7070 N Via Sierra Del Sol

WIRE FRAUD ADVISORY

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

PROTECT YOURSELF

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

TRUST YOUR SOURCE OF INFORMATION

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

ONLINE RESOURCES:

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

The Internet Crime Complaint Center @ www.ic3.gov

The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

VERIFY AND NOTIFY

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Data Provided By: American Title Ins Co

Disclaimer

Data Provided By: American Title Ins Co

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Subject Property :   7070 N Via Sierra Del Sol Tucson AZ 85718

Owner Information

Owner Name : Cortez Anne E / Cortez Alex

Mailing Address : 7070 N Via Sierra Del Sol, Tucson AZ 85718-7343 R010

Vesting Codes : / / Joint Tenants

Owner OccupiedIndicator : O

Location Information

Legal Description : Sly 114.56' Nly 229.22' Cntrl Ptn Nw4 Ne4 1.00 Ac Sec 5-13-14

County : Pima, Az

Census Tract / Block : 47.13 / 3

Township-Range- Sect : 13S-14E-5

Market Area : 12

Owner Transfer Information

Recording/Sale Date : 10/14/2011 / 10/01/2011

APN : 108-02-003L

Map Reference : 05-13S-14E

School District : Catalina Foothills

Munic/Township : Catalina Foothills

Deed Type : Joint Tenancy Deed

Sale Price : $10 1st Mtg Document # : 2870744

Document # : 2870743

Last Market Sale Information

Recording/Sale Date : 02/16/2011 / 02/08/2011

1st Mtg Amount/Type : $300,000 / Cnv

Sale Price : $545,000 1st Mtg Document # : 470559

Document # : 470558

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $182.89

Title Company : Long Title Agcy Inc

Lender : Sterling Nat'l Mtg

Seller Name : Szafranski Living Trust

Prior Sale Information

Prior Rec/Sale Date : 10/17/1996 / 10/00/1996

Prior Sale Price : $409,900

Prior Doc Number : 10402-2133

Prior Deed Type : Joint Tenancy Deed

Prior Lender : Norwest Mtg Inc

Prior 1st Mtg Amt/Type : $220,000 / Conv

Prior 1st Mtg Rate/Type : / Fixed Rate Loan

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 CoreLogic.

Property Characteristics

Gross Area : 2,980

Living Area : 2,980

Total Rooms : 8

Year Built / Eff : 1996

# of Stories : 1

Parking Type : Garage

Property Information

Land Use : Sfr

County Use : Single Fam Resurban Non Subd

Tax Information

Total Value : $448,695

Total TaxableValue : $44,870

Assessed Year : 2021

Capacity :Garage 3

Patio Type : Covered Patio

Roof Material : Built-up Air Cond : Refrigeration

Heat Type : Forced Air Quality : Good

Cooling Type : Forced Air Condition : Excellent

Exterior wall : Frame Wood Bath Fixtures : 11

Zoning : CR-1

Lot Acres : 1.00

Lot Size : 43,560

State Use : Single Fam Resurban Non Subd

Property Tax : $4,928.95 Current YearValue :Total $60,082

Tax Rate Area : 1600 Current ImprovementYearValue : $60,032

Market Value : $448,695 Current YearValue :Land $50

Tax Year : 2021 Current AssessedYear : 2023

Customer

Customer Company Name : 09/22/2022

Sales Analysis

Criteria Subject Property Low High Average

Sale $545,000 $660,000 $1,675,000 $1,047,569

Bldg/Living 2980 2726 3424 3001

Price Square Foot $182.89 $233 $512 $346.96

Year Built 1996 1968 2002 1986

Lot 43,560 20,954 304,920 57,096

Total $448,695 $349,010 $806,788 $559,042

Distance 0.23

Details of Comparables

Subject Property: 7070 N Via Sierra Del Sol Tucson Az 85718

Owner Name: Cortez Anne E /Cortez Alex APN / Alternate APN: 108-02-003L / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1996 / Rec. Date / Price: 02/16/2011 / $545,000 Living Area: 2,980 # of units: Document #: 470558

