4010 W Camelback

4010 W Camelback Road

Phoenix, AZ 85019

WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered.

Additionally, there is generally no insurance for this loss. You may never get the money back.

PROTECT YOURSELF

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.

ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

VERIFY AND NOTIFY

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

Client

Date

Client

Date

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above.

First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

ADDRESS

4010 W CAMELBACK RD PHOENIX, AZ 85019 APN 145-27-494

Property Detail Report 4010 W Camelback Rd, Phoenix, AZ 85019-2894 Maricopa County Data as of: 06/10/2021

APN: 145-27-494

Owner Information Owner Name: Vesting: Mailing Address:

Jones Benjamin A 4010 W Camelback Rd, Phoenix, AZ 85019-2894

Occupancy:

Owner Occupied

Location Information Legal Description: APN: Munic / Twnshp: Subdivision: Neighborhood: Elementary School: Latitude:

Hallcraft Villas West Three 145-27-494 Phoenix Hallcraft Villas West 3 Hallcraft Villas W...

Sevilla Primary Sc...

33.50969

Alternate APN: Twnshp-Rng-Sec: Tract #: School District: Middle School: Longitude:

County: Census Tract / Block: 2N-2E-15 Legal Lot / Block: Legal Book / Page: Alhambra Elementary District Sevilla West Schoo...

High School: -112.14573

Maricopa, AZ 107102 / 1005 183 / 139 / 20

06/08/2018 / 06/08/2018 Jones, Benjamin A

Price: Seller Name:

$90,000 Seanez, Michelle

Transfer Doc #: Deed Type:

2018.441493 General Warranty Deed

06/08/2018 / 06/08/2018

Sale Price / Type: Price / Sq. Ft.: 1st Mtg Rate / Type: 2nd Mtg Rate / Type:

$90,000 / Confirmed $90 / Unknown

Deed Type: New Construction: 1st Mtg Doc #: Sale Doc #:

General Warranty Deed

Title Company:

Magnus Title Agenc...

Alhambra High Scho...

Last Transfer / Conveyance - Current Owner Transfer / Rec Date: Buyer Name:

Last Market Sale Sale / Rec Date: Multi / Split Sale: 1st Mtg Amt / Type: 2nd Mtg Amt / Type: Seller Name: Lender:

$85,500 / Seanez, Michelle Usaa

2018.441494 2018.441493

Prior Sale Information Sale / Rec Date: 1st Mtg Amt / Type: Prior Lender:

02/02/2018 / 02/06/2018 $83,460 / Federal Housing Authority (Fha) Academy Mtg

Sale Price / Type: 1st Mtg Rate / Type:

$85,000 / Confirmed / Unknown

Prior Deed Type: Prior Sale Doc #:

General Warranty Deed 2018.91061

Total Rooms: Bedrooms: Baths (F / H): Pool: Fireplace: Cooling: Heating: Exterior Wall: Construction Type:

5

Year Built / Eff: Stories: Parking Type: Garage #: Garage Area: Porch Type: Patio Type: Roof Type: Roof Material:

1972 2 Garage

Lot Area: Lot Width / Depth: Usable Lot: Acres: Flood Map #: Flood Panel #:

2,204 Sq. Ft.

M-H 1

0.051 04013C1720L 1720L

Zoning: # of Buildings: Res / Comm Units: Water / Sewer Type: Flood Map Date: Inside SFHA:

Assessed Value: Land Value: Improvement Value: Improved %: Delinquent Year:

$6,480 $1,290 $5,190 80.09%

Market Total Value: Market Land Value: Market Imprv Value: Market Imprv %:

$64,800 $12,900 $51,900 80.09%

Property Characteristics Gross Living Area: Living Area: Total Adj. Area: Above Grade: Basement Area: Style: Foundation: Quality: Condition:

1,005 Sq. Ft. 1,005 Sq. Ft. 1,005 Sq. Ft.

Average Average

1/

Refrigeration Forced Air Wood Frame Frame

Slab Patio Built Up

Site Information Land Use: State Use: County Use: Site Influence: Flood Zone Code: Community Name:

Condominium 0735 - Condomin...

0735 - Condominium X City Of Phoenix

10/16/2013 False

Tax Information Assessed Year: Tax Year: Tax Area: Property Tax: Exemption:

2020 2020 681300 $293.52

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

PAGE 1 OF 1

Neighbors Report 4010 W Camelback Rd, Phoenix, AZ 85019-2894 Maricopa County Data as of: 06/10/2021

APN: 145-27-494

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Map data ©2021 Google

Subject Property

Neighbors

Subject Property 4010 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Owner Occupied

Owner Name: Jones Benjamin A Mailing Address: 4010 W Camelback Rd, Phoenix, AZ 85019-2894 APN: 145-27-494

Year Built / Eff: Living Area: Sale / Rec Date: 06/08/2018 / 06/08/2018 Lot Area: Sale Price / Type: $90,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 1,005 Sq. Ft. 2,204 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 10/25/2006 / 02/26/2007 Lot Area: Sale Price / Type: $68,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,143 Sq. Ft.

