11010 E 22nd St, Tucson, AZ 85748

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Subject Property :   11010 E 22nd St Tucson AZ 85748

Owner Information

Owner Name : Addis Scott Thomas / Addis Rebecca Catherine

Mailing Address : 11010 E 22nd St, Tucson AZ 85748-7023 C003

Vesting Codes : / / Joint Tenants

Owner Occupied Indicator : O

Location Information

Legal Description : E257.66' W1030.82' N2 Ne4 Ne4 Exc Rd & Exc Nwly Ptn 3.55 Ac Sec 24-14-15

County : Pima, Az

Census Tract / Block : 40.26 / 3

Township-Range- Sect : 14S-15E-24

Last Market Sale Information

APN : 136-09-001C

Map Reference : 24-14S-15E

Recording/Sale Date : 12/31/2014 / 12/30/2014 1st Mtg Amount/Type : $235,000 / Cnv

Sale Price : $265,000 1st Mtg Document # : 3650948

Document # : 3650947

Deed Type : Joint Tenancy Deed

Title Company : Stewart Title & Tr/tucson

Seller Name : Patton Living Trust

Property Characteristics

Gross Area : 2,224 Garage Capacity : 2

1st Mtg Term : 30

Price Per SqFt : $119.15

Patio Type : Covered Patio

Living Area : 2,224 Roof Material : Metal Air Cond : Refrigeration

Total Rooms : 7

Heat Type : Forced Air Quality : Fair

Year Built / Eff : 1987 Cooling Type : Forced Air Condition : Excellent

# of Stories : 1 Exterior wall : Frame Wood Bath Fixtures : 7

Parking Type : Garage

Property Information

Land Use : Sfr Lot Acres : 3.55

County Use : Single Fam Resurban Non Subd Lot Size : 154,435

State Use : Single Fam Resurban Non Subd

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/14/2022

Tax Information

Assessed Year : 2021 Current Assessed Year : 2023 Current Year Improvement Value :

