383 W Calle Moncayo, Sahuarita, AZ 85629

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Subject Property

383 W Calle Moncayo Sahuarita AZ 85629

APN: 303-08-3260

Data Provided By:

First American Title Ins Co

Data Provided By: First American Title

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Subject Property :   383 W Calle Moncayo Sahuarita AZ 85629

Owner Information

Owner Name : Souder Otto E / Souder Gaie E

Mailing Address : 383 W Calle Moncayo, Sahuarita AZ 85629-7952 R005

Vesting Codes : / / Joint Tenants

Owner Occupied Indicator : O

Location Information

Legal Description : Sonora At Rancho Sahuarita Phase 2 Lot 320 County : Pima, Az APN : 303-08-3260

Census Tract / Block : 43.35 / 2

Township-Range- Sect : 16S-13E-36

Legal Book/Page : 58-28

Subdivision : Sonora/sahuarita Rho

Map Reference : 36-16S-13E

School District : Sahuarita

Legal Lot : 320 Munic/Township : Sahuarita

Market Area : 700

Market Sale Information

Recording/Sale Date :

# :

Name :

Deed Type : Warranty Deed

Price Per SqFt : $127.14

Number :

Name : Jeremiah Stiffler

Company Name : First American Prepared On : 11/02/2022

Property Information

Land Use : Sfr Zoning : SP Lot Size : 4,284

County Use : Single Fam Resrural Subd Lot Acres : 0.10

Tax Information

Total Value : $146,171 Property Tax : $1,787.04

Total Taxable Value : $14,007 Tax Rate Area : 3002

Assessed Year : 2021 Market Value : $146,171

Tax Year : 2021 Current Assessed Year : 2023

State Use : Single Fam Resrural Subd

Current Year Total Value : $17,892

Current Year Improvement Value :

$17,842

Current Year Land Value : $50

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

Criteria

Property

Sale Price $179,900 $248,900 $322,000 $288,848 Bldg/Living Area 1415 1256 1615 1471

Price Per Square Foot $127.14 $178 $223 $196.62

Year Built 2008 2004 2008 2006 Lot Size 4,284 4,200 7,110 4,984

3 2 3 3

Stories 1 1 2 1

Total Assessed Value $146,171 $133,286 $157,143 $147,723

Distance From Subject 0 0.04 0.24 0.14

Summary of Comparables

#

S 383 W Calle Moncayo 179,900 146,171 07/19/2019 3 1,415 4,284 2008 SP

1 332 W Calle Del Estribo 300,000 151,311 02/14/2022 3 1,490 4,277 2008 0.04 SP

2 383 W Calle Del Estribo 248,900 133,286 02/22/2022 3 1,256 4,298 2006 0.05 SP

3 372 W Calle Media Luz 295,000 149,004 07/22/2022 3 1,490 4,291 2006 0.07 SP

4 476 W Calle Del Estribo 265,000 146,171 07/12/2022 3 1,415 7,110 2008 0.08 SP

5 300 W Calle Media Luz 265,900 149,004 12/13/2021 3 1,490 4,291 2006 0.09 SP

6 492 W Calle Media Luz 270,000 143,966 11/30/2021 3 1,415 4,200 2006 0.11 SP

7 445 W Calle Media Luz 300,500 149,004 05/31/2022 3 1,490 4,317 2006 0.11 SP

8 215 W Calle Del Estribo 266,000 149,004 03/25/2022 3 1,490 4,298 2006 0.12 SP

9 195 W Calle Moncayo 300,000 151,311 04/07/2022 3 1,490 4,284 2008 0.12 SP

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 11/02/2022

10 516 W Calle Media Luz 279,900 149,004 01/28/2022 3 1,490 4,857 2006 0.12 SP

11 536 W Calle Media Luz 273,000 143,966 04/01/2022 3 1,415 4,459 2006 0.15 SP

12 195 W Calle Media Luz 288,000 141,936 02/24/2022 3 1,415 6,582 2004 0.15 SP

13 494 W Calle Montero 295,000 146,881 09/14/2022 3 1,490 5,889 2004 0.16 SP

14 564 W Calle Media Luz 280,000 133,286 06/30/2022 3 1,256 4,459 2006 0.16 SP

15 353 W Calle Sedillo 295,000 156,239 07/12/2022 3 1,615 5,208 2005 0.2 SP

16 527 W Calle Montero 301,000 146,171 09/20/2022 3 1,415 5,783 2008 0.21 SP

17 456 W Calle Paso Suave 310,000 155,918 08/17/2022 2 1,554 4,950 2007 0.21 SP

18 14187 S Via Del Farolito 322,000 156,239 07/08/2022 3 1,615 5,250 2005 0.22 SP

