12452 W Orange Dr

12452WestOrangeDrive LitchfieldPark,AZ85340

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ONLINE RESOURCES:

• If you receive an email requesting personal/financial information or asking you to download, click on a link, send, and/or do anything that may seem unusual to you, call your escrow officer immediately prior to acting on the suspicious email to verify the validity of the email.

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There are many online sources that can provide useful information regarding similar topics including, but not limited to, the following sites:

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Client Date Client Date

• It is imperative that this call be made to a number obtained in person from the individual or through other reliable means, not from a number provided in the email or the wiring instructions

Immediately notify your banking institution and Settlement/Title Company if you are a victim of wire fraud.

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PROTECT YOURSELF VERIFY AND NOTIFY

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• Never direct, accept or allow anyone in the transaction to consent to receiving transfer instructions without a direct personal telephone call to the individual allegedly providing the instructions.

The Internet Crime Complaint Center @ www.ic3.gov

• If you receive an email containing wire transfer instructions, immediately call your escrow officer to ensure the validity of the instructions.

Before you wire funds to any party (including your lawyer, title agent, mortgage broker, or real estate agent) personally meet them or call a verified telephone number (not the telephone number in the email) to confirm before you act!

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Criminals are targeting social media and email to steal information. This is particularly common in real estate transactions because sensitive data, including social security numbers, bank account numbers, and wire instructions are often sent by electronic means. We do not want you to be the next victim of wire fraud. Money wired to a fraudulent account is stolen money that typically cannot be recovered. Additionally, there is generally no insurance for this loss. You may never get the money back.

IMPORTANT -- PLEASE READ CAREFULLY: This report is not an insured product or service or a representation of the condition of title to real property. It is not an abst ract, legal opinion, opinion of title, title insurance commitment or preliminary report, or any form of Title Insurance or Guaranty. This report is issued exclusively for the benefit of the Applicant therefor and may not be used or relied upon by any other person. This report may not be reproduced in any manner without First American or Title Security's prior written consent. First American or Title Security does not represent or warrant that the information herein is complete or free from error, and the information herein is provided without any warranties of any kind, as-is, and with all faults. As a material part of the consideration given in exchange for the issuance of this report, recipient agrees that First American or Title Security's sole liability for any loss or damage caused by an error or omission due to inaccurate information or negligence in preparing this report shall be limited to the fee charged for the report. Recipient accepts this report with this limitation and agrees that First American or Title Security would not have issued this report but for the limitation of liability described above. First American or Title Security makes no representation or warranty as to the legality or propriety of recipient's use of the information herein.

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Data Provided By: First American Title Ins Co

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This REiSource report is provided "as is" without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this REiSource report without a title insurance policy.

The information contained in the REiSource report is delivered from your Title Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

Vesting Codes : Unmarried Woman / Description : Lot 175 Wigwam Creek North Phase 1 Mcr 583-01 County : Maricopa, Az Subdivision : Wigwam Creek North Ph 1 Census Tract / Block : 610.11 / 2 Map Reference : 58301

Last Market Sale Information Recording/Sale Date : 11/01/2002 / 06/00/2002 1st Mtg Int. Rate/Type : 6.38% / Fixed Rate Loan Sale Price : $136,625 1st Mtg Document # : 1157544 Document # : 1157543 1st Mtg Term : 30 Deed Type : Special Warranty Deed Price Per SqFt : $79.62 1st Mtg Amount/Type : $134,513 / Fha Title Company : Century Title Agency Ltd Lender : Ch Mtg Co I Ltd Seller Name : Homes Inc

Owner Information Owner

Property :

Continental

Township-Range- Sect : 02N-01W-14 School District : Litchfield 78 Legal Lot : 175 Neighbor Code : 09-008 APN : 508-10-177 Owner Transfer Information Recording/Sale Date : 11/22/2006 / 10/20/2006 Deed Type : Quit Claim Deed Document # : 1531699 1st Mtg Document # : 1531700

Insurance

All

/ Owner OccupiedIndicator : O Location Information Legal

reserved

Subject 12452 W Orange Dr Litchfield Park AZ 85340 Name : Flores Cynthia M Mailing Address : 12452 W Orange Dr, Litchfield Park AZ 85340-4148 R002

Customer

Property Characteristics

Gross Area : 1,716 Capacity :Garage 2 Patio Type : Covered Patio Living Area : 1,716 Roof Material : Concrete Tile Air Cond : Refrigeration

Customer Name : Lisa Mrazek

Total Rooms : 7 Heat Type : Forced Air Quality : Average Year Built / Eff : 2002 Cooling Type : Forced Air Condition : Average # of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 8 Parking Type : Garage Property Information Land Use : Sfr Lot Size : 6,258 Water Influence : Corner Zoning : R1-6 Site Influence : Corner State Use : Single Fam Resurban Subd ( 3 ) Lot Acres : 0.14 Tax Information Total Value : $203,300 Improve % : 80% Current AssessedYear : 2023 Land Value : $40,600 Tax Year : 2021 Current YearValue :Total $27,950 ImprovementValue : $162,700 Property Tax : $1,476.22 Current ImprovementYearValue : $22,360 Total TaxableValue : $12,042 Tax Rate Area : 790000 Water Tax : 29100 Assessed Year : 2021 Market Value : $203,300 Current YearValue :Land $5,590

Sales Analysis Criteria Subject Property Low High Average Sale Price $136,625 $340,000 $529,000 $423,725 Bldg/Living Area 1716 1587 1967 1724 Price Per Square Foot $79.62 $191 $308 $246.50 Year Built 2002 2002 2011 2003 Lot Size 6,258 2,183 9,265 5,667 BathroomsBedrooms 3 2 3 3 Stories 1 1 2 1 Total Assessed Value $203,300 $183,500 $236,100 $201,070 Distance From Subject 0 0.09 0.39 0.25 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022 © 2022 CoreLogic. All rights reserved

