Issuu

• 3 BED/3 BATH • REMOTE, QUIET, MOUNTAIN LIVING • GLACIER VIEW MEADOWS

115

LIVERMORE, CO

KeyFeatures

PACA VIEW CT

Expert

Taylor Ehrlich

I’m a proud military veteran and Colorado Native. Having lived in Northern Colorado for over 30 years, I am very familiar with various areas, schools, neighborhoods and many great opportunities Northern Colorado has to offer. I take great pride in what I do. Whether you’re buying, selling, flipping, investing, 1031, or just need a market analysis, I’m here to help you achieve your goals.

Please don’t hesitate to contact me today! (970) 412-7896 taylor.ehrlich@remax.net corete7896@gmail.com 4703 -A Boardwalk Dr Fort Collins, CO 80525

taylorehrlich.homesincolorado.com

DISCLAIMER

This Homebook is provided “as is” without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this book. The information contained in the REiSource report is delivered from your First American Title Insurance Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

Subject Property : 115 Paca View Ct Livermore CO 80536 Owner Information Owner Name : Naftzger Robert F / Naftzger Verna L Mailing Address : 115 Paca View Ct, Livermore CO 80536-9306 H083 Vesting Codes : Husband/wife / / Owner Occupied O Indicator : Location Information Legal Description : Lot 24 Glacier View Meadows 9th County : Larimer, Co Census Tract / Block : 24.04 / 1 Township-Range- Sect : 09-71-19 Legal Lot : 24 APN : R0753696

Subdivision : Glacier View Meadows Map Reference : 19193 / 9-71-19-SW School District : Poudre R-1 Munic/Township : Outside City Limits Neighbor Code : 42915

Alternate APN : 19193-05-024 Last Market Sale Information Recording/Sale Date : 11/15/1999 / 11/12/1999

1st Mtg Amount/Type : $46,000 / Cnv

Sale Price : $76,000

1st Mtg Int. Rate/Type : / Fixed Rate Loan

Sale Type : Full

1st Mtg Document # : 97732

Document # : 97731 Deed Type : Warranty Deed

1st Mtg Term : 7 Price Per SqFt : $31.15

Lender : Cherry Creek Nat'l Bk Seller Name : Pansing Barbette D Prior Sale Information Prior Rec/Sale Date : 07/01/1994 Prior Sale Price : $14,900

Prior Doc Number : 56292 Prior Deed Type : Warranty Deed

Property Characteristics Gross Area : 2,440 Living Area : 2,440 Tot Adj Area : 2,440 Above Grade : 2440 Total Rooms : 5 Bedrooms : 3 Bath(F/H) : 3 Fireplace : Y / 1

Year Built / Eff : 1996 / 1996 # of Stories : 2

Exterior wall : Frame Interior Wall : Drywall

Parking Type : Detached Garage

Porch Type : Open Slab

Garage Area : 720

Patio Type : Balcony

Foundation : Concrete Roof Material : Metal Heat Type : Forced Air Cooling Type : Forced Air

Quality : Average Condition : Average Bath Fixtures : 8 Equipment : Cook Top, Fanceiling, Hot Tub, Ah7

Property Information Land Use : Sfr County Use : Resid-improved Zoning : FA1

Res/Comm Units : 1 Lot Acres : 3.59

Water Type : Well Sewer Type : Septic Tank

Lot Size : 156,380

Tax Information Total Value : $570,500

Tax Year : 2025

Current Assessed 2026 Year :

Land Value : $78,000

Property Tax : $3,002.19

Current Year Total $38,794 Value :

Improvement $492,500 Value : Assessed Year : 2025

Tax Rate Area : 1920

Market Value : $570,500

Current Year $33,490 Improvement Value : Current Year Land $5,304 Value :

Improve % : 86%

Subject Property : 115 Paca View Ct Livermore CO 80536

Sales History Rec. Date :

11/15/1999

Sale Date :

11/12/1999

Sale Price :

$76,000

Rec.Doc.No :

97731

Doc. Type : Sale Price Type :

WARRANTY DEED FULL

Buyer :

Naftzger Robert F & Verna L

Seller :

Pansing Barbette D

Title Company : Other Doc No :

Mortgage History 1st Mortgage Details Mtg. Date :

02/07/2011

09/27/2007

Mtg. Amt :

$472,500

$356,250

9001

9000

74025

74024

Doc. Type :

EQUITY OR CREDIT LINE

Loan Type :

FHA

FIXED RATE LOAN

ADJUSTABLE INT RATE LOAN

81 Years

85 Years

5.15

Mtg. Doc. No :

Mtg. Rate Type : Mtg. Term : Mtg. Rate :

Hud-housing/ urban Dev

First Nat'l Bk

Hud-housing/ urban Dev

First Nat'l Bk/co

Borrower 1 :

Naftzger Robert F

Borrower 2 :

Naftzger Verna L

Lender :

Borrower 3 : Borrower 4 : -------------------------------------------------------------------------------------------------------------------------------------------Mtg. Date :

10/25/2004

12/19/2003

12/16/2002

10/30/2001

Mtg. Amt :

$40,000

$16,000

$168,000

$147,550

Mtg. Doc. No :

103158

159440

135863

97414

Doc. Type :

EQUITY OR CREDIT LINE

DEED OF TRUST

Loan Type :

CONVENTIONAL

FIXED RATE LOAN

30 Years

5 Years

30 Years

Citibank Fsb

First Nat'l Bk

First Nat'l Bk/co

Borrower 1 :

Naftzger Robert F

Borrower 2 :

Naftzger Verna L

Mtg. Rate Type : Mtg. Term : Mtg. Rate : Lender :

Borrower 3 : Borrower 4 : --------------------------------------------------------------------------------------------------------------------------------------------

No local schools data for selected property.

