12724 E 47th St, Yuma, AZ 85367

DO NOT TRUST EMAILS CONTAINING WIRE INSTRUCTIONS

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

ONLINE RESOURCES:

The National White Collar Crime Center @ http://www.nw3c.org/research On Guard Online @ www.onguardonline.gov

DO NOT TRUST EMAILS SEEKING PERSONAL/FINANCIAL INFORMATION

The Federal Bureau of Investigation @ https://www.fbi.gov/scams and safety

PROTECT YOURSELF

• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

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WIRE FRAUD ADVISORY

Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

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The Internet Crime Complaint Center @ www.ic3.gov

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Client Date Client Date

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This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

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Subject Property 12724 E 47th St APN:AZYuma85367728-28-382

Data Provided By: American Title Ins Co

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APN : 728-28-382

County : Yuma, Az

Land Use : Mobile Home Lot Size : 7,150

Recording/Sale Date : 05/17/2001 / 03/00/2001 1st Mtg Amount/Type : $26,100 / Cnv

Legal Lot : 7516 Map Reference : 1609S21W / 1609S21W

Deed Type : Joint Tenancy Deed

Owner Name : Linn William / Linn Margarita

Property Information

Lot Acres : 0.16 Water Influence : Interior State Use : Mh Subdivided Lot

Deed Type : Warranty Deed Document # : 1973

Owner Transfer Information

Recording/Sale Date : 01/17/2007 / 01/08/2007

Lender : Bank Of America

Document # : 13513 1st Mtg Term : 15

Owner Information

Customer Name : Jeremiah Stiffler

Subject Property : 12724 E 47th St Yuma AZ 85367

Seller Name : Kemp Joyce L

Neighbor Code : 41206

Zoning : 23 Site Influence : Interior Unit Sewer Type : Type Unknown

Location Information

Township-Range- Sect : 09S-21W-16

Legal Description : Subdivision: Foothills Mobile Est 26 Lot: 7516 Section: 16 Township: 09s Range: 21w

Vesting Codes : / / Trust

Mailing Address : Po Box 993, Toledo WA 98591-0993 B017

Last Market Sale Information

Water Type : Type Unknown

Customer Company Name : First American Prepared On : 09/19/2022

Market Area : 04

Census Tract / Block : 111.23 / 1 Alternate APN : R0019700

Subdivision : Foothills Mobile Estate 26

Title Company : Yuma Title & Trust Co.

