11441 N Scioto Ave, Tucson, AZ 85737

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Subject Property :   11441 N Scioto Ave Tucson AZ 85737

Owner Information

Owner Name : Dowling Norcka E

Mailing Address : 11441 N Scioto Ave, Tucson AZ 85737-7210 R109

Vesting Codes : Unmarried Woman / /

Owner Occupied Indicator : O

Location Information

Legal Description : Canada Hills Village 15 Lot 0111

County : Pima, Az

Census Tract / Block : 46.36 / 4

Township-Range- Sect : 12S-13E-3

Legal Book/Page : 43-29

APN : 224-10-1150

Subdivision : Canada Hills Village 15

Map Reference : 03-12S-13E

School District : Amphitheater

Munic/Township : Amphitheater Market Area : 11

Legal Lot : 111

Owner Transfer Information

Recording/Sale Date : 06/24/2022 / 06/15/2022

Deed Type : Warranty Deed Document # : 1750545

Last Market Sale Information

Recording/Sale Date : 07/12/2018 / 07/10/2018

Sale Price : $239,000

Document # : 1930504

1st Mtg Amount/Type : $299,145 / Fha

1st Mtg Document # : 1930505

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $102.97

Title Company : Catalina Title Agcy

Lender : Nova Fin'l & Inv Corp

Seller Name : Gorley Theresa L

Prior Sale Information

Prior Rec/Sale Date : 08/14/2015 / 08/11/2015

Prior Sale Price : $289,900

Prior Doc Number : 2260404

Prior Deed Type : Warranty Deed

Prior 1st Mtg Amt/Type : $263,500 / Conv

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

CoreLogic.

Property Characteristics

Gross Area : 2,321 Garage Capacity : 2 Pool : Pool

Living Area : 2,321 Roof Material : Tile Air Cond : Refrigeration

Total Rooms : 8 Heat Type : Forced Air Quality : Fair

Year Built / Eff : 1997 Cooling Type : Forced Air Condition : Excellent

# of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 8

Parking Type : Garage Patio Type : Covered Patio Pool Size : 450

Property Information

Land Use : Sfr Zoning : PAD Lot Size : 7,656

County Use : Single Fam Resurban Subd Lot Acres : 0.18 State Use : Single Fam Resurban Subd

Tax Information

Total Value : $304,420

Property Tax : $3,973.32 Current Year Total Value : $36,389

Total Taxable Value : $30,406 Tax Rate Area : 1012 Current Year Improvement Value :

$36,338

Assessed Year : 2021 Market Value : $304,420 Current Year Land Value : $50

Tax Year : 2021 Current Assessed Year : 2023

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

$583,318

11441 N Scioto Ave 239,000 304,420 07/12/2018 3 2,321 7,656 1997 PAD

11498 N Mountain Breeze Dr 650,000 366,600 09/30/2022 4 2,230 14,494 1999 0.09 R1-7

11521 N Palmetto Dunes Ave 540,000 295,151 04/22/2022 3 2,367 7,235 1998 0.13 PAD 3 11291 N Palmetto Dunes Ave 638,000 258,987 09/29/2022 3 2,130 12,091 1991 0.22 PAD 4 11318 N Mountain Breeze Dr 659,621 414,338 11/15/2022 3 2,441 22,445 2001 0.24 R1-7

10 11242 N Canada Creek Dr 489,000 279,941 01/31/2022 4 2,449 9,171 1995 0.34 R-4

11 11276 N Seven Falls Dr 400,000 256,215 02/09/2022 4 2,449 7,535 1995 0.35 R-4

12 1251 W Ghost Pl 488,748 265,413 11/10/2022 4 2,478 7,698 1987 0.37 R-4

13 11669 N Copper Creek Dr 385,000 214,341 02/07/2022 4 2,001 4,333 1994 0.38 R-4

14 1241 W Ghost Pl 499,900 265,413 02/17/2022 4 2,478 7,242 1987 0.38 R-4

15 11497 N Verch Way 800,000 404,856 07/29/2022 4 2,570 22,514 2002 0.39 R1-10

16 11365 N Placita Alameda Dorada 840,000 397,441 06/07/2022 4 2,628 148,104 1997 0.39 R-4