1/

Neighbor 1 - 0.01 Miles From Subject 4008 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Absentee Owner

Owner Name: Thomas Justin R Mailing Address: 8016 W Vermont Ave, Glendale, AZ 85303-5518 APN: 145-27-495

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

1/

PAGE 1 OF 5

Neighbor 2 - 0.01 Miles From Subject 4014 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Unknown

Owner Name: Tang William / Tang Camyra Mailing Address: Po Box 941, Millbrae, CA 94030-941 APN: 145-27-491

Year Built / Eff: Living Area: Sale / Rec Date: 07/28/2005 / 07/29/2005 Lot Area: Sale Price / Type: $57,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 1,673 Sq. Ft.

Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):

1972 / 1,005 Sq. Ft. 1,725 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 10/14/2004 / 10/15/2004 Lot Area: Sale Price / Type: $56,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,265 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 10/15/2020 / 10/22/2020 Lot Area: Sale Price / Type: $82,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 1,681 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 05/22/2018 / 05/30/2018 Lot Area: Sale Price / Type: $99,000 / Confirmed Bedrooms:

1972 / 1,005 Sq. Ft. 1,655 Sq. Ft.

Land Use:

1/

1/

Neighbor 3 - 0.01 Miles From Subject 4015 W Palomino Rd, Phoenix, AZ 85019-5805 Occupancy:

Absentee Owner

Owner Name: Delmuto Glenn A / McCord Gwen A Mailing Address: 8602 W Avalon Dr, Phoenix, AZ 85037-3310 APN: 145-27-492

Sale / Rec Date: / 08/04/1977 Sale Price / Type: $20,500 / Land Use: Condominium

1/

Neighbor 4 - 0.01 Miles From Subject 4017 W Palomino Rd, Phoenix, AZ 85019-5805 Occupancy:

Absentee Owner

Owner Name: Castaneda Richard L Mailing Address: 14826 N 124th Ln, El Mirage, AZ 85335-3211 APN: 145-27-489

1/

Neighbor 5 - 0.01 Miles From Subject 4009 W Palomino Rd, Phoenix, AZ 85019-5805 Occupancy:

Absentee Owner

Owner Name: Lideliza R De Rivera Mailing Address: 1814 N 72nd Ln, Phoenix, AZ 85035-4506 APN: 145-27-493

1/

Neighbor 6 - 0.02 Miles From Subject 4004 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Absentee Owner

Owner Name: Bellemere Stud LLC Mailing Address: 17505 N 79th Ave #210, Glendale, AZ 853088726 APN: 145-27-498

Condominium

Baths (F / H):

Neighbor 7 - 0.02 Miles From Subject 4016 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Absentee Owner

Owner Name: Agr Investments LLC Mailing Address: Po Box 87055, Phoenix, AZ 85080-7055 APN: 145-27-490

Year Built / Eff: Living Area: Sale / Rec Date: 04/13/2021 / 04/15/2021 Lot Area: Sale Price / Type: $108,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

1972 / 1,005 Sq. Ft. 2,087 Sq. Ft. 1/

PAGE 2 OF 5

Neighbor 8 - 0.02 Miles From Subject 4005 W Palomino Rd, Phoenix, AZ 85019-5805 Occupancy:

Absentee Owner

Owner Name: Frozen Oasis Inc Mailing Address: 3116 74th St, East Elmhurst, NY 11370-1802 APN: 145-27-496

Year Built / Eff: Living Area: Sale / Rec Date: 07/28/2004 / 07/29/2004 Lot Area: Sale Price / Type: $53,500 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,235 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 08/22/2005 / 08/23/2005 Lot Area: Sale Price / Type: $57,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,823 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 12/29/2001 / 12/31/2001 Lot Area: Sale Price / Type: $45,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,818 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 08/26/2020 / 08/27/2020 Lot Area: Sale Price / Type: $105,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,814 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 10/01/1997 / 10/02/1997 Lot Area: Sale Price / Type: $28,396 / Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,008 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 01/07/2020 / 01/15/2020 Lot Area: Sale Price / Type: $115,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 1,005 Sq. Ft. 2,862 Sq. Ft.