Local Business Attractions / Recreation Name

Gordon Creek Rv Park Llc

Address

98 Eiger Rd Livermore Co

Telephone

(970) 219-1206

Distance (Miles)

0.53

Eating / Drinking Name

Address

Telephone

Distance (Miles)

Rigby's Roadhouse, Llc

98 Eiger Rd Livermore Co

(303) 349-9392

0.53

Cafe Athens

1601 Eiger Rd Livermore Co

(970) 232-9084

0.54

795 EIGER RD

Distance 0.06 Miles

Owner Name : Overall Heidi Marie Sale Date : 05/25/2018 Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Recording Date : 05/31/2018 Sale Price : $41,000 Property Tax : $2,004.27 Lot Acres : 3.61 APN : R0753637

671 EIGER RD

Distance 0.06 Miles

Owner Name : Chapman Jason Sale Date : 03/15/2022 Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Recording Date : 03/16/2022 Sale Price : $110,000 Property Tax : $2,004.27 Lot Acres : 3.30 APN : R0753602

136 MOUNT WRANGELL CT Owner Name : Johnson Ruth Taitingfong Total Value : $480,200

Distance 0.07 Miles Recording Date : 04/01/1996 Sale Price : $139,500

Bed / Bath : 3 / 2

Property Tax : $3,064.06

Land Use : Sfr

Lot Acres : 3.27

Stories : 1.5

Living Area : 1,280

Yr Blt / Eff Yr Blt : 1982 / 1982

APN : R0753661

Subdivision : Glacier View Meadows 168 PACA VIEW CT Owner Name : Ledbetter Cornelius Denise Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Distance 0.07 Miles Sale Price : $30,000 Property Tax : $2,004.27 Lot Acres : 5.02 APN : R0753629

Recording Date : 11/01/1998 92 MOUNT WRANGELL CT

Distance 0.11 Miles

Owner Name : Soucek Larry

Recording Date : 09/21/2009

Sale Date : 09/18/2009

Sale Price : $27,000

Total Value : $78,000 Land Use : Vacant Land (nec) Subdivision : Glacier View Meadows

195 MONTCALM DR

Distance 0.12 Miles

Owner Name : Discepolo Alexa L Sale Date : 10/12/2021 Total Value : $331,200

Subdivision : Glacier View Meadows Sub Ninth Fil Amd Lts 20 & 21 Recording Date : 10/13/2021 Sale Price : $227,500

Bed / Bath : 2 / 1

Property Tax : $2,113.36

Land Use : Sfr

Lot Acres : 6.02

Stories : 1

Living Area : 970

Yr Blt / Eff Yr Blt : 1981 / 1981

APN : R1614114

857 EIGER RD

Distance 0.12 Miles

Owner Name : Lane Kim Marie

Recording Date : 08/06/1999

Sale Date : 08/05/1999

Sale Price : $17,000

Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Property Tax : $2,004.27 Lot Acres : 2.77 APN : R0753645

133 MOUNT WRANGELL CT

Distance 0.13 Miles

Owner Name : Dixon Donald W

Recording Date : 04/17/2025

Sale Date : 04/16/2025

Sale Price : $83,500

Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Property Tax : $2,004.27 Lot Acres : 3.05 APN : R0753653

609 EIGER RD

Distance 0.14 Miles

Owner Name : Burkhart Calvin K

Recording Date : 11/17/2016

Sale Date : 11/16/2016

Sale Price : $18,000

Total Value : $78,000 Land Use : Residential Acreage Subdivision : Glacier View Meadows

Property Tax : $2,004.27 Lot Acres : 2.79 APN : R0753416

46 MOUNT WRANGELL CT

Distance 0.16 Miles

Owner Name : Soucek Larry

Recording Date : 01/01/1994

Total Value : $523,000

Sale Price : $6,500

Bed / Bath : 3 / 3

Property Tax : $2,699.13

Land Use : Sfr

Lot Acres : 3.01

Stories : 1

Living Area : 1,324

Yr Blt / Eff Yr Blt : 1995 / 1995

APN : R0753688

Subdivision : Glacier View Meadows

Census Tract / block: 24.04 / 1

Year: 2020

Household Population

Population by Age

Count:

1,681

0 - 11

Estimate Current Year:

1,681

12 - 17

Estimate in 5 Years:

1,681

18 - 24

1.73%

Growth Last 5 Years:

25 - 64

44.44%

Growth Last 10 Years:

65 - 74

25.46%

75+ Household Size

Household Income

Current Year:

648

0 - $25,000

2.78%

Average Current Year:

2.54

$25,000 - $35,000

8.49%

Estimate in 5 Years:

648

$35,000 - $50,000

5.25%

Growth Last 5 Years:

$50,000 - $75,000

14.35%

Growth Last 10 Years:

$75,000 - $100,000

6.33%

Above $100,000

62.81%

Male Population:

47.53%

Female Population:

52.47%

Married People:

73.59%

Unmarried People:

26.41%

Average Household Income:

$131,250

Housing Median Mortgage Payments

Home Values

Under $300:

7.12%

Below $100,000:

7.75%

$300 - $799:

20.57%

$100,000 - $150,000:

$800 - $1,999:

22.94%

$150,000 - $200,000:

Over $2,000:

49.37%

$200,000 - $300,000:

3.01%

Median Home Value:

$580,200

$300,000 - $500,000:

23.26%

Unit Occupied Owner:

97.53%

Above $500,000:

65.98%

Median Mortgage:

$1,782

Rent Payments

Unit Occupied Renter:

Year Built

2.47%

Median Gross Rent:

1999 - 2000 1995 - 1998

Less Than $499

1990 - 1994

$500 - $749

1980 - 1989

13.98%

$750 - $999

1970 - 1979

26.38%

$1000 and Over

100%

1900 - 1969

3.27%

Public Pre-Primary School:

0.48%

Not Enrolled in School:

87.58%

Private Pre-Primary School:

Not A High School Graduate:

5.72%

Public School:

8.16%

Graduate Of High School:

20.19%

Private School:

4.26%

Attended Some College:

20.27%

Public College:

College Graduate:

36.96%

Private College:

Graduate Degree:

16.85%

41.34%

Private Worker:

60.43%

Government Worker:

26.04%

Self Employed Worker:

4.55%

Unpaid Family Worker:

2.53%

Education Enrollment

Workforce Occupation:

Manager/Prof: Technical: Sales:

21.24%

Administrative: Private House Hold: Service:

Farming: 15.04%

Protective Services:

11.88%

Skilled: Blue-Collar:

22.38%

Commute Time

Less Than 15 Min:

7.26%

15 min - 28 min:

10.41%

30 min - 57 min:

29.3%

Over 60 min:

53.03%

NORTHERN COLORADO Larimer & Weld Counties

SCHOOL DISTRICT: POUDRE R-1

SCHOOL INFORMATION

SCHOOLS: LIVERMORE ELEMENTARY CACHE LA POUDRE MIDDLE POUDRE HIGH

NORTHERN COLORADO

SCHOOL INFORMATION

Larimer & Weld Counties

NORTHERN COLORADO Larimer & Weld Counties

NORTH CENTRAL REGION SCHOOL DISTRICTS: AULT HIGHLAND RE-9 Ault www.weldre9.org

BRIGGSDALE RE-10 Briggsdale www.briggsdaleschool.org

BRUSH RE-2(J)

