4088 S Amber Rock Ave, Tucson, AZ 85735

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Subject Property

4088 S Amber Rock Ave Tucson AZ 85735 APN: 212-50-0690

Data Provided By: First American Title Ins Co

Data Provided By:

First American Title Ins Co

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Subject Property :   4088 S Amber Rock Ave Tucson AZ 85735

Owner Information

Owner Name : Zeger Anjali A / Zeger Anton

Mailing Address : 570 E Naranja Dr, Tucson AZ 85737-8604 R033

Vesting Codes : Single Woman / /

Owner Occupied Indicator : A

Location Information

Legal Description : Shadow Mountain Ranch Lot 56

County : Pima, Az

Census Tract / Block : 44.35 / 3

Township-Range- Sect : 14S-12E-36

Legal Book/Page : 59-2

APN : 212-50-0690

Subdivision : Shadow Mountain Ranch

Map Reference : 36-14S-12E

School District : Tucson Unified

Munic/Township : Tucson Unified Market Area : 311

Legal Lot : 56

Owner Transfer Information Recording/Sale Date : 06/21/2012 / 06/15/2012 Deed Type : Quit Claim Deed Document # : 1730018

Last Market Sale Information

Recording/Sale Date : 12/23/2005 / 05/00/2005 1st Mtg Int. Rate/Type : / Fixed Rate Loan

Sale Price : $207,304

Document # : 12707-2038

1st Mtg Document # : 12707-2040

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $132.80

1st Mtg Amount/Type : $165,843 / Cnv 2nd Mtg Amount/Type : $31,095 / Conv

Title Company : First American Title

Lender : Dhi Mtg Co Ltd Lp

Seller Name : D R Horton Inc

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Property Characteristics

Gross Area : 1,561 Garage Capacity : 3

Living Area : 1,561 Roof Material : Tile

Total Rooms : 7

Year Built / Eff : 2006

Patio Type : Covered Patio

Air Cond : Refrigeration

Heat Type : Forced Air Quality : Good

Cooling Type : Forced Air Condition : Excellent

# of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 7

Parking Type : Garage

Property Information

Land Use : Sfr

County Use : Single Fam Resrural Subd

Tax Information

Total Value : $183,019

Total Taxable Value : $15,607

Zoning : CR-4

Lot Acres : 0.16

Property Tax : $2,623.11

Lot Size : 7,130

State Use : Single Fam Resrural Subd

Current Year Total Value : $21,252

Tax Rate Area : 0102 Current Year Improvement Value : $21,202

Assessed Year : 2021 Market Value : $183,019 Current Year Land Value : $50

Tax Year : 2021 Current Assessed Year : 2023

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Sales Analysis

Criteria

Sale

Bldg/Living

Subject

$207,304 $250,000 $456,000 $312,000

1561 1339 1776 1572

Price Per Square Foot $132.80 $168 $325 $199.24

Year Built 2006 1973 2009 1996

Lot

7,130 6,866 10,742 8,184

3 2 3 2

Total Assessed

Distance

Summary

#

1

$183,019 $129,586 $269,986 $160,459

Subject 0 0.61 0.9 0.8

S 4088 S Amber Rock Ave 207,304 183,019 12/23/2005 3 1,561 7,130 2006 CR-4

1 4873 W Calle Don Miguel 270,000 149,158 11/19/2021 2 1,422 8,492 2007 0.61 CR-3

2 4960 W Calle Don Roberto 310,000 153,423 05/19/2022 2 1,767 8,001 2006 0.63 CR-3

3 4860 W Calle Don Alberto 282,000 152,531 04/18/2022 2 1,536 8,001 2005 0.68 CR-3

4 4812 W Paseo Don Carlos 310,000 149,516 08/30/2022 2 1,536 8,001 2005 0.71 CR-3