17 11776 N Mesquite Hollow Dr 710,000 346,783 11/09/2022 3 2,490 10,669 2005 0.4 R1-7

18 11119 N Desert Flower Dr 365,000 266,144 05/03/2022 5 2,518 5,035 1994 0.41 PAD

19 11327 N Placita Alameda Dorada 799,000 360,738 02/16/2022 3 2,213 22,765 1998 0.41 R-4

20 11779 N Mesquite Hollow Dr 592,100 312,602 06/30/2022 4 2,541 8,529 2005 0.41 R1-7

Distressed Sales =

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Details of Comparables

11441 N Scioto Ave Tucson Az 85737

Owner Name: Dowling Norcka E / APN / Alternate APN: 224-10-1150 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Canada Hills Village 15 / Lot Size: 7,656 Year Built / Eff: 1997 /

Rec. Date / Price: 07/12/2018 / $239,000 Living Area: 2,321

# of units: Document #: 1930504 Bedrooms: Pool: Pool Total Tax Value: $304,420 Bath(F/H): /

#1   11498 N Mountain Breeze Dr Tucson Az 85737

Owner Name: Wood Jeanette E / APN / Alternate APN: 224-10-1870 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 14,494 Year Built / Eff: 1999 / Rec. Date / Price: 09/30/2022 / $650,000 Living Area: 2,230 # of units: Document #: 2730457

Bedrooms: Pool: Total Tax Value: $366,600 Bath(F/H): /

#2   11521 N Palmetto Dunes Ave Tucson Az 85737

Owner Name: Bullard Edward T Trust / APN / Alternate APN: 224-10-0530 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Canada Hills Village 15 / Lot Size: 7,235 Year Built / Eff: 1998 /

Rec. Date / Price: 04/22/2022 / $540,000 Living Area: 2,367 # of units: Document #: 1120464

Bedrooms: Pool: Total Tax Value: $295,151 Bath(F/H): /

#3   11291 N Palmetto Dunes Ave Tucson Az 85737

Owner Name: Shipp T R & C J Living Trust / APN / Alternate APN: 224-10-0350 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Canada Hills Village 15 / Lot Size: 12,091 Year Built / Eff: 1991 /

Rec. Date / Price: 09/29/2022 / $638,000 Living Area: 2,130 # of units: Document #: 2720229

Bedrooms: Pool: Total Tax Value: $258,987 Bath(F/H): /

#4   11318 N Mountain Breeze Dr Oro Valley Az 85737

Owner Name: Ferguson-brown Elizabeth /Brown Paul APN / Alternate APN: 224-10-1720 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 22,445 Year Built / Eff: 2001 / Rec. Date / Price: 11/15/2022 / $659,621 Living Area: 2,441 # of units: Document #: 3190628

Bedrooms: Pool: Pool Total Tax Value: $414,338 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

#5

1682 W Geranium Pl Tucson Az 85737

Owner Name: Mather Martin / APN / Alternate APN: 224-10-2530 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 16,398 Year Built / Eff: 2000 / Rec. Date / Price: 02/01/2022 / $605,000 Living Area: 2,373 # of units: Document #: 320719 Bedrooms: Pool: Pool Total Tax Value: $395,202 Bath(F/H): /

#6   1675 W Silver Berry Pl Tucson Az 85737

Owner Name: Fruechtenicht Brian L /Fruechtenicht Debor APN / Alternate APN: 224-10-2560 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 14,118 Year Built / Eff: 1999 / Rec. Date / Price: 11/09/2022 / $650,000 Living Area: 1,988 # of units: Document #: 3130279 Bedrooms: Pool: Pool Total Tax Value: $371,930 Bath(F/H): /

#7

1662 W Silver Berry Pl Tucson Az 85737

Owner Name: Riley Roberta L /Ball David APN / Alternate APN: 224-10-2660 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 14,558 Year Built / Eff: 2001 / Rec. Date / Price: 01/27/2022 / $558,000 Living Area: 2,422 # of units: Document #: 270583 Bedrooms: Pool: Total Tax Value: $385,626 Bath(F/H): /

