1740 E Waltann Ln, Phoenix, AZ 85022

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Subject Property :   1740 E Waltann Ln Phoenix AZ 85022

Owner Information

Owner Name : Judith G Sapero Family Trust

Mailing Address : 1740 E Waltann Ln, Phoenix AZ 85022-3390 C031

Vesting Codes : / / Personal Trust

Owner Occupied Indicator : O

Location Information

Legal Description : Lot 17 Retreat On Lookout Mountain County : Maricopa, Az

Census Tract / Block : 1036.06 / 2

Township-Range- Sect : 03N-03E-03

Legal Lot : 17

Subdivision : Retreat On Lookout Mountain Lt 1-39 Tr A-i

Map Reference : 35638

School District : Paradise Valley 69

Munic/Township : Phoenix APN : 214-19-397

Owner Transfer Information

Recording/Sale Date : 10/07/2022 / 10/04/2022

Document # : 762212

Last Market Sale Information

Recording/Sale Date : 06/30/1993 / 06/00/1993

Sale Price : $50,390

Document # : 423755

Title Company : United Title Agency Of Arizona

Seller Name : Rising Star Inc

Prior Sale Information

Prior Rec/Sale Date : 06/30/1993 / 06/00/1993

Prior Sale Price : $32,500

Neighbor Code : 27-001

Deed Type : Grant Deed

Deed Type : Joint Tenancy Deed

Price Per SqFt : $27.40

Prior Doc Number : 423754

Prior Deed Type : Sheriff's Deed

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Property Characteristics

Gross Area : 1,839 Garage Capacity : 2

Living Area : 1,839 Roof Material : Tile

Patio Type : Covered Concrete Masonry Patio

Air Cond : Refrigeration

Heat Type : Forced Air Quality : Good Year Built / Eff : 1993 Cooling Type : Forced Air Condition : Average

Total Rooms : 6

# of Stories : 1 Exterior wall : Frame/stucco

Parking Type : Garage

Property Information

Land Use : Sfr Lot Size : 7,254

Bath Fixtures : 8

Water Influence : Cul-de-sac

Zoning : R1-8 Site Influence : Cul-de-sac State Use : Single Fam Resurban Subd ( 4 )

Lot Acres : 0.17

Tax Information

Total Value : $323,300

Land Value : $64,600

Improve % : 80%

Current Assessed Year : 2023

Tax Year : 2022 Current Year Total Value : $42,910

Improvement Value : $258,700 Property Tax : $2,895.88

Total Taxable Value : $25,929

Current Year Improvement Value :

$34,330

Tax Rate Area : 691300 Current Year Land Value : $8,580

Assessed Year : 2022 Market Value : $323,300

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

CoreLogic.

Criteria

Sale Price $50,390 $312,000 $4,516,800 $769,906 Bldg/Living Area 1839 1596 2084 1832 Price Per Square Foot $27.40 $195 $2,830 $436.28 Year Built 1993 1958 2006 1984 Lot Size 7,254 4,667 17,711 8,929 Bedrooms Bathrooms 3 2 4 3 Stories 1 1 2 1 Total Assessed Value $323,300 $214,800 $370,300 $291,165 Distance From Subject 0 0.09 0.54 0.42 Summary of Comparables

