Issuu

WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

PROTECT YOURSELF

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions. DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email. TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions. • It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.

ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

VERIFY AND NOTIFY

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act! Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

Client

Date

Client

Date

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

ADDRESS

6835 W BERYL AVE PEORIA, AZ 85345 APN 143-09-505

Property Detail Report 6835 W Beryl Ave, Peoria, AZ 85345-0722 Maricopa County Data as of: 08/13/2021

APN: 143-09-505

Owner Information Owner Name: Vesting: Mailing Address:

Davis Jason L Married Man / Separate Estate / Property 6835 W Beryl Ave, Peoria, AZ 85345-0722

Occupancy:

Owner Occupied

Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:

Windwood 143-09-505 Peoria Windwood Lot 1-34 Windwood Ira A Murphy 33.57853

Alternate APN: Twnshp-Rng-Sec: Tract #: School District: Middle School: Longitude:

County: Census Tract / Block: 3N-1E-25 Legal Lot / Block: Legal Book / Page: Peoria Unified School District Centennial High Sc... High School: -112.20598

Maricopa, AZ 071915 / 3001 23 / 353 / 47

$194,900 US Bank NA Cmlti 2006-Ar1

Transfer Doc #: Deed Type:

2009.492432 Deed

$194,900 / Confirmed $77 5.0 / Fixed

Deed Type: New Construction: 1st Mtg Doc #:

Deed

Sale Doc #:

2009.492432

Title Company:

Great American Tit...

Peoria Ecampus

Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:

04/23/2009 / 06/01/2009 Davis, Jason L

Price: Seller Name:

Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:

04/23/2009 / 06/01/2009

Sale Price / Type: Price / Sq. Ft.: $191,369 / Federal Housing 1st Mtg Rate / Type: Administration 2nd Mtg Rate / Type: US Bank NA Cmlti 2006-Ar1 Suburban Mortgage INC

2009.492434

Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:

06/04/2005 / 06/06/2005 $255,200 / Conventional Wells Fargo Bank

Sale Price / Type: 1st Mtg Rate / Type:

$319,000 / Confirmed / Var

Prior Deed Type: Prior Sale Doc #:

Warranty Deed 2005.757121

Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:

Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:

1994 2 Garage 3

SFR 0131 - Single F... 0131 - Single Family Residence Cul-De-Sac X City Of Peoria

Lot Area: Lot Width / Depth: Usable Lot:

8,028 Sq. Ft.

Zoning: # of Buildings: Res / Comm Units:

R-8 1 1/

Acres: Flood Map #: Flood Panel #:

0.184 04013C1705L 1705L

Water / Sewer Type: Flood Map Date: Inside SFHA:

10/16/2013 False

2021 2020 111200 $1,718.70

Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:

$25,920 $5,180 $20,740 80.02%

Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:

$259,200 $51,800 $207,400 80.02%

Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:

2,520 Sq. Ft. 2,520 Sq. Ft. 2,520 Sq. Ft.

Average Average

3/1 Yes Refrigeration Forced Air Stucco Frame

Covered Patio Concrete Tile

Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:

Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:

PAGE 1 OF 1

Sales Comparables 6835 W Beryl Ave, Peoria, AZ 85345-0722 Maricopa County Data as of: 08/13/2021

APN: 143-09-505

Subject Property 6835 W Beryl Ave, Peoria, AZ 85345-0722 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:

$194,900 / Confirmed 04/23/2009 / 06/01/2009 1994 / $259,200 SFR Davis Jason L 6835 W Beryl Ave, Peoria, AZ 85345-722 Maricopa 143-09-505 Windwood Lot 1-34 071915 / 3001 $191,369 / Federal Housing Administration 1/

Lot Area: Living Area: Pool:

8,028 Sq. Ft. 2,520 Sq. Ft. Yes

Bedrooms: Baths (F / H): Total Rooms:

0 3/1 7

Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:

R-8 0.18 Refrigeration

Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:

2 Concrete Tile $319,000

Garage X

06/06/2005 2005.757121

Search Criteria # Months Back: Living Area Difference:

6 15.0 + / -

Distance From Subject: Land Use:

0.5 mi Same As Subject

2 Comparable Properties Found COMPARABLE PROPERTY SUMMARY Subject Price $194,900 Living Area 2,520 Price / Sq. Ft. $77 Bedrooms Baths 4 Lot Area 8,028 Sq. Ft. Stories 2 Year Built 1994 Distance

Low

Averag e

Hig h

$370,000

$412,500

$455,000

2,229

2,375

2,521

$166

$173

$180

10,001 Sq. Ft.

