2934 S 104th Ln, Tolleson, AZ 85353

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Subject Property

2934 S 104th Ln Tolleson AZ 85353 APN: 101-31-209

Data Provided By: First American Title Ins Co

Data Provided By:

First American Title Ins Co

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Subject Property :   2934 S 104th Ln Tolleson AZ 85353

Owner Information

Owner Name : Angulo Jesse A / Tapia Lisa R

Mailing Address : 2934 S 104th Ln, Tolleson AZ 85353-7400 R003

Owner Occupied Indicator : O

Location Information

Legal Description : Lot 202 Park Forest Replat Mcr 1392-39

County : Maricopa, Az

Census Tract / Block : 822.12 / 1

Township-Range- Sect : 01N-01E-20

Legal Lot : 202

APN : 101-31-209

Last Market Sale Information

Subdivision : Park Forest Rep

School District : Littleton 65

Munic/Township : Phoenix

Neighbor Code : 29-002

Recording/Sale Date : 12/30/2020 / 12/29/2020 1st Mtg Amount/Type : $335,286 / Va Sale Price : $335,286

Document # : 1291217

1st Mtg Document # : 1291218

1st Mtg Term : 30

Deed Type : Special Warranty Deed Price Per SqFt : $120.39

Title Company : Dhi Title

Seller Name : Garrett Walker Homes Llc

Prior Sale Information

Prior Rec/Sale Date : 07/01/2020 / 07/00/2020

Prior Sale Price : $505,600

Property Characteristics

Living Area : 2,785 Heat Type : Heated

Year Built / Eff : 2020

Property Information

Land Use : Sfr

Zoning : R1-8

Cooling Type : Heated

Prior Doc Number : 585546

Prior Deed Type : Special Warranty Deed

Bath Fixtures : 9

Lot Acres : 0.12

Lot Size : 5,175

State Use : Single Fam Resurban Subd ( 4 )

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Tax Information

Total Value : $53,000 Tax Year : 2021

Land Value : $53,000

Property Tax : $130.36

Total Taxable Value : $807 Tax Rate Area : 651300

Assessed Year : 2021 Market Value : $53,000

Current Assessed Year : 2023

Current Year Total Value : $32,880

Current Year Improvement Value :

