893 S. Deer Meadow Loop

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Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

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WIRE FRAUD ADVISORY

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

TRUST YOUR SOURCE OF INFORMATION

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

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DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

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LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Subject Property 893 S Deer Meadow Loop APN:AZTucson85745116-27-2020

Data Provided By: American Title Ins Co

First

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

Disclaimer

Data Provided By: First American Title Ins Co

County : Pima, Az

Subject Property : 893 S Deer Meadow Loop Tucson AZ 85745

Prior Sale Information

Owner OccupiedIndicator : A

Deed Type : Grant Deed Document # : 610596

Location Information

Legal Description : Deer Ridge Lot 0022

Township-Range- Sect : 14S-13E-17

Last Market Sale Information

Prior Rec/Sale Date : 01/19/2001 / 01/00/2001

Owner Name : Redwood Property Management Llc

Recording/Sale Date : 01/19/2001 / 01/00/2001

Customer Name : Kariann Keomaka

APN : 116-27-2020

Deed Type : Agreement Of Sale Sale Price : $65,000

Mailing Address : 830 Cleveland Ave, Santa Rosa CA 95401-4772 C044

Prior Sale Price : $65,000

Prior Doc Number : 11468-1554

Census Tract / Block : 44.22 / 5

Seller Name : Owner Record

Owner Transfer Information

Map Reference : 17-14S-13E

Recording/Sale Date : 03/01/2016 / 02/08/2016

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Price Per SqFt : $30.76 Document # : 11468-1777

Owner Information

School District : Tucson Unified Legal Lot : 22

Legal Book/Page : 44-67

Subdivision : Deer Rdg

Munic/Township : Tucson Unified Market Area : 21

Prior Deed Type : Warranty Deed

Capacity :Garage 2

Lot Acres : 0.21

Prepared On : 09/14/2022

Property Information

Total Value : $358,571

Living Area : 2,113

Cooling Type : Forced Air Condition : Excellent

Exterior wall : Frame Wood Bath Fixtures : 11

Year Built / Eff : 2002

Tax Year : 2021 Current AssessedYear : 2023

Parking Type : Garage

Assessed Year : 2021 Market Value : $358,571 Current YearValue :Land $50

Total TaxableValue : $35,857

Property Characteristics

Customer Name : Kariann Keomaka

County Use : Single Fam Resurban Subd

Gross Area : 2,113

State Use : Single Fam Resurban Subd

Tax Rate Area : 0150 Current ImprovementYearValue : $34,323

Customer Company Name : First American Title Insurance Company

Patio Type : Covered Patio

Tax Information

Heat Type : Forced Air Quality : Fair

Land Use : Sfr

Property Tax : $5,213.51 Current YearValue :Total $34,373

# of Stories : 1

Roof Material : Tile Air Cond : Refrigeration

Zoning : R-1 Lot Size : 9,295

Total Rooms : 6

Distressed Sales =

of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning

4

Customer Company : First American Title Insurance Company

0

3

Name

5

Bldg/Living Area 2113 1930 2397 2139

Prepared On : 09/14/2022

Criteria

Subject Property Low High Average

Sales Analysis

Distance

Price Per Square Foot $30.76 $206 $310 $276.36

S 893 S MeadowDeerLoop 65,000 358,571 01/19/2001 2,113 9,295 2002 R-1 887 S MeadowDeerLoop 640,000 366,871 07/26/2022 4 2,114 9,767 1997 0.01 R-1 3583 W CrossingDeerCt 525,000 327,622 06/16/2022 4 1,930 10,122 1994 0.14 R-1 3621 W Eagles View Pl 742,000 491,466 04/28/2022 3 2,397 35,806 1994 0.35 R-1 3346 W Quail Haven Cir 420,000 266,445 11/17/2021 3 2,041 8,500 1993 0.43 R-1 3418 W Foxes Den Dr 645,000 363,282 04/12/2022 3 2,211 8,983 1999 0.65 R-1

BathroomsBedrooms 4 3 4 3 Stories 1 1 1 1 Total

Customer Name : Kariann Keomaka

Year Built 2002 1993 1999 1995 Lot Size 9,295 8,500 35,806 14,636 Assessed Value $358,571 $266,445 $491,466 $363,137 From Subject 0.01 0.65 0.32