S 1740 E Waltann Ln 50,390 323,300 06/30/1993 3 1,839 7,254 1993 R1-8

1 1706 E Waltann Ln 660,000 322,600 05/25/2022 3 1,839 7,082 1993 0.09 R1-8

2 1647 E Waltann Ln 668,000 370,300 02/25/2022 3 1,839 10,215 1995 0.11 R1-8

3 15230 N 19th Pl 570,000 308,800 05/26/2022 2 1,820 12,355 1979 0.28 R1-8

4 1945 E Greenway Rd 548,000 332,300 01/20/2022 2 1,732 12,581 1979 0.33 R1-8

5 15849 N 20th Pl 350,000 275,500 08/09/2022 2 1,708 7,028 1978 0.36 R1-6

6 15218 N 20th St 615,000 286,300 05/13/2022 2 1,820 8,058 1979 0.39 R1-8

7 15219 N 20th St 450,000 304,600 10/20/2022 3 2,018 8,332 1979 0.41 R1-8

8 1950 E Janice Way 566,000 312,600 01/20/2022 2 1,852 9,199 1984 0.42 R1-8

9 15224 N 20th Pl 610,000 320,000 07/08/2022 3 2,039 17,711 1978 0.42 R1-8

10 2016 E Karen Dr 1,495,325 267,000 04/25/2022 2 1,825 8,288 1978 0.43 R1-8

11 1916 E Fellars Dr 465,000 264,300 09/12/2022 3 1,713 4,667 1993 0.47 R-2

12 15202 N 20th Pl 525,000 279,200 06/09/2022 3 1,857 8,333 1978 0.47 R1-8

13 1956 E Hillery Dr 570,000 339,100 03/11/2022 3 1,820 11,935 1988 0.48 R1-8

14 2138 E Monte Cristo Ave 4,516,800 239,000 11/14/2022 2 1,596 9,180 1978 0.5 R1-6

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023 © 2023 CoreLogic. All rights reserved

Details of Comparables

Subject Property: 1740 E Waltann Ln Phoenix Az 85022

Owner Name: Judith G Sapero Family Trust / APN / Alternate APN: 214-19-397 / Deed Type: Joint Tenancy Deed Land Use: Sfr Subdivision / Tract: Retreat On Lookout Mountain Lt 1-39 Tr A-i / Lot Size: 7,254 Year Built / Eff: 1993 / Rec. Date / Price: 06/30/1993 / $50,390 Living Area: 1,839

# of units: Document #: 423755 Bedrooms: Pool: Total Tax Value: $323,300 Bath(F/H): /

#1   1706 E Waltann Ln Phoenix Az 85022

Owner Name: Wiltz Steven /Wiltz Lori J APN / Alternate APN: 214-19-392 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Retreat On Lookout Mountain Lt 1-39 Tr A-i / Lot Size: 7,082 Year Built / Eff: 1993 / Rec. Date / Price: 05/25/2022 / $660,000 Living Area: 1,839

# of units: Document #: 449196 Bedrooms: Pool: Total Tax Value: $322,600 Bath(F/H): /

#2   1647 E Waltann Ln Phoenix Az 85022

Owner Name: Archer Diana / APN / Alternate APN: 214-19-409 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Retreat On Lookout Mountain Lt 1-39 Tr A-i / Lot Size: 10,215 Year Built / Eff: 1995 /

Rec. Date / Price: 02/25/2022 / $668,000 Living Area: 1,839

# of units: Document #: 175521 Bedrooms: Pool: Total Tax Value: $370,300 Bath(F/H): /

#3   15230 N 19th Pl Phoenix Az 85022

Owner Name: Rstk Phoenix Owner 1 / APN / Alternate APN: 214-49-019 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Lookout Mountain Views Unit 3 Tracts A & B / Lot Size: 12,355 Year Built / Eff: 1979 /

Rec. Date / Price: 05/26/2022 / $570,000 Living Area: 1,820

# of units: Document #: 452437 Bedrooms: Pool: Total Tax Value: $308,800 Bath(F/H): /

#4   1945 E Greenway Rd Phoenix Az 85022

Owner Name: Wilcoxson Vicki Beer /Dennis Alan APN / Alternate APN: 214-49-029 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Lookout Mountain Views Unit 3 Tracts A & B / Lot Size: 12,581 Year Built / Eff: 1979 /

Rec. Date / Price: 01/20/2022 / $548,000 Living Area: 1,732

# of units: Document #: 59268 Bedrooms: Pool: Pool Total Tax Value: $332,300 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

2023 CoreLogic. All

#5   15849 N 20th Pl Phoenix Az 85022

Owner Name: Prime Home Offers Llc / APN / Alternate APN: 214-41-409 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Mountain Vista Unit One / Lot Size: 7,028 Year Built / Eff: 1978 / Rec. Date / Price: 08/09/2022 / $350,000 Living Area: 1,708