Owner Name: Russell Brooke /Haman Taylor APN / Alternate APN: 508-10-202 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 7,082 Year Built / Eff: 2002 / Rec. Date / Price: 11/17/2021 / $425,000 Living Area: 1,967 # of units: Document #: 1231421 Bedrooms: Pool: Pool Total Tax Value: $236,100 Bath(F/H): / #2 12402 W Windsor Blvd Litchfield Park Az 85340

Owner Name: Yam Kay /Kheav Punleu APN / Alternate APN: 508-12-633 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2 Corrective / Lot Size: 4,451 Year Built / Eff: 2003 / Rec. Date / Price: 08/09/2022 / $430,000 Living Area: 1,587 # of units: Document #: 629806 Bedrooms: Pool: Total Tax Value: $183,500 Bath(F/H): /

Owner Name: Isidoro Adelina O C / APN / Alternate APN: 508-10-121 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 6,307 Year Built / Eff: 2002 / Rec. Date / Price: 02/22/2022 / $415,000 Living Area: 1,782 # of units: Document #: 155856 Bedrooms: Pool: Total Tax Value: $207,800 Bath(F/H): / #3 12354 W Orange Dr Litchfield Park Az 85340

Customer Name : Lisa Mrazek

Details of Comparables Subject Property: 12452 W Orange Dr Litchfield Park Az 85340

Owner Name: Amenta Richard A / APN / Alternate APN: 508-10-164 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 5,652 Year Built / Eff: 2002 / Rec. Date / Price: 02/28/2022 / $351,000 Living Area: 1,782 # of units: Document #: 181358 Bedrooms: Pool: Total Tax Value: $204,700 Bath(F/H): / #4 12535 W Windsor Blvd Litchfield Park Az 85340

Owner Name: Flores Cynthia M / APN / Alternate APN: 508-10-177 / Deed Type: Special Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 6,258 Year Built / Eff: 2002 / Rec. Date / Price: 11/01/2002 / $136,625 Living Area: 1,716 # of units: Document #: 1157543 Bedrooms: Pool: Total Tax Value: $203,300 Bath(F/H): / #1 5365 N Ormondo Way Litchfield Park Az 85340

Owner Name: Hernandez Rafael /Agosto Xiamara APN / Alternate APN: 508-12-591 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2 Corrective / Lot Size: 6,277 Year Built / Eff: 2004 / Rec. Date / Price: 06/24/2022 / $430,000 Living Area: 1,716 # of units: Document #: 526629 Bedrooms: Pool: Total Tax Value: $203,100 Bath(F/H): / #6 12322 W Orange Dr Litchfield Park Az 85340

Owner Name: Hensley Renee J / APN / Alternate APN: 508-10-267 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 6,537 Year Built / Eff: 2002 / Rec. Date / Price: 02/28/2022 / $415,000 Living Area: 1,862 # of units: Document #: 182824 Bedrooms: Pool: Total Tax Value: $213,300 Bath(F/H): /

Owner Name: Waldron Zachary / APN / Alternate APN: 508-10-018 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 4,432 Year Built / Eff: 2002 / Rec. Date / Price: 05/24/2022 / $465,000 Living Area: 1,612 # of units: Document #: 446954 Bedrooms: Pool: Pool Total Tax Value: $190,600 Bath(F/H): /

Owner Name: Baljani Ibraheem A Al / APN / Alternate APN: 508-10-156 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 5,636 Year Built / Eff: 2002 / Rec. Date / Price: 11/12/2021 / $385,000 Living Area: 1,716 # of units: Document #: 1213421 Bedrooms: Pool: Total Tax Value: $195,700 Bath(F/H): / #7 5422 N Rattler Way Litchfield Park Az 85340

Customer Name : Lisa Mrazek

#8 12309 W Georgia Ave Litchfield Park Az 85340

Owner Name: Op Gold Llc / APN / Alternate APN: 508-12-614 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2 Corrective / Lot Size: 9,265 Year Built / Eff: 2005 / Rec. Date / Price: 05/11/2022 / $528,000 Living Area: 1,716 # of units: Document #: 412083 Bedrooms: Pool: Pool Total Tax Value: $232,100 Bath(F/H): / #9 12616 W Reade Ave Litchfield Park Az 85340

Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022

#5 5323 N Ormondo Way Litchfield Park Az 85340

Owner Name: Hpa Cl2 Llc / APN / Alternate APN: 508-12-648 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2 Corrective / Lot Size: 4,529 Year Built / Eff: 2003 / Rec. Date / Price: 05/02/2022 / $455,000 Living Area: 1,587 # of units: Document #: 382125 Bedrooms: Pool: Total Tax Value: $184,000 Bath(F/H): / #12 12418 W Denton Ave Litchfield Park Az 85340

Owner Name: Le Thao / APN / Alternate APN: 508-10-528 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2c / Lot Size: 2,183 Year Built / Eff: 2011 / Rec. Date / Price: 12/28/2021 / $340,000 Living Area: 1,782 # of units: Document #: 1374835 Bedrooms: Pool: Total Tax Value: $184,500 Bath(F/H): / #13 12506 W Campina Dr Litchfield Park Az 85340

Owner Name: Mile High Borrower 1 Incom / APN / Alternate APN: 508-07-271 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 5,172 Year Built / Eff: 2003 / Rec. Date / Price: 06/22/2022 / $425,000 Living Area: 1,723 # of units: Document #: 517802 Bedrooms: Pool: Total Tax Value: $191,100 Bath(F/H): / #14 12530 W Campina Dr Litchfield Park Az 85340

Total Tax Value: $229,500 Bath(F/H): / #11 12631 W Windsor Blvd Litchfield Park Az 85340

#10 5432 N Ormondo Way Litchfield Park Az 85340

Owner Name: Barajas-sedano Angel /Barajas-sedano Michelle APN / Alternate APN: 508-07-277 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 4,934 Year Built / Eff: 2002 / Rec. Date / Price: 11/19/2021 / $385,500 Living Area: 1,678 # of units: Document #: 1241775 Bedrooms: Pool: Total Tax Value: $186,500 Bath(F/H): / Customer Name : Lisa Mrazek