5 3663 S Desert Motif Rd 320,000 148,944 07/21/2022 3 1,538 7,150 2004 0.76 CR-4

6 3599 S Desert Motif Rd 329,000 180,176 01/21/2022 3 1,776 7,144 2004 0.77 CR-4

7 3264 S Thunder Chorus Rd 370,000 158,763 06/30/2022 3 1,752 6,866 2003 0.78 CR-4

8 5851 W Evening Petal Ln 330,000 148,944 08/12/2022 3 1,538 8,696 2004 0.79 CR-4

9 5491 W Irvington Rd 250,000 147,996 01/04/2022 2 1,339 8,276 2005 0.81 CB-2

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Living

10 3627 S Desert Promenade Rd 294,000 172,319 10/01/2021 3 1,538 8,865 2004 0.81 CR-4

11 4549 S Seymour Rd 315,000 151,402 04/12/2022 2 1,577 8,564 1977 0.81 CR-3

12 4340 S Avenida Don Arturo 275,000 129,586 10/27/2021 2 1,639 7,781 1973 0.82 CR-3

13 5827 W Mohave Bloom Dr 280,000 148,695 12/17/2021 3 1,538 9,201 2003 0.85 CR-4

14 4331 S Avenida Don Arturo 274,000 133,835 10/14/2021 2 1,564 7,602 1973 0.85 CR-3

15 4748 W Calle Don Antonio 299,900 133,976 05/23/2022 2 1,586 7,598 1976 0.85 CR-3

16 3530 S Desert Promenade Rd 325,000 145,399 05/31/2022 3 1,538 7,244 2004 0.87 CR-4

17 4536 S Paseo Don Carlos 295,000 140,250 08/08/2022 2 1,635 9,067 1976 0.87 CR-3

18 3081 S Three D Ct 355,100 248,390 10/21/2021 3 1,588 10,742 2009 0.88 CR-4

19 4742 W Calle Don Manuel 300,000 145,892 09/07/2022 2 1,638 7,732 1979 0.88 CR-3

20 3046 S Open Range Way 456,000 269,986 03/30/2022 3 1,404 8,666 2007 0.9 CR-4

Distressed Sales =

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Details of Comparables

Subject Property: 4088 S Amber Rock Ave Tucson Az 85735

Owner Name: Zeger Anjali A /Zeger Anton

APN / Alternate APN: 212-50-0690 / Deed Type: Warranty Deed

Subdivision / Tract: Shadow Mountain Ranch / Lot Size: 7,130

Rec. Date / Price: 12/23/2005 / $207,304 Living Area: 1,561

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Document #: 12707-2038 Bedrooms: Pool:

Total Tax Value: $183,019 Bath(F/H): /

#1   4873 W Calle Don Miguel Tucson Az 85757

Owner Name: Valencia Rafael A / APN / Alternate APN: 212-52-2440 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village 02 / Lot Size: 8,492 Year Built / Eff: 2007 /

Rec. Date / Price: 11/19/2021 / $270,000 Living Area: 1,422

# of units:

Document #: 3230764 Bedrooms: Pool:

Total Tax Value: $149,158 Bath(F/H): /

#2   4960 W Calle Don Roberto Tucson Az 85757

Owner Name: Salcido Francisco M /Salcido Frances

APN / Alternate APN: 212-52-2820 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village 02 / Lot Size: 8,001 Year Built / Eff: 2006 /

Rec. Date / Price: 05/19/2022 / $310,000 Living Area: 1,767

# of units:

Document #: 1390211 Bedrooms: Pool:

Total Tax Value: $153,423 Bath(F/H): /

#3   4860 W Calle Don Alberto Tucson Az 85757

Owner Name: Yamasa Co Ltd /

APN / Alternate APN: 212-52-4370 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village 02 / Lot Size: 8,001 Year Built / Eff: 2005 /

Rec. Date / Price: 04/18/2022 / $282,000 Living Area: 1,536

# of units:

Document #: 1080660 Bedrooms: Pool:

Total Tax Value: $152,531 Bath(F/H): /

#4   4812 W Paseo Don Carlos Tucson Az 85757

Owner Name: Diaz Guido R / APN / Alternate APN: 212-52-276F / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Tucson Mountain Vlg Ii / Lot Size: 8,001 Year Built / Eff: 2005 /

Rec. Date / Price: 08/30/2022 / $310,000 Living Area: 1,536

# of units:

Document #: 2420376 Bedrooms: Pool:

Total Tax Value: $149,516 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

#5   3663 S Desert Motif Rd Tucson Az 85735

Owner Name: Brunner Nykolas /

APN / Alternate APN: 212-27-2910 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 7,150

Rec. Date / Price: 07/21/2022 / $320,000 Living Area: 1,538

Year Built / Eff: 2004 /

# of units:

Document #: 2020421 Bedrooms: Pool:

Total Tax Value: $148,944 Bath(F/H): /

#6   3599 S Desert Motif Rd Tucson Az 85735

Owner Name: Newcombe Michael S /Newcombe Peggy J

APN / Alternate APN: 212-27-2960 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 7,144

Rec. Date / Price: 01/21/2022 / $329,000 Living Area: 1,776

Year Built / Eff: 2004 /

# of units:

Document #: 210738 Bedrooms: Pool:

Total Tax Value: $180,176 Bath(F/H): /

#7   3264 S Thunder Chorus Rd Tucson Az 85713

Owner Name: Hood Ronald B /Hood Albertine K

APN / Alternate APN: 212-27-5170 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 6,866 Year Built / Eff: 2003 /

Rec. Date / Price: 06/30/2022 / $370,000 Living Area: 1,752

# of units:

Document #: 1810655 Bedrooms: Pool:

Total Tax Value: $158,763 Bath(F/H): /

#8   5851 W Evening Petal Ln Tucson Az 85735

Owner Name: Klapperich Dorthey /Woolery Earl

APN / Alternate APN: 212-27-2780 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 8,696

Rec. Date / Price: 08/12/2022 / $330,000 Living Area: 1,538

Year Built / Eff: 2004 /

# of units:

Document #: 2240463 Bedrooms: Pool:

Total Tax Value: $148,944 Bath(F/H): /

#9   5491 W Irvington Rd Tucson Az 85757

Owner Name: Nava Rodrigo D /

APN / Alternate APN: 210-07-2680 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Gila & Salt River Base & Merid / Lot Size: 8,276

Rec. Date / Price: 01/04/2022 / $250,000 Living Area: 1,339

Year Built / Eff: 2005 /

# of units:

Document #: 40166 Bedrooms: Pool:

Total Tax Value: $147,996 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

#10   3627 S Desert Promenade Rd Tucson Az 85735

Owner Name: Holt Conrad / APN / Alternate APN: 212-27-2710 / Deed Type: Warranty Deed

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 8,865

Rec. Date / Price: 10/01/2021 / $294,000 Living Area: 1,538

Land Use: Sfr

Year Built / Eff: 2004 /

# of units:

Document #: 2740579 Bedrooms: Pool: Pool

Total Tax Value: $172,319 Bath(F/H): /

#11   4549 S Seymour Rd Tucson Az 85757

Owner Name: Djurkowitsch Kurt / APN / Alternate APN: 212-51-0870 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village / Lot Size: 8,564

Rec. Date / Price: 04/12/2022 / $315,000 Living Area: 1,577

Year Built / Eff: 1977 /

# of units:

Document #: 1020729 Bedrooms: Pool: Pool

Total Tax Value: $151,402 Bath(F/H): /

#12   4340 S Avenida Don Arturo Tucson Az 85757

Owner Name: Loya Edward /Loya Ymelda G APN / Alternate APN: 212-51-1720 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village / Lot Size: 7,781 Year Built / Eff: 1973 /