$37,896

Tax Year : 2021 Current Year Total Value : $37,947 Current Year Land Value : $50

Property Tax : $4,207.36

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/14/2022

Sale Price $265,000 $310,000 $1,440,000 $554,350

Bldg/Living Area 2224 1982 2469 2206

Per Square Foot $119.15

$700 $252.79

Year Built 1987 1974 2018 1990

Size 154,435

192,971 44,252

$365,417 $282,038

11010 E 22nd St 265,000 12/31/2014

1121 S Desert Senna Loop 399,000 260,957 02/28/2022

10791 E Limberbush Pl 530,000 292,822 02/17/2022

961 S Kinghet Pl 457,500 263,182 09/14/2022

10858 E Walking Stick Dr 1,440,000 254,646 05/05/2022

10961 E Siskin Pl 385,000 241,181 09/30/2022

775 S Shadowtree Pl 450,000 250,741 11/05/2021

765 S Shadowtree Pl 520,000 227,116 06/06/2022

1101 S Paperflower Ave 505,000 287,196 07/14/2022

1130 S Paperflower Ave 538,500 287,196 06/27/2022

760 S Calle Escondido 601,000 322,280 03/18/2022

2,224 154,435 1987

2,054 10,560 1996 0.12 R-1

2,368 10,974 1995 0.27 R-1

2,368 9,288 1994 0.27 R-1

2,057 12,646 1998 0.29 R-1

2,057 18,897 1995 0.35 R-1

2,056 10,985 1995 0.43 R-1

2,009 13,464 1995 0.44 R-1

2,371 10,933 1995 0.47 R-1

2,371 10,525 1995 0.5 R-1

2,227 41,391 1981 0.51 RX-1

American

10/14/2022

990 S Avenida Los Reyes 471,000 268,688 11/04/2021

12 1060 S Rockcrest Ave 435,000 253,366 11/23/2021

13 11360 E Saint James Rd 630,000 365,417 12/09/2021

14 1305 S Avenida Conalea 620,000 351,561 05/05/2022

15 10555 E Placita Diego 310,000 236,303 09/06/2022

16 11500 E Calle Catalina 640,000 313,752 03/04/2022

17 11205 E Old Spanish Trl 560,000 283,044 12/28/2021

18 10441 E Calle Del Este 425,000 233,885 01/28/2022

19 10771 E Placita Reina Linda 555,000 320,322 01/10/2022

20 2422 S Placita Carrasco 615,000 327,106 09/28/2022

Distressed Sales =

2,371 7,214 1995 0.52 R-1

2,291 43,485 1995 0.55 R-1

2,469 177,725 1981 0.58 SR

2,274 47,487 1977 0.59 RX-1

2,034 35,289 1977 0.6 RX-1

2,108 192,971 1979 0.68 SR

1,998 150,966 1976 0.74 SR

1,982 35,384 1974 0.83 RX-1

2,304 7,799 2018 0.83

2,351 37,060 1991 0.96 RX-1

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/14/2022

Details of Comparables

Subject Property: 11010 E 22nd St Tucson Az 85748

Owner Name: Addis Scott Thomas /Addis Rebecca Catherine

APN / Alternate APN: 136-09-001C / Deed Type: Joint Tenancy Deed

Land Use: Sfr

Year Built / Eff: 1987 / Rec. Date / Price: 12/31/2014 / $265,000 Living Area: 2,224

Subdivision / Tract: / Lot Size: 154,435

# of units:

Document #: 3650947 Bedrooms: Pool:

Total Tax Value: Bath(F/H): /

#1   1121 S Desert Senna Loop Tucson Az 85748

Owner Name: Wolaver Joey J /

APN / Alternate APN: 133-53-0790 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1996 / Rec. Date / Price: 02/28/2022 / $399,000 Living Area: 2,054

Subdivision / Tract: Silverado Hill / Lot Size: 10,560

# of units:

Document #: 590290 Bedrooms: Pool: Pool

Total Tax Value: $260,957 Bath(F/H): /

#2   10791 E Limberbush Pl Tucson Az 85748

Owner Name: Brown Angela /

APN / Alternate APN: 133-51-6550 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 02/17/2022 / $530,000 Living Area: 2,368

Subdivision / Tract: Silverado Hills / Lot Size: 10,974

# of units: Document #: 480381 Bedrooms: Pool: Pool

Total Tax Value: $292,822 Bath(F/H): /

#3   961 S Kinghet Pl Tucson Az 85748

Owner Name: Carabetta Vincent /Carabetta Carol APN / Alternate APN: 133-51-5870 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1994 / Rec. Date / Price: 09/14/2022 / $457,500 Living Area: 2,368

Subdivision / Tract: Silverado Hills / Lot Size: 9,288

# of units: Document #: 2570156 Bedrooms: Pool:

Total Tax Value: $263,182 Bath(F/H): /

#4   10858 E Walking Stick Dr Tucson Az 85748

Owner Name: Ramirez Rita J / APN / Alternate APN: 133-51-6400 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1998 / Rec. Date / Price: 05/05/2022 / $1,440,000 Living Area: 2,057

Subdivision / Tract: Silverado Hills / Lot Size: 12,646

# of units:

Document #: 1250622 Bedrooms: Pool:

Total Tax Value: $254,646 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Company

: First American

On

10/14/2022

#5   10961 E Siskin Pl Tucson Az 85748

Owner Name: Meyer Monique A /

APN / Alternate APN: 133-51-5710 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 09/30/2022 / $385,000 Living Area: 2,057

Subdivision / Tract: Silverado Hills / Lot Size: 18,897

Document #: 2730537

# of units:

Bedrooms: Pool:

Total Tax Value: $241,181 Bath(F/H): /

#6   775 S Shadowtree Pl Tucson Az 85748

Owner Name: Drescher George /Drescher Shirley

APN / Alternate APN: 133-53-0410 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 11/05/2021 / $450,000 Living Area: 2,056

Subdivision / Tract: Silverado Hills / Lot Size: 10,985

# of units:

Document #: 3090899 Bedrooms: Pool:

Total Tax Value: $250,741 Bath(F/H): /

#7   765 S Shadowtree Pl Tucson Az 85748

Owner Name: Veatch Stefan A /Veatch Stefanie H

APN / Alternate APN: 133-53-0400 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 06/06/2022 / $520,000 Living Area: 2,009