10,556 Sq. Ft.

11,110 Sq. Ft.

1.5

1983

1988

1994

0.08 mi

0.27 mi

0.46 mi

PAGE 1 OF 3

Sales Comparables 6835 W Beryl Ave, Peoria, AZ 85345-0722 Maricopa County Data as of: 08/13/2021

APN: 143-09-505

Subject Property

Comparables

COMPARABLES #

1 2

Address

Sold

0.08

6819 W Comet Ave, Peoria, AZ 85345-0724

0.46

7103 W Mountain View Rd, Peoria, AZ 85345-

Sold For

Listed

Listed At

Sq. Ft.

$ / Sq. Ft.

Bds / Bths

Lot Size

Ag e

05/27/2021 $455,000

2,521

$180

11,110

04/28/2021 $370,000

2,229

$166

10,001

6830

L: Listed

R: REO

RS: REO Sale

SS: Short Sale

D: Default

A: Auction

PAGE 2 OF 3

Comp #1 - 0.08 Miles From Subject 6819 W Comet Ave, Peoria, AZ 85345-0724 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:

$455,000 / 05/27/2021 / 06/04/2021 1994 / $261,700 SFR Heather M Shaffer / Matthew M Puttroff 6819 W Corrnet Ave, Peoria, AZ 85345 Maricopa 143-09-490 Windwood Lot 1-34 071915 / 3001 $400,000 / Private Party 1/

Lot Area: Living Area: Pool:

11,110 Sq. Ft. 2,521 Sq. Ft. Yes

Bedrooms: Baths (F / H): Total Rooms:

0 3/1 7

Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:

R-8 0.26 Refrigeration Garage X

Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:

2 Concrete Tile $220,013 08/29/2012 08/31/2012 2012.788463

Lot Area: Living Area: Pool:

10,001 Sq. Ft. 2,229 Sq. Ft. Yes

Bedrooms: Baths (F / H): Total Rooms:

0 2/0 7

Zoning: Acres: Cooling: Fireplace: Parking Type: Flood Zone Code:

R-8 0.23 Refrigeration

Stories: Roof Material: Prior Sale Price: Prior Sale Date: Prior Rec Date: Prior Sale Doc #:

1 Asphalt Shingle $63,750

Comp #2 - 0.46 Miles From Subject 7103 W Mountain View Rd, Peoria, AZ 85345-6830 Sale Price / Type: Sale / Rec Date: Year Built / Eff: Assessed Value: Land Use: Owner Name: Mailing Address: County: APN: Subdivision: Census Tct / Blk: 1st Mtg / Type: Res / Comm Units:

$370,000 / Confirmed 04/28/2021 / 05/05/2021 1983 / $244,200 SFR Davi Vogel 6744 W Turquoise Ave, Peoria, AZ 85345-6851 Maricopa 143-10-366 Park View West Unit 4 071914 / 3000 $296,000 / 1/

Garage X

09/28/1988 1988.480523

PAGE 3 OF 3

Neighbors Report 6835 W Beryl Ave, Peoria, AZ 85345-0722 Maricopa County Data as of: 08/13/2021

APN: 143-09-505

Subject Property

Neighbors

Subject Property 6835 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Davis Jason L Mailing Address: 6835 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-505

Year Built / Eff: Living Area: Sale / Rec Date: 04/23/2009 / 06/01/2009 Lot Area: Sale Price / Type: $194,900 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1994 / 2,520 Sq. Ft. 8,028 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 09/18/2001 / 09/19/2001 Lot Area: Sale Price / Type: $155,900 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,152 Sq. Ft. 8,120 Sq. Ft.

3/1

Neighbor 1 - 0.01 Miles From Subject 6843 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Ayers Curtis R / Ayers Melva L Mailing Address: 6843 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-506

PAGE 1 OF 5

Neighbor 2 - 0.02 Miles From Subject 6836 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Owner Occupied

Owner Name: Rasamy Inthavong / Nguyen N Phan Mailing Address: 6836 W Cheryl Dr, Peoria, AZ 85345-6768 APN: 143-09-514

Year Built / Eff: Living Area: Sale / Rec Date: 10/08/2018 / 10/16/2018 Lot Area: Sale Price / Type: $308,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,524 Sq. Ft. 8,002 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 01/11/2000 / 01/12/2000 Lot Area: Sale Price / Type: $170,000 / Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,522 Sq. Ft. 12,754 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 11/08/1999 / 11/09/1999 Lot Area: Sale Price / Type: $85,000 / Bedrooms: Land Use: SFR Baths (F / H):

1994 / 1,456 Sq. Ft. 7,989 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 09/10/1994 / 09/12/1994 Lot Area: Sale Price / Type: $126,855 / Bedrooms: Land Use: SFR Baths (F / H):

1994 / 2,520 Sq. Ft. 7,998 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 05/17/2019 / 06/11/2019 Lot Area: Sale Price / Type: $289,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1994 / 2,698 Sq. Ft. 8,011 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 06/11/2003 / 06/12/2003 Lot Area: Sale Price / Type: $155,900 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1994 / 1,847 Sq. Ft. 11,173 Sq. Ft.