1/

Neighbor 9 - 0.02 Miles From Subject 4021 W Palomino Rd, Phoenix, AZ 85019-5806 Occupancy:

Unknown

Owner Name: Tang William / Tang Camyra Mailing Address: Po Box 941, Millbrae, CA 94030-941 APN: 145-27-488

1/

Neighbor 10 - 0.02 Miles From Subject 4014 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Unknown

Owner Name: Stonebrook Investments LLC Mailing Address: Po Box 11494, Glendale, AZ 85318-1494 APN: 145-27-482

1/

Neighbor 11 - 0.02 Miles From Subject 4010 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Owner Occupied

Owner Name: Yaritza U Melendrez Mailing Address: 4010 W Palomino Rd, Phoenix, AZ 85019-5803 APN: 145-27-483

1/

Neighbor 12 - 0.02 Miles From Subject 4002 W Camelback Rd, Phoenix, AZ 85019-2894 Occupancy:

Owner Occupied

Owner Name: Richter Yvonne D Mailing Address: 4002 W Camelback Rd, Phoenix, AZ 85019-2894 APN: 145-27-499

1/

Neighbor 13 - 0.03 Miles From Subject 4018 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Owner Occupied

Owner Name: Rocio Ruiz Mailing Address: 4018 W Palomino Rd, Phoenix, AZ 85019-5803 APN: 145-27-487

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

1/

PAGE 3 OF 5

Neighbor 14 - 0.03 Miles From Subject 4001 W Palomino Rd, Phoenix, AZ 85019-5805 Occupancy:

Absentee Owner

Owner Name: Maxugo LLC Mailing Address: 17505 N 79th Ave #210, Glendale, AZ 853088726 APN: 145-27-497

Year Built / Eff: Living Area: Sale / Rec Date: 05/28/2018 / 07/10/2018 Lot Area: Sale Price / Type: $86,000 / Confirmed Bedrooms:

1972 / 924 Sq. Ft. 2,997 Sq. Ft.

Land Use:

1/

Condominium

Baths (F / H):

Neighbor 15 - 0.03 Miles From Subject 4022 W Palomino Rd, Phoenix, AZ 85019-5804 Occupancy:

Absentee Owner

Owner Name: Frozen Oasis Inc Mailing Address: 3116 74th St, East Elmhurst, NY 11370-1802 APN: 145-27-486

Year Built / Eff: Living Area: Sale / Rec Date: 06/17/2004 / 09/03/2004 Lot Area: Sale Price / Type: $53,500 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,422 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 04/25/2012 / 04/27/2012 Lot Area: Sale Price / Type: $29,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 3,276 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 02/26/2018 / 03/06/2018 Lot Area: Sale Price / Type: $75,000 / Confirmed Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 924 Sq. Ft. 2,535 Sq. Ft.

Year Built / Eff: Living Area: Lot Area: Bedrooms: Baths (F / H):

1972 / 924 Sq. Ft. 2,914 Sq. Ft.

Year Built / Eff: Living Area: Sale / Rec Date: 04/01/2015 / 04/09/2015 Lot Area: Sale Price / Type: $37,000 / Bedrooms: Land Use: Condominium Baths (F / H):

1972 / 1,005 Sq. Ft. 2,283 Sq. Ft.

1/

Neighbor 16 - 0.03 Miles From Subject 4006 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Absentee Owner

Owner Name: Swift Solutions LLC Mailing Address: 3824 S Verbena Ave, Gilbert, AZ 85297-7487 APN: 145-27-478

1/

Neighbor 17 - 0.03 Miles From Subject 4027 W Palomino Rd, Phoenix, AZ 85019-2837 Occupancy:

Owner Occupied

Owner Name: Flores Juan A Henriquez Mailing Address: 4027 W Palomino Rd, Phoenix, AZ 85019-2837 APN: 145-27-311

1/

Neighbor 18 - 0.03 Miles From Subject 4025 W Palomino Rd, Phoenix, AZ 85019-2837 Occupancy:

Owner Occupied

Owner Name: Pineda Anthony A / Pineda Marilyn N Mailing Address: 4025 W Palomino Rd, Phoenix, AZ 85019-2837 APN: 145-27-330

Sale / Rec Date: Sale Price / Type: Land Use: Condominium

1/

Neighbor 19 - 0.03 Miles From Subject 4016 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Owner Occupied

Owner Name: Melero Francisco Mailing Address: 4016 W Palomino Rd, Phoenix, AZ 85019-5803 APN: 145-27-480

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

1/

PAGE 4 OF 5

Neighbor 20 - 0.03 Miles From Subject 4012 W Palomino Rd, Phoenix, AZ 85019-5803 Occupancy:

Absentee Owner

Owner Name: Olivares Juan R Mailing Address: 6710 Stafford Ave, Huntington Park, CA 902554892 APN: 145-27-481

Year Built / Eff: Living Area: Sale / Rec Date: 11/04/2014 / 11/24/2014 Lot Area: Sale Price / Type: $43,350 / Bedrooms:

1972 / 1,005 Sq. Ft. 2,117 Sq. Ft.