Subdivision / Tract: Silverado Hills / Lot Size: 13,464

# of units:

Document #: 1570153 Bedrooms: Pool: Total Tax Value: $227,116 Bath(F/H): /

#8   1101 S Paperflower Ave Tucson Az 85748

Owner Name: Quiroz Raul Jr /Quiroz Britney M

APN / Alternate APN: 133-51-7150 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 07/14/2022 / $505,000 Living Area: 2,371

Subdivision / Tract: Silverado Hills / Lot Size: 10,933

Document #: 1950167

Bedrooms:

Total Tax Value: $287,196 Bath(F/H): /

#9   1130 S Paperflower Ave Tucson Az 85748

Owner Name: Grosshans Michael L /Grosshans Donna C

# of units:

Pool: Pool

APN / Alternate APN: 133-51-7230 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Silverado Hills / Lot Size: 10,525

Year Built / Eff: 1995 / Rec. Date / Price: 06/27/2022 / $538,500 Living Area: 2,371

# of units:

Document #: 1780491 Bedrooms: Pool: Pool

Total Tax Value: $287,196 Bath(F/H): /

#10   760 S Calle Escondido Tucson Az 85748

Owner Name: Allred Christopher /Allred Karin

APN / Alternate APN: 133-38-4120 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Desert Trails / Lot Size: 41,391

Year Built / Eff: 1981 / Rec. Date / Price: 03/18/2022 / $601,000 Living Area: 2,227

Document #: 770155 Bedrooms:

Total Tax Value: $322,280 Bath(F/H): /

# of units:

Pool:

Customer Name : Jeremiah Stiffler

Company

: First American

10/14/2022

#11   990 S Avenida Los Reyes Tucson Az 85748

Owner Name: Kucharczyk & Erickson Trust /

APN / Alternate APN: 133-51-6790 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 11/04/2021 / $471,000 Living Area: 2,371

Subdivision / Tract: Silverado Hills / Lot Size: 7,214

Document #: 3080734

# of units:

Bedrooms: Pool:

Total Tax Value: $268,688 Bath(F/H): /

#12   1060 S Rockcrest Ave Tucson Az 85748

Owner Name: Nastase Ryan /Nastase Abigail

APN / Alternate APN: 133-51-6690 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1995 / Rec. Date / Price: 11/23/2021 / $435,000 Living Area: 2,291

Subdivision / Tract: Silverado Hills / Lot Size: 43,485

# of units:

Document #: 3270346 Bedrooms: Pool:

Total Tax Value: $253,366 Bath(F/H): /

#13   11360 E Saint James Rd Tucson Az 85748

Owner Name: Deale Spencer E /Berghausen Nina

APN / Alternate APN: 205-60-066B / Deed Type: Warranty Deed

Subdivision / Tract: / Lot Size: 177,725

Rec. Date / Price: 12/09/2021 / $630,000 Living Area: 2,469

Document #: 3430718 Bedrooms:

Total Tax Value: $365,417 Bath(F/H): /

#14   1305 S Avenida Conalea Tucson Az 85748

Owner Name: Kleinhans Evangeline /Trahan Susan

APN / Alternate APN: 133-38-2140 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1981 /

# of units:

Pool: Pool

Land Use: Sfr

Year Built / Eff: 1977 / Rec. Date / Price: 05/05/2022 / $620,000 Living Area: 2,274

Subdivision / Tract: Rancho Del Este / Lot Size: 47,487

Document #: 1250693 Bedrooms:

Total Tax Value: $351,561 Bath(F/H): /

#15   10555 E Placita Diego Tucson Az 85748

Owner Name: Box Heart Holdings Llc /

# of units:

Pool: Pool

APN / Alternate APN: 133-38-2050 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rancho Del Este / Lot Size: 35,289

Year Built / Eff: 1977 / Rec. Date / Price: 09/06/2022 / $310,000 Living Area: 2,034

# of units:

Document #: 2490672 Bedrooms: Pool:

Total Tax Value: $236,303 Bath(F/H): /

#16   11500 E Calle Catalina Tucson Az 85748

Owner Name: Aitcheson Michael R G /

APN / Alternate APN: 205-43-0410 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: / Lot Size: 192,971

Year Built / Eff: 1979 / Rec. Date / Price: 03/04/2022 / $640,000 Living Area: 2,108

