14245 S Overfield Rd, Arizona City, AZ 85123

WIRE FRAUD ADVISORY Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered.

Additionally, there is generally no insurance for this loss. You may never get the money back.

PROTECT YOURSELF

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS • If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION • If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

TRUST YOUR SOURCE OF INFORMATION • Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions.

ONLINE RESOURCES: There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites: The Federal Bureau of Investigation @ https://www.fbi.gov/scams-and-safety The Internet Crime Complaint Center @ www.ic3.gov The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

VERIFY AND NOTIFY

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

The undersigned acknowledges receipt of this Wire Fraud Advisory.

Client

Date

Client

Date

LIMITATION OF LIABILITY FOR INFORMATIONAL REPORTS

IMPORTANT -- PLEASE READ CAREFULLY:

This report is not an insured product or service or a representation of the condition of title to real property. It is not an abstract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above.

First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

Subject Property 14245 S Overfield Rd Arizona City AZ 85123 APN: 408-04-050B

Data Provided By: First American Title Ins Co

© 2022 CoreLogic. All rights reserved

Data Provided By: First American Title Ins Co

Disclaimer This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose.

There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

© 2022 CoreLogic. All rights reserved

Subject Property : 14245 S Overfield Rd Arizona City AZ 85123 Owner Information Owner Name : Sherwood Dale C / Sherwood Deena M Mailing Address : Po Box 3969, Arizona City AZ 85123-2547 B042 Location Information Legal Description : Arizona City Ests S-167.48' Of Lt 49 County : Pinal, Az

APN : 408-04-050B

Census Tract / Block : 21.06 / 1

Subdivision : Arizona City 09a

Township-Range- Sect : 08S-07E-05

Map Reference : 0508S07E

Legal Lot : 49 Last Market Sale Information Recording/Sale Date : 04/16/2020 / 03/30/2020

1st Mtg Amount/Type : $149,148 / Fha

Sale Price : $151,900

1st Mtg Document # : 36007

Document # : 36006

1st Mtg Term : 30

Deed Type : Warranty Deed

Price Per SqFt : $74.03

Title Company : Title Sec Agcy Llc Lender : Sun American Mtg Seller Name : Courtright C & P Jr F/tr Prior Sale Information Prior Rec/Sale Date : 03/13/2019 / 03/08/2019 Prior Sale Price : $126,500

Prior Doc Number : 17538 Prior Deed Type : Warranty Deed

Property Characteristics Gross Area : 2,052

Year Built / Eff : 1998

Living Area : 2,052

# of Stories : 2

Above Grade : 2052

Exterior wall : Hardboard Quality : Average

Construction : Steel/wood

Property Information Land Use : Manufactured Home Zoning : GENERAL RURAL ZONE

Lot Acres : 1.25

State Use : Mh Subd Lotaffixed Mf Home

Lot Size : 54,450

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Tax Information Total Value : $56,405

Improve % : 90%

Land Value : $5,436

Tax Year : 2021

Improvement $50,969 Value :

Property Tax : $408.52

Total Taxable $3,834 Value : Assessed Year : 2021

Tax Rate Area : 2244

Current Assessed 2023 Year : Current Year Total $5,534 Value : Current Year $4,990 Improvement Value : Current Year Land $544 Value :

Market Value : $56,405

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Sales Analysis Criteria

Subject Property

Sale Price Bldg/Living Area Price Per Square Foot Year Built Lot Size

Low

High

Average

$151,900

$115,250

$339,000

$260,850

2052

1820

2334

2086

$74.03

$59

$165

$125.11

1998

1996

2004

2000

54,450

7,841

144,184

58,567

2

2

2

2

$56,405

$44,520

$114,861

$70,453

0

0.43

2.53

1.46

Bedrooms Bathrooms Stories Total Assessed Value Distance From Subject Summary of Comparables #

Address

Sale Price

Total Assessed Value

Sale Date

S

14245 S Overfield Rd

151,900

56,405

1

14806 S Remuda Dr

300,000

2

14917 S Vaquero Cir

3

Bed Bath

Living Area

Lot Size

Year Built

Dist (Miles)

04/16/2020

2,052

54,450

1998

114,861

09/30/2021

1,820

44,431

1999

0.43

115,250

83,415

07/06/2022

1,944

52,272

1998

0.61

8301 W Milligan Rd

260,000

44,520

02/25/2022

2,334

44,108

1996

1.2

4

10440 W Equestrian Dr

339,000

46,887

03/15/2022

2,280

144,184

2004

2.5

5

11427 W Stagecoach Rd

290,000

62,582

08/17/2022

2,052

7,841

2001

2.53

Zoning

GENERAL RURAL ZONE

Distressed Sales =

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Map

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Subject Property : 14245 S Overfield Rd Arizona City AZ 85123

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Arizona Schools For detailed information and statistics on Arizona schools please go to https://azreportcards.azed.gov/