19 13975 S Camino Coso 321,750 157,143 06/17/2022 2 1,554 6,242 2008 0.24 SP

20 14246 S Avenida Zumba 300,000 145,606 05/20/2022 3 1,576 4,626 2006 0.24 SP

Distressed Sales =

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

Details of Comparables

Subject Property: 383 W Calle Moncayo Sahuarita Az 85629

Owner Name: Souder Otto E /Souder Gaie E

APN / Alternate APN: 303-08-3260 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/sahuarita Rho /Lot Size: 4,284 Year Built / Eff: 2008 /

Rec. Date / Price: 07/19/2019 / $179,900 Living Area: 1,415

# of units: Document #: 2000134 Bedrooms: Pool: Total Tax Value: $146,171 Bath(F/H): /

#1   332 W Calle Del Estribo Sahuarita Az 85629

Owner Name: O Connor Dennis W /O Connor Kathleen

APN / Alternate APN: 303-08-3700 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph 02 / Lot Size: 4,277 Year Built / Eff: 2008 /

Rec. Date / Price: 02/14/2022 / $300,000 Living Area: 1,490

# of units: Document #: 450397 Bedrooms: Pool: Total Tax Value: $151,311 Bath(F/H): /

#2   383 W Calle Del Estribo Sahuarita Az 85629

Owner Name: Womacks Brian K /Womacks Nancy L APN / Alternate APN: 303-08-0930 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 4,298 Year Built / Eff: 2006 /

Rec. Date / Price: 02/22/2022 / $248,900 Living Area: 1,256

# of units: Document #: 530321 Bedrooms: Pool: Total Tax Value: $133,286 Bath(F/H): /

#3   372 W Calle Media Luz Sahuarita Az 85629

Owner Name: Johnston Daniel E / APN / Alternate APN: 303-08-1180 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 4,291 Year Built / Eff: 2006 /

Rec. Date / Price: 07/22/2022 / $295,000 Living Area: 1,490

# of units: Document #: 2030721 Bedrooms: Pool: Total Tax Value: $149,004 Bath(F/H): /

#4   476 W Calle Del Estribo Sahuarita Az 85629

Owner Name: Riddle Kitty L / APN / Alternate APN: 303-08-3830 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/sahuarita Rho Ph 02 / Lot Size: 7,110 Year Built / Eff: 2008 /

Rec. Date / Price: 07/12/2022 / $265,000 Living Area: 1,415

# of units: Document #: 1930048 Bedrooms: Pool: Total Tax Value: $146,171 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

#5   300 W Calle Media Luz Sahuarita Az 85629

Owner Name: Brown Kimberlee C / APN / Alternate APN: 303-08-1240 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 4,291 Year Built / Eff: 2006 /

Rec. Date / Price: 12/13/2021 / $265,900 Living Area: 1,490

# of units: Document #: 3470436 Bedrooms: Pool: Total Tax Value: $149,004 Bath(F/H): /

#6   492 W Calle Media Luz Sahuarita Az 85629

Owner Name: Austin Dale L /Austin Laura M

APN / Alternate APN: 303-08-1080 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 4,200 Year Built / Eff: 2006 /

Rec. Date / Price: 11/30/2021 / $270,000 Living Area: 1,415

# of units: Document #: 3341281 Bedrooms: Pool: Total Tax Value: $143,966 Bath(F/H): /

#7   445 W Calle Media Luz Sahuarita Az 85629

Owner Name: Steiner Paul R /Mcguire-steiner Mary E

APN / Alternate APN: 303-08-1530 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 4,317 Year Built / Eff: 2006 /

Rec. Date / Price: 05/31/2022 / $300,500 Living Area: 1,490

# of units: Document #: 1510565 Bedrooms: Pool: Total Tax Value: $149,004 Bath(F/H): /

#8   215 W Calle Del Estribo Sahuarita Az 85629

Owner Name: Survivor Hall Trust / APN / Alternate APN: 303-08-0790 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/sahuarita Rho Ph I / Lot Size: 4,298

