6270 N Taylor Ln

6270NorthTaylorLane Tucson,AZ85741

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

TRUST YOUR SOURCE OF INFORMATION

WIRE FRAUD ADVISORY

Client Date Client Date

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

PROTECT YOURSELF

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

ONLINE RESOURCES:

VERIFY AND NOTIFY

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

The Internet Crime Complaint Center @ www.ic3.gov

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Data Provided By: American Title Ins Co

Subject Property 6270 N Taylor Ln APN:AZTucson85743213-13-054B

First

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

Data Provided By: American Title Ins Co

First

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Disclaimer

Foundation : Concrete Cooling Type : Wall Furnace

Living Area : 1,000 Roof Material : Roll Composition

Mailing Address : 6270 N Taylor Ln, Tucson AZ 85743-9420 R043

Munic/Township : Marana

Heat Type : Wall Furnace

Township-Range- Sect : 13S-11E-9

Land Use : Sfr

Owner Transfer Information

Location Information

# of Stories : 1

Lot Acres : 3.02

APN : 213-13-054B

Total Rooms : 5 Construction : Steel/wood Air Cond : Evap Cooler

Map Reference : 09-13S-11E

State Use : Single Fam Resrural Non Subd

Recording/Sale Date : / 12/15/1986

Gross Area : 1,000

Exterior wall : Concrete Stucco

County Use : Single Fam Resrural Non Subd

Owner Name : Riley Isidra Margarita & Worley

Last Market Sale Information

Zoning : GR-1

Property Characteristics

Year Built / Eff : 1993 / 1993

Property Information

Census Tract / Block : 44.25 / 3

Deed Type : Deed (reg)

County : Pima, Az

Subject Property : 6270 N Taylor Ln Tucson AZ 85743

Owner OccupiedIndicator : O

Owner Information

Deed Type : Quit Claim Deed Document # : 1420162

Customer Company Name : First American Title Insurance Company Prepared On : 09/20/2022 CoreLogic.

Lot Size : 131,551

Customer Name : Lisa Mrazek

School District : Marana

Market Area : 410

Vesting Codes : / / Trust

Recording/Sale Date : 05/22/2019 / 07/31/2018

Bath Fixtures : 3

Legal Description : S371.62' N879.39' W353.48' Nw4 Ne4 3.02 Ac Sec 9-13-11

Total Value : $141,174

Assessed Year : 2021 Market Value : $141,174 Current YearValue :Land $50

Name : Lisa Mrazek

Property Tax : $1,153.63 Current YearValue :Total $15,516

Tax Rate Area : 0602 Current ImprovementYearValue : $15,466

Tax Year : 2021 Current AssessedYear : 2023

Tax Information

Customer

Total TaxableValue : $11,301

Customer

Thank you for choosing First American Title… we are happy to be of service.

We

CUSTOMER SERVICE TEAM

We are unable to locate comparable sales within this subdivision/area. are sorry for the inconvenience.

Subject Property : 6270 N Taylor Ln Tucson AZ 85743 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/20/2022 © 2022 CoreLogic. All rights reserved

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF

13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

05249570321 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd NF38 W Avra Valley Rd E Grand Va ey DrNAguirreRd dRkLNuce dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucker Rd W Rudas l Rd W Manvi e Rd SSanJoaquinRdWBopp Rd W Snyder H l RddRSMarsear W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESstancaDr EDesertDove E Hemlock Dr BNearCanyonRdW E Camino Del Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd Lo al Ave NTricoRd SCattleTankRd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd NTrcoRd W Bayard Rd dRSSandaro WillowSpringsRd N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWacaanc Road424 WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd SGuildRd 80 NKINNEYRD SPICACHOHWYE BAUMGARTNER RD SNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD PARK LINK DR SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Oracle Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502

01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

Customer Name : Lisa Mrazek

Public Schools :

Title Insurance Company

5875 N Sanders Rd Tucson AZ 85743

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 599

Total Expenditure/Student : 269

Elementary Schools

Picture Rocks Elementary Distance 0.83 Miles

School District : Marana Unified District (4404)

Customer Company Name : American Prepared On : 09/20/2022

First

Telephone : (520) 616-3700

U.s. Bank National Association 9100 N Silverbell Rd Tucson Az (520) 572-7691 6.31