Sale Price : $32,500 1st Mtg Document # : 13514

Total Value : $65,989

Assessed Year : 2021

Improve % : 39%

Tax Rate Area : 0053

ImprovementValue : $25,989

Tax Year : 2021

Current YearValue :Land $5,500

Total TaxableValue : $6,599

Land Value : $40,000

: Jeremiah Stiffler

Customer Name

Customer Company

Current AssessedYear : 2023

Tax Information

Current YearValue :Total $8,370

Market Value : $65,989

Current ImprovementYearValue : $2,870

Property Tax : $831.36

4 12618 E 47th St # 3 85,000 59,810 04/25/2022 6,930 0.13 23

Summary of Comparables

12 13137 E 46th Dr 120,000 59,246 11/16/2021 6,825 0.26 23

Lot Size 7,150 6,568 7,600 7,003

Sale Price $32,500 $55,000 $279,900 $117,390

Total Assessed Value $65,989 $40,960 $100,740 $50,140

Customer Company Name : First American Prepared On : 09/19/2022

5 12605 E 46th St 75,000 48,141 07/15/2022 6,930 0.16 23

11 13138 E 47th St 65,000 54,682 10/20/2021 6,825 0.26 23

1 12686 E 47th Dr 110,000 49,162 03/02/2022 7,040 0.07 23

Bldg/Living Area 394 1920 1069

Distance From Subject 0 0.07 0.42 0.25

Sales Analysis

14 13148 E 47th Ln 70,000 42,777 02/11/2022 678 6,825 1973 0.29 23

StoriesBathroomsBedrooms 1 1 1

2 12803 E 47th St 139,900 43,557 04/22/2022 394 7,150 2008 0.1 23

Price Per Square Foot $103 $355 $186.36

13 13139 E 47th St 240,000 41,904 10/12/2021 7,051 0.27 23

15 12797 E 49th Dr 120,000 47,532 04/04/2022 6,568 0.32 23

Criteria Subject Property Low High Average

Year Built 1973 2008 1994

6 12645 E 47th Ln 93,000 48,957 04/05/2022 7,039 0.17 23

10 13129 E 47th St 55,000 41,906 10/25/2021 7,092 0.26 23

Customer Name : Jeremiah Stiffler

7 12569 E 46th Dr 85,000 42,871 09/23/2021 6,930 0.19 23

# Address Sale Price TotalValueAssessed Sale Date Bed Bath Living Area Lot Size YearBuilt (Miles)Dist Zoning

8 12712 E 45th Dr 279,900 66,215 09/01/2022 1,920 7,600 2000 0.21 23

S 12724 E 47th St 32,500 65,989 05/17/2001 7,150 23

3 12795 E 47th Dr 105,000 42,293 04/07/2022 7,150 0.12 23

9 12553 E 47th Ln 90,000 40,960 10/29/2021 7,020 0.26 23

20 13267 E 46th Dr 95,000 41,904 03/18/2022 6,825 0.42 23

16 12542 E 45th St 115,000 44,519 04/04/2022 7,040 0.35 23

18 12621 E 44th St 75,000 43,767 11/19/2021 7,040 0.35 23

17 13161 E 45th Dr 210,000 100,740 12/28/2021 1,284 6,678 1996 0.35 23

19 12511 E 44th Dr 120,000 41,855 03/25/2022 7,494 0.39 23

Owner Name: Linn William /Linn Margarita

Details of Comparables

Deed Type: Warranty Deed Land Use: Mobile Home

# of units: Document #: 13513 Bedrooms: Pool: Total Tax Value: $65,989 Bath(F/H): /

Rec. Date / Price: 03/02/2022 / $110,000 Living Area:

Land Use: Mobile Home

Subject Property: 12724 E 47th St Yuma Az 85367

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 7,040

Owner Name: Davidson James M /Gibson-davidson Dawn M

Rec. Date / Price: 04/22/2022 / $139,900 Living Area: 394

#1 12686 E 47th Dr Yuma Az 85367

Land Use: Mobile Home

Document #: 14656 Bedrooms: Pool:

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 7,150

#3 12795 E 47th Dr Yuma Az 85367

Year Built / Eff: /

Owner Name: Simpson Norman R /Simpson Lynda M

APN / Alternate APN: 728-28-382 /R0019700 Deed Type: Joint Tenancy Deed

Document #: 12506 Bedrooms: Pool:

Customer Name : Jeremiah Stiffler

# of units:

Deed Type: Warranty Deed

Year Built / Eff: /

Total Tax Value: $42,293 Bath(F/H): /

Deed Type: Warranty Deed Land Use: Mobile Home

Total Tax Value: $43,557 Bath(F/H): /

Total Tax Value: $49,162 Bath(F/H): /

Rec. Date / Price: 04/07/2022 / $105,000 Living Area:

Lot Size: 7,150

Document #: 7486 Bedrooms: Pool:

Owner Name: Stricklin John J /Stricklin Shirley A APN / Alternate APN: 728-28-433 / R0019750

Rec. Date / Price: 05/17/2001 / $32,500 Living Area:

#2 12803 E 47th St Yuma Az 85367

Customer Company Name : First American Prepared On : 09/19/2022 CoreLogic.

APN / Alternate APN: 728-27-449 / R0019766

Subdivision / Tract: Foothills Mobile Estate 26 /

APN / Alternate APN: 728-28-494 / R0019811

# of units:

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 7,150 Year Built / Eff: /

Year Built / Eff: 2008 /2008

Year Built / Eff: /

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 6,930

#4 12618 E 47th St # 3 Yuma Az 85367

Deed Type: Warranty Deed Land Use: Mobile Home

Owner Name: Weiss Robert H & Freida Trust / APN / Alternate APN: 728-27-346 / R0019664

Deed Type: Warranty Deed

Total Tax Value: $48,141 Bath(F/H): /

Owner Name: Its Real Electric Llc / APN / Alternate APN: 728-27-544 / R0019861

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 7,039

Total Tax Value: $48,957 Bath(F/H): /

Customer Company Name : First American Prepared On : 09/19/2022

Subdivision / Tract: Foothills Mobile Estate 26 / Lot Size: 6,930

Rec. Date / Price: 04/05/2022 / $93,000 Living Area: # of units: Document #: 12159 Bedrooms: Pool:

Bedrooms: Pool:

Year Built / Eff: /

Total Tax Value: $59,810 Bath(F/H): /

Rec. Date / Price: 09/23/2021 / $85,000 Living Area: # of units: Document #: 35595 Bedrooms: Pool:

#5 12605 E 46th St Yuma Az 85367

Deed Type: Warranty Deed

Year Built / Eff: /

#7 12569 E 46th Dr Yuma Az 85367

Rec. Date / Price: 04/25/2022 / $85,000 Living Area: # of units: Document #: 14686

Total Tax Value: $42,871 Bath(F/H): /

#6 12645 E 47th Ln Yuma Az 85367

Owner Name: Jensen Family Trust / APN / Alternate APN: 728-27-392 / R0019710

Land Use: Mobile Home

Owner Name: Obrien Timothy /Via Kimberly APN / Alternate APN: 728-27-300 / R0019618

Deed Type: Quit Claim Deed Land Use: Mobile Home

Customer Name : Jeremiah Stiffler

Land Use: Mobile Home

Rec. Date / Price: 07/15/2022 / $75,000 Living Area: # of units: Document #: 23876 Bedrooms: Pool:

Year Built / Eff: /

# of units: Document #: 28774

Deed Type: Warranty Deed Land Use: Mobile Home

Customer Name : Jeremiah Stiffler

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 7,092

Lot Size: 7,020

Owner Name: Cmh Hms Inc / APN / Alternate APN: 728-29-055 / R0024178

Year Built / Eff: 2000 /2000

#8 12712 E 45th Dr Yuma Az 85367

Bedrooms: Pool: Total Tax Value: $66,215 Bath(F/H): /

Total Tax Value: $54,682 Bath(F/H): /

Customer Company Name : First American Prepared On : 09/19/2022 CoreLogic.

