3715 W Koshare Ln, Tucson, AZ 85742

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Subject Property :   3715 W Koshare Ln Tucson AZ 85742

Owner Information

Owner Name : Garcia Galo Roberto / Garcia Diana Mailing Address : 3715 W Koshare Ln, Tucson AZ 85742-9215 R102

Vesting Codes : / / Community Property

Owner Occupied Indicator : O

Location Information

Legal Description : Park Lane Lot 20

County : Pima, Az

Census Tract / Block : 46.31 / 2

Township-Range- Sect : 12S-13E-20

Legal Book/Page : 41-49

Legal Lot : 20

Market Area : 11

Owner Transfer Information

Recording/Sale Date : 10/21/2016 / 10/10/2016

APN : 225-03-3360

Subdivision : Park Lane

Map Reference : 20-12S-13E

School District : Marana

Munic/Township : Marana

Deed Type : Warranty Deed Document # : 2950261

Last Market Sale Information

Recording/Sale Date : 10/18/2016 / 10/10/2016

Sale Price : $176,000

Document # : 2920489

1st Mtg Amount/Type : $172,812 / Fha

1st Mtg Document # : 2920491

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $110.69

Title Company : Catalina Title

Lender : Supreme Lndg

Seller Name : Hoover Lucas T & Renee M

Prior Sale Information

Prior Rec/Sale Date : 04/09/2014 / 03/05/2014

Prior Sale Price : $149,900

Prior Doc Number : 990323

Prior Deed Type : Special Warranty Deed

Prior Lender : Infinity Fndg Plc

Prior 1st Mtg Amt/Type : $153,122 / Va

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

Property Characteristics

Gross Area : 1,590 Garage Capacity : 2

Patio Type : None

Living Area : 1,590 Roof Material : Tile Air Cond : Refrigeration

Total Rooms : 7

Year Built / Eff : 1988

# of Stories : 1.5

Parking Type : Garage

Property Information

Land Use : Sfr

County Use : Single Fam Resurban Subd

Tax Information

Total Value : $179,286

Total Taxable Value : $13,489

Heat Type : Forced Air Quality : Fair

Cooling Type : Forced Air Condition : Excellent

Exterior wall : Frame Wood Bath Fixtures : 9

Zoning : CR-5

Lot Acres : 0.11

Property Tax : $1,876.74

Tax Rate Area : 0677

Lot Size : 4,698

State Use : Single Fam Resurban Subd

Current Year Total Value : $21,235

Current Year Improvement Value :

$21,185

Assessed Year : 2021 Market Value : $179,286 Current Year Land Value : $50

Tax Year : 2021 Current Assessed Year : 2023

Customer Name :

Customer Company Name : First American Prepared On : 10/21/2022

5,690

167,560 03/04/2022

362,200 188,654 05/09/2022

310,000 180,013 02/22/2022

315,000 170,264 06/30/2022

179,038

0.09

6,119

7,396

3,563 1988 0.11

5,423 1986 0.12

5,418

0.14

Bath Living Area Lot Size Year

Dist (Miles) Zoning

Sherbrooke

186,251

205,545

195,981

196,295

382,500 216,811

2,401,954 144,737

188,996 09/29/2022

300,000 149,139 02/10/2022

8,278

10,025

0.33

0.4

0.43

7,001 1998 0.55

7,436 1998 0.59

1,376 6,243 1987 0.6 CR-5

6,127 1995 0.6 CR-4

1,500 5,400 1988 0.62 CR-5

Details of Comparables

Subject Property: 3715 W Koshare Ln Tucson Az 85742

Owner Name: Garcia Galo Roberto /Garcia Diana

APN / Alternate APN: 225-03-3360 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Park Lane / Lot Size: 4,698

Year Built / Eff: 1988 / Rec. Date / Price: 10/18/2016 / $176,000 Living Area: 1,590

# of units:

Bedrooms: Pool: Total Tax Value: $179,286 Bath(F/H): /

Document #: 2920489

#1   3741 W Spinnaker Ln Tucson Az 85742

Owner Name: Leupitz Michael G Livi / APN / Alternate APN: 225-03-3530 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Park Lane / Lot Size: 3,890

