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Data Provided By:
Subject Property 15375 N Lago Del Oro Pkwy Tucson AZ 85739 APN: 222-31-0310
First American Title Ins Co © 2022 CoreLogic. All rights reserved
Data Provided By:
First American Title Ins Co
Disclaimer
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© 2022 CoreLogic. All rights reserved
Subject Property : 15375 N Lago Del Oro Pkwy Tucson AZ 85739
Owner Information
Owner Name : Fawcett Lawrence L / Valletti Charlene M Mailing Address : 2350 E Miraval Primero, Tucson AZ 85718-3034 C040
Vesting Codes : / / Joint Tenants
Owner Occupied Indicator : A
Location Information
Legal Description : Irr Pcl In Cent Ptn E2 W2 Se4 Lyg Adj To Lago Del Oro Pkwy 1.12 Ac Sec 10-11-14
County : Pima, Az
Census Tract / Block : 47.15 / 2
Township-Range- Sect : 11S-14E-10
Market Area : 421
Owner Transfer Information
Recording/Sale Date : 09/23/2004 / 09/22/2004
APN : 222-31-0310
Map Reference : 10-11S-14E
School District : Amphitheater
Munic/Township : Amphitheater
Deed Type : Joint Tenancy Deed Document # : 12393-818
Last Market Sale Information
Recording/Sale Date : 09/23/2004 / 09/00/2004
Sale Price : $87,500
Title Company : Long Title Agcy Inc
Seller Name : Miller John W
Property Characteristics
Document # : 12393-816
Deed Type : Warranty Deed
Year Built / Eff : 1982 / 1982 Roof Material : Roll Composition
Air Cond : Refrigeration # of Stories : 1
Construction : Steel/wood Floor Cover : Vinyl Composition/tile
Foundation : Concrete Exterior wall : Concrete Stucco
Property Information
Land Use : Mobile Home Zoning : GR-1
County Use : Mh Non Subd Lot-affixed Mf Hm
Lot Acres : 1.14
Lot Size : 49,658
State Use : Mh Non Subd Lot-affixed Mf Hm
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
CoreLogic.
© 2022
All rights reserved
Tax Information
Total Value : $85,891
Total Taxable Value : $8,095
Property Tax : $1,057.79
Tax Rate Area : 1006
Assessed Year : 2021 Market Value : $85,891
Tax Year : 2021 Current Assessed Year : 2023
Current Year Total Value : $10,365
Current Year Improvement Value :
$3,365
Current Year Land Value : $7,000
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
Sale
Per
$126,233 $87,850
Lago Del
Pkwy 87,500 85,891 09/23/2004 49,658
Lago
Pkwy 285,000 101,670 02/25/2022 1,440 50,965 1984 0.09
Lago
Pkwy
55,600 05/11/2022 43,560 1981 0.24 GR-1
12/23/2021 43,560 1995 0.29
43,560 1982 0.3 GR-1
03/21/2022 63,598 1980 0.3 GR-1
4151 E White Hill Way 193,000 66,931 01/06/2022 36,155 1998 0.34 GR-1
E Quail Ranch Dr 125,770 85,705 05/31/2022 43,560 2000 0.45 GR-1
4030 E Hidden Treasure Ln 250,000 126,233 04/08/2022 54,014 1972 0.52 GR-1
E Wilds Rd 215,700 108,570 04/28/2022 54,014 2005 0.63 GR-1
4375 E Wilds Rd 305,000 32,903 07/01/2022 58,370 1977 0.71 GR-1
Sales Analysis Criteria Subject Property Low High Average
Price $87,500 $68,600 $345,000 $219,054 Bldg/Living Area 1440 1440 1440 Price
Square Foot $198 $198 $197.92 Year Built 1982 1972 2005 1989 Lot Size 49,658 34,412 84,506 49,157 Bedrooms Bathrooms Stories 1 1 1 1 Total Assessed Value $85,891 $32,903
Distance From Subject 0 0.09 0.95 0.63 Summary of Comparables # Address Sale Price Total Assessed Value Sale Date Bed Bath Living Area Lot Size Year Built Dist (Miles) Zoning S 15375 N
Oro
1982 GR-1 1 15301 N
Del Oro
2 15357 N
Del Oro
105,000
3 4240 E White Hill Way 290,000 123,580
GR-1 4 15259 N Lago Del Oro Pkwy 206,000 55,600 06/08/2022
5 15390 N Coronado Forest Dr 125,000 65,600
6
7 4508
8
9 4483
10
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
16000 N Sotol Ave 210,000 108,761 02/08/2022 84,506 1996 0.76 GR-1
14813 N Swan Rd 160,000 92,184 07/18/2022 61,420 1986 0.78 GR-1
16005 N Sotol Ave 229,000 116,422 09/30/2022 43,560 1998 0.8 GR-1
3755 E White Hill Way 255,000 109,560 04/29/2022 43,560 1993 0.85 GR-1
14700 N Desert Sage Ln 275,000 84,060 02/17/2022 44,431 1985 0.85 GR-1
3772 E Golder Ranch Dr 345,000 125,364 10/11/2022 43,560 2000 0.87 GR-1
14640 N Desert Sage Ln 68,600 66,544 08/18/2022 34,412 1987 0.94 GR-1
15375 N Twin Lakes Dr 265,000 94,107 01/21/2022 43,560 1986 0.94 GR-1
14751 N Fiesta Dr 233,000 65,214 11/23/2021 49,223 1991 0.95 GR-1
15365 N Twin Lakes Dr 240,000 72,390 05/27/2022 43,560 1985 0.95 GR-1
Distressed Sales =
On : 10/24/2022
11
12
13
14
15
16
17
18
19
20
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared
© 2022 CoreLogic. All rights reserved
Map Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
Details of Comparables
Subject Property: 15375 N Lago Del Oro Pkwy Tucson Az 85739
Owner Name: Fawcett Lawrence L /Valletti Charlene M APN / Alternate APN: 222-31-0310 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 49,658