#10 13129 E 47th St Yuma Az 85367

Year Built / Eff: /

#11 13138 E 47th St Yuma Az 85367

Subdivision / Tract: Foothills Mobile Estate 26 /

Year Built / Eff: /

#9 12553 E 47th Ln Yuma Az 85367

Rec. Date / Price: 10/25/2021 / $55,000 Living Area: # of units: Document #: 39606 Bedrooms: Pool:

Total Tax Value: $41,906 Bath(F/H): /

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 6,825

Subdivision / Tract: Foothills Mobile Estate 25 /

Deed Type: Warranty Deed Land Use: Mobile Home

Rec. Date / Price: 10/20/2021 / $65,000 Living Area: # of units: Document #: 39078 Bedrooms: Pool:

Owner Name: Christenson Gordon W /Christenson Ruth A APN / Alternate APN: 728-27-534 / R0019851

Owner Name: Doonan William J /Doonan Patricia A APN / Alternate APN: 728-20-144 / R0019462

Lot Size: 7,600

# of units: Document #: 40422 Bedrooms: Pool: Total Tax Value: $40,960 Bath(F/H): /

Owner Name: Dalebout Jerome O /Dalebout Laura K APN / Alternate APN: 728-29-051 / R0024174

Rec. Date / Price: 09/01/2022 / $279,900 Living Area: 1,920

Deed Type: Warranty Deed Land Use: Mobile Home

Rec. Date / Price: 10/29/2021 / $90,000 Living Area:

Owner Name: Farley James E & Lauri D Trust / APN / Alternate APN: 728-36-030 / R0087960

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 6,825

#14 13148 E 47th Ln Yuma Az 85367

Rec. Date / Price: 04/04/2022 / $120,000 Living Area:

Deed Type: Warranty Deed

Owner Name: Hardardt George F Iii / APN / Alternate APN: 728-29-050 / R0024173

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 7,051

Deed Type: Warranty Deed

Year Built / Eff: 1973 /1973

# of units:

Customer Name : Jeremiah Stiffler

Rec. Date / Price: 11/16/2021 / $120,000 Living Area: # of units: Document #: 42557

Customer Company Name : First American Prepared On : 09/19/2022 CoreLogic.

Total Tax Value: $47,532 Bath(F/H): /

Bedrooms: Pool: Total Tax Value: $59,246 Bath(F/H): /

Owner Name: Miles Mark P /Miles Lori APN / Alternate APN: 728-29-084 / R0024207

Year Built / Eff: /

# of units: Document #: 11927 Bedrooms: Pool:

Rec. Date / Price: 10/12/2021 / $240,000 Living Area:

Land Use: Mobile Home

Total Tax Value: $42,777 Bath(F/H): /

#13 13139 E 47th St Yuma Az 85367

Owner Name: Walsh Richard /Walsh Calla APN / Alternate APN: 728-29-134 / R0027782

Document #: 5259 Bedrooms: Pool:

# of units: Document #: 37945 Bedrooms: Pool: Total Tax Value: $41,904 Bath(F/H): /

Deed Type: Warranty Deed

Subdivision / Tract: El Rancho Encantado Sud Ph / Lot Size: 6,568

#15 12797 E 49th Dr Yuma Az 85367

Rec. Date / Price: 02/11/2022 / $70,000 Living Area: 678

Land Use: Mobile Home

Year Built / Eff: /

Land Use: Mobile Home

Year Built / Eff: /

Subdivision / Tract: Foothills Mobile Estate 5 / Lot Size: 6,825

#12 13137 E 46th Dr Yuma Az 85367

Land Use: Mobile Home

Deed Type: Warranty Deed Land Use: Mobile Home

Owner Name: Braveheart Aston D / APN / Alternate APN: 728-21-183 / R0024306

Deed Type: Warranty Deed Land Use: Mobile Home

Document #: 10714 Bedrooms: Pool:

Subdivision / Tract: Foothills Mobile Estate 25 / Lot Size: 7,040

Rec. Date / Price: 04/04/2022 / $115,000 Living Area: # of units: Document #: 11909

Year Built / Eff: /

Owner Name: Nicklin Lane S /Nicklin Sharon R APN / Alternate APN: 728-19-093 / R0019412

Owner Name: Heredia Natasha L / APN / Alternate APN: 728-19-014 / R0019333

Customer Company Name : First American Prepared On : 09/19/2022

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 6,678

Total Tax Value: $43,767 Bath(F/H): /

Deed Type: Warranty Deed

Rec. Date / Price: 12/28/2021 / $210,000 Living Area: 1,284

Subdivision / Tract: Foothills Mobile Estate 25 /

Year Built / Eff: /

Rec. Date / Price: 03/25/2022 / $120,000 Living Area: # of units:

Total Tax Value: $41,855 Bath(F/H): /

#19 12511 E 44th Dr Yuma Az 85367

Total Tax Value: $100,740 Bath(F/H): /

Bedrooms: Pool: Total Tax Value: $44,519 Bath(F/H): /

#16 12542 E 45th St Yuma Az 85367

#18 12621 E 44th St Yuma Az 85367

Year Built / Eff: 1996 /1996

Rec. Date / Price: 11/19/2021 / $75,000 Living Area: # of units: Document #: 43180 Bedrooms: Pool:

Owner Name: Pfister David /Pfister Christine APN / Alternate APN: 728-19-089 / R0019408

Lot Size: 7,494

#17 13161 E 45th Dr Yuma Az 85367

Customer Name : Jeremiah Stiffler

Land Use: Mobile Home

Subdivision / Tract: Foothills Mobile Estate 25 / Lot Size: 7,040

Year Built / Eff: /

# of units: Document #: 47614 Bedrooms: Pool:

#20 13267 E 46th Dr Yuma Az 85367

Subdivision / Tract: Foothills Mobile Estate 16 / Lot Size: 6,825

Total Tax Value: $41,904 Bath(F/H): /

Rec. Date / Price: 03/18/2022 / $95,000 Living Area: # of units: Document #: 9733 Bedrooms: Pool:

Deed Type: Warranty Deed

Owner Name: Brinkley William F /Brinkley Ann E APN / Alternate APN: 728-29-071 / R0024194

Year Built / Eff: /

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/19/2022 2022 CoreLogic.

Land Use: Mobile Home

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Distance 3.62 Miles

Telephone :85367

School District : Yuma Elementary District (4499)

(928) 502-8800

9851 E 28th St Yuma AZ

Ron Watson Middle School

Sunrise Elementary School

Public Schools :

9943 S. 28th Street Yuma AZ

Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 534

Total Expenditure/Student : 187

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 09/19/2022 CoreLogic.

Middle Schools

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 590

School District : Yuma Elementary District (4499)

Distance 3.76 Miles

Elementary Schools

Total Expenditure/Student : 187

Telephone :85365

(928) 502-7400

Mcdonald's Restaurants Of Arizona, Inc. 11251 E Coml Centre Loop Yuma Az (928) 342-7258 1.0

Local

Banks / Financial

Health Care Services

Western Arizona Retirement Strategies 13449 E 43rd Ln Yuma Az (928) 345-1200 0.77

Name Address Telephone Distance (Miles)

Emily A Fletcher 12806 E 49th Dr Yuma Az (603) 759-0536 0.3

Customer Company Name : First American Prepared On : 09/19/2022 CoreLogic.

Fortuna De Oro Rv Park 13699 E 46th St Yuma Az (928) 342-4700 0.97

Dahlena 11806 S Hunter Ave Yuma Az (928) 342-2934 1.01

Glacier Bank 11242 S Foothills Blvd Yuma Az (928) 345-3888 1.68

Name Address Telephone Distance (Miles)

Ironwood Estate Assisted Living, Llc 11893 S Ironwood Dr Yuma Az (928) 305-6270 1.05

Customer Name : Jeremiah Stiffler

Glacier Bank 11689 S Foothills Blvd Yuma Az (928) 317-9327 1.15

Curling Acs 12774 E 34th St Yuma Az (928) 726-6325 1.61

Name Address Telephone Distance (Miles)

AttractionsBusiness/Recreation

Name Address Telephone Distance (Miles)

Timbo's Licorice 13389 E 50th St Yuma Az (541) 554-4712 0.7

Foothills Blvd Clinic Llc 11611 S Fthlls Blvd Ste C Yuma Az (928) 342-1814 1.27

Eating / Drinking

Americus Mortgage Corporation 11710 S Fortuna Rd Ste D Yuma Az (928) 345-0449 2.08

Gockel, Stamatia Samantha Do 11611 S Fthlls Blvd Ste C Yuma Az (928) 342-1814 1.27

Zions Bancorporation, National Association 11031 E 40th St Yuma Az (928) 342-2895 0.85

Mickey B's Cocktail And Piano Bar 12635 E Frontage Rd Yuma Az (928) 342-5285 1.0

Wagon Wheel Tavern East 13376 E 38th St Yuma Az (928) 305-9414 1.25

Babe Cave Fitness Llc 11242 S Fthlls Blvd Ste 1 Yuma Az (928) 503-5316 1.68

Customer Name : Jeremiah Stiffler

Courtesy Inn 10574 S Fortuna Rd Yuma Az (928) 342-6565 2.89

Name Address Telephone Distance (Miles)

Hearts Being Healed Ministries 13226 E 42nd Dr Yuma Az (530) 520-4253 0.67

Foothills Assembly Of God Inc 12831 E 41st St Yuma Az (928) 342-9597 0.73

Hospitality

Schechert Family Aquatics & Fitness Center, Llc 11737 S Foothills Blvd Yuma Az (928) 345-0321 1.08