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE: FAF | 05117910421

E v a lyn Rd

Lo

ing S pr

S Pecan Rd

PIMA COUNTY d

Ow l

77

08

RD

E GRANT RD 01

Tucson

Y

S NOGALES HW

I-19

SM ISS ION

RD n

80

S H WY

S LA CANADA DR

Green Valley

S

N OGALE

S Mcge e R a

Sahuarita

S OLD

SCHOOL DISTRICTS

Rd

Rd

E SAHUARITA RD

Sa nta

Vail

S KOLB RD

Corona de Tucson

Rita Rd

Ro ad

424

Ranc h

W HELMET PEAK RD

Rd W Ruby Star Dr uttes W Twi n B W An am a x Mine Rd cg ch Rd W M e e R an

ch

S Garvey Rd

S Shaw Rd

r it t e n

30

10

Summit

20

N Calle Rinconado

WB

TUCSON INT'L AIRPORT

W Pima Mine Rd

39

Littletown

E VALENCIA RD

19

S Sierrita Mountain Rd

286

W VALENCIA RD

W Hermans Rd

51

W Bush Rd

Air Force

12

E 22ND ST S HOUGHTON RD S HOUGHTON RD

W VALENCIA RD

W Guy St W Bayard Rd

Tanque Verde

S H OUGHTON RD

W Park Rd

HWY AJO W IRVINGTO N RD 95

W

E 22ND ST

S Wilmot Rd

Three Points

86

NN EY RD

S Sandario Rd

Y

HW

W

S SANDARIO RD

S Marstellar Rd

h Rd W Gar c ia Ranc

JO WA

nJ oa qu in Bopp R d Rd W Snyder Hill Rd

S Swan Rd

KI

S

W Hermans Rd

13RD E SNYDER

E Fairmount St

Sa

86

E R RD

E S01 PEEDWAY BLVD

W SPEEDWAY BLVD S

15

E RIV

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

RD

W MILE WIDE RD

16 ISE DR E SUNR

E PRINCE RD

LL

IN N EY R D

K

N Trico Rd

S

N

W Fort L o ell Rd w

o W El Camino Del C err

Casas Adobes 10

BE ER ILV

W Rudasill Rd

N

N Bea r Canyon Rd

W INA RD

O C K S RD

W MANVILLE RD

C LE

N Luckett Rd

Picture Rocks

W PICTURE R

H wy

Willow Canyon

Cortaro 11

W Emigh Rd

N SANDARIO RD

N Anway Rd

N Trico Rd

W TWIN PEAKS RD

on

A OR

N 1ST AVE

N ANWAY RD

N Pump Station Rd

N TRICO RD

ntain Rd

aterm an

NW

Oro Valley

Summerhaven

m

Fro nta

Le m

N

Rillito

W Tucker Rd

W Manville Rd

77

a in Bl

W MOORE RD W TANGERI NE RD W NARANJA DR

Marana

N Trico Rd

Valley Rd

N Dove Mount

This map is provided for general location only.

Please contact school districts for actual street boundaries

Rd ge

Continental

lv

d ia R

He 111 N. Well Road, Ajo, AZS 85321

520.387.5618

10105 S. Sasabe Road, Tucson, AZ 85736

520.822.1484

701 W. Wetmore, Tucson, AZ 85705

520.696.5000

2101 E. River Road, Tucson, AZ 85718

520.209.7500

1991 E. Whitehouse Canyon, Green Valley, AZ 85614

520.625.4581

FLOWING WELLS UNIFIED

1556 W. Prince Road, Tucson, AZ 85705

520.696.8800

06

MARANA UNIFIED

11279 W. Grier Road, Marana, AZ 85653

520.682.3243

11

PIMA COUNTY JTED

2855 W. Master Pieces Dr, Tucson, AZ 85741

520.352.5833

30

SAHUARITA UNIFIED

350 W. Sahuarita Road, Sahuarita, AZ 85629

520.625.3502

12

SUNNYSIDE UNIFIED

2238 E. Ginter Road, Tucson, AZ 85706

520.545.2000

13

TANQUE VERDE UNIFIED

2300 N. Tanque Verde Loop, Tucson, AZ 85749

520.749.5751

01

TUCSON UNIFIED

1010 E. 10th Street, Tucson, AZ 85717

520.225.6000

20

VAIL UNIFIED

10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747

520.879.2000

15

AJO UNIFIED

51

ALTAR VALLEY ELEMENTARY

10

AMPHITHEATER UNIFIED

16

CATALINA FOOTHILS UNIFIED

39

CONTINENTAL ELEMENTARY

08

et

W Avra

Catalina

06

10

8

N Mt

W El Tiro Rd

M ou

d

Rd ged To p Ra g

E Edwin Rd

E Grand Valley Dr

vd

WS ilver bell R

s

Ga

Oracle

Oracle Junction Saddlebrooke

He

N

I-10

irre Rd

N Agu

Rd

e Lin

S

d co R Sas

N Wentz R d

E

al Ave

S Estancia Dr

School District Information

Dr

77

ove rt D ese R uil d G S

N SWAN RD

lock E Hem

a d Ranch R d

Red Rock

ED

N F- 3

S Cattle Tank Rd

E No na Rd

d

d sR

K DR K LIN PAR

E BAUMGARTNER RD

W

Chief Bu tte R

w Willo

S PICACHO HWY

10

S Kolb Rd

d

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

05249570321

©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF

Public Schools :

Elementary Schools

Arizona City Elementary School

Distance 2.58 Miles

12115 W Benito Dr Arizona City AZ 85123 Telephone : (520) 466-2450 Lowest Grade : Pre-K Kindergarten : Yes Enrollment : 666

School District : Toltec School District (4450) Highest Grade : 8th School Enrollment : Total Expenditure/Student : 1

High Schools

Villa Oasis Interscholastic Center For Education (voice)

Distance 3.32 Miles

3740 N Toltec Rd Eloy AZ 85131 Telephone : (520) 450-4500

Lowest Grade : 9th School Enrollment : Total Expenditure/Student : 340

School District : Mary C O'brien Accommodation District (4435) Highest Grade : 12th Enrollment : 89 Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Local Business Attractions / Recreation Name

Address

Telephone

Distance (Miles)

