2251 Bald Eagle Pt, Lakeside, AZ 85929

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• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

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• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

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IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

Subject Property 2251 Bald Eagle Pt APN:AZLakeside85929212-16-125

First

Data Provided By: American Title Ins Co

Disclaimer

This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

First

Data Provided By: American Title Ins Co

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Gross Area : 3,270

Legal Description : The Shores At Rainbow Lake:lot 125

State Use : Single Fam Resurban Subd ( D )

Vesting Codes : / / Trustee

Cooling Type : Heat Pump

Heat Type : Heat Pump Quality : Good

APN : 212-16-125

Legal Lot : 125

Parking Type : GarageDetached

Patio Type : Wood Deck

Document # : 14388

Year Built / Eff : 2001

Subdivision : Shores At Rainbow Lake

Garage Area : 736

# of Stories : 2

Deed Type : Joint Tenancy Deed

Owner Name : Raper Virginia M (te)

Property Information

Sale Price : $125,000

Air Cond : Central

Land Use : Sfr

Owner Information

Construction : Steel/wood

Lot Size : 24,394

Last Market Sale Information

Customer Name : Jeremiah Stiffler

Recording/Sale Date : 07/28/2022 / 07/18/2022

Exterior wall : Wood Siding

Document # : 877-635

Customer Company Name : First American Prepared On : 09/20/2022 CoreLogic.

Property Characteristics

Owner Transfer Information

Above Grade : 3270 Roof Material : ShingleComposition

Mailing Address : Po Box 2138, Lakeside AZ 85929-2138 B020

Lot Acres : 0.56

Living Area : 3,270

County : Navajo, Az

Price Per SqFt : $38.23

Deed Type : Affidavit

Location Information

Recording/Sale Date : 06/08/1987 / 06/08/1987

Subject Property : 2251 Bald Eagle Pt Lakeside AZ 85929

Census Tract / Block : 9613.00 / 4

Improve % : 80%

Tax Year : 2021

Total Value : $548,602

Name : First

Total TaxableValue : $48,820

Current AssessedYear : 2023

Tax Rate Area : 3262

Market Value : $548,602

Property Tax : $5,432.82

Current ImprovementYearValue : $61,936

ImprovementValue : $439,500

: Jeremiah Stiffler

Land Value : $109,102

Tax Information

Current YearValue :Land $15,188

Assessed Year : 2021

Customer Name

Customer Company American On

Current YearValue :Total $77,124

Prepared

5 169 ViewMountainDr 865,000 453,130 11/29/2021 2,828 460,429 2003 0.88 On 09/20/2022

Bldg/Living Area 3270 2782 3700 3199

Summary

4 297 Fox Ln 862,000 478,949 07/08/2022 3,700 42,253 2000 0.56

StoriesBathroomsBedrooms

Year Built 2001 1994 2014 2002

2 1 2 2

1 2287 Bald Eagle Pt 1,075,000 418,617 08/03/2022 3,309 12,632 2014 0.18

2 2352 Lakeshore Cir 1,756,000 495,003 06/03/2022 3,377 19,166 1994 0.25

3 2323 Lakeshore Cir 1,400,000 414,738 05/10/2022 2,782 20,909 1998 0.29

Total Assessed $548,602 $414,738 $495,003 $452,087

Distressed Sales = Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared

Sale Price $125,000 $862,000 $1,756,000 $1,191,600

Criteria Subject Property Low High Average

Distance 0 0.18 0.88 0.43

:

Price Per Square Foot $38.23 $233 $520 $377.39

Sales Analysis

Lot Size 24,394 12,632 460,429 111,078

From Subject

of Comparables # Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning

S 2251 Bald Eagle Pt 125,000 548,602 06/08/1987 3,270 24,394 2001

Value

Owner Name: Raper Virginia M (te) / APN / Alternate APN: 212-16-125 / Deed Type: Joint Tenancy Deed Land Use: Sfr Subdivision / Tract: Shores At Rainbow Lake / Lot Size: 24,394 Year Built / Eff: 2001 /