Foothills Southern Baptist Church 13148 E 40th St Yuma Az (928) 342-3557 0.91

Greens Jdada A, Llc 10731 E South Frontage Rd Yuma Az (928) 345-1777 2.74

Organizations / Associations

Comfort Inn & Suites 10553 S Fortuna Rd Yuma Az (928) 305-9000 2.91

Yuma Fun And Fitness Llc 11630 E 36th St Yuma Az (760) 565-2165 1.77

Shopping

Foothills Mini Mart 12870 S Foothills Blvd Yuma Az (928) 345-1919 0.24

Dolgencorp, Llc 12680 S Foothills Blvd Yuma Az (928) 257-4345 0.25

Name Address Telephone Distance (Miles)

Unity Center Of The Desert 13616 E 52nd St Yuma Az (928) 247-2372 1.08

Microtel Inn & Suites By Wyndham Yuma 10731 E South Frontage Rd Yuma Az (928) 345-1777 2.74

Sweet & Spicy 13338 E 48th St Yuma Az (907) 230-4424 0.54

Name Address Telephone Distance (Miles)

Customer Company Name : First American Prepared On : 09/19/2022

Classy Cactus Nursery 10787 E 40th St Yuma Az (928) 345-1074 0.83

Personal Services

Gratitude Health Spa 11391 S Viewpointe Way Yuma Az (928) 581-0022 1.67

Bed / Bath : 1 / 1

APN : 728-36-004

Total Value : $47,226

Subdivision : El Rancho Encantado Sud Ph APN : 728-36-002

Sale Date : 12/05/2013

Subdivision : El Rancho Encantado Sud Ph

Distance 0.17 Miles

Sale Price : $170,000

Yr Blt / Eff Yr Blt : 2012 / APN : 728-36-001

Sale Date : 02/19/2021

12712 E 48TH DR

Total Value : $76,462

Lot Acres : 0.16

Distance 0.17 Miles

Owner Name : Weise Craig

Total Value : $77,901

Yr Blt / Eff Yr Blt : 2015 / Living Area : 492

Customer Name : Jeremiah Stiffler

12742 E 48TH DR Distance 0.17 Miles

Sale Date : 06/00/2009

Stories : 1 Living Area : 707

Recording Date : 12/10/2013

Sale Price : $53,000

Owner Name : Nelson Brothers Llc

Recording Date : 06/20/2018

Sale Date : 06/15/2018

Property Tax : $764.32

Yr Blt / Eff Yr Blt : 2019 / APN : 728-36-003

Land Use : Sfr Living Area : 1,000

Total Value : $127,234

Sale Price : $77,500

Property Tax : $534.64

Owner Name : Shelton Steven E

Land Use : Sfr Lot Acres : 0.18

Land Use : Mobile Home Lot Acres : 0.15

Recording Date : 07/13/2009

Distance 0.17 Miles

Subdivision : El Rancho Encantado Sud Ph

Owner Name : Metzger Vicki

Bed / Bath : 1 / 1 Property Tax : $1,392

Property Tax : $850.68

12722 E 48TH DR

12732 E 48TH DR

Subdivision : El Rancho Encantado Sud Ph

Recording Date : 02/22/2021

Customer Company Name : First American Prepared On : 09/19/2022

Land Use : Sfr Lot Acres : 0.16

Sale Price : $50,000

Customer Company Name : First American Prepared On : 09/19/2022

Subdivision : El Rancho Encantado Sub Ph APN : 728-35-219

Sale Price : $195,900

Sale Date : 03/13/2018

Sale Date : 05/11/2021

Total Value : $196,077

Property Tax : $1,815.88

Land Use : Sfr Living Area : 485

Sale Price : $162,500

Property Tax : $2,171

Owner Name : Hansen David

Land Use : Residential Lot Lot Acres : 0.20

Owner Name : Joslin Jack G

12684 E 48TH DR Distance 0.18 Miles

Bed / Bath : 3 / 2

Recording Date : 03/18/2021

Distance 0.18 Miles

Yr Blt / Eff Yr Blt : 2012 / APN : 728-36-006

Owner Name : Nicodemus Cheri L

Recording Date : 05/04/2018

Sale Date : 04/27/2018

Land Use : Sfr Living Area : 1,597

Sale Date : 02/26/2021

Sale Price : $335,000

Total Value : $100,155 Property Tax : $993.40

Bed / Bath : 3 / 2

12752 E 48TH DR

Yr Blt / Eff Yr Blt : 2018 / APN : 728-35-218

Subdivision : El Rancho Encantado Sud Ph

Sale Price : $47,000

Total Value : $45,000 Property Tax : $481.96

Recording Date : 05/26/2021

Bed / Bath : 1 / 1 Lot Acres : 0.16

12762 E 48TH DR Distance 0.18 Miles

Land Use : Sfr Lot Acres : 0.16

Yr Blt / Eff Yr Blt : 2009 / 2009 APN : 728-36-005

Total Value : $156,109

12694 E 48TH DR Distance 0.18 Miles

Subdivision : El Rancho Encantado Sud Ph

Owner Name : Nicodemus Cheri L

Subdivision : El Rancho Encantado Sub Ph

Customer Name : Jeremiah Stiffler

Recording Date : 03/20/2018

Lot Acres : 0.16

Stories : 1 Living Area : 1,248

Recording Date : 05/04/2018

Customer