Year Built / Eff: 1982 /1982 Rec. Date / Price: 09/23/2004 / $87,500 Living Area: # of units: Document #: 12393-816
Bedrooms: Pool: Total Tax Value: $85,891 Bath(F/H): /
#1 15301 N Lago Del Oro Pkwy Tucson Az 85739
Owner Name: Desrosiers Robert / APN / Alternate APN: 222-31-037C /222-31-037A
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 50,965
Deed Type: Warranty Deed
Year Built / Eff: 1984 /1984 Rec. Date / Price: 02/25/2022 / $285,000 Living Area: 1,440 # of units: Document #: 561225
Bedrooms: Pool: Total Tax Value: $101,670 Bath(F/H): /
#2 15357 N Lago Del Oro Pkwy Tucson Az 85739
Owner Name: Whipple Trust / APN / Alternate APN: 222-30-043B / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1981 /1981 Rec. Date / Price: 05/11/2022 / $105,000 Living Area: # of units: Document #: 1310333
Bedrooms: Pool:
Total Tax Value: $55,600 Bath(F/H): /
#3 4240 E White Hill Way Tucson Az 85739
Owner Name: Knasick Walter F Jr / APN / Alternate APN: 222-30-073C /222-30-073A
Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1995 /1995 Rec. Date / Price: 12/23/2021 / $290,000 Living Area: # of units: Document #: 3570636
Bedrooms: Pool: Total Tax Value: $123,580 Bath(F/H): /
#4 15259 N Lago Del Oro Pkwy Tucson Az 85739
Owner Name: Dezertica Llc / APN / Alternate APN: 222-30-076F / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1982 /1982 Rec. Date / Price: 06/08/2022 / $206,000 Living Area: # of units:
Document #: 1590599
Bedrooms: Pool:
Total Tax Value: $55,600 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
#5 15390 N Coronado Forest Dr Tucson Az 85739
Owner Name: Cheong Kit-lu / APN / Alternate APN: 222-30-0460 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 63,598
Year Built / Eff: 1980 /1980 Rec. Date / Price: 03/21/2022 / $125,000 Living Area: # of units: Document #: 800268 Bedrooms: Pool: Total Tax Value: $65,600 Bath(F/H): /
#6 4151 E White Hill Way Tucson Az 85739
Owner Name: Watcher Mary / APN / Alternate APN: 222-30-0500 / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 36,155 Year Built / Eff: 1998 /1998 Rec. Date / Price: 01/06/2022 / $193,000 Living Area: # of units: Document #: 60548 Bedrooms: Pool: Total Tax Value: $66,931 Bath(F/H): /
#7 4508 E Quail Ranch Dr Tucson Az 85739
Owner Name: Right Properties Llc / APN / Alternate APN: 222-35-0760 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 2000 /2000 Rec. Date / Price: 05/31/2022 / $125,770 Living Area: # of units: Document #: 1511087
Bedrooms: Pool: Total Tax Value: $85,705 Bath(F/H): /
#8 4030 E Hidden Treasure Ln Tucson Az 85739
Owner Name: Todd Tanner /Todd Abbygail APN / Alternate APN: 222-30-0190 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 54,014 Year Built / Eff: 1972 /1972 Rec. Date / Price: 04/08/2022 / $250,000 Living Area: # of units: Document #: 980819
Bedrooms: Pool: Total Tax Value: $126,233 Bath(F/H): /
#9 4483 E Wilds Rd Tucson Az 85739
Owner Name: Mahusay Zachary /Hardin Kristy J APN / Alternate APN: 222-35-027E / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 54,014 Year Built / Eff: 2005 /2005 Rec. Date / Price: 04/28/2022 / $215,700 Living Area: # of units: Document #: 1180812
Bedrooms: Pool: Total Tax Value: $108,570 Bath(F/H): /
#10 4375 E Wilds Rd Tucson Az 85739
Owner Name: Peyton James E /Long Rochelle D APN / Alternate APN: 222-35-0250 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 58,370
Year Built / Eff: 1977 /1977 Rec. Date / Price: 07/01/2022 / $305,000 Living Area: # of units: Document #: 1820719
Bedrooms: Pool:
Total Tax Value: $32,903 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
#11 16000 N Sotol Ave Tucson Az 85739
Owner Name: Bonilla Sergio B /Guzman Jasmine APN / Alternate APN: 222-07-110P /222-07-110L
Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 84,506
Year Built / Eff: 1996 /1996 Rec. Date / Price: 02/08/2022 / $210,000 Living Area:
# of units: Document #: 390561
Bedrooms: Pool: Total Tax Value: $108,761 Bath(F/H): /
#12 14813 N Swan Rd Tucson Az 85739
Owner Name: Campbell Suzanne /Murray Joseph APN / Alternate APN: 222-35-059B / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 61,420
Year Built / Eff: 1986 /1986 Rec. Date / Price: 07/18/2022 / $160,000 Living Area: # of units: Document #: 1990192 Bedrooms: Pool: Total Tax Value: $92,184 Bath(F/H): /
#13 16005 N Sotol Ave Tucson Az 85739
Owner Name: Cross Peggi / APN / Alternate APN: 222-07-110A / Deed Type: Warranty Deed Land Use: Mobile Home Subdivision / Tract: Samaniego Ests Sub / Lot Size: 43,560
Year Built / Eff: 1998 /1998 Rec. Date / Price: 09/30/2022 / $229,000 Living Area:
# of units: Document #: 2730289 Bedrooms: Pool: Total Tax Value: $116,422 Bath(F/H): /
#14 3755 E White Hill Way Tucson Az 85739
Owner Name: Conniff David A / APN / Alternate APN: 222-22-050Q / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: Gila & Salt River Base & Merid / Lot Size: 43,560 Year Built / Eff: 1993 /1993
Rec. Date / Price: 04/29/2022 / $255,000 Living Area:
# of units: Document #: 1191081 Bedrooms: Pool: Total Tax Value: $109,560 Bath(F/H): /
#15 14700 N Desert Sage Ln Tucson Az 85739
Owner Name: Ponce Austin / APN / Alternate APN: 222-38-033A / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 44,431 Year Built / Eff: 1985 /1985 Rec. Date / Price: 02/17/2022 / $275,000 Living Area:
# of units: Document #: 480789 Bedrooms: Pool: Total Tax Value: $84,060 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
#16 3772 E Golder Ranch Dr Tucson Az 85739
Owner Name: Gepp Christian H /Gepp George F & Sally M APN / Alternate APN: 222-42-003J / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560
Year Built / Eff: 2000 /2000 Rec. Date / Price: 10/11/2022 / $345,000 Living Area: # of units: Document #: 2840651 Bedrooms: Pool: Total Tax Value: $125,364 Bath(F/H): /
#17 14640 N Desert Sage Ln Tucson Az 85739
Owner Name: Zalazar Jose R S / APN / Alternate APN: 222-38-0210 / Deed Type: Special Warranty Deed Land Use: Mobile Home Subdivision / Tract: / Lot Size: 34,412 Year Built / Eff: 1987 /1987 Rec. Date / Price: 08/18/2022 / $68,600 Living Area: # of units: Document #: 2300730 Bedrooms: Pool: Total Tax Value: $66,544 Bath(F/H): /
#18 15375 N Twin Lakes Dr Tucson Az 85739
Owner Name: Decker Courtney L / APN / Alternate APN: 222-22-0260 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1986 /1986 Rec. Date / Price: 01/21/2022 / $265,000 Living Area: # of units: Document #: 210285
Bedrooms: Pool: Total Tax Value: $94,107 Bath(F/H): /
#19 14751 N Fiesta Dr Tucson Az 85739
Owner Name: Dickey James B Sr /Dickey Ana M APN / Alternate APN: 222-37-0090 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 49,223 Year Built / Eff: 1991 /1991 Rec. Date / Price: 11/23/2021 / $233,000 Living Area: # of units: Document #: 3270236 Bedrooms: Pool: Total Tax Value: $65,214 Bath(F/H): /
#20 15365 N Twin Lakes Dr Tucson Az 85739
Owner Name: Wright Chase I /Sweet Megan B APN / Alternate APN: 222-22-0270 / Deed Type: Warranty Deed
Land Use: Mobile Home Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1985 /1985 Rec. Date / Price: 05/27/2022 / $240,000 Living Area: # of units: Document #: 1470467
Bedrooms: Pool: Total Tax Value: $72,390 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
Subject Property : 15375 N Lago Del Oro Pkwy Tucson AZ 85739 Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
Name :
Company
Stiffler
:
American
On : 10/24/2022
Customer
Jeremiah
Customer
Name
First
Prepared
© 2022 CoreLogic. All rights reserved
Arizona Schools
For detailed information and statistics on Arizona schools please go to
https://azreportcards.azed.gov/ First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF 05117910421
WSilverbellRd
terman Moun
VERDE
TUCSON
efButteRd
EDesertDove
SGuildRd
GasLineRd
SOwlHead
NFrontageRd
NKINNEYRD
SSanJoaquinRd
NSILVERBELLRD
SKINNEYRD
SMISSIONRD
SSantaRitaRd
Road424
SHelvetiaRd
520.625.3502
E. Ginter Road, Tucson, AZ 85706 520.545.2000
N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751
E. 10th Street, Tucson, AZ 85717 520.225.6000
E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000
05249570321 TUCSON INT'L AIRPORT Air Force
N M t L emmon Hwy ESascoRd NF 38 W Avra Valley Rd E Grand Va ey DrNAguirre R d N L u c k e R d N W e n t z R d N Wa
ta i n R d N Anway Rd W El Tiro Rd N Trico Rd W Tucker Rd W Rudas l Rd W Manvi e Rd
WBopp Rd W Snyder H l Rd S M a r s e a r R d W Park Rd W Hermans RdW Hermans Rd W Guy St W Bush Rd S G a v e y R d N C a e R i n c o n a d o S W m o R d S Shaw Rd S Sierrita Mountain Rd S K o b R d W TwinButtes Rd W Mcgee Ranch Rd S E s t a n c a D r
E Hemlock Dr N Bea r C a n y o n R d W E Camino Del Cerro E Fairmount St S Swan Rd
W Emigh Rd W Fort Lowe Rd N P u m p S t a t ion dR E Nona Rd Ch
Lo al Ave N Trico Rd S Cattle Tank Rd Evalyn Rd
R a n c h Rd
S P ec a n R d N T r c o R d W Bayard Rd S S a n d a r o R d W i l l owSpri n gsRd N Dove Mountain Blvd
WAnamax Mine Rd W G a c i a R a n hc R d
WRagged Top Rd W Ruby Star Dr WBritten RanchRd W Pima Mine Rd S Mcgee Ranch R d E Edw n Rd
8 0
S PICACHO HWY E BAUMGARTNER RD N S A N D A R I O R D N ANWAY RD W VALENCIA RD W MOORE RD W INA RD N 1 S T A V E E SUNRISE DR E SNYDER RD