$26,310

Current Year Land Value : $6,570

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Criteria

Sale

Bldg/Living

Price

Square

Subject

$335,286 $379,000 $5,514,300 $738,885

2785 2402 3110 2866

$120.39 $122 $1,925 $258.98

Year Built 2020 2003 2020 2009

5,175 5,345 9,933 7,266

Total

Distance From Subject

Summary

#

$53,000 $54,400 $261,500 $211,900

0.08 0.67 0.41

S 2934 S 104th Ln 335,286 53,000 12/30/2020 3 2,785 5,175 2020 R1-8

1 10431 W Payson Rd 549,000 54,400 09/13/2022 3 3,021 5,345 2020 0.08 R1-8

2 10432 W Payson Rd # Q 510,000 56,300 04/29/2022 3 3,021 5,585 2020 0.11 R1-8

3 10555 W Crown King Rd 480,000 62,200 05/02/2022 4 2,649 6,325 2020 0.19 R1-8

4 10420 W Magnolia St 5,514,300 233,300 04/12/2022 4 2,865 5,525 2007 0.26 R1-8

5 10517 W Magnolia St 520,000 247,600 08/30/2022 3 3,110 7,150 2003 0.26 R1-8

6 2711 S 103rd Dr 450,000 225,700 08/24/2022 3 2,402 8,123 2009 0.26 R1-8

7 10508 W Magnolia St 480,000 245,200 02/25/2022 3 3,110 7,064 2003 0.29 R1-8

8 10324 W Hughes Dr 420,000 226,000 10/21/2021 3 2,525 5,422 2015 0.33 R1-6

9 10526 W Zak Rd 510,000 232,700 04/29/2022 3 3,110 7,418 2003 0.4 R1-8

10 2414 S 105th Dr 440,000 236,000 09/30/2021 3 3,110 8,067 2004 0.41 R1-8

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

11 10524 W Raymond St 530,000 256,100 07/11/2022 4 3,053 9,375 2015 0.46 R1-10

12 10340 W Raymond St 520,000 242,100 09/19/2022 4 2,966 6,225 2006 0.47 R1-8

13 10529 W Hilton Ave 379,000 227,000 02/03/2022 3 3,110 6,600 2003 0.48 R1-8

14 3401 S 101st Dr 514,400 230,200 04/04/2022 4 2,464 7,615 2004 0.51 R1-8

15 3806 S 104th Ln 482,000 236,000 03/25/2022 4 2,966 6,550 2006 0.52 R1-8

16 10526 W Jones Ave 515,000 252,800 02/17/2022 4 2,764 9,933 2008 0.61 R1-10

17 3908 S 106th Ln 500,000 261,500 04/27/2022 4 2,802 9,000 2008 0.62 R1-10

18 3912 S 106th Ln 499,000 231,800 04/22/2022 3 2,444 9,000 2008 0.63 R1-10

19 4008 S 104th Ln 485,000 222,300 03/09/2022 3 2,783 5,932 2006 0.65 R1-6

20 10631 W Jones Ave 480,000 258,800 11/23/2021 4 3,053 9,059 2015 0.67 R1-10

Distressed Sales =

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Details of Comparables

Subject Property: 2934 S 104th Ln Tolleson Az 85353

Owner Name: Angulo Jesse A /Tapia Lisa R

APN / Alternate APN: 101-31-209 / Deed Type: Special Warranty Deed Land Use: Sfr

Subdivision / Tract: Park Forest Rep / Lot Size: 5,175

Year Built / Eff: 2020 / Rec. Date / Price: 12/30/2020 / $335,286 Living Area: 2,785

# of units:

Document #: 1291217 Bedrooms: Pool:

Total Tax Value: $53,000 Bath(F/H): /

#1   10431 W Payson Rd Tolleson Az 85353

Owner Name: Johnson Brad / APN / Alternate APN: 101-31-172 /101-29-841

Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Park Forest Rep / Lot Size: 5,345

Year Built / Eff: 2020 / Rec. Date / Price: 09/13/2022 / $549,000 Living Area: 3,021

# of units:

Document #: 706556 Bedrooms: Pool: Pool

Total Tax Value: $54,400 Bath(F/H): /

#2   10432 W Payson Rd # Q Tolleson Az 85353

Owner Name: Athiveeraramapandi Prakash / APN / Alternate APN: 101-31-156 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Park Forest Rep / Lot Size: 5,585

Year Built / Eff: 2020 / Rec. Date / Price: 04/29/2022 / $510,000 Living Area: 3,021

# of units:

Document #: 376012 Bedrooms: Pool:

Total Tax Value: $56,300 Bath(F/H): /

#3   10555 W Crown King Rd Tolleson Az 85353

Owner Name: Sfr Acquisitions 2 Llc / APN / Alternate APN: 101-31-089 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Park Forest Rep / Lot Size: 6,325

Year Built / Eff: 2020 / Rec. Date / Price: 05/02/2022 / $480,000 Living Area: 2,649

# of units:

Document #: 384251 Bedrooms: Pool:

Total Tax Value: $62,200 Bath(F/H): /

#4   10420 W Magnolia St Tolleson Az 85353

Owner Name: Property Opendoor I Trust / APN / Alternate APN: 101-20-846 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Country Place Ph 4 Parcels 11 12 Amd / Lot Size: 5,525

Rec. Date / Price: 04/12/2022 / $5,514,300 Living Area: 2,865

Year Built / Eff: 2007 /

# of units:

Document #: 322648 Bedrooms: Pool:

Total Tax Value: $233,300 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

#5   10517 W Magnolia St Tolleson Az 85353

Owner Name: Luna Cynthia M /Luna Steven C

APN / Alternate APN: 101-15-325 / Deed Type: Joint Tenancy Deed Land Use: Sfr

Subdivision / Tract: Estrella Park / Lot Size: 7,150

Rec. Date / Price: 08/30/2022 / $520,000 Living Area: 3,110

Document #: 678099

Year Built / Eff: 2003 /

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $247,600 Bath(F/H): /

#6   2711 S 103rd Dr Tolleson Az 85353

Owner Name: Chacon Jose P /

APN / Alternate APN: 101-20-913 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Country Place Ph 4 Parcels 11 12 Amd / Lot Size: 8,123

Rec. Date / Price: 08/24/2022 / $450,000 Living Area: 2,402

Year Built / Eff: 2009 /

# of units:

Document #: 665696 Bedrooms: Pool:

Total Tax Value: $225,700 Bath(F/H): /

#7   10508 W Magnolia St Tolleson Az 85353

Owner Name: Thomas Kendall R /

APN / Alternate APN: 101-15-330 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Estrella Park / Lot Size: 7,064 Year Built / Eff: 2003 /

Rec. Date / Price: 02/25/2022 / $480,000 Living Area: 3,110

# of units:

Document #: 177683 Bedrooms: Pool: Pool

Total Tax Value: $245,200 Bath(F/H): /

#8   10324 W Hughes Dr Tolleson Az 85353

Owner Name: Kerness Jared P /

APN / Alternate APN: 101-20-811 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Country Place Ph 4 Parcels 11 12 Amd / Lot Size: 5,422 Year Built / Eff: 2015 /

Rec. Date / Price: 10/21/2021 / $420,000 Living Area: 2,525

# of units:

Document #: 1133875 Bedrooms: Pool:

Total Tax Value: $226,000 Bath(F/H): /

#9   10526 W Zak Rd Tolleson Az 85353

Owner Name: Hames Kelly L /Hames Erik W

APN / Alternate APN: 101-15-372 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Estrella Park / Lot Size: 7,418 Year Built / Eff: 2003 /

Rec. Date / Price: 04/29/2022 / $510,000 Living Area: 3,110

# of units:

Document #: 378412 Bedrooms: Pool:

Total Tax Value: $232,700 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

#10   2414 S 105th Dr Tolleson Az 85353

Owner Name: Carrillo Mario Lopez / APN / Alternate APN: 101-15-366 / Deed Type: Warranty Deed

Subdivision / Tract: Estrella Park / Lot Size: 8,067

Rec. Date / Price: 09/30/2021 / $440,000 Living Area: 3,110

Land Use: Sfr

Year Built / Eff: 2004 /

# of units:

Document #: 1060045 Bedrooms: Pool:

Total Tax Value: $236,000 Bath(F/H): /

#11   10524 W Raymond St Tolleson Az 85353

Owner Name: Steve Smith Family Ents Inc / APN / Alternate APN: 101-25-744 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 2015 / Rec. Date / Price: 07/11/2022 / $530,000 Living Area: 3,053

Subdivision / Tract: Lions Gate / Lot Size: 9,375

# of units:

Document #: 562678 Bedrooms: Pool:

Total Tax Value: $256,100 Bath(F/H): /

#12   10340 W Raymond St Tolleson Az 85353

Owner Name: Calderon Jordan /Vargas Miriam A

APN / Alternate APN: 101-28-124 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Sunset Farms Unit 1 / Lot Size: 6,225 Year Built / Eff: 2006 /

Rec. Date / Price: 09/19/2022 / $520,000 Living Area: 2,966

# of units:

Document #: 718557 Bedrooms: Pool: Pool

Total Tax Value: $242,100 Bath(F/H): /

#13   10529 W Hilton Ave Tolleson Az 85353

Owner Name: Thomas Tashawna L / APN / Alternate APN: 101-15-403 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Estrella Park / Lot Size: 6,600