Mama Bear's Cafe, Llc 10087 W Horse Mesa Trl Tucson Az (520) 891-2625 2.6

Paul M Powell Prdctn Inc 7615 N Sandario Rd Tucson Az (520) 682-8426 1.88

A & L Machine 12000 W Orange Grove Rd Tucson Az (520) 878-3645 0.25

Banks / Financial

Matthew J Mcconnell 12635 W Rudasill Rd Tucson Az (520) 682-3777 0.66

Dany Bank 9110 N Silverbell Rd # 10 Tucson Az (520) 331-1217 6.31

Eating / Drinking

Wells Fargo Agricultural Credit Inc 7820 N Silverbell Rd Tucson Az (520) 572-6160 7.64

Local

Basenji Fancciers Greater Phoenix 5855 N Avra Rd Tucson Az (520) 603-7130 1.62

Customer Company Name : First American Title Insurance Company On : 09/20/2022

Skyrider Coffee Shop 11700 W Avra Valley Rd # Marana Az (520) 682-3046 5.81

Southern Arizona Subway & Chile Co 6777 N Sandario Rd Tucson Az (520) 682-8314 0.75

Customer Name : Lisa Mrazek

Renee Adame Mares 10470 W Rudasill Rd Tucson Az (520) 682-8223 2.15

AttractionsBusiness/Recreation

Hospitality

Health Care Services

Name Address Telephone Distance (Miles)

Crickethead Inn 9480 W Picture Rocks Rd Tucson Az (520) 682-7126 3.36

Name Address Telephone Distance (Miles)

Marana Health Center, Inc. 12635 W Rudasill Rd Tucson Az (520) 682-3777 0.66

Name Address Telephone Distance (Miles)

Driving Me Crazy Tucson 6111 N Sandario Rd Tucson Az (520) 626-1440 0.53

Prepared

Name Address Telephone Distance (Miles)

Zaino & Woods 6670 N Taylor Ln Tucson Az (520) 481-1358 0.48

E&d Financial Llc 7969 W Star Catcher Dr Tucson Az (520) 610-9430 6.31

5th Ave Productions 6575 N Featherstone Trl Tucson Az (520) 419-0926 1.26

Personal Services

Anderson Shilo Fitness Llc 8951 W Twin Springs Dr Marana Az (520) 247-6909 6.0

Mira Vista Resort Properties, Llc

Organizations / Associations

The Praise Center Inc 12331 W Picture Rocks Rd Tucson Az (520) 682-8240 0.67

Indigo Day Spa Llc 8553 W Silverbell Tucson Az (520) 744-5011 5.1

Asg Salon & Spa, Llc 8711 N Moonfire Dr Tucson Az (520) 744-2966 6.25

7501 N Wade Rd Tucson Az (520) 744-2355 6.72

Name Address Telephone Distance (Miles)

Tucson Coffee Roasters 3225 N Lawn Rd Tucson Az (520) 403-1240 0.3

Whites' Hardware Inc 6315 N Sandario Rd Tucson Az (520) 682-0614 0.47

Arctis Cactus 6225 N Sandario Rd Tucson Az (520) 616-7086 0.47

Family Dollar Stores, Inc. 6641 N Sandario Rd Tucson Az (520) 682-8260 0.65

Chapel Of Light Fellowship 6723 N Prairie Dr Tucson Az (520) 682-7306 1.39

Lsl Company, Llc 7501 N Wade Rd Tucson Az (520) 744-2355 6.72

Ta Nail And Spa 9110 N Silverbell Rd Tucson Az (520) 579-0041 6.31

Sandario Baptist Church 6971 N Sandario Rd Tucson Az (520) 682-7807 0.97

Name Address Telephone Distance (Miles)

Shopping

Customer Name Lisa

:

Mrazek

Insurance Company Prepared On :

