CO - 180 High Ridge View

HIGH RIDGE VIEW

VA N E S S A B I V E N S • ( 7 1 9 ) 3 0 9 - 8 9 3 3 VA N E S S A . B I V E N S @ C B R E A LT Y. C O M • VA N E S S A B I V E N S . C O M

MANITOU SPRINGS

180

Expert

VANESSA BIVENS I. L. Broker Associate

I’ve spent more than 30 years in nearly every corner of real estate — from owning my own brokerage to leading Coldwell Banker’s top Austin office for two decades. I’m a CRS designee and ranked in the top 5% of El Paso County agents in 2025.

I have a degree in Marketing from Elon University and was an officer in the USMC. My background spans sales, executive management, investment properties, and hands on remodeling. I’ve bought and sold homes across the U.S. and internationally, and I understand how important communication is, especially when clients are navigating repairs, financing, or long distance moves.

For the past twelve years, I’ve loved helping buyers and sellers across Colorado — from first time homeowners to luxury clients and relocating military families. My goal is simple: To prepare and guide you through the complexities of your RE journey with experience and empathy, every step of the way, so you feel confident and supported.

I live in Kissing Camels near Garden of the Gods, serve in the Women’s Club, am Co-President of the KC Garden Club, and play a little pickleball when I can.

Equal Housing Opportunity. If you have a brokerage relationship with another agency, this is not intended as a solicitation. All information deemed reliable but not guaranteed.

DISCLAIMER

This Homebook is provided “as is” without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this book.

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Subject Property : 180 High Ridge Vw Manitou Springs CO 80829 Owner Information Owner Name : G / Kimm Gary L (te) & Holly M (te Mailing Address : 1103 S Wellington Point Rd, Mckinney TX 75072-6964 R064 Vesting Codes : / / Living Trust Owner Occupied A Indicator : Location Information Legal Description : S-328 Site S-328 Site Addition To Crystal Park Sub No 2 County : El Paso, Co Census Tract / Block : 34.01 / 1 Township-Range- Sect : 14-67-17

APN : 74170-00-035 Subdivision : Crystal Park Sub 2 Site S-328 Add Map Reference : 67-17-14 / 52-AA9

Legal Lot : 5

School District : Manitou Springs School No 14

Legal Block : 3

Munic/Township : Manitou Springs School No 14

Market Area : 52 AA9

Neighbor Code : 49

Last Market Sale Information Recording/Sale Date : 09/28/2017 / 09/28/2017 Sale Price : $480,000

Deed Type : Warranty Deed Price Per SqFt : $178.31

Document # : 117509 Title Company : Unified Title Co Seller Name : Arnett Paul W & Janet L Prior Sale Information Prior Rec/Sale Date : 11/26/2007 / 11/15/2007 Prior Sale Price : $400,000 Prior Doc Number : 148950

Prior Deed Type : Warranty Deed Prior Lender : Suntrust Mtg Inc Prior 1st Mtg Amt/Type : $320,000 / Conv

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Property Characteristics Gross Area : 3,360

Parking Type : Attached Garage

Living Area : 2,692

Garage Area : 588

Tot Adj Area : 2,772

Basement Area : 1,380

Exterior wall : Stucco

Above Grade : 1392

Finish Bsmnt Area : FINISHED

Interior Wall : Drywall

Total Rooms : 10 Bedrooms : 4

Basement Type : Full Roof Type : Gable

Heat Type : Hot Water Steam Cooling Type : Hot Water Steam

Patio Type : Wood Balcony Style : Ranch

Bath(F/H) : 3 / 1

Foundation : Concrete

Quality : Good

Fireplace : Y / 2

Roof Material : Composition Shingle

Floor Cover : Hardwood

Construction : Frame

Equipment : Compactor, Kg, Kr, La, Lb, Ld, Le, Li, Ll, Lm, Ln, Lo, Dishwasher

Year Built / Eff : 1998

# of Stories : 1 Property Information Land Use : Sfr County Use : Single Family Resid

Zoning : PUD

Lot Size : 28,880

Lot Acres : 0.66

Tax Information Total Value : $777,747

Assessed Year : 2025

Land Value : $166,800

Improve % : 79%

Improvement $610,947 Value :

Tax Year : 2025

Property Tax : $3,901.20 Tax Rate Area : HBC Market Value : $777,747

Total Taxable $54,830 Value :

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Sales Analysis Criteria

Subject Property

Sale Price

Low

High

Average

$480,000

$660,000

$1,300,000

$842,750

2692

2337

3093

2711

$178.31

$230

$468

$314.01

Year Built

1998

1991

2024

2008

Lot Size

28,880

22,651

30,928

28,750

Bedrooms

4

3

4

4

Bathrooms

4

2

4

3

Stories

1

1

2

1

$777,747

$248,933

$898,508

$705,433

0

0.21

0.86

0.59

Bldg/Living Area Price Per Square Foot

Total Assessed Value Distance From Subject Summary of Comparables #

Address

Sale Price

Total Assessed Value

Sale Date

Bed Bath

Living Area

Lot Size

Year Built

S

180 High Ridge Vw

480,000

777,747

09/28/2017

4

1

4775 Neeper Valley Rd

694,500

898,508

04/30/2026

2

5320 Lost Cabin Rd

1,300,000

816,823

3

1445 Sutherland Creek Rd

660,000

4

255 Summit Rd

5 6

Dist (Miles)

Zoning

4

2,692

28,880

1998

4

3

2,999

30,492

2005

0.21

PUD

07/06/2026

4

3

2,776

30,492

2019

0.48

PUD

732,207

04/17/2026

4

2

2,540

22,651

1991

0.52

PUD

712,000

805,779

06/05/2026

3

3

3,093

30,492

2007

0.67

PUD

5880 Derby Rock Loop

770,000

730,346

08/01/2025

4

4

2,337

27,443

2000

0.82

PUD

1060 Neon Moon Vw

920,000

248,933

06/30/2026

4

3

2,523

30,928

2024

0.86

PUD

PUD

Distressed Sales =

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Map

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Subject Property : 180 High Ridge Vw Manitou Springs CO 80829

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Sales History Rec. Date :

09/28/2017

11/26/2007

05/18/1998

05/08/1998

Sale Date :

09/28/2017

11/15/2007

05/14/1998

05/08/1998

Sale Price :

$480,000

$400,000

Rec.Doc.No :

117509

148950

65881

61615

WARRANTY DEED

WARRANTY DEED

GRANT DEED

DEED (REG)

Buyer :

Kimm G & H Living Trust

Arnett Paul W & Janet L

Rosenbaum Ira S & Marilyn J

Rosenbaum Ira S & Rosenbaum Marilyn J

Seller :

Arnett Paul W & Janet L

Rosenbaum Ira S & Marilyn J

Crystal Park

Owner Record

Title Company :

Unified Title Co

Unified Title Co

Unified Title Co

Mtg. Date :

11/26/2007

07/09/2007

06/25/2002

Mtg. Amt :

$320,000

$250,000

$25,000

148951

90852

102692

Doc. Type :

DEED OF TRUST

DEED OF TRUST

DEED OF TRUST

Loan Type :

CONVENTIONAL

CONVENTIONAL

CONVENTIONAL

Doc. Type : Sale Price Type :

Other Doc No :

Mortgage History 1st Mortgage Details

Mtg. Doc. No :

ADJUSTABLE INT RATE LOAN

Mtg. Rate Type : Mtg. Term :

30 Years

40 Years

30 Years 5.50

Mtg. Rate : Lender :

Suntrust Mtg Inc

Wells Fargo Bk Na

Wells Fargo Bk West Na

Borrower 1 :

Arnett Paul W & Janet L

Rosenbaum Ira S

Rosenbaum Ira S

Borrower 2 :

Arnett Janet L

Rosenbaum Marilyn J

Rosenbaum Marilyn J

Borrower 3 : Borrower 4 :

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved Note: Refer to the property reports recorded documents

Local Business Health Care Services Name

Address

Telephone

Distance (Miles)

Manitou Medical, Llc

902 Sugar Loaf Rd Manitou Springs Co

(719) 331-3142

0.56

P C Geropsych

5675 Crystal Park Rd Manitou Springs Co

(719) 649-4644

0.95

Organizations / Associations Name

Address

Telephone

Distance (Miles)

Crystal Park Christian Community, Inc 810 Crystal Park Rd Ste B Manitou Springs Co

(719) 685-9729

0.51

Community Church Of The Rockies

(719) 531-6900

0.95

1035 Laguna Pt Manitou Springs Co

Shopping Name

Mountain Light Healing, Llc

Address

5680 Crystal Park Rd Manitou Springs Co

Telephone

(719) 685-1696

Distance (Miles)

0.93

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

160 HIGH RIDGE VW Owner Name : Dombeck Daniel J Sale Date : 06/23/2006 Total Value : $885,147

Distance 0.04 Miles Subdivision : Crystal Park Sub 2 Site S-185 R Add Recording Date : 06/28/2006 Sale Price : $105,570

Bed / Bath : 3 / 3

Property Tax : $4,442.41

Land Use : Sfr

Lot Acres : 0.70

Stories : 2

Living Area : 2,928

Yr Blt / Eff Yr Blt : 2007 /

APN : 74170-00-056

120 HIGH RIDGE VW Owner Name : Knott James Sale Date : 11/29/2021 Total Value : $824,564

Distance 0.07 Miles Subdivision : Crystal Park Sub 2 Site S-128 Add Recording Date : 11/30/2021 Sale Price : $780,000

Bed / Bath : 1 / 2

Property Tax : $4,137.20

Land Use : Sfr

Lot Acres : 0.63

Stories : 2

Living Area : 2,777

Yr Blt / Eff Yr Blt : 1997 /

APN : 74170-00-032

4635 CRYSTAL PARK RD Owner Name : Colvard Mark D Sale Date : 06/19/2006 Total Value : $723,788

Distance 0.1 Miles Subdivision : Crystal Park Sub 2 Site S-033 Vr Add Recording Date : 06/21/2006 Sale Price : $106,000

Bed / Bath : 4 / 3

Property Tax : $3,125.46

Land Use : Sfr

Lot Acres : 0.70

Stories : 1

Living Area : 2,159

Yr Blt / Eff Yr Blt : 2007 /

APN : 74170-00-057

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

4810 NEEPER VALLEY RD Owner Name : Billiedean Starmont Lasater Sale Date : 05/17/2002 Total Value : $897,228

Distance 0.11 Miles Subdivision : Crystal Park Sub 2 Site S-028 Add Recording Date : 05/22/2002 Sale Price : $375,000

Bed / Bath : 3 / 3

Property Tax : $4,503.27

Land Use : Sfr

Lot Acres : 0.52

Stories : 2

Living Area : 3,812

Yr Blt / Eff Yr Blt : 1996 /

APN : 74170-00-030

4715 WING SHADOW RD Owner Name : Pyszczynski Thomas Sale Date : 07/18/1997 Total Value : $880,660

Distance 0.12 Miles Subdivision : Crystal Park Sub 2 Site S-120 Add Recording Date : 07/02/1997 Property Tax : $3,916.27

Bed / Bath : 4 / 3

Lot Acres : 0.64

Land Use : Sfr

Living Area : 3,454

Stories : 2

APN : 74170-00-033

Yr Blt / Eff Yr Blt : 1997 / 4730 WING SHADOW RD Owner Name : Weimar Steven E Total Value : $800,445

Distance 0.13 Miles Subdivision : Crystal Park Sub 2 Site S-242 R Add Property Tax : $4,015.61

Bed / Bath : 3 / 3

Lot Acres : 0.75

Land Use : Sfr

Living Area : 2,695

Stories : 1

APN : 74170-00-059

Yr Blt / Eff Yr Blt : 2007 /

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

5020 HIGH RIDGE VW Owner Name : Nicks Robin Ann Sale Date : 10/31/2023 Total Value : $915,944

Distance 0.15 Miles Subdivision : Crystal Park Sub 2 Site S-184 R Add Recording Date : 11/02/2023 Sale Price : $1,175,000

Bed / Bath : 3 / 3

Property Tax : $4,597.64

Land Use : Sfr

Lot Acres : 0.70

Stories : 1

Living Area : 3,088

Yr Blt / Eff Yr Blt : 2017 /

APN : 74170-00-064

5060 NEEPER VALLEY RD Owner Name : Day Philip R Sale Date : 05/17/2005 Total Value : $560,446

Distance 0.15 Miles Subdivision : Crystal Park Sub 2 Site S-126 Vr Add Recording Date : 05/26/2005 Sale Price : $260,000

Bed / Bath : 2 / 3

Property Tax : $2,805.91

Land Use : Sfr

Lot Acres : 0.70

Stories : 1

Living Area : 1,762

Yr Blt / Eff Yr Blt : 1984 /

APN : 74170-00-052

5150 HIGH RIDGE VW Owner Name : Chorpenning David Sale Date : 07/16/2003 Total Value : $817,868

Distance 0.15 Miles Subdivision : Crystal Park Sub 2 Recording Date : 07/22/2003 Sale Price : $360,000

Bed / Bath : 2 / 2

Property Tax : $3,599.50

Land Use : Sfr

Lot Acres : 0.65

Stories : 2

Living Area : 3,232

Yr Blt / Eff Yr Blt : 1993 /

APN : 74170-00-019

5050 NEEPER VALLEY RD Owner Name : Miller Alyssa Total Value : $806,611

Distance 0.15 Miles Subdivision : Crystal Park Sub 2 Site S-178 Arr Add Property Tax : $4,046.48

Bed / Bath : 3 / 2

Lot Acres : 0.70

Land Use : Sfr

Living Area : 615

Stories : 2

APN : 74170-00-067

Yr Blt / Eff Yr Blt : 2022 / Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Census Tract / block: 34.01 / 1