#8

11311 N Canada Creek Dr Tucson Az 85737

Owner Name: Lyons Zara G /Ijames Mark APN / Alternate APN: 224-06-3680 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek / Lot Size: 7,956 Year Built / Eff: 1994 / Rec. Date / Price: 11/03/2022 / $452,000 Living Area: 2,449 # of units: Document #: 3070359

Bedrooms: Pool: Total Tax Value: $255,476 Bath(F/H): /

#9   11678 N Red Creek Pl Oro Valley Az 85737

Owner Name: Romero Christopher A /Romero Alexan APN / Alternate APN: 224-07-0100 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Verde Ranch / Lot Size: 8,268 Year Built / Eff: 2005 / Rec. Date / Price: 08/08/2022 / $545,000 Living Area: 2,314 # of units: Document #: 2200750

Bedrooms: Pool: Total Tax Value: $291,180 Bath(F/H): /

#10   11242 N Canada Creek Dr Tucson Az 85737

Owner Name: Tenelshof James /Wells-tenelshof Olivia APN / Alternate APN: 224-06-4140 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek 01 / Lot Size: 9,171 Year Built / Eff: 1995 / Rec. Date / Price: 01/31/2022 / $489,000 Living Area: 2,449 # of units: Document #: 311261

Bedrooms: Pool: Pool

Total Tax Value: $279,941 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

#11

11276 N Seven Falls Dr Tucson Az 85737

Owner Name: Goldmann Kenneth /Goldmann Teresa APN / Alternate APN: 224-06-4010 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek 01 / Lot Size: 7,535 Year Built / Eff: 1995 / Rec. Date / Price: 02/09/2022 / $400,000 Living Area: 2,449 # of units: Document #: 400744 Bedrooms: Pool: Total Tax Value: $256,215 Bath(F/H): /

#12   1251 W Ghost Pl Tucson Az 85737

Owner Name: Sacci Joseph C /Sacci Barbara A APN / Alternate APN: 224-04-3080 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek 01 Ph 02 / Lot Size: 7,698 Year Built / Eff: 1987 /

Rec. Date / Price: 11/10/2022 / $488,748 Living Area: 2,478 # of units: Document #: 3140187 Bedrooms: Pool: Pool Total Tax Value: $265,413 Bath(F/H): /

#13   11669 N Copper Creek Dr Tucson Az 85737

Owner Name: Wilcox Robert D /Wilcox Anna APN / Alternate APN: 224-05-1660 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek 02 / Lot Size: 4,333 Year Built / Eff: 1994 / Rec. Date / Price: 02/07/2022 / $385,000 Living Area: 2,001 # of units: Document #: 380120 Bedrooms: Pool: Total Tax Value: $214,341 Bath(F/H): /

#14   1241 W Ghost Pl Oro Valley Az 85737

Owner Name: Elliott James M /Elliott Beth A

APN / Alternate APN: 224-04-3090 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Copper Creek 01 Ph 02 / Lot Size: 7,242 Year Built / Eff: 1987 / Rec. Date / Price: 02/17/2022 / $499,900 Living Area: 2,478 # of units: Document #: 480854 Bedrooms: Pool: Pool Total Tax Value: $265,413 Bath(F/H): /

#15   11497 N Verch Way Tucson Az 85737

Owner Name: Fischer Robin L / APN / Alternate APN: 224-10-3090 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Desert Vista / Lot Size: 22,514 Year Built / Eff: 2002 / Rec. Date / Price: 07/29/2022 / $800,000 Living Area: 2,570 # of units: Document #: 2100202 Bedrooms: Pool: Total Tax Value: $404,856 Bath(F/H): /

Customer

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 01/17/2023

#16   11365 N Placita Alameda Dorada Oro Valley Az 85737

Owner Name: Travis Jason /Rackerby Julie APN / Alternate APN: 224-08-1750 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Naranja Ranch 01 / Lot Size: 148,104 Year Built / Eff: 1997 / Rec. Date / Price: 06/07/2022 / $840,000 Living Area: 2,628 # of units: Document #: 1580710 Bedrooms: Pool: Pool Total Tax Value: $397,441 Bath(F/H): / #17   11776