Document #: 630549 Bedrooms:

Total Tax Value: $313,752 Bath(F/H): /

# of units:

Pool:

Customer Name : Jeremiah Stiffler

Customer Company Name : First American

On : 10/14/2022

#17   11205 E Old Spanish Trl Tucson Az 85748

Owner Name: Neuman Tonya /Neuman Daniel

APN / Alternate APN: 205-61-0490 / Deed Type: Warranty Deed

Subdivision / Tract: Old Spanish Trail Estates / Lot Size: 150,966

Rec. Date / Price: 12/28/2021 / $560,000 Living Area: 1,998

Land Use: Sfr

Year Built / Eff: 1976 /

# of units:

Document #: 3620865 Bedrooms: Pool:

Total Tax Value: $283,044 Bath(F/H): /

#18   10441 E Calle Del Este Tucson Az 85748

Owner Name: Diorio Anthony M /Meyer Aimee S

APN / Alternate APN: 133-38-0750 / Deed Type: Warranty Deed

Subdivision / Tract: Del Este Rho / Lot Size: 35,384

Rec. Date / Price: 01/28/2022 / $425,000 Living Area: 1,982

Land Use: Sfr

Year Built / Eff: 1974 /

# of units:

Document #: 280138 Bedrooms: Pool: Pool

Total Tax Value: $233,885 Bath(F/H): /

#19   10771 E Placita Reina Linda Tucson Az 85748

Owner Name: Thomas W L & S L Trust /

APN / Alternate APN: 136-09-2320 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 2018 / Rec. Date / Price: 01/10/2022 / $555,000 Living Area: 2,304

Subdivision / Tract: Rancho Reina / Lot Size: 7,799

# of units:

Document #: 100311 Bedrooms: Pool: Pool

Total Tax Value: $320,322 Bath(F/H): /

#20   2422 S Placita Carrasco Tucson Az 85748

Owner Name: Maas Harold A /Maas Rachel L

APN / Alternate APN: 133-38-3490 / Deed Type: Warranty Deed

Subdivision / Tract: Rancho Del Este / Lot Size: 37,060

Rec. Date / Price: 09/28/2022 / $615,000 Living Area: 2,351

Land Use: Sfr

Year Built / Eff: 1991 /

# of units:

Document #: 2710584 Bedrooms: Pool: Pool Total Tax Value: $327,106 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/14/2022

SHelvetiaRd

Public Schools :

Elementary Schools

Soleng Tom Elementary School Distance 0.8 Miles

11141 East Camino Quince Tucson AZ 85748

Telephone : (520) 731-5400

Lowest Grade : Pre-K

School District : Tucson Unified District (4403)

Highest Grade : 5th

Kindergarten : Yes School Enrollment :

Enrollment : 385

Total Expenditure/Student : 200

Leman Academy Of Excellence East Tucson Distance 1.46 Miles

10200 E Golf Links Rd Tucson AZ 85730

Telephone : (520) 526-0474

Lowest Grade : K

School District : Leman Academy Of Excellence Inc. (92730)

Highest Grade : 8th

Kindergarten : Yes School Enrollment : Enrollment : 755

Total Expenditure/Student :

Dunham Elementary School Distance 1.57 Miles

9850 E 29th St Tucson AZ 85748

Telephone : (520) 731-4200

Lowest Grade : Pre-K

School District : Tucson Unified District (4403)

Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 209

Total Expenditure/Student : 200

Customer

:

American

Gale Elementary School

678 S Gollob Rd Tucson AZ 85710

Telephone : (520) 731-4500

Lowest Grade : Pre-K

Distance 2.5 Miles

School District : Tucson Unified District (4403)

Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 431

Total Expenditure/Student : 200

Middle Schools

Secrist Middle School

3400 S Houghton Rd Tucson AZ 85730

Telephone : (520) 731-5300

Lowest Grade : 6th

Distance 1.88 Miles

School District : Tucson Unified District (4403)

Highest Grade : 8th

Kindergarten : No School Enrollment :

Enrollment : 348

Gridley Middle School

350 S Harrison Rd Tucson AZ 85748

Telephone : (520) 731-4600

Lowest Grade : 6th

Total Expenditure/Student : 200

Distance 2.14 Miles

School District : Tucson Unified District (4403)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 760