Brush www.brushschools.org

EATON RE-2

SCHOOL INFORMATION

Eaton www.eaton.k12.co.us

ST. VRAIN RE-1J Longmont www.svvsd.org

THOMPSON R-2J Loveland tsd.org

WELD COUNTY RE-1 Gilcrest www.wcsdre1.org

WELD COUNTY RE-5J (JOHNSTOWN-MILLIKEN) Milliken weldre5j.org

WELD COUNTY RE-8 Fort Lupton www.weld8.org

FORT MORGAN RE-3

WELD COUNTY SCHOOL DISTRICT RE-3J

Fort Morgan www.morgan.k12.co.us

Keenesburg www.re3j.com

GREELEY 6

WELDON VALLEY RE-20(J)

Greeley www.greeleyschools.org

Weldona www.weldonvalley.org

ESTES PARK RE-3

WIGGINS RE-50(J)

Estes Park www.estesschools.org

Wiggins www.wiggins50.k12.co.us

PAWNEE RE-12

WELD RE-4 SCHOOL DISTRICT

Grover www.pawneeschool.org

PLATTE VALLEY RE-7

Windsor www.weldre4.org

Kersey www.plattevalley.k12.co.us

POUDRE R-1

Fort Collins www.psdschools.org

PRAIRIE RE-11

New Raymer www.prairieschool.org

2026

2025 Final District Performance Framework 1550: Poudre R-1

Grade Levels: EMH - (1 Year)

Accreditation Rating

Oﬃcial Rating based on SINGLE-YEAR DPF Report

67.4/100

Accredited

Points Earned Distinction

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators. The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above. The cut points for final ratings established by the State Board of Education are shown at the right of this page. Failure to meet finance, assessment, and safety assurances may result in a lowered rating. Refer to the scoring guide near the end of this report for more details on how ratings are determined.

Indicator Rating Totals Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Rating

Academic Achievement

72.7%

21.8/30

Meets

Academic Growth

66.1%

26.4/40

Meets

Postsecondary & Workforce Readiness

63.9%

19.2/30

Meets

Assurances

67.4%

Accredited Improvement Priority Imp. Turnaround

Accreditation categories are based on the total percentage of points earned.

Accredited with Distinction: 74.0% - 100% Accredited: 56.0% - 73.9%

Rating Participation

Meets 95% Participation

Finance

Meets Requirements

Safety

Meets Requirements

Test Participation Rates and Total Participation Rate Descriptor*

Accredited with Improvement Plan: 44.0% - 55.9% Accredited with Priority Improvement Plan: 34.0% - 43.9%

Subject

Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

20,101

17,057

84.9%

2,758

98.6%

Meets 95% Participation

Math

20,101

17,135

85.2%

2,696

98.4%

Meets 95% Participation

Accredited with Turnaround Plan: 0.0% - 33.9%

Does Not Meet 95% Total Participation

Insuﬃcient State Data: No reportable achievement and growth data.

Total Participation Rate Descriptor for Planning Purposes:

Summary of Ratings by EMH Level EMH Level

Percent of

Points Earned/

Points Earned

Eligible

Rating

71.5%

28.6/40

Meets

Academic Growth

68.8%

41.3/60

Meets

Academic Achievement

70.1%

28.0/40

Meets

Academic Growth

58.9%

35.3/60

Approaching

Academic Achievement

76.4%

22.9/30

Meets

Academic Growth

70.5%

28.2/40

Meets

Postsecondary & Workforce Readiness

63.9%

19.2/30

Meets

Performance Indicator

Elementary Academic Achievement Middle High

Points by Level

Overall Rating by Level

69.9%

Accredited

63.3%

Accredited

70.3%

Accredited

(-) No Reportable Data *State accountability policy requires 95% student participation in state assessments. Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level. Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations. The descriptor does not impact framework calculations. First-year in the U.S. Multilingual Learners eligible to take the ELP assessment count as participants for ELA.

2025 Final District Performance Framework 1550: Poudre R-1

Elementary School - (1 Year)

ACADEMIC ACHIEVEMENT Subject CMAS - English Language Arts

CMAS - Math

CMAS - Science

Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

All Students

5,976

94.2%

756.2

8.00/8

Previously Identiﬁed for READ Plan Free/Reduced-Price Lunch Eligible

860 1,948

88.4% 91.1%

712.8 732.4

0.00/0 0.50/1

Minority Students

1,762

92.4%

740.7

0.75/1

Approaching Meets

Multilingual Learners

571

92.4%

721.3

0.25/1

Does Not Meet

Students with Disabilities

619

79.3%

706.1

0.25/1

Does Not Meet

All Students

6,000

94.4%

751.2

6.00/8

Meets

Free/Reduced-Price Lunch Eligible Minority Students

1,960 1,780

91.4% 93.0%

730.1 737.6

39 57

0.50/1 0.75/1

Approaching

Multilingual Learners

593

94.5%

726.0

0.50/1

Meets Approaching

Students with Disabilities

623

79.6%

712.7

0.25/1

Does Not Meet

All Students

2,048

93.6%

750.9

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

655

90.2%

731.8

0.50/1

Approaching

Minority Students Multilingual Learners

557 170

92.6% 93.7%

740.1 722.6

57 22

0.75/1 0.50/1

Students with Disabilities

211

78.7%

712.2

0.25/1

Approaching Does Not Meet

25.75/36

Meets

TOTAL

Rating Exceeds -

Meets

ACADEMIC GROWTH Subject

Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

3,690

54.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

1,162

44.0

0.50/1

Approaching

Minority Students

1,025

49.0

0.50/1

Approaching

Multilingual Learners

295

41.0

0.50/1

Approaching

Students with Disabilities

344

38.0

0.50/1

Approaching

All Students

3,729

53.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

1,198

50.0

0.75/1

Meets

Minority Students

1,066

52.0

0.75/1

Meets

Multilingual Learners

339

51.0

0.75/1

Meets

Students with Disabilities

339

42.0

0.50/1

Approaching

English Language English Language Proficiency Proficiency On Track to EL Proficiency

642

54.0

1.50/2

Meets

643

60.7%

1.00/2

Approaching

TOTAL

19.25/28

Meets

CMAS - Math

This page displays the performance indicator data for the elementary school level. For the 1-year report, calculations are based on 2025 state assessment results. Multi-year reports include 2023 through 2025 results. Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants. Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups. For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document. Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

2025 Final District Performance Framework 1550: Poudre R-1

Middle School - (1 Year)