Year Built / Eff: 1989 / Rec. Date / Price: 03/30/2022 / $310,000 Living Area: 1,450

Document #: 890192

# of units:

Bedrooms: Pool:

Total Tax Value: $183,903 Bath(F/H): /

#2   3710 W Spinnaker Ln Tucson Az 85742

Owner Name: Fkh Sfr Emd Lp /

APN / Alternate APN: 225-03-3610 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Park Lane / Lot Size: 3,563

Year Built / Eff: 1989 / Rec. Date / Price: 03/21/2022 / $318,000 Living Area: 1,590

Document #: 800507

# of units:

Bedrooms: Pool:

Total Tax Value: $179,921 Bath(F/H): /

#3   9360 N Beaumont Dr Tucson Az 85742

Owner Name: Landeros Joel /Duran Megan APN / Alternate APN: 225-03-3280 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Park Lane / Lot Size: 4,500

Year Built / Eff: 1989 / Rec. Date / Price: 05/25/2022 / $332,000 Living Area: 1,590 # of units: Document #: 1450719

Bedrooms: Pool:

Total Tax Value: $183,174 Bath(F/H): /

#4   9256 N Eagle Dancer Dr Tucson Az 85742

Owner Name: Sfr Investments V Borrower / APN / Alternate APN: 225-03-2160 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Kachina Meadows / Lot Size: 5,690

Year Built / Eff: 1985 / Rec. Date / Price: 05/16/2022 / $335,000 Living Area: 1,603

# of units: Document #: 1360790

Bedrooms: Pool:

Total Tax Value: $167,560 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

#5   9280 N Eagle Dancer Dr Tucson Az 85742

Owner Name: Sanders Briana /Sanders David APN / Alternate APN: 225-03-2190 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Kachina Meadows / Lot Size: 6,119

Year Built / Eff: 1985 / Rec. Date / Price: 03/04/2022 / $2,400,000 Living Area: 1,603

Document #: 630457

# of units:

Bedrooms: Pool:

Total Tax Value: $167,560 Bath(F/H): /

#6   9381 N Red Fox Ln Tucson Az 85742

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 225-03-2430 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Kachina Meadows / Lot Size: 7,396

Year Built / Eff: 1986 / Rec. Date / Price: 05/09/2022 / $362,200 Living Area: 1,428

# of units: Document #: 1290735

Bedrooms: Pool: Pool

Total Tax Value: $188,654 Bath(F/H): /

#7   3771 W Butterfly Ln Tucson Az 85742

Owner Name: Bongiovanni Gregory J /Bongiovanni Cathe APN / Alternate APN: 225-03-3800 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Park Lane / Lot Size: 3,563 Year Built / Eff: 1988 / Rec. Date / Price: 02/22/2022 / $310,000 Living Area: 1,450 # of units:

Document #: 531003

Bedrooms: Pool: Total Tax Value: $180,013 Bath(F/H): /

#8   3633 W Butterfly Ln Tucson Az 85742

Owner Name: Ksw Properties Llc / APN / Alternate APN: 225-03-2710 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Kachina Meadows / Lot Size: 5,423 Year Built / Eff: 1986 / Rec. Date / Price: 06/30/2022 / $315,000 Living Area: 1,536 # of units:

Document #: 1811047

Bedrooms: Pool: Total Tax Value: $170,264 Bath(F/H): /

#9   9324 N Eagle Dancer Dr Tucson Az 85742

Owner Name: Machado Anilda C /

APN / Alternate APN: 225-03-2250 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Kachina Meadows / Lot Size: 5,418 Year Built / Eff: 1985 / Rec. Date / Price: 03/29/2022 / $325,000 Living Area: 1,635 # of units:

Document #: 880389

Bedrooms: Pool: Total Tax Value: $179,038 Bath(F/H): /

#10   9281 N Jessy Ln Tucson Az 85742

Owner Name: Wnp Management Llc / APN / Alternate APN: 225-03-3050 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Overton Heights / Lot Size: 7,164 Year Built / Eff: 1987 / Rec. Date / Price: 05/20/2022 / $406,000 Living Area: 1,818 # of units:

Document #: 1400627

Total Tax Value: $221,524

Bedrooms: Pool: Pool

Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

#11   3519 W Tiana Ct Tucson Az 85742

Owner Name: Bronson Wade M /Bronson Brooke J APN / Alternate APN: 225-02-4790 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Linda Estates Heights Sub / Lot Size: 6,123

Year Built / Eff: 2017 /

# of units: Document #: 700223

Rec. Date / Price: 03/11/2022 / $440,000 Living Area: 1,810

Bedrooms: Pool:

Total Tax Value: $226,111 Bath(F/H): /

#12   9079 N Wagon Spoke Ct Tucson Az 85742

Owner Name: Archibald Kaetlin M / APN / Alternate APN: 225-02-6330 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Estrella Estates / Lot Size: 5,833

Year Built / Eff: 2019 / Rec. Date / Price: 09/21/2022 / $413,000 Living Area: 1,576

Document #: 2640347

# of units:

Bedrooms: Pool:

Total Tax Value: $216,141 Bath(F/H): /

#13   9385 N Quails Call Pl Tucson Az 85742

Owner Name: Pine Grove Residential Fund / APN / Alternate APN: 225-02-0780 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Overton Heights 03 / Lot Size: 7,208

Year Built / Eff: 1996 / Rec. Date / Price: 07/06/2022 / $2,491,905 Living Area: 1,536

# of units: Document #: 1870531

Bedrooms: Pool:

Total Tax Value: $186,251 Bath(F/H): /

#14   3370 W Desert Turtle Way Tucson Az 85742

Owner Name: Mc Clendon William Allen /Mc Clendon Sandra Faye APN / Alternate APN: 225-02-0900 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Overton Heights Iii / Lot Size: 8,278

Year Built / Eff: 1991 / Rec. Date / Price: 10/29/2021 / $385,000 Living Area: 1,536

# of units: Document #: 3020162

Bedrooms: Pool: Pool Total Tax Value: $205,545 Bath(F/H): /

#15   3746 W Hardydale Cir Tucson Az 85742

Owner Name: Prigan Ryan S /Prigan Cambria L APN / Alternate APN: 225-02-2250 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Hardydale / Lot Size: 10,025

Year Built / Eff: 1997 / Rec. Date / Price: 09/26/2022 / $396,000 Living Area: 1,675

# of units: Document #: 2690441

Bedrooms: Pool: Total Tax Value: $195,981 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

#16   9361 N Moon View Pl Tucson Az 85742

Owner Name: French Paul / APN / Alternate APN: 225-02-4180 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Luna Vista Estates / Lot Size: 7,001

Year Built / Eff: 1998 / Rec. Date / Price: 02/16/2022 / $365,000 Living Area: 1,571

# of units: Document #: 470724

Bedrooms: Pool: Total Tax Value: $196,295 Bath(F/H): /

#17   9240 N Moon View Pl Tucson Az 85742

Owner Name: Petersen Alexander M /Hernandez Katie N APN / Alternate APN: 225-02-3990 / Deed Type: Joint Tenancy Deed Land Use: Sfr Subdivision / Tract: Luna Vista Estates / Lot Size: 7,436

Year Built / Eff: 1998 / Rec. Date / Price: 03/29/2022 / $382,500 Living Area: 1,530

# of units: Document #: 880600

Bedrooms: Pool: Pool

Total Tax Value: $216,811 Bath(F/H): /

#18   4064 W Lake Echo Rd Tucson Az 85742

Owner Name: Armm Asset Co 1 Llc / APN / Alternate APN: 224-47-1190 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Mountain View Terrace / Lot Size: 6,243 Year Built / Eff: 1987 / Rec. Date / Price: 06/30/2022 / $2,401,954 Living Area: 1,376

# of units: Document #: 1810351

Bedrooms: Pool: Total Tax Value: $144,737 Bath(F/H): /

#19   8872 N Bottlebush Ln Tucson Az 85742

Owner Name: Masada Gayle /Winter James APN / Alternate APN: 225-02-1960 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Saguaro Vista / Lot Size: 6,127 Year Built / Eff: 1995 / Rec. Date / Price: 09/29/2022 / $330,000 Living Area: 1,681