All Creeds Incbrotherhood 8001 N Scenic Dr Tucson Az (520) 744-2375 5.57

Rocking M Ranch 6265 N Happy Trl Tucson Az (520) 744-2457 6.93

Customer Company Name : First American Title 09/20/2022

APN : 213-13-053C

Property Tax : $527.47

Distance 0.06 Miles

Recording Date : 07/27/2022

Sale Date : 07/21/2022

Distance 0.06 Miles

Recording Date : 07/13/1989

Customer Name : Lisa Mrazek

Stories : 1 APN : 213-13-054E

Sale Price : $245,000

Owner Name : Markham Robert C

Yr Blt / Eff Yr Blt : 1985 / 1985

Total Value : $31,199

Sale Date : 06/09/1989

Sale Price : $10,500

Sale Date : 05/22/1987

Property Tax : $1,246.60

Land Use : Mobile Home Lot Acres : 1.03

Stories : 1 APN : 213-13-053B

Owner Name : Herman David F

Land Use : Mobile Home Property Tax : $573.81

Sale Price : $17,200

Land Use : Mobile Home Lot Acres : 1.00

Recording Date : 05/22/1987

Total Value : $101,118 Property Tax : $286.16

Distance 0.06 Miles

Total Value : $23,744

6180 N TAYLOR LN

Sale Price : $23,000

6320 N TAYLOR LN

6335 N BLUE BLVD

Stories : 1 Lot Acres : 0.97

Recording Date : 10/29/1999

Yr Blt / Eff Yr Blt : 1985 / 1985

Owner Name : Herman

Land Use : Mobile Home Lot Acres : 1.11

Yr Blt / Eff Yr Blt : 1988 / 1988

Stories : 1 APN : 213-13-057B

Owner Name : Mccarthy Josh

6280 N TAYLOR LN

Distance 0.05 Miles

Yr Blt / Eff Yr Blt : 1986 / 1986

Total Value : $81,823

Customer Company Name : First American Title Insurance Company Prepared On : 09/20/2022 CoreLogic.

Yr Blt / Eff Yr Blt : 1988 / 1988

Total Value : $25,229

Total Value : $65,479 Property Tax : $1,107

Yr Blt / Eff Yr Blt : 1984 / 1984

Sale Price : $90,000

Property Tax : $371.29

Yr Blt / Eff Yr Blt : 1996 / 1996

6303 N TAYLOR LN

6275 N TAYLOR LN

Owner Name : Herman Recording Date : 08/05/1988

Land Use : Mobile Home Lot Acres : 1.06

Land Use : Mobile Home Lot Acres : 1.04

Recording Date : 03/23/2006

Yr Blt / Eff Yr Blt : 1981 / 1981

Property Tax : $640.89

Distance 0.08 Miles

Land Use : Mobile Home Lot Acres : 1.00

Stories : 1 APN : 213-13-054D

Stories : 1 APN : 213-13-054A

Land Use : Mobile Home Lot Acres : 2.27

Sale Price : $142,500

Owner Name : Duarte Alejandro Grijalva

Owner Name : Aitken Judy S

Owner Name : Wilson Ly

Stories : 1 APN : 213-13-061B

Distance 0.07 Miles

6325 N BLUE BLVD

6275 N BLUE BLVD

Sale Price : $90,000

Customer Name : Lisa Mrazek

Sale Date : 12/13/2005

Distance 0.07 Miles

Total Value : $49,686 Property Tax : $757

Recording Date : 12/15/2005

Recording Date : 06/28/2019

Sale Date : 02/00/2006

Total Value : $37,909

Stories : 1 APN : 213-13-063E

Distance 0.07 Miles

Sale Date : 06/26/2019

Customer Company Name : First American Title Insurance Company Prepared On : 09/20/2022 CoreLogic.

Customer Name : Lisa Mrazek

Customer Company Name : Prepared On : 09/20/2022

Distance 0.08 Miles

First American Title Insurance Company

6190 N TAYLOR LN

Land Use : Mobile Home Lot Acres : 2.23

Owner Name : Reynolds Edna Denise

Yr Blt / Eff Yr Blt : 1985 / 1985

Recording Date : 04/06/1984

Stories : 1 APN : 213-13-0560

Total Value : $64,276 Property Tax : $979.31

$300 - $799: 39.95% $100,000 - $150,000: 28.42%

Female Population: 50% Average Household Income: $51,686

Household

Below $100,000: 32.83%

Housing

Median Mortgage: $807

Under $300: 15.92%

$800 - $1,999: 36.52% $150,000 - $200,000: 16.2% Over $2,000: 7.61% $200,000 - $300,000: 7.34%