# of units: Document #: 630618 Bedrooms: Pool: Pool Total Tax Value: $275,500 Bath(F/H): /

#6   15218 N 20th St Phoenix Az 85022

Owner Name: Hackenmiller Joseph /Hackenmiller Suzanne APN / Alternate APN: 214-49-048 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views Unit 3 Tracts A & B / Lot Size: 8,058 Year Built / Eff: 1979 / Rec. Date / Price: 05/13/2022 / $615,000 Living Area: 1,820

# of units: Document #: 418449 Bedrooms: Pool: Total Tax Value: $286,300 Bath(F/H): /

#7   15219 N 20th St Phoenix Az 85022

Owner Name: Orchard Property Iii Llc / APN / Alternate APN: 214-52-248 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views 1 / Lot Size: 8,332 Year Built / Eff: 1979 / Rec. Date / Price: 10/20/2022 / $450,000 Living Area: 2,018

# of units: Document #: 788085 Bedrooms: Pool: Pool Total Tax Value: $304,600 Bath(F/H): /

#8   1950 E Janice Way Phoenix Az 85022

Owner Name: Zukas Margaret A /Carter William APN / Alternate APN: 214-49-082 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views Unit 4 / Lot Size: 9,199 Year Built / Eff: 1984 / Rec. Date / Price: 01/20/2022 / $566,000 Living Area: 1,852

# of units: Document #: 59482 Bedrooms: Pool: Total Tax Value: $312,600 Bath(F/H): /

#9   15224 N 20th Pl Phoenix Az 85022

Owner Name: 20th Place Holdings Llc / APN / Alternate APN: 214-52-254 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views 1 / Lot Size: 17,711 Year Built / Eff: 1978 / Rec. Date / Price: 07/08/2022 / $610,000 Living Area: 2,039

# of units: Document #: 560512 Bedrooms: Pool: Total Tax Value: $320,000 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

#10

2016 E Karen Dr Phoenix Az 85022

Owner Name: Equity Trust Company Custodian / APN / Alternate APN: 214-52-266 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views 1 / Lot Size: 8,288 Year Built / Eff: 1978 / Rec. Date / Price: 04/25/2022 / $1,495,325 Living Area: 1,825

# of units: Document #: 361783 Bedrooms: Pool:

Total Tax Value: $267,000 Bath(F/H): /

#11

1916 E Fellars Dr Phoenix Az 85022

Owner Name: Bowles Steve /Bowles Melva APN / Alternate APN: 214-20-405 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Greenway Hills Lt 1-59 Tr A / Lot Size: 4,667 Year Built / Eff: 1993 / Rec. Date / Price: 09/12/2022 / $465,000 Living Area: 1,713

# of units: Document #: 703565 Bedrooms: Pool: Pool

Total Tax Value: $264,300 Bath(F/H): /

#12   15202 N 20th Pl Phoenix Az 85022

Owner Name: Haight Angela / APN / Alternate APN: 214-52-284 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views 2 / Lot Size: 8,333 Year Built / Eff: 1978 / Rec. Date / Price: 06/09/2022 / $525,000 Living Area: 1,857

# of units: Document #: 489385 Bedrooms: Pool: Total Tax Value: $279,200 Bath(F/H): /

#13   1956 E Hillery Dr Phoenix Az 85022

Owner Name: Suldac Lucica / APN / Alternate APN: 214-49-101 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Lookout Mountain Views Unit 4 / Lot Size: 11,935 Year Built / Eff: 1988 / Rec. Date / Price: 03/11/2022 / $570,000 Living Area: 1,820

# of units: Document #: 225444 Bedrooms: Pool: Total Tax Value: $339,100 Bath(F/H): /

#14   2138 E Monte Cristo Ave Phoenix Az 85022

Owner Name: Vm Master Issuer Llc / APN / Alternate APN: 214-41-312 / Deed Type: Special Warranty Deed Land Use: Sfr Subdivision / Tract: Mountain Vista Unit One / Lot Size: 9,180 Year Built / Eff: 1978 / Rec. Date / Price: 11/14/2022 / $4,516,800 Living Area: 1,596