Year Built / Eff: 2014 / Rec. Date / Price: 08/03/2022 / $1,075,000 Living Area: 3,309

Owner Name: Mandel D & M Living Trust / APN / Alternate APN: 212-16-115 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Shores At Rainbow Lake / Lot Size: 12,632

#3 2323 Lakeshore Cir Lakeside Az 85929

Year Built / Eff: 2000 / Rec. Date / Price: 07/08/2022 / $862,000 Living Area: 3,700

Total Tax Value: $478,949 Bath(F/H): /

Details of Comparables

Document #: 13150 Bedrooms: Pool:

Rec. Date / Price: 06/08/1987 / $125,000 Living Area: 3,270

# of units: Document #: 14755

Rec. Date / Price: 06/03/2022 / $1,756,000 Living Area: 3,377

Bedrooms: Pool: Total Tax Value: $418,617 Bath(F/H): /

#1 2287 Bald Eagle Pt Lakeside Az 85929

Subject Property: 2251 Bald Eagle Pt Lakeside Az 85929

# of units: Document #: 9377 Bedrooms: Pool: Total Tax Value: $414,738 Bath(F/H): /

# of units:

APN / Alternate APN: 212-31-115L / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: / Lot Size: 42,253

Owner Name: Barrasso Anthony P /Barrasso Sarah E

Bedrooms: Pool: Total Tax Value: $548,602 Bath(F/H): /

Owner Name: 23621 Verrazanno Bay Llc / APN / Alternate APN: 212-16-051 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Shores At Rainbow Lake / Lot Size: 20,909 Year Built / Eff: 1998 / Rec. Date / Price: 05/10/2022 / $1,400,000 Living Area: 2,782

Customer Company Name : First American Prepared On : 09/20/2022 CoreLogic.

#2 2352 Lakeshore Cir Lakeside Az 85929

Owner Name: Fink Mitchell /Fink Tracy APN / Alternate APN: 212-16-053 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Shores At Rainbow Lake / Lot Size: 19,166 Year Built / Eff: 1994 /

Customer Name : Jeremiah Stiffler

# of units: Document #: 11031

#4 297 Fox Ln Lakeside Az 85929

Bedrooms: Pool: Total Tax Value: $495,003 Bath(F/H): /

# of units: Document #: 877-635

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/20/2022 2022 CoreLogic.

©

#5 169 Mountain View Dr Lakeside Az 85929

Land Use: Sfr

# of units: Document #: 26911

Year Built / Eff: 2003 / Rec. Date / Price: 11/29/2021 / $865,000 Living Area: 2,828

Bedrooms: Pool: Total Tax Value: $453,130 Bath(F/H): /

Subdivision / Tract: / Lot Size: 460,429

Owner Name: Kr Family Trust / APN / Alternate APN: 311-04-001Q / Deed Type: Warranty Deed

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

3050 Porter Mountain Road Lakeside AZ 85929

School District : Blue Ridge Unified School District No. 32 (4397)

Customer Name : Jeremiah Stiffler

Total Expenditure/Student : 147

Blue Ridge Junior High School

Blue Ridge Elementary School

Public Schools :

Distance 0.84 Miles

Telephone : (928) 368-2350

Telephone : (928) 368-6182

Distance 1.27 Miles

Middle Schools

1200 W White Mountain Blvd Lakeside AZ 85929

Lowest Grade : 7th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 319 Total Expenditure/Student : 147

Elementary Schools

Customer Company Name : First American Prepared On : 09/20/2022 CoreLogic.

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 925

School District : Blue Ridge Unified School District No. 32 (4397)

Navit - Blue Ridge High School

Blue Ridge High School Online

School District : Blue Ridge Unified School District No. 32 (4397)

Blue Ridge High School Distance 1.04 Miles

1200 W White Mountain Blvd Lakeside AZ 85929

High Schools

Total Expenditure/Student : Advanced Placement : No

Telephone : (928) 368-6126

Distance 0.94 Miles

School Enrollment : Enrollment : 654

School District : Northern VocationalArizonaInstitute Of Technolog (78786)

