6212 N. 20th Street

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Subject Property

N

AZ

St

164-38-028

Data Provided By: First American Title Ins Co

Data Provided By:

First American Title Ins Co

Disclaimer

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Subject Property :   6212 N 20th St Phoenix AZ 85016

Owner Information

Owner Name : Chami Dimitri

Mailing Address : 6212 N 20th St, Phoenix AZ 85016-1914 C023

Vesting Codes : Single Man / /

Owner Occupied Indicator : O

Location Information

Legal Description : Lot 1 Tonka Vista Lot 1 Ex S 35.50'

County : Maricopa, Az

Census Tract / Block : 1064.00 / 1

Township-Range- Sect : 02N-03E-10

Legal Lot : 1

APN : 164-38-028

Last Market Sale Information

Recording/Sale Date : 07/13/2022 / 06/27/2022

Sale Price : $1,015,000

Document # : 570571

Deed Type : Warranty Deed

Title Company : Old Republic Title Agcy

Lender : Oaktree Fndg Corp

Seller Name : Markus Vincent P

Prior Sale Information

Prior Rec/Sale Date : 12/06/1972

Prior Sale Price : $60,000

Subdivision : Tonka Vista Lt 20-44

Map Reference : 5227

School District : Madison 38

Munic/Township : Phoenix

Neighbor Code : 05-001

1st Mtg Amount/Type : $761,250 / Cnv

1st Mtg Document # : 570572

1st Mtg Term : 30

Price Per SqFt : $519.98

Prior Deed Type : Deed Of Exchange

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Property Characteristics

Gross Area : 1,952 Garage Capacity : 4

Living Area : 1,952 Roof Material : Built-up

Total Rooms : 7

Year Built / Eff : 1955

# of Stories : 1

Pool : Pool

Air Cond : Refrigeration

Heat Type : Forced Air Quality : Good

Cooling Type : Forced Air Condition : Average

Exterior wall : Stucco Bath Fixtures : 9

Parking Type : Garage Patio Type : Covered Patio Pool Size : 540

Property Information

Land Use : Sfr

Lot Acres : 0.65

Zoning : R1-10 Lot Size : 28,502

Tax Information

Total Value : $616,800 Improve % : 80%

Land Value : $123,300 Tax Year : 2021

Improvement Value : $493,500 Property Tax : $6,184.50

Total Taxable Value : $47,187

Tax Rate Area : 381300

Assessed Year : 2021 Market Value : $616,800

State Use : Single Fam Resurban Subd ( 4 )

Current Assessed Year : 2023

Current Year Total Value : $78,400

Current Year Improvement Value :

$62,720

Current Year Land Value : $15,680

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Sales Analysis

Criteria

Subject

Sale Price $1,015,000 $450,000 $1,557,000 $746,226

Bldg/Living Area 1952 1677 2234 1992

Price Per Square Foot $519.98 $219 $752 $377.74

Year Built 1955 1952 2021 1971

Lot Size 28,502 3,600 20,909 9,544

Bedrooms

Bathrooms 3 2 4 3 Stories 1 1 1 1

Total Assessed Value $616,800 $57,896 $505,500 $340,517

Distance From Subject 0 0.32 0.6 0.45

Summary

#

Comparables

S 6212 N 20th St 1,015,000 616,800 07/13/2022 3 1,952 28,502 1955 R1-10

1 6408 N 17th Pl 713,097 61,627 06/28/2022 4 2,070 3,832 2021 0.32 R1-6

2 1802 E Bethany Home Rd 527,332 440,000 11/01/2021 2 1,896 11,391 1958 0.34 R1-10