3/1

Neighbor 3 - 0.02 Miles From Subject 6827 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Livermore Kent / Linda TR Mailing Address: 6827 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-504

3/1

Neighbor 4 - 0.02 Miles From Subject 6844 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Owner Occupied

Owner Name: Schmude Richard A / Reyes Elizabeth Mailing Address: 6844 W Cheryl Dr, Peoria, AZ 85345-6768 APN: 143-09-513

Neighbor 5 - 0.02 Miles From Subject 6828 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Owner Occupied

Owner Name: Decuire Naomi Mailing Address: 6828 W Cheryl Dr, Peoria, AZ 85345-6768 APN: 143-09-515

3/1

Neighbor 6 - 0.03 Miles From Subject 6851 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Consul Maria Lourdes / Consul Adolfo A Mailing Address: 6851 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-507

3/1

Neighbor 7 - 0.03 Miles From Subject 6819 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Martinez Steve L / Martinez Bridget A Mailing Address: 6819 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-503

2/1

PAGE 2 OF 5

Neighbor 8 - 0.03 Miles From Subject 6836 W Beryl Ave, Peoria, AZ 85345-0721 Occupancy:

Owner Occupied

Owner Name: Pierce Stephen L / Zamorano Kimberly Mailing Address: 6836 W Beryl Ave, Peoria, AZ 85345-721 APN: 143-09-501

Year Built / Eff: Living Area: Sale / Rec Date: 06/10/2011 / 06/21/2011 Lot Area: Sale Price / Type: $140,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1994 / 2,520 Sq. Ft. 8,037 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 09/28/1995 / 09/29/1995 Lot Area: Sale Price / Type: $103,100 / Bedrooms: Land Use: SFR Baths (F / H):

1993 / 1,695 Sq. Ft. 8,429 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 04/30/1994 / 05/02/1994 Lot Area: Sale Price / Type: $124,900 / Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,520 Sq. Ft. 8,093 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 08/09/1994 / 08/10/1994 Lot Area: Sale Price / Type: $100,300 / Bedrooms: Land Use: SFR Baths (F / H):

1994 / 1,695 Sq. Ft. 8,028 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 07/24/1993 / 07/26/1993 Lot Area: Sale Price / Type: $125,575 / Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,521 Sq. Ft. 13,935 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 11/22/1993 / 11/23/1993 Lot Area: Sale Price / Type: $101,000 / Bedrooms: Land Use: SFR Baths (F / H):

1993 / 1,647 Sq. Ft. 8,150 Sq. Ft.

3/1

Neighbor 9 - 0.03 Miles From Subject 6844 W Beryl Ave, Peoria, AZ 85345-0721 Occupancy:

Owner Occupied

Owner Name: Seang K Chheu & Sok K Chheu Living Trust Mailing Address: 6844 W Beryl Ave, Peoria, AZ 85345-721 APN: 143-09-500

2/1

Neighbor 10 - 0.03 Miles From Subject 6852 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Absentee Owner

Owner Name: LIM, Try V Trust Mailing Address: 3227 Frazier St, Baldwin Park, CA 91706-4604 APN: 143-09-512

3/1

Neighbor 11 - 0.03 Miles From Subject 6820 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Owner Occupied

Owner Name: Rowlett Timothy L / Rowlett Rosalie J Mailing Address: 6820 W Cheryl Dr, Peoria, AZ 85345-6768 APN: 143-09-516

2/1

Neighbor 12 - 0.04 Miles From Subject 6828 W Beryl Ave, Peoria, AZ 85345-0721 Occupancy:

Owner Occupied

Owner Name: Walberer Bruce A / Walberer Paula G Mailing Address: 6828 W Beryl Ave, Peoria, AZ 85345-721 APN: 143-09-502

3/1

Neighbor 13 - 0.04 Miles From Subject 6852 W Beryl Ave, Peoria, AZ 85345-0721 Occupancy:

Owner Occupied

Owner Name: Westphal Larry A Mailing Address: 6852 W Beryl Ave, Peoria, AZ 85345-721 APN: 143-09-499

2/1

PAGE 3 OF 5

Neighbor 14 - 0.04 Miles From Subject 6859 W Beryl Ave, Peoria, AZ 85345-0722 Occupancy:

Owner Occupied

Owner Name: Daniel Kenneth Mailing Address: 6859 W Beryl Ave, Peoria, AZ 85345-722 APN: 143-09-508

Year Built / Eff: Living Area: Sale / Rec Date: 09/10/2008 / 10/27/2008 Lot Area: Sale Price / Type: $195,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1993 / 1,695 Sq. Ft. 8,024 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 10/20/2020 / 10/23/2020 Lot Area: Sale Price / Type: $330,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,152 Sq. Ft. 8,102 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 03/26/2020 / 03/31/2020 Lot Area: Sale Price / Type: $265,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1985 / 1,541 Sq. Ft. 7,963 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 02/26/2009 / 02/27/2009 Lot Area: Sale Price / Type: $235,000 / Confirmed Bedrooms: Land Use: SFR Baths (F / H):

1993 / 2,467 Sq. Ft. 8,041 Sq. Ft.

Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):

1994 / 2,522 Sq. Ft. 8,751 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 12/09/1998 / 12/10/1998 Lot Area: Sale Price / Type: $100,000 / Bedrooms: Land Use: SFR Baths (F / H):

1985 / 1,349 Sq. Ft. 7,971 Sq. Ft.

2/1

Neighbor 15 - 0.05 Miles From Subject 6860 W Cheryl Dr, Peoria, AZ 85345-6768 Occupancy:

Owner Occupied

Owner Name: Sang L Thang / Zai Nem Mailing Address: 6860 W Cheryl Dr, Peoria, AZ 85345-6768 APN: 143-09-511

Neighbor 16 - 0.05 Miles From Subject 6835 W Cheryl Dr, Peoria, AZ 85345-6767 Occupancy:

Owner Occupied

Owner Name: Daniel C Reiling Mailing Address: 6835 W Cheryl Dr, Peoria, AZ 85345-6767 APN: 143-09-017

Neighbor 17 - 0.05 Miles From Subject 6860 W Beryl Ave, Peoria, AZ 85345-0721 Occupancy:

Owner Occupied

Owner Name: Gender Cindy J Mailing Address: 6860 W Beryl Ave, Peoria, AZ 85345-721 APN: 143-09-498

3/1

Neighbor 18 - 0.05 Miles From Subject 6835 W Comet Ave, Peoria, AZ 85345-0724 Occupancy:

Owner Occupied

Owner Name: Mazzacua Frank L / Mazzacua Suzanne E Mailing Address: 6835 W Comet Ave, Peoria, AZ 85345-724 APN: 143-09-492

Sale / Rec Date: / 03/04/1994 Sale Price / Type: $136,981 / Land Use: SFR

3/1

Neighbor 19 - 0.05 Miles From Subject 6843 W Cheryl Dr, Peoria, AZ 85345-6767 Occupancy:

Owner Occupied

Owner Name: Jones Annette M Mailing Address: 6843 W Cheryl Dr, Peoria, AZ 85345-6767 APN: 143-09-018

PAGE 4 OF 5

Neighbor 20 - 0.05 Miles From Subject 6827 W Cheryl Dr, Peoria, AZ 85345-6767 Occupancy:

Owner Occupied

Owner Name: Stoltz Michael B / Stoltz Ludie B Mailing Address: 6827 W Cheryl Dr, Peoria, AZ 85345-6767 APN: 143-09-016

Sale / Rec Date: / 10/30/1985 Sale Price / Type: $92,175 / Land Use: SFR

Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):

1985 / 1,596 Sq. Ft. 7,950 Sq. Ft. 3/

PAGE 5 OF 5

Schools Report 6835 W Beryl Ave, Peoria, AZ 85345-0722 Maricopa County Data as of: 08/13/2021

APN: 143-09-505

Public School Assignment

Elementary School: Middle School: High School:

Peoria Unified School District

Ira A Murphy

Grades

7231 West North Lane, Peoria, AZ 85345 - 0.46 Miles

Students

PK-8 478

Students:Teachers

State Percentile

10:1

State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:

St udent Et hnicit y

9-12 1,879

Free Lunch: 77% Reduced Lunch: 77% Title 1: Yes

Reading Prof icient ( % )

64% 26% 5% 2% 2% <1%

Centennial High School

Students

417 No No No

Mat h Prof icient ( % )

