WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back. DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud. The undersigned acknowledges receipt of this Wire Fraud Advisory. Client Date Client Date ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov PROTECT YOURSELF VERIFY AND NOTIFY
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Subject Property 12850 N Westminster Dr Oro Valley AZ APN:85755219-23-1920 Data Provided By: First American Title Ins Co © 2022 CoreLogic. All rights reserved
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Subject Property : 12850 N Westminster Dr Oro Valley AZ 85755 Owner Information Owner Name : Aguilera Roberto / Aguilera Gonzales Sandra J Rs Mailing Address : 12850 N Westminster Dr, Oro Valley AZ 85755-8767 R139 Vesting Codes : / / Community Property Owner OccupiedIndicator : O Location Information Legal Description : Rancho Vistoso Ngbh 10 Pcl S U & V Lot 111 County : Pima, Az APN : 219-23-1920 Census Tract / Block : 46.40 / 4 Subdivision : Vistoso Rho Nbrhd 10 Pcls S U Township-Range- Sect : 11S-13E-26 Map Reference : 26-11S-13E Legal Book/Page : 60-74 School District : Amphitheater Legal Lot : 111 Munic/Township : Amphitheater Market Area : 423 Owner Transfer Information Recording/Sale Date : 10/03/2019 / 09/25/2019 Deed Type : Quit Claim Deed Document # : 2760397 1st Mtg Document # : 2760398 Last Market Sale Information Recording/Sale Date : 04/08/2016 / 04/05/2016 1st Mtg Int. Rate/Type : 9.38% / Adjustable Int Rate Loan Sale Price : $219,000 1st Mtg Document # : 990672 Document # : 990671 1st Mtg Term : 30 Deed Type : Warranty Deed Price Per SqFt : $134.11 1st Mtg Amount/Type : $175,200 / Cnv Title Company : Signature Title Agcy/az Llc Seller Name : Gray Shaun M & Hannah L Prior Sale Information Prior Rec/Sale Date : 12/18/2014 / 12/16/2014 Prior Deed Type : Warranty Deed Prior Sale Price : $202,400 Prior Lender : Access Cap Grp Prior Doc Number : 3520528 Prior 1st Mtg Amt/Type : $206,530 / Conv Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Property Characteristics Gross Area : 1,633 Capacity :Garage 2 Patio Type : Covered Patio Living Area : 1,633 Roof Material : Tile Air Cond : Refrigeration Total Rooms : 6 Heat Type : Forced Air Quality : Good Year Built / Eff : 2008 Cooling Type : Forced Air Condition : Excellent # of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 8 Parking Type : Garage Property Information Land Use : Sfr Zoning : PAD Lot Size : 5,534 County Use : Single Fam Resurban Subd Lot Acres : 0.13 State Use : Single Fam Resurban Subd Tax Information Total Value : $213,335 Property Tax : $2,787.82 Current YearValue :Total $26,734 Total TaxableValue : $21,334 Tax Rate Area : 1012 Current ImprovementYearValue : $26,683 Assessed Year : 2021 Market Value : $213,335 Current YearValue :Land $50 Tax Year : 2021 Current AssessedYear : 2023 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Sales Analysis Criteria Subject Property Low High Average Sale Price $219,000 $325,000 $450,000 $409,800 Bldg/Living Area 1633 1404 1752 1582 Price Per Square Foot $134.11 $208 $318 $260.40 Year Built 2008 2002 2019 2008 Lot Size 5,534 4,718 9,437 5,889 BathroomsBedrooms 3 2 3 3 Stories 1 1 1 1 Total Assessed Value $213,335 $194,673 $274,310 $222,890 Distance From Subject 0 0.06 0.93 0.54 Summary of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning S 12850 WestminsterN Dr 219,000 213,335 04/08/2016 3 1,633 5,534 2008 PAD 1 12891 WestminsterN Dr 450,000 212,524 05/18/2022 3 1,633 5,342 2007 0.06 PAD 2 12893 N Tarzana Dr 418,000 212,524 05/04/2022 3 1,633 5,589 2007 0.1 PAD 3 12935 WestminsterN Dr 409,000 212,524 05/13/2022 3 1,633 5,633 2007 0.11 PAD 4 12924 N Carlsbad Pl 392,100 213,335 01/21/2022 3 1,633 5,532 2008 0.13 PAD 5 12864 N Salt Cedar Dr 409,000 230,274 09/30/2021 3 1,749 5,018 2004 0.38 PAD 6 12886 N Desert Olive Dr 354,500 208,124 04/06/2022 2 1,669 7,979 2003 0.44 PAD 7 12866 N Desert Olive Dr 400,000 226,483 11/23/2021 2 1,669 8,834 2002 0.46 PAD 8 12825 N Desert Olive Dr 429,000 194,673 04/04/2022 2 1,560 9,437 2002 0.48 PAD 9 13068 N Desert Olive Dr 325,000 196,375 12/22/2021 2 1,560 5,264 2004 0.51 PAD Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