3 1723 E Stella Ln 1,557,000 57,896 12/29/2021 4 2,070 3,600 2021 0.35 R1-6

4 6418 N 17th St 709,592 63,123 03/22/2022 4 2,070 3,925 2021 0.36 R1-6

5 6606 N 20th St 450,000 401,700 12/21/2021 2 2,051 20,909 1965 0.36 R1-6

6 1945 E Palo Verde Dr 805,000 376,200 03/25/2022 2 1,859 10,568 1953 0.37 R1-6

7 1801 E Bethany Home Rd 750,000 396,000 01/10/2022 3 1,948 9,731 1953 0.38 R1-6

8 6614 N 19th St 720,000 380,000 06/16/2022 3 1,814 13,534 1998 0.38 R1-6

9 1642 E Berridge Ln 680,000 361,600 06/15/2022 3 2,118 8,712 1961 0.4 R1-6

10 1919 E Rancho Dr 550,000 332,600 02/08/2022 2 1,677 7,771 1952 0.42 R1-6

11 1903 E Ocotillo Rd 810,000 423,100 04/27/2022 2 1,928 9,400 1996 0.44 R1-6

12 6638 N 20th St 580,000 454,500 08/04/2022 3 2,234 11,848 1967 0.45 R1-6

13 5739 N 19th St 495,000 375,500 07/29/2022 2 2,109 8,093 1952 0.45 R1-6

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

14 1709 E Tuckey Ln 664,100 392,100 06/01/2022 3 2,088 10,894 1958 0.48 R1-6

15 1644 E Rancho Dr 862,500 325,800 05/04/2022 3 1,686 8,072 1962 0.55 R1-6

16 1636 E Rancho Dr 761,000 407,000 10/29/2021 4 1,969 7,971 1955 0.56 R1-6

17 1936 E San Miguel Ave 900,000 387,800 05/11/2022 2 2,203 8,324 1954 0.59 R1-6

18 1503 E Rose Ln 689,900 330,200 03/02/2022 2 2,001 7,823 1958 0.59 R1-6

19 1509 E Mclellan Blvd 625,000 338,100 02/28/2022 2 2,215 13,477 1956 0.59 R1-6

20 2129 E Montebello Ave 1,075,000 505,500 06/13/2022 2 1,829 11,012 1955 0.6 R1-10

Details of Comparables

Subject Property: 6212 N 20th St Phoenix Az 85016

Owner Name: Chami Dimitri / APN / Alternate APN: 164-38-028 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1955 / Rec. Date / Price: 07/13/2022 / $1,015,000 Living Area: 1,952

Subdivision / Tract: Tonka Vista Lt 20-44 / Lot Size: 28,502

# of units:

Document #: 570571 Bedrooms: Pool: Pool

Total Tax Value: $616,800 Bath(F/H): /

#1   6408 N 17th Pl Phoenix Az 85016

Owner Name: Sutanto Jemmy / APN / Alternate APN: 164-37-295 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Madison Square / Lot Size: 3,832

Year Built / Eff: 2021 / Rec. Date / Price: 06/28/2022 / $713,097 Living Area: 2,070

# of units:

Document #: 533214 Bedrooms: Pool:

Total Tax Value: $61,627 Bath(F/H): /

#2   1802 E Bethany Home Rd Phoenix Az 85016

Owner Name: Sca Investments Llc / APN / Alternate APN: 164-41-032 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Tonka Vista 2 / Lot Size: 11,391 Year Built / Eff: 1958 /

Rec. Date / Price: 11/01/2021 / $527,332 Living Area: 1,896

# of units:

Document #: 1172934 Bedrooms: Pool: Pool

Total Tax Value: $440,000 Bath(F/H): /

#3   1723 E Stella Ln Phoenix Az 85016

Owner Name: Rmhslb Owner 2 Llc /

APN / Alternate APN: 164-37-286 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Madison Square / Lot Size: 3,600

Rec. Date / Price: 12/29/2021 / $1,557,000 Living Area: 2,070

Year Built / Eff: 2021 /

# of units:

Document #: 1378988 Bedrooms: Pool:

Total Tax Value: $57,896 Bath(F/H): /

#4   6418 N 17th St Phoenix Az 85016

Owner Name: Wilson Ian A /Wilson Erin L M

APN / Alternate APN: 164-37-274 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Madison Square / Lot Size: 3,925

Rec. Date / Price: 03/22/2022 / $709,592 Living Area: 2,070

Year Built / Eff: 2021 /

# of units:

Document #: 255058 Bedrooms: Pool:

Total Tax Value: $63,123 Bath(F/H): /

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

#5   6606 N 20th St Phoenix Az 85016

Owner Name: Jbbh Living Trust /

APN / Alternate APN: 164-36-013-B / Deed Type: Warranty Deed

Subdivision / Tract: / Lot Size: 20,909

Rec. Date / Price: 12/21/2021 / $450,000 Living Area: 2,051

Land Use: Sfr

Year Built / Eff: 1965 /

# of units:

Document #: 1349228 Bedrooms: Pool:

Total Tax Value: $401,700 Bath(F/H): /

#6   1945 E Palo Verde Dr Phoenix Az 85016

Owner Name: Moore Francine /

APN / Alternate APN: 164-49-090 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Wrigley Terrace 3 / Lot Size: 10,568

Rec. Date / Price: 03/25/2022 / $805,000 Living Area: 1,859

Year Built / Eff: 1953 /

# of units:

Document #: 267671 Bedrooms: Pool:

Total Tax Value: $376,200 Bath(F/H): /

#7   1801 E Bethany Home Rd Phoenix Az 85016

Owner Name: Svru5 Llc /

APN / Alternate APN: 164-49-004 / Deed Type: Warranty Deed

Subdivision / Tract: Wrigley Terrace 1 / Lot Size: 9,731

Rec. Date / Price: 01/10/2022 / $750,000 Living Area: 1,948

Land Use: Sfr

Year Built / Eff: 1953 /

# of units:

Document #: 26827 Bedrooms: Pool: Pool

Total Tax Value: $396,000 Bath(F/H): /

#8   6614 N 19th St Phoenix Az 85016

Owner Name: Borszich Robert J /Dwivedi Kirti

APN / Alternate APN: 164-36-062-A / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Silva Terrace / Lot Size: 13,534

Rec. Date / Price: 06/16/2022 / $720,000 Living Area: 1,814

Year Built / Eff: 1998 /

# of units:

Document #: 506824 Bedrooms: Pool:

Total Tax Value: $380,000 Bath(F/H): /

#9   1642 E Berridge Ln Phoenix Az 85016

Owner Name: Metas Elyssa /

APN / Alternate APN: 164-39-075-D / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: / Lot Size: 8,712 Year Built / Eff: 1961 /

Rec. Date / Price: 06/15/2022 / $680,000 Living Area: 2,118

# of units:

Document #: 502611 Bedrooms: Pool: Pool

Total Tax Value: $361,600 Bath(F/H): /

#10   1919 E Rancho Dr Phoenix Az 85016

Owner Name: Watson William T /Watson Megan A

APN / Alternate APN: 164-49-112 / Deed Type: Warranty Deed

Subdivision / Tract: Wrigley Terrace 3 / Lot Size: 7,771

Rec. Date / Price: 02/08/2022 / $550,000 Living Area: 1,677

Land Use: Sfr

Year Built / Eff: 1952 /

# of units:

Document #: 117117 Bedrooms: Pool:

Total Tax Value: $332,600 Bath(F/H): /

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

#11   1903 E Ocotillo Rd Phoenix Az 85016

Owner Name: Woerner Jonathan / APN / Alternate APN: 164-36-048 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1996 / Rec. Date / Price: 04/27/2022 / $810,000 Living Area: 1,928

Subdivision / Tract: Silva Terrace / Lot Size: 9,400

# of units:

Document #: 368521 Bedrooms: Pool:

Total Tax Value: $423,100 Bath(F/H): /

#12   6638 N 20th St Phoenix Az 85016

Owner Name: Robertson Caitlin /Robertson Jon APN / Alternate APN: 164-36-040 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1967 / Rec. Date / Price: 08/04/2022 / $580,000 Living Area: 2,234

Subdivision / Tract: Silva Terrace / Lot Size: 11,848

# of units:

Document #: 620694 Bedrooms: Pool: Pool

Total Tax Value: $454,500 Bath(F/H): /

#13   5739 N 19th St Phoenix Az 85016

Owner Name: Ceglowski Geri L / APN / Alternate APN: 164-49-116 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1952 / Rec. Date / Price: 07/29/2022 / $495,000 Living Area: 2,109

Subdivision / Tract: Wrigley Terrace 3 / Lot Size: 8,093

# of units:

Document #: 608375 Bedrooms: Pool:

Total Tax Value: $375,500 Bath(F/H): /

#14   1709 E Tuckey Ln Phoenix Az 85016

Owner Name: Property Opendoor I Trust / APN / Alternate APN: 164-35-022 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Beverly Villa / Lot Size: 10,894

Year Built / Eff: 1958 / Rec. Date / Price: 06/01/2022 / $664,100 Living Area: 2,088 # of units:

Document #: 466326 Bedrooms: Pool: Pool

Total Tax Value: $392,100 Bath(F/H): /

#15   1644 E Rancho Dr Phoenix Az 85016

Owner Name: Elliott Family Trust / APN / Alternate APN: 164-50-052 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1962 / Rec. Date / Price: 05/04/2022 / $862,500 Living Area: 1,686