Owner Name: Haquewood Karen L / APN / Alternate APN: 508-10-320 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 1 / Lot Size: 6,403 Year Built / Eff: 2002 / Rec. Date / Price: 02/23/2022 / $529,000 Living Area: 1,862 # of units: Document #: 165780 Bedrooms: Pool: Pool

#15 12546 W Campina Dr Litchfield Park Az 85340

Owner Name: Ah4 R Properties Two Llc / APN / Alternate APN: 508-07-223 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 5,469 Year Built / Eff: 2002 / Rec. Date / Price: 02/09/2022 / $400,000 Living Area: 1,678 # of units: Document #: 122633 Bedrooms: Pool: Total Tax Value: $194,800 Bath(F/H): / #18 12614 W Cercado Ln Litchfield Park Az 85340

Owner Name: Solis Steven Michael / APN / Alternate APN: 508-07-286 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 4,935 Year Built / Eff: 2002 / Rec. Date / Price: 11/23/2021 / $380,000 Living Area: 1,678 # of units: Document #: 1249725 Bedrooms: Pool: Total Tax Value: $186,500 Bath(F/H): / #17 12529 W Cercado Ln Litchfield Park Az 85340

Owner Name: Barnett Deondre / APN / Alternate APN: 508-07-249 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 7,499 Year Built / Eff: 2003 / Rec. Date / Price: 03/04/2022 / $455,000 Living Area: 1,678 # of units: Document #: 202270 Bedrooms: Pool: Total Tax Value: $203,200 Bath(F/H): /

Owner Name: Garcia Daniel / APN / Alternate APN: 508-07-244 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 5,943 Year Built / Eff: 2002 / Rec. Date / Price: 03/16/2022 / $420,000 Living Area: 1,678 # of units: Document #: 239566 Bedrooms: Pool: Total Tax Value: $196,000 Bath(F/H): / #19 12635 W Campina Dr Litchfield Park Az 85340

Customer Name : Lisa Mrazek

Owner Name: Sturges Nancy H / APN / Alternate APN: 508-07-281 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek South Prcl 10 / Lot Size: 5,158 Year Built / Eff: 2002 / Rec. Date / Price: 03/11/2022 / $365,000 Living Area: 1,678 # of units: Document #: 226301 Bedrooms: Pool: Total Tax Value: $186,600 Bath(F/H): / #16 12612 W Campina Dr Litchfield Park Az 85340

#20 12423 W San Juan Ave Litchfield Park Az 85340 Owner Name: Wellmuenster Tammy /Wellmuenster Mark APN / Alternate APN: 508-12-477 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wigwam Creek North Ph 2 Corrective / Lot Size: 5,481 Year Built / Eff: 2003 / Rec. Date / Price: 06/23/2022 / $476,000 Living Area: 1,716 # of units: Document #: 521848 Bedrooms: Pool: Pool Total Tax Value: $211,800 Bath(F/H): / Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022 © 2022 CoreLogic. All rights reserved

Subject Property : 12452 W Orange Dr Litchfield Park AZ 85340 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022 © 2022 CoreLogic. All rights reserved

SchoolsArizona For detailed information and statistics on Arizona schools please go ©2021FirstFirsthttps://azreportcards.azed.gov/toAmericanTitleInsuranceCompany,andtheoperatingdivisionsthereof,makenoexpressorimpliedwarrantyrespectingtheinformationpresentedandassumenoresponsibilityforerrorsoromissions.American,theeaglelogo,FirstAmericanTitle,andfirstam.comareregisteredtrademarksortrademarksofFirstAmericanFinancialCorporationand/oritsaffiliates.FirstAmericanFinancialCorporationand/oritsaffiliates.Allrightsreserved.NYSE:FAF05117910421

Public Schools : Elementary Schools Barbara B. Robey Elementary School Distance 0.21 Miles

Customer Name : Lisa Mrazek

Lowest Grade : Pre-K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 786 Total Expenditure/Student : 70

13335 W Missouri Ave Litchfield Park AZ 85340 Telephone : (623) 547-1200 School District : Litchfield Elementary District (4281)

Dreaming Summit Elementary Distance 1.12 Miles

Telephone : (623) 547-1400 School District : Litchfield Elementary District (4281)

Crown Charter School Distance 1.34 Miles 12450 W Maryland Ave Litchfield Park AZ 85340 Telephone : (623) 535-9300 School District : Crown Charter School Inc (79443)

5340 N. Wigwam Creek Blvd Litchfield Park AZ 85340

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 603 Total Expenditure/Student : 70

Lowest Grade : K Highest Grade : 6th Kindergarten : Yes School Enrollment : Enrollment : 339 Total Expenditure/Student :

Telephone : (623) 742-3956 School District : Heritage Elementary School (81076)

Telephone : (623) 547-1100 School District : Litchfield Elementary District (4281)

Lowest Grade : 5th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 833 Total Expenditure/Student : 70 Pensar Academy Distance 1.15 Miles 12843 W Redondo Dr Litchfield Park AZ 85340

Telephone : (602) 383-4013 School District : Pensar Academy (92972)

Wigwam Creek Middle School Distance 0.78 Miles 4510 N 127th Ave Litchfield Park AZ 85340

Telephone : (623) 547-1700 School District : Litchfield Elementary District (4281)

Lowest Grade : 4th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 248 Total Expenditure/Student : Customer Name : Lisa Mrazek

Heritage Elementary School Distance 1.51 Miles 6805 N 125th Ave Glendale AZ 85307

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 952 Total Expenditure/Student : Middle Schools

Lowest Grade : 5th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 1084 Total Expenditure/Student : 70 L. Thomas Heck Middle School Distance 0.92 Miles 12448 West Bethany Home Road Litchfield Park AZ 85340

Customer Name : Lisa Mrazek

West-mecSchoolsEstrella

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 2 Total Expenditure/Student : Advanced Placement : No West-mec - West View High School Distance 2.48 Miles 10850 W Garden Lakes Pkwy Avondale AZ 85392 Telephone : (623) 478-4602 School District : West-mec - Western Maricopa Education Center (80923)