10 1251 W Varese Way 439,000 221,723 05/27/2022 3 1,752 5,175 2006 0.73 PAD 11 680 W Buffalo Grass Dr 376,000 199,406 08/04/2022 2 1,560 5,342 2002 0.75 PAD 12 13415 N Flaxleaf Pl 415,000 256,545 01/11/2022 3 1,404 5,013 2019 0.77 13 13409 N Silver Cassia Pl 416,000 274,310 11/12/2021 3 1,404 4,718 2016 0.81 14 13505 N Garlenda Way 410,000 209,070 03/16/2022 3 1,563 5,303 2010 0.82 PAD 15 1128 W Vinovo Pass 445,000 208,213 03/31/2022 3 1,563 5,750 2009 0.83 PAD 16 986 W Baccata Ct 430,000 260,954 10/18/2021 3 1,496 4,742 2018 0.88 17 974 W Hesperaloe Ct 449,000 252,074 08/08/2022 3 1,414 5,434 2018 0.93 Distressed Sales = Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Map Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Details of Comparables Subject Property: 12850 N Westminster Dr Oro Valley Az 85755 Owner Name: Aguilera Roberto /Aguilera Gonzales Sandra J Rs APN / Alternate APN: 219-23-1920 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S U / Lot Size: 5,534 Year Built / Eff: 2008 / Rec. Date / Price: 04/08/2016 / $219,000 Living Area: 1,633 # of units: Document #: 990671 Bedrooms: Pool: Total Tax Value: $213,335 Bath(F/H): / #1 12891 N Westminster Dr Tucson Az 85755 Owner Name: Fkh Sfr Prop Co K Lp / APN / Alternate APN: 219-23-2330 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Prcl S / Lot Size: 5,342 Year Built / Eff: 2007 / Rec. Date / Price: 05/18/2022 / $450,000 Living Area: 1,633 # of units: Document #: 1380644 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): / #2 12893 N Tarzana Dr Tucson Az 85755 Owner Name: Ramirez Valerie N / APN / Alternate APN: 219-23-2670 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S / Lot Size: 5,589 Year Built / Eff: 2007 / Rec. Date / Price: 05/04/2022 / $418,000 Living Area: 1,633 # of units: Document #: 1240575 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): / #3 12935 N Westminster Dr Tucson Az 85755 Owner Name: Sierra Family Lp Rllp / APN / Alternate APN: 219-23-2290 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls S U / Lot Size: 5,633 Year Built / Eff: 2007 / Rec. Date / Price: 05/13/2022 / $409,000 Living Area: 1,633 # of units: Document #: 1330265 Bedrooms: Pool: Total Tax Value: $212,524 Bath(F/H): / #4 12924 N Carlsbad Pl Tucson Az 85755 Owner Name: Ah4 R Properties Two Llc / APN / Alternate APN: 219-23-1770 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Nbrhd 10 / Lot Size: 5,532 Year Built / Eff: 2008 / Rec. Date / Price: 01/21/2022 / $392,100 Living Area: 1,633 # of units: Document #: 210395 Bedrooms: Pool: Total Tax Value: $213,335 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
#5 12864 N Salt Cedar Dr Tucson Az 85755 Owner Name: Lane Denis K Jr / APN / Alternate APN: 219-22-1370 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Ranch Vistoso Nbrhd 10 Prcl O&p / Lot Size: 5,018 Year Built / Eff: 2004 / Rec. Date / Price: 09/30/2021 / $409,000 Living Area: 1,749 # of units: Document #: 2730280 Bedrooms: Pool: Total Tax Value: $230,274 Bath(F/H): / #6 12886 N Desert Olive Dr Oro Valley Az 85755 Owner Name: Spieker & Spieker Tucson Ll / APN / Alternate APN: 219-22-2500 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl Q & R / Lot Size: 7,979 Year Built / Eff: 2003 / Rec. Date / Price: 04/06/2022 / $354,500 Living Area: 1,669 # of units: Document #: 960811 Bedrooms: Pool: Total Tax Value: $208,124 Bath(F/H): / #7 12866 N Desert Olive Dr Oro Valley Az 85755 Owner Name: Mayne Michael L / APN / Alternate APN: 219-22-2560 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls Q&r / Lot Size: 8,834 Year Built / Eff: 2002 / Rec. Date / Price: 11/23/2021 / $400,000 Living Area: 1,669 # of units: Document #: 3271031 Bedrooms: Pool: Pool Total Tax Value: $226,483 Bath(F/H): / #8 12825 N Desert Olive Dr Oro Valley Az 85755 Owner Name: Hulsether Judy / APN / Alternate APN: 219-22-2490 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl Q & R / Lot Size: 9,437 Year Built / Eff: 2002 / Rec. Date / Price: 04/04/2022 / $429,000 Living Area: 1,560 # of units: Document #: 940188 Bedrooms: Pool: Total Tax Value: $194,673 Bath(F/H): / #9 13068 N Desert Olive Dr Oro Valley Az 85755 Owner Name: Buehler Ronald J /Buehler Susan E APN / Alternate APN: 219-22-2900 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Pcls Q & / Lot Size: 5,264 Year Built / Eff: 2004 / Rec. Date / Price: 12/22/2021 / $325,000 Living Area: 1,560 # of units: Document #: 3560361 Bedrooms: Pool: Total Tax Value: $196,375 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
#10 1251 W Varese Way Tucson Az 85755 Owner Name: Op Spe Phx1 Llc / APN / Alternate APN: 219-19-7240 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl B & C / Lot Size: 5,175 Year Built / Eff: 2006 / Rec. Date / Price: 05/27/2022 / $439,000 Living Area: 1,752 # of units: Document #: 1470620 Bedrooms: Pool: Total Tax Value: $221,723 Bath(F/H): / #11 680 W Buffalo Grass Dr Oro Valley Az 85755 Owner Name: Deluca Catalina /Stefanescu Adriana APN / Alternate APN: 219-22-0370 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Rancho Vistoso Nbrhd 10 Prcl O & P / Lot Size: 5,342 Year Built / Eff: 2002 / Rec. Date / Price: 08/04/2022 / $376,000 Living Area: 1,560 # of units: Document #: 2160094 Bedrooms: Pool: Total Tax Value: $199,406 Bath(F/H): / #12 13415 N Flaxleaf Pl Oro Valley Az 85755 Owner Name: Stack Charles R /Stack Virginia M APN / Alternate APN: 219-22-8150 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 5,013 Year Built / Eff: 2019 / Rec. Date / Price: 01/11/2022 / $415,000 Living Area: 1,404 # of units: Document #: 110362 Bedrooms: Pool: Total Tax Value: $256,545 Bath(F/H): / #13 13409 N Silver Cassia Pl Tucson Az 85755 Owner Name: Cummings Tonia L / APN / Alternate APN: 219-22-8740 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 4,718 Year Built / Eff: 2016 / Rec. Date / Price: 11/12/2021 / $416,000 Living Area: 1,404 # of units: Document #: 3161401 Bedrooms: Pool: Total Tax Value: $274,310 Bath(F/H): / #14 13505 N Garlenda Way Oro Valley Az 85755 Owner Name: Merola Hannah / APN / Alternate APN: 219-19-5720 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho-nbrhd 10 Pcls B&c / Lot Size: 5,303 Year Built / Eff: 2010 / Rec. Date / Price: 03/16/2022 / $410,000 Living Area: 1,563 # of units: Document #: 750425 Bedrooms: Pool: Total Tax Value: $209,070 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
#15 1128 W Vinovo Pass Tucson Az 85755 Owner Name: Brown Arthur B Iii /Brown Kelly K APN / Alternate APN: 219-19-5860 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vistoso Rho Nbrhd 10 Prcl B / Lot Size: 5,750 Year Built / Eff: 2009 / Rec. Date / Price: 03/31/2022 / $445,000 Living Area: 1,563 # of units: Document #: 901133 Bedrooms: Pool: Total Tax Value: $208,213 Bath(F/H): / #16 986 W Baccata Ct Oro Valley Az 85755 Owner Name: Dunham Nancy / APN / Alternate APN: 219-22-8430 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso / Lot Size: 4,742 Year Built / Eff: 