Year: 2020

Household Population

Population by Age

Count:

2,326

0 - 11

Estimate Current Year:

2,326

12 - 17

Estimate in 5 Years:

2,326

18 - 24

11.56%

Growth Last 5 Years:

25 - 64

53.14%

Growth Last 10 Years:

65 - 74

16.25%

75+ Household Size

Household Income

Current Year:

1,004

0 - $25,000

14.54%

Average Current Year:

2.31

$25,000 - $35,000

8.17%

Estimate in 5 Years:

1,004

$35,000 - $50,000

4.88%

Growth Last 5 Years:

$50,000 - $75,000

19.22%

Growth Last 10 Years:

$75,000 - $100,000

10.26%

Above $100,000

42.93%

Male Population:

50.9%

Female Population:

49.1%

Married People:

60.91%

Unmarried People:

39.09%

Average Household Income:

$91,333

Housing Median Mortgage Payments

Home Values

Under $300:

2.96%

Below $100,000:

9.82%

$300 - $799:

30.3%

$100,000 - $150,000:

2.25%

$800 - $1,999:

36.33%

$150,000 - $200,000:

0%

Over $2,000:

30.41%

$200,000 - $300,000:

11.72%

Median Home Value:

$476,700

$300,000 - $500,000:

31.36%

Unit Occupied Owner:

84.16%

Above $500,000:

44.85%

Median Mortgage:

$1,324

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

Rent Payments

Year Built

Unit Occupied Renter:

15.84%

1999 - 2000

Median Gross Rent:

$1,488

1995 - 1998

Less Than $499

0%

1990 - 1994

$500 - $749

15.58%

1980 - 1989

13.7%

$750 - $999

18.18%

1970 - 1979

14.21%

$1000 and Over

66.23%

1900 - 1969

52.62%

Public Pre-Primary School:

0%

Not Enrolled in School:

82.42%

Private Pre-Primary School:

0%

Not A High School Graduate:

1.56%

Public School:

16.12%

Graduate Of High School:

13.06%

Private School:

1.47%

Attended Some College:

30.39%

Public College:

11.75%

College Graduate:

31.28%

Private College:

1.38%

Graduate Degree:

23.72%

51.93%

Private Worker:

45.84%

Government Worker:

10.02%

Self Employed Worker:

6.86%

Unpaid Family Worker:

16.26%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

11.86%

Administrative: Private House Hold: Service:

Farming: 26.35%

Protective Services:

4.08%

Skilled: Blue-Collar:

9.86%

Commute Time

Less Than 15 Min:

26.44%

15 min - 28 min:

33.45%

30 min - 57 min:

27.57%

Over 60 min:

12.54%

Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

SOUTHERN COLORADO El Paso, Fremont, Teller & Pueblo Counties

SCHOOL DISTRICT: MANITOU SPRINGS-14

SCHOOL INFORMATION

SCHOOLS: MANITOU SPRINGS ELEMENTARY MANITOU SPRINGS MIDDLE MANITOU SPRINGS HIGH

SOUTHERN COLORADO

SCHOOL INFORMATION

El Paso, Fremont, Teller & Pueblo Counties

SOUTHERN COLORADO El Paso, Fremont, Teller & Pueblo Counties

PIKES PEAK REGION SCHOOL DISTRICTS: ACADEMY DISTRICT 20 Colorado Springs www.asd20.org

BIG SANDY SCHOOL DISTRICT 100J Simla www.bigsandy100j.com

CALHAN SCHOOL DISTRICT RJ-1 Calhan www.calhanschool.org

CAÑON CITY SCHOOLS FREMONT RE-1 Canon City www.canoncityschools.org

CHEYENNE MOUNTAIN SCHOOL DISTRICT 12

SCHOOL INFORMATION

Colorado Springs www.cmsd12.org

COLORADO SCHOOL FOR THE DEAF AND THE BLIND Colorado Springs csdb.org

COLORADO SPRINGS SCHOOL DISTRICT 11 Colorado Springs www.d11.org

COTOPAXI SCHOOL DISTRICT RE-3 Cotopaxi www.cotopaxire3.org

CRIPPLE CREEK-VICTOR SCHOOL DISTRICT RE-1 Cripple Creek www.ccvschools.com

CUSTER COUNTY SCHOOL DISTRICT C-1 Westcliffe www.custercountyschools.org

SCHOOL DISTRICT 49 Falcon www.d49.org

EDISON SCHOOL DISTRICT 54 JT Yoder www.edison54jt.org

ELBERT SCHOOL DISTRICT 200 Elbert www.elbertschool.org

ELLICOTT SCHOOL DISTRICT 22 Ellicott www.ellicottschools.org

FREMONT RE-2 SCHOOL DISTRICT Florence www.re-2.org

FOUNTAIN-FORT CARSON SCHOOL DISTRICT 8 Fountain www.ffc8.org

HANOVER SCHOOL DISTRICT 28 Colorado Springs www.hanoverhornets.org

KIOWA SCHOOL DISTRICT C-2 Kiowa www.kiowaschool.org

LEWIS-PALMER SCHOOL DISTRICT 38 Monument www.lewispalmer.org

MANITOU SPRINGS SCHOOL DISTRICT 14 Manitou Springs www.mssd14.org

MIAMI-YODER SCHOOL DISTRICT 60 JT Rush www.miamiyoder.com

PEYTON SCHOOL DISTRICT 23 JT Peyton www.peyton.k12.co.us

PUEBLO SCHOOL DISTRICT 60 Pueblo www.pueblod60.org

PUEBLO COUNTY SCHOOL DISTRICT 70 Pueblo www.district70.org

WIDEFIELD SCHOOL DISTRICT 3 Colorado Springs www.wsd3.org

WOODLAND PARK SCHOOL DISTRICT RE-2 Woodland Park www.wpsdk12.org

HARRISON SCHOOL DISTRICT 2 Colorado Springs www.hsd2.org

2026

2025 Final School Performance Framework 5460: Manitou Springs Elementary School | 1030: Manitou Springs 14 Plan Type

Grade Levels: E - (1 Year)

Official Rating based on SINGLE-YEAR SPF Report

72.4/100

Performance Plan

Points Earned 72.4%

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators. The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above. The cut points for final ratings established by the State Board of Education are shown at the right of this page. Failure to meet finance, assessment, and safety assurances may result in a lowered rating. Refer to the scoring guide near the end of this report for more details on how ratings are determined.

Indicator Rating Totals Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Rating

Academic Achievement

68.5%

27.4/40

Meets

Academic Growth

75.0%

45.0/60

Meets

Performance Improvement Priority Imp. Turnaround

School plan types are based on the total percentage of points earned.

Performance Plan: 53.0% - 100%

Assurances Rating Participation

Improvement Plan: 42.0% - 52.9%

Meets 95% Participation

Priority Improvement Plan: 34.0% - 41.9%

Test Participation Rates and Total Participation Rate Descriptor* Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

173

162

93.6%

9

99.4%

Meets 95% Participation

Math

173

164

94.8%

8

99.4%

Meets 95% Participation

Subject

Meets 95% Total Participation

Total Participation Rate Descriptor for Planning Purposes:

Turnaround Plan: 0.0% - 33.9%

Insufficient State Data: No reportable achievement and growth data.

Summary of Ratings by EMH Level EMH Level

Performance Indicator

Elementary Academic Achievement Academic Growth

Percent of

Points Earned/

Points Earned

Eligible

Rating

68.5%

27.4/40

Meets

75.0%

45.0/60

Meets

Points

by Level

Overall Rating by Level

72.4%

Performance

(-) No Reportable Data *State accountability policy requires 95% student participation in state assessments. Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level. Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations. The descriptor does not impact framework calculations. First-year in the U.S. Multilingual Learners eligible to take the ELP assessment count as participants for ELA.

2025 Final School Performance Framework 5460: Manitou Springs Elementary School | 1030: Manitou Springs 14

Elementary School - (1 Year)

ACADEMIC ACHIEVEMENT Subject CMAS - English Language Arts

Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

All Students

159

93.6%

746.6

66

6.00/8

Previously Identified for READ Plan Free/Reduced-Price Lunch Eligible

39 54

95.1% 93.2%

720.5 727.8

24

0.00/0 0.50/1

Minority Students

34

94.6%

741.5

54

0.75/1

-

-

-

0.00/0

-

Students with Disabilities

18

81.8%

709.4

1

0.25/1

Does Not Meet

All Students

159

94.8%

739.1

60

6.00/8

Meets

Free/Reduced-Price Lunch Eligible Minority Students

54 34

94.9% 100.0%

723.0 731.8

23 43

0.50/1 0.50/1

Approaching

n < 16

-

-

-

0.00/0

Approaching -

Students with Disabilities

18

81.8%

703.8

1

0.25/1

Does Not Meet

All Students

68

95.9%

744.3

67

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

17

94.4%

727.7

32

0.50/1

Approaching

Minority Students Multilingual Learners

n < 16 n < 16

-

-

-

0.00/0 0.00/0

-

Students with Disabilities

n < 16

-

-

-

0.00/0

-

*

*

*

*

21.25/31

Meets

Multilingual Learners CMAS - Science

Approaching Meets

n < 16

Multilingual Learners CMAS - Math

Rating Meets

TOTAL

ACADEMIC GROWTH Subject

Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

109

54.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

32

52.0

0.75/1

Meets

Minority Students

25

58.0

0.75/1

Meets

Multilingual Learners

n < 20

-

0.00/0

-

Students with Disabilities

n < 20

-

0.00/0

-

All Students

108

57.5

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

31

52.0

0.75/1

Meets

Minority Students

24

51.0

0.75/1

Meets

Multilingual Learners

n < 20

-

0.00/0

-

Students with Disabilities

n < 20

-

0.00/0

-

n < 20

-

0.00/0

-

n < 20

-

0.00/0

-

*

*

15.00/20

Meets

CMAS - Math

English Language English Language Proficiency Proficiency On Track to EL Proficiency TOTAL

This page displays the performance indicator data for the elementary school level. For the 1-year report, calculations are based on 2025 state assessment results.

Multi-year reports include 2023 through 2025 results.

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants.

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups.

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds • at or above the 85th percentile Meets • at or above the 50th percentile but below the 85th percentile Approaching • at or above the 15th percentile but below the 50th percentile Does Not Meet • below the 15th percentile Students Previously Identified for a READ Plan (bonus point) • CMAS ELA Mean scale score at or above 725 (Approaching Expectations cut-score) Median Growth Percentile was:

• at or above 65 Academic Growth • at or above 50 but below 65 • at or above 35 but below 50 • below 35 Mean CO SAT Reading and Writing (EBRW) scale score was**: 1-Year 3-Year • at or above 553.1 553.6 • below previous cut but at or above 494.6 496.4 • below previous cut but at or above 448.1 455.8 • below 448.1 455.8 Mean CO SAT Math scale score was**: 1-Year 3-Year • at or above 527.0 523.3 • below previous cut but at or above 465.8 466.0 • below previous cut but at or above 423.3 426.4 • below 423.3 426.4 Dropout Rate: The district or school dropout rate was (of all schools in 2017): Postsecondary and • at or below 0.5% Workforce Readiness • at or below 2.0% but above 0.5% • at or below 5.0% but above 2.0% • above 5.0% Matriculation Rate (of all schools in 2018): • at or above the 75.8% • at or above 61.1% but below 75.8% • at or above 46.8% but below 61.1% • below 46.8% Graduation Rate and Disaggregated Graduation Rate (Best of 4-, 5-, 6-, or 7-year): • at or above 95.0% • at or above 85.0% but below 95.0% • at or above 75.0% but below 85.0% • below 75.0%

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

The Academic Achievement Indicator reflects achievement as measured by the mean scale score on Colorado's standardized assessments. The presented targets for the Achievement Indicators have been established utilizing baseline year data.* English Language Arts & Mathematics Science Reading & Writing for CO PSAT CO PSAT CO PSAT CO PSAT CO PSAT Elementary Middle Elementary Middle Elem Middle High 1-Year 3-Year 1-Year 3-Year Percentile 15th percentile 722.3 724.1 415.1 416.8 719.1 716.5 387.4 393.4 717.9 714.2 721.4 50th percentile 739.5 740.1 458.9 456.7 734.3 731.2 430.2 431.4 736.9 732.8 734.6 85th percentile 755.9 757.3 505.0 508.0 751.9 746.2 480.4 480.5 753.2 749.3 746.4

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Point: The district or school earned...of points eligible Exceeds • at or above 87.5% Meets • at or above 62.5% but below 87.5% Approaching • at or above 37.5% but below 62.5% Does Not Meet • below 37.5%

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

Accreditation Category/Plan Type Accredited w/Distinction (District only) Accredited (District) or Performance Plan (School) Accredited w/Improvement Plan (District) or Improvement Plan (School) Accredited w/Priority Improvement Plan (District) or Priority Improvement (School) Accredited w/Turnaround Plan(District) or Turnaround Plan (School)

* School data used as baseline: 2016 for CMAS & CoAlt ELA & Math (g3-8). 2024 for 1yr and 2025 for 3yr CO PSAT & CoAlt EBRW/ELA & Math (g9-10).

2024 for CMAS and CoAlt Science (g5, 8, 11). 2024 for ELP On Track to Proficiency Growth as planned prior to the COVID-19 pandemic. ** 2024 school data used as baseline for 1 yr CO SAT & CoAlt EBRW/ELA & Math (g11) and 2025 data for 3yr.