Summary

4

Sale Price $65,000 $420,000 $742,000 $594,400

1

2

Customer

Map

Details of Comparables

#3 3621 W Eagles View Pl Tucson Az 85745

Customer Name : Kariann Keomaka

Owner Name: Camp Store Llc /

#4 3346 W Quail Haven Cir Tucson Az 85745

#1 887 S Deer Meadow Loop Tucson Az 85745

Owner Name: Jones Kevin A /Jones Sarah E APN / Alternate APN: 116-27-2530 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Quail Haven / Lot Size: 8,500

Total Tax Value: $366,871 Bath(F/H): /

Year Built / Eff: 1997 / Rec. Date / Price: 07/26/2022 / $640,000 Living Area: 2,114 # of units: Document #: 2070597 Bedrooms: Pool: Pool

#2 3583 W Deer Crossing Ct Tucson Az 85745

Owner Name: Ruiz Carlos A /

Year Built / Eff: 2002 / Rec. Date / Price: 01/19/2001 / $65,000 Living Area: 2,113 # of units: Document #: 11468-1777 Bedrooms: Pool: Total Tax Value: $358,571 Bath(F/H): /

Land Use: Sfr Subdivision / Tract: Deer Rdg / Lot Size: 9,295

APN / Alternate APN: 116-27-1900 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Deer Rdg / Lot Size: 10,122 Year Built / Eff: 1994 / Rec. Date / Price: 06/16/2022 / $525,000 Living Area: 1,930 # of units: Document #: 1670248 Bedrooms: Pool: Total Tax Value: $327,622 Bath(F/H): /

Total Tax Value: $266,445 Bath(F/H): /

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Subject Property: 893 S Deer Meadow Loop Tucson Az 85745

Owner Name: Mclaren Mark /

Year Built / Eff: 1993 / Rec. Date / Price: 11/17/2021 / $420,000 Living Area: 2,041 # of units: Document #: 3210578 Bedrooms: Pool:

APN / Alternate APN: 116-27-2010 / Deed Type: Warranty Deed

Owner Name: Redwood Property Management Llc / APN / Alternate APN: 116-27-2020 / Deed Type: Agreement Of Sale

APN / Alternate APN: 116-27-2150 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Eagles View / Lot Size: 35,806 Year Built / Eff: 1994 / Rec. Date / Price: 04/28/2022 / $742,000 Living Area: 2,397 # of units: Document #: 1180590 Bedrooms: Pool: Total Tax Value: $491,466 Bath(F/H): /

Land Use: Sfr Subdivision / Tract: Deer Rdg / Lot Size: 9,767

#5 3418 W Foxes Den Dr Tucson Az 85745

Land Use: Sfr Subdivision / Tract: Fox Hideaway / Lot Size: 8,983

Bath(F/H): /

Owner Name: Van Arendonk Michael / APN / Alternate APN: 116-27-4120 /

Year Built / Eff: 1999 / Rec. Date / Price: 04/12/2022 / $645,000 Living Area: 2,211

Deed Type: Warranty Deed

# of units: Document #: 1020648

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Bedrooms: Pool: Pool Total Tax Value: $363,282

Customer Name : Kariann Keomaka

Customer

Subject Property : 893 S Deer Meadow Loop Tucson AZ 85745

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Prepared On : 09/14/2022

30

01

11

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20

E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd

08

EDesertDove

39

16 CATALINA

UNIFIED 2101

WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO

350

06

TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

12

10 AMPHITHEATER UNIFIED 701

05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr

111

SHelvetiaRdUNIFIED N. Well Road, Ajo, AZ 85321 520.387.5618 VALLEY S. Sasabe Road, Tucson, AZ 85736 520.822.1484 W. Wetmore, Tucson, AZ 85705 520.696.5000 FOOTHILS E. River Road, Tucson, AZ 85718 520.209.7500 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 SAHUARITA UNIFIED W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

ELEMENTARY 10105

51 ALTAR

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

Morgan Maxwell School

Pcjted - Cholla High School Distance 1.96 Miles

School District : Pima County Jted (89380)

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Total Expenditure/Student : 200

High Schools

Lowest Grade : Pre-K

Total Expenditure/Student : Advanced Placement : No

School District : Tucson Unified District (4403)

School Enrollment : Enrollment : 0

Distance 1.27 Miles

2001 W Starr Pass Blvd Tucson AZ 85713

1000 S Greasewood Rd Tucson AZ 85745

Telephone : (520) 225-3300

Tolson Elementary School

Telephone : (520) 225-2000

Telephone : (520) 225-4000

2802 W Anklam Rd Tucson AZ 85745

Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 315

Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 480

Elementary Schools

Lowest Grade : Pre-K

School District : Tucson Unified District (4403)