Rec. Date / Price: 10/27/2021 / $275,000 Living Area: 1,639

# of units:

Document #: 3000625 Bedrooms: Pool:

Total Tax Value: $129,586 Bath(F/H): /

#13   5827 W Mohave Bloom Dr Tucson Az 85735

Owner Name: Carpena Jose P /Galvez Evelyn A V

APN / Alternate APN: 212-27-3330 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 9,201

Rec. Date / Price: 12/17/2021 / $280,000 Living Area: 1,538

Year Built / Eff: 2003 /

# of units:

Document #: 3510674 Bedrooms: Pool:

Total Tax Value: $148,695 Bath(F/H): /

#14   4331 S Avenida Don Arturo Tucson Az 85757

Owner Name: Levesque Erica Michelle /Richard Raymon

APN / Alternate APN: 212-51-1960 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village / Lot Size: 7,602

Rec. Date / Price: 10/14/2021 / $274,000 Living Area: 1,564

Year Built / Eff: 1973 /

# of units:

Document #: 2870491 Bedrooms: Pool:

Total Tax Value: $133,835 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

#15   4748 W Calle Don Antonio Tucson Az 85757

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 212-51-0730 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village / Lot Size: 7,598

Year Built / Eff: 1976 /

# of units: Document #: 1430271 Bedrooms: Pool:

Rec. Date / Price: 05/23/2022 / $299,900 Living Area: 1,586

Total Tax Value: $133,976 Bath(F/H): /

#16   3530 S Desert Promenade Rd Tucson Az 85735

Owner Name: Sfr Investments V Borrower / APN / Alternate APN: 212-27-2520 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Sanctuary / Lot Size: 7,244

Rec. Date / Price: 05/31/2022 / $325,000 Living Area: 1,538

Year Built / Eff: 2004 /

# of units:

Document #: 1510240 Bedrooms: Pool:

Total Tax Value: $145,399 Bath(F/H): /

#17   4536 S Paseo Don Carlos Tucson Az 85757

Owner Name: Tellez Diana D / APN / Alternate APN: 212-51-0810 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Tucson Mountain Village / Lot Size: 9,067

Rec. Date / Price: 08/08/2022 / $295,000 Living Area: 1,635

Year Built / Eff: 1976 /

# of units:

Document #: 2200908 Bedrooms: Pool:

Total Tax Value: $140,250 Bath(F/H): /

#18   3081 S Three D Ct Tucson Az 85713

Owner Name: Brown Willard E /Brown Janice L

APN / Alternate APN: 212-22-6730 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Starr Rdg / Lot Size: 10,742

Rec. Date / Price: 10/21/2021 / $355,100 Living Area: 1,588

Year Built / Eff: 2009 /

# of units:

Document #: 2940366 Bedrooms: Pool:

Total Tax Value: $248,390 Bath(F/H): /

#19   4742 W Calle Don Manuel Tucson Az 85757

Owner Name: Ketchmark Thomas /Ketchmark Adeline

APN / Alternate APN: 212-51-0470 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Tucson Mountain Village / Lot Size: 7,732

Rec. Date / Price: 09/07/2022 / $300,000 Living Area: 1,638

Year Built / Eff: 1979 /

# of units:

Document #: 2500598 Bedrooms: Pool:

Total Tax Value: $145,892 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

#20   3046 S Open Range Way Tucson Az 85713

Owner Name: Adams Erin E / APN / Alternate APN: 212-22-6380 /

Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 2007 / Rec. Date / Price: 03/30/2022 / $456,000 Living Area: 1,404

Subdivision / Tract: Starr Rdg / Lot Size: 8,666

# of units:

Document #: 890650 Bedrooms: Pool:

Total Tax Value: $269,986 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

CoreLogic.