Land Use:

1/

Condominium

Baths (F / H):

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

PAGE 5 OF 5

Schools Report 4010 W Camelback Rd, Phoenix, AZ 85019-2894 Maricopa County Data as of: 06/10/2021

APN: 145-27-494

Public School Assignment

Elementary School: Middle School: High School:

Phoenix Union High School District

Sevilla Primary School

3801 West Missouri Avenue, Phoenix, AZ 85019 - 0.41 Miles

Grades

Students

Students:Teachers

State Percentile

K-3

765

30:1

20

St udent Et hnicit y

State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:

819 No No No

Mat h Prof icient ( % )

Hispanic African-American Asian Caucasian Native American

Free Lunch: 94% Reduced Lunch: 94% Title 1: Yes

Reading Prof icient ( % )

81% 8% 5% 3% 2%

Sevilla West School

Grades

Sevilla Primary School Sevilla West School Alhambra High School

3851 West Missouri Avenue, Phoenix, AZ 85019 - 0.51 Miles

Students

4-8 1,148

Students:Teachers

State Percentile

50:1

20

St udent Et hnicit y

State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:

454 No No No

Mat h Prof icient ( % )

Hispanic African-American Caucasian Asian Native American Pacific Islander

Free Lunch: 91% Reduced Lunch: 91% Title 1: Yes

Reading Prof icient ( % )

77% 8% 7% 4% 3% <1%

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

PAGE 1 OF 2

Alhambra High School

Grades

Students

9-12 2,687

3839 West Camelback Road, Phoenix, AZ 85019 - 0.28 Miles

Students:Teachers

State Percentile

35:1

10

St udent Et hnicit y

State Rank: Blue Ribbon School: Int'l Baccalaureate: Advanced Placement:

272 No No Yes

Mat h Prof icient ( % )

Hispanic African-American Asian Caucasian Native American Pacific Islander

Free Lunch: 86% Reduced Lunch: 86% Title 1: Yes

Reading Prof icient ( % )

79% 9% 5% 5% 2% <1%

Nearby Private Schools School

Address

Distance

Bourg ade Catholic Hig h School

4602 North 31St Avenue Phoenix, AZ 85017

1.09 miles

St. Louis The King School

4331 West Maryland Avenue Glendale, AZ 85301

1.53 miles

Grace Christian Schools

2940 W Bethany Home Rd Phoenix, AZ 85017

1.68 miles

Glenview Adventist Academy

6801 North 43Rd Avenue Phoenix, AZ 85019

1.89 miles

Ss Simon & Jude School

6351 North 27Th Avenue Phoenix, AZ 85017

2.18 miles

St Vincent De Paul Elementary School

3130 North 51St Avenue Phoenix, AZ 85031

2.19 miles

Gompers Private School

6601 North 27Th Avenue Phoenix, AZ 85017

2.38 miles

Arizona Youth Academy & Reside

4242 N 19Th Avenue # 100 Phoenix, AZ 85015

2.76 miles

Martin Luther School-Phoenix

1806 W Glenrosa Avenue Phoenix, AZ 85015

2.85 miles

Grace Lutheran School

5600 West Palmaire Avenue Glendale, AZ 85301

2.93 miles

© 2021 DATA TRACE INFORMATION SERVICES LLC AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED.

PAGE 2 OF 2

Disclaimer: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance, commitment or preliminary report, or any form of title insurance or guaranty. Estimated property values are: (i) based on available data; (ii) are not guaranteed or warranted; (iii) do not constitute an appraisal; and (iv) should not be relied upon in lieu of an appraisal. This report is issued exclusively for the benefit of the applicant therefor, and may not be used or relied upon by any other person. This report may not be reproduced in any manner without the issuing party's prior written consent. The issuing party does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that the issuing party's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that the issuing party would not have issued this report but for the limitation of liability described above. The issuing party makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

School information is copyrighted and provided by GreatSchools.org.

Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421

Map data ©2021 Imagery ©2021 , Maxar Technologies, U.S. Geological Survey

Data Provided By: First American Title Ins Co

Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose.