Subdivision / Tract: Madison Village / Lot Size: 8,072

# of units:

Document #: 391515 Bedrooms: Pool: Pool

Total Tax Value: $325,800 Bath(F/H): /

#16   1636 E Rancho Dr Phoenix Az 85016

Owner Name: Bazzi Fouad /Bazzi Dewnya

APN / Alternate APN: 164-50-051 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1955 / Rec. Date / Price: 10/29/2021 / $761,000 Living Area: 1,969

Subdivision / Tract: Madison Village / Lot Size: 7,971

Document #: 1164775 Bedrooms:

Total Tax Value: $407,000 Bath(F/H): /

# of units:

Pool: Pool

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

#17   1936 E San Miguel Ave Phoenix Az 85016

Owner Name: Velasquez Jonathan B / APN / Alternate APN: 164-52-083 / Deed Type: Warranty Deed

Subdivision / Tract: Beverly Park 2 / Lot Size: 8,324

Rec. Date / Price: 05/11/2022 / $900,000 Living Area: 2,203

Land Use: Sfr

Year Built / Eff: 1954 /

# of units:

Document #: 411805 Bedrooms: Pool: Pool

Total Tax Value: $387,800 Bath(F/H): /

#18   1503 E Rose Ln Phoenix Az 85014

Owner Name: Garcia Anthony / APN / Alternate APN: 161-10-034-A / Deed Type: Warranty Deed

Subdivision / Tract: Rose Gardens 2 / Lot Size: 7,823

Rec. Date / Price: 03/02/2022 / $689,900 Living Area: 2,001

Land Use: Sfr

Year Built / Eff: 1958 /

# of units:

Document #: 191330 Bedrooms: Pool:

Total Tax Value: $330,200 Bath(F/H): /

#19   1509 E Mclellan Blvd Phoenix Az 85014

Owner Name: 2 G Investments Llc / APN / Alternate APN: 161-08-004 / Deed Type: Warranty Deed

Subdivision / Tract: Madison Manor 2 / Lot Size: 13,477

Rec. Date / Price: 02/28/2022 / $625,000 Living Area: 2,215

Land Use: Sfr

Year Built / Eff: 1956 /

# of units:

Document #: 185168 Bedrooms: Pool: Pool

Total Tax Value: $338,100 Bath(F/H): /

#20   2129 E Montebello Ave Phoenix Az 85016

Owner Name: Muirhead Marcus / APN / Alternate APN: 164-47-043 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1955 / Rec. Date / Price: 06/13/2022 / $1,075,000 Living Area: 1,829

Subdivision / Tract: Grovemont / Lot Size: 11,012

# of units:

Document #: 495112 Bedrooms: Pool: Pool

Total Tax Value: $505,500 Bath(F/H): /

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Prepared On : 09/30/2022

Customer Company Name : First

Customer Name : Kariann Keomaka

Insurance Company Prepared On : 09/30/2022

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

2022 CoreLogic.

and statistics on

schools please go

Public Schools :

Elementary Schools

Madison Heights Elementary School Distance 0.95 Miles

7150 N 22nd St Phoenix AZ 85020

Telephone : (602) 664-7800

Lowest Grade : Pre-K

School District : Madison Elementary District (4270)

Highest Grade : 4th

Kindergarten : Yes School Enrollment : Enrollment : 553 Total Expenditure/Student : 173

Madison Rose Lane School Distance 1.01 Miles 1155 E Rose Ln Phoenix AZ 85014

Telephone : (602) 664-7400

School District : Madison Elementary District (4270)

Lowest Grade : Pre-K Highest Grade : 4th

Kindergarten : Yes School Enrollment : Enrollment : 841 Total Expenditure/Student : 173

Madison Traditional Academy Distance 1.27 Miles 925 E Maryland Ave Phoenix AZ 85014

Telephone : (602) 745-4000

Lowest Grade : K

School District : Madison Elementary District (4270)

Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 820 Total Expenditure/Student : 173

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Madison Richard Simis School

7302 N 10th St Phoenix AZ 85020

Telephone : (602) 664-7300

Distance 1.64 Miles

School District : Madison Elementary District (4270)

