Count On Us For Service Count On Us For Stability Count On Us For Convenience Count On Us To Meet Your Needs
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
A REALTOR ® :
› Is experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
› Maintains errors-and-omissions insurance.
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
- have the knowledge, patience, and sales skills needed to sell your home? - know how to determine your home’s current market value?
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
- know how to determine whether or not a buyer can qualify for a loan?
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
- aware that every time you leave your home, you are taking it off the market until you return?
FOR SALE BY OWNER
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
› Knows how to go toe-to-toe in negotiations.
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- aware of conditions in the marketplace today that affect value and length of time to sell?
- know how to advertise effectively and what the costs will be?
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
› Can advertise effectively for the best results.
AZ Sellers Guide |
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction? Are you...
- concerned about having strangers walking through your home?
- understand the steps of an escrow and what’s required of you and the buyer?
Benefits4 of using a Professional REALTOR
Do you...
› Understands market conditions and has access to information not available to the average homeowner.
› Can remain objective when presenting offers and counter-offers on your behalf.
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
› Is experienced in creating demand for homes and how to show them to advantage.
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
®
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER
REALTOR ®
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
LISTING AGENT
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT
Key Professionals Involved in Your Transaction
AZ Sellers Guide | 5
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ® TITLE COMPANY
MULTIPLE LISTING SERVICE (MLS)
BUYER'S AGENT
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
AZ Sellers Guide | 6
Inspect fences, gates and latches. Repair or replace as needed.
Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed.
Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
YOURFORPREPARINGSALEHOME
If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim.
Mow and edge the lawn regularly, and trim the shrubs.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound. Ensure that all exterior lights are working.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them. Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans. Replace worn shower curtains. Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view. Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.
If possible you, your pets, and your children should be gone while your home is being Cleanshown.trash cans and put them out of sight.
AZ Sellers Guide | 7
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. Clear all clutter from counter tops. Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise.
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.
Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 8
Coordinatesconsummation.withlender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
THE SELLER Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate. Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan Underwritingapproval.reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.
THE LENDER
openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.
THE ESCROW OFFICER
AZ Sellers Guide | 10 The Life Of An Escrow Chooses a Real Estate Agent Gets pre-approval letter from Lender and provides to Real Estate Agent. Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title. Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered! THE BUYER Upon receipt of order and earnest money deposit, orders title examination. Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan
Chooses a Real Estate Agent Accepts Buyer’s offer to
AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What
AZ Sellers Guide | 12
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED?
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers. Process
The Escrow
WHAT IS AN ESCROW?
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Your
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
AZ Sellers Guide | 13
Open escrow and deposit good faith funds into an escrow account
Prepare and send final documents to all parties Escrow Professional May:
Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Request funds from buyer and buyer’s new lender
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
Title Insurance
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHAT IS TITLE INSURANCE?
AZ Sellers Guide | 14
Understandingrecords.
The Title Industry & Title Insurance in Brief
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHY IS TITLE INSURANCE NEEDED? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
WHEN IS THE PREMIUM DUE?
AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed 3 Forgery, fraud, duress in the chain of title 4 Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance 11 Unrecorded lien by a homeowners association 12 Unrecorded easements 13 Building permit violations* 14 Restrictive covenant violations 15 Post-policy forgery 16 Post-policy encroachment 17 Post-policy damage from extraction of minerals or water 18 Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA 21 Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy. As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
AZ Sellers Guide | 16 Consider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another. When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer. Escrow
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
DON'T FORGET YOUR IDENTIFICATION
Closing Your
AZ Sellers Guide | 17
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
THE CLOSING DISCLOSURE
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEXT?
AZ Sellers Guide | 19 Your Notes:
AZ Sellers Guide | 20 Your Notes:
AZ Sellers Guide | 21 Your Notes:
1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator 1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield 3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave 4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101 5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street 7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum 8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr. 9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy 12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St. 13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd. 14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd. 15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley 16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown 17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd. AZ Sellers Guide | 22
1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715 2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716 3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718 4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122 5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704 6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718 7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622 8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737 9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704 10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747 11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718 12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718 13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd W Bayard Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWarcaanc Road424 WRagged Top Rd W Ruby S a Dr WBritten RanchRd W Pima Mine Rd ellRdS S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23
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