All Seasons Guides And Outfitters, Llc 8673 W Teresita Dr Arizona City Az

(313) 350-6554

1.11

Severin's Skydiving Service Llc

9846 W Camelia Dr Arizona City Az

(724) 875-3433

1.22

Quail Run Rv Park Inc

14010 S Amado Blvd Arizona City Az

(520) 466-6000

1.64

Las Colinas Rv Park

7136 S Sunland Gin Rd Casa Grande Az

(520) 836-5050

1.67

Eating / Drinking Name

Address

Telephone

Distance (Miles)

Ok Bo Bo Inc

9674 W Monaco Blvd Arizona City Az

(520) 466-9239

1.27

Bob Smith

5310 S Sunland Gin Rd Casa Grande Az

(520) 421-0820

1.67

Eva's Mexican Food Restaurant

7087 S Sunland Gin Rd Casa Grande Az

(520) 836-7944

1.67

Taco Bell

2949 N Toltec Rd Eloy Az

(520) 466-7363

2.56

Health Care Services Name

Address

Telephone

Distance (Miles)

Arizona City Family Chiropractic

13350 S Sunland Gin Rd Arizona City Az

(520) 494-1000

1.14

Arizona City Health Associates Inc

13060 S Sunland Gin Rd Arizona City Az

(520) 466-5774

1.24

Integrity Medical Waste, Inc.

"" Arizona City Az

(619) 787-2221

1.36

Park Place Hacienda De Deserto

13626 S Del Rio Rd Arizona City Az

(520) 466-8850

1.51

Hospitality Name

Address

Telephone

Distance (Miles)

Nikhklanth Corporation

5300 S Sunland Gin Rd Casa Grande Az

(520) 426-9240

1.67

Ohm Shivam Hospitality, L.l.c.

3945 W Houser Rd Eloy Az

(520) 466-7804

2.84

Eloy Hospitality Inc

5540 N Sunland Gin Rd Eloy Az

(520) 836-5000

4.03

Travelodge Casa Grande

5540 N Sunland Gin Rd Eloy Az

(520) 836-5000

4.03

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

Organizations / Associations Name

Address

Telephone

Distance (Miles)

Arizona City Evangelical Methodist Church

14350 S Overfield Rd Arizona City Az

(520) 705-8220

0.12

Freedom Church

13060 S Sunland Gin Rd Arizona City Az

(520) 494-8292

1.24

Golden Harvest Community Church

13060 S Sunland Gin Rd Arizona City Az

(602) 361-4342

1.24

Central Lutheran Church

12921 S Sunland Gin Rd Arizona City Az

(520) 466-5024

1.3

Personal Services Name

Healing Spirit Massage & Spa Llc

Address

10241 W Carousel Dr Arizona City Az

Telephone

(520) 705-9477

Distance (Miles)

1.48

Shopping Name

Address

Telephone

Distance (Miles)

Mia's Ok Market

9674 W Monaco Blvd Arizona City Az

(520) 466-9239

1.27

Good 2 Go Stores Llc

3160 N Toltec Rd Eloy Az

(520) 466-1313

2.87

Circle K Stores Inc.

3125 N Toltec Rd Eloy Az

(520) 466-7361

2.95

Family Dollar Stores, Inc.

3803 W Shira St Eloy Az

(520) 509-4067

3.66

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

14275 S OVERFIELD RD

Distance 0.04 Miles

Owner Name : Larios Steve

Sale Price : $41,400

Sale Date : 09/29/2015

Property Tax : $100.70

Total Value : $8,172 Land Use : Mobile Home

Lot Acres : 1.56 APN : 408-04-065A

Recording Date : 10/05/2015 14185 S OVERFIELD RD Owner Name : Feldmeier Brian Total Value : $168,270 Land Use : Sfr Stories : 1 Yr Blt / Eff Yr Blt : 1989 /

Distance 0.04 Miles Subdivision : Arizona City Estates Property Tax : $1,479.70 Lot Acres : 2.18 Living Area : 3,126 APN : 408-04-050C

14310 S CIENEGA LN Owner Name : Arizona City Evangelical Metho Sale Date : 12/17/1990 Total Value : $5,000 Land Use : Religious

Distance 0.06 Miles Subdivision : Arizona City 02b Recording Date : 12/17/1990 Lot Acres : 0.20 APN : 406-05-204

14240 S OVERFIELD RD Owner Name : Oursland David Alan Sale Date : 12/16/2005 Total Value : $5,000 Land Use : Residential (nec) Subdivision : Arizona City 03

Distance 0.06 Miles Recording Date : 01/06/2006 Sale Price : $80,000 Property Tax : $105.16 Lot Acres : 0.20 APN : 406-05-202

7869 W SILVERBELL DR Owner Name : Roberson Chris J Total Value : $11,737 Land Use : Mobile Home Subdivision : Arizona 10

Distance 0.06 Miles Recording Date : 01/16/1997 Property Tax : $144.64 Lot Acres : 2.17 APN : 408-04-051D

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

14220 S OVERFIELD RD Owner Name : Smith Scott Sale Date : 02/28/2007 Total Value : $5,000 Land Use : Residential (nec) Subdivision : Arizona City 03

Distance 0.07 Miles Recording Date : 07/06/2007 Sale Price : $19,215 Property Tax : $105.16 Lot Acres : 0.21 APN : 406-05-201

14198 S OVERFIELD RD Owner Name : Poulos William J Sale Date : 07/00/2005 Total Value : $5,000 Land Use : Residential (nec) Subdivision : Arizona City 02b

Distance 0.07 Miles Recording Date : 10/27/2005 Sale Price : $148,000 Property Tax : $105.16 Lot Acres : 0.21 APN : 406-05-200