2018 / Rec. Date / Price: 10/18/2021 / $430,000 Living Area: 1,496 # of units: Document #: 2910927 Bedrooms: Pool: Total Tax Value: $260,954 Bath(F/H): / #17 974 W Hesperaloe Ct Oro Valley Az 85755 Owner Name: Holbrook Randolph T / APN / Alternate APN: 219-22-8340 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Maracay/vistoso Resub / Lot Size: 5,434 Year Built / Eff: 2018 / Rec. Date / Price: 08/08/2022 / $449,000 Living Area: 1,414 # of units: Document #: 2200450 Bedrooms: Pool: Total Tax Value: $252,074 Bath(F/H): / Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Subject Property : 12850 N Westminster Dr Oro Valley AZ 85755 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr EDesertDove E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502 12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000 13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751 01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000 20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000 First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF
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Public Schools : Elementary Schools The Innovation Academy Distance 0.61 Miles 825 W Desert Fairways Dr Oro Valley AZ 85755 Telephone : (520) 269-4610 School District : Amphitheater Unified District (4406) Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 444 Total Expenditure/Student : 132 Leman Academy Of Excellence-oro Valley Arizona Distance 0.95 Miles 1410 W Tangerine Rd Oro Valley AZ 85755 Telephone : (520) 912-4005 School District : Leman Academy Of Excellence Inc. (92730) Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 749 Total Expenditure/Student : Painted Sky Elementary School Distance 1.27 Miles 12620 N Woodburne Ave Oro Valley AZ 85755 Telephone : (520) 696-3800 School District : Amphitheater Unified District (4406) Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 398 Total Expenditure/Student : 132 Copper Creek Elementary School Distance 1.49 Miles 11620 N Copper Spring Trl Tucson AZ 85737 Telephone : (520) 696-6800 School District : Amphitheater Unified District (4406) Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 381 Total Expenditure/Student : 132 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
LocalAttractionsBusiness/Recreation Name Address Telephone Distance (Miles) Fortheluvvamusic Entertainment 933 W Leatherleaf Dr Oro Valley Az (520) 977-5094 0.34 Tucson Repertory Orchestra Inc. 937 W Cork Oak Pl Tucson Az (520) 297-5104 0.38 In Play Golf, Llc 12944 N Desert Olive Dr Oro Valley Az (520) 331-3134 0.44 Licentiam Dance L.l.c. 13135 N Booming Dr Oro Valley Az (520) 989-3114 0.62 Banks / Financial Name Address Telephone Distance (Miles) Guild Mortgage Company 12318 N Tall Grass Dr Oro Valley Az (520) 498-4700 0.66 Eating / Drinking Name Address Telephone Distance (Miles) Hifalutin Inc 12687 N Red Eagle Dr Oro Valley Az (520) 297-0518 0.23 Friendly Home Services Llc 12861 N Desert Olive Dr Oro Valley Az (520) 838-1503 0.45 Spotlights Grill Llc 12759 N Morgan Ranch Rd Oro Valley Az (520) 241-7016 0.57 Haus Of Brats Llc 12670 N Spirit Mtn Rd Oro Valley Az (520) 360-0092 0.64 Health Care Services Name Address Telephone Distance (Miles) Busy Bee Speech Therapy, Llc 12870 N Westminster Dr Oro Valley Az (520) 307-3695 0.03 De Novo Wellness Center, Llc 12961 N Carlsbad Pl Tucson Az (520) 604-3248 0.16 Innovation Clinical Research, Llc 12739 N Red Eagle Dr Oro Valley Az (520) 797-2080 0.19 Oro Valley Exclusive Medical, Llc 13045 N Woosnam Way Oro Valley Az (520) 272-3971 0.27 Organizations / Associations Name Address Telephone Distance (Miles) Chabad Of Oro Valley Inc. 1217 W Faldo Dr Tucson Az (520) 477-8672 0.34 Joanne Zich Ministries 