Public Schools :

Total Expenditure/Student : 200

Lowest Grade : 9th Highest Grade : 12th

Distance 1.42 Miles

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Telephone : (520) 225-4000

Lowest Grade : 8th Highest Grade : 12th School Enrollment : Enrollment : 1765

Distance 1.96 Miles

School District : Tucson Unified District (4403)

Total Expenditure/Student : 200 Advanced Placement : No

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Pcjted - Aztec Middle College

Customer Name : Kariann Keomaka

Cholla High School

Distance 1.96 Miles

Total Expenditure/Student : Advanced Placement : No

2001 W Starr Pass Blvd Tucson AZ 85713

Telephone : (520) 745-4588

2202 W Anklam Rd Tucson AZ 85709

School District : Pima County Jted (89380)

Hospitality

Name Address Telephone Distance (Miles)

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Eating / Drinking

AttractionsBusiness/Recreation

Swift Kicks Karate Of Tucson Llc 1422 S No Le Hace Tucson Az (520) 628-1388 0.98

Name Address Telephone Distance (Miles)

Health Care Services

Name Address Telephone Distance (Miles)

Shopping

Barsoumian, Dr. Vahe D 1050 S Bill Martin Dr Tucson Az (408) 355-0402 0.33

Local

Primo 3800 W Starr Pass Blvd Tucson Az (520) 791-6071 0.33

Starr Pass Resort Llc 3645 W Starr Pass Blvd Tucson Az (520) 670-0500 0.09

Macc Produce Llc 101 S Players Club Dr Tucson Az (520) 270-9070 0.84

Starr Pass Resort Llc 3800 W Starr Pass Blvd Tucson Az (520) 792-3500 0.33

Customer Name : Kariann Keomaka

Marriott International, Inc. 3800 W Starr Pass Blvd Tucson Az (520) 792-3500 0.33

Name Address Telephone Distance (Miles)

Catalina Barbeque Co. & Sports Bar 3645 W Starr Pass Blvd Tucson Az (520) 670-0444 0.09