14349 S OVERFIELD RD Owner Name : Garcia Rafael G Sale Date : 05/00/1999 Total Value : $8,172 Land Use : Mobile Home Subdivision : Arizona 10

Distance 0.08 Miles Recording Date : 06/07/1999 Sale Price : $19,900 Property Tax : $100.70 Lot Acres : 1.56 APN : 408-04-065B

14176 S OVERFIELD RD Owner Name : Petersen Julie Kristine Sale Date : 04/25/2013 Total Value : $95,848 Land Use : Sfr Stories : 1 Yr Blt / Eff Yr Blt : 1986 /

Distance 0.08 Miles Recording Date : 05/01/2013 Sale Price : $57,000 Property Tax : $656.20 Lot Acres : 0.22 Living Area : 1,809 APN : 406-05-199

Subdivision : Arizona City 02 7821 E SILVERBELL DR Owner Name : Roberson Chris J Total Value : $6,598 Land Use : Mobile Home Subdivision : Arizona 10

Distance 0.08 Miles Recording Date : 07/08/1998 Property Tax : $81.28 Lot Acres : 1.25 APN : 408-04-051E

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

No demographics data for selected property.

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 09/14/2022 © 2022 CoreLogic. All rights reserved

+ FIRST AMERICAN TITLE, FC0, JSTI 09/14/2022 01:53PM R9C8

PINAL (PL), AZ

INVESTIGATIVE SEARCH RESULTS

PAGE 1 OF 1

SEARCH PARAMETERS PARCEL: PARCEL:

408-04-050B 408-04-050B

2

OWNER:

SHERWOOD DALE C & DEENA M

AFFIDAVIT

SITUS:

14245 S OVERFIELD RD ARIZONA CITY

MAIL:

1392 E 11TH ST

INSTRUMENT

REC DATE

2020 36006

04/16/2020

CASA GRANDE AZ 85122 LEGAL:

ARIZONA CITY ESTS S-167.48' OF LT 49

CURRENT TAXES

INFORMATION THROUGH 08/12/2022

LAND

IMPR

EXEMPT

RATE

AREA

SPECIAL DISTRICTS

PRIMARY

3,834

0

0

10.3629

2244

11900 14613 14900 15625 24001

SECONDARY

544

5,097

0

1.9650

2021 TOTAL TAX BILLED

408.52

30002

2021

TAX AMT

TAX DUE

INTEREST

DATE PAID

TOTAL DUE

FIRST HALF

204.26

0.00

0.00

10/29/2021

0.00

SECOND HALF

204.26

0.00

0.00

04/29/2022

0.00

TOTAL CURRENT TAXES DUE 09/22

0.00

10/22

0.00

IMPROVEMENTS MOBILE HOME BLDG SQFT

2,052

FULL CASH VALUE

YEAR BUILT

1998

LAND USE

NUMBER OF STORIES

2.0

STORIES HEIGHT

0

EXTERIOR WALLS

OTHER

GRADE MATERIALS

56,405 08 29

LOT SIZE

1.260 ACRES

SCHOOL DISTRICT

2244

LAND FULL CASH VALUE

5,436

IMPR FULL CASH VALUE

50,969

SALES SALE DATE

SALE AMOUNT

INSTRUMENT TYPE

SELLER NAME

04/16/2020

151,900

2020 36006 WD

COURTRIGHT JR CARL A & COU

03/13/2019

126,500

2019 17538 WD

ROJAS XAVIER M & SANDRA L

12/05/2008

103,179

01/17/2007

110,000

2007 7576 JD

08/18/1995

30,860

1995 25720 JD

2008 115882 D

ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE:

MOBILE HOME LOT

END SEARCH

DIAZ LUIS F ROJAS XAVIER M/SANDRA L TRANSAMERICA FINANCIAL COR

VALIDITY

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Covenants, Conditions & Restrictions Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

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We are providing the requested information without CC&Rs. Unfortunately, we are unable to confirm CC&Rs at this time, possibly because:  The property is too complex to obtain CC&Rs without a complete title examination  The property is sectional, whereas there are no “standard” subdivision‐type restrictions  A recorded plat may not exist  The recorded plat may be older, with limited information available, or  Recorded CC&Rs may not exist.

Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.

If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.

Home Seller’s Guide

to the Title & Escrow Process in Arizona

Quick Reference

Table of

Contents

Your Escrow Number Your New Address City/State/Zip Real Estate Agent Name

Email

Assistant

Email

Company

Phone

03 Welcome

Address

Fax

04 Benefits of Using a REALTOR®

First American Title

02 Quick Reference

05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process

Escrow Officer

Email

Escrow Assistant

Email

Address

Phone

City/State/Zip

Fax

Insurance Previous Company

Phone

Previous Agent

Policy No.

New Company

Phone

New Agent

Policy No.

Home Warranty Company

Policy No.

14 Understanding Title Insurance

Utilities and Services

16 Consider This

Southwest Gas 1.877.860.6020 www.swgas.com

Dish Network 1.800.823.4929 www.dishnetwork.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Cox 602.277.1000 www.cox.com

CenturyLink 800.366.8201 www.centurylink.com

Salt River Project 602.236.8888 www.srpnet.com

Direct TV 1.888.777.2454 www.directv.com

AT&T 1.800.222.0300 www.att.com

APS 602.371.7171 www.aps.com

17 Closing Your Escrow 18 Planning Your Move

Count on First American Title Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

AZ Sellers Guide | 3

Benefits of using a Professional REALTOR

®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR® can provide that you may not be aware of.

A REALTOR®:

FOR SALE BY OWNER Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

› U nderstands market conditions and has access to information not available to the average homeowner.