Bedrooms: Pool: Total Tax Value: $448,695 Bath(F/H): /

#1   7124 N Camino Sin Vacas Tucson Az 85718

Owner Name: Property Janet D F S T / APN / Alternate APN: 108-02-4730 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Montana / Lot Size: 38,392 Year Built / Eff: 1993 / Rec. Date / Price: 08/16/2022 / $1,140,000 Living Area: 2,981

# of units: Document #: 2280127

Bedrooms: Pool: Pool

Total Tax Value: $615,487 Bath(F/H): /

#2   3015 E Manzanita Ridge Pl Tucson Az 85718

Owner Name: Corwin Shawn M /Oberg Tracy L APN / Alternate APN: 108-02-4150 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Manzanita Estates / Lot Size: 68,505

Year Built / Eff: 1994 / Rec. Date / Price: 08/19/2022 / $1,188,000 Living Area: 3,290 # of units:

Document #: 2310535

Bedrooms: Pool: Pool

Total Tax Value: $613,327 Bath(F/H): /

#3   2280 E Corte Del Sabio Tucson Az 85718

Owner Name: Ochotorena Carol A / APN / Alternate APN: 108-02-4600 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Montana / Lot Size: 35,796

Year Built / Eff: 1993 / Rec. Date / Price: 03/25/2022 / $900,000 Living Area: 2,726 # of units:

Document #: 840735

Bedrooms: Pool:

Total Tax Value: $506,783 Bath(F/H): /

#4   3006 E Manzanita Ridge Pl Tucson Az 85718

Owner Name: Schiff Adam /Schiff Stacey

APN / Alternate APN: 108-02-4270 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1993 / Rec. Date / Price: 04/15/2022 / $1,110,000 Living Area: 2,904

Subdivision / Tract: Manzanita Estates / Lot Size: 24,873

Document #: 1050776

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $554,860 Bath(F/H): /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 CoreLogic.

#5   2996 E Manzanita Ridge Pl Tucson Az 85718

Owner Name: Lowe Caitlin F /Nagy Paul APN / Alternate APN: 108-02-4220 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Manzanita Estates / Lot Size: 28,992

Year Built / Eff: 1993 / Rec. Date / Price: 11/03/2021 / $876,000 Living Area: 3,092

# of units: Document #: 3070693

Bedrooms: Pool: Pool Total Tax Value: $578,263 Bath(F/H): /

#6   2262 E Quiet Canyon Dr Tucson Az 85718

Owner Name: Solomon Damien S /Solomon Alison M APN / Alternate APN: 220-20-1010 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Pima Canyon Estates / Lot Size: 47,737

Year Built / Eff: 1998 / Rec. Date / Price: 12/10/2021 / $1,505,500 Living Area: 3,160 # of units: Document #: 3440223

Bedrooms: Pool: Pool Total Tax Value: $764,863 Bath(F/H): /

#7   2128 E Ina Rd Tucson Az 85718

Owner Name: Schneider Lukas / APN / Alternate APN: 108-02-0190 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Deer Run Ranch Estates / Lot Size: 304,920

Rec. Date / Price: 11/08/2021 / $1,165,000 Living Area: 2,752

Document #: 3121143

Year Built / Eff: 1973 /

# of units:

Bedrooms: Pool:

Total Tax Value: $792,876 Bath(F/H): /

#8   6828 N Solaz Cuarto Tucson Az 85718

Owner Name: Cole Donald /Murphy Carolyn APN / Alternate APN: 108-02-1470 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Catalina Foothills Estates 9 / Lot Size: 67,441

Rec. Date / Price: 09/24/2021 / $890,885 Living Area: 3,144

Year Built / Eff: 1984 /

# of units:

Bedrooms: Pool: Total Tax Value: $513,619 Bath(F/H): /

Document #: 2670541

#9   3148 E Table Mountain Rd Tucson Az 85718

Owner Name: Merry Scott M /Mccarthy Heather D

APN / Alternate APN: 108-01-0670 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Foothills / Lot Size: 36,695

Year Built / Eff: 1982 /

# of units: Document #: 2450410

Rec. Date / Price: 09/02/2022 / $1,050,000 Living Area: 3,065

Bedrooms: Pool:

Total Tax Value: $495,421 Bath(F/H): /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 CoreLogic.