Year Built / Eff: 2006 /

# of units: Document #: 840293 Bedrooms: Pool: Total Tax Value: $149,004 Bath(F/H): /

Rec. Date / Price: 03/25/2022 / $266,000 Living Area: 1,490

#9   195 W Calle Moncayo Sahuarita Az 85629

Owner Name: Rose Gary A /Rose Cynthia G

APN / Alternate APN: 303-08-3420 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph 02 / Lot Size: 4,284

Rec. Date / Price: 04/07/2022 / $300,000 Living Area: 1,490

Year Built / Eff: 2008 /

# of units:

Document #: 970287 Bedrooms: Pool: Total Tax Value: $151,311 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

#10   516 W Calle Media Luz Sahuarita Az 85629

Owner Name: Johnson Brenda / APN / Alternate APN: 303-08-1060 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph 01 / Lot Size: 4,857 Year Built / Eff: 2006 /

Rec. Date / Price: 01/28/2022 / $279,900 Living Area: 1,490

# of units: Document #: 280951 Bedrooms: Pool: Total Tax Value: $149,004 Bath(F/H): /

#11   536 W Calle Media Luz Sahuarita Az 85629

Owner Name: Allong Michele A /Allong Peter A

APN / Alternate APN: 303-08-2970 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph 02 / Lot Size: 4,459 Year Built / Eff: 2006 /

Rec. Date / Price: 04/01/2022 / $273,000 Living Area: 1,415

# of units: Document #: 910686 Bedrooms: Pool: Total Tax Value: $143,966 Bath(F/H): /

#12   195 W Calle Media Luz Sahuarita Az 85629

Owner Name: Adcock Lisa / APN / Alternate APN: 303-08-1350 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 6,582

Year Built / Eff: 2004 /

# of units: Document #: 550628 Bedrooms: Pool: Total Tax Value: $141,936 Bath(F/H): /

Rec. Date / Price: 02/24/2022 / $288,000 Living Area: 1,415

#13   494 W Calle Montero Sahuarita Az 85629

Owner Name: Varbero Donna /Landau Michael

APN / Alternate APN: 303-08-1600 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 5,889

Year Built / Eff: 2004 /

# of units: Document #: 2570537 Bedrooms: Pool: Total Tax Value: $146,881 Bath(F/H): /

Rec. Date / Price: 09/14/2022 / $295,000 Living Area: 1,490

#14   564 W Calle Media Luz Sahuarita Az 85629

Owner Name: Michel Thomas E / APN / Alternate APN: 303-08-2950 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph 02 / Lot Size: 4,459

Year Built / Eff: 2006 /

# of units: Document #: 1810046 Bedrooms: Pool: Total Tax Value: $133,286 Bath(F/H): /

Rec. Date / Price: 06/30/2022 / $280,000 Living Area: 1,256

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

#15   353 W Calle Sedillo Sahuarita Az 85629

Owner Name: Lample Robin /

APN / Alternate APN: 303-08-0200 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 5,208 Year Built / Eff: 2005 /

Rec. Date / Price: 07/12/2022 / $295,000 Living Area: 1,615

# of units: Document #: 1930194 Bedrooms: Pool: Total Tax Value: $156,239 Bath(F/H): /

#16   527 W Calle Montero Sahuarita Az 85629

Owner Name: Miller Steven J /Miller Cheryl A

APN / Alternate APN: 303-08-1990 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Sonora/sahuarita Rho Ph I / Lot Size: 5,783 Year Built / Eff: 2008 /

Rec. Date / Price: 09/20/2022 / $301,000 Living Area: 1,415

# of units: Document #: 2630109 Bedrooms: Pool: Total Tax Value: $146,171 Bath(F/H): /

#17   456 W Calle Paso Suave Sahuarita Az 85629

Owner Name: Toth Julianna /Bracamontes Frncisco

APN / Alternate APN: 303-77-3340 / Deed Type: Joint Tenancy Deed

Land Use: Sfr Subdivision / Tract: Presidios/rho Sahuarita / Lot Size: 4,950 Year Built / Eff: 2007 /