Emily Gray Junior High School

11150 E Tanque Verde Rd Tucson AZ 85749

Telephone : (520) 749-3838

Lowest Grade : 7th

Total Expenditure/Student : 200

Distance 3.09 Miles

School District : Tanque Verde Unified District (4408)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 396

Total Expenditure/Student : 0

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/14/2022

Magee Middle School

8300 E Speedway Blvd Tucson AZ 85710

Telephone : (520) 731-5000

Lowest Grade : 6th

Distance 3.88 Miles

School District : Tucson Unified District (4403)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 521

Total Expenditure/Student : 200

High Schools

Academy Of Tucson High School Distance 0.39 Miles

10720 E 22nd St Tucson AZ 85748

Telephone : (520) 733-0096

School District : Academy Of Tucson Inc. (78897)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 155

Total Expenditure/Student : Advanced Placement : No

Pima County Jted At Camino Secondary Distance 2.88 Miles

8727 E 22nd St Tucson AZ 85710

Telephone : (520) 352-5833

School District : Pima County Jted (89380)

Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 18

Total Expenditure/Student : Advanced Placement : No

Sahuaro High School

545 N Camino Seco Tucson AZ 85710

Telephone : (520) 731-7100

Distance 3.32 Miles

School District : Tucson Unified District (4403)

Highest Grade : 12th School Enrollment : Enrollment : 1695

Lowest Grade : 8th

Total Expenditure/Student : 200 Advanced Placement : No Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/14/2022

Pcjted - Sahuaro High School

N Camino Seco Tucson AZ 85710

Telephone : (520) 731-7100

Lowest Grade : 9th

3.32 Miles

School District : Pima County Jted (89380)

Highest Grade : 12th

School Enrollment : Enrollment : 0

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/14/2022

Attractions / Recreation

Name Address Telephone Distance (Miles)

Tucson Tennis Anyone, Inc. 10812 E Grass Spring Pl Tucson Az (520) 791-2584 0.41

Home Grown Mountain Biking Tours Llc 96 S Happy Vly Saddle Dr Tucson Az (520) 591-1514 1.24

Kwon Sunrise Tae Do 150 S Houghton Rd Ste 120 Tucson Az (520) 722-1608 1.33

Wendy Zachau Art 9961 E Coral Reef Way Tucson Az (520) 296-3901 1.4

Banks / Financial

Name Address Telephone Distance (Miles)

Compassionate Currency, Llc 11090 E Old Spanish Trl Tucson Az (520) 886-9781 0.8

M&i Corp 35 N Houghton Rd Tucson Az (520) 751-6700 1.46

Harris Bmo Bank National Association 35 N Houghton Rd Tucson Az (520) 751-6700 1.46

Jpmorgan Chase Bank, National Association 10255 E Broadway Blvd Tucson Az (520) 290-4175 1.48

Eating / Drinking

Name Address Telephone Distance (Miles)

Hamburger Stand 1050 S Desert Senna Loop Tucson Az (520) 444-9788 0.17

Bread & Butter Cafe 11450 E Calle Javelina Tucson Az (520) 745-8461 0.97

Margie's Restaurants, Inc. 11450 E Calle Javelina Tucson Az (520) 745-8461 0.97

Javalina Ridge, Llc 10530 E Old Spanish Trl Tucson Az (520) 296-0706 1.03

Health Care Services

Name Address Telephone Distance (Miles)

Excel Physical Therapy 980 S Paperflower Ave Tucson Az (520) 440-7860 0.56

Hdm Care Home, L.l.c. 10742 E Avenida Hacienda Tucson Az (520) 546-2111 0.56

A Peek With In Acupuncture P.l.l.c. 920 S Pinto Pl Tucson Az (520) 477-1998 0.67

Moreno's Assisted Living, Llc 10761 E Avenida Del Campo Tucson Az (520) 207-9237 0.69

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/14/2022

Hospitality

Name Address Telephone Distance (Miles)