13036 N Desert Olive Dr Oro Valley Az (520) 498-5063 0.48 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Personal Services Name Address Telephone Distance (Miles) Judgefitness, Llc 985 W Thornbush Pl Tucson Az (520) 544-7339 0.29 Shopping Name Address Telephone Distance (Miles) Fire On The Mountain 1022 W Blue Crest Dr Oro Valley Az (520) 289-0282 0.38 Catalina Aromatherapy & Herbal Supply 13168 N Woosnam Way Oro Valley Az (410) 206-8699 0.39 Oro Valley Coffee Roasting, Llc 12535 N Placita El Cobo Tucson Az (907) 378-8599 0.47 Fork And Fire Mobile Foods Llc 969 W Hesperaloe Ct Oro Valley Az (480) 338-4848 0.91 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
12856 N WESTMINSTER DR Distance 0.01 Miles Owner Name : Jorgensen Janice L Subdivision : Vistoso Rho Nbrhd 10 Pcls S U Sale Date : 08/31/2017 Recording Date : 09/13/2017 Total Value : $212,524 Sale Price : $235,000 Bed / Bath : / 3 Property Tax : $2,772.83 Land Use : Sfr Lot Acres : 0.13 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2007 / APN : 219-23-1930 12836 N WESTMINSTER DR Distance 0.02 Miles Owner Name : Barsky Robert Subdivision : Vistoso Rho Nbrhd 10 Pcls S Sale Date : 06/03/2020 Recording Date : 06/15/2020 Total Value : $213,335 Sale Price : $295,000 Bed / Bath : / 3 Property Tax : $3,144.10 Land Use : Sfr Lot Acres : 0.13 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-1900 12870 N WESTMINSTER DR Distance 0.03 Miles Owner Name : Randall Melanie L Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v Sale Date : 12/03/2007 Recording Date : 12/04/2007 Total Value : $211,328 Sale Price : $296,249 Bed / Bath : / 4 Property Tax : $2,747.60 Land Use : Sfr Lot Acres : 0.12 Stories : 2 Living Area : 1,883 Yr Blt / Eff Yr Blt : 2007 / APN : 219-23-1950 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
12847 N WESTMINSTER DR Distance 0.03 Miles Owner Name : Hamberger Jesse Daniel Subdivision : Vistoso Rho Nbrhd 10 Pcls S U Sale Date : 06/05/2020 Recording Date : 06/15/2020 Total Value : $213,335 Sale Price : $269,000 Bed / Bath : / 3 Property Tax : $3,144.10 Land Use : Sfr Lot Acres : 0.12 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-2390 12853 N WESTMINSTER DR Distance 0.03 Miles Owner Name : Hawley Trevor Subdivision : Vistoso Rho Nbrhd 10 Pcls S U Sale Date : 10/10/2008 Recording Date : 10/14/2008 Total Value : $213,335 Sale Price : $215,060 Bed / Bath : / 3 Property Tax : $2,787.82 Land Use : Sfr Lot Acres : 0.12 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-2380 12878 N WESTMINSTER DR Distance 0.04 Miles Owner Name : Wiese Erica L Subdivision : Vistoso Rho Nbrhd 10 Pcls S U Sale Date : 11/02/2007 Recording Date : 11/08/2007 Total Value : $212,524 Sale Price : $249,350 Bed / Bath : / 3 Property Tax : $3,127.19 Land Use : Sfr Lot Acres : 0.13 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2007 / APN : 219-23-1960 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
12830 N WESTMINSTER DR Distance 0.04 Miles Owner Name : Manley Kayla Subdivision : Vistoso Nbrhd 10 Sale Date : 08/22/2011 Recording Date : 09/16/2011 Total Value : $247,464 Sale Price : $230,000 Bed / Bath : / 4 Property Tax : $3,233.66 Land Use : Sfr Lot Acres : 0.16 Stories : 2 Living Area : 2,386 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-1890 12867 N WESTMINSTER DR Distance 0.04 Miles Owner Name : Callahan Jennifer Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v Sale Date : 09/15/2008 Recording Date : 09/16/2008 Total Value : $222,003 Sale Price : $225,740 Bed / Bath : / 3 Property Tax : $2,899.29 Land Use : Sfr Lot Acres : 0.12 Stories : 2 Living Area : 2,023 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-2360 12828 N WESTMINSTER DR Distance 0.04 Miles Owner Name : Wiegard Elizabeth Subdivision : Vistoso Nbrhd 10 Sale Date : 11/08/2020 Recording Date : 11/25/2020 Total Value : $212,133 Sale Price : $290,000 Bed / Bath : / 4 Property Tax : $2,761.21 Land Use : Sfr Lot Acres : 0.12 Stories : 2 Living Area : 1,883 Yr Blt / Eff Yr Blt : 2008 / APN : 219-23-1880 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