Hispanic Caucasian African-American Native American Asian Pacific Islander

Grades

Ira A Murphy Centennial High School Centennial High School

14388 North 79Th Avenue, Peoria, AZ 85381 - 3.06 Miles

Students:Teachers

State Percentile

15:1

State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:

St udent Et hnicit y

139 No No Yes

Mat h Prof icient ( % )

Caucasian Hispanic African-American Native American Asian Pacific Islander

Free Lunch: 34% Reduced Lunch: 34% Title 1: No

Reading Prof icient ( % )

55% 35% 5% 2% 2% <1%

Nearby Private Schools School

Address

Distance

Abcs/Smithey-Link Education Center

6015 W Peoria Avenue Glendale, AZ 85302

0.97 miles

Hi-Star Center For Children

Po Box 6466 Glendale, AZ 85312

1.07 miles

PAGE 1 OF 2

The Aces

6815 West Cactus Road Peoria, AZ 85381

1.22 miles

Sag uaro Center For Exceptional Ed

8802 North 61St Avenue Glendale, AZ 85302

1.35 miles

Southwest Indian Schools/Living Word Academy

14202 North 73Rd Avenue Peoria, AZ 85381

2.45 miles

Our Lady Of Perpetual Help

7521 North 57Th Avenue Glendale, AZ 85301

2.69 miles

Aurora Day School

8155 W. Thunderbird Road Peoria, AZ 85381

2.70 miles

Zion's Daycare & Learning Center

7643 West Acoma Drive Peoria, AZ 85381

2.85 miles

Grace Lutheran School

5600 West Palmaire Avenue Glendale, AZ 85301

2.99 miles

Christ The Redeemer Lutheran School And Preschool

8801 N 43Rd Avenue Phoenix, AZ 85051

3.32 miles

PAGE 2 OF 2

Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein. School information is copyrighted and provided by GreatSchools.org.

Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421

Data Provided By: First American Title Ins Co

Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy. The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Local Business Attractions / Recreation Name

Address

Telephone

Distance (Miles)

Park Fun Rush

6817 W Peoria Ave Peoria Az

(623) 243-9900

0.21

Bassline Entertainment Llc

6611 W Peoria Ave Glendale Az

(623) 329-9657

0.37

Dance Gallerie, Inc

9501 N 67th Ln Peoria Az

(623) 334-9626

0.51

Act Two Productions, Llc

10440 N 63rd Ave Glendale Az

(623) 640-9435

0.66

Banks / Financial Name

Address

Telephone

Distance (Miles)

Checkmate

6727 W Peoria Ave Peoria Az

(623) 776-1000

0.25

Jpmorgan Chase Bank, National Association

6665 W Peoria Ave Glendale Az

(602) 589-3111

0.33

Check Into Cash Of Arizona, Inc.

6666 W Peoria Ave Ste 128 Glendale Az

(623) 486-5214

0.38

Eating / Drinking Name

Address

Telephone

Distance (Miles)

Tap Master Inc

6932 W Cinnabar Ave Peoria Az

(623) 776-3132

0.18

Peter Piper, Inc.

6821 W Peoria Ave Peoria Az

(623) 776-8320

0.21

Kfc National Management Company

6765 W Peoria Ave Peoria Az

(480) 739-2927

0.23

Taco Bell

6745 W Peoria Ave Peoria Az

(623) 878-0077

0.24

Health Care Services Name

Address

Telephone

Distance (Miles)

Iv Therapy Innovations Llc

6943 W Beryl Ave Peoria Az

(602) 481-8526

0.13

Deanna Corral

7014 W Cochise Dr Peoria Az

(623) 810-2713

0.24

A Accident Chiropractic

6750 W Peoria Ave Ste 119 Peoria Az

(623) 412-2700

0.25

C. Chris Murphy, D.d.s., M.s., P.l.l.c.

6750 W Peoria Ave Peoria Az

(623) 486-0550

0.25

Organizations / Associations Name

Address

Telephone

Distance (Miles)

Firstfruits Community Church

6950 W Mountain View Rd Peoria Az

(480) 297-5058

0.32

Northgate Church Of Christ

6414 W Ironwood Dr Glendale Az

(602) 347-2607

0.51

Fountain Of Love Ministries

7415 W Cheryl Dr Peoria Az

(602) 708-0994

0.73

Vineyard Church North Phoenix

6250 W Peoria Ave Glendale Az

(623) 217-2911

0.75

Personal Services Name

Address

Telephone

Distance (Miles)