Name : Jeremiah Stiffler

Yr Blt / Eff Yr Blt : 2018 / APN : 728-36-007

Customer

Sale Date : 03/20/2012

Distance 0.18 Miles

Land Use : Sfr Living Area : 798

Owner Name : Jump Richard A

Recording Date : 04/25/2012

Sale Price : $54,900

Lot Acres : 0.16

Owner Name : Kipp Steven

Sale Date : 04/27/2018

Bed / Bath : 3 / 2

Land Use : Sfr Living Area : 1,459

Bed / Bath : 1 / 1

12772 E 48TH DR

Total Value : $131,900

Property Tax : $1,453.48

Subdivision : El Rancho Encantado Sud Ph

Sale Price : $196,779

Yr Blt / Eff Yr Blt : 2018 / APN : 728-35-217

12674 E 48TH DR Distance 0.18 Miles

Total Value : $187,152 Property Tax : $1,778.04

Lot Acres : 0.16

Subdivision : El Rancho Encantado Sub Ph

OWNER: LINN WILLIAM & MARGARITA TRUST 1-8-07 01/17/2007 12724 E 47TH ST YUMA PO BOX 993

6

LEGAL: 6,599 9.2708 149000 158290 197090 288980 4,000 2,599 2.3876

2007 1973

MAIL:

0 0

0053

IMPROVEMENTS

ABOVE AVERAGE BLDG SQFT 960 FULL CASH VALUE 65,989 YEAR BUILT 2001 LAND USE 08 20 NUMBER OF STORIES 1.0 LOT SIZE 7,150 FR FT STORIES HEIGHT 10 SCHOOL DISTRICT 0053 EXTERIOR WALLS LAND FULL CASH VALUE 40,000 GRADE MATERIALS IMPR FULL CASH VALUE 25,989 SALES NO SALES ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: MOBILE HOME LOT END SEARCH

FIRST HALF 415.68 0.00 415.68 0.00

SECONDARY

PHYSICAL CONDITION

REC DATE

0

2021 TAX AMT

PARCEL:

2021 TOTAL TAX BILLED 831.36

PARCEL: 728-28-382 728-28-382

TOLEDO WA 98591

TAX DUE INTEREST DATE PAID TOTAL DUE

0.00 0.00 SECOND HALF

0.00 0.00

TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00

SUBDIVISION: FOOTHILLS MOBILE EST 26 LOT: 7516 SECTION: 16 TOWNSHIP: 09S RANGE: 21W CURRENT TAXES INFORMATION THROUGH 08/04/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY

INSTRUMENT

+ FIRST AMERICAN TITLE, FC0, JSTI YUMA, AZ 09/19/2022 11:30AM R9C8 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS

SITUS:

YUMA, AZ Document:DED JTN 2001.13513 Page:1 of 2 Printed on:9/19/2022 11:41 AM Branch :FC0 User :JSTI

YUMA, AZ Document:DED JTN 2001.13513 Page:2 of 2 Printed on:9/19/2022 11:41 AM Branch :FC0 User :JSTI

YUMA, AZ Document:DED WAR 2007.1973 Page:1 of 3 Printed on:9/19/2022 11:41 AM Branch :FC0 User :JSTI

YUMA, AZ Document:DED WAR 2007.1973 Page:2 of 3 Printed on:9/19/2022 11:41 AM Branch :FC0 User :JSTI

YUMA, AZ Document:DED WAR 2007.1973 Page:3 of 3 Printed on:9/19/2022 11:41 AM Branch :FC0 User :JSTI

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

ConditionsCovenants,&Restrictions

Thank you for the opportunity to be of service.

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

YUMA, AZ Document:PLAT_MAP 16.64 Page:1 of 1 Printed on:9/19/2022 11:48 AM Branch :FC0 User :JSTI

YUMA, AZ Document:RES 1999.29945 Page:1 of 5 Printed on:9/19/2022 11:49 AM Branch :FC0 User :JSTI

YUMA, AZ Document:RES 1999.29945 Page:2 of 5 Printed on:9/19/2022 11:49 AM Branch :FC0 User :JSTI

YUMA, AZ Document:RES 1999.29945 Page:3 of 5 Printed on:9/19/2022 11:49 AM Branch :FC0 User :JSTI

YUMA, AZ Document:RES 1999.29945 Page:4 of 5 Printed on:9/19/2022 11:49 AM Branch :FC0 User :JSTI

YUMA, AZ Document:RES 1999.29945 Page:5 of 5 Printed on:9/19/2022 11:49 AM Branch :FC0 User :JSTI

to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Count on First American Title

Count On Us For Convenience

Count On Us For Service

AZ Sellers Guide | 3

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Stability

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

› Is experienced with resolving problems to facilitate a successful closing on your home.

› Knows how to go toe-to-toe in negotiations.

Are you...

- know how to determine your home’s current market value?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- concerned about having strangers walking through your home?

Benefits4

› Understands market conditions and has access to information not available to the average homeowner.

› Maintains errors-and-omissions insurance.