La Hacienda Living 10949 E Broadway Blvd Tucson Az (520) 886-6798 1.08

Aerohawk Llc 10635 E Channelside Dr Tucson Az (520) 546-9506 1.44

Pi Sigma Ventures 2910 Llc 430 N Nightfall Ave Tucson Az (520) 751-1122 1.44

Desert Dove 11707 E Old Spanish Trl Tucson Az (520) 722-6879 1.67

Organizations / Associations

Name Address Telephone Distance (Miles)

Community Of Christ 1101 S Melpomene Way Tucson Az (520) 574-9314 0.2

Desert Gardens Cumberland Presbyterian Church, Inc. 10851 E Old Spanish Trl Tucson Az (520) 296-0703 0.97

Pantano Student Ministry 1755 S Houghton Rd Tucson Az (423) 440-1724 0.98

Christian Pantano Church 1755 S Houghton Rd Tucson Az (520) 298-5395 0.98

Personal Services

Name Address Telephone Distance (Miles)

Average Jones Llc 455 S Via Catorce Tucson Az (520) 240-0961 0.97

C2 Fitness, Llc 130 N Eastern Slope Loop Tucson Az (520) 861-8181 1.19

Curves International Inc 150 S Houghton Rd Ste 140 Tucson Az (520) 751-4242 1.33

Tee Hanson Fitness, Inc. 2378 S Dovestar Trl Tucson Az (520) 850-6372 1.47

Shopping

Name Address Telephone Distance (Miles)