ACADEMIC ACHIEVEMENT Subject

Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

CMAS - English Language Arts

All Students

5,336

80.4%

755.9

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

1,486

68.5%

732.3

0.50/1

Approaching

Minority Students

1,393

74.2%

741.6

0.75/1

Meets

Multilingual Learners

361

72.2%

715.6

0.25/1

Does Not Meet

Students with Disabilities

447

64.7%

707.5

0.25/1

Does Not Meet

All Students

5,390

81.3%

748.7

8.00/8

Exceeds

Free/Reduced-Price Lunch Eligible

1,517

70.2%

725.2

0.50/1

Approaching

Minority Students

1,425

76.1%

735.6

0.75/1

Meets

Multilingual Learners

383

77.4%

714.0

0.25/1

Does Not Meet

Students with Disabilities

454

65.9%

703.7

0.25/1

Does Not Meet

All Students

1,576

70.6%

746.3

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

384

56.0%

724.7

0.50/1

Approaching

Minority Students

399

63.3%

735.0

0.75/1

Meets

Multilingual Learners

60.7%

704.3

0.25/1

Does Not Meet

Students with Disabilities

108

52.1%

702.8

0.25/1

Does Not Meet

25.25/36

Meets

CMAS - Math

CMAS - Science

TOTAL

Rating

ACADEMIC GROWTH Subject

Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

4,906

45.0

4.00/8

Approaching

Free/Reduced-Price Lunch Eligible

1,309

41.0

0.50/1

Approaching

Minority Students

1,250

42.0

0.50/1

Approaching

Multilingual Learners

311

43.0

0.50/1

Approaching

Students with Disabilities

362

41.0

0.50/1

Approaching

All Students

4,943

50.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

1,337

45.0

0.50/1

Approaching

Minority Students

1,272

46.0

0.50/1

Approaching

Multilingual Learners

335

43.0

0.50/1

Approaching

Students with Disabilities

371

43.0

0.50/1

Approaching

English Language English Language Proficiency Proficiency On Track to EL Proficiency

240

52.5

1.50/2

Meets

241

20.3%

1.00/2

Approaching

TOTAL

16.50/28

Approaching

CMAS - Math

This page displays the performance indicator data for the middle school level. For the 1-year report, calculations are based on 2025 state assessment results. Multi-year reports include 2023 through 2025 results. Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants. Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups. For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document. Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

2025 Final District Performance Framework 1550: Poudre R-1

High School - (1 Year)

ACADEMIC ACHIEVEMENT Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

Rating

CO PSAT - Reading All Students & Writing Free/Reduced-Price Lunch Eligible

3,579

78.4%

510.3

8.00/8

Exceeds

878

57.3%

454.1

0.50/1

Approaching

Minority Students

827

63.9%

475.5

0.75/1

Meets

Multilingual Learners

100

46.7%

350.2

0.25/1

Does Not Meet

Students with Disabilities

177

45.0%

377.5

0.25/1

Does Not Meet

All Students

3,586

78.4%

483.7

8.00/8

Exceeds

Free/Reduced-Price Lunch Eligible

882

57.3%

428.5

0.50/1

Approaching

Minority Students

832

63.9%

455.9

0.75/1

Meets

Multilingual Learners

107

46.7%

360.7

0.25/1

Does Not Meet

Students with Disabilities

177

45.0%

347.0

0.25/1

Does Not Meet

All Students

491

22.1%

744.3

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

122

18.3%

726.0

0.50/1

Approaching

Minority Students

126

20.6%

734.0

0.50/1

Approaching

Multilingual Learners

n < 16

0.00/0

22.8%

705.2

0.25/1

Does Not Meet

26.75/35

Meets

Subject

CO PSAT - Math

CMAS - Science

Students with Disabilities TOTAL

ACADEMIC GROWTH Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CO PSAT/SAT All Students Reading & Writing Free/Reduced-Price Lunch Eligible

3,289

54.0

6.00/8

Meets

700

50.0

0.75/1

Meets

Minority Students

710

54.0

0.75/1

Meets

Multilingual Learners

36.5

0.50/1

Approaching

Students with Disabilities

118

44.5

0.50/1

Approaching

All Students

4,593

52.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

997

48.0

0.50/1

Approaching

Minority Students

1,009

54.0

0.75/1

Meets

Multilingual Learners

46.5

0.50/1

Approaching

Students with Disabilities

177

36.0

0.50/1

Approaching

English Language English Language Proficiency Proficiency On Track to EL Proficiency

204

61.5

1.50/2

Meets

206

29.1%

1.50/2

Meets

TOTAL

19.75/28

Meets

Subject

CO PSAT/SAT Math

This page displays the performance indicator data for the high school level. For the 1-year report, calculations are based on 2025 state assessment results. Multi-year reports include 2023 through 2025 results. PSAT/SAT cut scores for the multi-year reports were renormed based on 2025 results. Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants. . Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups. For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document. Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

2025 Final District Performance Framework 1550: Poudre R-1

High School - (1 Year)

POSTSECONDARY AND WORKFORCE READINESS Subject Student Group CO SAT - Reading All Students & Writing Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities CO SAT - Math All Students

Count 1,911 481 473 36 80 1,915

Best Rate * * * * * *

Rate/Score 552.5 498.1 514.8 381.1 419.2 521.6

Participation Rate 84.6% 69.2% 75.2% 53.9% 50.0% 84.6%

Pts Earned/ Eligible 3.00/4 0.75/1 0.75/1 0.25/1 0.25/1 3.00/4

Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities All Students Free/Reduced-Price Lunch Eligible

485 477 40 80 15,344 4,992

* * * * * *

462.4 487.0 389.3 380.0 1.1% 2.5%

69.2% 75.2% 53.9% 50.0% * *

0.50/1 0.75/1 0.25/1 0.25/1 6.00/8 1.00/2

Minority Students Multilingual Learners Students with Disabilities All Students 2 Year 4 Year CTE

4,529 643 1,395 2,430 * * *

* * * * * * *

2.1% 3.3% 1.6% 61.6% 9.0% 38.9% 9.0%

* * * * * * *

1.00/2 1.00/2 1.50/2 3.00/4 0.00/0 0.00/0 0.00/0

Approaching Approaching Meets Meets -

1.2%

0.00/0

* 2,334 725 648 101 192 *

* 6yr 5yr 6yr 4yr 6yr *

10.9% 89.5% 75.6% 83.6% 78.2% 76.0% *

* * * * * * *

0.00/0 6.00/8 1.00/2 1.00/2 1.00/2 1.00/2 33.25/52

Meets Approaching Approaching Approaching Approaching Meets

Dropout Rate

Matriculation Rate

Military Postsecondary Program Graduation Rate All Students Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities TOTAL