Lowest Grade : 6th Highest Grade : 10th Kindergarten : No School Enrollment : Enrollment : 14 Total Expenditure/Student : High

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0 Total Expenditure/Student : Advanced Placement : No

Mountain Community College Distance 2.24 Miles 3000 N Dysart Rd Avondale AZ 85392 Telephone : (602) 392-5401 School District : West-mec - Western Maricopa Education Center (80923)

Telephone : (623) 444-5969 School District : Valor AcademyPreparatoryLlc(1000291)

Valor Preparatory Academy Distance 2.46 Miles 13185 W Thomas Rd Goodyear AZ 85395

Telephone : (623) 478-4602 School District : Tolleson Union High School District (4288)

Total Expenditure/Student : 120 Advanced Placement : No West-mec - Central Campus Distance 2.65 Miles

Total Expenditure/Student : Advanced Placement : No

Westview High School Distance 2.48 Miles 10850 W Garden Lakes Pkwy Avondale AZ 85392

Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022 2022 rights

Customer Name : Lisa Mrazek

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 2246

reserved

Telephone : (623) 209-8070 School District : West-mec - Western Maricopa Education Center (80923)

CoreLogic. All

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6997 N Glen Harbor Blvd Glendale AZ 85307

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 75

Banks / Financial Name Address Telephone Distance (Miles)

Southwest Fiduciary 12706 W Georgia Ave Litchfield Park Az (623) 875-9973 0.3 Magnata Funding Group Llc 12645 W Marshall Ave Litchfield Park Az (602) 329-2415 0.37

Honey Pie Properties Llc 12728 W Cercado Ln Litchfield Park Az (623) 536-3406 0.48

Name Address Telephone Distance (Miles)

Welcome Home Assisted Living, Llc 12544 W Estero Ln Litchfield Park Az (602) 435-3535 0.41

All

LocalAttractionsBusiness/Recreation

Pacific Elite Cheer And Dance 12510 W Segovia Dr Litchfield Park Az (360) 909-0249 0.61

Dance Gallerie Performance Center, Llc 12953 W Estero Ln Litchfield Park Az (623) 334-9626 0.73

Jm Mortgage, L.l.c. 5311 N 130th Ave Litchfield Park Az (623) 340-7040 0.7 Benefit Funding Solutions, L.l.c 5115 N Dysart Rd Litchfield Park Az (602) 349-0529 0.75 Eating / Drinking Name Address Telephone Distance (Miles)

Health Care Services Name Address Telephone Distance (Miles)

Lenmed Biomedical Llc 12715 W Missouri Ave Litchfield Park Az (623) 535-8716 0.42 Customer Name : Lisa Mrazek

White Tank Mountain Volleyball Club 12802 W San Juan Ave Litchfield Park Az (602) 909-9736 0.6

Arizona Youth Football 5401 N Ormondo Way Litchfield Park Az (623) 312-5601 0.14

Afhs Beach Volleyball Booster Club 12619 W Segovia Dr Litchfield Park Az (602) 300-0708 0.64

Burger King 12337 W Camelback Rd Litchfield Park Az (623) 849-1900 0.32 Salon Avista 12628 W Campina Dr Litchfield Park Az (623) 734-5723 0.35

Kabuto Az Properties 300 E Wigwam Blvd Litchfield Park Az (623) 935-3811 2.03

Associations Name

Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On :

Aj Sports & Fitness 12452 W San Miguel Ave Litchfield Park Az (623) 419-9386 0.46 Fitness, L.l.c. 5319 N 132nd Ave Litchfield Park Az (623) 935-6200 0.94 Address Telephone Distance (Miles) 11 Partnerships, L.l.c. 12638 W Marshall Ave Litchfield Park Az (623) 218-6396 0.37 Borders Turf & Tractor Inc 5117 N 129th Ave Litchfield Park Az (623) 935-2449 0.55 09/07/2022

Fierce

Hospitality Name

Name

Organizations

Wigwam Joint Venture L.p. 300 E Wigwam Blvd Litchfield Park Az (623) 935-3811 2.03 / Address Telephone Distance (Miles) Ame Church 12731 W Campina Dr Litchfield Park Az (623) 931-4140 0.45

Faith On Fire 12379 W Campbell Ave Avondale Az (480) 239-1077 0.71 Yielded Life Ministries, Inc. 12382 W Roma Ave Avondale Az (623) 210-7199 0.81 Wind Ministries Inc 13227 W Annika Dr Litchfield Park Az (623) 846-6909 1.09 Services Address Telephone Distance (Miles)

Holistic Fitness 12332 W Medlock Dr Litchfield Park Az (845) 248-0815 0.17 & Fit Personal Training 12533 W Cercado Ln Litchfield Park Az (623) 302-2745 0.36

Eden Landing Luxury Lodge Llc 401 E Bird Ln Litchfield Park Az (623) 826-3144 1.47 Studio 45 13163 W Mulberry Dr Litchfield Park Az (623) 696-5811 1.91

Rushing

House

Redeemed Healthcare, Llc 12705 W San Miguel Ave Litchfield Park Az (623) 363-5480 0.55 Calls Of The Valley, Llc 12705 W Vista Paseo Dr Litchfield Park Az (602) 616-6200 0.56 Address Telephone Distance (Miles)

Stellar

Shopping Name

P13

Personal

Polar Produce & Distribution, Inc. 12350 W Meadowbrook Ave Avondale Az (562) 338-2056 0.65 Optimal Naturals Llc 12503 W Rancho Ct Litchfield Park Az (800) 985-8974 0.7 Customer Name : Lisa Mrazek Customer Company Name : First American Title Insurance Company Prepared On : 09/07/2022 © 2022 CoreLogic. All rights reserved

12443 W ORANGE DR Distance 0.04 Miles

Total Value : $209,200 Sale Price : $135,000 Bed / Bath : / 3 Property Tax : $1,558.66 Land Use : Sfr Lot Acres : 0.15