Customer Name

School Enrollment : Enrollment : 8

Telephone : (928) 368-6126

School Enrollment : Enrollment : 0

1200 W White Mountain Blvd Lakeside AZ 85929

: Jeremiah Stiffler

Total Expenditure/Student : 147 Advanced Placement : No

Lowest Grade : 9th Highest Grade : 12th

1200 W White Mountain Blvd Lakeside AZ 85929

Lowest Grade : 9th Highest Grade : 12th

Distance 0.94 Miles

Name : First

Customer Company American

School District : Blue Ridge Unified School District No. 32 (4397)

Telephone : (928) 368-6126

2251 W White Mtn Blvd Lakeside Az (928) 358-1972 0.56

You Are Art, L.l.c.

Restore Energy And Balance Pllc 3132 Stix Rd Lakeside Az (505) 870-7879 0.32

Name Address Telephone Distance (Miles)

Long Wongs Two Hippies

E & S Medical Billing Advisors, Llc 901 Larson Rd Lakeside Az (480) 204-5898 0.44

Eric B. Longenbaugh, Cpa, Pllc 901 Larson Rd Lakeside Az (480) 204-5898 0.44

Local

4720 Maverick Ln Ste 106 Lakeside Az (602) 505-0395 1.95

Big Apple Bagel 1501 W White Mtn Blvd Lakeside Az (928) 368-2021 0.73

White Mountain Dental Studio Ii, Llc 3005 Spring Dr Lakeside Az (928) 368-5044 0.47

AttractionsBusiness/Recreation

Eating / Drinking

Homestead Road Mobile Ranch 2333-c Homestead Rd Lakeside Az (928) 368-6878 0.78

Customer Company Name : First American Prepared On : 09/20/2022

Rainbow Pines Retreat

Guild Mortgage Company 316 W White Mountain Blvd Lakeside Az (928) 532-7270 1.47

3631 Ah Ho Pines Dr Lakeside Az (928) 368-0638 0.68

Village Grill Llc 1477 W White Mtn Blvd Lakeside Az (928) 368-2424 0.74

2077 Andelyn Ct Lakeside Az (928) 368-8420 0.92

Name Address Telephone Distance (Miles)

Health Care Services

Yellowjacket Grill Llc 1477 W White Mountain Blv Lakeside Az (928) 368-2424 0.74

Name Address Telephone Distance (Miles)

Freds Lake Fishing Co Llc 2713 Lazy River Ln Lakeside Az (928) 242-6723 0.96

Allied Cash Holdings Llc 20 W White Mountain Blvd Pinetop Az (928) 367-2285 1.85

Movement Mortgage - Bernadette Trujillo, 1413183

Banks / Financial

Chase Home Finance Inc. 116 E White Mountain Blvd Lakeside Az (928) 367-0180 1.91

Customer Name : Jeremiah Stiffler

Organizations / Associations

Unity Of White Mountains 257 N Woodland Rd Lakeside Az (928) 532-0822 0.86

The Church Of Arizona Inc 1200 W White Mtn Blvd Lakeside Az (928) 362-8910 0.9

Name Address Telephone Distance (Miles)

Crossfit Show Low, Llc 688 E Osprey Ln Pinetop Az (928) 892-2936 3.01

Mr B's Llc 3068 W White Mtn Blvd Lakeside Az (928) 368-6233 0.91

Name Address Telephone Distance (Miles)

Hospitality

The Lakeside Bell Gas And Mini Market 3557 W White Mtn Blvd Lakeside Az (928) 368-8111 1.14

Customer Company Name : First American Prepared On : 09/20/2022 CoreLogic.