Rec. Date / Price: 08/17/2022 / $310,000 Living Area: 1,554

# of units: Document #: 2290313 Bedrooms: Pool: Total Tax Value: $155,918 Bath(F/H): /

#18   14187 S Via Del Farolito Sahuarita Az 85629

Owner Name: Ostman Jeffrey A /Ostman Jennilee M

APN / Alternate APN: 303-08-0440 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Sonora/rho Sahuarita Ph I / Lot Size: 5,250

Year Built / Eff: 2005 /

# of units: Document #: 1890200 Bedrooms: Pool: Total Tax Value: $156,239 Bath(F/H): /

Rec. Date / Price: 07/08/2022 / $322,000 Living Area: 1,615

#19   13975 S Camino Coso Sahuarita Az 85629

Owner Name: Mch Sfr Property Owner 4 Ll / APN / Alternate APN: 303-77-3400 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Presidios/sahuarita Rho / Lot Size: 6,242 Year Built / Eff: 2008 /

Rec. Date / Price: 06/17/2022 / $321,750 Living Area: 1,554

# of units: Document #: 1680441 Bedrooms: Pool: Total Tax Value: $157,143 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

#20   14246 S Avenida Zumba Sahuarita Az 85629

Owner Name: Cruz Oscar O /Pomerleau Dominique C

APN / Alternate APN: 303-73-6410 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Presidio De Cancion / Lot Size: 4,626 Year Built / Eff: 2006 / Rec. Date / Price: 05/20/2022 / $300,000 Living Area: 1,576

Document #: 1400621

# of units:

Bedrooms: Pool:

Total Tax Value: $145,606 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

: Jeremiah Stiffler

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

Arizona Schools

AJO UNIFIED

ALTAR VALLEY

Well Road, Ajo, AZ 85321 520.387.5618

10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484

AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000

CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500

CONTINENTAL

1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581

08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800

06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243

11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833

30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502

12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools :

Elementary Schools

Anza Trail Distance 1.6 Miles 15490 South Rancho Sahuarita B Sahuarita AZ 85629

Telephone : (520) 625-3502

School District : Sahuarita Unified District (4411)

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 1336

Total Expenditure/Student : 54

Sahuarita Primary School Distance 2.32 Miles 350 W Sahuarita Rd Sahuarita AZ 85629

Telephone : (520) 625-6502

Lowest Grade : Pre-K

School District : Sahuarita Unified District (4411)

Highest Grade : 2nd Kindergarten : Yes School Enrollment : Enrollment : 412

Total Expenditure/Student : 54

Sahuarita Intermediate School Distance 2.35 Miles 350 W Sahuarita Rd Sahuarita AZ 85629

Telephone : (520) 625-3502

School District : Sahuarita Unified District (4411)

Lowest Grade : 3rd Highest Grade : 5th Kindergarten : No School Enrollment : Enrollment : 457

Total Expenditure/Student : 54

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

Copper View Elementary School Distance 2.57 Miles 16200 S. Starlight View Lane Sahuarita AZ 85629

Telephone : (520) 625-3502

Lowest Grade : Pre-K

School District : Sahuarita Unified District (4411)

Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 760

Middle Schools

Total Expenditure/Student : 54

Sahuarita Middle School

Distance 2.24 Miles 350 W Sahuarita Rd Sahuarita AZ 85629

Telephone : (520) 625-3502

Lowest Grade : 6th

High Schools

School District : Sahuarita Unified District (4411)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 575

Total Expenditure/Student : 54

Pcjted - Sahuarita High School Distance 2.34 Miles 350 W Sahuarita Rd Sahuarita AZ 85629 Telephone : (520) 625-3502

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

Sahuarita High School Distance 2.36 Miles 350 W Sahuarita Rd Sahuarita AZ 85629

Telephone : (520) 625-3502

School District : Sahuarita Unified District (4411)

Highest Grade : 12th School Enrollment : Enrollment : 1067

Lowest Grade : 9th

Total Expenditure/Student : 54 Advanced Placement : No

Pima County At Walden Grove Distance 2.95 Miles 15510 S. Sahuarita Rd. Sahuarita AZ 85629

Telephone : (520) 625-3502

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Walden Grove High School Distance 2.96 Miles 15510 S. Sahuarita Park Rd Sahuarita AZ 85629 Telephone : (520) 625-3502

School District : Sahuarita Unified District (4411)

Highest Grade : 12th School Enrollment : Enrollment : 1141

Lowest Grade : 9th

Total Expenditure/Student : 54 Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

Business

Attractions / Recreation

Name Address Telephone Distance (Miles)