Jason Condro Dds 3209 W Flwring Cactus Ct Tucson Az (315) 527-8275 0.51

Owner Name : Caulfield S Wayne

Sale Date : 10/14/1993

Yr Blt / Eff Yr Blt : 1997 / APN : 116-27-2010

Total Value : $304,744

3620 W STARR PASS BLVD Distance 0.04 Miles

Prepared On : 09/14/2022

Yr Blt / Eff Yr Blt : 1995 / APN : 116-27-2030

Customer Name : Kariann Keomaka

Recording Date : 03/07/2014

887 S DEER MEADOW LOOP

Sale Date : 07/19/2022

Total Value : $366,871

Subdivision : Deer Rdg

Property Tax : $7.27

Stories : 1 Living Area : 2,114

881 S DEER MEADOW LOOP Distance 0.03 Miles

Yr Blt / Eff Yr Blt : 1994 / APN : 116-27-2000

APN : 116-27-2100

864 S DEER MEADOW LOOP Distance 0.03 Miles

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 2,114

Recording Date : 11/24/1993

Total Value : $500

Distance 0.01 Miles

Land Use : Sfr Lot Acres : 0.26

Bed / Bath : / 4 Property Tax : $5,334.14

Sale Price : $299,000

Land Use : Sfr Lot Acres : 0.22

Bed / Bath : / 4 Property Tax : $4,443.39

Stories : 1 Living Area : 1,930

Subdivision : Deer Rdg

Sale Price : $41,390

Customer Company Name : First American Title Insurance Company

Owner Name : Deer Ridge Homeowners Assn

Sale Price : $640,000

Bed / Bath : / 4 Property Tax : $4,430.81

Owner Name : Becker Chad D

Subdivision : Deer Rdg Sale Date : 03/05/2014

Total Value : $345,255

Owner Name : Ruiz Carlos A

Subdivision : Deer Rdg

Recording Date : 07/26/2022

Land Use : Open Space Lot Acres : 3.59

Recording Date : 08/26/1994

Recording Date : 01/31/1994

Distance 0.04 Miles

Total Value : $364,814

Subdivision : Deer Rdg

Yr Blt / Eff Yr Blt : 1993 / APN : 116-27-1990

Owner Name : Schutte Philip S

Subdivision : Deer Rdg Sale Date : 01/31/1994

Land Use : Sfr Lot Acres : 0.27

Stories : 1 Living Area : 2,706

Recording Date : 02/22/2012

Owner Name : Pedroza Francisco

Sale Date : 04/27/2007

Recording Date : 04/30/2007

Yr Blt / Eff Yr Blt : 1994 / APN : 116-27-1980

Customer Name : Kariann Keomaka

Prepared On : 09/14/2022

Bed / Bath : / 4 Property Tax : $4,743.73

Stories : 1 Living Area : 1,930

Customer Company Name : First American Title Insurance Company

Owner Name : Stillman Leonard W

Land Use : Sfr Lot Acres : 0.31

Bed / Bath : / 4 Property Tax : $4,486.21

Subdivision : Deer Rdg

Yr Blt / Eff Yr Blt : 1997 / APN : 116-27-2080

Land Use : Sfr Lot Acres : 0.18

Total Value : $326,262 Sale Price : $265,000

875 S DEER MEADOW LOOP

Sale Date : 02/16/2012

Sale Price : $80,000

Total Value : $345,255 Sale Price : $530,000

Stories : 1 Living Area : 2,360

Subdivision : Deer Rdg

Stories : 1 Living Area : 2,114

Sale Date : 06/25/1999

Bed / Bath : / 4 Property Tax : $3,672.51

Yr Blt / Eff Yr Blt : 1999 / APN : 116-27-2040

Bed / Bath : / 4 Property Tax : $4,697.99

Owner Name : Kulka

854 S DEER MEADOW LOOP Distance 0.04 Miles

Total Value : $348,594 Sale Price : $205,000

Land Use : Sfr Lot Acres : 0.22

865 S DEER MEADOW LOOP Distance 0.05 Miles

3610 W STARR PASS BLVD Distance 0.05 Miles

Recording Date : 06/30/1999

Yr Blt / Eff Yr Blt : 2003 /

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Subdivision : Deer Rdg

Recording Date : 05/29/2019

Bed / Bath : / 3

Sale Price : $350,000

Lot Acres : 0.19

APN : 116-27-2050

Property Tax : $5,389.88

Land Use : Sfr

Living Area : 2,270

Sale Date : 05/23/2019

Owner Name : Norville Allan

Distance 0.06 Miles

Prepared On : 09/14/2022

Total Value : $370,697

Stories : 1

844 S DEER MEADOW LOOP

Household

Estimate in 5 Years: 5,590 18 - 24 10.72%

Median Home Value: $179,700 $300,000 - $500,000: 12.72%

Median Mortgage Payments Home Values

Population Population by Age

Current Year: 2,339 0 - $25,000 18.04%

$800 - $1,999: 48.03% $150,000 - $200,000: 30.4% Over $2,000: 10.97% $200,000 - $300,000: 20.8%

Growth Last 10 Years: -134.63% 65 - 74 12.72% 75+

Unit Occupied Owner: 78.32% Above $500,000: 6.77%

Customer Name : Kariann Keomaka

Male Population: 44.68% Above $100,000 29.59%

Estimate in 5 Years: 2,583 $35,000 - $50,000 12.53%

Growth Last 5 Years: -2.52% 25 - 64 54.91%

Growth Last 10 Years: -4.16% $75,000 - $100,000 13.94%

Census Tract / block: 44.22 / 5 Year: 2018

Female Population: 55.32% Average Household Income: $67,271

Under $300: 7.1% Below $100,000: 19.32%

$300 - $799: 33.9% $100,000 - $150,000: 9.99%

Average Current Year: 2.24 $25,000 - $35,000 4.57%

Unmarried People: 53.21%

Median Mortgage: $853

Estimate Current Year: 5,332 12 - 17

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

Housing

Married People: 46.79%

Count: 5,269 0 - 11

Household Size Household Income

Growth Last 5 Years: 0.73% $50,000 - $75,000 21.33%

$1000 and Over 63.54% 1900 - 1969 0.92%

Enrollment

Not Enrolled in School: 86.19%

Public Pre-Primary School: 0.77%

Manager/Prof: 44.38% Private Worker: 62.49%

Private Pre-Primary School: 0.45% Not A High School Graduate: 7.88%

Private School: 1.16% Attended Some College: 27.88%

Less Than $499 3.26% 1990 - 1994

Unit Occupied Renter: 21.68% 1999 - 2000

$500 - $749 19.14% 1980 - 1989 19.56%

Technical: Government Worker: 22.04%

Median Gross Rent: $1,086 1995 - 1998

Public College: 5.4% College Graduate: 25.36%

Administrative: Unpaid Family Worker: 4.63%

15 min - 28 min: 48.28%

Customer Company Name : First American Title Insurance Company Prepared On : 09/14/2022