N Mesquite Hollow Dr Tucson Az 85737

Owner Name: Baldwin Orval Ii /Cohlmia-baldwin Mary APN / Alternate APN: 224-07-0680 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Verde Ranch / Lot Size: 10,669 Year Built / Eff: 2005 / Rec. Date / Price: 11/09/2022 / $710,000 Living Area: 2,490 # of units: Document #: 3130250 Bedrooms: Pool: Pool Total Tax Value: $346,783 Bath(F/H): /

#18   11119 N Desert Flower Dr Tucson Az 85737

Owner Name: Keith Brandon / APN / Alternate APN: 224-24-6720 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Canada Hills Village 14 / Lot Size: 5,035 Year Built / Eff: 1994 /

Rec. Date / Price: 05/03/2022 / $365,000 Living Area: 2,518 # of units: Document #: 1230573 Bedrooms: Pool: Total Tax Value: $266,144 Bath(F/H): /

#19

11327 N Placita Alameda Dorada Tucson Az 85737

Owner Name: Ramsey Donald J & Caro / APN / Alternate APN: 224-08-0190 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Naranja Ranch 01 / Lot Size: 22,765 Year Built / Eff: 1998 / Rec. Date / Price: 02/16/2022 / $799,000 Living Area: 2,213

# of units: Document #: 470931 Bedrooms: Pool: Pool Total Tax Value: $360,738 Bath(F/H): /

#20   11779 N Mesquite Hollow Dr Oro Valley Az 85737

Owner Name: Deshpande Lalit S /Tran Ha APN / Alternate APN: 224-07-1170 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Verde Ranch / Lot Size: 8,529 Year Built / Eff: 2005 / Rec. Date / Price: 06/30/2022 / $592,100 Living Area: 2,541 # of units: Document #: 1810541 Bedrooms: Pool: Pool Total Tax Value: $312,602 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Arizona Schools

85629 520.625.3502

SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools : Elementary Schools

Copper Creek Elementary School Distance 0.77 Miles 11620 N Copper Spring Trl Tucson AZ 85737

Telephone : (520) 696-6800

School District : Amphitheater Unified District (4406)

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 381 Total Expenditure/Student : 132

Leman Academy Of Excellence-oro Valley Arizona Distance 0.83 Miles 1410 W Tangerine Rd Oro Valley AZ 85755

Telephone : (520) 912-4005

School District : Leman Academy Of Excellence Inc. (92730)

Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 749 Total Expenditure/Student :

Richard B Wilson Junior School Distance 1.18 Miles 2330 W Glover Rd Oro Valley AZ 85742

Telephone : (520) 696-5800

School District : Amphitheater Unified District (4406)

Lowest Grade : Pre-K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 1017 Total Expenditure/Student : 132

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Painted Sky Elementary School

Distance 2.22 Miles 12620 N Woodburne Ave Oro Valley AZ 85755

Telephone : (520) 696-3800

School District : Amphitheater Unified District (4406)

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 398 Total Expenditure/Student : 132

Middle Schools

Tortolita Middle School Distance 4.74 Miles 4101 W Hardy Rd Tucson AZ 85742

Telephone : (520) 579-4600

School District : Marana Unified District (4404)

Lowest Grade : 7th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 665 Total Expenditure/Student : 269

Lawrence W Cross Middle School Distance 4.82 Miles 1000 W Chapala Dr Tucson AZ 85704

Telephone : (520) 696-5920

School District : Amphitheater Unified District (4406)

Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 793 Total Expenditure/Student : 132

Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler

High Schools

Ironwood Ridge High School Distance 1.34 Miles

2475 W Naranja Dr Oro Valley AZ 85742

Telephone : (520) 696-3902

School District : Amphitheater Unified District (4406)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1713

Total Expenditure/Student : 132 Advanced Placement : No

Pcjted - Ironwood Ridge High School

2475 W Naranja Dr Oro Valley AZ 85742

Telephone : (520) 696-3902

Distance 1.34 Miles

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Canyon Del Oro High School Distance 3.13 Miles