Owner Name : 2018-4 Ih Borrower Subdivision : Wigwam Creek North Ph 1 Sale Date : 04/02/2014 Recording Date : 04/09/2014

Total Value : $214,000 Sale Price : $162,846 Bed / Bath : / 4 Property Tax : $1,622.28

Owner Name : Ih6 Property Phoenix Subdivision : Wigwam Creek North Ph 1 Sale Date : 10/28/2020 Recording Date : 10/28/2020

Owner Name : Galecki Gary Subdivision : Wigwam Creek North Ph 1 Sale Date : 05/16/2012 Recording Date : 09/27/2012

Land Use : Sfr Lot Acres : 0.12 Stories : 1 Living Area : 1,716 Yr Blt / Eff Yr Blt : 2002 / APN : 508-10-174

Stories : 1 Living Area : 1,450 Yr Blt / Eff Yr Blt : 2002 / APN : 508-10-175

Customer Name : Lisa Mrazek

12440 W ORANGE DR Distance 0.03 Miles

Stories : 1 Living Area : 1,782 Yr Blt / Eff Yr Blt : 2002 / APN : 508-10-176

Owner Name : Gerard Stephanie Subdivision : Wigwam Creek North Ph 1 Sale Date : 12/09/2020 Recording Date : 12/21/2020

Land Use : Sfr Lot Acres : 0.14 Stories : 2 Living Area : 2,038 Yr Blt / Eff Yr Blt : 2005 / APN : 508-10-133

Land Use : Sfr Lot Acres : 0.14

Total Value : $198,100 Sale Price : $248,110 Bed / Bath : / 3 Property Tax : $1,492.76

Total Value : $186,600 Sale Price : $275,000 Bed / Bath : / 3 Property Tax : $1,035.70

W ORANGE DR Distance 0.02 Miles

12448 W ORANGE DR Distance 0.01 Miles

12444

Owner Name : Osborne Danielle Ashley Subdivision : Wigwam Creek North Ph 2 Corrective Sale Date : 12/17/2015 Recording Date : 12/22/2015

Land Use : Sfr Lot Acres : 0.10

Stories : 1 Living Area : 1,314 Yr Blt / Eff Yr Blt : 2003 / APN : 508-12-782

Total Value : $201,200 Sale Price : $105,000 Bed / Bath : / 3 Property Tax : $1,465.88

Customer Name : Lisa Mrazek

Owner Name : Brubaker Merle W Subdivision : Wigwam Creek North Ph 1 Sale Date : 09/02/2009 Recording Date : 09/04/2009

5233 N 125TH AVE Distance 0.04 Miles

Land Use : Sfr Lot Acres : 0.11

Stories : 1 Living Area : 1,782 Yr Blt / Eff Yr Blt : 2002 / APN : 508-10-173

Total Value : $196,100 Sale Price : $107,500 Bed / Bath : / 3 Property Tax : $1,370.66

Total Value : $168,500 Sale Price : $157,000 Bed / Bath : / 3 Property Tax : $1,120.34

Owner Name : Porter Chad Terry Subdivision : Wigwam Creek North Ph 2 Corrective Sale Date : 05/15/2009 Recording Date : 06/19/2009

12436 W ORANGE DR Distance 0.04 Miles

Land Use : Sfr Lot Acres : 0.10 Stories : 2 Living Area : 2,024 Yr Blt / Eff Yr Blt : 2003 / APN : 508-12-783

5229 N 125TH AVE Distance 0.04 Miles

Owner Name : International Real Estate Prop Subdivision : Wigwam Creek North Ph 1 Sale Date : 09/26/2005 Recording Date : 10/13/2005

5237 125TH AVE Distance 0.05 Miles

Customer Name : Lisa Mrazek

Total Value : $211,200 Sale Price : $261,496 Bed / Bath : / 4 Property Tax : $1,723.36

Yr Blt / Eff Yr Blt : 2005 / APN : 508-10-135

Total Value : $184,300 Sale Price : $209,900 Bed / Bath : / 2 Property Tax : $1,090.82

12435 ORANGE DR Distance 0.05 Miles

W

Land Use : Sfr Lot Acres : 0.13 Stories : 2 Living Area : 2,038

N

Owner Name : Borunda Michael A Subdivision : Wigwam Creek North Ph 2 Corrective Sale Date : 07/05/2018 Recording Date : 07/11/2018

Land Use : Sfr Lot Acres : 0.10 Stories : 1 Living Area : 1,587 Yr Blt / Eff Yr Blt : 2004 / APN : 508-12-781

$800 - $1,999: 66.98% $150,000 - $200,000: 17.42% Over $2,000: 16.79% $200,000 - $300,000: 31.66% Median Home Value: $240,000 $300,000 - $500,000: 13.6%

Current Year: 1,864 0 - $25,000 5.95%

All

Customer Name : Lisa Mrazek

Unit Occupied Owner: 67.44% Above $500,000: 23.87% Median Mortgage: $1,028

Average Current Year: 4.17 $25,000 - $35,000 5.74%

Census Tract / block: 610.11 / 2 Year: 2018 Household Population Population by Age Count: 7,783 0 - 11 Estimate Current Year: 8,383 12 - 17 Estimate in 5 Years: 11,282 18 - 24 9.47% Growth Last 5 Years: 23.15% 25 - 64 48.93% Growth Last 10 Years: -256.17% 65 - 74 6% 75+ Household Size Household Income

Male Population: 48.14% Above $100,000 34.82% Female Population: 51.86% Average Household Income: $84,694 Married People: 50.47% Unmarried People: 49.53% Housing Median Mortgage Payments Home Values Under $300: 3.1% Below $100,000: 6.84% $300 - $799: 13.13% $100,000 - $150,000: 6.6%

Estimate in 5 Years: 1,839 $35,000 - $50,000 6.28% Growth Last 5 Years: 5.95% $50,000 - $75,000 25.27% Growth Last 10 Years: 14.7% $75,000 - $100,000 21.94%