$750 - $999 14.05% 1970 - 1979 30.87%

Rent Payments

Education

Protective Services: Blue-Collar: 20.39%

Commute Time

Customer Name : Kariann Keomaka

Private College: 0% Graduate Degree: 19.67%

Occupation:

30 min - 57 min: 28.15%

Private House Hold: Farming: 5.66%

Over 60 min: 7.77%

Sales: 19.29% Self Employed Worker: 2.31%

Year Built

Less Than 15 Min: 15.8%

Public School: 12.65% Graduate Of High School: 19.21%

Workforce

Service: 15.94% Skilled:

Prepared On : 09/14/2022

Customer Company Name : First American Title Insurance Company

Customer Name : Kariann Keomaka

Prepared On : 09/14/2022

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Prepared On : 09/14/2022

BYPASS BLDG SQFT 2,113

358,069 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

GRADE MATERIALS

END SEARCH

FULL CASH VALUE 358,571 YEAR BUILT 2002 LAND USE 01 41 NUMBER OF STORIES LOT SIZE 1 STDLT SCHOOL DISTRICT 0150 FRAME WOOD LAND FULL CASH VALUE 502 IMPR FULL CASH VALUE SELLER NAME 11468 1554 WD RICH INVESTMENT CORP 09/24/1997 10637 1777 QD KUS RICHARD 09/11/1995 10125 49 WD CACCIOTTOLO ALBERT/KATHLEE 09/08/1995 10124 119 SD CHICAGO TITLE T12059 M SFR

VALIDITY 01/19/2001 65,000

STORIES HEIGHT 0

OWNER: LOPEZ ALBERTO & ENEDINA L TR 11468 1554 01/19/2001 SITUS: 893 S DEER MEADOW LP TUC

MAIL: 1980 REDWOOD HILL CT SANTA ROSA CA 95404

1.0

PLAT: LOT 00022 BLOCK LEGAL: DEER RIDGE LOT 0022

INSTRUMENT REC DATE

2021 TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF 2,606.76 0.00 0.00 11/01/2021 0.00 SECOND HALF 2,606.75 0.00 0.00 11/01/2021 0.00

IMPROVEMENTS

INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

PRIMARY 35,857 0 0 11.6619 0150 SECONDARY 50 35,807 0 2.8778 2021 TOTAL TAX BILLED 5,213.51

CURRENT TAXES

70,000

PARCEL: 116-27-2020

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

SEARCH PARAMETERS

EXTERIOR WALLS

16,250

+ FIRST AMERICAN TITLE, FC0, KWAL PIMA, AZ 09/14/2022 12:06PM TCI1 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1

PARCEL: 116-27-2020

ConditionsCovenants,&Restrictions

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

Thank you for the opportunity to be of service.

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to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count on First American Title

Count On Us For Service

Count On Us To Meet Your Needs

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Count On Us For Stability

AZ Sellers Guide | 3

Count On Us For Convenience

› Is experienced in creating demand for homes and how to show them to advantage.

FOR SALE BY OWNER

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

A REALTOR ® :

- have the knowledge, patience, and sales skills needed to sell your home?

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

› Knows how to go toe-to-toe in negotiations.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

Benefits4 of using a Professional REALTOR ®

› Is experienced with resolving problems to facilitate a successful closing on your home.

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- know how to determine whether or not a buyer can qualify for a loan?

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

- concerned about having strangers walking through your home?

- understand the steps of an escrow and what’s required of you and the buyer?

› Maintains errors-and-omissions insurance.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

AZ Sellers Guide |

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

Do you...

› Understands market conditions and has access to information not available to the average homeowner.

Are you...

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

- know how to determine your home’s current market value?

› Can advertise effectively for the best results.

› Can remain objective when presenting offers and counter-offers on your behalf.

- aware of conditions in the marketplace today that affect value and length of time to sell?