July 22, 2025

2025 Final School Performance Framework 5464: Manitou Springs Middle School | 1030: Manitou Springs 14 Plan Type

Grade Levels: M - (1 Year)

Official Rating based on SINGLE-YEAR SPF Report

71.7/100

Performance Plan

Points Earned 71.7%

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators. The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above. The cut points for final ratings established by the State Board of Education are shown at the right of this page. Failure to meet finance, assessment, and safety assurances may result in a lowered rating. Refer to the scoring guide near the end of this report for more details on how ratings are determined.

Indicator Rating Totals Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Rating

Academic Achievement

70.2%

28.1/40

Meets

Academic Growth

72.7%

43.6/60

Meets

Performance Improvement Priority Imp. Turnaround

School plan types are based on the total percentage of points earned.

Performance Plan: 53.0% - 100%

Assurances Rating Participation

Improvement Plan: 42.0% - 52.9%

Meets 95% Participation

Priority Improvement Plan: 34.0% - 41.9%

Test Participation Rates and Total Participation Rate Descriptor* Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

268

213

79.5%

55

100.0%

Meets 95% Participation

Math

268

226

84.3%

42

100.0%

Meets 95% Participation

Subject

Does Not Meet 95% Total Participation

Total Participation Rate Descriptor for Planning Purposes:

Turnaround Plan: 0.0% - 33.9%

Insufficient State Data: No reportable achievement and growth data.

Summary of Ratings by EMH Level Percent of

Points Earned/

EMH Level

Performance Indicator

Points Earned

Eligible

Rating

Middle

Academic Achievement

70.2%

28.1/40

Meets

Academic Growth

72.7%

43.6/60

Meets

Points

by Level

Overall Rating by Level

71.7%

Performance

(-) No Reportable Data *State accountability policy requires 95% student participation in state assessments. Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level. Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations. The descriptor does not impact framework calculations. First-year in the U.S. Multilingual Learners eligible to take the ELP assessment count as participants for ELA.

2025 Final School Performance Framework 5464: Manitou Springs Middle School | 1030: Manitou Springs 14

Middle School - (1 Year)

ACADEMIC ACHIEVEMENT Subject

Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

211

79.5%

755.4

83

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

57

71.3%

743.1

58

0.75/1

Meets Meets

Minority Students

41

83.7%

753.8

80

0.75/1

n < 16

-

-

-

0.00/0

-

Students with Disabilities

29

90.6%

704.1

1

0.25/1

Does Not Meet

All Students

224

84.3%

741.6

75

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

61

76.3%

729.9

46

0.50/1

Approaching

Minority Students

41

83.7%

737.8

67

0.75/1

Meets

Multilingual Learners CMAS - Math

Multilingual Learners CMAS - Science

n < 16

-

-

-

0.00/0

-

Students with Disabilities

29

90.6%

701.8

1

0.25/1

Does Not Meet

All Students

72

68.9%

744.2

76

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

26

61.9%

729.3

42

0.50/1

Approaching

Minority Students

n < 16

-

-

-

0.00/0

-

Multilingual Learners

n < 16

-

-

-

0.00/0

-

Students with Disabilities

n < 16

-

-

-

0.00/0

-

*

*

*

*

21.75/31

Meets

TOTAL

ACADEMIC GROWTH Subject

Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

201

52.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

54

43.5

0.50/1

Approaching

Minority Students

39

68.0

1.00/1

Exceeds

n < 20

-

0.00/0

-

Students with Disabilities

27

48.0

0.50/1

Approaching

All Students

214

59.5

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

56

54.5

0.75/1

Meets

Minority Students

39

61.0

0.75/1

Meets

n < 20

-

0.00/0

-

27

43.0

0.50/1

Approaching

n < 20

-

0.00/0

-

n < 20

-

0.00/0

-

*

*

16.00/22

Meets

Multilingual Learners

CMAS - Math

Multilingual Learners Students with Disabilities English Language English Language Proficiency Proficiency On Track to EL Proficiency TOTAL

This page displays the performance indicator data for the middle school level. For the 1-year report, calculations are based on 2025 state assessment results.

Multi-year reports include 2023 through 2025 results.

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants.

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups.

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds • at or above the 85th percentile Meets • at or above the 50th percentile but below the 85th percentile Approaching • at or above the 15th percentile but below the 50th percentile Does Not Meet • below the 15th percentile Students Previously Identified for a READ Plan (bonus point) • CMAS ELA Mean scale score at or above 725 (Approaching Expectations cut-score) Median Growth Percentile was:

• at or above 65 Academic Growth • at or above 50 but below 65 • at or above 35 but below 50 • below 35 Mean CO SAT Reading and Writing (EBRW) scale score was**: 1-Year 3-Year • at or above 553.1 553.6 • below previous cut but at or above 494.6 496.4 • below previous cut but at or above 448.1 455.8 • below 448.1 455.8 Mean CO SAT Math scale score was**: 1-Year 3-Year • at or above 527.0 523.3 • below previous cut but at or above 465.8 466.0 • below previous cut but at or above 423.3 426.4 • below 423.3 426.4 Dropout Rate: The district or school dropout rate was (of all schools in 2017): Postsecondary and • at or below 0.5% Workforce Readiness • at or below 2.0% but above 0.5% • at or below 5.0% but above 2.0% • above 5.0% Matriculation Rate (of all schools in 2018): • at or above the 75.8% • at or above 61.1% but below 75.8% • at or above 46.8% but below 61.1% • below 46.8% Graduation Rate and Disaggregated Graduation Rate (Best of 4-, 5-, 6-, or 7-year): • at or above 95.0% • at or above 85.0% but below 95.0% • at or above 75.0% but below 85.0% • below 75.0%

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

The Academic Achievement Indicator reflects achievement as measured by the mean scale score on Colorado's standardized assessments. The presented targets for the Achievement Indicators have been established utilizing baseline year data.* English Language Arts & Mathematics Science Reading & Writing for CO PSAT CO PSAT CO PSAT CO PSAT CO PSAT Elementary Middle Elementary Middle Elem Middle High 1-Year 3-Year 1-Year 3-Year Percentile 15th percentile 722.3 724.1 415.1 416.8 719.1 716.5 387.4 393.4 717.9 714.2 721.4 50th percentile 739.5 740.1 458.9 456.7 734.3 731.2 430.2 431.4 736.9 732.8 734.6 85th percentile 755.9 757.3 505.0 508.0 751.9 746.2 480.4 480.5 753.2 749.3 746.4

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Point: The district or school earned...of points eligible Exceeds • at or above 87.5% Meets • at or above 62.5% but below 87.5% Approaching • at or above 37.5% but below 62.5% Does Not Meet • below 37.5%

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

Accreditation Category/Plan Type Accredited w/Distinction (District only) Accredited (District) or Performance Plan (School) Accredited w/Improvement Plan (District) or Improvement Plan (School) Accredited w/Priority Improvement Plan (District) or Priority Improvement (School) Accredited w/Turnaround Plan(District) or Turnaround Plan (School)

* School data used as baseline: 2016 for CMAS & CoAlt ELA & Math (g3-8). 2024 for 1yr and 2025 for 3yr CO PSAT & CoAlt EBRW/ELA & Math (g9-10).

2024 for CMAS and CoAlt Science (g5, 8, 11). 2024 for ELP On Track to Proficiency Growth as planned prior to the COVID-19 pandemic. ** 2024 school data used as baseline for 1 yr CO SAT & CoAlt EBRW/ELA & Math (g11) and 2025 data for 3yr.

July 22, 2025

2025 Final School Performance Framework 5468: Manitou Springs High School | 1030: Manitou Springs 14 Plan Type

Grade Levels: H - (1 Year)

Official Rating based on SINGLE-YEAR SPF Report

74.4/100

Performance Plan

Points Earned

74.4%

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators. The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above. The cut points for final ratings established by the State Board of Education are shown at the right of this page. Failure to meet finance, assessment, and safety assurances may result in a lowered rating. Refer to the scoring guide near the end of this report for more details on how ratings are determined.

Indicator Rating Totals

Performance Improvement Priority Imp. Turnaround

School plan types are based on the total percentage of points earned.

Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Rating

Academic Achievement

80.4%

24.1/30

Meets

Academic Growth

65.0%

26.0/40

Meets

Postsecondary & Workforce Readiness

81.0%

24.3/30

Meets

Performance Plan: 53.0% - 100%

Rating

Improvement Plan: 42.0% - 52.9%

Assurances

Participation

Meets 95% Participation

Priority Improvement Plan: 34.0% - 41.9%

Test Participation Rates and Total Participation Rate Descriptor* Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

272

257

94.5%

15

100.0%

Meets 95% Participation

Math

272

256

94.1%

15

99.6%

Meets 95% Participation

Subject

Meets 95% Total Participation

Total Participation Rate Descriptor for Planning Purposes:

Turnaround Plan: 0.0% - 33.9%

Insufficient State Data: No reportable achievement and growth data.

Summary of Ratings by EMH Level Percent of

Points Earned/

EMH Level

Performance Indicator

Points Earned

Eligible

Rating

High

Academic Achievement

80.4%

24.1/30

Meets

Academic Growth

65.0%

26.0/40

Meets

Postsecondary & Workforce Readiness

81.0%

24.3/30

Meets

Points

by Level

Overall Rating by Level

74.4%

Performance

(-) No Reportable Data *State accountability policy requires 95% student participation in state assessments. Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level. Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations. The descriptor does not impact framework calculations. First-year in the U.S. Multilingual Learners eligible to take the ELP assessment count as participants for ELA.

2025 Final School Performance Framework 5468: Manitou Springs High School | 1030: Manitou Springs 14

High School - (1 Year)

ACADEMIC ACHIEVEMENT Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

CO PSAT - Reading All Students & Writing Free/Reduced-Price Lunch Eligible

177

92.2%

476.9

64

6.00/8

Meets

47

87.0%

443.0

35

0.50/1

Approaching

Subject

Minority Students

CO PSAT - Math

CMAS - Science

Rating

37

90.2%

472.1

60

0.75/1

Meets

Multilingual Learners

n < 16

-

-

-

0.00/0

-

Students with Disabilities

n < 16

-

-

-

0.00/0

-

All Students

177

92.2%

445.5

64

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

47

87.0%

415.3

36

0.50/1

Approaching

Minority Students

37

90.2%

439.6

58

0.75/1

Meets

Multilingual Learners

n < 16

-

-

-

0.00/0

-

Students with Disabilities

n < 16

-

-

-

0.00/0

-

54

69.6%

749.0

89

8.00/8

Exceeds

Free/Reduced-Price Lunch Eligible

n < 16

-

-

-

0.00/0

-

Minority Students

n < 16

-

-

-

0.00/0

-

Multilingual Learners

n < 16

-

-

-

0.00/0

-

Students with Disabilities

n < 16

-

-

-

0.00/0

-

*

*

*

*

22.50/28

Meets

All Students

TOTAL

ACADEMIC GROWTH Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CO PSAT/SAT All Students Reading & Writing Free/Reduced-Price Lunch Eligible

127

57.0

6.00/8

Meets

25

65.0

1.00/1

Exceeds

25

57.0

0.75/1

Meets

Multilingual Learners

n < 20

-

0.00/0

-

Students with Disabilities

n < 20

-

0.00/0

-

All Students

221

49.0

4.00/8

Approaching

Free/Reduced-Price Lunch Eligible

53

43.0

0.50/1

Approaching

Minority Students

47

62.0

0.75/1

Meets

Multilingual Learners

n < 20

-

0.00/0

-

Students with Disabilities

n < 20

-

0.00/0

-

n < 20

-

0.00/0

-

n < 20

-

0.00/0

-

*

*

13.00/20

Meets

Subject

Minority Students

CO PSAT/SAT Math

English Language English Language Proficiency Proficiency On Track to EL Proficiency TOTAL

This page displays the performance indicator data for the high school level. For the 1-year report, calculations are based on 2025 state assessment results.

Multi-year reports include 2023 through 2025 results. PSAT/SAT cut scores for the multi-year reports were renormed based on 2025 results.

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants. .

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups.

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

2025 Final School Performance Framework 5468: Manitou Springs High School | 1030: Manitou Springs 14

High School - (1 Year)

POSTSECONDARY AND WORKFORCE READINESS Subject Student Group CO SAT - Reading All Students & Writing Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities CO SAT - Math All Students

Count 78 19 16 n < 16 n < 16 77

Best Rate * * * * * *

Rate/Score 530.5 518.8 518.1 513.6

Participation Rate 100.0% 100.0% 100.0% 98.7%

Pts Earned/ Eligible 3.00/4 0.75/1 0.75/1 0.00/0 0.00/0 3.00/4

Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities All Students Free/Reduced-Price Lunch Eligible

18 16 n < 16 n < 16 464 148

* * * * * *

493.9 494.4 1.3% 0.0%

94.7% 100.0% * *

0.75/1 0.75/1 0.00/0 0.00/0 6.00/8 2.00/2

Meets Meets Exceeds

Minority Students Multilingual Learners Students with Disabilities All Students 2 Year 4 Year CTE

99 n < 16 26 97 * * *

* * * * * * *

1.0% 3.8% 67.0% 13.4% 47.4% 4.1%

* * * * * * *

1.50/2 0.00/0 1.00/2 3.00/4 0.00/0 0.00/0 0.00/0

Meets Approaching Meets -

*

*

4.1%

*

0.00/0

* 100 27 26 n < 16 n < 16 *

* 7yr 7yr 5yr *

0.0% 97.0% 92.6% 96.2% *

* * * * * * *

0.00/0 8.00/8 1.50/2 2.00/2 0.00/0 0.00/0 34.00/42

Exceeds Meets Exceeds Meets

Dropout Rate

Matriculation Rate

Military Postsecondary Program Graduation Rate All Students Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities TOTAL

Rating Meets Meets Meets Meets Meets

REFERENCE TABLE: DISAGGREGATED GRADUATION RATES Student Group

4-Year Rate

5-Year Rate

6-Year Rate

7-Year Rate

Best Rate

All Students

89.6%

93.8%

91.3%

97.0%

7yr

Free/Reduced-Price Lunch Eligible

87.5%

78.3%

78.3%

92.6%

7yr

Minority Students

77.8%

96.2%

85.7%

94.1%

5yr

Multilingual Learners

-

-

-

-

-

Students with Disabilities

-

-

-

-

-

CO SAT: represent outcomes for designated subjects and student groups; participation rates count parent excusals as non-participants. For the 1-year report, calculations are based on 2025 state assessment results. Multi-year reports include 2023-2025 results. Cut-scores for the multi-year reports were re-normed based on 2025 results.