There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

© 2021 CoreLogic. All rights reserved

Local Business Attractions / Recreation Name

Address

Telephone

Distance (Miles)

Ks Equestrian Llc

4125 W Oregon Ave Phoenix Az

(602) 864-6200

0.39

Baseball Money Llc

4012 W San Juan Ave Phoenix Az

(623) 266-9408

0.62

Canyon Golf, Llc

3300 W Camelback Rd Phoenix Az

(602) 639-6080

0.9

Banks / Financial Name

Address

Telephone

Distance (Miles)

Western American Loan Inc

4308 W Missouri Ave Glendale Az

(623) 939-9471

0.63

Cash Time Title Pawn

4205 W Glenrosa Ave Phoenix Az

(602) 433-4060

0.79

Eating / Drinking Name

Address

Telephone

Distance (Miles)

Ujima Gourmet Cafe

4027 W Reade Ave Bldg K Phoenix Az (480) 938-3898

0.06

Da Soul Food Shack Llc

4142 W Camelback Rd Phoenix Az

(602) 841-1418

0.14

Delicious Delights

4642 N 39th Ave Apt 336 Phoenix Az

(602) 715-7536

0.36

New Orleans Secret Dining Society

4642 N 39th Ave Apt 338 Phoenix Az

(623) 213-3746

0.36

Health Care Services Name

Address

Telephone

Distance (Miles)

Nelson Distributions Llc

3941 W Reade Ave Phoenix Az

(801) 621-5613

0.09

Camelback Family Dental Care

3902 W Camelback Rd Ste 2 Phoenix (602) 864-5010 Az

0.16

P C Umangsneha

3902 W Camelback Rd Ste 2 Phoenix (602) 864-5010 Az

0.16

Leonard Bafaloukos Dds Pc

3902 W Camelback Rd Ste 2 Phoenix (602) 841-5473 Az

0.16

Organizations / Associations Name

Address

Telephone

Distance (Miles)

The Church Of Jesus Christ Of Latterday Saints

5033 N 38th Ave Phoenix Az

(602) 973-6004

0.29

Iglesia Lirio De Los Valles

3639 W Elm St Phoenix Az

(602) 441-2978

0.6

Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/30/2021 © 2021 CoreLogic. All rights reserved

Iglesia Casa Demi Padre Inc

4615 W Luke Ave Glendale Az

(623) 915-7552

0.9

Passages Chrisitan Church

3300 W Camelback Rd Phoenix Az

(502) 991-6801

0.9

Shopping Name

Address

Telephone

Distance (Miles)

Blaze It Up

4255 W Medlock Dr Phoenix Az

(623) 252-9468

0.36

Home Depot U.s.a., Inc.

4848 N 43rd Ave Phoenix Az

(623) 849-0125

0.36

Circle K Stores Inc.

5127 N 43rd Ave Phoenix Az

(602) 841-5446

0.38

4k Hd Sats, Llc

3804 W Oregon Ave Phoenix Az

(602) 388-9762

0.42

Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/30/2021 © 2021 CoreLogic. All rights reserved

Census Tract / block: 1071.02 / 1 Year: 2018 Household Population

Population by Age

Count:

6,471

0 - 11

Estimate Current Year:

7,048

12 - 17

Estimate in 5 Years:

9,920

18 - 24

9.41%

Growth Last 5 Years:

20.94%

25 - 64

47.13%

Growth Last 10 Years:

-229.68%

65 - 74

2.7%

75+ Household Size

Household Income

Current Year:

1,661

0 - $25,000

33.59%

Average Current Year:

3.89

$25,000 - $35,000

15.17%

Estimate in 5 Years:

2,066

$35,000 - $50,000

12.76%

Growth Last 5 Years:

8.73%

$50,000 - $75,000

24.32%

Growth Last 10 Years:

15.38%

$75,000 - $100,000

8.67%

Male Population:

47.21%

Above $100,000

5.48%

Female Population:

52.79%

Married People:

38.29%

Unmarried People:

61.71%

Average Household Income:

$37,665

Housing Median Mortgage Payments

Home Values

Under $300:

7.54%

Below $100,000:

31.71%

$300 - $799:

29.49%

$100,000 - $150,000:

17.96%

$800 - $1,999:

61.86%

$150,000 - $200,000:

29.93%

Over $2,000:

1.11%

$200,000 - $300,000:

19.29%

Median Home Value:

$150,300

$300,000 - $500,000:

0%

Unit Occupied Owner:

27.15%

Above $500,000:

1.11%

Median Mortgage:

$759

Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/30/2021 © 2021 CoreLogic. All rights reserved

Rent Payments

Year Built

Unit Occupied Renter:

72.85%

1999 - 2000

Median Gross Rent:

$919

1995 - 1998

Less Than $499

3.97%

1990 - 1994

$500 - $749

14.51%

1980 - 1989

6.31%

$750 - $999

42.7%

1970 - 1979

33.07%

$1000 and Over

38.82%

1900 - 1969

45.39%

Public Pre-Primary School:

0.83%

Not Enrolled in School:

60.6%

Private Pre-Primary School:

0%

Not A High School Graduate:

49.21%

Public School:

37.65%

Graduate Of High School:

23.78%

Private School:

1.75%

Attended Some College:

13.77%

Public College:

4.05%

College Graduate:

11.27%

Private College:

1.34%

Graduate Degree:

1.97%

14.68%

Private Worker:

84.73%

Government Worker:

4.07%

Self Employed Worker:

0.76%

Unpaid Family Worker:

5.16%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

19.17%

Administrative: Private House Hold: Service:

Farming: 36.16%

Protective Services:

13.26%

Skilled: Blue-Collar:

29.99%

Commute Time

Less Than 15 Min:

11.57%

15 min - 28 min:

37.13%

30 min - 57 min:

42.98%

Over 60 min:

8.32%

Customer Name : Kariann Keomaka Customer Company Name : First American Title Insurance Company Prepared On : 06/30/2021 © 2021 CoreLogic. All rights reserved

+ FIRST AMERICAN TITLE, FC0, KWAL 06/30/2021 09:50AM BPOX

MARICOPA, AZ

INVESTIGATIVE SEARCH RESULTS

PAGE 1 OF 1

SEARCH PARAMETERS PARCEL: PARCEL:

145-27-494 145-27-494

0

OWNER:

PETROVIC MIRKO & NASTJA

SITUS:

4010 W CAMELBACK RD PHOENIX

MAIL:

330 ANGELO CIFELLI DR

HARRISON NJ 07029

PLAT:

139 - 20

LEGAL:

HALLCRAFT VILLAS WEST THREE

REC DATE 08/03/2020

LOT 183

CURRENT TAXES

INSTRUMENT 2020 702242

INFORMATION THROUGH 06/25/2021

LAND

IMPR

EXEMPT

RATE

AREA

SPECIAL DISTRICTS

PRIMARY

1,850

0

0

9.1038

681300

SECONDARY

1,290

5,190

0

8.4963

2020 TOTAL TAX BILLED

293.52

2020

TAX AMT

TAX DUE

INTEREST

DATE PAID

TOTAL DUE

FIRST HALF

146.76

0.00

0.00

10/26/2020

0.00

SECOND HALF 146.76

04/22/2021

0.00

0.00

0.00

TOTAL CURRENT TAXES DUE 06/21

0.00

07/21

0.00

RESIDENTIAL IMPROVEMENTS BLDG SQFT

1,005

YEAR BUILT

1972

NUMBER OF STORIES NUMBER OF ROOMS NUMBER OF BATH FIXTURES PATIO (TYPE AND NUMBER)

REFRIGERATION

EXTERIOR WALLS

ROOF

CONSTRUCTION CLASS

3 UNCOVERED 1

GARAGE (TYPE AND NUMBER)

COOLING

NONE 0

FRAME WOOD BUILT UP

PHYSICAL CONDITION LAND USE

R3 OTHER 07 35

LOT SIZE

2,204 SQ FT

POOL SQ FT

SCHOOL DISTRICT

681300

HEATING

LAND FULL CASH VALUE

12,900

IMPR FULL CASH VALUE

51,900

SALES SALE DATE

SALE AMOUNT

INSTRUMENT TYPE

SELLER NAME

08/03/2020

115,000

2020 702242 WD

JONES BENJAMIN A

06/08/2018

90,000

2018 441493 WD

SEANEZ MICHELLE

02/06/2018

85,000

2018 91061 WD

10/20/2005

75,000

2005 1570096 WD

COOPER MIRANDA D

12/01/2003

47,000

2003 1638658 WD

RAPATZ CLARK D/BRIGITTE R

11/01/1995

16,500

1995 672666 WD

COLE ANNELIESE C

1989 117132 QD

CARTER GERTRUDE A

03/15/1989

VALIDITY

GAUDIO JILL

12/27/1984

41,900

1984 553250 WD

YUREK, GEORGE

08/25/1982

23,000

1982 310171 JD

DURBY L D & D

2

09/29/1975

15,800

1975 243088 WD

THOMAS B P & K M

1

07/12/1971

15,895

AZ TITLE

1

1972 4176 SD

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

CONDOMINIUM

END SEARCH

Home Seller’s Guide

to the Title & Escrow Process in Arizona

Quick Reference

Table of

Contents

Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name

Email

Assistant

Email

Company

Phone

03 Welcome

Address

Fax

04 Benefits of Using a REALTOR®

First American Title

02 Quick Reference

05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process

Escrow Officer

Email

Escrow Assistant

Email

Address

Phone

City/State/Zip

Fax

Insurance Previous Company

Phone

Previous Agent

Policy No.