Public Pre-Primary School: 1.4% Not Enrolled in School: 67.19%

Public School: 29.49% Graduate Of High School: 26.57%

Private Pre-Primary School: 0.92% Not A High School Graduate: 9.74%

All

reserved

Rent Payments Year Built Unit Occupied Renter: 32.56% 1999 - 2000 Median Gross Rent: $1,362 1995 - 1998 Less Than $499 0% 1990 - 1994 $500 - $749 6.64% 1980 - 1989 4.69% $750 - $999 1.75% 1970 - 1979 5.18% $1000 and Over 91.61% 1900 - 1969 2.25% Education Enrollment

Private School: 3.32% Attended Some College: 24.6% Public College: 4.4% College Graduate: 31.43% Private College: 1.71% Graduate Degree: 7.65%

Workforce Occupation: Manager/Prof: 31.94% Private Worker: 71.47% Technical: Government Worker: 13% Sales: 26.3% Self Employed Worker: 3.65% Administrative: Unpaid Family Worker: 4.78% Private House Hold: Farming: 7.27% Service: 21.52% Skilled: Protective Services: Blue-Collar: 20.24% Commute Time Less Than 15 Min: 15.16% 15 min - 28 min: 32.85% 30 min - 57 min: 44.16% Over 60 min: 7.83% Customer Name : Lisa Mrazek

+ FIRST AMERICAN TITLE, FC0, LMRA MARICOPA, AZ 09/07/2022 03:32PM RL13 INVESTIGATIVE SEARCH RESULTS PAGE 1 OF 1 SEARCH PARAMETERS PARCEL: 508-10-177 PARCEL: 508-10-177 1 INSTRUMENT REC DATE OWNER: FLORES CYNTHIA M 2006 1531699 11/22/2006 SITUS: 12452 W ORANGE DR LITCHFIELD PARK MAIL: 12452 W ORANGE DR LITCHFIELD PARK, AZ 85340 PLAT: 583 - 1 LOT 175 LEGAL: WIGWAM CREEK NORTH PHASE 1 MCR 583-01 CURRENT TAXES INFORMATION THROUGH 08/19/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY 12,042 0 0 6.8675 790000 23353 29100 30002 SECONDARY 4,060 16,270 0 3.9799 2021 TOTAL TAX BILLED 1,476.22 2021 TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE FIRST HALF 738.11 0.00 0.00 10/22/2021 0.00 SECOND HALF 738.11 0.00 0.00 04/28/2022 0.00 TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00 RESIDENTIAL IMPROVEMENTS BLDG SQFT 1,716 COOLING REFRIGERATION YEAR BUILT 2002 EXTERIOR WALLS FRAME WOOD NUMBER OF STORIES 1.0 ROOF OTHER NUMBER OF ROOMS CONSTRUCTION CLASS R3 NUMBER OF BATH FIXTURES 8 PHYSICAL CONDITION OTHER PATIO (TYPE AND NUMBER) UNCOVERED_AND_COVERED 3 LAND USE 01 31 GARAGE (TYPE AND NUMBER) GARAGE 2 LOT SIZE 6,258 SQ FT POOL SQ FT SCHOOL DISTRICT 790000 HEATING LAND FULL CASH VALUE 40,600 IMPR FULL CASH VALUE 162,700 SALES SALE DATE SALE AMOUNT INSTRUMENT TYPE SELLER NAME VALIDITY 11/01/2002 136,625 2002 1157543 SD CONTINENTAL HOMES INC ADDITIONAL PROPERTY INFORMATION STANDARD LAND USE: SFR END SEARCH

to the Title & Escrow Process in Arizona Home Seller’s Guide

Southwest Gas www.swgas.com1.877.860.6020 Cox www.cox.com602.277.1000 Direct TV www.directv.com1.888.777.2454 Dish Network www.dishnetwork.com1.800.823.4929 CenturyLink www.centurylink.com800.366.8201 AT&T www.att.com1.800.222.0300 Verizon www.connecttoverizon.com1.877.300.4498 Salt River Project www.srpnet.com602.236.8888 APS www.aps.com602.371.7171 Your Escrow Number Your New City/State/ZipAddress Real Estate Agent Name Email Assistant Email Company Phone Address Fax Insurance CompanyPrevious Phone Previous Agent No.Policy New Company Phone New Agent No.Policy Home CompanyWarranty No.Policy First American Title Escrow Officer Email Escrow Assistant Email Address Phone City/State/Zip Fax 02 Quick Reference 03 Welcome 04 Benefits of Using a REALTOR ® 05 Key Professionals 06 Preparing Your Home for Sale 07 Staging Your Home for Show 09 Terms You Should Know 10 The Life of an Escrow 11 Closing Costs: Who Pays What 12 The Escrow Process 14 Understanding Title Insurance 16 Consider This 17 Closing Your Escrow 18 Planning Your Move Q uick Reference Table of Contents Utilities and Services

Count on First American Title

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

AZ Sellers Guide | 3

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

Count On Us For Convenience

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

› Knows how to price your home realistically, to give you the highest price possible within your time frame. › Is experienced in creating demand for homes and how to show them to advantage.

› Maintains errors-and-omissions insurance. › Will listen to your needs, respect your opinions and allow you to make your own decisions.

- aware that every time you leave your home, you are taking it off the market until you return?

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

AZ Sellers Guide | Benefits4 of using a Professional REALTOR ®

- know how to advertise effectively and what the costs will be?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

FOR SALE BY OWNER

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

A REALTOR ® : › Understands market conditions and has access to information not available to the average homeowner. › Can advertise effectively for the best results.

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Knows how to go toe-to-toe in negotiations.

› Is experienced with resolving problems to facilitate a successful closing on your home. Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

Are you... - aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

Do you... - have the knowledge, patience, and sales skills needed to sell your home? - know how to determine your home’s current market value? - know how to determine whether or not a buyer can qualify for a loan?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- understand the steps of an escrow and what’s required of you and the buyer? - need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

ESCROW OFFICER

REAL ESTATE AGENT

MULTIPLE LISTING SERVICE (MLS)

BUYER'S AGENT

REALTOR ® A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

LISTING AGENT

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

Key Professionals Involved in Your Transaction

AZ Sellers Guide | 5

TITLE COMPANY

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens. Repair leaky faucets and caulking in bathtubs and showers. Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them. Make sure toilet seats look new and are firmly attached. Repair or replace loud ventilating fans. Replace worn shower curtains. Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view. Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly. Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters. Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.