Blu Spa Of Glendale

6608 W Olive Ave Glendale Az

(623) 842-8046

0.83

El Conde Spas Inc

9105 N 73rd Dr Peoria Az

(602) 300-1019

0.9

Planet Fitness

7565 W Peoria Ave Peoria Az

(623) 792-5211

0.93

Shopping Name

Address

Telephone

Distance (Miles)

Safeway Stores, Incorporated

6817 W Peoria Ave Peoria Az

(623) 412-2318

0.21

Automotive Paint Master's Llc

7007 W Cinnabar Ave Peoria Az

(623) 238-4883

0.25

Circle K Store 9176

6735 W Peoria Ave Peoria Az

(623) 487-3478

0.25

Central Purchasing, Llc

6750 W Peoria Ave Peoria Az

(928) 415-8686

0.25

Census Tract / block: 719.15 / 3 Year: 2018 Household Population

Population by Age

Count:

3,548

0 - 11

Estimate Current Year:

3,720

12 - 17

Estimate in 5 Years:

4,495

18 - 24

10.94%

Growth Last 5 Years:

-7.19%

25 - 64

54%

Growth Last 10 Years:

-236.27%

65 - 74

6.68%

75+ Household Size

Household Income

Current Year:

1,202

0 - $25,000

25.04%

Average Current Year:

2.95

$25,000 - $35,000

8.49%

Estimate in 5 Years:

988

$35,000 - $50,000

18.05%

Growth Last 5 Years:

-10.48%

$50,000 - $75,000

19.63%

Growth Last 10 Years:

-13.92%

$75,000 - $100,000

13.56%

Male Population:

53.78%

Above $100,000

15.22%

Female Population:

46.22%

Married People:

46.74%

Unmarried People:

53.26%

Average Household Income:

$49,301

Housing Median Mortgage Payments

Home Values

Under $300:

12.94%

Below $100,000:

25.75%

$300 - $799:

24.18%

$100,000 - $150,000:

28.5%

$800 - $1,999:

61.57%

$150,000 - $200,000:

23.4%

Over $2,000:

1.31%

$200,000 - $300,000:

20.52%

Median Home Value:

$139,600

$300,000 - $500,000:

1.83%

Unit Occupied Owner:

63.64%

Above $500,000:

Median Mortgage:

$670

Rent Payments

Year Built

Unit Occupied Renter:

36.36%

1999 - 2000

Median Gross Rent:

$1,154

1995 - 1998

Less Than $499

1990 - 1994

$500 - $749

11.44%

1980 - 1989

54.21%

$750 - $999

12.13%

1970 - 1979

19.69%

$1000 and Over

76.43%

1900 - 1969

3.43%

Public Pre-Primary School:

2.47%

Not Enrolled in School:

73.67%

Private Pre-Primary School:

0.36%

Not A High School Graduate:

18.98%

Public School:

24.61%

Graduate Of High School:

30.12%

Private School:

1.73%

Attended Some College:

25.91%

Public College:

6.69%

College Graduate:

20.39%

Private College:

0.15%

Graduate Degree:

4.6%

29.14%

Private Worker:

71.68%

Government Worker:

12.85%

Self Employed Worker:

3.71%

Unpaid Family Worker:

2.13%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

26.12%

Administrative: Private House Hold: Service:

Farming: 11.82%

Protective Services:

15.81%

Skilled: Blue-Collar:

32.92%

Commute Time

Less Than 15 Min:

15.99%

15 min - 28 min:

33.5%

30 min - 57 min:

43.16%

Over 60 min:

7.35%

+ FIRST AMERICAN TITLE, FC0, MSCH 08/24/2021 10:20AM WWGZ

MARICOPA, AZ

INVESTIGATIVE SEARCH RESULTS

PAGE 1 OF 1

SEARCH PARAMETERS PARCEL: PARCEL:

143-09-505 143-09-505

OWNER:

DAVIS JASON L

SITUS:

6835 W BERYL AVE PEORIA

MAIL:

6835 W BERYL AVE

PEORIA, AZ 85345

PLAT:

353 - 47

LEGAL:

WINDWOOD

REC DATE 06/01/2009

LOT 23

CURRENT TAXES

INSTRUMENT 2009 492432

INFORMATION THROUGH 08/13/2021

LAND

IMPR

EXEMPT

RATE

AREA

SPECIAL DISTRICTS

PRIMARY

16,038

7.0052

111200

23064 30002

SECONDARY

4,940

19,780

5.4451

2020 TOTAL TAX BILLED

1,718.70

2020

TAX AMT

TAX DUE

INTEREST

DATE PAID

TOTAL DUE

FIRST HALF

859.35

0.00

10/26/2020

0.00

SECOND HALF 859.35

04/22/2021

0.00

TOTAL CURRENT TAXES DUE 08/21

0.00

09/21

0.00

RESIDENTIAL IMPROVEMENTS BLDG SQFT

2,520

YEAR BUILT

1994

NUMBER OF STORIES NUMBER OF ROOMS NUMBER OF BATH FIXTURES PATIO (TYPE AND NUMBER)