Dropout Rates: represent percentages of students enrolled in grades 7-12 for districts and 9-12 for schools at any time during the year who left and did not subsequently enroll in another Colorado school. 1-Year calculations are based on the 2024 End of Year (EOY) data submission. Multi-year reports include 2022 through 2024 records.

Matriculation Rates: represent percentages of high school graduates with a qualifying credential, enrollment, or enlistment status in a Career & Technical Education (CTE) program, a 2- or 4-year institute of higher education, a branch of the military, or a postsecondary program. Beginning in 2024, high school graduates who were enrolled in ASCENT, P-TECH, or TREP programs (i.e., Postsecondary Program) during their 5th year of high school count as successes. 1-Year calculations are based on the 2024 graduation cohort. Multi-year reports include 2022 through 2024 records.

Graduation Rates: represent percentages of students graduating high school within designated timeframes. Ratings are based on the best of the 4-, 5-, 6-, and 7-year graduation rates. AYGs designate Anticipated Years of Graduation, which are defined as four years after the year that students initially enroll in 9th grade.

Calculations for 1-Year and Multi-Year reports are based on data for students with AYGs between 2021 and 2024.

For additional information about ratings, refer to the scoring guide on the last page of this report.

Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds • at or above the 85th percentile Meets • at or above the 50th percentile but below the 85th percentile Approaching • at or above the 15th percentile but below the 50th percentile Does Not Meet • below the 15th percentile Students Previously Identified for a READ Plan (bonus point) • CMAS ELA Mean scale score at or above 725 (Approaching Expectations cut-score) Median Growth Percentile was:

• at or above 65 Academic Growth • at or above 50 but below 65 • at or above 35 but below 50 • below 35 Mean CO SAT Reading and Writing (EBRW) scale score was**: 1-Year 3-Year • at or above 553.1 553.6 • below previous cut but at or above 494.6 496.4 • below previous cut but at or above 448.1 455.8 • below 448.1 455.8 Mean CO SAT Math scale score was**: 1-Year 3-Year • at or above 527.0 523.3 • below previous cut but at or above 465.8 466.0 • below previous cut but at or above 423.3 426.4 • below 423.3 426.4 Dropout Rate: The district or school dropout rate was (of all schools in 2017): Postsecondary and • at or below 0.5% Workforce Readiness • at or below 2.0% but above 0.5% • at or below 5.0% but above 2.0% • above 5.0% Matriculation Rate (of all schools in 2018): • at or above the 75.8% • at or above 61.1% but below 75.8% • at or above 46.8% but below 61.1% • below 46.8% Graduation Rate and Disaggregated Graduation Rate (Best of 4-, 5-, 6-, or 7-year): • at or above 95.0% • at or above 85.0% but below 95.0% • at or above 75.0% but below 85.0% • below 75.0%

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

The Academic Achievement Indicator reflects achievement as measured by the mean scale score on Colorado's standardized assessments. The presented targets for the Achievement Indicators have been established utilizing baseline year data.* English Language Arts & Mathematics Science Reading & Writing for CO PSAT CO PSAT CO PSAT CO PSAT CO PSAT Elementary Middle Elementary Middle Elem Middle High 1-Year 3-Year 1-Year 3-Year Percentile 15th percentile 722.3 724.1 415.1 416.8 719.1 716.5 387.4 393.4 717.9 714.2 721.4 50th percentile 739.5 740.1 458.9 456.7 734.3 731.2 430.2 431.4 736.9 732.8 734.6 85th percentile 755.9 757.3 505.0 508.0 751.9 746.2 480.4 480.5 753.2 749.3 746.4

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Point: The district or school earned...of points eligible Exceeds • at or above 87.5% Meets • at or above 62.5% but below 87.5% Approaching • at or above 37.5% but below 62.5% Does Not Meet • below 37.5%

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

Accreditation Category/Plan Type Accredited w/Distinction (District only) Accredited (District) or Performance Plan (School) Accredited w/Improvement Plan (District) or Improvement Plan (School) Accredited w/Priority Improvement Plan (District) or Priority Improvement (School) Accredited w/Turnaround Plan(District) or Turnaround Plan (School)

* School data used as baseline: 2016 for CMAS & CoAlt ELA & Math (g3-8). 2024 for 1yr and 2025 for 3yr CO PSAT & CoAlt EBRW/ELA & Math (g9-10).

2024 for CMAS and CoAlt Science (g5, 8, 11). 2024 for ELP On Track to Proficiency Growth as planned prior to the COVID-19 pandemic. ** 2024 school data used as baseline for 1 yr CO SAT & CoAlt EBRW/ELA & Math (g11) and 2025 data for 3yr.

July 22, 2025

Public Schools :

Elementary Schools

Manitou Springs Elementary School

Distance 1.51 Miles

110 Pawnee Avenue Manitou Springs CO 80829 Telephone : (719) 685-2195 Lowest Grade : Pre-K Kindergarten : Yes Enrollment : 331

School District : Manitou Springs School District No. 14 Highest Grade : 5th School Enrollment : Total Expenditure/Student : 82

Middle Schools

Manitou Springs Middle School

Distance 1.54 Miles

415 El Monte Place Manitou Springs CO 80829 Telephone : (719) 685-2127 Lowest Grade : 6th Kindergarten : No Enrollment : 275

School District : Manitou Springs School District No. 14 Highest Grade : 8th School Enrollment : Total Expenditure/Student : 82

High Schools

Manitou Springs High School

Distance 1.65 Miles

401 El Monte Place Manitou Springs CO 80829 Telephone : (719) 685-2074 Lowest Grade : 9th School Enrollment : Total Expenditure/Student : 82

School District : Manitou Springs School District No. 14 Highest Grade : 12th Enrollment : 367 Advanced Placement : No Customer Name : De Anna Harwood Customer Company Name : First American Title Prepared On : 07/22/2026 © 2026 CoreLogic. All rights reserved

HIGHER EDUCATION State of Colorado

FOUR YEAR INSTITUTIONS: ADAMS STATE UNIVERSITY

719.587.7011 208 Edgemont Blvd. • Alamosa, 81101 www.adams.edu

COLORADO CHRISTIAN UNIVERSITY

303.963.3000 8787 W Alameda Ave. • Lakewood, 80226 www.ccu.edu

*COLORADO COLLEGE

800-462-7845 or 720-279-0159 555 17th St., Ste. 1000 Denver, CO 80202 www.csuglobal.edu

*COLORADO TECHNICAL UNIVERSITY (CTU) 855.227.0555 1575 Garden of the Gods Rd. #100 Colorado Springs, 80907 www.coloradotech.edu

COLUMBIA COLLEGE DENVER

(719) 389-6344 14 E Cache La Poudre St. Colorado Springs, 80903 coloradocollege.edu/visit

303.771.0176 15500 E. Centretech Pkwy.

Aurora, 80011 www.ccis.edu

COLORADO MESA UNIVERSITY

DEVRY UNIVERSITY

*COLORADO SCHOOL OF MINES

*FORT LEWIS COLLEGE

970.248.1020 1100 North Ave. • Grand Junction, 81501 coloradomesa.edu

SCHOOL INFORMATION

COLORADO STATE UNIVERSITY GLOBAL

303.273.3000 1500 Illinois St. • Golden, 80401 www.mines.edu

*COLORADO STATE UNIVERSITY (CSU) (970) 491-1111 711 Oval Drive, Fort Collins CO 80521 www.colostate.edu

*COLORADO STATE UNIVERSITY - PUEBLO

719.549.2100 2200 Bonforte Blvd. • Pueblo, 81001 www.csupueblo.edu

303.280.7400 1870 W 122nd Ave. Westminster, 80234 www.devry.edu

877.352.2656 1000 Rim Dr. • Durango, 81301 www.fortlewis.edu

METROPOLITAN STATE UNIVERSITY OF DENVER 303.556.5740 890 Auraria Pkwy. • Denver, 80204 www.msudenver.edu

NAZARENE BIBLE COLLEGE 719.884.5000 2020 N Academy Blvd Colorado Springs, 80909 www.nbc.edu

NAROPA UNIVERSITY

800-772-6951 2130 Arapahoe Ave. • Boulder, 80302 www.naropa.edu

2026

*REGIS UNIVERSITY

800.388.2366 3333 Regis Blvd. • Denver, 80221 www.regis.edu

ROCKY MOUNTAIN COLLEGE OF ART & DESIGN

303.753.6046 1600 Pierce St. • Lakewood, 80214 www.rmcad.edu

UNITED STATES AIR FORCE ACADEMY (719) 333-2025 2354 Fairchild Dr, Air Force Academy, CO 80840 www.usafa.edu

*UNIVERSITY OF COLORADO BOULDER (CU BOULDER) (303) 492-4636 Boulder, CO 80309 www.colorado.edu

*UNIVERSITY OF COLORADO - COLORADO SPRINGS (UCCS) 719.255.8227 1420 Austin Bluffs Pkwy Colorado Springs, 80918 www.uccs.edu

*UNIVERSITY OF COLORADO DENVER (CU DENVER)

303.315.5969 1201 Larimer St. • Denver, 80204 www.ucdenver.edu

*UNIVERSITY OF DENVER (DU) 303.871.2000 Denver, CO 80210 www.du.edu

1

HIGHER EDUCATION State of Colorado

FOUR YEAR TWO YEAR INSTITUTIONS Cont. INSTITUTIONS: *UNIVERSITY OF NORTHERN COLORADO (UNC)

AIMS COMMUNITY COLLEGE

970.351.1890 501 20th St. • Greeley, 80639 www.unco.edu

970.330.8008 5401 W. 20th St. • Greeley, 80634 all locations: www.aims.edu/locations www.aims.edu

WESTERN COLORADO UNIVERSITY

ARAPAHOE COMMUNITY COLLEGE

970.943.2119 1 Western Way • Gunnison, 81231 www.western.edu

WILLIAM HOWARD TAFT UNIVERSITY (877) 894-8238 1325 S Colorado Blvd Suite B-404, Denver, CO 80222 www.taft.edu

*METROPOLITAN STATE UNIVERSITY OF DENVER

SCHOOL INFORMATION

(303) 556-5740 890 Auraria Pkwy, Denver, CO 80204 www.msudenver.edu

*COLORADO MESA UNIVERSITY 970.248.1020 1100 North Ave, Grand Junction, 81505 www.coloradomesa.edu

COLORADO CHRISTIAN UNIVERSITY (303) 963-3000 8787 W Alameda Ave, Lakewood, CO 80226 www.ccu.edu

303.797.4222 • 5900 S. Santa Fe Dr. Littleton, 80120 303.660-3160 • 4500 Limelight Ave. Castle Rock, 80109 303-734-3853 •10035 Peoria St. Lone Tree, 80134 www.arapahoe.edu

COLORADO NORTHWESTERN COMMUNITY COLLEGE (800) 562-1105 www.cncc.edu

COLORADO MOUNTAIN COLLEGE for all locations: coloradomtn.edu/where-we-are www.coloradomtn.edu

COMMUNITY COLLEGE OF AURORA 303.360.4700 www.ccaurora.edu

COMMUNITY COLLEGE OF DENVER (303) 556-2600 800 Curtis St, Denver, CO 80204 www.ccd.edu

FRONT RANGE COMMUNITY COLLEGE

303.404.5000 3645 W. 112th Ave. • Westminster, 80031 Boulder and Larimer County locations: www.frontrange.edu

2026

LAMAR COMMUNITY COLLEGE

719.336.2248 2401 S Main St. • Lamar, CO 81052 www.lamarcc.edu

MORGAN COMMUNITY COLLEGE

970.542.3100 920 Barlow Rd. • Fort Morgan, 80701 www.morgancc.edu

NORTHEASTERN JUNIOR COLLEGE 970.521.6600 100 College Ave. • Sterling, 80751 www.njc.edu

OTERO COLLEGE

(719) 384-6800 1802 Colorado Ave. • La Junta, 81050 www.otero.edu

PIKES PEAK STATE COLLEGE 719.502.2000 5675 S Academy Blvd.