N S O L D I E R T R L E RIVER RDE PRINCE RD E SPEEDWAY BLVD S FREEMAN RD E 22ND ST E 22ND ST W IRVINGTON RD S N O G A L E S H W Y W VALENCIA RD
W SPEEDWAY BLVD S O L D S P A N I S H T RL W NARANJA DR W TWIN PEAKS RD W PICTURE ROCKS RD W MANVILLE RD
W MILE WIDE RD E SAHUARITA RD N TRICO RD S S A N D A R O R D PARK LINK DR S OLD N O G ALES HW Y S H O U G H T O N R D S L A C A N A D A DRW HELMET PEAK RD WAJOHWY N S W A N R D S KOLB RD S HOUGHTON RD W TANGERINE RD E GRANT RD S H O U G H T O N R D 9 5 WAJOHWY E VALENCIA RD NORACLE R D I10 I-19 77 77 77 86 86 286 10 19 10 10 Corona de Tucson Casas Adobes Catalina Green Valley Oracle Picture Rocks Three Points VailSummit Tanque Verde Tucson Sahuarita Red Rock Saddlebrooke Marana Oro Valley Rillito Summerhaven Willow Canyon Oracle Junction Cortaro Continental Littletown 20 30 13 15 51 39 12 01 01 08 10 16 11 06 PIMA COUNTY School District Information This map is provided for general location only. Please contact school districts for actual street boundaries SCHOOL DISTRICTS 15 AJO UNIFIED 111 N. Well Road, Ajo, AZ 85321 520.387.5618 51 ALTAR VALLEY ELEMENTARY 10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484 10 AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000 16 CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500 39 CONTINENTAL ELEMENTARY 1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581 08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800 06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243 11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833 30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629
12 SUNNYSIDE UNIFIED 2238
13 TANQUE
UNIFIED 2300
01
UNIFIED 1010
20 VAIL UNIFIED 10701
First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF
Public Schools :
Elementary Schools
Coronado K-8 School
Distance 1.45 Miles 3401 E Wilds Rd Tucson AZ 85739
Telephone : (520)
Lowest Grade : Pre-K
School District : Amphitheater Unified District (4406)
Highest Grade : 8th Kindergarten :
School Enrollment : Enrollment :
Total Expenditure/Student :
Customer Name :
Customer Company Name :
American Prepared On : 10/24/2022
696-6626
Yes
785
132
Jeremiah Stiffler
First
© 2022 CoreLogic. All rights reserved
Local Business
Attractions / Recreation
Name Address
Telephone Distance (Miles)
Club Drive Baseball, Llc 16078 N Chapulin Way Tucson Az (520) 248-2513 0.88
Signals The Band Llc 3402 E Swallowtail Ln Tucson Az (520) 825-9416 1.58
Wishing Well Trailer Court 16100 N Oracle Rd Tucson Az (520) 825-3361 1.83
Pima Pistol Club Inc 13390 N Lago Del Oro Pkwy Tucson Az (520) 825-3603 1.87
Banks / Financial
Name Address
Telephone Distance (Miles)
Wells Fargo & Company 15310 N Oracle Rd Tucson Az (520) 818-9891 1.36
Jpmorgan Chase Bank, National Association 15314 N Oracle Rd Tucson Az (520) 825-4145 1.36
Home Mortgage Services 2367 E Big View Dr Oro Valley Az (520) 906-4900 3.33
Mann Financial Inc. 37939 S Samaniego Dr Tucson Az (520) 818-3381 3.45
Eating / Drinking
Name Address
Telephone Distance (Miles)
Arizona Chili Roasters 16010 N Coronado View Rd Tucson Az (520) 825-8717 0.95
Santina's Italian Deli 4104 E Trotter Pl Tucson Az (520) 603-1728 1.07
Vitello's 3683 E Mecate Rd Tucson Az (520) 825-0140 1.08 Comida Del Oro, Llc 3635 E Secretariat Rd Tucson Az (520) 395-0751 1.13
Health Care Services
Name Address
Telephone Distance (Miles)
Nurse Ones Wellness 15155 N Rugged Lark Dr Tucson Az (520) 232-2102 0.59
Authentic Healing Myofascial Release, Pllc 3991 E Ruffian Rd Tucson Az (520) 400-8671 0.61
Lamb Drive, L.l.c. 3777 E Golder Ranch Dr Tucson Az (520) 825-3103 0.87
Catalina Mountain Chiropractic 3777 E Golder Ranch Dr Tucson Az (520) 825-3103 0.87
Customer Name : Jeremiah Stiffler
Customer Company Name : First American
On : 10/24/2022
Prepared
© 2022 CoreLogic. All rights reserved
Hospitality
J Sitaram Inc
Name Address
Telephone Distance (Miles)
15691 N Oracle Rd Tucson Az (520) 818-9500 1.57
Catalina Lodging Llc 15691 N Oracle Rd Tucson Az (520) 818-9302 1.57
Super 8 Motel 15691 N Oracle Rd Tucson Az (520) 818-9500 1.57
Hyatt Corp 5000 E Via Estncia Mraval Tucson Az (520) 825-4000 1.74
Organizations / Associations
Name Address
Telephone Distance (Miles)
Church Of Christ 4160 E Schroeder Rd Tucson Az (520) 248-1744 0.68
Iglesia Bautista Horeb 3845 E Golder Ranch Dr Tucson Az (520) 365-6152 0.8
Catalina Lutheran Church 15855 N Twin Lakes Dr Tucson Az (520) 825-9255 1.12
First Baptist Church Of Catalina 3505 E Wilds Rd Tucson Az (520) 818-2555 1.34
Personal Services
Name Address
Telephone Distance (Miles)
Forever Active Llc 1846 E Innovation Park Dr Oro Valley Az (416) 487-5174 4.31
Shopping
Name Address
Telephone Distance (Miles)