25 W Calle Concordia Oro Valley AZ 85704

Telephone : (520) 696-5560

School District : Amphitheater Unified District (4406)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 1580

Total Expenditure/Student : 132 Advanced Placement : No

Pcjted - Canyon Del Oro High School Distance 3.13 Miles

25 W Calle Concordia Tucson AZ 85704

Telephone : (520) 696-5560

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Attractions / Recreation

Name Address

Telephone Distance (Miles)

Blythe Spirit Yoga, Llc 11301 N Plmetto Dunes Ave Tucson Az (520) 742-4270 0.19

Club Cactus Juniors Volleyball Club Llc 11664 N Rain Rock Way Oro Valley Az (520) 906-6668 0.38

Choi Taekwondo Usa Inc 11133 N La Canada Dr # 10 Tucson Az (520) 877-7767 0.43

Oro Valley Ata Martial Arts 11133 N La Canada Dr Oro Valley Az (520) 877-7767 0.43

Banks / Financial

Name Address Telephone Distance (Miles)

Nova Financial & Investment Corporation 11115 N La Canada Dr # 15 Tucson Az (520) 219-4400 0.47

Westar Mortgage And Realty Corporation 1775 W Wimbledon Way Tucson Az (520) 298-1993 1.06

Guild Mortgage Company 12318 N Tall Grass Dr Oro Valley Az (520) 498-4700 1.29

Jpmorgan Chase Bank, National Association 10310 N La Canada Dr Tucson Az (520) 219-3070 1.47

Eating / Drinking

Name Address Telephone Distance (Miles)

Wolf Big Bad Bbwft Llc 11667 N Ribbonwood Dr Oro Valley Az (520) 270-6902 0.34

Little Bliss Bakeshop Llc 11677 N Copper Creek Dr Tucson Az (520) 241-4995 0.39

Brueggers 11165 N La Canada Dr # 16 Tucson Az (520) 575-0651 0.39

Z Pizza 11165 N La Canada Dr Oro Valley Az (520) 329-8851 0.39

Health Care Services

Name Address Telephone Distance (Miles)

Alternatives In Home Care 11390 N Canada Creek Dr Tucson Az (520) 360-9473 0.27

Roy Dmd Llc 11254 N Meadow Sage Dr Oro Valley Az (520) 344-9679 0.34

Ideas Psychological Services, Llc 11735 N Sage Brook Rd Tucson Az (520) 219-8234 0.35

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

2023 CoreLogic.

Esteem Behavioral Healthcare Llc 11725 N Peaceful Night Rd Tucson Az (956) 827-1790 0.35

Hospitality

Name Address Telephone Distance (Miles)

Hilton Worldwide 10555 N La Canada Dr Oro Valley Az (520) 544-1900 0.79

Mrhp Marana, Inc. 10891 N Canada Hills Ct Oro Valley Az (520) 742-7082 0.93

The Tombstone Grand Hotel 10906 N Sand Canyon Pl Oro Valley Az (520) 797-0430 1.0

Sonoran Sea Resort 502 E, Llc 11858 N Verismo Dr Oro Valley Az (702) 727-9235 1.27

Organizations / Associations

Name Address Telephone Distance (Miles)

The Church Of Jesus Christ Of Latterday Saints 1976 W Silver Rose Pl Tucson Az (520) 878-9123 0.67

Church Of The Apostles 12111 N La Cholla Blvd Ac Tucson Az (520) 544-9660 1.15

Casas Adobes Baptist Church 10801 N La Cholla Blvd Oro Valley Az (520) 297-0922 1.15

Hope Community Church "" Oro Valley Az (520) 237-6610 1.49

Personal Services

Name Address Telephone Distance (Miles)

Viking Strength & Fitness, Llc 1639 W Silver Berry Pl Oro Valley Az (520) 219-5149 0.24

Chosen Path Health And Fitness 2014 W Golden Rose Pl Tucson Az (520) 229-8566 0.66

Reach Your Potential Fitness Professionals, L.l.c. 11708 N Teskow Dr Oro Valley Az (520) 797-4199 1.3