Colorado Springs, 80906 www.pikespeak.edu

PUEBLO COMMUNITY COLLEGE

(719) 549-3200 900 W Orman Ave. • Pueblo, 81004 www.pueblocc.edu

RED ROCKS COMMUNITY COLLEGE

303.914.6600 13300 W 6th Ave. • Lakewood, 80228 www.rrcc.edu

TRINIDAD STATE COLLEGE 719.846.5011 600 Prospect St. • Trinidad, 81082 1011 Main St. • Alamosa, 81101 www.trinidadstate.edu *TOP RANKED IN COLORADO

2

UTILITIES HOA:

POPULAR UTILITY COMPANIES

CRYSTAL PARK (719) 685-9729

UTILITIES PHONE SERVICE: OOMA

(888) 711-6662 www.ooma.com

VOIPLY (Landline) 844-843-4175 www.voiply.com

PHONE AND INTERNET PROVIDERS: ALLO FIBER

866-481-2556 allocommunications.com

AT&T

REPUBLIC SERVICES

NEXTLIGHT

5280 WASTE SOLUTIONS

VERIZON

ALTITUDE WASTE SOLUTIONS

800.934.6489 xfinity.com

(Longmont) 303.774.4494 mynextlight.com

855.632.3154 verizon.com

VIAERO WIRELESS

(government assistance program) 877-484-2376 www.viaero.com

866-861-6075 att.com

SATELLITE & CABLE:

CENTURY LINK

800-347-3288 directv.com

855.526.1062 centurylink.com

POPULAR UTILITY COMPANIES

XFINITY

HUGHESNET 844-737-2700 hughesnet.com

RISE BROADBAND 855-275-9473 risebroadband.com

SPECTRUM 855-860-9068 spectrum.com

T-MOBILE 844.503.1423 t-mobile.com

VIASAT

(855) 463-9333 viasat.com

DIRECTV

DISH

877-621-0194 dish.com

XFINITY

800.934.6489 xfinity.com

SPECTRUM 855-860-9068 spectrum.com

(720) 884-0300 • info@5280waste.com 5280waste.com

(Westminster, Adams County Unincorporated and Federal Heights) 303.487.1515 • altitudetrash.com

MOUNTAIN HIGH

DISPOSAL (Aurora and Northern Colorado) 970.834.1144 mountainhighdisposal@gmail.com

MOUNTAIN WEST DISPOSAL

(NoCo) 970.460.9842 mountainwestdisposal.com

HBS TRASH SERVICES (South Metro and SoCo) 720.547.8600 hbstrash.com

APEX WASTE SOLUTIONS (Metro and SoCo) Denver / Parker: 303-841-7144 Colorado Springs: 719-999-0500 apexwasteco.com

INFINITE DISPOSAL RESIDENTIAL TRASH: WASTE CONNECTIONS 844-708-7274 wasteconnections.com

WASTE MANAGEMENT 866.909.4458 wm.com

2026

877.692.9729 republicservices.com

(Colorado Springs) 719.999.0500 infinitedisposal.com

CAREFREE DISPOSAL (Colorado Springs) 719.635.9999 carefreedisposal.com

SOCO WASTE (Colorado Springs) 719.357.8855 socowaste.com

UTILITIES RESIDENTIAL TRASH cont: WASTE SYSTEMS INC. (Southern Colorado Springs) 719.390.5097 wastesysinc.com

ENERGY & GAS SERVICE: ATMOS ENERGY 888.286.6700 atmosenergy.com

XCEL ENERGY 800.895.4999 xcelenergy.com

COLORADO NATURAL GAS 800-720-8193 coloradonaturalgas.com

BLACK HILLS ENERGY

POPULAR UTILITY COMPANIES

888-890-5554 blackhillsenergy.com

COLORADO SPRINGS UTILITIES

(719) 448-4800 or (888) 278-6847 www.csu.org

SOLAR PROVIDERS: INDEPENDENT POWER 303-443-0115 solarips.com

NAMASTE SOLAR 303.447.0300 namastesolar.com

APOLLO ENERGY 720.582.8258 harnessoursun.com

COMPLETE ENERGY SOLUTIONS (Arvada) 888.947.8626 densolar.com

SUNRUN

(Denver Metro) 833-324-5886 sunrun.com

CASCADE SOLAR & ELECTRIC 303.928.4123 cascadese.com

ROCKY MOUNTAIN SOLAR SERVICES (Denver Metro) 303-656-0360

GO GREEN ELECTRIC INC 303.731.5198 gogreenelectricinc.com

SMART WAVE SOLAR (Denver Metro) 720-547-3422 smartwavesolar.com

BLUE RAVEN SOLAR 385-220-2516 blueravensolar.com

ENERGY ADVANTAGE ROOFING & SOLAR

720.306.9600 yourenergyadvantage.com/colorado

ION SOLAR

855-208-5625 ionsolar.com/colorado

COMPLETE ENERGY SOLUTIONS (Arvada) 888.947.8626 densolar.com

PHOTON BROTHERS

Service Area: Colorado Front Range Phone: 720-370-3344 Website: photonbrothers.com

ARE SOLAR

Service Area: Denver, Erie, Larkspur / Colorado Denver: 720-706-2773 Erie: 719-212-2999 Larkspur: 719-353-5581 Website: aresolar.com

SANDBOX SOLAR

Service Area: Northern Colorado / Colorado Front Range Phone: 970-673-7733 Email: sales@sandboxsolar.com Website: sandboxsolar.com

SOLAR SIDE UP

Service Area: Denver Metro Phone: 720-740-7085 Website: solarsideup.com

SUNTALK SOLAR

Service Area: Denver Metro and Colorado Springs Main Phone: 303-904-2268 Cell: 720-295-9180 Website: suntalksolar.com

GOLDEN SOLAR

Service Area: Denver Metro Phone: 303-955-6332 Email: gosolar@goldensolar.net Website: goldensolar.net

FLATIRON SOLAR

Service Area: Boulder, Longmont, Northern Colorado Phone: 303-775-4574 Email: info@flatironsolar.com Website: flatironsolar.com

ECOLOGY SOLAR

Service Area: Denver Phone: 720-355-7295 Email: get-solar@ecology.solar Website: ecology.solar

SOLAR POWER PROS 303.797.6527 solarpowerpros.com

2026

First American Title Market Update Manitou Springs, CO 80829 Single-Family Homes This week the median list price for Manitou Springs, CO 80829 is $599,000 with the market action index hovering around 32. This is less than last month's market action index of 34. Inventory has increased to 41.

Real-Time Market Profile Median List Price

$599,000

Median Price of New Listings

$923,888

Per Square Foot

$323

Average Days on Market

110

Median Days on Market

56

Price Decreased

54%

Price Increased

0%

Relisted

2%

Inventory

41

Market Narrative

Median Rent

$1,495

The market has been consistently cool for several weeks. Demand level are low relative to the available inventory. It's a Buyer's market and prices continue to fall.

Look for a persistent shift in Market Action before prices plateau or begin to rise again.

Market Action

32

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

40

Buyer's Market

50

60

20

80

10

on

90

M

32

100

y

th

a Tod

Las t

0

Seller's Market

70

30

Slight Seller's Advantage

Slight Seller's Advantage

Median List Price $4.0M

$3.0M

$2.0M

$1.0M

$0 Dec 2021

Jul 2022

Jan 2023

Jul 2023

Jan 2024

7-Day Median

Jul 2024

Jan 2025

Jul 2025

Jan 2026

Jul 2026

90-Day Median

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$799,999

3,056

0.5 - 1 acre

4

3

46

1

0

91

$680,000

2,060

0.25 - 0.5 acre

3

2.3

65

1

0

38

$557,500

1,801

8,000 - 10,000 sqft

3

2

51

0

0

59

$410,000

943

4,500 - 6,500 sqft

2

1

98

0

1

70

Wed Jul 22 2026 First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. Source: Altos Research LLC ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF Powered by Altos Research, Inc. | www.altos.re | Copyright © 2026 Altos Research, Inc.

1 of 1

SOUTHERN COLORADO El Paso County

EL PASO COUNTY: www.elpasoco.com

ELECTED OFFICIALS & PUBLIC OFFICES ASSESSOR Mark Flutcher

719.520.6600

EL PASO COUNTY COURTHOUSE & GOVERNMENT CENTER: EL PASO COUNTY JUDICIAL BUILDING

EL PASO COUNTY LIBRARIES: PIKES PEAK LIBRARY DISTRICT ppld.org 719.531.6333, option 3

CALHAN

719.452.5000 719.531.6333 x7013 CLERK AND RECORDER 270 S. Tejon St. • Colorado Springs, 80903 600 Bank St. • Calhan, 80808 Steve Schleiker 719.520.6202

CORONER

Dr. Emily Russell-Kinsley

CENTENNIAL HALL

200 S. Cascade Ave. • Colorado Springs, 719.390.2450 CO 80903

COUNTY COMMISSIONER (DISTRICT 1) Holly Williams

719.520.6411

COUNTY COMMISSIONER (DISTRICT 2) Carrie Geitner

719.520.6412

COUNTY COMMISSIONER (DISTRICT 3) Bill Wysong

719.520.6414

COUNTY COMMISSIONER (DISTRICT 5)

COUNTY SERVICES

Lauren Nelson

SHERIFF

Joseph Roybal

SURVEYOR

Surveyor’s Office

719.520.6000

2026

clerkandrecorder.elpasoco.com MAIN OFFICE - CITIZENS SERVICE CENTER 1675 W. Garden of the Gods Rd. Colorado Springs, 80907

BRANCH

5650 Industrial Place Colorado Springs, 80916

NORTH - UNION TOWN CENTER BRANCH

719.520.7100 8830 N Union Blvd.

Colorado Springs, 80920 719.520.7201

TREASURER AND PUBLIC TRUSTEE Chuck Broerman

EL PASO COUNTY MOTOR VEHICLE:

719.520.6415 SOUTHEAST - POWERS

DISTRICT ATTORNEY (4TH JUDICIAL DISTRICT) Michael J. Allen

1675 W. Garden of the Gods Rd. Colorado Springs, CO 80907

719.520.6413 719.520.6240

COUNTY COMMISSIONER (DISTRICT 4) Cory Applegate

CITIZENS SERVICE CENTER

FORT CARSON BRANCH 6351 Wetzel Ave., Bldg 1525 Fort Carson, 80913

CHEYENNE MOUNTAIN 719.531.6333 x7001 1785 S. 8th St. #100 Colorado Springs, 80905

EAST

719.531.6333 x7014 5550 N Union Blvd.

Colorado Springs, 80918

FOUNTAIN

719.531.6333 x7002 230 S. Main St. • Fountain, 80817

HIGH PRAIRIE

719.531.6333 x7003 7035 Old Meridian Rd. • Falcon, 80831

LIBRARY 21C

719.531.6333 x7012 1175 Chapel Hills Dr. Colorado Springs, 80920

MANITOU SPRINGS 719.531.6333 x7004 701 Manitou Ave. Manitou Springs, 80829

MANITOU SPRINGS 719.531.6333 x7004 701 Manitou Ave. Manitou Springs, CO 80829

For a full list of locations, visit: ppld.org

719.520.7900

2026

SOUTHERN COLORADO El Paso County

EL PASO COUNTY: El Paso County is a county located in the U.S. state of Colorado. El Paso County, Colorado Population 2024 747,834 El Paso County, Colorado ‘s estimated 2024 population is 747,834 with a growth rate of 0.49% in the past year according to the most recent United States census data.

HISTORY

In July 1858, gold was discovered along the South Platte River in Arapahoe County, Kansas Territory. This discovery precipitated the Pike’s Peak Gold Rush. Many residents of the mining region felt disconnected from the remote territorial governments of Kansas and Nebraska, so they voted to form their own Territory of Jefferson on October 24, 1859. The following month, the Jefferson Territorial Legislature organized 12 counties for the new territory including El Paso County. El Paso County was named for the Spanish language name for Ute Pass north of Pikes Peak. Colorado City served as the county seat of El Paso County.

The Jefferson Territory never received federal sanction, but on February 28, 1861, U.S. President James Buchanan signed an act organizing the Territory of Colorado. El Paso County was one of the original 17 counties created by the Colorado legislature on November 1, 1861. Part of its western territory was broken off to create Teller County in 1899. Originally based in Old Colorado City (now part of Colorado Springs, not today’s Colorado City between Pueblo and Walsenburg), El Paso County’s county seat was moved to Colorado Springs in 1873.

GEOGRAPHY

According to the U.S. Census Bureau, the county has a total area of 2,130 square miles (5,500 km2), of which 2,127 square miles (5,510 km2) are land and 2.7 square miles (7.0 km2) (0.1%) are covered by water.

ADJACENT COUNTIES Douglas County - north Crowley County - southeast Teller County - west

Elbert County - northeast Pueblo County - south

Lincoln County - east Fremont County - west

COUNTY OVERVIEW

NATIONAL PROTECTED AREA Pike National Forest

STATE PROTECTED AREA Cheyenne Mountain State Park

HISTORIC SITES

Pikes Peak National Historic Landmark Old Colorado City (National Register of Historic Districts)

USAFA Cadet Area National Historic District Manitou Springs (National Register of Historic Districts)

2026

SOUTHERN COLORADO El Paso County

EL PASO COUNTY Cont...

GOVERNMENT

El Paso County is governed by a board of county commissioners. In 2004, the voters of Colorado Springs and El Paso County established the Pikes Peak Rural Transportation Authority (PPRTA) and adopted a 1% sales tax dedicated to improving the region’s transportation infrastructure. Together with state funding for COSMIX (2007 completion) and the I-25 interchange with Highway 16 (2008 completion), significant progress has been made since 2003 in addressing the transportation needs of the area. In 2012, the county voted to legalize marijuana. On March 12, 2019, the county commissioners unanimously passed a resolution to become a Second Amendment sanctuary.

The Colorado Department of Corrections has its headquarters in an unincorporated area in the county.