Moore, M Ichael Dennis 15450 N Twin Lakes Dr Tucson Az (520) 815-8243 0.9
Ducks Inc 3840 E Brayer Horse Pl Tucson Az (360) 944-5988 1.0
A 1 Homes Services 16313 N Sotol Ave Tucson Az (520) 825-5690 1.18
Valero Corner Store 1658 15240 N Oracle Rd Tucson Az (520) 825-3319 1.35
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
15399 N LAGO DEL ORO PKWY
Owner Name : Vail Thomas M
Total Value : $78,205
Distance 0.04 Miles
Yr Blt / Eff Yr Blt : 1985 / 1985
Property Tax : $982.46
Land Use : Mobile Home Lot Acres : 1.08
Stories : 1 APN : 222-31-0300
15305 N LAGO DEL ORO PKWY Distance 0.05 Miles
Owner Name : Makinen Christine M
Sale Date : 08/12/1991
Total Value : $80,703
Recording Date : 08/12/1991
Sale Price : $24,500
Property Tax : $952.40
Land Use : Mobile Home Lot Acres : 1.15
Stories : 1 APN : 222-31-0320
Yr Blt / Eff Yr Blt : 1980 / 1980
15425 N LAGO DEL ORO PKWY
Owner Name : Gieser Christy A
Sale Date : 07/17/2013
Total Value : $135,232
Distance 0.05 Miles
Recording Date : 08/07/2013
Sale Price : $187,500
Property Tax : $1,855.77
Land Use : Mobile Home Lot Acres : 2.01
Stories : 1 APN : 222-31-0160
Yr Blt / Eff Yr Blt : 1985 / 1985
15390 N COLUMBUS BLVD Distance 0.06 Miles
Owner Name : Makinen Richard D
Total Value : $175,430
Yr Blt / Eff Yr Blt : 1985 /
Property Tax : $1,742.85
Bed / Bath : / 1 Lot Acres : 1.97
Land Use : Sfr
Living Area : 1,308
Stories : 1 APN : 222-31-0330
15410 N COLUMBUS BLVD Distance 0.07 Miles
Owner Name : Makinen Ronald J
Total Value : $192,384
Bed / Bath : / 2
Land Use : Sfr
Yr Blt / Eff Yr Blt : 1986 /
Property Tax : $1,918.68
Lot Acres : 1.78
Living Area : 1,544
Stories : 1 APN : 222-31-0150
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
15415 N LAGO DEL ORO PKWY
Owner Name : Dudek Jacqueline M
Sale Date : 03/14/2011
Total Value : $297,959
Bed / Bath : / 3
Land Use : Sfr
Stories : 2
Yr Blt / Eff Yr Blt : 1991 /
15301 N LAGO DEL ORO PKWY
Owner Name : Desrosiers Robert
Sale Date : 02/17/2022
Total Value : $101,670
Distance 0.08 Miles
Recording Date : 03/31/2011
Sale Price : $235,000
Property Tax : $3,457.40
Lot Acres : 1.23
Living Area : 2,288
APN : 222-31-0290
Distance 0.09 Miles
Recording Date : 02/25/2022
Sale Price : $285,000
Property Tax : $1,288.81
Land Use : Mobile Home Lot Acres : 1.17
Stories : 1 Living Area : 1,440
Yr Blt / Eff Yr Blt : 1984 / 1984
APN : 222-31-037C
15412 N COLUMBUS BLVD Distance 0.09 Miles
Owner Name : Buffa Family
Sale Date : 08/10/2021
Total Value : $54,600
Recording Date : 08/10/2021
Sale Price : $97,000
Property Tax : $734
Land Use : Mobile Home Lot Acres : 0.96
Stories : 1
Yr Blt / Eff Yr Blt : 1980 / 1980
APN : 222-31-0130
15465 N LAGO DEL ORO PKWY Distance 0.1 Miles
Owner Name : La Osa Limited Llc
Sale Date : 09/30/2020
Total Value : $88,561
Recording Date : 10/02/2020
Sale Price : $95,000
Property Tax : $1,054.74
Land Use : Mobile Home Lot Acres : 1.86
Stories : 1
Yr Blt / Eff Yr Blt : 1999 / 1999
APN : 222-31-017D
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
© 2022 CoreLogic. All rights reserved
LAGO DEL ORO PKWY
Owner Name : Schwartz Robert W
Sale Date : 01/00/2005
Total Value : $70,053
Distance 0.11 Miles
Recording Date : 01/31/2005
Sale Price : $85,000
Property Tax : $1,016.58
Land Use : Mobile Home Lot Acres : 0.95
Stories : 1 APN : 222-31-0350
Yr Blt / Eff Yr Blt : 1988 / 1988
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 10/24/2022
2022 CoreLogic.
15315 N
©
All rights reserved
Census Tract / block: 47.15 / 2 Year: 2018
Household
Population Population by Age
Count: 4,341 0 - 11
Estimate Current Year: 4,267 12 - 17
Estimate in 5 Years: 3,985 18 - 24 4.56%
Growth Last 5 Years: -6.77% 25 - 64 46.86%