# of units: Document #: 833990 Bedrooms: Pool:

Total Tax Value: $239,000 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

#15

1922 E Kings Ave Phoenix Az 85022

Owner Name: Khan Annesa & Bibi /Khan Bibi

APN / Alternate APN: 214-20-386 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Greenway Hills Lt 1-59 Tr A / Lot Size: 4,820 Year Built / Eff: 1994 / Rec. Date / Price: 08/19/2022 / $515,000 Living Area: 2,084

# of units: Document #: 653956 Bedrooms: Pool: Pool Total Tax Value: $297,100 Bath(F/H): /

#16   1930 E Kings Ave Phoenix Az 85022

Owner Name: Varney Curtis /Varney Petra APN / Alternate APN: 214-20-388 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Greenway Hills Lt 1-59 Tr A / Lot Size: 4,800 Year Built / Eff: 1994 / Rec. Date / Price: 08/11/2022 / $568,000 Living Area: 2,084

# of units: Document #: 636412 Bedrooms: Pool: Pool Total Tax Value: $291,300 Bath(F/H): /

#17   16611 N 17th Pl Phoenix Az 85022

Owner Name: Edinborough Steven /Pease Kinsey APN / Alternate APN: 214-21-104 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Northern Hills Amd / Lot Size: 8,889 Year Built / Eff: 1958 / Rec. Date / Price: 02/14/2022 / $312,000 Living Area: 1,603 # of units: Document #: 136733 Bedrooms: Pool: Pool Total Tax Value: $215,200 Bath(F/H): /

#18   16201 N 21st Pl Phoenix Az 85022

Owner Name: Pavlovic Danijela /Harkness Andrew

APN / Alternate APN: 214-24-019 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Paradise Lane Estates Lt 1-9 / Lot Size: 7,953 Year Built / Eff: 2006 / Rec. Date / Price: 05/26/2022 / $545,000 Living Area: 1,863 # of units: Document #: 453787 Bedrooms: Pool: Total Tax Value: $291,300 Bath(F/H): /

#19   1645 E Kelton Ln Phoenix Az 85022

Owner Name: Vargas-beltran Gonzalo /Perez Ana K

APN / Alternate APN: 214-21-069 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Northern Hills Amd / Lot Size: 9,130 Year Built / Eff: 1962 / Rec. Date / Price: 03/30/2022 / $381,000 Living Area: 1,718 # of units: Document #: 283818 Bedrooms: Pool: Total Tax Value: $214,800 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

#20   16209 N 21st Pl Phoenix Az 85022

Owner Name: Cruz Heather / APN / Alternate APN: 214-24-026 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Paradise Lane Estates Lt 1-9 / Lot Size: 8,032

Year Built / Eff: 2006 / Rec. Date / Price: 02/03/2022 / $468,000 Living Area: 1,815

# of units: Document #: 103066 Bedrooms: Pool: Total Tax Value: $292,000 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Arizona Schools

Public Schools : Elementary Schools

Hidden Hills Elementary School Distance 1.29 Miles 1919 E Sharon Dr Phoenix AZ 85022

Telephone : (602) 449-3100

School District : Paradise Valley Unified District (4241)

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 434 Total Expenditure/Student : 228

Echo Mountain Primary School Distance 1.46 Miles 1811 E Michigan Ave # 3 Phoenix AZ 85022

Telephone : (602) 449-5500

School District : Paradise Valley Unified District (4241)

Lowest Grade : Pre-K Highest Grade : 3rd Kindergarten : Yes School Enrollment : Enrollment : 555 Total Expenditure/Student : 228

Palomino Primary School Distance 1.47 Miles 15833 N 29th St Phoenix AZ 85032

Telephone : (602) 449-2800

School District : Paradise Valley Unified District (4241)