Rating Meets Meets Meets Does Not Meet Does Not Meet Meets Approaching Meets Does Not Meet Does Not Meet Meets Approaching

REFERENCE TABLE: DISAGGREGATED GRADUATION RATES Student Group

4-Year Rate

5-Year Rate

6-Year Rate

7-Year Rate

Best Rate

All Students

87.3%

89.2%

89.5%

87.2%

6yr

Free/Reduced-Price Lunch Eligible

74.7%

75.6%

75.5%

72.9%

5yr

Minority Students

80.3%

81.7%

83.6%

81.2%

6yr

Multilingual Learners

78.2%

76.6%

73.7%

71.8%

4yr

Students with Disabilities

64.4%

72.4%

76.0%

75.1%

6yr

CO SAT: represent outcomes for designated subjects and student groups; participation rates count parent excusals as non-participants. For the 1-year report, calculations are based on 2025 state assessment results. Multi-year reports include 2023-2025 results. Cut-scores for the multi-year reports were re-normed based on 2025 results. Dropout Rates: represent percentages of students enrolled in grades 7-12 for districts and 9-12 for schools at any time during the year who left and did not subsequently enroll in another Colorado school. 1-Year calculations are based on the 2024 End of Year (EOY) data submission. Multi-year reports include 2022 through 2024 records. Matriculation Rates: represent percentages of high school graduates with a qualifying credential, enrollment, or enlistment status in a Career & Technical Education (CTE) program, a 2- or 4-year institute of higher education, a branch of the military, or a postsecondary program. Beginning in 2024, high school graduates who were enrolled in ASCENT, P-TECH, or TREP programs (i.e., Postsecondary Program) during their 5th year of high school count as successes. 1-Year calculations are based on the 2024 graduation cohort. Multi-year reports include 2022 through 2024 records. Graduation Rates: represent percentages of students graduating high school within designated timeframes. Ratings are based on the best of the 4-, 5-, 6-, and 7-year graduation rates. AYGs designate Anticipated Years of Graduation, which are defined as four years after the year that students initially enroll in 9th grade. Calculations for 1-Year and Multi-Year reports are based on data for students with AYGs between 2021 and 2024. For additional information about ratings, refer to the scoring guide on the last page of this report. Multilingual Learners describes students that are Non-English Proficient (NEP), Limited English Proficient (LEP), and Fluent English Proficient (FEP) - Monitor Year 1, Monitor Year 2, Exited Year 1, & Exited Year 2. (*) Not Applicable; (-) No Reportable Data

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds • at or above the 85th percentile Meets • at or above the 50th percentile but below the 85th percentile Approaching • at or above the 15th percentile but below the 50th percentile Does Not Meet • below the 15th percentile Students Previously Identified for a READ Plan (bonus point) • CMAS ELA Mean scale score at or above 725 (Approaching Expectations cut-score) Median Growth Percentile was:

• at or above 65 Academic Growth • at or above 50 but below 65 • at or above 35 but below 50 • below 35 Mean CO SAT Reading and Writing (EBRW) scale score was**: 1-Year 3-Year • at or above 553.1 553.6 • below previous cut but at or above 494.6 496.4 • below previous cut but at or above 448.1 455.8 • below 448.1 455.8 Mean CO SAT Math scale score was**: 1-Year 3-Year • at or above 527.0 523.3 • below previous cut but at or above 465.8 466.0 • below previous cut but at or above 423.3 426.4 • below 423.3 426.4 Dropout Rate: The district or school dropout rate was (of all schools in 2017): Postsecondary and • at or below 0.5% Workforce Readiness • at or below 2.0% but above 0.5% • at or below 5.0% but above 2.0% • above 5.0% Matriculation Rate (of all schools in 2018): • at or above the 75.8% • at or above 61.1% but below 75.8% • at or above 46.8% but below 61.1% • below 46.8% Graduation Rate and Disaggregated Graduation Rate (Best of 4-, 5-, 6-, or 7-year): • at or above 95.0% • at or above 85.0% but below 95.0% • at or above 75.0% but below 85.0% • below 75.0%

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

The Academic Achievement Indicator reflects achievement as measured by the mean scale score on Colorado's standardized assessments. The presented targets for the Achievement Indicators have been established utilizing baseline year data.* English Language Arts & Mathematics Science Reading & Writing for CO PSAT CO PSAT CO PSAT CO PSAT CO PSAT Elementary Middle Elementary Middle Elem Middle High 1-Year 3-Year 1-Year 3-Year Percentile 15th percentile 722.3 724.1 415.1 416.8 719.1 716.5 387.4 393.4 717.9 714.2 721.4 50th percentile 739.5 740.1 458.9 456.7 734.3 731.2 430.2 431.4 736.9 732.8 734.6 85th percentile 755.9 757.3 505.0 508.0 751.9 746.2 480.4 480.5 753.2 749.3 746.4

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Point: The district or school earned...of points eligible Exceeds • at or above 87.5% Meets • at or above 62.5% but below 87.5% Approaching • at or above 37.5% but below 62.5% Does Not Meet • below 37.5%

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

Accreditation Category/Plan Type Accredited w/Distinction (District only) Accredited (District) or Performance Plan (School) Accredited w/Improvement Plan (District) or Improvement Plan (School) Accredited w/Priority Improvement Plan (District) or Priority Improvement (School) Accredited w/Turnaround Plan(District) or Turnaround Plan (School)

* School data used as baseline: 2016 for CMAS & CoAlt ELA & Math (g3-8). 2024 for 1yr and 2025 for 3yr CO PSAT & CoAlt EBRW/ELA & Math (g9-10). 2024 for CMAS and CoAlt Science (g5, 8, 11). 2024 for ELP On Track to Proficiency Growth as planned prior to the COVID-19 pandemic. ** 2024 school data used as baseline for 1 yr CO SAT & CoAlt EBRW/ELA & Math (g11) and 2025 data for 3yr.

July 22, 2025

2025 Final School Performance Framework 1190: Cache La Poudre Middle School | 1550: Poudre R-1 Plan Type

Grade Levels: M - (1 Year)

Oﬃcial Rating based on SINGLE-YEAR SPF Report

69.7/100

Performance Plan

Points Earned 69.7%

Indicator Rating Totals Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Academic Achievement

82.3%

32.9/40

Meets

Academic Growth

61.3%

36.8/60

Approaching

Rating

Performance Improvement Priority Imp. Turnaround

School plan types are based on the total percentage of points earned.