- have the knowledge, patience, and sales skills needed to sell your home?

› C an advertise effectively for the best results.

- k now how to determine your home’s current market value?

› K nows how to price your home realistically, to give you the highest price possible within your time frame. › I s experienced in creating demand for homes and how to show them to advantage. › K nows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

› K nows how to go toe-to-toe in negotiations.

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

› I s always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› C an remain objective when presenting offers and counter-offers on your behalf. › Maintains errors-and-omissions insurance.

Are you...

› W ill listen to your needs, respect your opinions and allow you to make your own decisions.

- aware of conditions in the marketplace today that affect value and length of time to sell?

› C an help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

- concerned about having strangers walking through your home?

› I s experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

AZ Sellers Guide | 4

Key Professionals Involved in Your Transaction REALTOR

®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS) The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS.®

TITLE COMPANY These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

AZ Sellers Guide | 5

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim. ake sure the front steps are clear and hazard-free. Make sure the doorbell works M properly and has a pleasant sound.

PREPARING YOUR HOME FOR SALE

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

B righten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

R epair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see

Make sure toilet seats look new and are firmly attached.

Repair or replace loud ventilating fans.

when they approach your house for the first time

Replace worn shower curtains.

and walk through each room. Ask your REALTOR® for advice; they know the marketplace and what helps a

R earrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

home sell. Here are some tips to present your home

Remove clutter throughout the house. Organize and clean out closets.

in a positive manner:

Clean household appliances and make sure they work properly.

A ir conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

C heck the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

AZ Sellers Guide | 6

Staging your home for Show To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

K eep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

C lear all clutter from counter tops.

L et the light in. Raise shades, open blinds, pull back the curtains and turn on the lights. et rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners G or potpourri. Fresh baked bread and cinnamon can make a positive impact.

S end pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

I f possible you, your pets, and your children should be gone while your home is being shown.

C lean trash cans and put them out of sight.

I f you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

K eep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms.

C heck that sink and tub are scrubbed and unstained.

M ake beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Terms You Should Know Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

TRID TILA-RESPA Integrated Disclosures

AZ Sellers Guide | 9

The Life Of An Escrow THE BUYER

THE SELLER

THE ESCROW OFFICER

THE LENDER

Chooses a Real Estate Agent

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Schedules inspections and evaluates findings.

Reviews title commitment/ preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Documents are recorded and all proceeds from sale are received.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

AZ Sellers Guide | 10

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS

CASH

FHA

VA

CONV

BUYER

BUYER

BUYER

BUYER

1.

Downpayment

2.

Termite (Wood Infestation) Inspection (negotiable except on VA)

3.

Property Inspection (if requested by buyer)

BUYER

BUYER

BUYER

BUYER

4.

Property Repairs, if any (negotiable)

SELLER

SELLER

SELLER

SELLER

5.

New Loan Origination Fee (negotiable)

BUYER

BUYER

BUYER

6.

Discount Points (negotiable)

BUYER

BUYER

BUYER

7.

Credit Report

BUYER

BUYER

BUYER

8.

Appraisal or Extension Fee (negotiable)

BUYER

BUYER

BUYER

9.

Existing Loan Payoff

SELLER

SELLER

SELLER

SELLER

10.

Existing Loan Payoff Demand

SELLER

SELLER

SELLER

SELLER

11.

Loan Prepayment Penalty (if any)

SELLER

SELLER

SELLER

SELLER

12.

Next Month’s PITI Payment

BUYER

BUYER

BUYER

13.

Prepaid Interest (approx. 30 days)

BUYER

BUYER

BUYER

14.

Reserve Account Balance (Credit seller / Charge buyer)

PRORATE

PRORATE

PRORATE

15.

FHA MIP, VA Funding Fee, PMI Premium

BUYER

BUYER

BUYER

16.

Assessments payoff or proration (sewer, paving, etc.)

17.

Taxes

PRORATE

PRORATE

PRORATE

18.

Tax Impounds

BUYER

BUYER

BUYER

19.

Tax Service Contract

SELLER

SELLER

BUYER

20.

Fire/Hazard Insurance

21.

Flood Insurance

22.

Homeowners Association (HOA) Transfer Fee

23.

HOA/Disclosure Fee

24.

Current HOA Payment

25.

Next Month’s HOA Payment

26.

Home Warranty Premium (negotiable)

27.

REALTORS®’ Commissions

28.

EAGLE Homeowners Title Policy

29.

Lenders Title Policy and Endorsements

30.

Escrow Fee (NOTE: Charge seller on VA Loan)

31.

Recording Fees (Flat rate)

32.

Reconveyance/Satisfaction Fee

33.

Courier/Express Mail Fees

SELLER

SELLER PRORATE

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

PRORATE

PRORATE

PRORATE

PRORATE

BUYER

BUYER

BUYER

BUYER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

BUYER or SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

SELLER

BUYER

BUYER

BUYER

SPLIT

SPLIT

SELLER

SPLIT

SPLIT

SPLIT

SPLIT

SPLIT

SELLER

SELLER

SELLER

SPLIT

SPLIT

SPLIT

SELLER

SPLIT

Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

AZ Sellers Guide | 11

The Escrow Process WHAT IS AN ESCROW? The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

AZ Sellers Guide | 12

Your Escrow Professional May: O pen escrow and deposit good faith funds into an escrow account onduct a title search to determine the ownership and title status of the C real property eview the title commitment and begin the process of working with you R and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender. oordinate with the buyer’s lender on the preparation of the Closing C Disclosure (CD) rorate fees, such as real property taxes, per the contract and prepare the P settlement statement et separate appointments allowing the buyer and seller to sign documents S and deposit funds eview documents and ensure all conditions are fulfilled and certain legal R requirements are met Request funds from buyer and buyer’s new lender hen all funds are deposited and conditions met, record documents with W the County Recorder to transfer the real property to the buyer fter recording is confirmed, close escrow and disburse funds, including A proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties AZ Sellers Guide | 13

Understanding Title Insurance Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection.

Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

AZ Sellers Guide | 14

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSUR ANCE? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSUR ANCE NEEDED? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners Protection from: 1

Someone else owns an interest in your title

2

A document is not properly signed

3

Forgery, fraud, duress in the chain of title

4

Defective recording of any document

5

There are restrictive covenants

6

There is a lien on your title because there is:

EAGLE

Compare First American’s Eagle Policy® for Owners

ALTA Standard or CLTA 21

Post-policy prescriptive easement

22

Covenant violation resulting in your title reverting to a previous owner

23

Violation of building setback regulations

24

Discriminatory covenants Other benefits:

25

Pays rent for substitute land or facilities

26

Rights under unrecorded leases

27

Plain language statements of policy coverage and restrictions

c) a charge by a homeowner’s association

28

Compliance with Subdivision Map Act

7

Title is unmarketable

29

Coverage for boundary wall or fence encroachment*

8

Mechanics lien

30

9

Forced removal of a structure because it:

Added ownership coverage leads to enhanced marketability

31

Insurance coverage for a lifetime

32

Post-policy inflation coverage with automatic increase in value up to 150% over five years

33

Post-policy Living Trust coverage

a) a deed of trust b) a judgement, tax, or special assessment

a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10

Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11

Unrecorded lien by a homeowners association

12

Unrecorded easements

13

Building permit violations*

14

Restrictive covenant violations

15

Post-policy forgery

16

Post-policy encroachment

17

Post-policy damage from extraction of minerals or water

18

Lack of vehicular and pedestrian access

19

Map not consistent with legal description

20

Post-policy adverse possession

ALTA Standard or CLTA

EAGLE

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

AZ Sellers Guide | 15

Consider This One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

AZ Sellers Guide | 16

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow THE CLOSING DISCLOSURE Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow. *For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms.

You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEX T? If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

AZ Sellers Guide | 17

Planning your move SIX WEEKS BEFORE: Create an inventory sheet of items to move.

Research moving options. You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes. Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts. Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Discard unnecessary items. Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Service automobiles. If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Packing materials. Gather moving boxes and packing materials for your move.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE: Contact utility companies. Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels. Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

AZ Sellers Guide | 18

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY: Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Your Notes:

AZ Sellers Guide | 19

Your Notes:

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

5

1

8

Central Arizona

7

4

11 3 9

First American Title Branch Locator 10

6

15

OL

DW

GOLDFIELD

CRISMON

16

SIGNAL BUTTE

2

ES

TH

WY

17

12

13

SK

I

S NG

RA

NC

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14

1 SUN CITY WEST

5 A NTHEM

9 K IERLAND COMMONS

13 C HANDLER PORTICO

2 G OODYEAR

6 B ILTMORE

10 SCOTTSDALE FORUM

14 G ILBERT SAN TAN

3 A RROWHEAD

7 D ESERT RIDGE

11 D C CROSSING

623.299.3644 13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson 623.936.8001 1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

623.487.0404 16165 N. 83rd Ave., #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave

4 T HE LEGENDS

623.537.1608 20241 N. 67th Ave., #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

AZ Sellers Guide | 22

623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 602.954.3644 3200 E Camelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street

480.515.4369 20860 N. Tatum Blvd., #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 C AREFREE

480.575.6609 7202 E. Carefree Dr., Bldg. 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.

480.948.6488 14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 480.551.0480 6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 480.563.9034 18291 N. Pima Rd., #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 A HWATUKEE

480.753.4424 4435 E. Chandler Blvd., #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd. 480.777.0614 1528 E. Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 M ESA

480.401.3738 1630 S. Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 R ED MOUNTAIN

480.534.3599 1135 N. Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown

17 G OLD CANYON

480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.

RD

RD C LE

N Bea r Canyon Rd

t t Rd

Lo ve

S KOLB RD

S HOUGHTON RD a S HOUGHTON RD

S H OUGHTON RD

S Wilmot Rd

et

N

OLD N O GALES H

Ro

RD C LE

S Swan Rd

S

Y S NOGALES HW

I-19

80

WY

S Kolb Rd

95 S Cattle Tank Rd

S Kolb Rd

S Estancia Dr

N Luckett Rd

N Wentz R d

N Trico Rd

N TRICO RD

d

S H OUGHTON RD

S Wilmot Rd

SM ISS ION RD N Anway Rd

N ANWAY RD

N SWAN RD

S HOUGHTON RD S HOUGHTON RD

an c

hR d

S KOLB RD

S Swan Rd

S Pecan Rd

Y

S NOGALES HW

S H WY

N

N Bea r Canyon Rd

N SWAN RD

Hearth Rd

95

N OGALE

A OR

Cortaro 9 G REEN VALLEY

W Emigh Rd

12 R ITA ROAD

E RIV

15

13 R IVER Tanque

E R R1D

7

W MILE WIDE RD 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

E2 Fairmount St 520.877.9200 | Fax 520.202.6348 E SPEEDWAY BLVD W SPEEDWAY BLVD 11165 N. La Canada Dr., Ste. 143 6 Tucson KI NN Valley, AZ 85737 Oro E 22ND ST E