Lowest Grade : Pre-K Highest Grade : 3rd Kindergarten : Yes School Enrollment : Enrollment : 694 Total Expenditure/Student : 228

Customer

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 01/17/2023

Campo Bello Elementary School Distance 1.59 Miles 2650 E Contention Mine Rd Phoenix AZ 85032

Telephone : (602) 449-5200

School District : Paradise Valley Unified District (4241)

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 666 Total Expenditure/Student : 228

Middle Schools

Echo Mountain Intermediate School Distance 1.47 Miles 1811 E Michigan Ave # 3 Phoenix AZ 85022

Telephone : (602) 449-5600

School District : Paradise Valley Unified District (4241)

Lowest Grade : 4th Highest Grade : 6th Kindergarten : No School Enrollment : Enrollment : 436 Total Expenditure/Student : 228

Palomino Intermediate School Distance 1.47 Miles 15815 N 29th St Phoenix AZ 85032

Telephone : (602) 449-2900

School District : Paradise Valley Unified District (4241)

Lowest Grade : 4th Highest Grade : 6th Kindergarten : No School Enrollment : Enrollment : 506 Total Expenditure/Student : 228

Greenway Middle School Distance 1.6 Miles 3002 E Nisbet Rd Phoenix AZ 85032

Telephone : (602) 449-2400

School District : Paradise Valley Unified District (4241)

Lowest Grade : 7th Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 520 Total Expenditure/Student : 228

Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler

Vista Verde Middle School Distance 1.86 Miles

2826 E Grovers Ave Phoenix AZ 85032

Telephone : (602) 449-5300

School District : Paradise Valley Unified District (4241)

Lowest Grade : 7th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 671

High Schools

Total Expenditure/Student : 228

Intelli-school - Paradise Valley Distance 0.8 Miles 1427 E. Bell Rd. Ste 102-103 Phoenix AZ 85022

Telephone : (602) 564-7285

School District : Intelli-school Inc. (4352)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 104

Total Expenditure/Student : Advanced Placement : No

Career Success Schools - Stem Academy 7-12 Distance 0.98 Miles 2321 E Bell Rd Phoenix AZ 85022

Telephone : (602) 687-8282

School District : Career Success Schools (79047)

Lowest Grade : 7th Highest Grade : 12th School Enrollment : Enrollment : 225

Total Expenditure/Student : Advanced Placement : No

Crestview College Preparatory High School Distance 1.05 Miles

2616 E Greenway Rd Phoenix AZ 85032

Telephone : (602) 765-9555

School District : American Charter Schools Foundation D.b.a. Crestvi (79874)

Lowest Grade : 7th Highest Grade : 12th School Enrollment : Enrollment : 274

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

1700 E Union Hls Dr Phoenix AZ 85024

Telephone : (602) 449-5000

Distance 1.88 Miles

School District : West-mec - Western Maricopa Education Center (80923)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

West-mec - North Canyon High School

Attractions / Recreation

Name Address

Telephone Distance (Miles)

Contempo Dance Center 15425 N 19th Way Phoenix Az (602) 996-1017 0.23

Mr B's Moonwalk Inc 16240 N 16th St Phoenix Az (602) 863-6666 0.38

Art Night 2111 E Marconi Ave Phoenix Az (480) 425-2355 0.41

Desert Overture Live Cultural Entertainment, Inc. 1406 E Tierra Buena Ln Phoenix Az (602) 374-6082 0.49

Banks / Financial

Name Address Telephone Distance (Miles)

Asset Based Lending I, Llc 14601 N Cave Creek Rd Phoenix Az (602) 765-4444 1.03

Auto Title Loans Usa 14601 N Cave Creek Rd Phoenix Az (602) 428-6965 1.03

High Speed Cash 2625 E Greenway Pkwy Phoenix Az (602) 765-1995 1.13

Plaza Mexicana 2644 E Greenway Pkwy Phoenix Az (602) 788-7333 1.13

Eating / Drinking

Name Address

Telephone Distance (Miles)