Performance Plan: 53.0% - 100%

Assurances Rating Participation

Improvement Plan: 42.0% - 52.9%

Meets 95% Participation

Priority Improvement Plan: 34.0% - 41.9%

Test Participation Rates and Total Participation Rate Descriptor* Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

281

253

90.0%

100.0%

Meets 95% Participation

Math

281

253

90.0%

99.6%

Meets 95% Participation

Subject

Does Not Meet 95% Total Participation

Total Participation Rate Descriptor for Planning Purposes:

Turnaround Plan: 0.0% - 33.9%

Insuﬃcient State Data: No reportable achievement and growth data.

Summary of Ratings by EMH Level Percent of

Points Earned/

EMH Level

Performance Indicator

Points Earned

Eligible

Rating

Middle

Academic Achievement

82.3%

32.9/40

Meets

Academic Growth

61.3%

36.8/60

Approaching

Points by Level

Overall Rating by Level

69.7%

Performance

2025 Final School Performance Framework 1190: Cache La Poudre Middle School | 1550: Poudre R-1

Middle School - (1 Year)

ACADEMIC ACHIEVEMENT Subject

Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

CMAS - English Language Arts

All Students

243

90.0%

755.5

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

79.6%

735.0

0.50/1

Approaching Meets

Minority Students

78.0%

743.3

0.75/1

n < 16

0.00/0

Students with Disabilities

63.3%

710.4

0.25/1

Does Not Meet

All Students

242

90.0%

750.3

8.00/8

Exceeds

Free/Reduced-Price Lunch Eligible

79.6%

729.5

0.50/1

Approaching

Minority Students

80.0%

729.7

0.50/1

Approaching

Multilingual Learners CMAS - Math

Multilingual Learners CMAS - Science

Rating

n < 16

0.00/0

Students with Disabilities

66.7%

710.5

0.25/1

Does Not Meet

All Students

90.7%

752.0

8.00/8

Exceeds

Free/Reduced-Price Lunch Eligible

88.0%

738.3

0.75/1

Meets

Minority Students

n < 16

0.00/0

Multilingual Learners

n < 16

0.00/0

Students with Disabilities

n < 16

0.00/0

25.50/31

Meets

TOTAL

ACADEMIC GROWTH Subject

Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CMAS - English Language Arts

All Students

236

49.5

4.00/8

Approaching

Free/Reduced-Price Lunch Eligible

44.0

0.50/1

Approaching

Minority Students

45.0

0.50/1

Approaching

Multilingual Learners

n < 20

0.00/0

Students with Disabilities

n < 20

0.00/0

All Students

231

59.0

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

58.0

0.75/1

Meets

CMAS - Math

46.0

0.50/1

Approaching

Multilingual Learners

n < 20

0.00/0

Students with Disabilities

n < 20

0.00/0

n < 20

0.00/0

n < 20

0.00/0

12.25/20

Approaching

Minority Students

English Language English Language Proficiency Proficiency On Track to EL Proficiency TOTAL

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

July 22, 2025

2025 Final School Performance Framework 7124: Poudre High School | 1550: Poudre R-1

Grade Levels: H - (1 Year)

Plan Type

Oﬃcial Rating based on SINGLE-YEAR SPF Report

63.2/100

Performance Plan

Points Earned -

Indicator Rating Totals

63.2% Performance Improvement Priority Imp. Turnaround

School plan types are based on the total percentage of points earned.

Performance Indicator

Percent of Points Earned

Points Earned/ Eligible

Rating

Academic Achievement

64.7%

19.4/30

Meets

Academic Growth

62.5%

25.0/40

Meets

Postsecondary & Workforce Readiness

62.5%

18.8/30

Meets

Performance Plan: 53.0% - 100%

Rating

Improvement Plan: 42.0% - 52.9%

Assurances

Participation

Meets 95% Participation

Priority Improvement Plan: 34.0% - 41.9%

Test Participation Rates and Total Participation Rate Descriptor* Total Records

Valid Scores

Total Participation Rate

Parent Excusals

Accountability Participation Rate

Rating

English Language Arts

960

670

69.8%

268

96.8%

Meets 95% Participation

Math

960

670

69.8%

268

96.8%

Meets 95% Participation

Subject

Does Not Meet 95% Total Participation

Total Participation Rate Descriptor for Planning Purposes:

Turnaround Plan: 0.0% - 33.9%

Insuﬃcient State Data: No reportable achievement and growth data.

Summary of Ratings by EMH Level Percent of

Points Earned/

EMH Level

Performance Indicator

Points Earned

Eligible

Rating

High

Academic Achievement

64.7%

19.4/30

Meets

Academic Growth

62.5%

25.0/40

Meets

Postsecondary & Workforce Readiness

62.5%

18.8/30

Meets

Points by Level

Overall Rating by Level

63.2%

Performance

2025 Final School Performance Framework 7124: Poudre High School | 1550: Poudre R-1

High School - (1 Year)

ACADEMIC ACHIEVEMENT Student Group

Count

Participation Rate

Mean Scale Score

Percentile Rank

Pts Earned/ Eligible

CO PSAT - Reading All Students & Writing Free/Reduced-Price Lunch Eligible

429

67.5%

494.9

6.00/8

Meets

152

48.6%

447.8

0.50/1

Approaching

Minority Students

108

45.9%

431.0

0.50/1

Approaching

Multilingual Learners

37.5%

299.4

0.25/1

Does Not Meet

Students with Disabilities

28.6%

340.4

0.25/1

Does Not Meet

All Students

429

67.5%

469.4

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

152

48.6%

423.8

0.50/1

Approaching

Minority Students

108

45.9%

411.2

0.50/1

Approaching

Multilingual Learners

37.5%

326.4

0.25/1

Does Not Meet

Students with Disabilities

28.6%

277.1

0.25/1

Does Not Meet

All Students

14.1%

740.1

6.00/8

Meets

Free/Reduced-Price Lunch Eligible

14.3%

733.6

0.50/1

Approaching

Subject

CO PSAT - Math

CMAS - Science

Minority Students

Rating

14.7%

731.4

0.50/1

Approaching

Multilingual Learners

n < 16

0.00/0

Students with Disabilities

n < 16

0.00/0

22.00/34

Meets

TOTAL

ACADEMIC GROWTH Student Group

Count

Median Growth Percentile/Rate

Pts Earned/ Eligible

Rating

CO PSAT/SAT All Students Reading & Writing Free/Reduced-Price Lunch Eligible

349

56.0

6.00/8

Meets

50.5

0.75/1

Meets

57.0

0.75/1

Meets

Multilingual Learners

n < 20

0.00/0

Students with Disabilities

n < 20

0.00/0

All Students

500

48.0

4.00/8

Approaching

Free/Reduced-Price Lunch Eligible

153

46.0

0.50/1

Approaching

Minority Students

111

48.0

0.50/1

Approaching

Multilingual Learners

n < 20

0.00/0

Students with Disabilities

n < 20

0.00/0

English Language English Language Proficiency Proficiency On Track to EL Proficiency