# of units: Document #: 2720160

Bedrooms: Pool: Total Tax Value: $188,996 Bath(F/H): /

#20   9661 N Sherbrooke St Tucson Az 85742

Owner Name: Oreilly Kyle /Kay Amanda J APN / Alternate APN: 224-47-1150 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Mountain View Terrace / Lot Size: 5,400 Year Built / Eff: 1988 / Rec. Date / Price: 02/10/2022 / $300,000 Living Area: 1,500

# of units: Document #: 410384

Bedrooms: Pool: Total Tax Value: $149,139 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

Name :

Company Name :

Stiffler

American

On : 10/21/2022

Arizona Schools

For detailed information and statistics on Arizona schools please go to

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NKINNEYRD

SSanJoaquinRd

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Road424

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520.625.3502

E. Ginter Road, Tucson, AZ 85706 520.545.2000

N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

E. 10th Street, Tucson, AZ 85717 520.225.6000

E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools :

Elementary Schools

Ironwood Elementary School

3300 W Freer Dr Tucson AZ 85742

Telephone : (520) 579-5150

Lowest Grade : Pre-K

Distance 0.5 Miles

School District : Marana Unified District (4404)

Highest Grade : 6th

Kindergarten : Yes School Enrollment :

Enrollment : 399

Legacy Traditional School - Northwest Tucson

3500 W Cortaro Farms Rd Tucson AZ 85742

Telephone : (520) 505-3640

Lowest Grade : K

Total Expenditure/Student : 269

Distance 1.05 Miles

School District : Legacy Traditional SchoolNorthwest Tucson (91137)

Highest Grade : 8th

Kindergarten : Yes School Enrollment :

Enrollment : 1192

Quail Run Elementary School

4600 W Cortaro Farms Rd Tucson AZ 85742

Telephone : (520) 579-4700

Total Expenditure/Student :

Distance 1.5 Miles

School District : Marana Unified District (4404)

Lowest Grade : Pre-K Highest Grade : 6th

Kindergarten : Yes School Enrollment : Enrollment : 591

Total Expenditure/Student : 269

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

Degrazia Elementary School

Distance 1.65 Miles 5051 W Overton Rd Tucson AZ 85742

Telephone : (520) 579-4800

Lowest Grade : Pre-K

School District : Marana Unified District (4404)

Highest Grade : 6th

Kindergarten : Yes School Enrollment : Enrollment : 424

Total Expenditure/Student : 269

Middle Schools

Distance 0.94 Miles 4101 W Hardy Rd Tucson AZ 85742

Tortolita Middle School

Telephone : (520) 579-4600

Lowest Grade : 7th

School District : Marana Unified District (4404)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 665

Total Expenditure/Student : 269

Distance 3.99 Miles 1000 W Chapala Dr Tucson AZ 85704

Lawrence W Cross Middle School

Telephone : (520) 696-5920

Lowest Grade : 6th

School District : Amphitheater Unified District (4406)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 793

Total Expenditure/Student : 132

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

High Schools

Mountain View High School

3901 W Linda Vista Blvd Tucson AZ 85742

Telephone : (520) 579-4400

Distance 0.33 Miles

School District : Marana Unified District (4404)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1790

Total Expenditure/Student : 269

Pima County Jted Nw Campus

3901 W Linda Vista Blvd Tucson AZ 85742

Telephone : (520) 206-2200

Advanced Placement : No

Distance 0.35 Miles

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 8

Total Expenditure/Student :

Pcjted - Mountain View High School

3901 W Linda Vista Blvd Tucson AZ 85742

Telephone : (520) 579-4400

Advanced Placement : No

Distance 0.35 Miles

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student :

Advanced Placement : No

Pcjted - Aztec Middle College North West Distance 2.47 Miles

7600 N Shannon Rd Bldg D103 Tucson AZ 85709

Telephone : (520) 745-4588

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student :

Advanced Placement : No

Local Business

Attractions / Recreation

Name Address

Telephone Distance (Miles)