COOLING EXTERIOR WALLS

ROOF

CONSTRUCTION CLASS

GARAGE (TYPE AND NUMBER)

LAND USE

GARAGE 3

POOL SQ FT

LOT SIZE

240

HEATING

STUCCO OTHER

PHYSICAL CONDITION

UNCOVERED_AND_COVERED 3

REFRIGERATION

SCHOOL DISTRICT

R3 OTHER 01 31 8,028 SQ FT 111200

LAND FULL CASH VALUE

49,400

IMPR FULL CASH VALUE

197,800

SALES SALE DATE

SALE AMOUNT

INSTRUMENT TYPE

SELLER NAME

06/01/2009

194,900

2009 492432 SD

US BANK NA CMLTI 2006-AR1

06/06/2005

319,000

2005 757121 WD

MERRY TROY/GAYLE

05/18/2000

165,900

2000 379238 WD

M F B REAL ESTATE HOLDINGS

07/25/1994

130,998

1994 564483 JD

MARLOR LAND COMPANY INC

04/26/1994

24,000

1994 336321 SD

PAVILLON DEVELOPMENT CO

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

SFR

END SEARCH

VALIDITY

Home Seller’s Guide

to the Title & Escrow Process in Arizona

Quick Reference

Table of

Contents

Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name

Assistant

Company

Phone

03 Welcome

Address

Fax

04 Benefits of Using a REALTOR®

First American Title

02 Quick Reference

05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process

Escrow Officer

Escrow Assistant

Address

Phone

City/State/Zip

Fax

Insurance Previous Company

Phone

Previous Agent

Policy No.

New Company

Phone

New Agent

Policy No.

Home Warranty Company

Policy No.

14 Understanding Title Insurance

Utilities and Services

16 Consider This

Southwest Gas 1.877.860.6020 www.swgas.com

Dish Network 1.800.823.4929 www.dishnetwork.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Cox 602.277.1000 www.cox.com

CenturyLink 800.366.8201 www.centurylink.com

Salt River Project 602.236.8888 www.srpnet.com

Direct TV 1.888.777.2454 www.directv.com

AT&T 1.800.222.0300 www.att.com

APS 602.371.7171 www.aps.com

17 Closing Your Escrow 18 Planning Your Move

Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of. A REALTOR®:

FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved. Do you...

› U nderstands market conditions and has access to information not available to the average homeowner.

- have the knowledge, patience, and sales skills needed to sell your home?

› C an advertise effectively for the best results.

- k now how to determine your home’s current market value?

› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- know how to determine whether or not a buyer can qualify for a loan? - understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction? - know how to advertise effectively and what the costs will be?

› K nows how to go toe-to-toe in negotiations.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.

Are you...

› W ill listen to your needs, respect your opinions and allow you to make your own decisions.

- aware of conditions in the marketplace today that affect value and length of time to sell?

› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- concerned about having strangers walking through your home?

› I s experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers? - aware that every time you leave your home, you are taking it off the market until you return? - aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved? - prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction REALTOR

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®

TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more. AZ Sellers Guide | 5

Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed. If screens or windows are damaged, replace or repair them. Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.

PREPARING YOUR HOME FOR SALE

Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking. B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see

Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans.

when they approach your house for the first time

Replace worn shower curtains.

and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a

R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

home sell. Here are some tips to present your home

Remove clutter throughout the house. Organize and clean out closets.

in a positive manner:

Clean household appliances and make sure they work properly. A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. C lear all clutter from counter tops. L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact. S end pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise. I f possible you, your pets, and your children should be gone while your home is being shown. C lean trash cans and put them out of sight. I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. C heck that sink and tub are scrubbed and unstained. M ake beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

TRID TILA-RESPA Integrated Disclosures

AZ Sellers Guide | 9

The Life Of An Escrow THE BUYER

THE SELLER

THE ESCROW OFFICER

THE LENDER

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Documents are recorded and all proceeds from sale are received.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation. Escrow officer or real estate agent contacts the buyer to schedule signing appointment. Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer. Documents are recorded and the keys are delivered!