Green Valley Concert Band, Inc. 209 W Calle Media Luz Sahuarita Az (520) 207-9356 0.11 Grace Ballet Llc 647 W Calle Franja Verde Sahuarita Az (520) 260-9041 0.36

Sahuarita Dance Center Llc 804 W Vuelta Granadina Sahuarita Az (520) 232-3753 0.5

Stop N Play Clubhouse 359 E Atlas Cedar Pl N Sahuarita Az (520) 393-8254 0.75

Banks / Financial

Name Address Telephone Distance (Miles)

Jpmorgan Chase Bank, National Association 15960 S Rcho Sarit Blvd Sahuarita Az (520) 399-1512 2.31

Tucson Federal Credit Union 15950 S Rcho Sarit Blvd Sahuarita Az (520) 795-8520 2.31

Oakwood Lending Group Llc 1274 W Clle Playa De Ssta Sahuarita Az (520) 625-1376 2.46

Sahuarita Food Bank 17750 S La Canada Dr Sahuarita Az (520) 668-0547 4.65

Eating / Drinking

Name Address Telephone Distance (Miles)

Good To Go Vending 14134 S Via Del Farolito Sahuarita Az (520) 336-7078 0.24 Yummy 13843 S Camino Nudo Sahuarita Az (520) 578-1241 0.46

Confections And Catering By Amy Waring, Llc 14669 S Avenida Cucana Sahuarita Az (318) 464-4239 0.9

Triple Threat Basketball Service L.l.c. 126 E Via Teresita Sahuarita Az (520) 440-7445 1.05

Health Care Services

Name Address Telephone Distance (Miles)

Natural Care For Home & Body 429 W Calle Sedillo Sahuarita Az (612) 998-8343 0.21

Refuge Of Hope & Healing Llc 390 W Calle Franja Verde Sahuarita Az (520) 442-7500 0.29

Sahuarita Laser Llc 369 W Corte Planga Sahuarita Az (716) 816-8186 0.36

Heidi's Massage In Motion L.l.c. 6 W Calle Bayeta Sahuarita Az (520) 403-7915 0.36

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

Hospitality

Name Address Telephone Distance (Miles)

G & C Hospitality, Inc. 13947 S Camino Los Picos Sahuarita Az (520) 425-3291 0.6

Chuparosa Inn Bed & Breakfast 1300 Madera Canyon Rd Sahuarita Az (520) 393-7370 2.83

Organizations / Associations

Name Address Telephone Distance (Miles)

Christian Unleashed Church 334 E Mountain Alder St Sahuarita Az (520) 419-2508 0.86

Common Ground Church, Inc. 15490 S Rncho Shrita Blvd Sahuarita Az (520) 256-9869 1.67

The Rock Church Of Sahuar 492 W Vuelta Friso Sahuarita Az (520) 777-8936 2.05

The Roman Catholic Church Of The Diocese Of Tucson 15440 S Santa Rita Rd Sahuarita Az (520) 625-1154 2.21

Personal Services

Name Address Telephone Distance (Miles)

Rbf Fitness And Bootcamp L.l.c. 70 W Camino Cuesta Abajo Sahuarita Az (520) 975-6273 0.42

Endeavor Personal Training And Fitness, Llc 323 W Calle Cajeta Sahuarita Az (520) 867-6335 0.47

Blueline Fitness And Nutrition Llc 704 W Calle Canto Sereno Sahuarita Az (631) 905-1185 0.51

Crossfit Lanista Fitness 473 W Camino Tunera Sahuarita Az (520) 276-9348 1.53

Shopping

Name Address Telephone Distance (Miles)

Beth Wal 566 W Calle Montero Sahuarita Az (520) 579-9711 0.22

The Market Affinity Group Llc 223 W Calle Cascara Sahuarita Az (520) 822-8787 0.33

Genuine Auto Glass Llc 75 W Calle Priscal Sahuarita Az (520) 300-4628 0.57

Safeway Stores, Incorporated 1301 W Duval Mine Rd Sahuarita Az (520) 648-2847 1.54