Our Daily Bread, Inc. 1801 E Kathleen Rd Phoenix Az (602) 493-1246 0.09

Fred's Catering Inc 16608 N 19th Pl Phoenix Az (602) 432-3092 0.57

Mosby And Company, Inc. 14632 N 19th Pl Phoenix Az (602) 300-1583 0.71

Thee Pitts Again 5558 W Bell Phoenix Az (602) 996-7488 0.76

Health Care Services

Name Address Telephone Distance (Miles)

Beautiful Skin By Lucy 1728 E Marconi Ave Phoenix Az (602) 432-5829 0.11

O'briens' Care Home 1634 E Waltann Ln Phoenix Az (602) 942-6140 0.14

Linn Gaston Care Centers Llc 16024 N 17th Way Phoenix Az (602) 485-1500 0.22

Benjamin Kmetz 15840 N 19th St Phoenix Az (602) 399-3735 0.22

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Hospitality

Name Address Telephone Distance (Miles)

Rockyrentaldotcom Llc

1913 E Janice Way Phoenix Az (602) 992-2027 0.39

Totem Hill Bed&breakfast L.l.c 14612 N 25th St Phoenix Az (480) 707-1020 1.18

Wumpa, Llc 1523 E Charleston Ave Phoenix Az (602) 845-1452 1.42

My Gal Sal, Llc 14811 N 1st Ave Phoenix Az (602) 803-5933 1.84

Organizations / Associations

Name Address

Telephone Distance (Miles)

Golden Key Ministry Unity 1946 E Beck Ln Phoenix Az (602) 996-0500 0.3

Community Bible Baptist Church 1502 E Sandra Ter Phoenix Az (602) 993-4978 0.52

Unity Church Of Practical Christianity 1500 E Greenway Pkwy Phoenix Az (602) 978-3200 0.6

Renewed Hope Worship Center 15850 N 23rd St Phoenix Az (602) 992-9098 0.64

Personal Services

Name Address Telephone Distance (Miles)

Peak Yoga Fitness, Llc 1937 E Everett Dr Phoenix Az (602) 803-1375 0.71

Planet Fitness 4907 W Bell Rd Phoenix Az (602) 595-2779 0.76

Jabz Boxing 1614 E Bell Rd Phoenix Az (602) 314-5859 0.8

Crossfit Bcr 1427 E Bell Rd Ste 101 Phoenix Az (602) 803-0793 0.85

Shopping

Name Address

Diana Yagudayev And Gavriel Yagudayev Pllc

Telephone Distance (Miles)

1912 E Marilyn Rd Phoenix Az (602) 335-9555 0.59

Wallpaper Crafters, Inc. 14808 N 21st Pl Phoenix Az (602) 206-8513 0.71

Circle K Stores Inc. 5555 E Bell Rd Phoenix Az (602) 493-5367 0.76

Circle K Stores Inc. 1605 E Bell Rd Phoenix Az (602) 992-0476 0.78

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

2023 CoreLogic.

15632 N 18TH ST

Owner Name : Faseler Marc

Sale Date : 07/07/2022

Distance 0.08 Miles

Subdivision : Sunset Hills 1

Recording Date : 07/11/2022

Total Value : $401,500 Sale Price  : $645,000

Bed / Bath : / 3 Property Tax : $3,802.48

Land Use : Sfr Lot Acres : 0.43

Stories : 1 Living Area : 2,371

Yr Blt / Eff Yr Blt : 1984 / APN : 214-19-204

15408 N 19TH ST

Owner Name : Foster Teresa H

Sale Date : 08/03/2016

Distance 0.18 Miles

Subdivision : Sunset Hills 1

Recording Date : 10/20/2016

Total Value : $582,300 Sale Price  : $685,000

Bed / Bath : / 4 Property Tax : $6,503.42

Land Use : Sfr Lot Acres : 0.54 Stories : 1 Living Area : 3,755

Yr Blt / Eff Yr Blt : 1988 / APN : 214-19-229-A

15609 N 19TH ST

Distance 0.2 Miles

Owner Name : Kristine Ross Subdivision : Sunset Hills 1

Sale Date : 10/30/2014

Recording Date : 11/03/2014

Total Value : $404,200 Sale Price  : $395,000

Bed / Bath : / 4 Property Tax : $3,436.20

Land Use : Sfr Lot Acres : 0.26

Stories : 1 Living Area : 2,642

Yr Blt / Eff Yr Blt : 1988 / APN : 214-19-167

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

CoreLogic.