Customer Name : Jeremiah Stiffler

The Calvary Chapel Of 2898 Rainbow Lake Dr Lakeside Az (928) 368-0482 0.54

Lazy Oaks Resort

J & J Health And Well Being Llc 857 E White Mountain Blvd Pinetop Az (928) 367-1133 2.72

Big Sky Military Surplus 2200 Cedar Ave Lakeside Az (480) 213-8842 0.72

Name Address Telephone Distance (Miles)

Spa Estique 1746 E White Mtn 2 Pinetop Az (928) 367-6500 3.22

Rainbow Resort, Inc. 1075 Larson Rd Lakeside Az (303) 547-0671 0.39

Name Address Telephone Distance (Miles)

Demers Glass, Inc. 1852 Commerce Dr Lakeside Az (928) 368-6001 1.1

Christian C Ackerley Pllc "" Lakeside Az (928) 368-8677 0.87

Bodyworks Health & Fitness 4800 S White Mountain Rd Show Low Az (928) 532-8700 4.34

Personal Services

1075 Larson Rd Lakeside Az (928) 368-6203 0.39

Lakeside Lodging Llc

Motel 6 1637 W White Mtn Blvd Lakeside Az (928) 368-6600 0.55

1637 W White Mtn Blvd Lakeside Az (928) 368-6600 0.55

Shopping

Sale Price : $625,000

Total Value : $561,451 Property Tax : $6,854.26

Subdivision : Shores At Rainbow Lake

Land Use : Sfr

Recording Date : 10/15/2013

Stories : 2 Living Area : 3,208

Subdivision : Shores At Rainbow Lake

Sale Date : 04/29/2016

Sale Date : 09/09/1991

Owner Name : Song Laura

Lot Acres : 0.46

2517 BALD EAGLE PT

Owner Name : Mathieson Jack

Recording Date : 06/09/2021

Owner Name : Turner Bonnie L (te)

Sale Date : 06/02/2021

Distance 0.07 Miles

Sale Price : $72,000

Total Value : $419,096

Property Tax : $4,725.02

Land Use : Sfr Lot Acres : 0.54

Sale Price : $1,100,000

Yr Blt / Eff Yr Blt : 1988 / APN : 212-16-130

Land Use : Sfr Lot Acres : 0.39

Yr Blt / Eff Yr Blt : 1988 / APN : 212-16-122

Sale Price : $885,000

Property Tax : $6,387.30

Yr Blt / Eff Yr Blt : 1989 / APN : 212-16-124

2475 BALD EAGLE PT Distance 0.06 Miles

Stories : 1 Living Area : 3,542

Total Value : $364,241

Total Value : $577,419

2529 BALD EAGLE PT

Sale Date : 10/10/2013

Distance 0.04 Miles

Yr Blt / Eff Yr Blt : 1993 / APN : 212-16-123

Land Use : Sfr Lot Acres : 0.37

Subdivision : Shores At Rainbow Lake

Property Tax : $3,416.84

Stories : 2 Living Area : 2,197

2454 BALD EAGLE PT

Stories : 1 Living Area : 2,809

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/20/2022

Owner Name : Walpole Robert W (te)

Recording Date : 09/09/1991

Recording Date : 05/27/2016

Distance 0.02 Miles

Owner Name : Hills Joseph F (te)

Sale Price : $126,600

Stories : 1 Living Area : 3,208

Sale Price : $1,300,000

Sale Price : $690,600

Total Value : $544,537

Distance 0.08 Miles

Stories : 2 Living Area : 2,380

Land Use : Sfr

Recording Date : 08/26/1999

Sale Date : 08/27/2008

Total Value : $464,649

Subdivision : Shores At Rainbow Lake

APN : 212-16-142

Subdivision : Shores At Rainbow Lake

Owner Name : Dichristofano Michael D (te)

Owner Name : Knipp Walter

Stories : 2 Living Area : 3,984

Distance 0.09 Miles

Lot Acres : 0.31

Sale Date : 02/17/2022

Yr Blt / Eff Yr Blt : 1995 / APN : 212-16-131

2453 BALD EAGLE PT

Sale Date : 08/00/1999

Property Tax : $6,110.78

Recording Date : 09/12/2018

Sale Date : 09/06/2018

Lot Acres : 0.33

2431 BALD EAGLE PT Distance 0.1 Miles

Land Use : Sfr

Lot Acres : 0.35

Yr Blt / Eff Yr Blt : 2000 / APN : 212-16-121

Land Use : Sfr

Recording Date : 10/08/2008

Land Use : Sfr

Lot Acres : 0.30

Total Value : $558,540

Property Tax : $4,442.32

2432 BALD EAGLE PT

Subdivision : Shores At Rainbow Lake

Recording Date : 03/08/2022

Owner Name : Collier Cobra (te)