Growth Last 10 Years: -192.57% 65 - 74 14.58% 75+
Household Size Household Income
Current Year: 1,736 0 - $25,000 21.08%
Average Current Year: 2.5 $25,000 - $35,000 11.06%
Estimate in 5 Years: 1,571 $35,000 - $50,000 11.92%
Growth Last 5 Years: -0.75% $50,000 - $75,000 27.3%
Growth Last 10 Years: -17% $75,000 - $100,000 7.89%
Male Population: 51.39% Above $100,000 20.74%
Female Population: 48.61% Average Household Income: $53,950
Married People: 54.71%
Unmarried People: 45.29%
Housing
Median Mortgage Payments
Home Values
Under $300: 12.83% Below $100,000: 30.72%
$300 - $799: 42.65% $100,000 - $150,000: 26.63%
$800 - $1,999: 39.46% $150,000 - $200,000: 22.88% Over $2,000: 5.06% $200,000 - $300,000: 8.95%
Median Home Value: $136,100 $300,000 - $500,000: 9.43%
Unit Occupied Owner: 83.06% Above $500,000: 1.39%
Median Mortgage: $714
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
Rent Payments
Year Built
Unit Occupied Renter: 16.94% 1999 - 2000
Median Gross Rent: $829 1995 - 1998
Less Than $499 21.84% 1990 - 1994
$500 - $749 15.33% 1980 - 1989 37.63%
$750 - $999 49.43% 1970 - 1979 14.95%
$1000 and Over 13.41% 1900 - 1969 4.63%
Education
Enrollment
Public Pre-Primary School: 0.38% Not Enrolled in School: 77.56%
Private Pre-Primary School: 0.96% Not A High School Graduate: 10.18%
Public School: 20.47% Graduate Of High School: 29.73%
Private School: 1.98% Attended Some College: 27.58%
Public College: 4.02% College Graduate: 25.2%
Private College: 0% Graduate Degree: 7.31%
Workforce
Occupation: Manager/Prof: 29.11% Private Worker: 66.8%
Technical: Government Worker: 11.9%
Sales: 22.69% Self Employed Worker: 4.43%
Administrative: Unpaid Family Worker: 8.25%
Private House Hold: Farming: 16.1%
Service: 23.19% Skilled:
Protective Services: Blue-Collar: 25.01%
Commute Time
Less Than 15 Min: 20.15%
15 min - 28 min: 27.55%
30 min - 57 min: 35.5%
Over 60 min: 16.81%
Customer Name : Jeremiah Stiffler
Company Name : First American Prepared On : 10/24/2022
Customer
© 2022 CoreLogic. All rights reserved
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
Company
American
Customer Name : Jeremiah Stiffler Customer
Name : First
Prepared On : 10/24/2022 © 2022 CoreLogic. All rights reserved
SEARCH PARAMETERS
INSTRUMENT REC DATE
CURRENT TAXES INFORMATION THROUGH 07/28/2022
IMPR EXEMPT RATE AREA
3,160
1,070.98
2022 TAX AMT TAX DUE INTEREST DATE PAID
TOTAL DUE
FIRST HALF 535.49 535.49 0.00 535.49 SECOND HALF 535.49 535.49 0.00 535.49
10/22 1,070.98 11/22
(ESTIMATED)
+ FIRST AMERICAN TITLE, FC0, JSTI PIMA, AZ 10/24/2022 11:24AM R9C8 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1
PARCEL: 222-31-0310 PARCEL: 222-31-0310
OWNER: FAWCETT LAWRENCE L & VALLETTI CHARLENE M JT/R 12393 816 09/23/2004 SITUS: 15375 N LAGO DEL ORO PW PC MAIL: 15375 N LAGO DEL ORO PKWY TUCSON AZ 85739 LEGAL: IRR PCL IN CENT PTN E2 W2 SE4 LYG ADJ TO LAGO DEL ORO PKWY 1.12 AC SEC 10-11-14
LAND
SPECIAL DISTRICTS PRIMARY 8,499 0 0 8.9703 1006 SECONDARY 5,500
0 5.3438 2022 TOTAL TAX BILLED
TOTAL CURRENT TAXES DUE
1,078.12
IMPROVEMENTS MOBILE HOME PHYSICAL CONDITION ABOVE AVERAGE BLDG SQFT 460 FULL CASH VALUE 86,603 YEAR BUILT 1982 LAND USE 08 39 NUMBER OF STORIES 1.0 LOT SIZE 1.140 ACRES STORIES HEIGHT 0 SCHOOL DISTRICT 1006 EXTERIOR WALLS OTHER LAND FULL CASH VALUE 55,000 GRADE MATERIALS IMPR FULL CASH VALUE 31,603 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 09/23/2004 87,500 12393 816 WD MILLER JOHN W ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: MOBILE HOME LOT END SEARCH
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Covenants, Conditions & Restrictions
Thank you for the opportunity to be of service.
Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).
This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
We are providing the requested information without CC&Rs.
Unfortunately, we are unable to confirm CC&Rs at this time, possibly because:
The property is too complex to obtain CC&Rs without a complete title examination
The property is sectional, whereas there are no “standard” subdivision
type restrictions
A recorded plat may not exist
The recorded plat may be older, with limited information available, or
Recorded CC&Rs may not exist.
Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.
If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.
‐
to the Title & Escrow Process in Arizona
Home Seller’s Guide
1.877.860.6020
Southwest Gas
www.swgas.com Cox 602.277.1000 www.cox.com Direct TV 1.888.777.2454 www.directv.com Dish Network 1.800.823.4929 www.dishnetwork.com CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com Verizon 1.877.300.4498 www.connecttoverizon.com Salt River Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance Previous Company Phone Previous Agent Policy No. New Company Phone New Agent Policy No. Home Warranty Company Policy No. First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services
Count on First American Title
Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
AZ Sellers Guide | 3
Benefits of using a Professional REALTOR ®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
A REALTOR ® :
› Understands market conditions and has access to information not available to the average homeowner.
› Can advertise effectively for the best results.
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
› Is experienced in creating demand for homes and how to show them to advantage.
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
› Knows how to go toe-to-toe in negotiations.
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
› Can remain objective when presenting offers and counter-offers on your behalf.
› Maintains errors-and-omissions insurance.
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
› Is experienced with resolving problems to facilitate a successful closing on your home.
Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
FOR SALE BY OWNER
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
Do you...
- have the knowledge, patience, and sales skills needed to sell your home?
- know how to determine your home’s current market value?
- know how to determine whether or not a buyer can qualify for a loan?
- understand the steps of an escrow and what’s required of you and the buyer?
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
- know how to advertise effectively and what the costs will be?
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
Are you...
- aware of conditions in the marketplace today that affect value and length of time to sell?
- concerned about having strangers walking through your home?
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- aware that every time you leave your home, you are taking it off the market until you return?
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
AZ Sellers Guide | 4
Key Professionals Involved in Your Transaction
REALTOR ®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS)
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
TITLE COMPANY
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
AZ Sellers Guide | 5
PREPARING FOR SALE YOUR HOME
Mow and edge the lawn regularly, and trim the shrubs.
Make your entry inviting: Paint your front door and buy a new front door mat.
Paint or replace the mailbox, if needed.
If screens or windows are damaged, replace or repair them.
Repair or replace worn shutters and other exterior trim.
Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.
Ensure that all exterior lights are working.
Check stucco walls for cracks and discoloration.
Remove any oil and rust stains from the driveway and garage.
Clean and organize the garage, and ensure the door is in good working order. Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.
Repair leaky faucets and caulking in bathtubs and showers.
Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
Make sure toilet seats look new and are firmly attached.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
Repair or replace loud ventilating fans.
Replace worn shower curtains.
Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
Remove clutter throughout the house. Organize and clean out closets.
Clean household appliances and make sure they work properly.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.
Inspect fences, gates and latches. Repair or replace as needed.
AZ Sellers Guide | 6
Staging your home for Show
To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.
Clear all clutter from counter tops.
Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.
Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.
Send pets away or secure them away from the house, and be sure to clean up after them.
Close the windows to eliminate street noise.
If possible you, your pets, and your children should be gone while your home is being shown.
Clean trash cans and put them out of sight.
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.
Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings
Hang clean attractive guest towels in the bathrooms.
Check that sink and tub are scrubbed and unstained.
Make beds with attractive spreads.
Stash or throw out newspapers, magazines, junk mail.
AZ Sellers Guide | 7
AZ Sellers Guide | 8
Terms You Should Know
Appraisal
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR)
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary
The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD)
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust
An instrument used in many states in place of a mortgage.
Deed Restrictions
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE)
Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage
The instrument by which real property is pledged as security for repayment of a loan.
PITI
A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording
Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement
Provides a complete breakdown of costs involved in a real estate transaction.
TRID
TILA-RESPA Integrated Disclosures
AZ Sellers Guide | 9
The Life Of An Escrow
THE BUYER
Chooses a Real Estate Agent
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.
Finalizes loan application with Lender. Receives a Loan Estimate from Lender.
Completes and returns opening package from First American Title.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.
Escrow officer or real estate agent contacts the buyer to schedule signing appointment.
Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.
Documents are recorded and the keys are delivered!
THE SELLER
Chooses a Real Estate Agent
Accepts Buyer’s offer to purchase.
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Documents are recorded and all proceeds from sale are received.
THE ESCROW OFFICER
Upon receipt of order and earnest money deposit, orders title examination.
Requests necessary information from buyers and sellers via opening packages.
Reviews title commitment / preliminary report.
Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.
All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.
Coordinates with lender on the preparation of the CD.
Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
Schedules signing appointment and informs buyer of funds due at settlement.
Once loan is consummated, sends funding package to lender for review.
Prepares recording instructions and submits docs for recording.
Documents are recorded and funds are disbursed. Issues final settlement statement.