On Your Left Fitness Arizona, Inc. 2391 W Tangerine Rd Oro Valley Az (520) 241-9141 1.37

Shopping

Name Address Telephone Distance (Miles)

Tucson Hydroponics Llc 11654 N Red Creek Pl Tucson Az (520) 240-3590 0.29

American Home Digital Llc 11100 N Broadstone Dr Oro Valley Az (520) 838-4873 0.44

R- Az Building Materials Llc 1750 W Tangerine Rd Oro Valley Az (520) 544-9738 0.69

Mai Thai Coffee, Inc. 910 W Graythorn Pl Tucson Az (520) 797-4440 0.94

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

11440 N SCIOTO AVE

Distance 0.03 Miles

Owner Name : Jordan Esther L Tr Subdivision : Canada Hills Village 15

Sale Date : 12/00/1996

Recording Date : 12/27/1996

Total Value : $223,200 Sale Price  : $160,876

Bed / Bath : / 3 Property Tax : $2,856.58

Land Use : Sfr Lot Acres : 0.17

Stories : 1 Living Area : 1,650

Yr Blt / Eff Yr Blt : 1997 / APN : 224-10-0730

11421

N SCIOTO AVE Distance 0.03 Miles

Owner Name : Conto Michael A

Sale Date : 04/00/2002

Subdivision : Canada Hills Village 15

Recording Date : 04/11/2002

Total Value : $297,726 Sale Price  : $214,000

Bed / Bath : / 3 Property Tax : $3,848.48

Land Use : Sfr Lot Acres : 0.19

Stories : 1 Living Area : 2,106

Yr Blt / Eff Yr Blt : 1997 / APN : 224-10-1130

11430 N SCIOTO AVE

Distance 0.03 Miles

Owner Name : Webb Michael Subdivision : Canada Hills Village 15

Sale Date : 01/00/1998

Recording Date : 01/20/1998

Total Value : $310,570 Sale Price  : $45,000

Bed / Bath : / 3 Property Tax : $4,543.27

Land Use : Sfr Lot Acres : 0.16

Stories : 1 Living Area : 2,170

Yr Blt / Eff Yr Blt : 2000 / APN : 224-10-0740

11412 N TWIN SPUR CT Distance 0.03 Miles

Owner Name : Bell Norma

Subdivision : Desert Vista Sale Date : 04/24/2014

Recording Date : 05/12/2014

Total Value : $409,896 Sale Price  : $315,200

Bed / Bath : / 3 Property Tax : $5,018.71

Land Use : Sfr Lot Acres : 0.27

Stories : 1 Living Area : 2,441

Yr Blt / Eff Yr Blt : 1997 / APN : 224-10-1430

CoreLogic.