2469 DRAGON FLY DR Distance 0.1 Miles

Property Tax : $5,782.34

Property Tax : $6,005.38

Sale Price : $708,000

Stories : 2 Living Area : 4,004

Yr Blt / Eff Yr Blt : 1997 /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/20/2022

Yr Blt / Eff Yr Blt : 2006 / APN : 212-16-120

Total Value : $522,769

Subdivision : Shores At Rainbow Lake

Recording Date : 11/02/1992

Property Tax : $3,476.54

©

2457 DRAGON FLY DR

Land Use : Sfr

Subdivision : Shores At Rainbow Lake

Owner Name : Peterson Cynthia A (te)

Stories : 1 Living Area : 2,287

Yr Blt / Eff Yr Blt : 1992 / APN : 212-16-141

Sale Date : 11/02/1992

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/20/2022 2022 CoreLogic.

Total Value : $349,079

Lot Acres : 0.30

Distance 0.1 Miles

Growth Last 5 Years: -27.2% 25 - 64 49.68%

Current Year: 1,262 0 - $25,000 25.99%

Estimate in 5 Years: 2,914 18 - 24 7.75%

Growth Last 5 Years: -8.72% $50,000 - $75,000 24.01%

Growth Last 10 Years: -26.63% $75,000 - $100,000 13.79%

Male Population: 48.81% Above $100,000 7.77%

Average Current Year: 2.37 $25,000 - $35,000 11.65%

Growth Last 10 Years: -200.32% 65 - 74 16.3% 75+

Female Population: 51.19% Average Household Income: $45,330

Married People: 46.49%

Unmarried People: 53.51%

Median Mortgage Payments

Under $300: 18.05% Below $100,000: 26.8% $300 - $799: 33.15% $100,000 - $150,000: 18.62% $800 - $1,999: 42.88% $150,000 - $200,000: 17.91% Over $2,000: 5.92% $200,000 - $300,000: 15.23%

Median Mortgage: $756

Customer

Housing

Unit Occupied Owner: 56.18% Above $500,000: 5.78%

Census Tract / block: 9613.00 / 4 Year: 2018

Household Population Population by Age

Count: 2,993 0 - 11

Estimate Current Year: 2,977 12 - 17

Household Size Household Income

Estimate in 5 Years: 1,429 $35,000 - $50,000 16.8%

Home Values

Median Home Value: $156,900 $300,000 - $500,000: 15.66%

Private Pre-Primary School: 0.35%

:

Administrative: Unpaid Family Worker: 6.13%

Enrollment

Occupation: Manager/Prof: 25.02% Private Worker: 69.35%

Not A High School Graduate: 13.42%

Commute Time

Year Built

Less Than $499 28.91% 1990 - 1994

15 min - 28 min: 24.51% 30 min - 57 min: 6.46%

Private College: 0.63% Graduate Degree: 9.54%

Private House Hold: Farming: 5.29%

Workforce

$500 - $749 17.97% 1980 - 1989 24.05%

Stiffler

Education

Unit Occupied Renter: 43.82% 1999 - 2000

Rent Payments

Not Enrolled in School: 80.64%

Private School: 3.28% Attended Some College: 29.85%

Less Than 15 Min: 52.96%

Public Pre-Primary School: 0.38%

$750 - $999 12.5% 1970 - 1979 23.69%

$1000 and Over 40.63% 1900 - 1969 16%

Service: 29.72% Skilled:

Customer Name Jeremiah

Public College: 2.72% College Graduate: 20.13%

Protective Services: Blue-Collar: 25.1%

Over 60 min: 16.07%

Customer Company Name First American Prepared On

Public School: 16.09% Graduate Of High School: 27.07%

Median Gross Rent: $765 1995 - 1998

Technical: Government Worker: 7.98% Sales: 20.15% Self Employed Worker: 9.99%

LEGAL: THE SHORES AT RAINBOW LAKE:LOT 125

2021 TOTAL TAX BILLED 5,432.82

TOTAL DUE

SEARCH PARAMETERS

SECONDARY 10,910 43,950 0 5.5507 21251 30000

INFORMATION THROUGH 08/17/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

2021 TAX AMT TAX DUE INTEREST

PRIMARY 48,819 0 0 6.7567 3262 10350 11212 11900 14900 15728

MAIL: PO BOX 2138 LAKESIDE AZ 85929

PARCEL: 212-16-125 4

SECOND HALF 2,716.41 0.00 0.00 03/18/2022 0.00

CURRENT TAXES

DATE PAID

SITUS: 2251 BALD EAGLE PT LAKESIDE

FIRST HALF 2,716.41 0.00 0.00 11/02/2021 0.00

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

INSTRUMENT REC DATE

OWNER: RAPER JULIAN R & VIRGINIA M TRUSTEES 2004 9726 05/04/2004

PARCEL: 212-16-125

+ FIRST AMERICAN TITLE, FC0, JSTI NAVAJO, AZ 09/20/2022 12:26PM R9C8 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1

IMPROVEMENTS SINGLE FAMILY HOME BLDG SQFT 3,270 FULL CASH VALUE 548,602 YEAR BUILT 2001 LAND USE 01 41 NUMBER OF STORIES 2.0 LOT SIZE 0.560 ACRES STORIES HEIGHT 0 SCHOOL DISTRICT 3262 EXTERIOR WALLS OTHER LAND FULL CASH VALUE 109,102 GRADE MATERIALS IMPR FULL CASH VALUE 439,500 SALES NO SALES ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH

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Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

ConditionsCovenants,&Restrictions

Thank you for the opportunity to be of service.

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

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to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us To Meet Your Needs

AZ Sellers Guide | 3

Count On Us For Stability

Count on First American Title

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Convenience

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

- aware that every time you leave your home, you are taking it off the market until you return?

› Knows how to go toe-to-toe in negotiations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

- have the knowledge, patience, and sales skills needed to sell your home?

› Maintains errors-and-omissions insurance.

› Understands market conditions and has access to information not available to the average homeowner.

- understand the steps of an escrow and what’s required of you and the buyer?

› Is experienced in creating demand for homes and how to show them to advantage.

› Can remain objective when presenting offers and counter-offers on your behalf.

Do you...

- know how to determine whether or not a buyer can qualify for a loan?

A REALTOR ® :

- know how to advertise effectively and what the costs will be?

- concerned about having strangers walking through your home?

of using a Professional REALTOR ®

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

AZ Sellers Guide |

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- aware of conditions in the marketplace today that affect value and length of time to sell?

Benefits4

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- know how to determine your home’s current market value?

› Can advertise effectively for the best results.

FOR SALE BY OWNER

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

Are you...

REALTOR ®

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

AZ Sellers Guide | 5

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

LISTING AGENT

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Key Professionals Involved in Your Transaction

REAL ESTATE AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

BUYER'S AGENT

TITLE COMPANY

ESCROW OFFICER

MULTIPLE LISTING SERVICE (MLS)

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

Clean and organize the garage, and ensure the door is in good working order.

Repair leaky faucets and caulking in bathtubs and showers.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

YOURFORPREPARINGSALEHOME

Mow and edge the lawn regularly, and trim the shrubs.

Remove any oil and rust stains from the driveway and garage.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Check stucco walls for cracks and discoloration.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

If screens or windows are damaged, replace or repair them.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Ensure that all exterior lights are working.

Make sure toilet seats look new and are firmly attached.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

Repair or replace worn shutters and other exterior trim.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.

AZ Sellers Guide | 6

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

If possible you, your pets, and your children should be gone while your home is being

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Cleanshown.trash

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

AZ Sellers Guide | 7

cans and put them out of sight.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

Clear all clutter from counter tops.

Staging your home for Show

AZ Sellers Guide | 8

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Earnest Money Deposit

Hazard Insurance

PITI

Lien

Settlement statement

TILA-RESPA Integrated Disclosures

Closing Disclosure (CD)

Easement

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Terms You Should Know

Power of Attorney

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Beneficiary

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

The recipient of benefits, often from a deed of trust; usually the lender.