Rec. Date / Price: 02/03/2022 / $379,000 Living Area: 3,110

Document #: 106138

Year Built / Eff: 2003 /

# of units:

Bedrooms: Pool:

Total Tax Value: $227,000 Bath(F/H): /

#14   3401 S 101st Dr Tolleson Az 85353

Owner Name: Opendoor Property Trust I / APN / Alternate APN: 101-25-116 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Country Place Parcels

4 5 & 6 / Lot Size: 7,615

Rec. Date / Price: 04/04/2022 / $514,400 Living Area: 2,464

Document #: 299399

Year Built / Eff: 2004 /

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $230,200 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

#15   3806 S 104th Ln Tolleson Az 85353

Owner Name: South Valley 4 Rental Llc /

APN / Alternate APN: 101-28-145 / Deed Type: Warranty Deed

Subdivision / Tract: Sunset Farms Unit 1 / Lot Size: 6,550

Rec. Date / Price: 03/25/2022 / $482,000 Living Area: 2,966

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Document #: 270649 Bedrooms: Pool:

Total Tax Value: $236,000 Bath(F/H): /

#16   10526 W Jones Ave Tolleson Az 85353

Owner Name: Salgado Jorge A E /Olivas Liliana G

APN / Alternate APN: 101-25-813 / Deed Type: Warranty Deed

Subdivision / Tract: Lions Gate / Lot Size: 9,933

Rec. Date / Price: 02/17/2022 / $515,000 Living Area: 2,764

Land Use: Sfr

Year Built / Eff: 2008 /

# of units:

Document #: 149443 Bedrooms: Pool:

Total Tax Value: $252,800 Bath(F/H): /

#17   3908 S 106th Ln Tolleson Az 85353

Owner Name: Byun Hvung S /Byun Ann

APN / Alternate APN: 101-25-832 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Lions Gate / Lot Size: 9,000 Year Built / Eff: 2008 /

Rec. Date / Price: 04/27/2022 / $500,000 Living Area: 2,802

# of units:

Document #: 366962 Bedrooms: Pool: Pool

Total Tax Value: $261,500 Bath(F/H): /

#18   3912 S 106th Ln Tolleson Az 85353

Owner Name: Paulino Micah J /Paulino Sherry

APN / Alternate APN: 101-25-831 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Lions Gate / Lot Size: 9,000

Rec. Date / Price: 04/22/2022 / $499,000 Living Area: 2,444

Year Built / Eff: 2008 /

# of units:

Document #: 355198 Bedrooms: Pool:

Total Tax Value: $231,800 Bath(F/H): /

#19   4008 S 104th Ln Tolleson Az 85353

Owner Name: Sfr Acquisitions 2 Llc /

APN / Alternate APN: 101-28-281 / Deed Type: Warranty Deed

Subdivision / Tract: Sunset Farms Unit 1 / Lot Size: 5,932

Rec. Date / Price: 03/09/2022 / $485,000 Living Area: 2,783

Land Use: Sfr

Year Built / Eff: 2006 /

# of units:

Document #: 214428 Bedrooms: Pool:

Total Tax Value: $222,300 Bath(F/H): /

#20   10631 W Jones Ave Tolleson Az 85353

Owner Name: Murillo Christopher J /Haytasingh Reina T

APN / Alternate APN: 101-25-807 / Deed Type: Warranty Deed Land Use: Sfr

Subdivision / Tract: Lions Gate / Lot Size: 9,059

Rec. Date / Price: 11/23/2021 / $480,000 Living Area: 3,053

Year Built / Eff: 2015 /

# of units:

Document #: 1253210 Bedrooms: Pool:

Total Tax Value: $258,800 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

and statistics on

schools please go

Public Schools :

Elementary Schools

Country Place Elementary Distance 0.37 Miles

10207 W Country Place Blvd Tolleson AZ 85353

Telephone : (623) 478-6100

Lowest Grade : K

School District : Littleton Elementary District (4278)

Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 959 Total Expenditure/Student : 233

Fine Arts Academy Distance 0.78 Miles

1700 S 103rd Ave Tolleson AZ 85353

Telephone : (623) 478-6400

School District : Littleton Elementary District (4278)

Lowest Grade : K Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 792

Total Expenditure/Student : 233

Quentin Elementary School Distance 0.86 Miles

11050 W Whyman Ave Avondale AZ 85323

Telephone : (623) 478-6000

Lowest Grade : K

School District : Littleton Elementary District (4278)

Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 885

Total Expenditure/Student : 233

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Underdown Learning Center

1600 S 107th Ave Avondale AZ 85323

Telephone : (623) 478-5600

Lowest Grade : Pre-K

Distance 0.92 Miles

School District : Littleton Elementary District (4278)

Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 0

Total Expenditure/Student : 233

Middle Schools

Hurley Ranch Elementary Distance 1.94 Miles

8950 W Illini Rd Tolleson AZ 85353

Telephone : (623) 478-5100

School District : Union Elementary District (4277)

Lowest Grade : 3rd Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 769

Total Expenditure/Student : 68

Imagine Avondale Middle Distance 3.48 Miles

950 North Eliseo C. Felix Jr. Avondale AZ 85323

Telephone : (623) 344-1730

Lowest Grade : 6th

School District : Imagine Avondale Middle Inc. (90162)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 244

Total Expenditure/Student :

Santa Maria Middle School Distance 3.99 Miles

7250 W Lower Buckeye Rd Phoenix AZ 85043

Telephone : (623) 707-1100

Lowest Grade : 6th

School District : Fowler Elementary District (4273)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 697

Total Expenditure/Student :

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Avondale Middle School

1406 N Central Ave Avondale AZ 85323

Telephone : (623) 772-4500

Lowest Grade : 6th

Distance 4.28 Miles

School District : Avondale Elementary District (4272)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 418

Total Expenditure/Student : 176

High Schools

West-mec - La Joya High School

11650 W Whyman Ave Avondale AZ 85323

Telephone : (623) 478-4400

Distance 1.48 Miles

School District : West-mec - Western Maricopa Education Center (80923)

Highest Grade : 12th School Enrollment : Enrollment : 0

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

La Joya Community High School

11650 W Whyman Ave Avondale AZ 85323

Telephone : (623) 478-4400

Lowest Grade : 9th

Distance 1.48 Miles

School District : Tolleson Union High School District (4288)

Highest Grade : 12th

School Enrollment : Enrollment : 2205

Total Expenditure/Student : 120 Advanced Placement : No

Tolleson Virtual High School

9801 W Van Buren St Tolleson AZ 85353

Telephone : (623) 478-4022

Distance 2.32 Miles

School District : Tolleson Union High School District (4288)

Highest Grade : 12th School Enrollment : Enrollment : 0

Lowest Grade : 9th

Total Expenditure/Student : 120 Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Tolleson Union High School

9419 W Van Buren St Tolleson AZ 85353

Telephone : (623) 478-4200

Lowest Grade : 9th

Distance 2.38 Miles

School District : Tolleson Union High School District (4288)

Highest Grade : 12th

School Enrollment : Enrollment : 2222

Total Expenditure/Student : 120

Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

CoreLogic.

Local Business

Attractions / Recreation

Name Address

Telephone Distance (Miles)

Personal Choice Outfitters International 10408 W Miami St Tolleson Az (623) 512-3791 0.16

Azloboz Booster Club, Inc. 11010 W Elm Ln Avondale Az (602) 748-0012 0.71

Let Ur Vision Be My Mission 9932 W Southgate Ave Tolleson Az (602) 435-2720 0.97

Double D Entertainment Llc 9708 W Riverside Ave Tolleson Az (602) 741-0909 0.99

Banks / Financial

Name Address Telephone Distance (Miles)