F.i.t. Yoga L.l.c. 9101 N Thornydale Rd Tucson Az (520) 490-9476 0.37

Danzon Llc 9533 N Crestone Dr Tucson Az (520) 792-2067 0.4

Fitness Fabrications, Llc 9725 N Thornydale Rd Tucson Az (520) 230-9614 0.45

A K K A Karate Usa 9725 N Thornydale Rd # 1 Tucson Az (520) 572-0996 0.46

Banks / Financial

Name Address

Telephone Distance (Miles)

U.s. Bank National Association 9705 N Thornydale Rd Tucson Az (520) 572-7511 0.44

Wells Fargo Bank, National Association 3755 W Cortaro Farms Rd Tucson Az (520) 572-5010 1.15

Hughes Federal Credit Union Inc 7970 N Thornydale Rd Tucson Az (520) 794-8341 1.69

Paramount Residential Mortgage Group - Prmg Inc. 2292 W Magee Rd Ste 200 Tucson Az (520) 254-5749 2.56

Eating / Drinking

Name Address

Telephone Distance (Miles)

Persian Room 9290 N Thornydale Rd # 10 Tucson Az (520) 744-0600 0.09

Rjs Pizza Llc 3540 W Shalako Pl Tucson Az (520) 989-3948 0.22

Crepe'tastic Llc 3671 W Flynn Ct Tucson Az (520) 904-6958 0.22

Ambrosia Cakes Llc 9553 N Lenihan Ct Tucson Az (520) 390-9319 0.35

Health Care Services

Name Address

Telephone Distance (Miles)

Organic Muscle 9521 N Crestone Dr Tucson Az (520) 400-9218 0.38

Spicola Serviceinc C/o Do 3783 W Hardydale Cir Tucson Az (520) 579-2750 0.4

Tortolita Dental Group And Orthodontics 9725 N Thornydale Rd # 17 Tucson Az (520) 200-0177 0.45

Presidio Dental 8740 N Thornydale Rd Tucson Az (520) 744-7388 0.71

Hospitality

Name Address

Telephone Distance (Miles)

Elen Zank 9455 N Camino Del Plata Tucson Az (520) 742-3969 1.41

T N R & S Acquisition, Inc. 2727 W Club Dr Tucson Az (520) 297-2271 1.62

Sandlake Country Inn 4513 W Lord Redman Loop Tucson Az (503) 965-6745 1.67

Casas Adobes Bed & Breakf 1610 W Avocado St Tucson Az (520) 575-5571 2.77

Organizations / Associations

Name Address

Telephone Distance (Miles)

Mountain Vw Baptist Church Inc 3500 W Overton Rd Tucson Az (520) 744-9141 0.2

The Pacific Southwest District Of The Wesleyan Church 3301 W Overton Rd Tucson Az (520) 744-0555 0.42

Mountain View Seminary 3990 W Linda Vista Blvd Tucson Az (520) 744-3863 0.48

Living Hope Community Church 3300 W Freer Dr Tucson Az (520) 440-6429 0.5

Personal Services

Name Address

Telephone Distance (Miles)

A K Fitness Llc 9349 N Eagle Dancer Dr Tucson Az (520) 481-8289 0.13

Hardcore 24 Gym Llc 2871 W Camino De La Joya Tucson Az (520) 784-3099 1.13

Amped Fitness 3603 W Cortaro Farms Rd # Tucson Az (520) 744-7000 1.15

Level Up Fitness Training Llc 8320 N Johnson Dr Tucson Az (520) 270-0630 1.26

Shopping

Name Address

Telephone Distance (Miles)