Better Health Systems, L.l.c. 11255 E Calle Aurora Tucson Az (520) 722-9776 0.62

Southwest Natural Stone Llc 527 S Placita Quince Tucson Az (520) 393-8496 0.89

Fabulous Food By Phil, Llc 1720 S Carthage Pl Tucson Az (520) 977-6512 1.09

Dnx7 Foods Llc 120 S Houghton Rd 138-2 Tucson Az (520) 404-0395 1.35

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/14/2022

11020 E 22ND ST Distance 0.05 Miles

Owner Name : Addis Michael

Sale Date : 10/00/1986

Total Value : $430,807

Recording Date : 10/16/1986

Sale Price  : $40,000

Property Tax : $4,197.75

Bed / Bath : / 2 Lot Acres : 3.68

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt  : 1957 /

Living Area : 3,747

APN : 136-09-001A

11000 E 22ND ST Distance 0.05 Miles

Owner Name : Avila Carol Anne

Sale Date : 07/16/2019

Bed / Bath : / 3

Recording Date : 07/17/2019

Sale Price  : $390,000

Property Tax : $4,416.38

Land Use : Sfr Lot Acres : 3.55

Stories : 1

Yr Blt / Eff Yr Blt : 1987 /

Living Area : 2,545

APN : 136-09-002F

1097 S DESERT SENNA LOOP Distance 0.09 Miles

Owner Name : Dyer Joshua A

Sale Date : 08/15/2019

Total Value : $187,531

Subdivision : Silverado Hills

Recording Date : 08/20/2019

Sale Price  : $225,000

Bed / Bath : / 4 Property Tax : $2,586.33

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1998 /

Lot Acres : 0.22

Living Area : 1,475

APN : 133-53-0750

1091 S DESERT SENNA LOOP Distance 0.09 Miles

Owner Name : Murray Patricia Ann

Sale Date : 05/00/2002

Total Value : $205,559

Subdivision : Silverado Hills

Recording Date : 05/16/2002

Sale Price  : $170,000

Bed / Bath : / 4 Property Tax : $2,495.62

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1997 /

Lot Acres : 0.23

Living Area : 1,475

APN : 133-53-0740

Customer

: Jeremiah Stiffler

: First American

10/14/2022

1103 S DESERT SENNA LOOP Distance 0.09 Miles

Owner Name : Smolanski Michael

Sale Date : 05/17/2007

Total Value : $206,574

Bed / Bath : / 4

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1998 /

Subdivision : Silverado Hills

Recording Date : 05/25/2007

Sale Price  : $255,000

Property Tax : $2,512.70

Lot Acres : 0.19

Living Area : 1,475

APN : 133-53-0760

1085 S DESERT SENNA LOOP Distance 0.1 Miles

Owner Name : Goforth Tonya Brandie

Sale Date : 08/00/1996

Total Value : $256,454

Bed / Bath : / 3

Subdivision : Silverado Hills

Recording Date : 08/30/1996

Sale Price  : $145,204

Property Tax : $3,172.87

Land Use : Sfr Lot Acres : 0.24

Stories : 1

Living Area : 2,054

Yr Blt / Eff Yr Blt : 1996 / APN : 133-53-0730

1109 S DESERT SENNA LOOP Distance 0.1 Miles

Owner Name : Simons Gavin Joel

Sale Date : 06/09/2016

Total Value : $186,743

Bed / Bath : / 3

Subdivision : Silverado Hills

Recording Date : 06/24/2016

Sale Price  : $182,750

Property Tax : $2,284.77

Land Use : Sfr Lot Acres : 0.19

Stories : 1 Living Area : 1,333

Yr Blt / Eff Yr Blt : 1997 /

APN : 133-53-0770

Customer Name : Jeremiah Stiffler

: First American

: 10/14/2022

Household

Population Population by Age

Count: 5,330 0 - 11

Estimate Current Year: 5,427 12 - 17

Estimate in 5 Years: 5,831 18 - 24 8.89%

Growth Last 5 Years: 3.6% 25 - 64 49.08%

Growth Last 10 Years: -147.32% 65 - 74 14.86% 75+

Household Size Household Income

Current Year: 2,202 0 - $25,000 9.4%

Average Current Year: 2.42 $25,000 - $35,000 8.54%

Estimate in 5 Years: 2,031 $35,000 - $50,000 13.71%

Growth Last 5 Years: -2.13% $50,000 - $75,000 17.89%

Growth Last 10 Years: -2.18% $75,000 - $100,000 18.26%

Male Population: 47.99% Above $100,000 32.2%

Female Population: 52.01% Average Household Income: $76,786

Married People: 54.49%

Unmarried People: 45.51%

Housing

Median Mortgage Payments Home Values

Under $300: 6.47% Below $100,000: 4.46%

$300 - $799: 30.25% $100,000 - $150,000: 17.24%

$800 - $1,999: 44.81% $150,000 - $200,000: 25.73%

Over $2,000: 18.47% $200,000 - $300,000: 18.58%

Median Home Value: $211,400 $300,000 - $500,000: 20.26%

Unit Occupied Owner: 81.38% Above $500,000: 13.73%

Median Mortgage: $997

Rent Payments Year Built

Unit Occupied Renter: 18.62% 1999 - 2000

Median Gross Rent: $1,401 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 4.39% 1980 - 1989 14.33%

$750 - $999 4.15% 1970 - 1979 34.27%

$1000 and Over 91.46% 1900 - 1969 7.12%

Education Enrollment

Public Pre-Primary School: 0% Not Enrolled in School: 76.44%

Private Pre-Primary School: 0% Not A High School Graduate: 2.53%

Public School: 19.14% Graduate Of High School: 17.52%

Private School: 4.42% Attended Some College: 30.45%

Public College: 9.09% College Graduate: 33.65%

Private College: 0.87% Graduate Degree: 15.84% Workforce

Occupation: Manager/Prof: 41.96% Private Worker: 58.41%

Technical: Government Worker: 18.45%

Sales: 19.23% Self Employed Worker: 6.48%

Administrative: Unpaid Family Worker: 2.81%

Private House Hold: Farming: 7.41%

Service: 24.15% Skilled:

Protective Services: Blue-Collar: 14.66%

Commute Time

Less Than 15 Min: 16.48%

15 min - 28 min: 42.48%

30 min - 57 min: 37.64%

Over 60 min: 3.4%

Customer

Jeremiah Stiffler

First American

: 10/14/2022

SEARCH PARAMETERS

PARCEL:  136-09-001C

PARCEL: 136-09-001C

INSTRUMENT REC DATE

OWNER: ADDIS SCOTT THOMAS REBECCA CATHERINE JT RS     8147 1947 00/00/1987

SITUS: 11010 E 22ND ST TUC

MAIL: 11010 E 22ND ST

TUCSON AZ 85748-7023

LEGAL: E257.66' W1030.82' N2 NE4 NE4 EXC RD & EXC NWLY PTN 3.55 AC SEC 24-14-15

CURRENT TAXES

INFORMATION THROUGH 07/28/2022

LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

PRIMARY  32,860  0

SECONDARY  50  32,810

11.1537  0150

2.7742

2022 TOTAL TAX BILLED 4,013.72

2022  TAX AMT TAX DUE

FIRST HALF  2,006.86  2,006.86

SECOND HALF  2,006.86  2,006.86

DATE PAID TOTAL DUE

2,006.86

2,006.86

TOTAL CURRENT TAXES DUE 10/22 4,013.72 11/22 4,040.48 (ESTIMATED)