15801 N 19TH PL

Owner Name : Physicians Senior Living Fund

Sale Date : 10/14/2021

15847

Distance 0.21 Miles

Subdivision : Mountain Vista Unit 4

Recording Date : 11/04/2021

Total Value : $354,600 Sale Price  : $2,300,000

Bed / Bath : / 6 Property Tax : $2,219.40

Land Use : Nursing Home Lot Acres : 0.23

Stories : 1 Living Area : 2,588

Yr Blt / Eff Yr Blt : 1980 / APN : 214-19-076

N 19TH ST Distance 0.23 Miles

Owner Name : Thornton Carol Ann

Total Value : $177,300

Subdivision : Mountain Vista Unit 4

Recording Date : 11/14/1996

Bed / Bath : / 1 Property Tax : $856.34

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 910

Yr Blt / Eff Yr Blt : 1980 / APN : 214-19-032

15848 N 19TH PL Distance 0.23 Miles

Owner Name : Johnson William M Jr

Sale Date : 12/23/2022

Subdivision : Mountain Vista Unit 4

Recording Date : 12/29/2022

Total Value : $178,700 Sale Price  : $207,000

Bed / Bath : / 1 Property Tax : $861.94

Land Use : Sfr Lot Acres : 0.24 Stories : 1 Living Area : 910

Yr Blt / Eff Yr Blt : 1980 / APN : 214-19-027

15825 N 19TH PL Distance 0.23 Miles

Owner Name : Physicians Senior Living Fund

Sale Date : 09/30/2020

Total Value : $338,300

Subdivision : Mountain Vista Unit 4

Recording Date : 10/15/2020

Sale Price  : $1,725,000

Bed / Bath : / 3 Property Tax : $2,284.30

Land Use : Sfr Lot Acres : 0.29

Stories : 1 Living Area : 4,188

Yr Blt / Eff Yr Blt : 1980 / APN : 214-19-079

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

2023 CoreLogic.

15855 N 19TH ST

Owner Name : Voltin Douglas P

Sale Date : 07/25/2007

Distance 0.23 Miles

Subdivision : Mountain Vista Unit 4

Recording Date : 08/13/2007

Total Value : $173,600 Sale Price  : $193,500

Bed / Bath : / 1 Property Tax : $831.20

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 910

Yr Blt / Eff Yr Blt : 1980 / APN : 214-19-031

1901 E KAREN DR Distance 0.26 Miles

Owner Name : Christofanelli Paul F

1603

Subdivision : Lookout Mountain Views Unit 3 Tracts A & B

Sale Date : 05/00/1986 Recording Date : 08/21/1986

Total Value : $437,500 Sale Price  : $40,000

Bed / Bath : / 4 Property Tax : $3,172.12

Land Use : Sfr Lot Acres : 0.68

Stories : 1 Living Area : 2,548

Yr Blt / Eff Yr Blt : 1980 / APN : 214-49-014

E MONTE CRISTO AVE Distance 0.26 Miles

Owner Name : Fife Richard R Trust Subdivision : Lookout Canyon Estates Lt 1-49

Sale Date : 11/09/2016 Recording Date : 11/16/2016

Total Value : $341,200 Sale Price  : $345,000

Bed / Bath : / 3 Property Tax : $2,915.50

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 2,127

Yr Blt / Eff Yr Blt : 1993 / APN : 214-19-245

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

CoreLogic.