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

443 W CALLE MONCAYO Distance 0.04 Miles

Owner Name : Reichenbach G & R Living Trust

Sale Date : 10/28/2009

Subdivision : Sonora/sahuarita Rho Ph 02

Recording Date : 11/09/2009

Total Value : $133,327 Sale Price  : $126,000

Bed / Bath : / 3 Property Tax : $1,628.18

Land Use : Sfr Lot Acres : 0.10

Stories : 1 Living Area : 1,189

Yr Blt / Eff Yr Blt : 2008 / APN : 303-08-3210

216 W CALLE MEDIA LUZ Distance 0.13 Miles

Owner Name : Davis Norman C

Sale Date : 07/24/2020

Subdivision : Sonora/rho Sahuarita Ph I

Recording Date : 07/30/2020

Total Value : $143,966 Sale Price  : $197,000

Bed / Bath : / 3 Property Tax : $1,980.28

Land Use : Sfr Lot Acres : 0.10

Stories : 1 Living Area : 1,415 Yr Blt / Eff Yr Blt : 2006 / APN : 303-08-1310

417 W CALLE MONTERO Distance 0.16 Miles

Owner Name : Barenchi Darin

Sale Date : 09/00/2004

Subdivision : Sonora/rho Sahuarita Ph I

Recording Date : 11/30/2004

Total Value : $129,579 Sale Price  : $171,875

Bed / Bath : / 3 Property Tax : $1,769.64

Land Use : Sfr Lot Acres : 0.11

Stories : 1 Living Area : 1,189 Yr Blt / Eff Yr Blt : 2004 / APN : 303-08-1900

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

494 W CALLE MONTERO Distance 0.16 Miles

Owner Name : Varbero Donna Subdivision : Sonora/rho Sahuarita Ph I Sale Date : 08/29/2022

Recording Date : 09/14/2022

Total Value : $146,881 Sale Price  : $295,000

Bed / Bath : / 3 Property Tax : $1,253.39

Land Use : Sfr Lot Acres : 0.14

Stories : 1 Living Area : 1,490

Yr Blt / Eff Yr Blt : 2004 / APN : 303-08-1600

431 W CALLE PASO SUAVE Distance 0.18 Miles

Owner Name : Stock Garrin D

Sale Date : 03/14/2017

Subdivision : Presidios/rho Sahuarita

Recording Date : 03/17/2017

Total Value : $169,892 Sale Price  : $175,000

Bed / Bath : / 2 Property Tax : $2,060.74

Land Use : Sfr Lot Acres : 0.11

Stories : 1 Living Area : 1,760

Yr Blt / Eff Yr Blt : 2007 / APN : 303-77-3230

361 W CALLE PASO SUAVE Distance 0.18 Miles

Owner Name : Maupin Cory Subdivision : Presidios/rho Sahuarita

Sale Date : 12/00/2020

Recording Date : 01/08/2021

Total Value : $210,910 Sale Price  : $294,000

Bed / Bath : / 3 Property Tax : $2,597.57

Land Use : Sfr Lot Acres : 0.13

Stories : 2 Living Area : 2,473

Yr Blt / Eff Yr Blt : 2007 / APN : 303-77-0260

455 W CALLE PASO SUAVE Distance 0.18 Miles

Owner Name : Lamb Gregory Alan Subdivision : Presidios/rho Sahuarita

Sale Date : 06/25/2021

Total Value : $142,827

Recording Date : 06/30/2021

Sale Price  : $275,000

Bed / Bath : / 2 Property Tax : $1,971.65

Land Use : Sfr Lot Acres : 0.11

Stories : 1 Living Area : 1,361

Yr Blt / Eff Yr Blt : 2007 / APN : 303-77-3210

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/02/2022

CoreLogic.