#10   6939 N Pusch Peak Pl Tucson Az 85718

Owner Name: Magnotti Louis J /Magnotti Jodi APN / Alternate APN: 108-01-0710 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Foothills / Lot Size: 44,989

Year Built / Eff: 1985 / Rec. Date / Price: 06/30/2022 / $910,000 Living Area: 2,873

# of units: Document #: 1810829

Bedrooms: Pool: Pool

Total Tax Value: $454,115 Bath(F/H): /

#11   7124 N Corrida De Venado Tucson Az 85718

Owner Name: Rosenbaum Gary R /Rosenbaum Ellen R APN / Alternate APN: 108-02-016K / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Deer Run Ranch Estates / Lot Size: 45,738

Year Built / Eff: 2002 / Rec. Date / Price: 03/31/2022 / $1,675,000 Living Area: 3,270

Document #: 900257

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $722,938 Bath(F/H): /

#12   6921 N Solaz Primero Tucson Az 85718

Owner Name: Zeinfeld Barrett / APN / Alternate APN: 108-02-1070 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Catalina Foothills Estates 9 / Lot Size: 57,349

Rec. Date / Price: 06/01/2022 / $952,000 Living Area: 2,805

Document #: 1520253

Year Built / Eff: 1979 /

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $509,379 Bath(F/H): /

#13   6822 N Table Mountain Rd Tucson Az 85718

Owner Name: Mullin Clayton W /Hampton Linda D

APN / Alternate APN: 108-01-0300 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Foothills / Lot Size: 42,179

Year Built / Eff: 1985 / Rec. Date / Price: 03/18/2022 / $1,025,000 Living Area: 2,748 # of units:

Document #: 770438

Bedrooms: Pool: Pool

Total Tax Value: $469,932 Bath(F/H): /

#14   3350 E Cobblestone Pl Tucson Az 85718

Owner Name: Shahi Mitra / APN / Alternate APN: 220-25-0520 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Cobblestone / Lot Size: 35,556

Year Built / Eff: 1982 / Rec. Date / Price: 08/02/2022 / $1,250,000 Living Area: 3,286

# of units: Document #: 2140525

Bedrooms: Pool: Pool

Total Tax Value: $587,801 Bath(F/H): /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

#15   6521 N Altos Tercero Tucson Az 85718

Owner Name: Bedry Cameron /Shinnick Lane APN / Alternate APN: 108-02-2110 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Catalina Foothills Estates 9 / Lot Size: 50,779

Year Built / Eff: 1980 /

# of units: Document #: 590614

Rec. Date / Price: 02/28/2022 / $849,000 Living Area: 2,911

Bedrooms: Pool: Total Tax Value: $515,368 Bath(F/H): /

#16   6790 N Calle Sin Nombre Tucson Az 85718

Owner Name: Pleiss Curtis M / APN / Alternate APN: 108-02-4930 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sky View Estates / Lot Size: 36,767

Year Built / Eff: 1995 / Rec. Date / Price: 04/22/2022 / $900,000 Living Area: 3,019

# of units: Document #: 1120539

Bedrooms: Pool: Pool Total Tax Value: $501,996 Bath(F/H): /

#17   7545 N Mystic Canyon Dr Tucson Az 85718

Owner Name: Orfanos Linda T /Orfanos Steve G APN / Alternate APN: 220-20-0380 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Pima Canyon Estates / Lot Size: 60,011

Year Built / Eff: 2001 / Rec. Date / Price: 08/04/2022 / $1,490,000 Living Area: 3,424 # of units: Document #: 2160219

Bedrooms: Pool: Total Tax Value: $806,788 Bath(F/H): /

#18   1615 E Camino Cielo Tucson Az 85718

Owner Name: Brush James J /Knue Marianne M

APN / Alternate APN: 108-07-1960 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Santa Catalina Estates 3 / Lot Size: 20,954 Year Built / Eff: 1976 /

Rec. Date / Price: 02/25/2022 / $660,000 Living Area: 2,836

Document #: 560064

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $408,935 Bath(F/H): /

#19   7010 N Stardust Cir Tucson Az 85718

Owner Name: Mc Reynolds Jackie /Connaughton Valeria

APN / Alternate APN: 108-04-0630 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Skyline Foothills Estates / Lot Size: 56,521