Deed of Trust

An instrument used in many states in place of a mortgage.

Mortgage

Loan Estimate (LE)

Annual Percentage Rate (APR)

Close of Escrow

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Comparable Sales

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Consummation

Endorsement

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Legal Description

The instrument by which real property is pledged as security for repayment of a loan.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Provides a complete breakdown of costs involved in a real estate transaction.

Appraisal

Deed Restrictions

Disbursement Date

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

AZ Sellers Guide | 9

A payment that includes Principal, Interest, Taxes, and Insurance.

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

TRID

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Requests necessary information from buyers and sellers via opening packages.

Underwritingapproval.reviews loan package for approval.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Completes and returns opening package from First American Title.

THE BUYER

Coordinatesconsummation.withlender on the preparation of the CD.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Schedules signing appointment and informs buyer of funds due at settlement.

THE SELLER

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

THE ESCROW OFFICER

Chooses a Real Estate Agent

THE LENDER

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Once loan is consummated, sends funding package to lender for review.

AZ Sellers Guide | 10

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

The Life Of An Escrow

Prepares recording instructions and submits docs for recording.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

Closing Costs: Who Pays What

HOW IS AN ESCROW OPENED?

AZ Sellers Guide | 12

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

The Escrow Process

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

WHAT IS AN ESCROW?

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Open escrow and deposit good faith funds into an escrow account

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

AZ Sellers Guide | 13

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Request funds from buyer and buyer’s new lender

Prepare and send final documents to all parties

Your Escrow Professional May:

WHAT IS TITLE INSURANCE?

The Title Industry & Title Insurance in Brief

WHEN IS THE PREMIUM DUE?

AZ Sellers Guide | 14

WHY IS TITLE INSURANCE NEEDED?

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Title Insurance

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

29 Coverage for boundary wall or fence encroachment*

8 Mechanics lien

23 Violation of building setback regulations

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

16 Post-policy encroachment Post-policy damage from extraction of minerals or water

a) a deed of trust

c) violates an existing zoning law*

20 Post-policy adverse possession

6 There is a lien on your title because there is:

3 Forgery, fraud, duress in the chain of title

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

Protection from:

AZ Sellers Guide | 15

4 Defective recording of any document

15

28 Compliance with Subdivision Map Act

30 Added ownership coverage leads to enhanced marketability

a) extends on another property and/or easement

c) a charge by a homeowner’s association

18 Lack of vehicular and pedestrian access Map not consistent with legal description

25 Pays rent for substitute land or facilities Rights under unrecorded leases

27 Plain language statements of policy coverage and restrictions

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

13

24 Discriminatory covenants Other benefits:

12

b) a judgement, tax, or special assessment

19

14 Restrictive covenant violations Post-policy forgery

1 Someone else owns an interest in your title

22 Covenant violation resulting in your title reverting to a previous owner

11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*

26

31 Insurance coverage for a lifetime

21 Post-policy prescriptive easement

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

9 Forced removal of a structure because it:

17

2 A document is not properly signed

5 There are restrictive covenants

7 Title is unmarketable

b) violates a restriction in Schedule B

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

THE CLOSING OR SIGNING APPOINTMENT

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

AZ Sellers Guide | 17

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

THE CLOSING DISCLOSURE

WHAT HAPPENS NEXT?

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

Closing Your Escrow

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

ONE WEEK BEFORE:

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Create an inventory sheet of items to move.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Packing materials. Gather moving boxes and packing materials for your move.

AZ Sellers Guide | 18

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

MOVING

Change of address. Visit USPS for change of address form.

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Planning your move

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

SIX WEEKS BEFORE:

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

ReviewDAY:thehouse

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

Your Notes:

NE Corner of Camelback/32nd Street

9 KIERLAND COMMONS

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NW corner of Williams Field Rd./ Val Vista Rd.