Census Tract / block: 1036.06 / 2     Year: 2018

Household

Population Population by Age

Count: 4,575 0 - 11

Estimate Current Year: 4,656 12 - 17

Estimate in 5 Years: 4,997 18 - 24 4.66%

Growth Last 5 Years: 7.34% 25 - 64 53.14%

Growth Last 10 Years: -116.46% 65 - 74 10.95% 75+

Household Size Household Income

Current Year: 1,865 0 - $25,000 15.17%

Average Current Year: 2.44 $25,000 - $35,000 14.42%

Estimate in 5 Years: 1,958 $35,000 - $50,000 13.4%

Growth Last 5 Years: 4.61% $50,000 - $75,000 17.1%

Growth Last 10 Years: 11.76% $75,000 - $100,000 15.87%

Male Population: 43.91% Above $100,000 24.02%

Female Population: 56.09% Average Household Income: $58,375

Married People: 50.81%

Unmarried People: 49.19%

Housing

Median Mortgage Payments Home Values

Under $300: 5.33% Below $100,000: 10.04%

$300 - $799: 28.14% $100,000 - $150,000: 22.06%

$800 - $1,999: 57.24% $150,000 - $200,000: 17.62%

Over $2,000: 9.29% $200,000 - $300,000: 31.56%

Median Home Value: $200,600 $300,000 - $500,000: 13.39%

Unit Occupied Owner: 78.5% Above $500,000: 5.33%

Median Mortgage: $847

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Rent Payments Year Built

Unit Occupied Renter: 21.5% 1999 - 2000

Median Gross Rent: $1,077 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 8.17% 1980 - 1989 22.53%

$750 - $999 25.07% 1970 - 1979 32.47% $1000 and Over 66.76% 1900 - 1969 9.06%

Education

Enrollment

Public Pre-Primary School: 0% Not Enrolled in School: 81.95%

Private Pre-Primary School: 1.1% Not A High School Graduate: 16.16%

Public School: 15.22% Graduate Of High School: 21.51%

Private School: 2.83% Attended Some College: 24.82% Public College: 2.42% College Graduate: 29.06%

Private College: 0.87% Graduate Degree: 8.46%

Workforce

Occupation:

Manager/Prof: 32.93% Private Worker: 70.81% Technical: Government Worker: 8.29% Sales: 34.23% Self Employed Worker: 2.93% Administrative: Unpaid Family Worker: 9.51%

Private House Hold: Farming: 6.1% Service: 17.52% Skilled:

Protective Services: Blue-Collar: 15.33%

Commute Time

Less Than 15 Min: 14.35%

15 min - 28 min: 47.03%

30 min - 57 min: 33.73%

Over 60 min: 4.89%

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

Direct TV 1.888.777.2454 www.directv.com

Dish Network 1.800.823.4929 www.dishnetwork.com CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

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Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed

Forgery, fraud, duress in the chain of title

Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

Unrecorded lien by a homeowners association

Unrecorded easements

Building permit violations*

Restrictive covenant violations

Post-policy forgery

Post-policy encroachment

Post-policy damage from extraction of minerals or water

Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession

EAGLE ALTA Standard or CLTA

Compare First American’s Eagle Policy® for Owners

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

Discriminatory covenants

Other benefits:

Pays rent for substitute land or facilities

Rights under unrecorded leases

Plain language statements of policy coverage and restrictions

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

EAGLE ALTA Standard or CLTA

Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

1 SUN CITY WES T 623.299.3644 13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 GOODYEAR 623.936.8001 1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404 16165 N. 83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS 623.537.1608 20241 N. 67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 602.954.3644 3200 E Camelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609 7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488 14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480 6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln

11 DC CROSSING 480.563.9034 18291 N. Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 AHWATUKEE 480.753.4424 4435 E. Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

13 CHANDLER PORTICO 480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614 1528 E. Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738 1630 S. Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 RED MOUNTAIN 480.534.3599 1135 N. Recker Rd , #103 Mesa, AZ 85205 SE corner of Recker & Brown

17 GOLD CANYON 480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.

1 MAIN OFFICE

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122

5 CASAS ADOBES

520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

EDesertDove

SSantaRitaRd

9 GREEN VALLEY

520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

10 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715