Groceries To Go Llc 9429 N Elan Ln Tucson Az (520) 579-0977 0.34

Arizona Garden Nurseries Llc "" Tucson Az (520) 742-3777 0.38

Sweet River Coffee 9665 N Thornydale Rd # 11 Tucson Az (520) 579-7011 0.43

A & P Enterprises Inc 2880 W Freer Dr Tucson Az (520) 742-2241 0.99

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

3725 W KOSHARE LN

Owner Name : Nguyen David

Sale Date : 07/09/2003

Total Value : $179,286

Bed / Bath : / 3

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

3720 W KOSHARE LN

Owner Name : Nguyen David

Sale Date : 05/00/2006

Total Value : $182,802

Bed / Bath : / 3

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

Distance 0.01 Miles

Subdivision : Park Lane

Recording Date : 07/24/2003

Sale Price  : $129,500

Property Tax : $2,134.13

Lot Acres : 0.11

Living Area : 1,590

APN : 225-03-3370

Distance 0.02 Miles

Subdivision : Park Lane

Recording Date : 05/24/2006

Sale Price  : $255,000

Property Tax : $2,173.88

Lot Acres : 0.09

Living Area : 1,590

APN : 225-03-3440

3710 W KOSHARE LN Distance 0.02 Miles

Owner Name : Pacey Ian

Subdivision : Park Lane Sale Date : 06/08/2006

Recording Date : 06/19/2006

Total Value : $167,877 Sale Price  : $204,000

Bed / Bath : / 3

Property Tax : $1,957.92

Land Use : Sfr Lot Acres : 0.08

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

3735 W KOSHARE LN

Owner Name : Cota Alan

Sale Date : 04/22/2016

Total Value : $182,802

Bed / Bath : / 3

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

Living Area : 1,344

APN : 225-03-3430

Distance 0.02 Miles

Subdivision : Park Lane

Recording Date : 04/28/2016

Sale Price  : $160,000

Property Tax : $1,940.91

Lot Acres : 0.10

Living Area : 1,590

APN : 225-03-3380

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

3701 W KOSHARE LN

Owner Name : Rodriguez Antonio

Sale Date : 06/14/2000

Total Value : $182,802

Bed / Bath : / 3

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

3730 W KOSHARE LN

Owner Name : Kilian David L Jr

Sale Date : 05/28/2020

Total Value : $183,552

Bed / Bath : / 3

Distance 0.02 Miles

Subdivision : Park Lane

Recording Date : 06/16/2000

Sale Price  : $117,200

Property Tax : $1,940.91

Lot Acres : 0.14

Living Area : 1,590

APN : 225-03-3340

Distance 0.02 Miles

Subdivision : Park Lane

Recording Date : 06/19/2020

Sale Price  : $215,000

Property Tax : $1,951.05

Land Use : Sfr Lot Acres : 0.09

Stories : 1.5

Yr Blt / Eff Yr Blt : 1990 /

3740 W KOSHARE LN

Owner Name : Casey Bridget

Living Area : 1,590

APN : 225-03-3450

Distance 0.03 Miles

Subdivision : Park Lane Sale Date : 07/05/2022

Recording Date : 07/15/2022

Total Value : $156,782 Sale Price  : $304,000

Bed / Bath : / 2

Property Tax : $1,592.07

Land Use : Sfr Lot Acres : 0.09

Stories : 1

Yr Blt / Eff Yr Blt : 1988 /

3745 W KOSHARE LN

Owner Name : Seibel Kurt

Sale Date : 10/07/2016

Total Value : $156,782

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1988 /

Living Area : 1,107

APN : 225-03-3460

Distance 0.03 Miles

Subdivision : Park Lane

Recording Date : 10/12/2016

Sale Price  : $135,450

Property Tax : $1,592.07

Lot Acres : 0.10

Living Area : 1,107

APN : 225-03-3390

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

DR

Owner Name : Galayda Stephen A

Sale Date : 08/00/2004

Total Value : $183,529

Bed / Bath : / 3

Land Use : Sfr

Distance 0.03 Miles

Subdivision : Park Lane

Recording Date : 08/27/2004

Sale Price  : $163,000

Property Tax : $2,146.72

Lot Acres : 0.10

Stories : 1 Living Area : 1,450

Yr Blt / Eff Yr Blt : 1988 / APN : 225-03-3320

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 10/21/2022

Census Tract / block: 46.31 / 2     Year: 2018

Household

Population Population by Age

Count: 3,456 0 - 11

Estimate Current Year: 3,412 12 - 17

Estimate in 5 Years: 3,240 18 - 24 10.16%

Growth Last 5 Years: -2.11% 25 - 64 54.14%

Growth Last 10 Years: -162.37% 65 - 74 8.68% 75+

Household Size Household Income

Current Year: 1,411 0 - $25,000 11.27%

Average Current Year: 2.45 $25,000 - $35,000 6.87%

Estimate in 5 Years: 1,635 $35,000 - $50,000 12.12%

Growth Last 5 Years: 6.87% $50,000 - $75,000 24.31%