Rec. Date / Price: 10/26/2021 / $700,000 Living Area: 2,949

Document #: 2990391

Year Built / Eff: 1970 /

# of units:

Bedrooms: Pool:

Total Tax Value: $419,087 Bath(F/H): /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

#20   7441 N Skyline Dr Tucson Az 85718

Owner Name: Montano Daniel /Montano Marisela APN / Alternate APN: 220-19-0550 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1968 / Rec. Date / Price: 09/29/2021 / $715,000 Living Area: 2,776

Subdivision / Tract: Shadow Roc / Lot Size: 37,725

# of units: Document #: 2721153

Bedrooms: Pool: Total Tax Value: $349,010 Bath(F/H): /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 2022 CoreLogic.

12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools :

Elementary Schools

Manzanita School

3000 E Manzanita Ave Tucson AZ 85718

Telephone : (520) 209-7800

Distance 0.5 Miles

School District : Catalina Foothills Unified District (4410)

Lowest Grade : K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 625

Middle Schools

Orange Grove Middle School

1911 E Orange Grove Rd Tucson AZ 85718

Telephone : (520) 209-8200

Total Expenditure/Student : 101

Distance 0.92 Miles

School District : Catalina Foothills Unified District (4410)

Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 667

High Schools

Total Expenditure/Student : 101

Edge High School - Northwest Distance 2.47 Miles 231 W Giaconda Way Ste 113 Tucson AZ 85704

Telephone : (520) 877-9179

School District : Edge School Inc. The (4421)

Lowest Grade : 9th Highest Grade : 12th

School Enrollment : Enrollment : 70

Total Expenditure/Student : Advanced Placement : No

Customer Name : Lisa

Customer Company Name : First American On : 09/22/2022

Pcjted - Catalina Foothills High School

4300 E Sunrise Dr Tucson AZ

Telephone :85718(520) 209-8351

Distance 2.82 Miles

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Catalina Foothills High School

4300 E Sunrise Dr Tucson AZ Telephone :85718(520) 209-8300

Distance 2.82 Miles

School District : Catalina Foothills Unified District (4410)

Lowest Grade : 9th Highest Grade : 12th

School Enrollment : Enrollment : 1804

Total Expenditure/Student : 101 Advanced Placement : No

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 CoreLogic.

AttractionsBusiness/Recreation

Name Address Telephone Distance (Miles)

Gallery Lot 12, Llc

7080 N Sunset Canyon Dr Tucson Az (520) 544-8902 0.08

Sanders Galleries 6420 N Campbell Ave Tucson Az (520) 299-1763 0.85

Sweet Lizard Frozen Yogurt & Custard 6360 N Campbell Ave # 110 Tucson Az (520) 395-0620 0.95

The Ballet Conservatory Of Dance Music & Art Llc 6330 N Campbell Ave # 11 Tucson Az (520) 770-7827 0.96

Banks / Financial Name Address Telephone Distance (Miles)

Assimilate Solutions, Llc

1785 E Skyline Dr Ste 131 Tucson Az (520) 638-8245 0.74

P Loan Llc 1785 E Skyline Dr Ste 165 Tucson Az (520) 219-1459 0.74

Harris Bmo Bank National Association 1755 E Skyline Dr 101 Tucson Az (520) 577-1344 0.75

Sunstreet Mortgage, Llc 1725 E Skyline Dr Ste 101 Tucson Az (520) 547-2400 0.77

Eating / Drinking

Name Address Telephone Distance (Miles)

Tutti Frutti Frozen Yogurt Tucson 7124 N Corrida De Venado Tucson Az (520) 991-0777 0.58

Dairy Queen 7450 N Camino Sin Vacas Tucson Az (520) 887-4362 0.59

Sundaze Ice Cream & Yogurt 6702 N Calle De Calipso Tucson Az (520) 544-2993 0.72

Vivace Restaurant 6440 N Campbell Ave Tucson Az (520) 795-7221 0.82

Health Care Services

Name Address Telephone Distance (Miles)