Growth Last 5 Years: 5.11% $50,000 - $75,000 20.21%

Median Mortgage Payments

Median Home Value: $134,400 $300,000 - $500,000: 13.64%

Growth Last 5 Years: 7.87% 25 - 64 51.28%

Unit Occupied Owner: 81.02% Above $500,000: 1.58%

Count: 6,160 0 - 11

Population Population by Age

Household Size Household Income

Unmarried People: 47.09%

Male Population: 50% Above $100,000 13.87%

Current Year: 2,271 0 - $25,000 17.83%

Average Current Year: 2.71 $25,000 - $35,000 15.46%

Growth Last 10 Years: -137.34% 65 - 74 11.3% 75+

Estimate in 5 Years: 2,620 $35,000 - $50,000 14.75%

Home Values

Growth Last 10 Years: 12.5% $75,000 - $100,000 17.88%

Married People: 52.91%

Estimate in 5 Years: 9,557 18 - 24 3.69%

Estimate Current Year: 6,726 12 - 17

Census Tract / block: 44.25 / 3 Year: 2018

Service: 21.35% Skilled:

Not Enrolled in School: 72.46%

Year Built

Protective Services: Blue-Collar: 24.3%

Over 60 min: 23.34%

Administrative: Unpaid Family Worker: 6.85%

Less Than $499 15% 1990 - 1994

Public School: 23.13% Graduate Of High School: 29.24%

Private School: 4.41% Attended Some College: 30.5%

$750 - $999 16.56% 1970 - 1979 17.88%

15 min - 28 min: 15.9%

$1000 and Over 43.44% 1900 - 1969 2.69%

Public College: 3.46% College Graduate: 19.54%

Sales: 24.78% Self Employed Worker: 2.94%

Private Pre-Primary School: 2.66%

Commute Time

Private College: 0.64% Graduate Degree: 8.71%

Education

Not A High School Graduate: 12.02%

Unit Occupied Renter: 18.98% 1999 - 2000

Occupation: Manager/Prof: 29.57% Private Worker: 69.29%

Workforce

Median Gross Rent: $949 1995 - 1998

Technical: Government Worker: 17.4%

Private House Hold: Farming: 13.71%

30 min - 57 min: 57.51%

$500 - $749 25% 1980 - 1989 18.74%

Public Pre-Primary School: 1.65%

Less Than 15 Min: 3.25%

Enrollment

Rent Payments

Type

BACK

0 S $615.26FEESSUB-TOTAL:AND5%: INTEREST DUE FROMREDEMPTIONASSIGNMENT:FEE: $0.00$0.00$0.00 $615.26DELINQUENT TAXES, INTEREST AND FEES DUE IF PAID DURING SEPTEMBER 2022: UPDATED THRU DATES: ASSESSMENTS RESOLUTIONS CITY OF PIMAOROTUCSON:VALLEY:COUNTY: 08/15/202208/15/202208/15/2022 08/15/202208/15/202208/15/2022 Tuesday, 20 September 2022 05:07 PMPrinted: Order: INQUIRYTAX SEARCH REPORT ** NO ASSESSMENTS ** ** NO RESOLUTIONS ** ** NO SOLD ASSESSMENTS ** 3.02 AC SEC 9-13-11 TUCSON AZ 85743-9420 *** 2021 TAXES ROLLED OVER SEE BACK TAX INFORMATION *** Ratio 10% Full Cash Taxable Value Docket Book: Page 1 of1

INFORMATION UPDATED THRU 08/15/2022

CP No. Type Taxes Due Interest Due Amount Due Old Parcel Num. S 2021 $576.81 $38.45 $615.26

NO LIABILITY TAX

Area Code: 602 Parcel Number: 213-13-054B9 Tax Rate: 16.9056 Page: 1627347 Recorded: 08/15/1984 Situs Address: 6270 N TAYLOR LN OwnersAddress:Name: RILEY ISIDRA MARGARITA 1/3 & WORLEY GENEVIEVE C TR 2/3 6270 N TAYLOR LN Township:Section:Range: 11E13S9 Block:Book:Page:Lot: 00 Legal: S371.62' N879.39' W353.48' NW4 NE4 2021 TAXES UPDATED THRU 08/15/2022 Exemption Net Assessed $113,012.00 $3,729.00 $11,301.00 2021 TOTAL TAX = $1,153.63

Sale Date Year

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 The recorded plat may be older, with limited information available, or

 The property is sectional, whereas there are no “standard” subdivision‐type restrictions

 A recorded plat may not exist

 Recorded CC&Rs may not exist.

If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.