58.0

1.50/2

Meets

22.4%

1.00/2

Approaching

TOTAL

15.00/24

Meets

Subject

Minority Students

CO PSAT/SAT Math

2025 Final School Performance Framework 7124: Poudre High School | 1550: Poudre R-1

High School - (1 Year)

Count 228 92 77 n < 16 n < 16 229

Best Rate * * * * * *

Rate/Score 528.7 498.8 500.1 494.6

Participation Rate 74.5% 65.3% 68.1% 74.5%

Pts Earned/ Eligible 3.00/4 0.75/1 0.75/1 0.00/0 0.00/0 3.00/4

Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities All Students Free/Reduced-Price Lunch Eligible

93 78 n < 16 n < 16 1,728 775

* * * * * *

458.9 459.6 1.7% 3.2%

65.3% 68.1% * *

0.50/1 0.50/1 0.00/0 0.00/0 6.00/8 1.00/2

Minority Students Multilingual Learners Students with Disabilities All Students 2 Year 4 Year CTE

647 157 173 495 * * *

* * * * * * *

3.2% 7.0% 3.5% 55.8% 7.1% 30.1% 11.3%

* * * * * * *

1.00/2 0.50/2 1.00/2 2.00/4 0.00/0 0.00/0 0.00/0

Approaching Does Not Meet Approaching Approaching -

Military

2.0%

0.00/0

* 459 219 149 30 47 *

* 6yr 4yr 4yr 4yr 7yr *

13.7% 85.8% 79.0% 82.6% 80.0% 76.6% *

* * * * * * *

0.00/0 6.00/8 1.00/2 1.00/2 1.00/2 1.00/2 30.00/48

Meets Approaching Approaching Approaching Approaching Meets

Dropout Rate

Matriculation Rate

Postsecondary Program Graduation Rate All Students Free/Reduced-Price Lunch Eligible Minority Students Multilingual Learners Students with Disabilities TOTAL

Rating Meets Meets Meets Meets Approaching Approaching Meets Approaching

REFERENCE TABLE: DISAGGREGATED GRADUATION RATES Student Group

4-Year Rate

5-Year Rate

6-Year Rate

7-Year Rate

Best Rate

All Students

85.6%

85.2%

85.8%

85.5%

6yr

Free/Reduced-Price Lunch Eligible

79.0%

73.1%

75.5%

73.8%

4yr

Minority Students

82.6%

79.1%

81.2%

79.1%

4yr

Multilingual Learners

80.0%

75.9%

71.4%

69.4%

4yr

Students with Disabilities

64.4%

74.0%

69.4%

76.6%

7yr

Scoring Guide for 2025 District/School Performance Frameworks Performance Indicator Measure/Metric

Rating

Mean Scale Score was: Academic Achievement & ELP On Track Growth

Exceeds Meets Approaching Does Not Meet

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

Point Value Each Disaggregated Group

All Students 8 6 4 2

1.00 0.75 0.50 0.25 1 bonus point

All Students 8 6 4 2

Each Disaggregated Group

ELP

1.00 0.75 0.50 0.25

2.0 1.5 1.0 0.5

All Students

Each Disaggregated Group

4 3 2 1 All Students 4 3 2 1 All Students 8 6 4 2

1.00 0.75 0.50 0.25 Each Disaggregated Group 1.00 0.75 0.50 0.25 Each Disaggregated Group 2.0 1.5 1.0 0.5 All Students 4 3 2 1 Each Disaggregated Group 2.0 1.5 1.0 0.5

Exceeds Meets Approaching Does Not Meet Exceeds Meets Approaching Does Not Meet

ELP On Track Growth 2.0 1.5 1.0 0.5

All Students 8 6 4 2

Academic Achievement: Mean Scale Score by Percentile Cut-Points

Percent of Students On Track for ELP Growth Targets Percentile 15th percentile 50th percentile 85th percentile

ELP On Track Growth Elem Middle High 52.1% 13.8% 14.1% 64.4% 24.2% 22.7% 76.7% 37.3% 35.1%

Cut-Points for Each Performance Indicator Achievement; Growth; Postsecondary Readiness

Cut-Points for Plan/Category Type Assignment

Total Framework Points

District 74.0% 56.0% 44.0% 34.0% 25.0%

School not applicable 53.0% 42.0% 34.0% 25.0%

Total Possible Points by Performance Indicator Indicator

Total Possible Points

Achievement

36 points (8 per subject for all students, 4 per subject by disaggregated group)

40%

30%

Growth

28 total points (8 per subject for all students, 4 per subject by disaggregated group, 2 for ELP growth, 2 for ELP On Track Growth)

60%

40%

not applicable

30%

Elementary/Middle High/District

52 total points (16 for graduation, 4 for Postsecondary matriculation, 16 for dropout, 8 per CO Readiness SAT subject)

July 22, 2025

HIGHER EDUCATION State of Colorado

FOUR YEAR INSTITUTIONS: ADAMS STATE UNIVERSITY

719.587.7011 208 Edgemont Blvd. • Alamosa, 81101 www.adams.edu

COLORADO CHRISTIAN UNIVERSITY

303.963.3000 8787 W Alameda Ave. • Lakewood, 80226 www.ccu.edu

*COLORADO COLLEGE

800-462-7845 or 720-279-0159 555 17th St., Ste. 1000 Denver, CO 80202 www.csuglobal.edu

*COLORADO TECHNICAL UNIVERSITY (CTU) 855.227.0555 1575 Garden of the Gods Rd. #100 Colorado Springs, 80907 www.coloradotech.edu

COLUMBIA COLLEGE DENVER

(719) 389-6344 14 E Cache La Poudre St. Colorado Springs, 80903 coloradocollege.edu/visit

303.771.0176 15500 E. Centretech Pkwy. Aurora, 80011 www.ccis.edu

COLORADO MESA UNIVERSITY

DEVRY UNIVERSITY

*COLORADO SCHOOL OF MINES

*FORT LEWIS COLLEGE

970.248.1020 1100 North Ave. • Grand Junction, 81501 coloradomesa.edu

SCHOOL INFORMATION

COLORADO STATE UNIVERSITY GLOBAL

303.273.3000 1500 Illinois St. • Golden, 80401 www.mines.edu

*COLORADO STATE UNIVERSITY (CSU) (970) 491-1111 711 Oval Drive, Fort Collins CO 80521 www.colostate.edu