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

- aware of conditions in the marketplace today that affect value and length of time to sell?

AZ Sellers Guide |

- know how to determine whether or not a buyer can qualify for a loan?

- have the knowledge, patience, and sales skills needed to sell your home?

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

A REALTOR ® :

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

- aware that every time you leave your home, you are taking it off the market until you return?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

FOR SALE BY OWNER

› Can remain objective when presenting offers and counter-offers on your behalf.

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

Do you...

- understand the steps of an escrow and what’s required of you and the buyer?

› Is experienced in creating demand for homes and how to show them to advantage.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

of using a Professional REALTOR ®

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Can advertise effectively for the best results.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

MULTIPLE LISTING SERVICE (MLS)

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

LISTING AGENT

REALTOR ®

TITLE COMPANY

ESCROW OFFICER

AZ Sellers Guide | 5

BUYER'S AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

REAL ESTATE AGENT

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

Key Professionals Involved in Your Transaction

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

If screens or windows are damaged, replace or repair them.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Remove any oil and rust stains from the driveway and garage.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace worn shutters and other exterior trim.

Make your entry inviting: Paint your front door and buy a new front door mat.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Ensure that all exterior lights are working.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

YOURFORPREPARINGSALEHOME

Paint or replace the mailbox, if needed.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Clean and organize the garage, and ensure the door is in good working order.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Check stucco walls for cracks and discoloration.

Repair or replace loud ventilating fans. Replace worn shower curtains.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

AZ Sellers Guide | 6

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.

Mow and edge the lawn regularly, and trim the shrubs.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

If possible you, your pets, and your children should be gone while your home is being

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Clear all clutter from counter tops.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Cleanshown.trash

cans and put them out of sight.

AZ Sellers Guide | 7

AZ Sellers Guide | 8

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Lien

AZ Sellers Guide | 9

Terms You Should Know

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Beneficiary

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Filing documents affecting real property with the appropriate government agency as a matter of public record.

TRID

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Closing Disclosure (CD)

Deed Restrictions

Legal Description

Recording

Power of Attorney

Annual Percentage Rate (APR)

Deed of Trust

Impounds

Hazard Insurance

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

PITI

Earnest Money Deposit

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

The recipient of benefits, often from a deed of trust; usually the lender.

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Close of Escrow

A payment that includes Principal, Interest, Taxes, and Insurance.

Disbursement Date

Provides a complete breakdown of costs involved in a real estate transaction.

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Easement

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Loan Estimate (LE)

An instrument used in many states in place of a mortgage.

TILA-RESPA Integrated Disclosures

Comparable Sales

Appraisal

Endorsement

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Settlement statement

Consummation

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

THE BUYER

Underwritingapproval.reviews loan package for approval.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Prepares recording instructions and submits docs for recording.

THE LENDER

Upon receipt of order and earnest money deposit, orders title examination.

Coordinatesconsummation.withlender on the preparation of the CD.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Completes and returns opening package from First American Title.

AZ Sellers Guide | 10

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

Once loan is consummated, sends funding package to lender for review.

The Life Of An Escrow

Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

Chooses a Real Estate Agent

THE ESCROW OFFICER

Requests necessary information from buyers and sellers via opening packages.

THE SELLER

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

Chooses a Real Estate Agent

Schedules signing appointment and informs buyer of funds due at settlement.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Closing Costs: Who Pays What

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other.

HOW IS AN ESCROW OPENED?

WHAT IS AN ESCROW?

The Escrow Process

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

AZ Sellers Guide | 12

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.

From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Open escrow and deposit good faith funds into an escrow account

Prepare and send final documents to all parties

AZ Sellers Guide | 13

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Your Escrow Professional May:

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle

commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

The Title Industry & Title Insurance in Brief

WHY IS TITLE INSURANCE NEEDED?

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property Understandingrecords.

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

Title Insurance

AZ Sellers Guide | 14

WHAT IS TITLE INSURANCE?

22 Covenant violation resulting in your title reverting to a previous owner

5 There are restrictive covenants

11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*

19

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

3 Forgery, fraud, duress in the chain of title

9 Forced removal of a structure because it:

15

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

8 Mechanics lien

2 A document is not properly signed

7 Title is unmarketable

Protection from:

13

Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

b) a judgement, tax, or special assessment

b) violates a restriction in Schedule B

c) a charge by a homeowner’s association

21 Post-policy prescriptive easement

29 Coverage for boundary wall or fence encroachment*

14 Restrictive covenant violations Post-policy forgery

30 Added ownership coverage leads to enhanced marketability

4 Defective recording of any document

a) extends on another property and/or easement

20 Post-policy adverse possession

26

31 Insurance coverage for a lifetime

16 Post-policy encroachment Post-policy damage from extraction of minerals or water

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

24 Discriminatory covenants Other benefits:

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

23 Violation of building setback regulations

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

27 Plain language statements of policy coverage and restrictions

1 Someone else owns an interest in your title

6 There is a lien on your title because there is:

a) a deed of trust

c) violates an existing zoning law*

25 Pays rent for substitute land or facilities Rights under unrecorded leases

28 Compliance with Subdivision Map Act

AZ Sellers Guide | 15

12

17

18 Lack of vehicular and pedestrian access Map not consistent with legal description

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

Consider This

AZ Sellers Guide | 16

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

AZ Sellers Guide | 17

THE CLOSING DISCLOSURE

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Closing Your Escrow

WHAT HAPPENS NEXT?