The property is too complex to obtain CC&Rs without a complete title examination

We are providing the requested information without CC&Rs. Unfortunately, we are unable to confirm CC&Rs at this time, possibly because:



Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.

to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Count On Us To Meet Your Needs

Count on First American Title

AZ Sellers Guide | 3

Count On Us For Stability

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Convenience

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

› Maintains errors-and-omissions insurance.

- know how to determine your home’s current market value?

› Can advertise effectively for the best results.

AZ Sellers Guide |

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- understand the steps of an escrow and what’s required of you and the buyer?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

Benefits4

› Is experienced with resolving problems to facilitate a successful closing on your home.

FOR SALE BY OWNER

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- know how to advertise effectively and what the costs will be?

A REALTOR ® :

- aware of conditions in the marketplace today that affect value and length of time to sell?

› Understands market conditions and has access to information not available to the average homeowner.

› Knows how to go toe-to-toe in negotiations.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

› Is experienced in creating demand for homes and how to show them to advantage.

- concerned about having strangers walking through your home?

- aware that every time you leave your home, you are taking it off the market until you return?

- know how to determine whether or not a buyer can qualify for a loan?

of using a Professional REALTOR ®

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can remain objective when presenting offers and counter-offers on your behalf.

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

TITLE COMPANY

AZ Sellers Guide | 5

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

Key Professionals Involved in Your Transaction

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

LISTING AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

MULTIPLE LISTING SERVICE (MLS)

REAL ESTATE AGENT

REALTOR ®

BUYER'S AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

ESCROW OFFICER

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

AZ Sellers Guide | 6

Make sure toilet seats look new and are firmly attached.

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Clean and organize the garage, and ensure the door is in good working order.

Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.

If screens or windows are damaged, replace or repair them.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Paint or replace the mailbox, if needed.

Repair leaky faucets and caulking in bathtubs and showers.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Repair or replace worn shutters and other exterior trim.

Remove any oil and rust stains from the driveway and garage.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

YOURFORPREPARINGSALEHOME

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.

If possible you, your pets, and your children should be gone while your home is being

cans and put them out of sight.

Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

AZ Sellers Guide | 7

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Close the windows to eliminate street noise.

Cleanshown.trash

Clear all clutter from counter tops.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

AZ Sellers Guide | 8

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

TRID

Terms You Should Know

Endorsement

Settlement statement

Deed Restrictions

A payment that includes Principal, Interest, Taxes, and Insurance.

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Provides a complete breakdown of costs involved in a real estate transaction.

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

TILA-RESPA Integrated Disclosures

Appraisal

The recipient of benefits, often from a deed of trust; usually the lender.

Consummation

Legal Description

PITI

An instrument used in many states in place of a mortgage.

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Recording

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

AZ Sellers Guide | 9

Easement

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Lien

Loan Estimate (LE)

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Filing documents affecting real property with the appropriate government agency as a matter of public record.

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Power of Attorney

Beneficiary

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Deed of Trust

Earnest Money Deposit

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Disbursement Date

Mortgage

Impounds

The instrument by which real property is pledged as security for repayment of a loan.

Comparable Sales

Closing Disclosure (CD)

Annual Percentage Rate (APR)

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Schedules signing appointment and informs buyer of funds due at settlement.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

THE BUYER

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Chooses a Real Estate Agent

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Upon receipt of order and earnest money deposit, orders title examination.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

The Life Of An Escrow

Once loan is consummated, sends funding package to lender for review.

AZ Sellers Guide | 10

Completes and returns opening package from First American Title.

Chooses a Real Estate Agent

Coordinatesconsummation.withlender on the preparation of the CD.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Underwritingapproval.reviews loan package for approval.

THE ESCROW OFFICER

Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

THE LENDER

THE SELLER

Requests necessary information from buyers and sellers via opening packages.

Closing Costs: Who Pays What

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

HOW IS AN ESCROW OPENED?

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

The Escrow Process

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Prepare and send final documents to all parties

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Request funds from buyer and buyer’s new lender

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

AZ Sellers Guide | 13

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

WHEN IS THE PREMIUM DUE?

Title Insurance

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHAT IS TITLE INSURANCE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

WHY IS TITLE INSURANCE NEEDED?