New Company

Phone

New Agent

Policy No.

Home Warranty Company

Policy No.

14 Understanding Title Insurance

Utilities and Services

16 Consider This

Southwest Gas 1.877.860.6020 www.swgas.com

Dish Network 1.800.823.4929 www.dishnetwork.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Cox 602.277.1000 www.cox.com

CenturyLink 800.366.8201 www.centurylink.com

Salt River Project 602.236.8888 www.srpnet.com

Direct TV 1.888.777.2454 www.directv.com

AT&T 1.800.222.0300 www.att.com

APS 602.371.7171 www.aps.com

17 Closing Your Escrow 18 Planning Your Move

Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR

®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of.

A REALTOR®:

FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

› U nderstands market conditions and has access to information not available to the average homeowner.

- have the knowledge, patience, and sales skills needed to sell your home?

› C an advertise effectively for the best results.

- k now how to determine your home’s current market value?

› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

› K nows how to go toe-to-toe in negotiations.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.

Are you...

› W ill listen to your needs, respect your opinions and allow you to make your own decisions.

- aware of conditions in the marketplace today that affect value and length of time to sell?

› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- concerned about having strangers walking through your home?

› I s experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction REALTOR

®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®

TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

AZ Sellers Guide | 5

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.

PREPARING YOUR HOME FOR SALE

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see

Make sure toilet seats look new and are firmly attached.

Repair or replace loud ventilating fans.

when they approach your house for the first time

Replace worn shower curtains.

and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a

R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

home sell. Here are some tips to present your home

Remove clutter throughout the house. Organize and clean out closets.

in a positive manner:

Clean household appliances and make sure they work properly.

A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

C lear all clutter from counter tops.

L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact.

S end pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

I f possible you, your pets, and your children should be gone while your home is being shown.

C lean trash cans and put them out of sight.

I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.

C heck that sink and tub are scrubbed and unstained.

M ake beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

TRID TILA-RESPA Integrated Disclosures

AZ Sellers Guide | 9

The Life Of An Escrow THE BUYER

THE SELLER

THE ESCROW OFFICER

THE LENDER

Chooses a Real Estate Agent

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Schedules inspections and evaluates findings.

Reviews title commitment/ preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Documents are recorded and all proceeds from sale are received.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

AZ Sellers Guide | 10

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS

CASH

FHA

VA

CONV

BUYER

BUYER

BUYER

BUYER

1.

Downpayment

2.

Termite (Wood Infestation) Inspection (negotiable except on VA)

3.

Property Inspection (if requested by buyer)

BUYER

BUYER

BUYER

BUYER

4.

Property Repairs, if any (negotiable)

SELLER

SELLER

SELLER

SELLER

5.

New Loan Origination Fee (negotiable)

BUYER

BUYER

BUYER

6.

Discount Points (negotiable)

BUYER

BUYER

BUYER

7.

Credit Report

BUYER

BUYER

BUYER

8.

Appraisal or Extension Fee (negotiable)

BUYER

BUYER

BUYER

9.

Existing Loan Payoff

SELLER

SELLER

SELLER

SELLER

10.

Existing Loan Payoff Demand

SELLER

SELLER

SELLER

SELLER

11.

Loan Prepayment Penalty (if any)

SELLER

SELLER

SELLER

SELLER

12.

Next Month’s PITI Payment

BUYER

BUYER

BUYER

13.

Prepaid Interest (approx. 30 days)

BUYER

BUYER

BUYER

14.

Reserve Account Balance (Credit seller / Charge buyer)

PRORATE

PRORATE

PRORATE

15.

FHA MIP, VA Funding Fee, PMI Premium

BUYER

BUYER

BUYER

16.

Assessments payoff or proration (sewer, paving, etc.)

17.

Taxes

PRORATE

PRORATE

PRORATE

18.

Tax Impounds

BUYER

BUYER

BUYER

19.

Tax Service Contract

SELLER

SELLER

BUYER

20.

Fire/Hazard Insurance

21.

Flood Insurance

22.

Homeowners Association (HOA) Transfer Fee

23.

HOA/Disclosure Fee

24.

Current HOA Payment

25.

Next Month’s HOA Payment

26.

Home Warranty Premium (negotiable)

27.