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

11422 N TWIN SPUR CT

Owner Name : Cutting Chad M

Sale Date : 10/19/2015

11420

11411

Distance 0.04 Miles

Subdivision : Desert Vista

Recording Date : 10/27/2015

Total Value : $408,845 Sale Price  : $385,000

Bed / Bath : / 3 Property Tax : $4,995.44

Land Use : Sfr Lot Acres : 0.27

Stories : 1 Living Area : 2,441

Yr Blt / Eff Yr Blt : 1996 / APN : 224-10-1440

N SCIOTO AVE Distance 0.04 Miles

Owner Name : Phelps Jason T

Sale Date : 04/21/2017

Subdivision : Canada Hills Village 15

Recording Date : 04/28/2017

Total Value : $314,688 Sale Price  : $333,500

Bed / Bath : / 3 Property Tax : $4,604.04

Land Use : Sfr Lot Acres : 0.16 Stories : 1 Living Area : 2,310

Yr Blt / Eff Yr Blt : 1997 / APN : 224-10-0750

N SCIOTO AVE Distance 0.04 Miles

Owner Name : Blasi

Sale Date : 10/03/2016

Subdivision : Canada Hills Village 15

Recording Date : 10/21/2016

Total Value : $273,381 Sale Price  : $292,000

Bed / Bath : / 3 Property Tax : $3,520.13

Land Use : Sfr Lot Acres : 0.19 Stories : 1 Living Area : 2,106

Yr Blt / Eff Yr Blt : 1998 / APN : 224-10-1120

11470 N SCIOTO AVE Distance 0.04 Miles

Owner Name : Isenbarger Cetti-isenbarger

Sale Date : 03/15/2016

Subdivision : Canada Hills Village 15

Recording Date : 03/17/2016

Total Value : $295,151 Sale Price  : $285,000

Bed / Bath : / 3 Property Tax : $3,820.43

Land Use : Sfr Lot Acres : 0.15

Stories : 1 Living Area : 2,367

Yr Blt / Eff Yr Blt : 1998 / APN : 224-10-0700

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

11402 N TWIN SPUR CT

Owner Name : Showell

Sale Date : 01/00/2001

Distance 0.05 Miles

Subdivision : Desert Vista

Recording Date : 01/12/2001

Total Value : $408,845 Sale Price  : $247,500

Bed / Bath : / 3 Property Tax : $4,995.44

Land Use : Sfr Lot Acres : 0.23

Stories : 1 Living Area : 2,441

Yr Blt / Eff Yr Blt : 1996 / APN : 224-10-1420

11401 N SCIOTO AVE Distance 0.05 Miles

Owner Name : Taylor Richard E

Sale Date : 02/00/1998

Subdivision : Canada Hills Village 15

Recording Date : 02/18/1998

Total Value : $273,381 Sale Price  : $150,008

Bed / Bath : / 3 Property Tax : $3,520.13

Land Use : Sfr Lot Acres : 0.19 Stories : 1 Living Area : 2,106

Yr Blt / Eff Yr Blt : 1998 / APN : 224-10-1110

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Census Tract / block: 46.36 / 4     Year: 2018

Household

Population Population by Age

Count: 7,284 0 - 11

Estimate Current Year: 7,543 12 - 17

Estimate in 5 Years: 8,674 18 - 24 8.51%

Growth Last 5 Years: -0.85% 25 - 64 47.01%

Growth Last 10 Years: -152.95% 65 - 74 14.32% 75+

Household Size Household Income

Current Year: 2,744 0 - $25,000 6.67%

Average Current Year: 2.65 $25,000 - $35,000 5.36%

Estimate in 5 Years: 3,531 $35,000 - $50,000 13.88%

Growth Last 5 Years: 11.92% $50,000 - $75,000 14.72%

Growth Last 10 Years: 4.71% $75,000 - $100,000 13.78%

Male Population: 50.52% Above $100,000 45.59%

Female Population: 49.48% Average Household Income: $92,652

Married People: 63.43%

Unmarried People: 36.57%

Housing

Median Mortgage Payments Home Values

Under $300: 1.27% Below $100,000: 0.59%

$300 - $799: 22.01% $100,000 - $150,000: 1.31%

$800 - $1,999: 44.83% $150,000 - $200,000: 3.65%

Over $2,000: 31.89% $200,000 - $300,000: 44.78%

Median Home Value: $299,400 $300,000 - $500,000: 39.27%

Unit Occupied Owner: 85.93% Above $500,000: 10.39%

Median Mortgage: $1,303

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Rent Payments Year Built

Unit Occupied Renter: 14.07% 1999 - 2000

Median Gross Rent: $1,828 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 2.96% 1980 - 1989 16.17%

$750 - $999 0% 1970 - 1979 1.93% $1000 and Over 97.04% 1900 - 1969 2.53%

Education

Enrollment

Public Pre-Primary School: 0.35% Not Enrolled in School: 71.71%

Private Pre-Primary School: 1.03% Not A High School Graduate: 2.71%

Public School: 23.65% Graduate Of High School: 11.55%

Private School: 4.64% Attended Some College: 23.41% Public College: 4.8% College Graduate: 36.9%

Private College: 2.17% Graduate Degree: 25.44%

Workforce

Occupation:

Manager/Prof: 48.62% Private Worker: 64.72% Technical: Government Worker: 12.52% Sales: 18.27% Self Employed Worker: 4.78%

Administrative: Unpaid Family Worker: 8.87%

Private House Hold: Farming: 3.14% Service: 23.81% Skilled:

Protective Services: Blue-Collar: 9.31%

Commute Time

Less Than 15 Min: 31.14%

15 min - 28 min: 30.92%

30 min - 57 min: 34.25%

Over 60 min: 3.69%

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 01/17/2023

SEARCH PARAMETERS

PARCEL:  224-10-1150 PARCEL: 224-10-1150 INSTRUMENT REC DATE

OWNER: DOWLING NORCKA  AFFIDAVIT    2022 545 06/24/2022  SITUS: 11441 N SCIOTO AV OV  MAIL: 11441 N SCIOTO AVE   PLAT: LOT 00111 BLOCK LEGAL: CANADA HILLS VILLAGE 15 LOT 0111

CURRENT TAXES INFORMATION THROUGH 12/28/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS PRIMARY  29,897  0  0  8.9703  1012 SECONDARY  50  29,846  0  5.3438  2022 TOTAL TAX BILLED 3,767.31

2022  TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE

FIRST HALF  1,883.66  1,883.66  75.35  1,959.01  SECOND HALF  1,883.65  1,883.65  0.00  1,883.65  TOTAL CURRENT TAXES DUE 01/23 3,842.66 02/23 3,867.77 (ESTIMATED)

IMPROVEMENTS

BYPASS  BLDG SQFT  2,321 FULL CASH VALUE  298,965 YEAR BUILT  1997 LAND USE  01 41 NUMBER OF STORIES  1.0 LOT SIZE  1 STDLT STORIES HEIGHT  0 SCHOOL DISTRICT  1012 EXTERIOR WALLS  FRAME WOOD LAND FULL CASH VALUE  502 GRADE MATERIALS IMPR FULL CASH VALUE  298,463

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

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Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from: 1 Someone else owns an interest in your title 2 A document is not properly signed

Forgery, fraud, duress in the chain of title

Defective recording of any document 5 There are restrictive covenants 6 There is a lien on your title because there is: a) a deed of trust b) a judgement, tax, or special assessment c) a charge by a homeowner’s association 7 Title is unmarketable 8 Mechanics lien 9 Forced removal of a structure because it: a) extends on another property and/or easement b) violates a restriction in Schedule B c) violates an existing zoning law* 10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

Unrecorded lien by a homeowners association

Unrecorded easements

Building permit violations*

Restrictive covenant violations

Post-policy forgery

Post-policy encroachment

Post-policy damage from extraction of minerals or water

Lack of vehicular and pedestrian access 19 Map not consistent with legal description 20 Post-policy adverse possession

EAGLE ALTA Standard or CLTA

Compare First American’s Eagle Policy® for Owners

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

Discriminatory covenants

Other benefits:

Pays rent for substitute land or facilities

Rights under unrecorded leases

Plain language statements of policy coverage and restrictions

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

EAGLE ALTA Standard or CLTA

Added ownership coverage leads to enhanced marketability 31 Insurance coverage for a lifetime 32 Post-policy inflation coverage with automatic increase in value up to 150% over five years 33 Post-policy Living Trust coverage * Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some coverage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

1 SUN CITY WES T 623.299.3644 13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 GOODYEAR 623.936.8001 1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404 16165 N. 83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS 623.537.1608 20241 N. 67th Ave , #A-2 Glendale, AZ 85308 E side 67th Ave/N of 101

5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086 NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 602.954.3644 3200 E Camelback Rd., #123 Phoenix, AZ 85018 NE Corner of Camelback/32nd Street

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050 NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609 7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377 NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488 14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480 6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250 E Side Scottsdale/S of Lincoln

11 DC CROSSING 480.563.9034 18291 N. Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 AHWATUKEE 480.753.4424 4435 E. Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

13 CHANDLER PORTICO 480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614 1528 E. Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738 1630 S. Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 RED MOUNTAIN 480.534.3599 1135 N. Recker Rd , #103 Mesa, AZ 85205 SE corner of Recker & Brown

17 GOLD CANYON 480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.

1 MAIN OFFICE

520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122

5 CASAS ADOBES

520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

EDesertDove

SSantaRitaRd

9 GREEN VALLEY

520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

10 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715