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

TITLE COMPANY

MULTIPLE LISTING SERVICE (MLS)

ESCROW OFFICER

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

REAL ESTATE AGENT

AZ Sellers Guide | 5

LISTING AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

REALTOR ®

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Key Professionals Involved in Your Transaction

Repair or replace worn shutters and other exterior trim.

Clean and organize the garage, and ensure the door is in good working order.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Ensure that all exterior lights are working.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Inspect fences, gates and latches. Repair or replace as needed.

Repair leaky faucets and caulking in bathtubs and showers.

Check stucco walls for cracks and discoloration.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

YOURFORPREPARINGSALEHOME

If screens or windows are damaged, replace or repair them.

Make your entry inviting: Paint your front door and buy a new front door mat.

AZ Sellers Guide | 6

Mow and edge the lawn regularly, and trim the shrubs.

Paint or replace the mailbox, if needed.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Remove any oil and rust stains from the driveway and garage.

Make sure toilet seats look new and are firmly attached.

Staging your home for Show

If possible you, your pets, and your children should be gone while your home is being Cleanshown.trash

Hang clean attractive guest towels in the bathrooms.

cans and put them out of sight.

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Send pets away or secure them away from the house, and be sure to clean up after them.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Close the windows to eliminate street noise.

Stash or throw out newspapers, magazines, junk mail.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Make beds with attractive spreads.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Clear all clutter from counter tops.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Check that sink and tub are scrubbed and unstained.

AZ Sellers Guide | 7

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

AZ Sellers Guide | 8

TILA-RESPA Integrated Disclosures

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Deed Restrictions

The instrument by which real property is pledged as security for repayment of a loan.

Endorsement

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Mortgage

Closing Disclosure (CD)

Consummation

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

An instrument used in many states in place of a mortgage.

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Close of Escrow

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Settlement statement

Terms You Should Know

Provides a complete breakdown of costs involved in a real estate transaction.

Deed of Trust

Recording

Disbursement Date

Legal Description

TRID

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

The recipient of benefits, often from a deed of trust; usually the lender.

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

Loan Estimate (LE)

A payment that includes Principal, Interest, Taxes, and Insurance.

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

AZ Sellers Guide | 9

Beneficiary

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Appraisal

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Earnest Money Deposit

Hazard Insurance

Lien

PITI

Power of Attorney

Easement

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Annual Percentage Rate (APR)

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Requests necessary information from buyers and sellers via opening packages.

AZ Sellers Guide | 10

THE ESCROW OFFICER

Once loan is consummated, sends funding package to lender for review.

Chooses a Real Estate Agent

Schedules signing appointment and informs buyer of funds due at settlement.

Reviews title commitment / preliminary report.

THE LENDER

The Life Of An Escrow

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE SELLER

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

Upon receipt of order and earnest money deposit, orders title examination.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Chooses a Real Estate Agent

Underwritingapproval.reviews loan package for approval.

Completes and returns opening package from First American Title.

Coordinatesconsummation.withlender on the preparation of the CD.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Prepares recording instructions and submits docs for recording.

THE BUYER

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

AZ Sellers Guide | 12

WHAT IS AN ESCROW?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

The Escrow Process

HOW IS AN ESCROW OPENED?

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

AZ Sellers Guide | 13

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Open escrow and deposit good faith funds into an escrow account

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Request funds from buyer and buyer’s new lender

Prepare and send final documents to all parties

Your Escrow Professional May:

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Title Insurance

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

AZ Sellers Guide | 14

WHAT IS TITLE INSURANCE?

The Title Industry & Title Insurance in Brief

WHY IS TITLE INSURANCE NEEDED?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

2 A document is not properly signed

18 Lack of vehicular and pedestrian access

23 Violation of building setback regulations

14 Restrictive covenant violations

19 Map not consistent with legal description

b) a judgement, tax, or special assessment

13 Building permit violations*

6 There is a lien on your title because there is:

31 Insurance coverage for a lifetime

27

29

17 Post-policy damage from extraction of minerals or water

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

a) extends on another property and/or easement

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

21 Post-policy prescriptive easement

12 Unrecorded easements

9 Forced removal of a structure because it:

Compare First American’s Eagle Policy® for Owners

3 Forgery, fraud, duress in the chain of title

Protection from:

4 Defective recording of any document

26 Rights under unrecorded leases Plain language statements of policy coverage and restrictions

7 Title is unmarketable

11 Unrecorded lien by a homeowners association

16 Post-policy encroachment

30 Added ownership coverage leads to enhanced marketability

c) a charge by a homeowner’s association

22 Covenant violation resulting in your title reverting to a previous owner

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

1 Someone else owns an interest in your title

Other benefits:

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

5 There are restrictive covenants

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

c) violates an existing zoning law*

EAGLE

8 Mechanics lien

15 Post-policy forgery

StandardALTAorCLTA

20 Post-policy adverse possession

25 Pays rent for substitute land or facilities

28 Compliance with Subdivision Map Act Coverage for boundary wall or fence encroachment*

AZ Sellers Guide | 15

a) a deed of trust

b) violates a restriction in Schedule B

24 Discriminatory covenants

33 Post-policy Living Trust coverage

AZ Sellers Guide | 16

Consider This

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

THE CLOSING DISCLOSURE

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

THE CLOSING OR SIGNING APPOINTMENT

DON'T FORGET YOUR IDENTIFICATION

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

WHAT HAPPENS NEXT?

Closing Your Escrow

AZ Sellers Guide | 17

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Changing Schools. If changing schools, contact new school for registration process.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Packing materials. Gather moving boxes and packing materials for your move.

MOVING

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Planning your move

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

ONE WEEK BEFORE:

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Start packing. Begin packing for your new location.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Change of address. Visit USPS for change of address form.

ReviewDAY:thehouse

AZ Sellers Guide | 18

Create an inventory sheet of items to move.

FOUR WEEKS BEFORE:

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

SIX WEEKS BEFORE:

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Your Notes:

AZ Sellers Guide | 19

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

Your Notes:

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

E side 67th Ave/N of 101

1 SUN CITY WES T

3 ARROWHEAD

20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

N of Shea, E side of Tatum

NE corner of Tom Darlington/ Carefree Dr.

13940623.299.3644W.Meeker Blvd., #119

W of R.H. Johnson

AZ Sellers Guide | 22

1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

S of Bell/E side of 83rd Ave

14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

E Side Scottsdale/S of Lincoln

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

NW corner of McDowell & Litchfield

NW corner of Williams Field Rd./ Val Vista Rd.

N of Meeker Blvd

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

W of Scottsdale Road, S side of Greenway

SW Corner Chandler Blvd./ Dobson Rd.

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

SW corner Chandler/45th St.

SE corner of Recker & Brown

4 THE LEGENDS

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

9 KIERLAND COMMONS

16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

2 GOODYEAR

SE corner of Pima/Legacy

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

NE Corner of Camelback/32nd Street

N of Baseline / W of Stapley

Sun City West, AZ 85375

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

S

WAnamax Mine Rd

WAnamax M ne Rd Road424 Ruby S ar D WBritten RanchRd Pima Mine Rd Mcgee RanchRd 80

W Se ma Hwy

W MOORE RD

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

EDesertDove

HearthRd

1 MAIN OFFICE

STrekellRd

3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

E Hemlock Dr

GoffRanchRd

2 BROADWAY 520.747.1644 | Fax 520.747.1403

W VALENCIA RD

W

SNANDARIORDNANWAYRD

9 ORO VALLEY/ORACLE

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

Pretzer

ESsancaDr

E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd

SSwanRd

NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd

E

TRSNOLDIERL

WBritten

ellRdS Mcgee RanchRd 80

520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

AIRPORTINT'LTUCSON Rd

dRhRiGWacaanc

NANWAYRD

Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe

NKINNEYRD

Top Rd W

SLambRd

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

W

W es Curtis Rd

A

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

E M

Dr E

E

dRhRiGWarcaanc Road424

S

E

SLaPalmaRd

W VALENC A RD

W INA RD ESN1TAV SUNR SE DR E SNYDER RD

5 CASAS ADOBES

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

dRSSandaro N Dove Mountain Blvd

ed Top Rd W

SHennessRd Selma Hwy Co nman Rd

W MOORE RD

SHelvetiaRd

W INA RD

NFrontageRd Emigh Rd

BNearCanyonRd

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

SNANDARIORD

NKINNEYRD

NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

W IRV

W

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

WRagged Ruby S a Dr RanchRd Pima Mine Rd

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

E Edw n Rd

E M gan Rd gan Rd

W E Cam no De Cerro Fairmount St

NSILVERBELLRD E RIVER RDE PRINCE RD

E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST

ESN1TAV

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

W Rd

W Bayard Rd

dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd

05110280522

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