Abundant Health 2580 E Ina Rd Tucson Az (520) 544-0032 0.1

Acacia Acupuncture L.l.c. 2140 E Circulo Solaz Tucson Az (520) 495-9559 0.48

Tucson Family Practice Llc 6651 N Altos Segundo Tucson Az (520) 419-3987 0.53

Frank G Walter 6960 N Pusch Peak Pl Tucson Az (520) 529-3198 0.53

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

Hospitality

Name Address Telephone Distance (Miles)

Skyline Lodging 112, L.l.c. 7601 N Calle Sn Envdia 7 Tucson Az (520) 505-4494 0.69

Brw Hotel, L.l.c. 7333 N Mcmanus Trl Tucson Az (520) 529-2463 0.73

Saunders Of Yuma, L.l.c. 2850 E Skyline Dr Tucson Az (520) 745-2700 0.85

Saunders Of Phoenix, Llc 2850 E Skyline Dr Ste 200 Tucson Az (602) 244-8800 0.85

Organizations / Associations

Name Address Telephone Distance (Miles)

Divine Covenant Church 2945 E Manzanita Ave Tucson Az (520) 299-4445 0.4

Catalina Foothills Church-pca 2150 E Orange Grove Rd Tucson Az (520) 615-8500 0.87

Lds Church 7281 N Skyline Dr Tucson Az (520) 395-3916 0.91

Christian Williamson 2351 E Clle Sin Cntrvrsia Tucson Az (520) 544-5121 0.93

Personal Services

Name Address Telephone Distance (Miles)

Sinsational Fitness, Llc 2850 E Calle Sin Pecado Tucson Az (520) 990-0286 0.36

Barre 3 Tuson 2905 E Skyline Dr Tucson Az (520) 299-1287 0.83

Mingle Salon And Spa 2840 E Skyline Dr Tucson Az (520) 577-6449 0.85

Yen Salon Spa 2840 E Skyline Dr Ste 170 Tucson Az (520) 954-2809 0.85

Shopping

Name Address Telephone Distance (Miles)

S&a Inc 7551 N Clle Sin Cntrvrsia Tucson Az (520) 404-6522 0.65

Bashas' Inc. 2805 E Skyline Dr Tucson Az (520) 232-6340 0.81

Nekter Juice Bar 2905 E Skyline Dr Tucson Az (520) 299-1950 0.83

Uproot Food 7779 N Ancient Indian Dr Tucson Az (520) 797-1346 1.17

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

7090 N VIA SIERRA DEL SOL Distance 0.02 Miles

Owner Name : Dusenberry Bruce L

Sale Date : 08/00/1997

Total Value : $485,507

Bed / Bath : / 5

Land Use : Sfr

Subdivision : Pima Hollow Patio Homes Amd

Recording Date : 09/03/1997

Sale Price  : $399,900

Property Tax : $5,382.57

Lot Acres : 1.13

Stories : 1 Living Area : 3,067

Yr Blt / Eff Yr Blt : 1996 / APN : 108-02-003M

7050 N VIA SIERRA DEL SOL Distance 0.03 Miles

Owner Name : Luchies Glenn

Sale Date : 06/03/2015

Total Value : $494,761

Bed / Bath : / 4

Land Use : Sfr

Subdivision : Windsor Park

Recording Date : 06/09/2015

Sale Price  : $685,000

Property Tax : $5,496.57

Lot Acres : 1.52

Stories : 1 Living Area : 3,157

Yr Blt / Eff Yr Blt : 1996 / APN : 108-02-003H

7110 N VIA SIERRA DEL SOL Distance 0.04 Miles

Owner Name : Kroack Debra A

Sale Date : 05/00/1999

Total Value : $618,627

Bed / Bath : / 4

Recording Date : 05/28/1999

Sale Price  : $500,000

Property Tax : $7,022.89

Lot Acres : 1.19

Land Use : Sfr Living Area : 3,084

Stories : 1 APN : 108-02-003K

Yr Blt / Eff Yr Blt  : 1996 /

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022 CoreLogic.