12875 N WESTMINSTER DR Distance 0.04 Miles Owner Name : Kincaid Matthew M Subdivision : Vistoso Rho Nbrhd 10 Pcls S-v Sale Date : 03/16/2020 Recording Date : 04/15/2020 Total Value : $212,524 Sale Price : $265,000 Bed / Bath : / 3 Property Tax : $2,772.83 Land Use : Sfr Lot Acres : 0.12 Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 2007 / APN : 219-23-2350 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Census Tract / block: 46.40 / 4 Year: 2018 Household Population Population by Age Count: 5,312 0 - 11 Estimate Current Year: 5,400 12 - 17 Estimate in 5 Years: 5,769 18 - 24 4.35% Growth Last 5 Years: 5.67% 25 - 64 45.24% Growth Last 10 Years: -97% 65 - 74 15.21% 75+ Household Size Household Income Current Year: 2,030 0 - $25,000 8.57% Average Current Year: 2.6 $25,000 - $35,000 8.03% Estimate in 5 Years: 1,981 $35,000 - $50,000 7.24% Growth Last 5 Years: 14.19% $50,000 - $75,000 12.86% Growth Last 10 Years: 24.72% $75,000 - $100,000 11.77% Male Population: 51.3% Above $100,000 51.53% Female Population: 48.7% Average Household Income: $111,071 Married People: 71% Unmarried People: 29% Housing Median Mortgage Payments Home Values Under $300: 0.83% Below $100,000: 0.89% $300 - $799: 24.85% $100,000 - $150,000: 0% $800 - $1,999: 38.79% $150,000 - $200,000: 3.32% Over $2,000: 35.53% $200,000 - $300,000: 31.91% Median Home Value: $341,300 $300,000 - $500,000: 45.79% Unit Occupied Owner: 83.05% Above $500,000: 18.09% Median Mortgage: $1,406 Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Rent Payments Year Built Unit Occupied Renter: 16.95% 1999 - 2000 Median Gross Rent: $1,563 1995 - 1998 Less Than $499 0% 1990 - 1994 $500 - $749 7.92% 1980 - 1989 5.53% $750 - $999 4.95% 1970 - 1979 0.43% $1000 and Over 87.13% 1900 - 1969 1.31% Education Enrollment Public Pre-Primary School: 1.17% Not Enrolled in School: 72.17% Private Pre-Primary School: 1.31% Not A High School Graduate: 2.05% Public School: 22.68% Graduate Of High School: 12.31% Private School: 5.14% Attended Some College: 20.99% Public College: 4.36% College Graduate: 40.01% Private College: 0.94% Graduate Degree: 24.65% Workforce Occupation: Manager/Prof: 53.16% Private Worker: 67.28% Technical: Government Worker: 12.38% Sales: 29.39% Self Employed Worker: 9.65% Administrative: Unpaid Family Worker: 5.12% Private House Hold: Farming: 4.43% Service: 9.05% Skilled: Protective Services: Blue-Collar: 8.4% Commute Time Less Than 15 Min: 12.45% 15 min - 28 min: 40.43% 30 min - 57 min: 38.21% Over 60 min: 8.9% Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 08/23/2022 © 2022 CoreLogic. All rights reserved
+ FIRST AMERICAN TITLE, FC0, KWAL PIMA, AZ 08/23/2022 08:49AM TCI1 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS PARCEL: 219-23-1920 PARCEL: 219-23-1920 INSTRUMENT REC DATE OWNER: AGUILERA ROBERT / AFFIDAVIT 2016 990671 04/08/2016 SITUS: 12850 N WESTMINSTER DR OV MAIL: 12850 N WESTMINSTER DR ORO VALLEY AZ 85755 PLAT: LOT 00111 BLOCK LEGAL: RANCHO VISTOSO NGBH 10 PCL S U & V LOT 111 CURRENT TAXES INFORMATION THROUGH 07/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY 21,334 0 0 9.4097 1012 SECONDARY 50 21,283 0 5.3279 2021 TOTAL TAX BILLED 2,787.82 2021 TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF 1,393.91 0.00 0.00 09/22/2021 0.00 SECOND HALF 1,393.91 0.00 0.00 05/28/2022 0.00 TOTAL CURRENT TAXES DUE 08/22 0.00 09/22 0.00 