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

DON'T FORGET YOUR IDENTIFICATION

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Change of address. Visit USPS for change of address form.

FOUR WEEKS BEFORE:

AZ Sellers Guide | 18

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

SIX WEEKS BEFORE:

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Planning your move

ONE WEEK BEFORE:

Packing materials. Gather moving boxes and packing materials for your move.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Create an inventory sheet of items to move.

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

MOVING

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Changing Schools. If changing schools, contact new school for registration process.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Start packing. Begin packing for your new location.

ReviewDAY:thehouse

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Your Notes:

AZ Sellers Guide | 19

AZ Sellers Guide | 20

Your Notes:

AZ Sellers Guide | 21

NW corner of Tatum/Loop 101

SW corner Chandler/45th St.

13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224

11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255

NE corner of Tom Darlington/ Carefree Dr.

1626623.936.8001N.Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

S of Bell/E side of 83rd Ave

16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382

3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018

15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204

10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250

N of Baseline / W of Stapley

First American Title Branch Locator

SE corner of Pima/Legacy

16 RED MOUNTAIN 1135480.534.3599N.Recker Rd , #103 Mesa, AZ 85205

W of R.H. Johnson

14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295

AZ Sellers Guide | 22

NW corner of McDowell & Litchfield

5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086

6 BILTMORE

2 GOODYEAR

Sun City West, AZ 85375

3 ARROWHEAD

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral

N of Meeker Blvd

E side 67th Ave/N of 101

NW corner of Williams Field Rd./ Val Vista Rd.

SE corner of Recker & Brown

E Side Scottsdale/S of Lincoln

17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

9 KIERLAND COMMONS

4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

SW Corner Chandler Blvd./ Dobson Rd.

12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048

1 SUN CITY WES T 13940623.299.3644W.Meeker Blvd., #119

8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE Corner of Camelback/32nd Street

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715

7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

10 ORO CANADAVALLEY/LA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

1 MAIN OFFICE

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122

6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

9 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

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Eloy Tucson Cactus Forest Picacho Red Rock Saddlebrooke Marana Oro Valley HaivanaNakya Rillito SummerhavenWillow Canyon Randolph Toltec Oracle Junction Cortaro Schuchk Littletown 2 4 3 5 6 7 10 11 12 13 15 14 8 1 AIRPORTINT'LTUCSON Air Force WSilverbellRd SSantaRitaRd NMtLemmon Hwy ESas W Avra Valley Rd E G and Va ey DNAguirreRd dRkLNucet dRWNentzNWatermanMountanRd RdAnwayN W El Tiro Rd NTricoRd W Tucke Rd W Rudas Rd W Manv e Rd SSanJoaquinRdWBopp Rd W Snyder H RddRSMarstear W Park Rd W Hermans RdW He mans Rd W Guy St W Bush Rd SGaveyRd eaCNRinconado SWlmotRd SShawRd SSierritaMountainRd SKobRdW TwinButtes Rd W Mcgee Ranch Rd ESs BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd W Fort Lowel Rd dSPNumpationR NTricoRd SOwGas NTrcoRd W Baya d Rd dRSSandaro N Dove Mountain Blvd SHelvetiaRd WAnamax M ne Rd dRhRiGWarcaanc Road424 ed Top Rd W Ruby S ar D WBritten RanchRd W Pima Mine Rd S Mcgee RanchRd E Edw n Rd 80 NKINNEYRDSNANDARORDNANWAYRD W VALENC A RD W MOORE RD W INA RD ESN1TAV E SUNR SE DR E SNYDER RDNSILVERBELLRD TRSNOLDERLE RIVER RDE PRINCE RD E SPEEDWAY BLVD SFREEMANRDE 22ND ST E 22ND ST W IRV NGTON RD SNOGALESHWY W VALENCIA RDSMISSIONRDWSPEEDWAY BLVD SOLDSPANISHTRL W NARANJA DR W TW N PEAKS RD W P CTURE ROCKS RD W MANVILLE RD SKINNEYRD W MILE WIDE RD E SAHUARITA RD NTRICORD OSSANDARRD SOLDNOGALESHWY GUOSHHTONRD ADCSLAANADRW HELMET PEAK RD WAJOHWY RNASNWD RDKOLBS SHOUGHTONRD W TANGERINE RD E GRANT RD SHOUGHTONRD 95 WAJOHWY E VALENCIA RD NORACLERD I-10 I-19 77 77 86 86 286 19 10 10 Corona de Tucson AdobesCasas Catalina Green Valley Picture Rocks Three Points VailSummit TanqueVerde SahuaritaTucson Saddlebrooke Marana Oro Valley Rillito SummerhavenWillow Canyon Cortaro Continental Littletown 2 3 5 6 7910 11 12 13 15 14 8 1 AZ Sellers Guide | 23

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