345 W CALLE PASO SUAVE Distance 0.18 Miles

Owner Name : Cortez Elado R

Sale Date : 04/23/2008

Subdivision : Presidios/sahuarita Rho

Recording Date : 04/30/2008

Total Value : $212,695 Sale Price  : $246,000

Bed / Bath : / 3 Property Tax : $2,630.28

Land Use : Sfr Lot Acres : 0.13

Stories : 2 Living Area : 2,473

Yr Blt / Eff Yr Blt : 2008 / APN : 303-77-0250

331 W CALLE PASO SUAVE Distance 0.19 Miles

Owner Name : Hernandez Nathan

Sale Date : 10/03/2018

Subdivision : Presidios/rho Sahuarita

Recording Date : 11/16/2018

Total Value : $210,910 Sale Price  : $237,000

Bed / Bath : / 3 Property Tax : $2,597.57

Land Use : Sfr Lot Acres : 0.13

Stories : 2 Living Area : 2,473

Yr Blt / Eff Yr Blt : 2007 / APN : 303-77-0240

491 W CALLE PASO SUAVE Distance 0.19 Miles

Owner Name : Romero Leticia F

Subdivision : Presidios/rho Sahuarita Sale Date : 10/01/2019

Recording Date : 10/04/2019

Total Value : $157,458 Sale Price  : $193,000

Bed / Bath : / 2 Property Tax : $1,929.12

Land Use : Sfr Lot Acres : 0.11

Stories : 1 Living Area : 1,540

Yr Blt / Eff Yr Blt : 2009 / APN : 303-77-3180

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

No demographics data for selected property.

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/02/2022

+ FIRST AMERICAN TITLE, FC0, JSTI PIMA, AZ 11/02/2022  02:44PM  R9C8

SEARCH PARAMETERS

PARCEL:  303-08-3260 PARCEL: 303-08-3260

INSTRUMENT REC DATE

OWNER: SOUDER OTTO E & GAIE E  AFFIDAVIT    2019 2000134 07/19/2019  SITUS: 383 W CALLE MONCAYO SAH  MAIL: 383 W CALLE MONCAYO  SAHUARITA AZ 85629

PLAT: LOT 00320 BLOCK LEGAL: SONORA AT RANCHO SAHUARITA PHASE 2 LOT 320

CURRENT TAXES INFORMATION THROUGH 10/21/2022

LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY  14,707  0  0  9.1380  3002 SECONDARY  50  15,225  0  4.6028

2022 TOTAL TAX BILLED 1,768.85

2022  TAX AMT TAX DUE INTEREST DATE PAID

TOTAL DUE

FIRST HALF  884.43  884.43  11.79  896.22  SECOND HALF  884.42  884.42  0.00  884.42

TOTAL CURRENT TAXES DUE 11/22 1,780.64 12/22 1,792.43 (ESTIMATED)

IMPROVEMENTS

RESIDENTIAL

FULL CASH VALUE  152,748 YEAR BUILT

LAND USE  01 33

LOT SIZE  1 STDLT

SCHOOL DISTRICT  3002

LAND FULL CASH VALUE

IMPR FULL CASH VALUE

SELLER NAME VALIDITY

EGGER KATHRYN L & BUCHHOLZ

LANGE WILLIAM R & DONNA JO

LAWYERS TITLE TRUSTEE

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

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Reference

Dish Network 1.800.823.4929 www.dishnetwork.com CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Salt

Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TILA-RESPA Integrated Disclosures

TRID

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

THE LENDER

Closing Costs: Who Pays What

CONV

BUYER BUYER BUYER BUYER

SELLER

BUYER BUYER BUYER BUYER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

BUYER BUYER BUYER

PRORATE PRORATE PRORATE

BUYER BUYER BUYER

PRORATE PRORATE PRORATE

BUYER BUYER BUYER

SELLER SELLER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER

SELLER BUYER

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association

12 Unrecorded easements

13 Building permit violations*

14 Restrictive covenant violations

15 Post-policy forgery

16 Post-policy encroachment

17 Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access

19 Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

21 Post-policy prescriptive easement

22 Covenant violation resulting in your title reverting to a previous owner

23 Violation of building setback regulations

24 Discriminatory covenants

Other benefits:

25 Pays rent for substitute land or facilities

26 Rights under unrecorded leases

27 Plain language statements of policy coverage and restrictions

28 Compliance with Subdivision Map Act

29 Coverage for boundary wall or fence encroachment*

30 Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

ALTA Standard or CLTA

Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Notes

Notes

SKINGSRANCH

Central Arizona

1 SUN CITY WES T 623.299.3644 13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 GOODYEAR 623.936.8001 1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 ARROWHEAD 623.487.0404

16165 N. 83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS 623.537.1608 20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 602.954.3644 3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609 7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS 480.948.6488 14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM 480.551.0480 6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING 480.563.9034 18291 N. Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 AHWATUKEE 480.753.4424 4435 E. Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

13 CHANDLER PORTICO 480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614 1528 E. Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738 1630 S. Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 RED MOUNTAIN 480.534.3599 1135 N. Recker Rd , #103 Mesa, AZ 85205 SE corner of Recker & Brown

17 GOLD CANYON 480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.