AZ Sellers Guide | 10

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report. All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation. Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents. Schedules signing appointment and informs buyer of funds due at settlement. Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval. Underwriting reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation. Delivers loan documents to escrow. Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS

CASH

FHA

CONV

BUYER

Downpayment

Termite (Wood Infestation) Inspection (negotiable except on VA)

Property Inspection (if requested by buyer)

BUYER

Property Repairs, if any (negotiable)

SELLER

New Loan Origination Fee (negotiable)

BUYER

Discount Points (negotiable)

BUYER

Credit Report

BUYER

Appraisal or Extension Fee (negotiable)

BUYER

Existing Loan Payoff

SELLER

10.

Existing Loan Payoff Demand

SELLER

11.

Loan Prepayment Penalty (if any)

SELLER

12.

Next Month’s PITI Payment

BUYER

13.

Prepaid Interest (approx. 30 days)

BUYER

14.

Reserve Account Balance (Credit seller / Charge buyer)

PRORATE

15.

FHA MIP, VA Funding Fee, PMI Premium

BUYER

16.

Assessments payoff or proration (sewer, paving, etc.)

17.

Taxes

PRORATE

18.

Tax Impounds

BUYER

19.

Tax Service Contract

SELLER

BUYER

20.

Fire/Hazard Insurance

21.

Flood Insurance

22.

Homeowners Association (HOA) Transfer Fee

23.

HOA/Disclosure Fee

24.

Current HOA Payment

25.

Next Month’s HOA Payment

26.

Home Warranty Premium (negotiable)

27.

REALTORS®’ Commissions

28.

EAGLE Homeowners Title Policy

29.

Lenders Title Policy and Endorsements

30.

Escrow Fee (NOTE: Charge seller on VA Loan)

31.

Recording Fees (Flat rate)

32.

Reconveyance/Satisfaction Fee

33.

Courier/Express Mail Fees

SELLER

SELLER PRORATE

BUYER

BUYER or SELLER

SELLER

PRORATE

BUYER

BUYER or SELLER

SELLER

BUYER

SPLIT

SELLER

SPLIT

SELLER

SPLIT

SELLER

SPLIT

Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

AZ Sellers Guide | 11

The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13

Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records. AZ Sellers Guide | 14

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners Protection from: 1

Someone else owns an interest in your title

A document is not properly signed

Forgery, fraud, duress in the chain of title

Defective recording of any document

There are restrictive covenants

There is a lien on your title because there is:

EAGLE

Compare First American’s Eagle Policy® for Owners

ALTA Standard or CLTA 21

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

Discriminatory covenants Other benefits:

Pays rent for substitute land or facilities

Rights under unrecorded leases

Plain language statements of policy coverage and restrictions

c) a charge by a homeowner’s association

Compliance with Subdivision Map Act

Title is unmarketable

Coverage for boundary wall or fence encroachment*

Mechanics lien

Forced removal of a structure because it:

Added ownership coverage leads to enhanced marketability

Insurance coverage for a lifetime

Post-policy inflation coverage with automatic increase in value up to 150% over five years

Post-policy Living Trust coverage

a) a deed of trust b) a judgement, tax, or special assessment

a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10

Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

Unrecorded lien by a homeowners association

Unrecorded easements

Building permit violations*

Restrictive covenant violations

Post-policy forgery

Post-policy encroachment

Post-policy damage from extraction of minerals or water

Lack of vehicular and pedestrian access

Map not consistent with legal description

Post-policy adverse possession

ALTA Standard or CLTA

EAGLE

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

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Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

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When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws. You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

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Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day. Change of address. Visit USPS for change of address form. Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Packing materials. Gather moving boxes and packing materials for your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy. Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address. Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities. Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move. Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move. Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

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Start packing. Begin packing for your new location. Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed. Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move. Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Central Arizona

11 3 9

First American Title Branch Locator 10

GOLDFIELD

CRISMON

SIGNAL BUTTE

IN SK

1 SUN CITY WEST

5 A NTHEM

9 K IERLAND COMMONS

13 C HANDLER PORTICO

2 G OODYEAR

6 PHOENIX CAMELBACK

10 SCOTTSDALE FORUM

14 G ILBERT SAN TAN

7 D ESERT RIDGE

11 D C CROSSING

623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 A RROWHEAD

623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave

4 T HE LEGENDS

623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 C AREFREE

480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.

480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 A HWATUKEE

480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

17 G OLD CANYON

480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.

480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 M ESA

480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 R ED MOUNTAIN

480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown

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For more information please contact your First American representative.

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