Lowest Grade : Pre-K Highest Grade : 4th

Kindergarten : Yes School Enrollment : Enrollment : 907

Total Expenditure/Student : 173

Middle Schools

Madison #1 Elementary School

5525 N 16th St Phoenix AZ 85016

Telephone : (602) 664-7100

Distance 0.82 Miles

School District : Madison Elementary District (4270)

Lowest Grade : 5th Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 1010

Madison Park School

1431 E. Campbell Phoenix AZ 85014

Telephone : (602) 664-7500

Total Expenditure/Student : 173

Distance 1.95 Miles

School District : Madison Elementary District (4270)

Lowest Grade : 5th Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 407

Total Expenditure/Student : 173

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

High Schools

Learning Institute The Distance 1.34 Miles

5310 N 12th St # 100 Phoenix AZ 85014

Telephone : (602) 241-7876

School District : Phoenix School Of Academic Excellence The (6379)

Highest Grade : 12th School Enrollment : Enrollment : 132

Lowest Grade : 7th

Total Expenditure/Student : Advanced Placement : No

Humanities And Sciences High School - Phoenix Distance 1.77 Miles

5201 N 7th St Phoenix AZ 85014

Telephone : (480) 317-5900

School District : International Commerce Secondary Schools Inc. (4334)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

International Commerce High School - Phoenix Distance 1.78 Miles

5201 N 7th St Phoenix AZ 85014

Telephone : (480) 317-5900

School District : International Commerce Secondary Schools Inc. (4334)

Highest Grade : 12th School Enrollment : Enrollment : 378

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Camelback High School Distance 1.88 Miles

4612 N 28th St Phoenix AZ 85016

Telephone : (602) 764-7000

School District : Phoenix Union High School District (4286)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 2128

Total Expenditure/Student : 176 Advanced Placement : No

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Attractions / Recreation

Name Address

Telephone Distance (Miles)

Scuba Diving In Cozumel 6029 N 16th Pl Phoenix Az (602) 793-9714 0.45

Peggygolf 6236 N 16th St Phoenix Az (480) 575-3217 0.47

Blue Productions Pr & Promotions 5834 N 16th Pl Phoenix Az (602) 616-2186 0.52

Domba Belly Dance Llc 2101 E Montebello Ave Phoenix Az (480) 213-6163 0.57

Banks / Financial

Name Address

Sell Wholesale Funding, Llc

Telephone Distance (Miles)

1649 E Bethany Home Rd Phoenix Az (602) 265-6690 0.47

Prostar Financial Corporation 1644 E Bethany Home Rd Phoenix Az (602) 279-7777 0.47

Swh Funding, Llc 1649 E Bethany Home Rd Phoenix Az (602) 265-6690 0.47

Western Alliance Mortgage Llc 1645 E Bethany Home Rd Phoenix Az (602) 490-3223 0.48

Eating / Drinking

Name Address

Telephone Distance (Miles)

Po Ventures, Llc 1904 E Rancho Dr Phoenix Az (602) 354-6405 0.41

Swizzle Iii, Inc. 6034 N 16th Pl Phoenix Az (602) 300-2729 0.45

Big Ass Eggrolls Llc 6202 N 16th St Apt 27 Phoenix Az (904) 891-6684 0.48

The Rokerij 6335 N 16th St Phoenix Az (602) 287-8900 0.49

Health Care Services

Name Address

Riparian Care Llc

Telephone Distance (Miles)

6215 N 20th St Phoenix Az (602) 864-7096 0.04

Arizona Cardiovascular Care Llc 6006 N 21st Pl Phoenix Az (908) 962-8018 0.31

Mbs Center 1702 E Bethany Home Rd Phoenix Az (602) 277-1477 0.44

Efrem Miller, M.d., P.c. 1650 E Bethany Home Rd Phoenix Az (480) 844-7100 0.47

Hospitality

Name Address

Jdm Wigwam Gp Llc

Telephone Distance (Miles)

2400 E Ariz Biltmore Cir Phoenix Az (602) 224-2326 0.58

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company

Prepared On : 09/30/2022

Bwi Latin America Reservations Co. 6201 N 24th Pkwy Phoenix Az (602) 957-4200 0.7

Best Western Advertising 6201 N 24th Pkwy Phoenix Az (602) 957-4200 0.7

Best Western International, Inc. 6201 N 24th Pkwy Phoenix Az (602) 957-4200 0.7

Organizations / Associations

Name Address

Telephone Distance (Miles)