AZ Sellers Guide | 14

1 Someone else owns an interest in your title

Protection from:

5 There are restrictive covenants

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

12

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

17

22 Covenant violation resulting in your title reverting to a previous owner

24 Discriminatory covenants Other benefits:

27 Plain language statements of policy coverage and restrictions

28 Compliance with Subdivision Map Act

c) violates an existing zoning law*

18 Lack of vehicular and pedestrian access Map not consistent with legal description

8 Mechanics lien

25 Pays rent for substitute land or facilities Rights under unrecorded leases

14 Restrictive covenant violations Post-policy forgery

16 Post-policy encroachment Post-policy damage from extraction of minerals or water

31 Insurance coverage for a lifetime

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

AZ Sellers Guide | 15

b) violates a restriction in Schedule B

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

33 Post-policy Living Trust coverage

30 Added ownership coverage leads to enhanced marketability

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

23 Violation of building setback regulations

20 Post-policy adverse possession

19

26

11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*

c) a charge by a homeowner’s association

29 Coverage for boundary wall or fence encroachment*

a) extends on another property and/or easement

b) a judgement, tax, or special assessment

13

a) a deed of trust

6 There is a lien on your title because there is:

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

7 Title is unmarketable

9 Forced removal of a structure because it:

4 Defective recording of any document

21 Post-policy prescriptive easement

15

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

Consider This

AZ Sellers Guide | 17

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

WHAT HAPPENS NEXT?

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

THE CLOSING OR SIGNING APPOINTMENT

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

Closing Your Escrow

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

THE CLOSING DISCLOSURE

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING

SIX WEEKS BEFORE:

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Start packing. Begin packing for your new location.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

FOUR WEEKS BEFORE:

Create an inventory sheet of items to move.

Packing materials. Gather moving boxes and packing materials for your move.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Change of address. Visit USPS for change of address form.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

ReviewDAY:thehouse

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Planning your move

ONE WEEK BEFORE:

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Changing Schools. If changing schools, contact new school for registration process.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

AZ Sellers Guide | 18

Your Notes:

AZ Sellers Guide | 19

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

Your Notes:

E Side Scottsdale/S of Lincoln

9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254

SE corner of Pima/Legacy

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205

E side 67th Ave/N of 101

NW corner of McDowell & Litchfield

NE corner of Tom Darlington/ Carefree Dr.

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral

W of R.H. Johnson

3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

First American Title Branch Locator

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119 Sun City West, AZ 85375

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

2 GOODYEAR 1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028

N of Shea, E side of Tatum

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

SW corner Chandler/45th St.

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

N of Meeker Blvd

AZ Sellers Guide | 22

4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

NE Corner of Camelback/32nd Street

SE corner of Recker & Brown

S of Bell/E side of 83rd Ave

N of Baseline / W of Stapley

W of Scottsdale Road, S side of Greenway

SW Corner Chandler Blvd./ Dobson Rd.

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718

11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

13 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESascoRd W Avra Valley Rd E G and Va ey DrNAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudasi Rd W Manv l e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRinconado SWimotRd SShawRd SSierritaMountainRd SKobRdW Tw nButtes Rd W Mcgee Ranch Rd ESstanca BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowe Rd dSPNumptationR Cont nental Ave NTricoRd SOwlHeadGasLineRd NTricoRd W Bayard Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax Mine Rd dRhRiGWarcaanc Road424 WRagged Top Rd W Ruby S a Dr WBritten RanchRd W Pima Mine Rd ellRdS S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENCIA RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCuryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNentzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRlSMarsear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd SGaveyRd eaCNllRinconado SWimotRd SShawRd SSierritaMountainRd boRdRd W Woodru Rd ONveriedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumpationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGnRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNighSkySt SBadyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandario WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARIORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUAR TA RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARRD PARK LINK DR GUOSHHTONRD ADDR E MART N RD STHORNTONRD W HELMET PEAK RD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPINALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City Corona de Tucson AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy SahuaritaTucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 385 9 10 11 13 12 6 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy W Avra Valley Rd guirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRlSMarsear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGarveyRd eaCNlRnconado SWmoRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumptationR NNTricoRdTcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWacaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd 80 NKINNEYRDSNANDARIORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3758 9 10 11 13 12 6 1 AZ Sellers Guide | 23

9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

05110280522 For more information please contact your First American representative. www.firstam.com

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. American Financial Corporation and/or its affiliates. All rights reserved.

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