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

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SCHOOL DISTRICTS

15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321

SHelvetiaRd

51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484

10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000

16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500

39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581

08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800

06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243

11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833

30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502

12

SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools :

Elementary Schools

Vesey Elementary School

5005 S Butts Rd Tucson AZ 85757

Telephone : (520) 908-4600

Lowest Grade : Pre-K

Distance 0.97 Miles

School District : Tucson Unified District (4403)

Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 669 Total Expenditure/Student : 200

Harriet Johnson Primary School

6060 S Joseph Ave Tucson AZ 85757

Telephone : (520) 908-3800

Distance 2.24 Miles

School District : Tucson Unified District (4403)

Lowest Grade : Pre-K Highest Grade : 3rd

Kindergarten : Yes School Enrollment : Enrollment : 284 Total Expenditure/Student : 200

Frances J Warren Elementary School

3505 W Milton Rd Tucson AZ 85746

Telephone : (520) 908-4700

Distance 2.91 Miles

School District : Tucson Unified District (4403)

Lowest Grade : Pre-K Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 276 Total Expenditure/Student : 200

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Academy Del Sol - Hope

7102 W Valley Crest Pl Tucson AZ 85757

Telephone : (520) 789-7731

Distance 3.72 Miles

School District : Academy Del Sol Inc. (90199)

Lowest Grade : K Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 579

Middle Schools

Total Expenditure/Student :

Valencia Middle School Distance 1.36 Miles

4400 W Irvington Rd Tucson AZ 85746

Telephone : (520) 908-4500

School District : Tucson Unified District (4403)

Lowest Grade : 6th Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 806

Total Expenditure/Student : 200

Anna Lawrence Intermediate School Distance 3.26 Miles

4850 W Jeffrey Rd Tucson AZ 85757

Telephone : (520) 908-3900

Lowest Grade : 3rd

School District : Tucson Unified District (4403)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 239

Total Expenditure/Student : 200

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Pistor Middle School

5455 S Cardinal Ave Tucson AZ 85746

Telephone : (520) 908-5400

Lowest Grade : 6th

High Schools

Distance 3.3 Miles

School District : Tucson Unified District (4403)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 870

Total Expenditure/Student : 200

Pcjted - Southwest Alternative High School Distance 3.2 Miles

6855 S Mark Rd Tucson AZ 85757

Telephone : (520) 908-3976

School District : Pima County Jted (89380)

Highest Grade : 12th School Enrollment : Enrollment : 0

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Envision High School

351 W. Prince Rd. Tucson AZ 85705

Telephone : (520) 887-0045

Distance 4.03 Miles

School District : Cplc Community Schools Dba Hiaki High School (90331)

Highest Grade : 12th School Enrollment : Enrollment : 48

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Pima Rose Academy

1690 W Irvington Rd Tucson AZ 85746

Telephone : (520) 797-4884

Distance 4.54 Miles

School District : Pima Rose Academy Inc. (90997)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 418

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Cholla High School

2001 W Starr Pass Blvd Tucson AZ 85713

Telephone : (520) 225-4000

Distance 4.58 Miles

School District : Tucson Unified District (4403)

Highest Grade : 12th School Enrollment : Enrollment : 1765

Lowest Grade : 8th

Total Expenditure/Student : 200 Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

CoreLogic.

Local Business

Attractions / Recreation

Name Address

Telephone Distance (Miles)

Art Glass Coldfyre 3647 S Twilight Echo Rd Tucson Az (520) 954-6938 1.03

Mat Williams Racing, Llc 3265 S Western Way Tucson Az (520) 548-8553 1.18

Tuscon Estate Inc 5900 W Western Way Cir Tucson Az (520) 578-0435 1.22

Bowmans Art, Llc 3901 W Calle Don Miguel Tucson Az (520) 904-2364 1.51

Banks / Financial

Name Address

Telephone Distance (Miles)