DEMOGRAPHICS For county demographics and information visit the below website and enter your county and state, then click on the map next to total population for full details:

COUNTY OVERVIEW

data.census.gov

2026

COLORADO Southern Colorado SPORTS: CSU PUEBLO THUNDERWOLVES – COLLEGE ATHLETICS

For schedules, tickets, and more information: gothunderwolves.com

AIR FORCE ACADEMY FALCONS – COLLEGE ATHLETICS

For schedules, tickets and more info: goairforcefalcons.com

SOCO BASKETBALL – YOUTH BASKETBALL LEAGUES & CAMPS

MAJOR ATTRACTIONS & ACTIVITIES

For league schedules, registration, camps, and more info: socobball.com

PARKS & RECREATION: GARDEN OF THE GODS VISITOR & NATURE CENTER 1805 N 30th St Colorado Springs, CO 80904 (719) 634-6666 GARDENOFGODS.COM

GREAT SAND DUNES NATIONAL PARK & PRESERVE 11999 State Highway 150 Mosca, CO 81146 719-378-6395 • nps.gov/grsa

THE BROADMOOR SEVEN FALLS 1045 Lower Gold Camp Rd Colorado Springs, CO 80905 (855) 923-7272 sevenfalls.com Updated 2026

CAVE OF THE WINDS MOUNTAIN PARK

BEAR CREEK NATURE CENTER

100 Cave of the Winds Rd Manitou Springs, CO 80829 (719) 685-5444 caveofthewinds.com

245 Bear Creek Rd Colorado Springs, CO 80906 (719) 520-6387 communityservices.elpasoco.com

PALMER PARK

MONUMENT VALLEY PARK

3650 Maizeland Rd Colorado Springs, CO 80909 (719) 385-5940 coloradosprings.gov

170 W Cache La Poudre St Colorado Springs, CO 80903 (719) 385-5940 coloradosprings.gov

CHEYENNE MOUNTAIN STATE PARK

MANITOU LAKE PICNIC AREA

410 JL Ranch Heights Colorado Springs, CO 80926 cpw.state.co.us

Highway 67 Woodland Park, CO 80863 719-636-1602 fs.usda.gov

MEMORIAL PARK

AIKEN CANYON PRESERVE

1605 E Pikes Peak Ave Colorado Springs, CO 80909 (719) 385-5940 coloradosprings.gov

3350 Turkey Canyon Ranch Rd Colorado Springs, CO 80926 (719) 576-4336 nature.org

MOUNT CUTLER TRAIL

AMERICA THE BEAUTIFUL PARK

2120 N Cheyenne Canyon Rd Colorado Springs, CO 80906 (719) 385-6086 cheyennecanon.org

UTE VALLEY PARK

126 Cimino Dr Colorado Springs, CO 80903 (719) 385-5940 coloradosprings.gov

1705 Vindicator Dr Colorado Springs, CO 80919 (719) 385-5940 coloradosprings.gov

RED CANYON PARK

STARSMORE VISITOR AND NATURE CENTER

LAKE PUEBLO COLORADO STATE PARK, CO

2120 S Cheyenne Canyon Rd Colorado Springs, CO 80906 (719) 385-6086 coloradosprings.gov

County Road F24 Canon City, CO 81212 (719) 269-9028

640 Pueblo Reservoir Rd Pueblo, CO 81005 (719) 561-9320

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COLORADO SoCo

PARKS & RECREATION CONT:

SANCTUARIES & ZOOS:

PIKES PEAK - AMERICA’S MOUNTAIN

4729 Twin Rocks Rd. Divide, CO 80814 (719) 687-9742 wolfeducation.org

5089 Pikes Peak Highway Cascade, CO 80809 Attractions site lists for GPS, and kept the City of Colorado Springs site as the primary visitor/ticket source. The City currently notes timed-entry permits are required for vehicles traveling past Mile 7 from May 22 through Sept. 30, 2026 (719) 385-7325 coloradosprings.gov

MAJOR ATTRACTIONS & ACTIVITIES

FLORISSANT FOSSIL BEDS NATIONAL MONUMENT 15807 Teller County Road 1 Florissant, CO 80816 nps.gov/flfo

LEADVILLE & TWIN LAKES Leadville Visitor Center at 460 Harrison Ave Leadville, CO 80461 (719) 486-1229 leadvilletwinlakes.com/natural-attractions-detail/twin-lakes

TRINIDAD LAKE STATE PARK 32610 HIGHWAY 12 TRINIDAD, CO 81082 (719) 846-6951

cpw.state.co.us/placestogo/parks/Trinidadlake

COLORADO WOLF & WILDLIFE CENTER

PUEBLO ZOO 3455 Nuckolls Ave. Pueblo, CO 81005 (719) 561-1452 pueblozoo.org

CHEYENNE MOUNTAIN ZOO 4250 Cheyenne Mtn. Zoo Road Colorado Springs, CO 80906 (719) 633-9925 cmzoo.org

ARTS & ENTERTAINMENT: THE NORTH POLE – SANTA’S WORKSHOP 5050 Pikes Peak Hwy Cascade, CO 80809 (719) 684-9432 northpolecolorado.com

COLORADO SPRINGS FINE ARTS CENTER AT COLORADO COLLEGE 30 West Dale St. Colorado Springs, CO 80903 (719) 634-5581 fac.coloradocollege.edu

COLORADO SPRINGS PIONEERS MUSEUM 215 S Tejon St Colorado Springs, CO 80903 (719) 385-5990 cspm.org

NATIONAL MUSEUM OF WORLD WAR II AVIATION 775 Aviation Way Colorado Springs, CO 80916 (719) 637-7559 worldwariiaviation.org

PETERSON AIR & SPACE MUSEUM 150 E Ent Ave Colorado Springs, CO 80914 (719) 556-4915 petemuseum.org

COLORADO RENAISSANCE FESTIVAL 650 Perry Park Ave Larkspur, CO 80118 (303) 688-6010 coloradorenaissance.com

PUEBLO NEON ALLEY

Union Avenue Historic District Near 125 W B St Pueblo, CO 81003 For visitor information, public art, and more information: visitpueblo.org

Scan for more options Virtual Guide

WESTERN MUSEUM OF MINING & INDUSTRY 225 N Gate Blvd Colorado Springs, CO 80921 (719) 488-0880 wmmi.org

visitcos.com 2

COLORADO SPORTS TEAMS & FACILITIES: DENVER METRO DENVER BRONCOS

Empower Field at Mile High, 1701 Bryant St., Denver, CO 80204.

NORTHERN COLORADO

MUSEUMS:

COLORADO EAGLES

DENVER METRO

Blue FCU Arena 5290 Arena Cir., Loveland, CO 80538 coloradoeagles.com

DENVER ART MUSEUM

720.865.5000 100 W. 14th Ave. Pkwy., Denver, CO COLORADO STATE UNIVERSITY 80204 • denverartmuseum.org

RAMS

csurams.com

DENVER MUSEUM OF & SCIENCE UNIVERSITY OF NORTHERN NATURE DENVER NUGGETS, 303.370.6000 COLORADO AVALANCHE & COLORADO BEARS 2001 Colorado Blvd., Denver, CO 80205 uncbears.com COLORADO MAMMOTH dmns.org Ball Arena, 1000 Chopper Circle, Denver, CO 80204.

COLORADO ROCKIES

MAJOR ATTRACTIONS & ACTIVITIES

Coors Field 2001 Blake St., Denver, CO 80205 coloradorockies.com

COLORADO RAPIDS

Dick’s Sporting Goods Park 6000 Victory Way, Commerce City, CO 80022 • coloradorapids.com

DENVER SUMMIT FC

Colorado’s NWSL team; 2026 home matches use multiple venues, including Empower Field, DICK’S Sporting Goods Park, and Centennial Stadium.

COLORADO NATIONAL SPEEDWAY

4281 Speedway Blvd., Dacono, CO 80514; 303.828.0116 coloradospeedway.com

SOUTHERN COLORADO COLORADO SPRINGS SWITCHBACKS FC

Weidner Field 111 W. Cimarron St., Colorado Springs, CO 80903 • switchbacksfc.com

AIR FORCE FALCONS goairforcefalcons.com

UNIVERSITY OF COLORADO PIKES PEAK INTERNATIONAL BUFFALOES RACEWAY CU Boulder athletics; Boulder-based. cubuffs.com

16650 Midway Ranch Rd., Fountain, CO 80817 719.382.7223 /ppir.com

HISTORY COLORADO CENTER

303.447.8679 1200 Broadway, Denver, CO 80203 historycolorado.org

MOLLY BROWN HOUSE MUSEUM

303.832.4092 1340 Pennsylvania St., Denver, CO 80203 • mollybrown.org

COLORADO RAILROAD MUSEUM

303.279.4591 / 800.365.6263; 17155 W. 44th Ave., Golden, CO 80403

FORNEY MUSEUM OF TRANSPORTATION

303.297.1113; 4303 Brighton Blvd., Denver, CO 80216 forneymuseum.com

UNIVERSITY OF DENVER PIONEERS

University of Denver athletics; Ritchie Center ticket office, 2240 Buchtel Blvd., Denver, CO 80208. denverpioneers.com

NATIONAL BALLPARK MUSEUM

1940 Blake St., Denver, CO 80202; 303.974.5835 ballparkmuseum.com

Updated 2026

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COLORADO MUSEUMS Cont.

DENVER METRO MCA Denver / Museum of Contemporary Art Denver —

303.298.7554; 1485 Delgany St., Denver, CO 80202; mcadenver.org.

Children’s Museum of Denver at Marsico Campus — 303.433.7444; 2121 Children’s Museum Dr., Denver, CO 80211; mychildsmuseum.org.

Wings Over the Rockies Air & Space Museum — 303.360.5360; 7711 E. Academy Blvd., Denver, CO 80230; wingsmuseum.org.

Bradford Washburn American Mountaineering Museum — 710 10th St., Golden, CO 80401; mountaineeringmuseum.org. Currently listed as closed for inventory and a future move.

NORTHERN COLORADO

MAJOR ATTRACTIONS & ACTIVITIES

Buffalo Bill Museum & Grave — 720.865.2160; 987 ½ Lookout Mountain Park Rd., Golden, CO 80401; buffalobill.org.

Rodeo Dr., Colorado Springs, CO 80919; prorodeohalloffame.com.

U.S. Olympic & Paralympic Museum — 719.497.1234; 200 S. Sierra Madre St., Colorado Springs, CO 80903; usopm.org.

Miramont Castle — 719.685.1011; 9 Capitol Hill Ave., Manitou Springs, CO 80829; miramontcastle.org.

Fort Collins Museum of Discovery — 970.221.6738; 408 Mason Ghost Town Museum —

Denver Firefighters Museum — Ct., Fort Collins, CO 80524; fcmod.org.

303.892.1436; 1326 Tremont Pl., Denver, Loveland Museum/Gallery — CO 80204; denverfirefightersmuseum.org.

ProRodeo Hall of Fame & Museum of the American Cowboy — 719.528.4764; 103 Pro

719.634.0696; 400 S. 21st St., Colorado Springs, CO 80904; ghosttownmuseum.com.

970.962.2410; 503 N. Lincoln Ave., Loveland, CO 80537; thelovelandmuseum.org.

Colorado Model Railroad Museum — 970.392.2934; 680 10th St., STATE PARKS: Greeley, CO 80631; cmrm.org.

Denver Museum of Miniatures, Museum of Art Fort Collins — 970.482.2787; 201 S. College Ave., Fort Dolls & Toys — 303.322.1053; 830

cpw.state.co.us/placestogo/parks

DENVER METRO Barr Lake State Park —

Kipling St., Lakewood, CO 80215; dmmdt.org.

Collins, CO 80524; moafc.org.

Clyfford Still Museum —

970.350.9220; 714 8th St., Greeley, CO 80631; greeleymuseums.com.

Cherry Creek State Park —

SOUTHERN COLORADO

Eldorado Canyon State Park

720.354.4880; 1250 Bannock St., Denver, CO 80204; clyffordstillmuseum.org.

Greeley History Museum —

Brighton, CO Aurora, CO

— Eldorado Springs, CO

Morrison Natural History Museum — 303.697.1873; 501

Manitou Cliff Dwellings — 719.685.5242; 10 Cliff Rd., Manitou Springs, CO 80829; cliffdwellingsmuseum.com.

Castlewood Canyon State Park — Franktown, CO

National Ballpark Museum —

Fine Arts Center at Colorado College — 719.634.5581; 30 W. Dale

Roxborough, CO

Colorado Hwy. 8, Morrison, CO 80465; morrisonco.us.

303.974.5835; 1940 Blake St., Denver, CO 80202; ballparkmuseum.com.

Boulder Museum of Contemporary Art —

303.443.2122; 1750 13th St., Boulder, CO 80302; bmoca.org.

St., Colorado Springs, CO 80903; fac.coloradocollege.edu.

Roxborough State Park — Chatfield State Park — Littleton, CO

Golden Gate Canyon State Park — Golden, CO Updated 2026

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COLORADO Gorge Bridge & Park Colorado Wolf & Wildlife STATE PARKS cont. Royal — 719.275.7507; 4218 County Road 3A, Center — 719.687.9742; 4729 Twin Cañon City, CO 81212; royalgorgebridge.com

Rocks Rd., Divide, CO 80814; wolfeducation.org.

SANCTUARIES & ZOOS:

AMUSEMENT PARKS:

Lory State Park — Bellvue, CO

DENVER METRO

DENVER METRO

St. Vrain State Park —

Denver Zoo Conservation Alliance / Denver Zoo —

Elitch Gardens Theme & Water Park — 303.595.4386; 2000

Downtown Aquarium —

Water World — 303.427.7873;

NORTHERN COLORADO State Forest State Park — Walden, CO

Boyd Lake State Park — Loveland, CO

Firestone, CO

SOUTHERN COLORADO

MAJOR ATTRACTIONS & ACTIVITIES

Cheyenne Mountain State Park — Colorado Springs, CO Lake Pueblo State Park — Pueblo, CO

Mueller State Park — Divide, CO

OTHER PARKS: DENVER METRO Red Rocks Park & Amphitheatre — 720.865.2494;

18300 W. Alameda Pkwy., Morrison, CO 80465; redrocksonline.com.

SOUTHERN COLORADO

720.337.1400; 2300 Steele St., Denver, CO 80205; denverzoo.org.