7101 N VIA SIERRA DEL SOL

Owner Name : Psaltis Dimitrios

Sale Date : 08/13/2018

Total Value : $805,133

Bed / Bath : / 6

Land Use : Sfr

Distance 0.06 Miles

Subdivision : Sin Vacas

Recording Date : 08/27/2018

Sale Price  : $975,000

Property Tax : $9,320.96

Lot Acres : 1.71

Stories : 1 Living Area : 4,040

Yr Blt / Eff Yr Blt : 1991 / APN : 108-02-003B

7130 N VIA SIERRA DEL SOL Distance 0.07 Miles

Owner Name : Robertson Cynthia

Sale Date : 06/00/1997

Total Value : $703,121

Bed / Bath : / 4

Recording Date : 06/05/1997

Sale Price  : $465,000

Property Tax : $8,063.95

Lot Acres : 1.30

Land Use : Sfr Living Area : 3,290

Stories : 1 APN : 108-02-003J

Yr Blt / Eff Yr Blt  : 1998 /

2761 E PLAZA ENCANTADA

Owner Name : Abbott

Sale Date : 06/06/2000

Distance 0.08 Miles

Subdivision : Las Vistas Encantadas

Recording Date : 07/18/2000

Total Value : $548,128 Sale Price  : $360,000

Bed / Bath : / 4

Property Tax : $6,056.45

Land Use : Sfr Lot Acres : 1.18

Stories : 1 Living Area : 3,411

Yr Blt / Eff Yr Blt : 1983 / APN : 108-02-2590

2741 E PLAZA ENCANTADA Distance 0.08 Miles

Owner Name : Sottosanti

Sale Date : 04/00/1980

Total Value : $385,054

Bed / Bath : / 3

Land Use : Sfr

Subdivision : Las Vistas Encantadas

Recording Date : 04/15/1980

Sale Price  : $24,000

Property Tax : $4,144.68

Lot Acres : 1.74

Stories : 1 Living Area : 2,243

Yr Blt / Eff Yr Blt : 1980 / APN : 108-02-2580

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

2490 E INA RD

Owner Name : Carey

Total Value : $167,000

Distance 0.09 Miles

Yr Blt / Eff Yr Blt : 2020 /

Property Tax : $3,086.77

Bed / Bath : / 5 Lot Acres : 1.23

Land Use : Sfr Living Area : 3,932

Stories : 1 APN : 108-02-004F

7122 N PLACITA SIN CODICIA

Owner Name : Kim

Sale Date : 01/00/2005

Total Value : $215,000

Distance 0.1 Miles

Recording Date : 01/19/2005

Sale Price  : $274,500

Property Tax : $3,512.82

Land Use : Residential Lot Lot Acres : 0.83

Subdivision : Sin Vacas APN : 220-21-0250

7030 N CHAPARRAL AVE

Owner Name : Cosgrove Richard H

Sale Date : 06/14/2016

Total Value : $547,812

Bed / Bath : / 5

Distance 0.1 Miles

Subdivision : Chaparral Hlnds

Recording Date : 06/17/2016

Sale Price  : $540,000

Property Tax : $6,150.19

Land Use : Sfr Lot Acres : 1.23

Stories : 1 Living Area : 2,939

Yr Blt / Eff Yr Blt : 1990 / APN : 108-02-3900

Customer Name : Lisa Mrazek

Customer Company Name : First American Title Insurance Company Prepared On : 09/22/2022

Census Tract / block: 47.13 / 3     Year: 2018

Household Population Population by Age

Count: 3,933 0 - 11

Estimate Current Year: 4,009 12 - 17

Estimate in 5 Years: 4,330 18 - 24 7.27%

Growth Last 5 Years: 13.25% 25 - 64 42.08%

Growth Last 10 Years: -123.37% 65 - 74 17.32% 75+

Household Size Household Income

Current Year: 1,729 0 - $25,000 11.86%

Average Current Year: 2.25 $25,000 - $35,000 7.52%

Estimate in 5 Years: 2,139 $35,000 - $50,000 4.11%

Growth Last 5 Years: 7.87% $50,000 - $75,000 13.82%

Growth Last 10 Years: 1.81% $75,000 - $100,000 14.75%

Male Population: 48.21% Above $100,000 47.95%

Female Population: 51.79% Average Household Income: $97,781

Married People: 65.19%

Unmarried People: 34.81%

Housing

Median Mortgage Payments

Home Values

Under $300: 3.22% Below $100,000: 3.08%

$300 - $799: 32.43% $100,000 - $150,000: 7.02% $800 - $1,999: 28.7% $150,000 - $200,000: 5.15% Over $2,000: 35.65% $200,000 - $300,000: 22.33%