Growth Last 10 Years: -7.12% $75,000 - $100,000 25.58%

Male Population: 51.53% Above $100,000 19.84%

Female Population: 48.47% Average Household Income: $69,447

Married People: 57.17%

Unmarried People: 42.83%

Housing

Median Mortgage Payments

Home Values

Under $300: 4.96% Below $100,000: 2.48%

$300 - $799: 28.16% $100,000 - $150,000: 15.53%

$800 - $1,999: 60.52% $150,000 - $200,000: 50.81% Over $2,000: 6.36% $200,000 - $300,000: 23.84%

Median Home Value: $182,700 $300,000 - $500,000: 7.34%

Unit Occupied Owner: 65.7% Above $500,000: 0%

Median Mortgage: $927

Rent Payments

Year Built

Unit Occupied Renter: 34.3% 1999 - 2000

Median Gross Rent: $1,342 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 0% 1980 - 1989 37.88%

$750 - $999 4.66% 1970 - 1979 0.55%

$1000 and Over 95.34% 1900 - 1969 1.04%

Education

Enrollment

Public Pre-Primary School: 0.39% Not Enrolled in School: 73.96%

Private Pre-Primary School: 0.21% Not A High School Graduate: 2.4%

Public School: 23.54% Graduate Of High School: 21.87%

Private School: 2.5% Attended Some College: 35.17%

Public College: 9% College Graduate: 26.84%

Private College: 1.54% Graduate Degree: 13.71%

Workforce

Occupation:

Manager/Prof: 29.16% Private Worker: 75%

Technical: Government Worker: 14.48%

Sales: 32.29% Self Employed Worker: 1.59%

Administrative: Unpaid Family Worker: 6.26%

Private House Hold: Farming: 2.98%

Service: 23.31% Skilled:

Protective Services: Blue-Collar: 15.25%

Commute Time

Less Than 15 Min: 26.93%

15 min - 28 min: 47.12%

30 min - 57 min: 25.04%

Over 60 min: 0.91%

Customer Name :

Company Name : First American Prepared On : 10/21/2022

Stiffler

Company

SEARCH PARAMETERS

INSTRUMENT

RATE AREA SPECIAL DISTRICTS

INTEREST DATE PAID

TOTAL DUE

0.00  914.07  SECOND HALF  914.06  914.06  0.00  914.06

10/22 1,828.13

1,840.32 (ESTIMATED)

IMPROVEMENTS

RESIDENTIAL

LOT SIZE

SCHOOL DISTRICT

SALES

HOOVER LUCAS T/RENEE M

FEDERAL HOME LOAN MORTGAGE

VELINA VENTURES L L C

STENSRUD-CARLEY NANCY J

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

to the Title & Escrow Process in Arizona

1.877.860.6020

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing

Pays What

CASH FHA VA CONV

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

else owns

fraud, duress in the chain of

recording of

There is a lien on your title because there is:

a deed of trust

a judgement, tax, or special assessment

a charge by a homeowner’s association

is unmarketable

Forced removal of a structure because it:

extends on another property and/or easement

violates a restriction in Schedule B

violates an existing zoning law*

use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a

ordinance

by

Compare First American’s Eagle Policy® for Owners

violation resulting in your title

of building

covenants

rent for substitute land or facilities

to

language statements of

with Subdivision

for boundary wall or fence

coverage

ownership coverage leads to enhanced

coverage for a lifetime

inflation coverage with automatic increase in value up to 150% over five years

Living Trust coverage

Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

EAGLE ALTA Standard or CLTA

EAGLE ALTA Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

Your Notes:

Your Notes:

OLDWESTHWY

Central Arizona

First American Title Branch Locator

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 GOODYEAR 623.936.8001

1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 602.954.3644

3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE 480.515 4369

20860 N. Tatum Blvd , #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS 480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM 480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING 480.563.9034

18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN

480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd , #103 Mesa, AZ 85205

SE corner of Recker & Brown

17 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/

South Side Kings Ranch Rd.

For more information please contact your First American representative.