IMPROVEMENTS

RESIDENTIAL

BLDG SQFT  2,224 FULL CASH VALUE  328,597 YEAR BUILT  1987 LAND USE  01 32

NUMBER OF STORIES

SCHOOL DISTRICT  0150

LOT SIZE  154,435 SQ FT STORIES HEIGHT

EXTERIOR WALLS  FRAME WOOD LAND FULL CASH VALUE  502 GRADE MATERIALS IMPR FULL CASH VALUE  328,095

We are providing the requested information without CC&Rs.

Unfortunately, we are unable to confirm CC&Rs at this time, possibly because:

The property is too complex to obtain CC&Rs without a complete title examination

The property is sectional, whereas there are no “standard” subdivision‐type restrictions

A recorded plat may not exist

The recorded plat may be older, with limited information available, or

Recorded CC&Rs may not exist.

Once escrow is opened, the property will be thoroughly examined. CC&Rs and other matters that may “run with the land” will be disclosed in Schedule B of the Commitment for Title Insurance.

If you have questions, or need additional information at this time, please contact your First American or Title Security Account Manager or Escrow Officer.

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What

CASH FHA VA CONV

BUYER

BUYER

BUYER

BUYER BUYER

SELLER SELLER

SELLER SELLER

SELLER SELLER

BUYER BUYER

BUYER BUYER

PRORATE PRORATE

BUYER BUYER BUYER

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

from:

else owns an interest in your title

A document is not properly signed

fraud, duress in the chain of title

Defective recording of any document

There are restrictive covenants

There is a lien on your title because there is:

a deed of trust

a judgement, tax, or special assessment

a charge by a homeowner’s association

Title is unmarketable

Mechanics lien

Forced removal of a structure because it:

extends on another property and/or easement

violates a restriction in Schedule B

violates an existing zoning law*

use the land for a Single-Family Residence

the use violates a restriction in Schedule B or a zoning ordinance

Unrecorded lien by a homeowners association

Unrecorded easements

Building permit violations*

Restrictive covenant violations

Post-policy forgery

Post-policy encroachment

Post-policy damage from extraction of minerals or water

Lack of vehicular and pedestrian access

Map not consistent with legal description

Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

Discriminatory covenants

Other benefits:

Pays rent for substitute land or facilities

Rights under unrecorded leases

language statements of policy coverage and

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

Added ownership coverage leads to enhanced

Insurance coverage for a lifetime

inflation coverage with automatic increase in value up to 150% over five years

Post-policy Living Trust coverage

Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

may vary based on an individual policy.

with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119

Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR

623.936.8001

1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100

Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE

602.954.3644

3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE

480.515 4369

20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE

480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254

W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING

480.563.9034

18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN

480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA

480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd , #103 Mesa, AZ 85205

SE corner of Recker & Brown

Central Arizona

17 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/

South Side Kings Ranch Rd.

1 MAIN OFFICE

520.885.1600 | Fax 520.885.2309

6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY

520.747.1644 | Fax 520.747.1403

3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC

520.577.8707 | Fax 520.529.5034

1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE

520.426.4600 | Fax 520.426.4699

421 E. Cottonwood Ln Casa Grande, AZ 85122

5 CASAS ADOBES

520.575.1900 | Fax 520.432.0168

6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 CENTRAL

520.319.9207 | Fax 520.319.1468

3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

7 DOWNTOWN

520.740.0424 | Fax 520.740.0436

1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

8 FOOTHILLS

520.299.4606 | Fax 520.577.6993

4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

arkervilleRd

SHelvetiaRd

EDesertDove

GoffRanchRd

SSantaRitaRd

9 GREEN VALLEY

520.625.1095 | Fax 520.958.9663

SHelvetiaRd

190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

10 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

11 ORO VALLEY/ORACLE

520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715