Jpmorgan Chase Bank, National Association 2715 S 99th Ave Tolleson Az (623) 936-0252 0.76

Bank Of The West 9502 W Van Buren St Tolleson Az (623) 255-3320 2.44

Bank Of America, National Association 2640 S 83rd Ave Phoenix Az (623) 936-2600 2.67

M & F Mortgage Llc 7936 W Preston Ln Phoenix Az (602) 283-4463 3.11

Eating / Drinking

Hungry Howies

Name Address

Telephone Distance (Miles)

10740 W Lower Buckeye Rd Avondale Az (623) 907-0200 0.38

Mariscos 7 Mares 10740 W Lower Buckeye Rd Avondale Az (623) 936-6005 0.38

Sonic Drive-in 10750 W Lower Buckeye Rd Avondale Az (623) 388-5886 0.39

Ozzy's Hot Dogs Llc 2619 S 101st Ln Tolleson Az (562) 522-8557 0.44

Health Care Services

Name Address

Telephone Distance (Miles)

Irene's Care Home 10433 W Magnolia St Tolleson Az (480) 812-5540 0.24

Tooth Castle 10740 W Lwr Bckeye Rd # 1 Avondale Az (623) 223-1473 0.38

The Irie Place Llc 10142 W Watkins St Tolleson Az (773) 627-1792 0.53

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Al-razzaq Medical Staffing Agency, Llc

Hospitality

10125 W Illini St Tolleson Az (623) 478-9360 0.63

Name Address

Telephone Distance (Miles)

Ruepal Enterprises Llc 10605 W Hughes Dr Tolleson Az (928) 635-4041 0.37

Westside Hospitality Group, L.l.c. 11410 W Hotel Way Avondale Az (480) 854-1414 2.66

Escapes Unlimited, Inc. 2632 S 83rd Ave Ste 110 Phoenix Az (602) 466-2444 2.68

Homewood Suites Resupply 11450 W Hilton Way Avondale Az (623) 882-3315 2.9

Organizations / Associations

Name Address

Telephone Distance (Miles)

Sanctuary Community Church 10739 W Mountain View Dr Avondale Az (623) 936-6793 0.52

Iglesia De Juda Monte De Sion 2214 S 106th Ave Tolleson Az (623) 388-1138 0.54

New Day Church 10335 W Odeum Ln Tolleson Az (623) 703-0474 0.64

The Church Of Jesus Christ Of Latterday Saints 87th & W Campbell Tolleson Az (623) 872-1201 1.16

Personal Services

Name Address

Telephone Distance (Miles)

La Fitness 9880 W Lower Buckeye Rd Tolleson Az (602) 734-1363 0.77

High Effects 11425 W Locust Ln Avondale Az (623) 330-5407 1.23

Atvantage Llc 2105 S 119th Dr Avondale Az (213) 373-4282 1.86

Excel In Strength, Llc 11633 W Tonto St Avondale Az (623) 418-3847 1.95

Shopping

Name Address

Telephone Distance (Miles)

Super Carniceria Los Alamos 2 10730 W Lower Buckeye Rd Avondale Az (623) 907-2200 0.38

Apodaca's Glass And Door 3816 S 102nd Ln Tolleson Az (602) 570-5741 0.62

Mckee's Legacy Enterprise, Llc 10364 W Atlantis Way Tolleson Az (602) 386-0155 0.68