Legacy Planning Ministries, Inc. 1819 E Claremont St Phoenix Az (602) 476-3261 0.14

Greek Orthodox Cathedral Holy Trinity 1973 E Maryland Ave Phoenix Az (602) 264-7863 0.21

Christ Church Anglican 5811 N 20th St Phoenix Az (602) 955-2040 0.34

Spiritual Awakening Center 1614 E Bethany Home Rd Phoenix Az (602) 754-2779 0.52

Personal Services

Name Address

Telephone Distance (Miles)

Az Massage Spa 6009 N 16th St Phoenix Az (602) 573-1309 0.52

Delete Phoenix, Llc 6020 N 16th St Phoenix Az (602) 343-6355 0.52

Headway Studio Llc 6016 N 16th St Ste 1 Phoenix Az (602) 428-2207 0.52

Be Endurance 6321 N 15th St Phoenix Az (602) 293-3641 0.58

Shopping

Name Address

Telephone Distance (Miles)

Brick House Nursery Llc 5824 N 18th Pl Phoenix Az (602) 283-5974 0.38

Morales Lawn Care 1619 E Claremont St Phoenix Az (602) 573-8162 0.41

Stanton Consulting 2031 E Solano Dr Phoenix Az (602) 956-3848 0.47

Koi View Llc 6012 N 16th Pl Phoenix Az (480) 882-8147 0.47

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

1929 E CLAREMONT ST

Owner Name : Kiese Robert L

Sale Date : 03/00/1994

Total Value : $569,000

Bed / Bath : / 2

Land Use : Sfr

Stories : 1

Distance 0.03 Miles

Subdivision : Tonka Vista Lt 20-44

Recording Date : 04/15/1994

Sale Price  : $150,000

Property Tax : $5,685.14

Lot Acres : 0.34

Living Area : 2,655

Yr Blt / Eff Yr Blt : 1957 / APN : 164-38-029

1940 E CLAREMONT ST

Owner Name : Leverenz Quinn

Sale Date : 05/08/2012

Total Value : $579,800

Bed / Bath : / 3

Land Use : Sfr

Distance 0.04 Miles

Recording Date : 06/08/2012

Sale Price  : $387,000

Property Tax : $5,467.88

Lot Acres : 0.27

Living Area : 2,790

Yr Blt / Eff Yr Blt : 1982 / APN : 164-38-066

Subdivision  : H T G O C

1950 E CLAREMONT ST Distance 0.04 Miles

Owner Name : Stapcynski

Sale Date : 07/22/2004

Subdivision : H T G O C

Recording Date : 08/12/2004

Total Value : $629,200 Sale Price  : $520,000

Bed / Bath : / 5

Land Use : Sfr

Property Tax : $6,901.66

Lot Acres : 0.31

Stories : 1 Living Area : 3,200

Yr Blt / Eff Yr Blt : 1982 /

6150 N 20TH ST

Owner Name : Kcp

Sale Date : 03/09/2018

Total Value : $911,600

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1954 /

APN : 164-38-067

Distance 0.06 Miles

Subdivision : Tonka Vista Lt 20-44

Recording Date : 03/15/2018

Sale Price  : $1,185,000

Property Tax : $10,113.38

Lot Acres : 0.63

Living Area : 4,620

APN : 164-41-049

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

1922 E ROSE LN

Owner Name : Holmberg John

Sale Date : 06/15/2012

Total Value : $870,500

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Distance 0.06 Miles

Subdivision : Tonka Vista Lt 20-44

Recording Date : 06/29/2012

Sale Price  : $750,000

Property Tax : $8,815.96

Lot Acres : 1.06

Living Area : 3,642

Yr Blt / Eff Yr Blt : 1955 / APN : 164-41-051

1920 E CLAREMONT ST

Owner Name : Haen Lee

Sale Date : 11/12/2003

Total Value : $532,300

Bed / Bath : / 3

Distance 0.06 Miles

Subdivision : H T G O C

Recording Date : 11/25/2003

Sale Price  : $387,500

Property Tax : $5,635.30

Land Use : Sfr Lot Acres : 0.28

Stories : 1

Yr Blt / Eff Yr Blt : 1982 /

Living Area : 2,543

APN : 164-38-064

6235 N 19TH ST Distance 0.1 Miles

Owner Name : Wang Subdivision : Estate Monterra Amd

Sale Date : 02/24/2011

Recording Date : 03/15/2011

Total Value : $411,000 Sale Price  : $248,000

Bed / Bath : / 4 Property Tax : $3,766.74

Land Use : Condominium Lot Acres : 0.11