REALTORS®’ Commissions

28.

EAGLE Homeowners Title Policy

29.

Lenders Title Policy and Endorsements

30.

Escrow Fee (NOTE: Charge seller on VA Loan)

31.

Recording Fees (Flat rate)

32.

Reconveyance/Satisfaction Fee

33.

Courier/Express Mail Fees

SELLER

SELLER PRORATE

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

PRORATE

PRORATE

PRORATE

PRORATE

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

BUYER

BUYER

BUYER

SPLIT

SPLIT

SELLER

SPLIT

SPLIT

SPLIT

SPLIT

SPLIT

SELLER

SELLER

SELLER

SPLIT

SPLIT

SPLIT

SELLER

SPLIT

Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

AZ Sellers Guide | 11

The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13

Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection.

Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

AZ Sellers Guide | 14

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners Protection from: 1

Someone else owns an interest in your title

2

A document is not properly signed

3

Forgery, fraud, duress in the chain of title

4

Defective recording of any document

5

There are restrictive covenants

6

There is a lien on your title because there is:

EAGLE

Compare First American’s Eagle Policy® for Owners

ALTA Standard or CLTA 21

Post-policy prescriptive easement

22

Covenant violation resulting in your title reverting to a previous owner

23

Violation of building setback regulations

24

Discriminatory covenants Other benefits:

25

Pays rent for substitute land or facilities

26

Rights under unrecorded leases

27

Plain language statements of policy coverage and restrictions

c) a charge by a homeowner’s association

28

Compliance with Subdivision Map Act

7

Title is unmarketable

29

Coverage for boundary wall or fence encroachment*

8

Mechanics lien

30

9

Forced removal of a structure because it:

Added ownership coverage leads to enhanced marketability

31

Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33

Post-policy Living Trust coverage

a) a deed of trust b) a judgement, tax, or special assessment

a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10

Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11

Unrecorded lien by a homeowners association

12

Unrecorded easements

13

Building permit violations*

14

Restrictive covenant violations

15

Post-policy forgery

16

Post-policy encroachment

17

Post-policy damage from extraction of minerals or water

18

Lack of vehicular and pedestrian access

19

Map not consistent with legal description

20

Post-policy adverse possession

ALTA Standard or CLTA

EAGLE

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

AZ Sellers Guide | 15

Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms.

You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

AZ Sellers Guide | 17

Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move.

Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Packing materials. Gather moving boxes and packing materials for your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

AZ Sellers Guide | 18

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

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SIGNAL BUTTE

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1 SUN CITY WEST

5 A NTHEM

9 K IERLAND COMMONS

13 C HANDLER PORTICO

2 G OODYEAR

6 PHOENIX CAMELBACK

10 SCOTTSDALE FORUM

14 G ILBERT SAN TAN

7 D ESERT RIDGE

11 D C CROSSING

623.299.3644 | Fax 877.858.8099 13940 W Meeker Blvd, #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 | Fax 866.764.4706 1626 N Litchfield Rd. Suite #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 A RROWHEAD

623.487.0404 | Fax 866.764.4703 16165 N 83rd Ave, #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave

4 T HE LEGENDS

623.537.1608 | Fax 888.279.8559 20241 N 67th Ave, #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

623.551.3265 | Fax 866.764.4708 39508 N Daisy Mountain Dr, #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 | Fax 866.874.1067 2201 E Camelback Rd, #120B Phoenix, AZ 85016 SE corner of Camelback/22nd Street 480.515.4369 | Fax 866.303.1392 20860 N Tatum Blvd, #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 C AREFREE

480.575.6609 | Fax 877.331.2252 7202 E Carefree Dr, Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.

480.948.6488 | Fax 866.895.7958 14648 N Scottsdale Rd, Suite #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 | Fax 866.874.1064 6263 N Scottsdale Rd, #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 | Fax 866.314.2283 18291 N Pima Rd, #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 A HWATUKEE

480.753.4424 | Fax 888.279.8546 4435 E Chandler Blvd, #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

480.777.0051 | Fax 866.417.0638 2121 W Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

17 G OLD CANYON

480.288.0883 | Fax 866.841.8917 6877 South Kings Ranch Rd, #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.

480.777.0614 | Fax 888.279.8548 1528 E Williams Field Rd. #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 M ESA

480.833.5301 | Fax 888.279.8550 1630 S Stapley Dr, #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 R ED MOUNTAIN

480.534.3599 | Fax 888.889.7245 1135 N Recker Rd, #103 Mesa, AZ 85205 SE corner of Recker & Brown

AZ Sellers Guide | 19

For more information please contact your First American representative.

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©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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