IMPROVEMENTS BYPASS BLDG SQFT 1,633 FULL CASH VALUE 213,335 YEAR BUILT 2008 LAND USE 01 41 NUMBER OF STORIES 1.0 LOT SIZE 1 STDLT STORIES HEIGHT 0 SCHOOL DISTRICT 1012 EXTERIOR WALLS FRAME WOOD LAND FULL CASH VALUE 502 GRADE MATERIALS IMPR FULL CASH VALUE 212,833 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 04/08/2016 219,000 2016 990671 WD GRAY SHAUN M/HANNAH L 12/18/2014 202,400 2014 3520528 WD NEWTON FAMILY TRUST 03/04/2008 225,190 13255 2068 SW K HOVNANIAN GREAT WESTERN 09/11/2007 334,250 13137 1520 SW VISTOSO ROLLING OPTION L L M ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH
ConditionsCovenants,&Restrictions Thank you for the opportunity to be of service. Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c). This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
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to the Title & Escrow Process in Arizona Home Seller’s Guide
Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3 Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you. Count on First American Title Count On Us For Service Count On Us For Stability Count On Us For Convenience Count On Us To Meet Your Needs
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
› Is experienced in creating demand for homes and how to show them to advantage.
- understand the steps of an escrow and what’s required of you and the buyer?
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
› Is experienced with resolving problems to facilitate a successful closing on your home.
Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
AZ Sellers Guide |
Professional
of
professional is a lot less expensive and much more beneficial than you ever imagined!
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
Do you...
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
› Can remain objective when presenting offers and counter-offers on your behalf.
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- know how to determine whether or not a buyer can qualify for a loan?
Understands market conditions and has access to information not available to the average homeowner.
- know how to advertise effectively and what the costs will be?
- aware that every time you leave your home, you are taking it off the market until you return?
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
›
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
®
› Can advertise effectively for the best results.
A REALTOR ® :
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
› Knows how to go toe-to-toe in negotiations.
› Maintains errors-and-omissions insurance.
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
- concerned about having strangers walking through your home?
Benefits4 using a REALTOR
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction? Are you... - aware of conditions in the marketplace today that affect value and length of time to sell?
- have the knowledge, patience, and sales skills needed to sell your home? - know how to determine your home’s current market value?
FOR SALE BY OWNER
Key Professionals
REALTOR ®
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
MULTIPLE LISTING SERVICE (MLS)
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
TITLE COMPANY
AZ Sellers Guide | 5
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
REAL ESTATE AGENT
LISTING AGENT
ESCROW OFFICER
BUYER'S AGENT
Involved in Your Transaction
AZ Sellers Guide | 6
Mow and edge the lawn regularly, and trim the shrubs.
Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them. Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans. Replace worn shower curtains. Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view. Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.