Stories : 1

Living Area : 2,153

Yr Blt / Eff Yr Blt : 1984 / APN : 164-38-117

1902 E CLAREMONT ST

Owner Name : Staman Linda J

Total Value : $576,100

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1983 /

Distance 0.1 Miles

Subdivision : H T G O C

Recording Date : 10/05/1982

Property Tax : $5,958.90

Lot Acres : 0.28

Living Area : 2,740

APN : 164-38-062

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

1902 E ROSE LN

Owner Name : Susan James

Sale Date : 08/13/2015

Total Value : $911,700

Bed / Bath : / 5

Land Use : Sfr

Stories : 1

Distance 0.1 Miles

Subdivision : Tonka Vista Lt 20-44

Recording Date : 08/31/2015

Sale Price  : $535,000

Property Tax : $8,578.42

Lot Acres : 0.62

Living Area : 3,633

Yr Blt / Eff Yr Blt : 1952 / APN : 164-38-043

6239 N 19TH ST Distance 0.11 Miles

Owner Name : Wang Norman C

Sale Date : 05/10/2004

Total Value : $285,200

Bed / Bath : / 3

Subdivision : Estate Monterra

Recording Date : 05/21/2004

Sale Price  : $259,800

Property Tax : $2,474.48

Land Use : Condominium Lot Acres : 0.07

Stories : 1

Yr Blt / Eff Yr Blt : 1985 /

Living Area : 1,390

APN : 164-38-081

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Census Tract / block: 1064.00 / 1     Year: 2018

Household

Population Population by Age

Count: 2,929 0 - 11

Estimate Current Year: 3,180 12 - 17

Estimate in 5 Years: 4,417 18 - 24 8.91%

Growth Last 5 Years: -4.44% 25 - 64 59%

Growth Last 10 Years: -95.25% 65 - 74 6.83% 75+

Household Size

Household Income

Current Year: 1,389 0 - $25,000 12.38%

Average Current Year: 2.07 $25,000 - $35,000 8.57%

Estimate in 5 Years: 1,602 $35,000 - $50,000 14.76%

Growth Last 5 Years: 4.82% $50,000 - $75,000 22.46%

Growth Last 10 Years: 7.41% $75,000 - $100,000 11.09%

Male Population: 48.72% Above $100,000 30.74%

Female Population: 51.28% Average Household Income: $65,524

Married People: 37.66%

Unmarried People: 62.34%

Housing

Median Mortgage Payments Home Values

Under $300: 4.62% Below $100,000: 0.97%

$300 - $799: 17.64% $100,000 - $150,000: 8.76%

$800 - $1,999: 44.77% $150,000 - $200,000: 10.22%

Over $2,000: 32.97% $200,000 - $300,000: 17.64%

Median Home Value: $365,800 $300,000 - $500,000: 49.15%

Unit Occupied Owner: 59.18% Above $500,000: 13.26%

Median Mortgage: $1,229

Customer Company

Customer

:

: Kariann Keomaka

Prepared On : 09/30/2022

Rent Payments Year Built

Unit Occupied Renter: 40.82% 1999 - 2000

Median Gross Rent: $888 1995 - 1998

Less Than $499 1.64% 1990 - 1994

$500 - $749 11.68% 1980 - 1989 10.1%

$750 - $999 52.19% 1970 - 1979 24.88%

$1000 and Over 34.49% 1900 - 1969 55.38%

Education

Enrollment

Public Pre-Primary School: 0.31%

Not Enrolled in School: 78.05%

Private Pre-Primary School: 0.76% Not A High School Graduate: 2.32%

Public School: 19.49% Graduate Of High School: 14.64%

Private School: 2.46% Attended Some College: 22.91%

Public College: 4.58% College Graduate: 40.38%

Private College: 1.7% Graduate Degree: 19.75% Workforce

Occupation:

Manager/Prof: 58.29% Private Worker: 72.59% Technical: Government Worker: 11.48%

Sales: 24.86% Self Employed Worker: 6.55%

Administrative: Unpaid Family Worker: 2.76%

Private House Hold: Farming: 2.38%

Service: 8.83% Skilled:

Protective Services: Blue-Collar: 8.02%

Commute Time

Less Than 15 Min: 27.69%

15 min - 28 min: 52.31%

30 min - 57 min: 18.17%

Over 60 min: 1.83%

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

CoreLogic.