Bank Of The West 3041 S Kinney Rd Tucson Az (520) 883-5527 1.25

Golden Gate Mortgage 1980 S Flying Heart Ln Tucson Az (520) 578-7157 1.95

Golden Gate Morgage, Llc 1980 S Flying Heart Ln Tucson Az (520) 349-9090 1.95

Titlemax Of Arizona, Inc. 2955 W Valencia Rd # 121 Tucson Az (520) 918-0049 3.95

Eating / Drinking

Name Address

Telephone Distance (Miles)

Elephant Head Brewing Company, Llc 5298 W Olivine Dr Tucson Az (520) 612-7641 0.14

Mcdonald's 4960 W Ajo Hwy Tucson Az (520) 908-8696 0.46

Tiny's Saloon & Steakhouse 4900 W Ajo Way Tucson Az (520) 578-7700 0.52

Mexican Minerals 5834 W Aster Bloom Dr Tucson Az (520) 904-6858 0.9

Health Care Services

Name Address

Telephone Distance (Miles)

Akres Del Cielo Assisted Living Facility Llc 5450 W Ajo Hwy Tucson Az (520) 578-3957 0.48

Sunset Adult Care Home Llc 4765 W Calle Don Tomas Tucson Az (520) 807-7584 0.89

Christopher Castro 3692 S Desert Echo Rd Tucson Az (520) 730-1886 0.93

West Tucson Mental Health Inc 3571 S Double Echo Rd Tucson Az (520) 288-5644 0.98

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Hospitality

Name Address

Telephone Distance (Miles)

Cat Mountain Lodge 2720 S Kinney Rd Tucson Az (520) 578-6085 1.84

Sewalio Golf Club 5655 W Valencia Rd Tucson Az (520) 838-6623 2.81

Pascua Yaqui Tribe Charitable Organization 5655 W Valencia Rd Tucson Az (520) 395-7926 2.81

Starr Pass Resort Llc 3645 W Starr Pass Blvd Tucson Az (520) 670-0500 3.24

Organizations / Associations

Name Address

Telephone Distance (Miles)

Mountain Shadow Congregation Of Jehovahs Witnesses 5425 W Bopp Rd Tucson Az (520) 578-4075 0.29

West Ajo Baptist Church 5757 W Ajo Hwy Tucson Az (520) 883-1234 0.7

Tucson Mountain Baptist Church Of Tucson Arizona 5757 W Ajo Hwy Tucson Az (520) 883-1234 0.7

Refiner's Fire World Ministries Inc 4332 S Avenida Don Arturo Tucson Az (520) 883-6463 0.83

Personal Services

Name Address

Telephone Distance (Miles)

Desert Sports & Fitness 3030 W Valencia Rd # 272 Tucson Az (520) 908-3319 3.83

Gunning Fitness Llc 1401 S Salamander Pl Tucson Az (520) 999-0995 4.34

Shopping

Name Address

Telephone Distance (Miles)

Davis Walter J Rock Co 5445 W Bopp Rd Tucson Az (520) 275-2121 0.3

Circle K Stores Inc. 4965 W Ajo Way Tucson Az (520) 883-4515 0.46

Family Dollar Stores, Inc. 3191 S Kinney Rd Tucson Az (520) 883-8500 1.09

Circle K Stores Inc. 3065 S Kinney Rd Tucson Az (520) 883-7697 1.24

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

4076 S AMBER ROCK AVE

Owner Name : Kacvinar Martin

Sale Date : 05/00/2005

Total Value : $168,695

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Distance 0.01 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 12/19/2005

Sale Price  : $200,549

Property Tax : $2,247.60

Lot Acres : 0.16

Living Area : 1,561

Yr Blt / Eff Yr Blt : 2006 / APN : 212-50-0680

4100 S AMBER ROCK AVE Distance 0.01 Miles

Owner Name : Ruiz Adalberto

Sale Date : 10/23/2012

Total Value : $184,310

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Subdivision : Shadow Mountain Ranch