Check stucco walls for cracks and discoloration.
Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner: YOURFORPREPARINGSALEHOME
If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound. Ensure that all exterior lights are working.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.
If possible you, your pets, and your children should be gone while your home is being Cleanshown.trash cans and put them out of sight.
Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. Clear all clutter from counter tops. Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise.
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If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.
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Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
An instrument used in many states in place of a mortgage. Deed Restrictions
PITI
Beneficiary
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Deed of Trust
Recording
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Earnest Money Deposit
Easement
Consummation
Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property. Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Appraisal
A payment that includes Principal, Interest, Taxes, and Insurance. Power of Attorney
Generally the date the buyer becomes the legal owner and title insurance becomes effective. Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Legal Description
Close of Escrow
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Terms You Should Know
Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application. Mortgage The instrument by which real property is pledged as security for repayment of a loan.
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
TRID TILA-RESPA Integrated Disclosures
Filing documents affecting real property with the appropriate government agency as a matter of public record. Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Lien
The recipient of benefits, often from a deed of trust; usually the lender.
Disbursement Date
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Annual Percentage Rate (APR)
Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
A right, privilege or interest limited to a specific purpose that one party has in the land of another. Endorsement
Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.
THE SELLER
Upon receipt of order and earnest money deposit, orders title examination. Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan Coordinatesconsummation.withlender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
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THE ESCROW OFFICER
THE BUYER
THE LENDER
The Life Of An Escrow
Chooses a Real Estate Agent Gets pre-approval letter from Lender and provides to Real Estate Agent. Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title. Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate. Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan Underwritingapproval.reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.
Chooses a Real Estate Agent Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.
AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What
The Escrow Process
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
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WHAT IS AN ESCROW?
HOW IS AN ESCROW OPENED?
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Your Escrow Professional
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Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Prepare and send final documents to all parties May:
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
Review documents and ensure all conditions are fulfilled and certain legal requirements are met Request funds from buyer and buyer’s new lender
Open escrow and deposit good faith funds into an escrow account
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Title Insurance
The Title Industry & Title Insurance in Brief
Understandingrecords.
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHY IS TITLE INSURANCE NEEDED?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHAT IS TITLE INSURANCE?
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WHEN IS THE PREMIUM DUE?
AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed 3 Forgery, fraud, duress in the chain of title 4 Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance 11 Unrecorded lien by a homeowners association 12 Unrecorded easements 13 Building permit violations* 14 Restrictive covenant violations 15 Post-policy forgery 16 Post-policy encroachment 17 Post-policy damage from extraction of minerals or water 18 Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA 21 Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy. As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
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Consider This
THE CLOSING DISCLOSURE
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
DON'T FORGET YOUR IDENTIFICATION
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
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If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
Closing Your Escrow
You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
WHAT HAPPENS NEXT?
ONE WEEK BEFORE:
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Vacate your home
Planning your
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
MOVING
Plan your itinerary
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. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
.
. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property. move
Discard unnecessary items
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Borrowed and rented items
FOUR WEEKS BEFORE:
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Create an inventory sheet of items to move.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
Packing materials. Gather moving boxes and packing materials for your move.
ReviewDAY:thehouse
Contact insurance companies
Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Research moving options
Start packing. Begin packing for your new location.
Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Changing Schools. If changing schools, contact new school for registration process.
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
SIX WEEKS BEFORE:
. Return items which you may have borrowed or rented. Collect items borrowed to others.
Change of address
. Visit USPS for change of address form.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Sign the bill of lading
Scan your furniture
AZ Sellers Guide | 19 Your Notes:
AZ Sellers Guide | 20 Your Notes:
AZ Sellers Guide | 21 Your Notes:
1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator 1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield 3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave 4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101 5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street 7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum 8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr. 9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy 12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St. 13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd. 14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd. 15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley 16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown 17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd. AZ Sellers Guide | 22
1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715 2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716 3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718 4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122 5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704 6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718 7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622 8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737 9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704 10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747 11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718 12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718 13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd W Bayard Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWarcaanc Road424 WRagged Top Rd W Ruby S a Dr WBritten RanchRd W Pima Mine Rd ellRdS S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23
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