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

CoreLogic.

Customer Name : Kariann Keomaka

Customer Company Name : First American Title Insurance Company Prepared On : 09/30/2022

CoreLogic.

PARCEL:  164-38-028

PARCEL: 164-38-028 1

SEARCH PARAMETERS

INSTRUMENT REC DATE

OWNER: MARKUS VINCE/MARY BETH TR     2005 433225 04/06/2005

SITUS: 6212 N 20TH ST PHOENIX

MAIL: 6212 N 20TH STREET  PHOENIX, AZ 85016

52 -   27 LOT    1

TONKA VISTA LOT 1 EX S 35.50'

RATE

PRIMARY  49,546  0

SECONDARY  12,930  51,720

8.1522  381300

5.4235

6,126.20

2022  TAX AMT TAX DUE INTEREST DATE PAID

INFORMATION THROUGH 09/23/2022

TOTAL DUE

FIRST HALF  3,063.10  3,063.10  0.00  3,063.10  SECOND HALF  3,063.10  3,063.10  0.00  3,063.10

TOTAL CURRENT TAXES DUE 09/22 6,126.20 10/22 6,126.20 (ESTIMATED)

RESIDENTIAL IMPROVEMENTS

BLDG SQFT  1,952

COOLING

REFRIGERATION YEAR BUILT  1955 EXTERIOR WALLS  STUCCO

ROOF  BUILT UP

CONSTRUCTION CLASS  R4

PHYSICAL CONDITION

LAND USE  01 41

LOT SIZE  28,502 SQ FT

SCHOOL DISTRICT

LAND FULL CASH VALUE  129,300

IMPR FULL CASH VALUE 517,200

Your Escrow Number

Your New Address

City/State/Zip

Real Estate Agent

First

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

Direct TV 1.888.777.2454 www.directv.com

Dish Network 1.800.823.4929 www.dishnetwork.com

CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What

CASH FHA VA CONV

1. Downpayment BUYER BUYER BUYER BUYER

2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER

3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER

4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER

5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER

6. Discount Points (negotiable) BUYER BUYER BUYER

7. Credit Report BUYER BUYER BUYER

8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER

9. Existing Loan Payoff SELLER SELLER SELLER SELLER

10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER

11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER

12. Next Month’s PITI Payment BUYER BUYER BUYER

13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER

14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE

15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER

16. Assessments payoff or proration (sewer, paving, etc.) SELLER

Taxes PRORATE PRORATE PRORATE PRORATE

Tax Impounds BUYER BUYER BUYER

Tax Service Contract SELLER SELLER BUYER

Fire/Hazard Insurance BUYER BUYER BUYER BUYER

Flood Insurance BUYER BUYER BUYER

Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

PRORATE PRORATE PRORATE PRORATE

BUYER BUYER BUYER BUYER

BUYER

SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

SPLIT SPLIT SELLER SPLIT

SPLIT SPLIT SPLIT SPLIT

SELLER SELLER SELLER SPLIT

SPLIT SPLIT SELLER SPLIT

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association

12 Unrecorded easements

13 Building permit violations*

14 Restrictive covenant violations

15 Post-policy forgery

16 Post-policy encroachment

17 Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access

19 Map not consistent with legal description

20 Post-policy adverse possession

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21

22

23

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

24 Discriminatory covenants

Other benefits:

25 Pays rent for substitute land or facilities

26 Rights under unrecorded leases

27

28

29

30

Plain language statements of policy coverage and restrictions

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

EAGLE ALTA Standard or CLTA

EAGLE ALTA Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

Your Notes:

Your Notes:

First American Title Branch Locator

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119

Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR

623.936.8001

1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100

Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE

602.954.3644

3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 TATUM RIDGE

480.515 4369

11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

N of Shea, E side of Tatum

8 CAREFREE 480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING

480.563.9034 18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd., #103 Mesa, AZ 85205

SE corner of Recker & Brown

17 GOLD CANYON

480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/

South Side Kings Ranch Rd.

For more information please contact your First American representative. www.firstam.com

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First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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