520.529.1944 Verde | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

nJ oa qu in Bopp R d Rd W Snyder Hill Rd

E 22ND ST

80

S Wilmot Rd

I-19

RD

SM ISS ION

S HOUGHTON RD S HOUGHTON RD

S H OUGHTON RD

rvey Rd

S Sierrita M

W Pima Mine Rd

AZ Sellers Guide | 23 N Calle Rinco

W Bush Rd haw Rd

S Swan Rd

S Sandario Rd

W Bayard Rd

NOGALES HW Y

86

Y HW 520.299.4606 | Fax 520.577.6993 AJO 4051 E Sunrise Dr., WSte. 155 86 Tucson, AZ 85718 Three Points

520.529.0506 | Fax 520.529.8998 Air Force A 2890 E. Skyline Dr., Ste. 200 W 520.229.9194 W IRVINGTO N| R520.297.2576 D Tucson, AZ 85718 Fax 520.229.9210 W VALENCIA RD | 520.742.5866 Littletown E VALENCIA 12 CIA RD N. Oracle Rd., Ste W VALEN8500 100 RD 15 TANQUE VERDE TUCSON W Hermans RdOro Valley, AZ 85704 INT'L 520.202.2626 | Fax 520.495.6151 AIRPORT 10 E. Tanque Verde 7479 19 Summit Tucson, AZ 85715 Vail

11 O RO WYVALLEY/ORACLE JO H 95

W

S Marstellar Rd

8 FOOTHILLSW Hermans Rd

14 SKYLINE

YR D

S KOLB RD

Sa

520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701 W Park Rd

W Guy St

86

S SANDARIO RD

h Rd W Gar c ia Ranc

7 D OWNTOWN

N Bea r Canyon Rd

et

N SWAN RD

5

10 O RO VALLEY/LA E PRINCE RD 520.319.9207 | Fax 520.319.1468I N NEY CANADA E GRANT RD RD W Fort L o ell Rd w

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

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N 1ST AVE

W MANVILLE RD

W Manville Rd

6 C ENTRAL

N SANDARIOSRD

ch

S Mcge520.575.1900 eR

RD

520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122

H wy

Willow Canyon

14 8 Green Valley Picture Rocks Casas | Fax 520.432.0168 520.625.1095 | Fax 520.958.9663 520.618.7790 | Fax 520.901.1720 W PICTURE R W INA RD W Tucker Rd Adobes Rd O C K S RD 190 W. Continental ia226 6760 N. Oracle Rd., Ste. 100B Continental Rd., Ste. 10222 East Rita Rd., Ste. 190 N v l S e 77 3 E SUNRISE DR W Rudasill Rd Tucson, AZ 85704 Green Valley, AZ 85622 S H13 Tucson, AZ 85747 E SNYDER RD an

N Trico Rd

ch

a d Ranch R d

N

ell R

S Brady Pump R

I-19 S LA CANADA DR

S OLD

Rd

80

N Pump Station Rd

S LA CANADA DR

N SANDARIO RD

S La Palma Rd

h Rd W Gar c ia Ranc S SUNSHINE BLVD S Garvey Rd

ntain Rd M ou

S Sandario Rd S Curry Rd

S Shaw Rd

Ow l

a d Ranch R d

Ow l

C LE

N La Palma Rd

N Tweedy Rd

W

N Trico Rd

S SANDARIO RD

S Marstellar Rd

S SUNLAND GIN RD S Sunland Gin Rd

S Garvey Rd

S Shaw Rd

S

S Estancia Dr

N TRICO RD

N SANDARIO RD N Anway Rd N ANWAY RD

N Pump Station Rd

N Overfield Rd

h Rd W Gar c ia Ranc

S Henness Rd

S Cattl

Ow l

N Luckett Rd

d

N Pump Statio

N Wentz R d

N Trico Rd

N Trico Rd

N Wentz R d

ntain Rd

M ou aterm an

NW

n R N PINAL AVE NW aterm N Anway Rd an RD N ANWAY M ou ntain Rd N TRICO RD N Trico Rd

S Lamb Rd

S Marstellar Rd S PICACHO HWY S MS S ISSANDARIO RD ION S Sandario Rd RD W

aterm an

NW

on

m

Rd

Le m

11

Summerhaven

N Mt

W TWIN PEAKS RD

Valley

LL

5

77

W MOORE RD 10 W TANGERI NE RD W NARANJA DR Ro Oro ad

8

Catalina

S

BIA-3

Vail

Oracle Junction Saddlebrooke

l Corona de Tucson

Rita Rd

N F- 3

S N Fr S anon tata

d sR

Rillito

a in B

Oracle

N Calle Rinconado

Sahuarita

ing S pr

N Dove Mount

77

E Edwin Rd

d ia R

w Willo

lv S He

10

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

S Night Sky St

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10 E SAHUARITA RD

9

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Schuchk 4 C ASA GRANDE

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12

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520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