303.561.4450; 700 Water St., Denver, CO 80211; downtownaquarium.com.

Butterfly Pavilion —

303.469.5441; 6252 W. 104th Ave., Westminster, CO 80020; butterflies.org.

EASTERN COLORADO

Elitch Circle, Denver, CO 80204; elitchgardens.com

8801 N. Pecos St., Federal Heights, CO 80260; waterworldcolorado.com

SOUTHERN COLORADO The North Pole — Santa’s Workshop — 719.684.9432; 5050

Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

The Wild Animal Sanctuary

— 303.536.0118; 2999 County Road 53, Keenesburg, CO 80643; wildanimalsanctuary.org.

SOUTHERN COLORADO Cheyenne Mountain Zoo —

719.633.9925; 4250 Cheyenne Zoo Rd., Colorado Springs, Garden of the Gods Visitor & Mountain CO 80906; cmzoo.org.

Nature Center — 719.634.6666; 1805 N. 30th St., Colorado Springs, CO Pueblo Zoo — 719.561.1452; 3455 80904; gardenofgods.com.

Nuckolls Ave., Pueblo, CO 81005; pueblozoo.org.

Cave of the Winds Mountain Park — 719.685.5444; 100 Cave of the Winds Rd., Manitou Springs, CO 80829; caveofthewinds.com.

Updated 2026

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COLORADO AMUSEMENT PARKS cont.

PERFOMING ARTS: MISC. ATTRACTIONS: DENVER METRO

NORTHERN COLORADO

DENVER METRO Denver Center for the Performing Arts — 303.893.4100; Denver Botanic Gardens — 1101 13th St., Denver, CO 80204. Box

Estes Park Ride-A-Kart —

970.586.6495; 2250 Big Thompson Ave., office is at 1301 13th St. 720.865.3500; 1007 York St., Denver, Estes Park, CO 80517; CO 80206; botanicgardens.org. rideakart.com.

Arvada Center for the Arts and Humanities — 720.898.7200; SOUTHERN COLORADO 6901 Wadsworth Blvd., Arvada, CO SOUTHERN COLORADO 80003; arvadacenter.org.

The North Pole — Santa’s Workshop — 719.684.9432; 5050

Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

MAJOR ATTRACTIONS & ACTIVITIES

TOURS: DENVER METRO United States Mint — Denver — 303.405.4761 tour info /

303.572.9500 gift shop; 320 W. Colfax Ave., Denver, CO 80204. Update: Tours are free, but online reservations are now required.

Colorado State Capitol Building — 303.866.2604; 200 E. Colfax Ave., Denver, CO 80203; capitol.colorado.gov.

The Broadmoor Seven Falls

NORTHERN COLORADO The Lincoln Center —

— 855.923.7272; 1045 Lower Gold Camp Rd., Colorado Springs, CO 80905; sevenfalls.com.

970.221.6730; 417 W. Magnolia St., Fort The Broadmoor Manitou and Pikes Peak Cog Railway — Collins, CO 80521; lctix.com.

719.685.5401; 515 Ruxton Ave., Union Colony Civic Center — Manitou Springs, CO 80829; cograilway.com.

970.356.5000; 701 10th Ave., Greeley, CO 80631; greeleyco.gov/ucstars.

SOUTHERN COLORADO Pikes Peak Center for the Performing Arts — 719.477.2121 / 719.477.2100; 190 S. Cascade Ave., Colorado Springs, CO 80903; pikespeakcenter.com.

Hammond’s Candies Factory Tour — 303.333.5588; 5735 Washington St., Denver, CO 80216; hammondscandies.com.

Coors Brewery Tour —

303.277.2337; visitor parking/check-in at 502 14th St., Golden, CO 80401.

Update: Use coorsbrewerytour.com; reservations are required.

Celestial Seasonings Tea Tour — 303.581.1484; 4600 Sleepytime Dr., Boulder, CO 80301. Update: Online reservations required for factory tours.

Updated 2026

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COLORADO SKI RESORTS:

Sunlight Mountain Resort

Arapahoe Basin Ski Area —

970.385.2199 — ski-hesperus.com; not operating for 2025–26

— 970.945.7491 / 800.445.7931 — sunlightmtn.com

1.888.ARAPAHO — arapahoebasin.com

Howelsen Hill Ski Area —

Telluride Ski Resort — 970.728.6900 — tellurideskiresort.com

Aspen Mountain —

970.879.8499 — steamboatsprings.net

800.525.6200 / 970.923.1227 — aspensnowmass.com

Kendall Mountain Ski Area — Vail Mountain Resort —

Aspen Highlands — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Beaver Creek Resort — 970.754.4636 — beavercreek.com

MAJOR ATTRACTIONS & ACTIVITIES

Hesperus Ski Area —

970.759.5557 — skikendall.com

Keystone Resort — 970.754.0001 — keystoneresort.com

Loveland Ski Area —

Breckenridge Ski Resort —

303.571.5580 / 800.736.3SKI — skiloveland.com

970.453.5000 — breckenridge.com

Monarch Mountain —

Buttermilk — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Copper Mountain Resort — 866.656.1546 — coppercolorado.com

Crested Butte Mountain Resort — 970.251.7022 — skicb.com

Echo Mountain — contact

Wolf Creek Ski Area — 970.264.5639 — wolfcreekski.com

powderhorn.com

Purgatory Resort — 970.247.9000 / 800.525.0892 — purgatory.ski

Silverton Mountain — 970.387.5706 — silvertonmountain.com

Eldora Mountain Resort —

Snowmass — 800.525.6200 /

— granbyranch.com

970.726.5514 — winterparkresort.com

Powderhorn Mountain Resort — 970.268.5700 —

Ski Cooper — 719.486.2277 —

Granby Ranch — 888.850.4615

Winter Park Resort —

719.530.5000 — skimonarch.com

online / info@echomtn.com — echomtn.com

303.440.8700 — eldora.com

970.754.8245 / 970.SKI.VAIL — vail.com

RESORTS, SNOW REPORT AND PASSES VISIT:

coloradoski.com

skicooper.com

970.923.1227 — aspensnowmass.com

Steamboat Ski Resort — 970.879.6111 — steamboat.com

Updated 2026

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COLORADO • Colorado contains about three-quarters of U.S. land above 10,000 feet.

• Colfax Avenue is often called the longest continuous commercial street in the U.S. • Denver hosts the National Western Stock Show, one of the country’s top livestock, rodeo, and horse shows.

• Denver has 250+ urban parks and nearly 20,000 acres of urban and mountain parkland.

• Colorado is a major craft-beer state, but not #1 per capita; recent rankings place it around 6th.

• The Royal Gorge Bridge near Cañon City is America’s highest suspension bridge, about 956 feet above the gorge; it once held the world record.

• Glenwood Springs is home to the world’s largest hot springs pool.

• The Colorado State Capitol features rare Colorado rose onyx, once called Beulah red marble.

• The former Mount Evans Scenic Byway is now the Mount Blue Sky Scenic Byway and reaches 14,130 feet, the highest paved road in North America.

GENERAL STATE FACTS

• The federal government owns about 36% of Colorado’s land.

• The Capitol’s current mile-high marker is on the 13th step.

• The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S.; it was once the highest in the world.

• Katharine Lee Bates was inspired by Pikes Peak when writing “America the Beautiful.”

• Denver’s Broncos, Rockies, Nuggets, and Avalanche venues are clustered near downtown.

• Colorado and Washington were the first states to legalize recreational marijuana in 2012; Colorado’s retail sales began in 2014.

Updated 2026

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COLORADO STATE FACTS cont.

• Colorado’s highest point is Mount Elbert, at 14,433 feet.

• The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S. • Trail Ridge Road is the highest continuous paved road in the U.S., reaching 12,183 feet.

• The Mount Blue Sky Scenic Byway is the highest paved road in North America, reaching about 14,130 feet.

• Colorado has the highest average elevation of any U.S. state.

• Denver has a debated claim as the birthplace of the cheeseburger, linked to Louis E. Ballast in 1935.

• Four Corners is the only place in the U.S. where four states meet: Colorado, Utah, Arizona, and New Mexico.

• The Colorado River gets its name from the Spanish word for “red” or “reddish.”

• The Colorado Trail runs about 567 miles from Denver to Durango.

GENERAL STATE FACTS

• Denver is sunny, though the “300 days of sunshine” claim is considered more promotional than exact.

• Denver is called the Mile High City because it sits at 5,280 feet.

• The U.S. Air Force Academy moved to its Colorado Springs campus in 1958.

• Jolly Rancher started in Golden, Colorado, which is also home to Coors Brewery.

Updated 2026

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COLORADO • ADMISSION TO STATEHOOD: • STATE FOLK DANCE: August 1, 1876.

Square dance.

• AREA: About 104,095 sq. miles total; Colorado is the 8th largest U.S. state by area.

• HIGHEST POINT: Mount Elbert, 14,433 feet.

• LOWEST POINT: Arikaree River, 3,315 feet.

• LARGEST CITY: Denver.

• POPULATION: 6,012,561; July 1, 2025 Census estimate.

• STATE FISH: Greenback cutthroat trout.

For Colorado’s Services, Government, Employment, Education, Visitors, and much more visit co.colorado.gov

• STATE FLOWER: Rocky Mountain columbine, also listed as the white and lavender columbine.

• STATE FOSSIL: Stegosaurus.

• STATE GEMSTONE: Aquamarine.

• STATE GRASS: Blue grama grass.

• STATE ABBREVIATION: CO.

GENERAL STATE FACTS

• STATE CAPITAL: Denver.

• STATE INSECT: Colorado hairstreak butterfly.

• MAJOR INDUSTRIES: • STATE MOTTO: Nil Sine Aerospace, technology, Numine — “Nothing without advanced manufacturing, providence.” energy and natural resources, food and agriculture, financial • STATE NICKNAME: The services, health and wellness, Centennial State; Colorful tourism/outdoor recreation, and Colorado is a popular state transportation/logistics. slogan.

• ORIGIN OF “COLORADO”: From Spanish, meaning “ colored red,” referring to the red-colored Colorado River.

• STATE ANIMAL: Rocky Mountain bighorn sheep.

• STATE BIRD: Lark bunting.

• STATE SOIL: Seitz, Colorado’s representative state soil.

• STATE SONGS: “Where the Columbines Grow” and “Rocky Mountain High.”

• STATE TREE: Colorado blue spruce.

Updated 2026

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Selling a home in Colorado.

FIRST AMERICAN TITLE INSURANCE COMPANY marketing.direct@firstam.com www.firstam.com

Table of Contents 03 Count on First American Title 04 Benefits of Using a Professional REALTOR® 05 Key Professionals Involved in Your Transaction 06 Your Escrow Professional 07 Terms You Should Know 08 Planning to Sell 09 Home Staging Tips 10 Ready to Show Checklist 11 The Life of an Escrow 12 The Closing Process 13 Understanding Title Insurance 14 The Importance of Title Insurance 15 Seller Checklist 16 Moving Checklist

2

Count on First American Title.

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Benefits of using a professional REALTOR®.

Congratulations on your decision to buy a home! It’s a challenging project, and there are many ways a professional can help. Here are some of the many ways you may benefit from working with a REALTOR®: Many more home choices.

It’s a major investment.

Your REALTOR® has thousands of homes to choose from through the Multiple Listing Service (MLS), so you’re more likely to find the home that’s just right for you and find it quicker. In fact, a majority of the homes for sale are listed by REALTORS® and aren’t available to you unless you are working with a REALTOR®.

You use a professional for your legal, financial and health needs. Why gamble on what may be your biggest investment without a professional at your side?

A number of transactions “fall out.”

Unfortunately, it’s true. Some transactions fall apart before closing. An experienced REALTOR® may be able to resolve problems and see your transaction through to a successful closing.

Knowledge of new home subdivisions.

New home subdivisions will welcome you and your REALTOR®. If you’re interested in buying a new home, take your agent with you on your first visit to each subdivision. Your professional REALTOR® is an important source of information who can supply background on the builder, nearby subdivisions, and the local community.

4

Help with FSBO’s.

If you consider a “For Sale By Owner,” take your REALTOR® along to help negotiate the contract.

There is less liability.

You may have more protection from legal and financial liability, especially as real estate transactions become more complicated.

The paperwork.

Your experienced REALTOR® will negotiate and prepare the purchase contract for you and assist you throughout the escrow process.

Key professionals involved in your transaction.

REALTOR® A REALTOR® is a licensed real estate agent and a member of the National Association of REALTORS®, a real estate trade association. REALTORS® also belong to their state and local Association of REALTORS®.

Real Estate Agent A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR® is a real estate agent, but not every real estate agent has the professional designation of a REALTORS®.

Listing Agent A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

Buyer’s Agent A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

Multiple Listing Service (MLS) The MLS is a database of properties listed for sale by REALTORS® who are members of the local Association of REALTORS®. Information on an MLS property is available to thousands of REALTORS®.

Title Company These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

Escrow Officer An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

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Your escrow professional may: pen escrow and, if instructed to do so, O deposit your good faith funds in a separate escrow account. rder a title search to determine ownership and O status of the subject real property.

I ssue a preliminary report and begin the process of eliminating the title exceptions you and your lender are not willing to take title subject to. equest payoff information for the seller’s loans, R other liens, homeowner’s association fees, etc. oordinate with the buyer’s lender on the C preparation of the Closing Disclosure (CD). rorate fees, such as real property taxes, per the P contract, and prepare the settlement statement. et separate appointments allowing the seller and S you to sign documents and deposit funds. eview documents ensuring all conditions and R legal requirements are fulfilled; request funds from lender. hen all funds are deposited, record documents W with the County Recorder’s Office to transfer the subject real property to you. fter the recordation is confirmed, close escrow A and disburse\funds, including seller’s proceeds, loan payoffs, etc. repare and send final documents to all P parties involved.