Kohl's Department Stores, Inc. 3000 S 99th Ave Tolleson Az (623) 936-0248 0.7

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

10442 W CROWN KING RD Distance 0.02 Miles

Owner Name : Park Forest Homeowners Associa

Total Value : $500

Subdivision : Park Forest Rep

Lot Acres : 0.06

Land Use : Residential (nec) APN : 101-31-307

10450 W CORDES RD

Owner Name : Aguilar Jose Luis

Sale Date : 11/10/2020

Total Value : $57,100

Bed / Bath : / 3

Land Use : Sfr

Distance 0.04 Miles

Recording Date : 11/10/2020

Sale Price  : $272,646

Property Tax : $143.46

Lot Acres : 0.13

Living Area : 1,460

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-204

Subdivision  : Park Forest Rep

10437 W CORDES RD Distance 0.04 Miles

Owner Name : Gonzales Sarina Alysia

Sale Date : 10/26/2020

Total Value : $59,900

Bed / Bath : / 3

Recording Date : 10/30/2020

Sale Price  : $279,832

Property Tax : $153.12

Lot Acres : 0.14

Land Use : Sfr Living Area : 1,578

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-215

Subdivision  : Park Forest Rep

2815 S 103RD DR Distance 0.05 Miles

Owner Name : Park Forest Homeowners Associa

Total Value : $500

Subdivision : Park Forest Rep

Lot Acres : 0.08

Land Use : Open Space APN : 101-31-302

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

10433 W CORDES RD

Owner Name : Cervantes Francisco Arciga

Sale Date : 10/28/2020

Total Value : $220,000

Bed / Bath : / 3

Land Use : Sfr

Distance 0.05 Miles

Recording Date : 10/28/2020

Sale Price  : $289,461

Property Tax : $2,166.98

Lot Acres : 0.14

Living Area : 1,895

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-216

Subdivision  : Park Forest Rep

10455 W PAYSON RD

Owner Name : Solis Kevin

Sale Date : 11/22/2020

Total Value : $55,300

Bed / Bath : / 3

Distance 0.06 Miles

Recording Date : 11/24/2020

Sale Price  : $260,180

Property Tax : $138.48

Lot Acres : 0.13

Land Use : Sfr Living Area : 1,578

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-166

Subdivision  : Park Forest Rep

10451 W PAYSON RD Distance 0.06 Miles

Owner Name : Vega Amy M

Sale Date : 11/23/2020

Total Value : $55,300

Bed / Bath : / 3

Recording Date : 11/30/2020

Sale Price  : $250,530

Property Tax : $138.48

Lot Acres : 0.13

Land Use : Sfr Living Area : 1,460

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-167

Subdivision  : Park Forest Rep

3032 S 104TH LN

Owner Name : Snelling Chantilly E

Sale Date : 07/31/2020

Total Value : $233,500

Bed / Bath : / 3

Land Use : Sfr

Distance 0.06 Miles

Recording Date : 07/31/2020

Sale Price  : $322,151

Property Tax : $2,333.82

Lot Acres : 0.12

Living Area : 2,576

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-251

Subdivision  : Park Forest Rep

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

10447 W PAYSON RD

Owner Name : Rios Adriana

Sale Date : 11/23/2020

Total Value : $55,100

Bed / Bath : / 3

Distance 0.06 Miles

Recording Date : 11/23/2020

Sale Price  : $278,294

Property Tax : $136.86

Lot Acres : 0.12

Land Use : Sfr Living Area : 1,895

Yr Blt / Eff Yr Blt : 2020 / APN : 101-31-168

Subdivision  : Park Forest Rep

10432 W KINGMAN ST

Owner Name : Soriano Andrew

Sale Date : 01/28/2020

Total Value : $221,700

Bed / Bath : / 3

Distance 0.06 Miles

Recording Date : 01/30/2020

Sale Price  : $265,945

Property Tax : $2,215.84

Lot Acres : 0.15

Land Use : Sfr Living Area : 1,895

Yr Blt / Eff Yr Blt : 2019 / APN : 101-31-244

Subdivision  : Park Forest Rep

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/30/2022

No demographics data for selected property.