BIA-30

Littletown

Chief Bu tte R

First American Title Branch Locator

424

5 C ASAS ADOBES

Air Force

N

520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

Summit

Ed 22ND ST

R ch an ff R

BE ER ILV

2 B ROADWAY

INT'L AIRPORT

Marana

Rd uttes W Twi n B W An am a x Mine Rd

Le m

cg ch Rd W M e e R an

Valley Rd

Vail

Go

Fre

77

Rd an em

Southern Arizona

Tanque Verde

vd

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

W El Tiro Rd

N Trico Rd

Rd

W Avra

E 22ND ST

d

W HELMET PEAK RD W Ruby Star Dr

2

Tucson

r lock D E Hem

Dudleyville

E SNYDER RD

E Fairmount St

INK RK L PATUCSON

Ro ad

15

E R R1D

Rd ge

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Ranc h

Rita Rd

19

d d ro R me nce R re Flo

Rd

E SPEEDWAY 6 BLVD

N Agu W Pima Mine RdE Grand Valley Dr Continental irre Rd

W

Rd ged To p Ra g

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1 M AIN OFFICE

3 C AMBRIC BIA

WS ilver bell R d

W Silv

WB

d co R Sas

Green Valley

n

S Sierrita Mountain Rd

286

E

Continental Ave

9

I-10

S Mcge e R a

W Bush Rd

Rd

S Sa Red Rock nta

RD

E RIV

E VALENCIA DRRD

Corona de Tucson

E No na Rd

N Mt

W Guy WStMcgee R anch

Rd

uttes W Twi n B W An am a x Mine Rd

Sahuarita

Ra olote Te c

W Ruby Star Dr

Three Points

86

E BAUMGARTNRE d R RD

er

WY

H E Curtis JO Rd

W VALENCIA RD

W Hermans Rd W HELMET PEAK RD E SAHUARITA RD

ar k

E GREENE anEsSREdRVOIR RD W HermR

12

NE 10 YR D Summit HWY AJO W W IRVINGTO N RD

W VALENCIA RD

86

E PRINCE RD

7

le R d

E SUNRISE DR

13

Iron Valley R Ed GRANT

H wy

Willow Canyon

8

N Calle Rinconado

W Pima Mine Rd

E Ellis Rd

TUCSON K I INT'L N AIRPORT

NB

W Park Rd

E Hotts Rd

WA

Sa

nJ oa19 qu in Bopp R d Rd Snyder Hill Rd W10

E Nutt Rd

5

Littletown

E VALENCIA RD

v il

N SOLDIER TRL S FREEMAN RD L S OLD SPA NISH T R

Picacho

77 3 E 22ND ST

424

W Bayard Rd

Ranc h

S Sierrita Mountain Rd

W Aries Dr r it t e n

m

E Milligan Rd

D

on

Tanque Verde 14

W SPEEDWAY BLVD

Eloy

E Milligan Rd

W Pretzer Rd

RD

W Bush Rd

LL

MILE WIDE RD -84W W VALENCIA RD

E

W Hermans Rd

E HARMON RD W HARMON RD

W Bayard Rd

VALENCIADRD W Rd E Houser

S

W Guy St

WB

S

BE ER ILV

City

W Phillips Rd

Three Points

286

N

S

YArizona

HW

86

YR

K

AZ

N

JO

WA

86

Toltec

W Park Rd

W BATTAGLIA DR

W Hermans Rd

S

S CHUICHU RD

S Trekell Rd

W Houser Rd

Chuichu

D

Tucson W Rudasill Rd INN Sa RdMANVILLE o E 22ND ST RDEEYCRornman Rd nJ W Manville RdW CornmanW W El Camino Del C err oa D qu E Hanna Rd d p p o R in B Rd d WY W Hanna Rd er Hill Rd Air Force W SnydW JO H Fo dA 87 E Aricart RLdowell RW W IRI V pW NINNGETO N RD ee S

I-8

15

7

W SPEEDWO AYCBKLSVDR

E Selma Hwy K

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Summerhaven

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Oro Valley

Casas Fairmount St 79 W INA RD E 2 E SPEEDWAYAdobes 6BLVD E GRANT RD

WLa PICPalma TURE R

287

W Earley Rd

W Selma Hwy

8

Picture Rocks

H wy

RA

11

N 1ST AVE

W MILE WIDE RD W Tucker Rd

E Kleck Rd

W NARANJA DR

Cactus Forest E SUNRISE DR

E Desert Hills Rd E RI VE R R1D E PRINCECortaro RD

RD

K

Casa Grande

N

S THORNTON RD

10

D

P

W EmighRandolph Rd

IN N EY R D

on

77 Willow Canyon

8

13

Catalina

Le m

W Randolph Rd

W Fort L o ell Rd W Kleck Rd w

LL

E4RODEO RD

77 3

5

l C erro W El Camino DeE WRandolph TWIN Rd EAKS R

N Trico Rd

nvailleeyRdRd W MaV

R O C K S RD W INA RD N E MARTSIN RD

W Rudasill RdW Bartlett Rd

W MCCARTNEY RD W MANVILLE RD

14

N 1STRA d VE ge

W Woodruff Rd

E Edwin Rd

Summerhaven

W MOORE RD 10 W TANGERI NE RD

Casas N F Rillito Adobes ronta

BE ER ILV

S

W Avra

387

77

Oro Valley

10

8

Oracle Junction Saddlebrooke

vd

W PICTURE

W Tucker Rd

He

Marana Cortaro

Picture Rocks

Catalina

W NARANJA DR N Dove 11 MOoRunAta in B l

Fro nta

W TWIN PEAKS RD Emigh W ElWTiro RdRd

Saddlebrooke

uil SG

E Edwin Rd

E Grand Valley Dr W MOORE RD 10 W TANGERI NE RD

Rd ge

ed To p Rd agg

d eR

in

sL

Ga

a in Bl

r lock D

N Mt

Rillito

N

E Hem

vd

irre Rd

e ll R d

WS ilver bell R

N Trico Rd

WR

Marana

W El Tiro Rd

N Dove Mount

10

N Agu

d

Valley Rd

E Grand Valley Dr

I-10

d

W Avra

N Luckett Rd

Rd sco E Sa

W SContinental Av e ilver bell R

S

S Est

I-10

irre Rd

N Agu

Rd ged To p

s

Ga

Red Rock

N F- 3

s E Sa

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