Recording Date : 10/30/2012

Sale Price  : $120,000

Property Tax : $2,360.22

Lot Acres : 0.17

Living Area : 1,862

Yr Blt / Eff Yr Blt : 2006 / APN : 212-50-0700

4064 S AMBER ROCK AVE Distance 0.02 Miles

Owner Name : Cruz Francisco Javier Jr

Sale Date : 04/28/2021

Subdivision : Shadow Mountain Ranch

Recording Date : 04/30/2021

Total Value : $207,295 Sale Price  : $285,500

Bed / Bath : / 3

Land Use : Sfr

Property Tax : $2,899.31

Lot Acres : 0.16

Stories : 2 Living Area : 2,619

Yr Blt / Eff Yr Blt : 2006 /

APN : 212-50-0670

4099 S AMBER ROCK AVE Distance 0.03 Miles

Owner Name : Markovich Karen

Sale Date : 05/23/2008

Total Value : $240,339

Bed / Bath : / 3

Land Use : Sfr

Stories : 2

Yr Blt / Eff Yr Blt : 2006 /

Subdivision : Shadow Mountain Ranch

Recording Date : 05/30/2008

Sale Price  : $250,000

Property Tax : $3,197.06

Lot Acres : 0.16

Living Area : 2,451

APN : 212-50-0410

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

4085 S AMBER ROCK AVE

Owner Name : De La Torre Laura M

Sale Date : 12/05/2019

Total Value : $214,453

Bed / Bath : / 3

Land Use : Sfr

Stories : 2

Distance 0.03 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 12/10/2019

Sale Price  : $257,500

Property Tax : $2,915.60

Lot Acres : 0.16

Living Area : 2,451

Yr Blt / Eff Yr Blt : 2006 / APN : 212-50-0420

4113 S AMBER ROCK AVE

Owner Name : Weathers Norman

Sale Date : 04/00/2005

Total Value : $233,182

Bed / Bath : / 3

Land Use : Sfr

Stories : 2

Distance 0.03 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 02/02/2006

Sale Price  : $263,047

Property Tax : $3,531.57

Lot Acres : 0.17

Living Area : 2,619

Yr Blt / Eff Yr Blt : 2006 / APN : 212-50-0400

4052 S AMBER ROCK AVE Distance 0.04 Miles

Owner Name : Moore Charles H

Sale Date : 12/29/2008

Total Value : $219,325

Bed / Bath : / 4

Land Use : Sfr

Stories : 2

Yr Blt / Eff Yr Blt : 2006 /

4071 S AMBER ROCK AVE

Owner Name : Snipes Gary

Sale Date : 02/16/2006

Total Value : $158,202

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 2005 /

Subdivision : Shadow Mountain Ranch

Recording Date : 01/20/2009

Sale Price  : $220,000

Property Tax : $3,079.52

Lot Acres : 0.16

Living Area : 2,905

APN : 212-50-0660

Distance 0.04 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 02/27/2006

Sale Price  : $221,900

Property Tax : $2,058.24

Lot Acres : 0.16

Living Area : 1,369

APN : 212-50-0430

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

4057 S AMBER ROCK AVE

Owner Name : Gorto Jeffery P

Sale Date : 09/30/2005

Total Value : $158,202

Bed / Bath : / 2

Land Use : Sfr

Stories : 1

Distance 0.05 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 10/19/2005

Sale Price  : $229,900

Property Tax : $2,058.24

Lot Acres : 0.16

Living Area : 1,369

Yr Blt / Eff Yr Blt : 2005 / APN : 212-50-0440

4040 S AMBER ROCK AVE

Owner Name : Martinez Jazmin A

Sale Date : 06/01/2018

Total Value : $183,979

Bed / Bath : / 3

Distance 0.05 Miles

Subdivision : Shadow Mountain Ranch

Recording Date : 06/07/2018

Sale Price  : $185,000

Property Tax : $2,461.65

Land Use : Sfr Lot Acres : 0.16

Stories : 1

Living Area : 1,862

Yr Blt / Eff Yr Blt : 2005 / APN : 212-50-0650

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/27/2022

No demographics data for selected property.