PARCEL:  101-31-209

PARCEL: 101-31-209 6

SEARCH PARAMETERS

INSTRUMENT REC DATE

OWNER: ANGULO JESSE A & TAPIA LISA     2020 1291217 12/30/2020

SITUS: 2934 S 104TH LN TOLLESON

MAIL: 2934 S 104TH LN  TOLLESON AZ 85353

PLAT: 1392 -   39 LOT    202

LEGAL: PARK FOREST REPLAT MCR 1392-39

CURRENT TAXES

LAND

EXEMPT RATE AREA

INFORMATION THROUGH 09/23/2022

SPECIAL DISTRICTS

PRIMARY  17,909  0  0  7.3697  651300  30002

SECONDARY  5,340  21,390  0  8.4855

2022 TOTAL TAX BILLED 2,532.68

2022  TAX AMT TAX DUE INTEREST DATE PAID

TOTAL DUE

FIRST HALF  1,266.34  1,266.34  0.00  1,266.34  SECOND HALF  1,266.34  1,266.34  0.00  1,266.34

TOTAL CURRENT TAXES DUE 09/22 2,532.68 10/22 2,532.68 (ESTIMATED)

RESIDENTIAL IMPROVEMENTS

BLDG SQFT  2,785

COOLING

REFRIGERATION YEAR BUILT  2020 EXTERIOR WALLS  OTHER

NUMBER OF STORIES ROOF  OTHER NUMBER OF ROOMS CONSTRUCTION CLASS  R4

NUMBER OF BATH FIXTURES

PHYSICAL CONDITION  OTHER PATIO (TYPE AND NUMBER)  COVERED 1 LAND USE  01 41

GARAGE (TYPE AND NUMBER)  GARAGE 2 LOT SIZE  5,175 SQ FT POOL SQ FT SCHOOL DISTRICT  651300

LAND FULL CASH VALUE  53,400 IMPR FULL CASH VALUE 213,900

Your Escrow Number

Your New Address

City/State/Zip

Real Estate Agent

First

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

Direct TV 1.888.777.2454 www.directv.com

Dish Network 1.800.823.4929 www.dishnetwork.com

CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What

CASH FHA VA CONV

1. Downpayment BUYER BUYER BUYER BUYER

2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER

3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER

4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER

5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER

6. Discount Points (negotiable) BUYER BUYER BUYER

7. Credit Report BUYER BUYER BUYER

8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER

9. Existing Loan Payoff SELLER SELLER SELLER SELLER

10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER

11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER

12. Next Month’s PITI Payment BUYER BUYER BUYER

13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER

14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE

15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER

16. Assessments payoff or proration (sewer, paving, etc.) SELLER

Taxes PRORATE PRORATE PRORATE PRORATE

Tax Impounds BUYER BUYER BUYER

Tax Service Contract SELLER SELLER BUYER

Fire/Hazard Insurance BUYER BUYER BUYER BUYER

Flood Insurance BUYER BUYER BUYER

Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

PRORATE PRORATE PRORATE PRORATE

BUYER BUYER BUYER BUYER

BUYER

SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

SPLIT SPLIT SELLER SPLIT

SPLIT SPLIT SPLIT SPLIT

SELLER SELLER SELLER SPLIT

SPLIT SPLIT SELLER SPLIT

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association

12 Unrecorded easements

13 Building permit violations*

14 Restrictive covenant violations

15 Post-policy forgery

16 Post-policy encroachment

17 Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access

19 Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

21

22

23

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

24 Discriminatory covenants

Other benefits:

25 Pays rent for substitute land or facilities

26 Rights under unrecorded leases

27

28

29

30

Plain language statements of policy coverage and restrictions

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

EAGLE ALTA Standard or CLTA

EAGLE ALTA Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

Your Notes:

Your Notes:

First American Title Branch Locator

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119

Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR

623.936.8001

1626 N. Litchfield Rd. Ste. #170

Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100

Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2

Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE

602.954.3644

3200 E Camelback Rd., #123

Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE

480.515 4369

20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254

W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING

480.563.9034

18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd , #103 Mesa, AZ 85205

SE corner of Recker & Brown

17 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118

E of 60/

South Side Kings Ranch Rd.

For more information please contact your First American representative. www.firstam.com

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First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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