S of Bell/E side of 83rd Ave

NW corner of Tatum/Loop 101

E side 67th Ave/N of 101

Sun City West, AZ 85375

SE corner of Recker & Brown

3 ARROWHEAD

NE corner of Tom Darlington/ Carefree Dr.

6 BILTMORE

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

SW corner Chandler/45th St.

2 GOODYEAR

W of R.H. Johnson

1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119

NW corner of McDowell & Litchfield

E Side Scottsdale/S of Lincoln

First American Title Branch Locator

16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

AZ Sellers Guide | 22

4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

N of Baseline / W of Stapley

N of Meeker Blvd

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd , #103 Mesa, AZ 85205

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

9 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

1 MAIN OFFICE

5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

10 ORO CANADAVALLEY/LA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

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SFREEMANRDE 22ND ST E 22ND ST W IRVINGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARIRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Red Rock Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Oracle Junction Cortaro Continental Littletown 2 3 5 6 7910 11 12 13 15 14 8 1 SouthernArizona First American Title Branch Locator AIRPORTINT'LTUCSON Air Force FreemanRd WSilverbellRd NMtLemmon Hwy ESascoRd NF38 W Avra Val ey Rd WSCurryRdHanna Rd E Grand Va ey D W Houser Rd W Ph ps Rd E Co nman Rd NAguirreRd dRkLNucet dRWNenzNWatermanMountainRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyde H RddRSMarstear W Pa k Rd W He mans RdW Hermans Rd W Guy St W Bush Rd dRearvy eaCNRinco SWmoRd ShawRd SSierrita W Woodru Rd ONverfedRd W Rando ph Rd W BartlettNRdLaPamaRdNTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESstancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd NBarkervilleRd W Fort Lowe Rd dSPNumptationR E Nona Rd Ch efButteRd LovettaRd E Hanna Rd TecoloteRanchRd FlorenceRdRomeroRd Con nenta Ave BIA 30 NTricoRd SSunandGinRd SCattleTankRd E E s Rd E Hotts Rd E Nutt Rd Evalyn Rd SOwlHeadRanchRdGasLineRd PSecanRd I on Va ey RdEDeepWellRanchRd SNghtSkySt SBradyPumpRdE Houser Rd E Ar ca Rd W Ea ey Rd NTrcoRd W Baya d Rd dRSSandaro WillowSpringsRd EHelmwheel Ranch Rd N Dove Mounta n Blvd BIA-35 dRhRiGWarcaanc E Dese H s Rd WRagged Top Rd W Pima Mine Rd WSilverbellRdS E Edw n Rd BIA34 SGuildRd 80 NKINNEYRD SPICACHOHWYE GREENE RESERVOIR RD SSUNLANDGINRD W BATTAGLIA DR AZ-84 E BAUMGARTNER RD SSUNSHINEBLVD SNANDARORDNANWAYRD E HARMON RD W VALENCIA RD E RODEO RD W MOORE RD W INA RD ESN1TAV E SUNRISE DR E SNYDER RDNSILVERBELLRD TRSNOLDIERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENC A RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD W HARMON RD W MCCARTNEY RD NTRICORD OSSANDARIRD PARK LINK DR GUOSHHTONRD E MART N RD STHORNTONRD SCHUICHURD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGER NE RD E GRANT RD SHOUGHTONRD NPNALAVE 95 WAJOHWY E VALENCIA RD NORACLERD I10 I-19 I-8 77 77 79 77 77 87 86 86 387 287 86 10 19 8 10 10 10 La Palma Chuichu Arizona City AdobesCasas Catalina OracleDudleyvilleGrandeCasa Picture Rocks Three Points VailSummit TanqueVerde Eloy Tucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 3 5 6 7 10 11 12 13 15 14 8 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESas W Avra Valley Rd E G and Va ey DNAguirreRd dRkLNucet dRWNentzNWatermanMountanRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWlmotRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESs BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumpationR NTricoRd SOwGas NTrcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWarcaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3 5 6 7910 11 12 13 15 14 8 1 AZ Sellers Guide | 23

05110281121 For more information please contact your First American representative. www.firstam.com

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. First American Financial Corporation and/or its affiliates. All rights reserved.

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