SEARCH PARAMETERS

PARCEL:  212-50-0690

PARCEL: 212-50-0690

INSTRUMENT REC DATE

OWNER: ZEGER ANJALI A     12707 2038 12/23/2005

SITUS: 4088 S AMBER ROCK AV PC

MAIL: 4088 S AMBER ROCK AVE  TUCSON AZ 85735-5214

PLAT: LOT 00056 BLOCK LEGAL: SHADOW MOUNTAIN RANCH LOT 56

CURRENT TAXES

LAND IMPR EXEMPT RATE AREA

PRIMARY  15,607  0  0  11.2189  0102

SECONDARY  50  18,252  0  5.5885

2021 TOTAL TAX BILLED 2,623.11

2021  TAX AMT TAX DUE INTEREST DATE PAID

INFORMATION THROUGH 07/28/2022

SPECIAL DISTRICTS

TOTAL DUE

FIRST HALF  1,311.56  0.00  0.00  10/01/2021  0.00  SECOND HALF  1,311.55  0.00  0.00  10/01/2021  0.00

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

IMPROVEMENTS

RESIDENTIAL  BLDG SQFT  1,561 FULL CASH VALUE  183,019 YEAR BUILT  2006 LAND USE  01 33

NUMBER OF STORIES  1.0 LOT SIZE  1 STDLT

SCHOOL DISTRICT  0102

LAND FULL CASH VALUE  502

IMPR FULL CASH VALUE  182,517

D R HORTON INC

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Your Escrow Number

Your New Address

City/State/Zip

Real Estate Agent

First

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

Direct TV 1.888.777.2454 www.directv.com

Dish Network 1.800.823.4929 www.dishnetwork.com

CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What

CASH FHA VA CONV

1. Downpayment BUYER BUYER BUYER BUYER

2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER

3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER

4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER

5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER

6. Discount Points (negotiable) BUYER BUYER BUYER

7. Credit Report BUYER BUYER BUYER

8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER

9. Existing Loan Payoff SELLER SELLER SELLER SELLER

10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER

11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER

12. Next Month’s PITI Payment BUYER BUYER BUYER

13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER

14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE

15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER

16. Assessments payoff or proration (sewer, paving, etc.) SELLER

Taxes PRORATE PRORATE PRORATE PRORATE

Tax Impounds BUYER BUYER BUYER

Tax Service Contract SELLER SELLER BUYER

Fire/Hazard Insurance BUYER BUYER BUYER BUYER

Flood Insurance BUYER BUYER BUYER

Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

PRORATE PRORATE PRORATE PRORATE

BUYER BUYER BUYER BUYER

BUYER

SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

SPLIT SPLIT SELLER SPLIT

SPLIT SPLIT SPLIT SPLIT

SELLER SELLER SELLER SPLIT

SPLIT SPLIT SELLER SPLIT

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association

12 Unrecorded easements

13 Building permit violations*

14 Restrictive covenant violations

15 Post-policy forgery

16 Post-policy encroachment

17 Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access

19 Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

21

22

23

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

24 Discriminatory covenants

Other benefits:

25 Pays rent for substitute land or facilities

26 Rights under unrecorded leases

27

28

29

30

Plain language statements of policy coverage and restrictions

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

EAGLE ALTA Standard or CLTA

EAGLE ALTA Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

Your Notes:

Your Notes:

First American Title Branch Locator

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119

Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR

623.936.8001

1626 N. Litchfield Rd. Ste. #170

Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100

Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2

Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE

602.954.3644

3200 E Camelback Rd., #123

Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE

480.515 4369

20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254

W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING

480.563.9034

18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd , #103 Mesa, AZ 85205

SE corner of Recker & Brown

17 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118

E of 60/

South Side Kings Ranch Rd.

For more information please contact your First American representative. www.firstam.com

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First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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