If screens or windows are damaged, replace or repair them.

AZ Sellers Guide | 6

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace worn shutters and other exterior trim. Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound. Ensure that all exterior lights are working. Check stucco walls for cracks and discoloration. Remove any oil and rust stains from the driveway and garage. Clean and organize the garage, and ensure the door is in good working order.

YOURFORPREPARINGSALEHOME

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Mow and edge the lawn regularly, and trim the shrubs. Make your entry inviting: Paint your front door and buy a new front door mat. Paint or replace the mailbox, if needed.

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw. Clear all clutter from counter tops. Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals. Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them. Close the windows to eliminate street noise.

Cleanshown.trash

Staging your home for Show

If possible you, your pets, and your children should be gone while your home is being cans and put them out of sight.

AZ Sellers Guide | 7

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

AZ Sellers Guide | 8

Beneficiary

An instrument used in many states in place of a mortgage.

Endorsement

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Consummation

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property. Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

Lien

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust. Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application. Mortgage

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes Principal, Interest, Taxes, and Insurance.

Deed of Trust

Closing Disclosure (CD)

Terms You Should Know

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Power of Attorney

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Legal Description

TRID TILA-RESPA Integrated Disclosures

Appraisal

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.” Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

AZ Sellers Guide | 9

The recipient of benefits, often from a deed of trust; usually the lender.

Annual Percentage Rate (APR)

Deed Restrictions

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Easement

AZ Sellers Guide | 10

THE BUYER

Coordinatesconsummation.withlender on the preparation of the CD. Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review. Prepares recording instructions and submits docs for recording. Documents are recorded and funds are disbursed. Issues final settlement statement.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate. Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification. Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan Underwritingapproval.reviews loan package for approval. Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan documents,UponDeliversconsummation.loandocumentstoescrow.reviewofsignedloanauthorizesloanfunding.

Upon receipt of order and earnest money deposit, orders title examination. Requests necessary information from buyers and sellers via opening packages. Reviews title commitment / preliminary report. Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title preliminarycommitment/report.

The Life Of An Escrow

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan

THE SELLER

THE ESCROW OFFICER

Chooses a Real Estate Agent Accepts Buyer’s offer to openingCompletespurchase.andreturnspackagefromFirstAmericanTitle,includinginformationsuchasforwardingaddress,payofflendercontactinformationandloannumbers.Ordersanyworkforinspectionsand/orrepairstobedoneasrequiredbythepurchaseagreement.Escrowofficerorrealestateagentcontactsthesellertoschedulesigningappointment.Documentsarerecordedandallproceedsfromsalearereceived.

THE LENDER

Chooses a Real Estate Agent Gets pre-approval letter from Lender and provides to Real Estate Agent. Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money. Finalizes loan application with Lender. Receives a Loan Estimate from Lender. Completes and returns opening package from First American Title. Schedules inspections and evaluates findings. Reviews title BuyerpriorlenderpaperworkProvidespreliminarycommitment/report.allrequestedtoLender(bankstatements,taxreturns,etc.)Allinvoicesandfinalapprovalsshouldbetothenolaterthan10daystoloanconsummation.Lender(orEscrowOfficer)preparesCDanddeliverstoatleast3dayspriortoloanconsummation.Escrowofficerorrealestateagentcontactsthebuyertoschedulesigningappointment.Buyerconsummatesloan,executessettlementdocuments,&depositsfundsviawiretransfer.Documentsarerecordedandthekeysaredelivered!

AZ Sellers Guide | 11 CASH FHA VA CONV 1. Downpayment BUYER BUYER BUYER BUYER 2. Termite (Wood Infestation) Inspection (negotiable except on VA) SELLER 3. Property Inspection (if requested by buyer) BUYER BUYER BUYER BUYER 4. Property Repairs, if any (negotiable) SELLER SELLER SELLER SELLER 5. New Loan Origination Fee (negotiable) BUYER BUYER BUYER 6. Discount Points (negotiable) BUYER BUYER BUYER 7. Credit Report BUYER BUYER BUYER 8. Appraisal or Extension Fee (negotiable) BUYER BUYER BUYER 9. Existing Loan Payoff SELLER SELLER SELLER SELLER 10. Existing Loan Payoff Demand SELLER SELLER SELLER SELLER 11. Loan Prepayment Penalty (if any) SELLER SELLER SELLER SELLER 12. Next Month’s PITI Payment BUYER BUYER BUYER 13. Prepaid Interest (approx. 30 days) BUYER BUYER BUYER 14. Reserve Account Balance (Credit seller / Charge buyer) PRORATE PRORATE PRORATE 15. FHA MIP, VA Funding Fee, PMI Premium BUYER BUYER BUYER 16. Assessments payoff or proration (sewer, paving, etc.) SELLER 17. Taxes PRORATE PRORATE PRORATE PRORATE 18. Tax Impounds BUYER BUYER BUYER 19. Tax Service Contract SELLER SELLER BUYER 20. Fire/Hazard Insurance BUYER BUYER BUYER BUYER 21 Flood Insurance BUYER BUYER BUYER 22. Homeowners Association (HOA) Transfer Fee BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 23. HOA/Disclosure Fee SELLER SELLER SELLER SELLER 24 Current HOA Payment PRORATE PRORATE PRORATE PRORATE 25. Next Month’s HOA Payment BUYER BUYER BUYER BUYER 26. Home Warranty Premium (negotiable) BUYER or SELLER BUYER or SELLER BUYER or SELLER BUYER or SELLER 27. REALTORS®’ Commissions SELLER SELLER SELLER SELLER 28. EAGLE Homeowners Title Policy SELLER SELLER SELLER SELLER 29. Lenders Title Policy and Endorsements BUYER BUYER BUYER 30. Escrow Fee (NOTE: Charge seller on VA Loan) SPLIT SPLIT SELLER SPLIT 31. Recording Fees (Flat rate) SPLIT SPLIT SPLIT SPLIT 32. Reconveyance/Satisfaction Fee SELLER SELLER SELLER SPLIT 33. Courier/Express Mail Fees SPLIT SPLIT SELLER SPLIT THIS CHART INDICATES WHO CUSTOMARILY PAYS WHAT COSTS Note: Prorated items will appear on Closing Statement as charges for one and credits for the other. Closing Costs: Who Pays What

HOW IS AN ESCROW OPENED? Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

WHAT IS AN ESCROW?