Median Home Value: $382,200 $300,000 - $500,000: 27.49%

Unit Occupied Owner: 80.8% Above $500,000: 34.93%

Median Mortgage: $1,786

Rent Payments

Year Built

Unit Occupied Renter: 19.2% 1999 - 2000

Median Gross Rent: $1,543 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 16.89% 1980 - 1989 25.15%

$750 - $999 13.91% 1970 - 1979 33% $1000 and Over 69.21% 1900 - 1969 14.78%

Education

Enrollment

Public Pre-Primary School: 0%

Private Pre-Primary School: 0.6%

Not Enrolled in School: 84.61%

Not A High School Graduate: 5.19%

Public School: 12.11% Graduate Of High School: 11.92%

Private School: 3.28% Attended Some College: 17.44%

Public College: 4.28% College Graduate: 39.68%

Private College: 0.76% Graduate Degree: 25.77%

Workforce

Occupation: Manager/Prof: 53.52% Private Worker: 54.42%

Technical: Government Worker: 16.84%

Sales: 25.86% Self Employed Worker: 12.55%

Administrative: Unpaid Family Worker: 8.83%

Private House Hold: Farming: 0%

Service: 13.96% Skilled:

Protective Services: Blue-Collar: 6.66%

Commute Time

Less Than 15 Min: 17.9%

15 min - 28 min: 49.68% 30 min - 57 min: 29.74%

Over 60 min: 2.68%

SEARCH PARAMETERS

PARCEL:  108-02-003L

PARCEL: 108-02-003L

INSTRUMENT REC DATE

OWNER: CORTEZ ALEX/ANNE E  AFFIDAVIT    2011 2870743 10/14/2011

SITUS: 7070 N VIA SIERRA DEL SOL PC

MAIL: 7070 N VIA SIERRA DEL SOL  TUCSON, AZ 85718

LEGAL: SLY 114.56' NLY 229.22' CNTRL PTN NW4 NE4 1.00 AC SEC 5-13-14

CURRENT TAXES

LAND IMPR EXEMPT AREA

PRIMARY  44,870  0  0  9.2233  1600 SECONDARY  50  44,819  0  3.0989

2021 TOTAL TAX BILLED 4,928.95

2021  TAX AMT TAX DUE INTEREST

DATE PAID

INFORMATION THROUGH 07/28/2022

TOTAL DUE

FIRST HALF  2,464.48  0.00  0.00  12/21/2021  0.00

SECOND HALF  2,464.47  0.00  0.00  12/21/2021  0.00

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

BYPASS

We are providing the requested information without CC&Rs. Unfortunately, we are unable to confirm CC&Rs at this time, possibly because:



The property is too complex to obtain CC&Rs without a complete title examination

 The property is sectional, whereas there are no “standard” subdivision‐type restrictions

 A recorded plat may not exist

 The recorded plat may be older, with limited information available, or

 Recorded CC&Rs may not exist.

Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.

If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

Benefits4

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

YOURFORPREPARINGSALEHOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans. Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being

Cleanshown.trash

cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Coordinatesconsummation.withlender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Underwritingapproval.reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Closing Costs: Who Pays What

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

Title Insurance

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*

14 Restrictive covenant violations Post-policy forgery

16 Post-policy encroachment Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

21 Post-policy prescriptive easement

22 Covenant violation resulting in your title reverting to a previous owner

23 Violation of building setback regulations

24 Discriminatory covenants Other benefits:

25 Pays rent for substitute land or facilities Rights under unrecorded leases

27 Plain language statements of policy coverage and restrictions

28 Compliance with Subdivision Map Act

29 Coverage for boundary wall or fence encroachment*

30 Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING

ReviewDAY:thehouse

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

Your Notes:

Your Notes:

First American Title Branch Locator

1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

N of Shea, E side of Tatum

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

SE corner of Recker & Brown

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. American Financial Corporation and/or its affiliates. All rights reserved.