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Terms you should know.

Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction.

The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law.

Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land.

It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes principal, interest, taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

TRID TILA-RESPA Integrated Disclosures

Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

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Planning to sell.

A homeowner’s checklist to prepare your home.

So you’re planning to sell your home. You and your real estate broker have decided on a price, based on current market values, but your home may sell faster and bring a higher price if it shows well.

Potential buyers will get the best impression if your home is clean, neat, uncluttered, in good repair, light, airy, fragrant, and quiet. This checklist will help you get your home ready to show.

Clean everything in you home.

Unclutter your home before you show it.

Cleanliness signals to a buyer that the home has been well cared for and is most likely in good repair. A messy or dirty home will cause prospective buyers to notice every flaw.

Have a garage sale. Empty closets. Throw away what you can’t sell. The less “stuff” in and around a home, the roomier it will seem.

Let the fresh air in.

Get rid of odors that may be unfamiliar or unpleasant.

People are most often offended by odors from tobacco, pets, cooking, and musty or sour laundry. Fresh flowers and potpourri can be used to your advantage. Other smells that attract positive attention include fresh baked bread and cinnamon.

Fix anything that is broken.

This includes plumbing, electrical systems, switches, windows, TV antennas, screens, doors, and fences; if it can’t be fixed, replace it or get rid of it (no window screens are better than broken ones). A buyer will make a much lower offer if your house is in disrepair and will probably still insist that everything be fixed before taking occupancy. You’re better off if you leave potential buyers no reason to offer less than you are asking.

Painting your home.

There’s nothing that improves the value of a home for a lower cost than a fresh coat of paint. And it’s so often easier to paint a room than it is to scrub it. Stick with neutral colors - off-white is the safest. Be sure to avoid black, violet, and pink.

Keep the noise down.

Silence is a restful sound that offends no one. Turn off the TV and radio. Soft instrumental music is fine but avoid vocals. If necessary, close the windows to eliminate any street noise.

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Send your pets away.

Send them away or secure them away from the house when prospective buyers are coming. You never know if people will be annoyed or intimidated by your pets or even allergic to them. And you never want a prospective buyer to have to avoid animal droppings.

Send the kids to Grandma’s.

Send them to Grandma’s or take them on a walk around the block. Children can be noisy and distracting to someone interested in looking at a home.

Make a great impression.

“Home staging is no longer optional in this real estate market, it’s a must.”

- Barbara Corcoran

Staging Tips Grab them from the Curb

Consider Replacing Furnishings

Don’t Forget the Floors

Make It Sparkle

Invest in New Artwork

Spring for New Light Fixtures

Pay Attention to Color and Light

Make Repairs

Depersonalize

Apply a Fresh Coat of Paint

Top 5 Dos

Top 5 Don’ts

Spruce Up Your Curb Appeal

Don’t Take it Personally

Clean, Clean, Clean

Don’t Do Major Renovations

Declutter

Don’t Think the House Will Sell Itself

Neutralize

Don’t Run Out and Purchase All

Remove All Big Clunky Furniture

New Furniture Don’t Be Afraid to Ask For Help

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This checklist will help you get your home ready to show.

Exterior

Put Light Bulbs In

Bathroom (continued)

Clean around service areas/trash cans Haul away rubbish Straighten woodpile Repair leaky faucets Clean up pet droppings Paint or varnish doors Polish door hardware Make sure doorbell/knocker works Paint or replace street numbers on house Make sure septic tank is odor free Clean oil stains from driveway/street Patch/reseal driveway if necessary

Porch lights Carport Garage

Clean tile grout Make sure toilet flushes properly – replace mechanism if necessary Clean exhaust fan/heater – replace if broken or noisy

Replace, repair, and/or paint any damages:

Plaster Wood siding Trim Rain gutters Shutters Doors Window frames Glazing Screens Hardware Fences/gates Outdoor lighting Landscaping

Mow/edge lawn regularly Aerate/feed lawn Overseed bare spots in lawn Water lawn regularly Remove/replace dead plants Prune overgrown/diseased/damaged shrubs Prune or remove shrubs/trees blocking view from windows (unless view is undesirable) Stake up any sagging trees/shrubs Keep flower beds free of weeds Trim around base of trees/walls/fences Repair or remove any broken or damaged landscape accessories such as:

Fences Walls gazebos Fountains Trellises Planters Other Replace any broken stepping stones Adjust any sprinkler system; repair any broken/leaky heads Install fences or shrubs to hide any unsightly views

Clean/Wash Siding Windows Screen Outdoor BBQ AC unit Pool/Spa

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Closets Keep closets clean and free of clutter Throw out or pack away non-essentials Adjust/repair sliding doors Lubricate sliding door hardware Paint, if needed

All Rooms, Clean especially around: Doors Windows Light switches Baseboards Chair rails Wash lace curtains and have draperies cleaned if necessary Remove or pull back dark curtains Lubricate window slides (soap for wood silicon or a candle stump for metal) Make sure doors open smoothly Clean ceiling light fixtures Check for cobwebs in all corners Fix any scratches in wooden floors Replace worn/broken flooring Remove or replace worn carpet Use area rugs where needed Empty wastebaskets Make the beds Fluff the pillows

Kitchen Keep dishes and food out of sight Clean appliances Clean range hood, including light bulbs Clean behind appliances Keep floor clean Clean light fixture Make sure all electrical outlets work Eliminate cooking odors Deodorize garbage disposal, dishwasher, and refrigerator Repair faucets Put fresh shelf paper in cabinets Organize cupboards Clean out under sink Replace garbage disposal gasket to reduce noise

Bathroom, Keep them spotlessly clean: Shine mirrors Keep wastebaskets empty and clean Clean out cabinets and remove nonessentials Keep fresh, clean towels on towel racks Clean shower door – if sliding door, keep track well lubricated Remove soap residue, mildew and mold from sink/tub/shower Remove stains from porcelain sink tub toilet Replace torn/moldy shower curtain

Garage/Carport/Shed Install 100-watt light bulb Keep area clean/uncluttered Hang up/put away tools Clear away any cobwebs Remove oil/paint stains from floor Adjust tension rod to eliminate sag from overhead garage door Lubricate/adjust/repair garage door opener Paint if needed

Laundry Area Clean out area behind washer/dryer Eliminate any mildew odors

Basement Eliminate any signs of dampness Check for and eliminate cracks

Heating/Air Conditioning Unit Vacuum Replace filter Clean intake vent Remove any stored items

ake sure the temperature in your home is M comfortable – keep it cooler in the summer and warmer in the winter. If it’s cooler outside and you have a fireplace, a nice fire will make your home seem cozy and inviting.

Provide an exhaustive written list of the features of your home. now the distance to schools and K shopping centers. efer any prospect that calls or comes by to your R broker for pre-screening and pre-qualification as well as for your own safety. ell your real estate agent all about the home-good T and bad. Let the professional decide how to handle negatives and features or highlight the positives.

The life of an escrow.

The Buyer

The Seller

The Escrow Officer

The Lender

Chooses a Real Estate Agent

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.)

All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment/ preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

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The Closing Process We know the home buying process can be confusing. Let’s walk through a brief explanation of what happens after you sign the contract. he signed contract and earnest money are delivered to the settlement agent (note: the title company often acts as T the settlement agent). Now the title order begins and information such as taxes, loan payoffs, lien search, and other information is collected. he title search will determine the legal owner of the property and any outstanding liens and/or assessments.

T This search is critical to making sure the property will transfer legally to the buyer.

Over the next few weeks the following will occur: inspections, repairs (if necessary), payoffs obtained from current lenders, HOA’s, lienholders, ect, and loan document preparation. It is important the buyers and sellers are responsive to requests for paperwork and information.

Once the invoices, payoffs, statements, and loan documents are received, the settlement statement is prepared.

This document includes the closing calculations and is used to inform the buyer and seller of their bottom line figures.

The closing paperwork must then be signed by the buyer and the seller. This will include documents such as the deed, settlement statement, loan documents (if applicable), and others. ll payees, including the seller, payoff lenders, real estate professionals, and others are paid according to the A settlement statement.

The final documents, including the deed and loan instrument, are sent to the county recorder’s office for recordation.

After recording, the deed will be sent to the buyer. The title insurance policy is sent to the buyer and the lender.

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Understanding title insurance.

The title industry and title insurance in brief.

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, homebuyers look primarily to title insurance to provide this protection.

Title insurance companies are regulated by state statute.

They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

What is title insurance?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Why is title insurance needed?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

When is the premium due?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

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How title insurance differs.

Unlike other forms of insurance, title insurance emphasizes loss prevention for the insured.

Title professionals perform labor-intensive work to find and address title issues that could threaten your homeownership. This upfront analysis gives you, as a policy holder, the peace of mind that your title risk has been effectively reduced. In contrast, insurance based on loss assumption (such as auto or property and casualty insurance) requires little upfront work because claims cannot be predicted or prevented, and premium funds are needed only in the event of an accident or other covered issue. These types of insurance also require annual coverage payments, unlike title insurance which is paid for only once upon the purchase of your home or establishment of a new mortgage.

The importance of title protection.

There are many title issues that could cause you to lose your real property or your mortgage investment. Even the most careful search of public records may not disclose the most dangerous threat: hidden risks.

These issues may not be uncovered until years later. Without title insurance from a reputable and financially solvent company, the ownership of your home could be jeopardized.

Here are some examples of title issues that may occur: eeds by persons supposedly single, D but secretly married.

Deeds in lieu of foreclosure given under duress arital rights of spouse purportedly, but not M legally, divorced.

Impersonation of the true owner of the land.

Deeds by minors.

Deeds by persons of unsound mind.

Deeds to or from defunct corporations.

Defective acknowledgments by notaries.

Duress in execution of instruments.

Erroneous reports furnished by tax officials.

Forged deeds, releases, etc.

Mistakes in recording legal documents.

Surviving children omitted from will. dministration of estate of persons absent but A not deceased.

Birth or adoption of children after date of will. laims of creditors against real property sold by heirs C or devisees. eed of community property recited to be D separate property.

Deeds by foreign parties.

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Seller’s Checklist

Prior to Closing: Provide title company with current loan information so a payoff statement can be ordered from your lender. You will need to provide your Social Security Number and you may be required to sign a form authorizing your lender to provide the payoff to First American Title.

Complete a Confidential Information Statement if you have a common surname. Provide documentation of any change in marital status (divorce, marriage, death) during current ownership. If the property is inherited we will need a copy of the probated will.

Have your Power of Attorney approved prior to closing in the event you will not be present to sign documents.

Required at Closing: Driver’s License

Social Security Number

ring extra house keys, garage door openers, warranties or operational manuals for appliances (heating, AC, stove, etc.)

B or let your real estate professional know where in the house they are located.

Avoiding Closing Delays: Lenders and title insurers may require single owners who have married to have their spouse sign paperwork or a deed at closing. Discuss this with your escrow officer early in the transaction. The Confidential Information Statement should be completed and returned promptly. It will help clarify the identity of the actual person or persons named on judgments in the title search.

After Closing: Cancel your homeowner’s insurance if you are moving from the property at closing. If you are remaining at the property after closing, you should notify your agent of this change.

Make sure your lender has your forwarding address. The lender will refund monies left in your escrow/impound account and send final paperwork regarding the paid loan.

Keep your final settlement statement with tax documents. You will need it when filing taxes.

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Moving Address Change Checklist Here’s a list of people, businesses and organizations who will need to know you’ve moved to a new location.

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The Essentials:

Service Providers:

Request a “Change of Address” form at a USPS post office

Cable company

Friends and family

Phone company

Financial Institutions: Banks and credit unions Credit card companies (including department store cards) Lenders (mortgage, home equity, auto, student loan) Insurance companies (health, renters, auto, home, medical, dental, disability, life) Retirement (pension plans, 401K, retirement accounts, Social Security, Veterans Affairs) Investments (investment agencies and brokers)

Utilities: Phone services (cellular, land line) Electric Heating Oils (gas, oil, propane or other fuels) Water (water delivery, water treatment) Sewer Waste Disposal Internet (land line, wi-fi and satellite) Television (cable or satellite TV)

Government Offices: Department of Motor Vehicles IRS Passport Office Veteran Affairs Unemployment Office (if you are currently receiving unemployment benefits)

Jobs:

Housecleaning services Delivery services Accountants Childcare (day-care center, baby sitters) Lawn care service Veterinarian (including pet groomer, pet sitters, and microchip service) Pool services Lawyers

Automobile: Auto insurers (insurance agencies and brokers) Auto lenders (car dealership, bank or loan place) Department of Motor Vehicles (changing your vehicle registration) Membership clubs (AAA or similar) Parking permits Warranty (if a car warranty is still in place) Toll pass (Fast Lane, EZ Pass)

Memberships: House of worship (churches, synagogues, mosques) Health clubs Community groups (PTA, neighborhood associations, civic clubs) Children’s extracurricular activities (dance classes, music lessons, sport clubs) Social clubs, community centers

Subscriptions:

Notify the Human Resources department

Newspapers

Update your personal marketing materials (business cards, websites, resumes)

Magazines (The USPS will only forward magazine subscriptions for two months)

Employment agencies (temp agencies and recruiters)

Movie subscriptions (streaming services or other)

Professional Memberships (licensing and certification ​boards)

Book and music clubs

Past employers (for W-2)

Health:

Mail order houses

Other: Air miles reward program

Physicians (doctors, dentists, optometrists, etc.)

Register to vote!

Pharmacies

Update personal websites

Health insurers (HMOs, DMOs, agencies and brokers)

Children’s schools

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First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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