AZ Sellers Guide | 12

The Escrow Process

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

AZ Sellers Guide | 13

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Review documents and ensure all conditions are fulfilled and certain legal requirements are met Request funds from buyer and buyer’s new lender

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more Prepare and send final documents to all parties

Open escrow and deposit good faith funds into an escrow account

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

Your Escrow May:

Conduct a title search to determine the ownership and title status of the real Reviewpropertythetitle commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Professional

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

AZ Sellers Guide | 14

Title Insurance

The Title Industry & Title Insurance in Brief

WHY IS TITLE INSURANCE NEEDED?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Understandingrecords.

WHAT IS TITLE INSURANCE?

2

17

AZ Sellers Guide | 15 Compare First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA

19

14

1

11

12

7

Compare

3

15

16

20

4

Post-policy prescriptive easement 22 Covenant violation resulting in your title reverting to a previous owner 23 Violation of building setback regulations 24 Discriminatory covenants Other benefits: 25 Pays rent for substitute land or facilities 26 Rights under unrecorded leases 27 Plain language statements of policy coverage and restrictions 28 Compliance with Subdivision Map Act 29 Coverage for boundary wall or fence encroachment* 30 Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Protection from: Someone else owns an interest in your title A document is not properly signed

5

Forgery, fraud, duress in the chain of title Defective recording of any document There are restrictive covenants There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance Unrecorded lien by a homeowners association Unrecorded easements Building permit violations* Restrictive covenant violations Post-policy forgery Post-policy encroachment Post-policy damage from extraction of minerals or water Lack of vehicular and pedestrian access Map not consistent with legal description Post-policy adverse possession First American’s Eagle Policy® for Owners EAGLE StandardALTAorCLTA 21

6

13

18

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Consider This

AZ Sellers Guide | 16

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

THE CLOSING DISCLOSURE

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

AZ Sellers Guide | 17

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

DON'T FORGET YOUR IDENTIFICATION

THE CLOSING OR SIGNING APPOINTMENT

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

Closing Your Escrow

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

WHAT HAPPENS NEXT?

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck! Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day. Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible. Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

Packing materials. Gather moving boxes and packing materials for your move. Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale. Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

AZ Sellers Guide | 18

Changing Schools. If changing schools, contact new school for registration process.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

FOUR WEEKS BEFORE: Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Planning your move

ONE WEEK BEFORE: Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form. Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

SIX WEEKS BEFORE: Create an inventory sheet of items to move. Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies. Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

MOVINGReviewDAY:thehouse. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist. Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

AZ Sellers Guide | 19 Your Notes:

AZ Sellers Guide | 20 Your Notes:

AZ Sellers Guide | 21 Your Notes:

1 SUN CITY WES T Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson GOODYEAR Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield 3 ARROWHEAD 16165623.487.0404N.83rd Ave , #100 Peoria, AZ 85382 S of Bell/E side of 83rd Ave 4 THE LEGENDS 20241623.537.1608N.67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101 5 ANTHEM 39508623.551.3265N.Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy 6 BILTMORE 3200602.954.3644ECamelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street 7 TATUM RIDGE 480.515 4369 11211 N Tatum Blvd, #A150 Phoenix, AZ 85028 N of Shea, E side of Tatum 8 CAREFREE 7202480.575.6609E.Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr. 9 KIERLAND COMMONS 14648480.948.6488NScottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway 10 SCOTTSDALE FORUM 6263480.551.0480N.Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln 11 DC CROSSING 18291480.563.9034N.Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy 12 AHWATUKEE 4435480.753.4424E.Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St. 13 CHANDLER PORTICO 2121480.777.0051W.Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd. 14 GILBERT SAN TAN 1528480.777.0614E.Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd. 15 MESA 1630480.401.3738S.Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley 16 RED MOUNTAIN 1135480.534.3599N.Recker Rd., #103 Mesa, AZ 85205 SE corner of Recker & Brown 17 GOLD CANYON 6877480.288.0883SouthKings Ranch Rd., #5 Gold Canyon, AZ 85118 E of South60/Side Kings Ranch Rd.

1626623.936.8001N.Litchfield

13940623.299.3644W.Meeker

1 4 3 2 6 12 10 5 8 7 11 9 CRISMON BUTTESIGNAL GOLDFIELD OLDWESTHWY SKINGSRANCH 14 17 15 13 16 ArizonaCentral First American Title Branch Locator

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AZ Sellers Guide | 22

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7479

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718 4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln. Casa Grande, AZ 85122 5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704 6 FOOTHILLS 520.299.4606 | Fax 520.577.6993 6262 N Swan Road, Suite 205 Tucson, AZ 85718 7 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622 8 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737 9 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704 10 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747 11 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718 12 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718 TANQUE VERDE 520.202.2626 Fax 520.495.6151 E. Tanque Verde Tucson, AZ 85715 NTweedyRd E Randolph Rd W Kleck Rd E K eck Rd W Se ma Hwy STrekellRd SHennessRd E Selma Hwy W Co nman Rd W Pretzer Rd SLambRd SLaPalmaRd E M gan Rd E M gan Rd W A es Dr E Curtis Rd ESsancaDr EDesertDove HearthRd E Hemlock Dr BNearCanyonRdW E Cam no De Cerro E Fairmount St SSwanRd NFrontageRd W Emigh Rd GoffRanchRd

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1 MAIN OFFICE 520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715 2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

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