THE LENDER
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.
Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.
Underwriting reviews loan package for approval.
Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.
Delivers loan documents to escrow.
Upon review of signed loan documents, authorizes loan funding.
AZ Sellers Guide | 10
Closing
Pays What
CASH FHA VA CONV
AZ Sellers Guide | 11
1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.
Costs: Who
The Escrow Process
WHAT IS AN ESCROW?
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED?
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
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Your Escrow Professional May:
Open escrow and deposit good faith funds into an escrow account
Conduct a title search to determine the ownership and title status of the real property
Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
Request funds from buyer and buyer’s new lender
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Prepare and send final documents to all parties
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Understanding Title Insurance
The Title Industry & Title Insurance in Brief
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.
WHAT IS TITLE INSURANCE?
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSURANCE NEEDED?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
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Compare First American’s Eagle Policy® for Owners
Protection from:
else owns
fraud, duress in the chain of
recording of
There is a lien on your title because there is:
a deed of trust
a judgement, tax, or special assessment
a charge by a homeowner’s association
is unmarketable
Forced removal of a structure because it:
extends on another property and/or easement
violates a restriction in Schedule B
violates an existing zoning law*
use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a
ordinance
by
Compare First American’s Eagle Policy® for Owners
violation resulting in your title
of building
covenants
rent for substitute land or facilities
to
language statements of
with Subdivision
for boundary wall or fence
coverage
ownership coverage leads to enhanced
coverage for a lifetime
inflation coverage with automatic increase in value up to 150% over five years
Living Trust coverage
Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
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EAGLE ALTA Standard or CLTA
1 Someone
an interest in your title 2 A document is not properly signed 3 Forgery,
title 4 Defective
any document 5 There are restrictive covenants 6
a)
b)
c)
7 Title
8 Mechanics lien 9
a)
b)
c)
10 Cannot
zoning
11 Unrecorded lien
a homeowners association 12 Unrecorded easements 13 Building permit violations* 14 Restrictive covenant violations 15 Post-policy forgery 16 Post-policy encroachment 17 Post-policy damage from extraction of minerals or water 18 Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession
EAGLE ALTA Standard or CLTA
21 Post-policy prescriptive easement 22 Covenant
reverting
a previous owner 23 Violation
setback regulations 24 Discriminatory
Other benefits: 25 Pays
26 Rights under unrecorded leases 27 Plain
policy
and restrictions 28 Compliance
Map Act 29 Coverage
encroachment* 30 Added
marketability 31 Insurance
32 Post-policy
33 Post-policy
*
As
Consider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
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Closing Your Escrow
THE CLOSING DISCLOSURE
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.
You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.
You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEXT?
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan." If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
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Planning your move
SIX WEEKS BEFORE:
Create an inventory sheet of items to move.
Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing materials. Gather moving boxes and packing materials for your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE:
Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.
Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
ONE WEEK BEFORE:
Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Change of address. Visit USPS for change of address form.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Start packing. Begin packing for your new location.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY:
Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
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Your Notes:
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Your Notes:
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Your Notes:
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OLDWESTHWY
Central Arizona
First American Title Branch Locator
1 SUN CITY WES T
623.299.3644
13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson
2 GOODYEAR 623.936.8001
1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395
NW corner of McDowell & Litchfield
3 ARROWHEAD
623.487.0404
16165 N. 83rd Ave , #100 Peoria, AZ 85382
S of Bell/E side of 83rd Ave
4 THE LEGENDS
623.537.1608
20241 N. 67th Ave , #A-2 Glendale, AZ 85308
E side 67th Ave/N of 101
5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy
6 BILTMORE 602.954.3644
3200 E Camelback Rd., #123 Phoenix, AZ 85018
NE Corner of Camelback/32nd Street
7 DESERT RIDGE 480.515 4369
20860 N. Tatum Blvd , #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101
8 CAREFREE 480.575.6609
7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377
NE corner of Tom Darlington/ Carefree Dr.
9 KIERLAND COMMONS 480.948.6488
14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway
10 SCOTTSDALE FORUM 480.551.0480
6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250
E Side Scottsdale/S of Lincoln
11 DC CROSSING 480.563.9034
18291 N. Pima Rd , #145 Scottsdale, AZ 85255
SE corner of Pima/Legacy
12 AHWATUKEE
480.753.4424
4435 E. Chandler Blvd , #100 Phoenix, AZ 85048
SW corner Chandler/45th St.
13 CHANDLER PORTICO
480.777.0051
2121 W. Chandler Blvd., #215 Chandler, AZ 85224
SW Corner Chandler Blvd./ Dobson Rd.
14 GILBERT SAN TAN
480.777.0614
1528 E. Williams Field Rd., #101 Gilbert, AZ 85295
NW corner of Williams Field Rd./ Val Vista Rd.
15 MESA 480.401.3738
1630 S. Stapley Dr., #123 Mesa, AZ 85204
N of Baseline / W of Stapley
16 RED MOUNTAIN
480.534.3599
1135 N. Recker Rd , #103 Mesa, AZ 85205
SE corner of Recker & Brown
17 GOLD CANYON
480.288.0883
6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/
South Side Kings Ranch Rd.
1 4 3 2 6 12 10 5 8 7 11 9 CRISMON SIGNAL BUTTE GOLDFIELD
SKINGSRANCH 14 17 15 13 16
AZ Sellers Guide | 22
For more information please contact your First American representative.
05110281121
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