*COLORADO STATE UNIVERSITY - PUEBLO

719.549.2100 2200 Bonforte Blvd. • Pueblo, 81001 www.csupueblo.edu

303.280.7400 1870 W 122nd Ave. Westminster, 80234 www.devry.edu

877.352.2656 1000 Rim Dr. • Durango, 81301 www.fortlewis.edu

METROPOLITAN STATE UNIVERSITY OF DENVER 303.556.5740 890 Auraria Pkwy. • Denver, 80204 www.msudenver.edu

NAZARENE BIBLE COLLEGE 719.884.5000 2020 N Academy Blvd Colorado Springs, 80909 www.nbc.edu

NAROPA UNIVERSITY

800-772-6951 2130 Arapahoe Ave. • Boulder, 80302 www.naropa.edu

2026

*REGIS UNIVERSITY

800.388.2366 3333 Regis Blvd. • Denver, 80221 www.regis.edu

ROCKY MOUNTAIN COLLEGE OF ART & DESIGN

303.753.6046 1600 Pierce St. • Lakewood, 80214 www.rmcad.edu

UNITED STATES AIR FORCE ACADEMY (719) 333-2025 2354 Fairchild Dr, Air Force Academy, CO 80840 www.usafa.edu

*UNIVERSITY OF COLORADO BOULDER (CU BOULDER) (303) 492-4636 Boulder, CO 80309 www.colorado.edu

*UNIVERSITY OF COLORADO - COLORADO SPRINGS (UCCS) 719.255.8227 1420 Austin Bluffs Pkwy Colorado Springs, 80918 www.uccs.edu

*UNIVERSITY OF COLORADO DENVER (CU DENVER)

303.315.5969 1201 Larimer St. • Denver, 80204 www.ucdenver.edu

*UNIVERSITY OF DENVER (DU) 303.871.2000 Denver, CO 80210 www.du.edu

HIGHER EDUCATION State of Colorado

FOUR YEAR TWO YEAR INSTITUTIONS Cont. INSTITUTIONS: *UNIVERSITY OF NORTHERN COLORADO (UNC)

AIMS COMMUNITY COLLEGE

970.351.1890 501 20th St. • Greeley, 80639 www.unco.edu

970.330.8008 5401 W. 20th St. • Greeley, 80634 all locations: www.aims.edu/locations www.aims.edu

WESTERN COLORADO UNIVERSITY

ARAPAHOE COMMUNITY COLLEGE

970.943.2119 1 Western Way • Gunnison, 81231 www.western.edu

WILLIAM HOWARD TAFT UNIVERSITY (877) 894-8238 1325 S Colorado Blvd Suite B-404, Denver, CO 80222 www.taft.edu

*METROPOLITAN STATE UNIVERSITY OF DENVER

SCHOOL INFORMATION

(303) 556-5740 890 Auraria Pkwy, Denver, CO 80204 www.msudenver.edu

*COLORADO MESA UNIVERSITY 970.248.1020 1100 North Ave, Grand Junction, 81505 www.coloradomesa.edu

COLORADO CHRISTIAN UNIVERSITY (303) 963-3000 8787 W Alameda Ave, Lakewood, CO 80226 www.ccu.edu

303.797.4222 • 5900 S. Santa Fe Dr. Littleton, 80120 303.660-3160 • 4500 Limelight Ave. Castle Rock, 80109 303-734-3853 •10035 Peoria St. Lone Tree, 80134 www.arapahoe.edu

COLORADO NORTHWESTERN COMMUNITY COLLEGE (800) 562-1105 www.cncc.edu

COLORADO MOUNTAIN COLLEGE for all locations: coloradomtn.edu/where-we-are www.coloradomtn.edu

COMMUNITY COLLEGE OF AURORA 303.360.4700 www.ccaurora.edu

COMMUNITY COLLEGE OF DENVER (303) 556-2600 800 Curtis St, Denver, CO 80204 www.ccd.edu

FRONT RANGE COMMUNITY COLLEGE

303.404.5000 3645 W. 112th Ave. • Westminster, 80031 Boulder and Larimer County locations: www.frontrange.edu

2026

LAMAR COMMUNITY COLLEGE

719.336.2248 2401 S Main St. • Lamar, CO 81052 www.lamarcc.edu

MORGAN COMMUNITY COLLEGE

970.542.3100 920 Barlow Rd. • Fort Morgan, 80701 www.morgancc.edu

NORTHEASTERN JUNIOR COLLEGE 970.521.6600 100 College Ave. • Sterling, 80751 www.njc.edu

OTERO COLLEGE

(719) 384-6800 1802 Colorado Ave. • La Junta, 81050 www.otero.edu

PIKES PEAK STATE COLLEGE 719.502.2000 5675 S Academy Blvd. Colorado Springs, 80906 www.pikespeak.edu

PUEBLO COMMUNITY COLLEGE

(719) 549-3200 900 W Orman Ave. • Pueblo, 81004 www.pueblocc.edu

RED ROCKS COMMUNITY COLLEGE

303.914.6600 13300 W 6th Ave. • Lakewood, 80228 www.rrcc.edu

TRINIDAD STATE COLLEGE 719.846.5011 600 Prospect St. • Trinidad, 81082 1011 Main St. • Alamosa, 81101 www.trinidadstate.edu *TOP RANKED IN COLORADO

UTILITIES NATURAL GAS: PROPANE

WATER:

WELL WELL PERMIT #: 054723F

POPULAR UTILITY COMPANIES

HOA:

GLACIER VIEW MEADOWS $910/A GLACIERVIEWMEADOWS.COM

UTILITIES PHONE SERVICE: OOMA

(888) 711-6662 www.ooma.com

VOIPLY (Landline) 844-843-4175 www.voiply.com

PHONE AND INTERNET PROVIDERS: ALLO FIBER

866-481-2556 allocommunications.com

AT&T

REPUBLIC SERVICES

NEXTLIGHT

5280 WASTE SOLUTIONS

VERIZON

ALTITUDE WASTE SOLUTIONS

800.934.6489 xfinity.com

(Longmont) 303.774.4494 mynextlight.com

855.632.3154 verizon.com

VIAERO WIRELESS

(government assistance program) 877-484-2376 www.viaero.com

866-861-6075 att.com

SATELLITE & CABLE:

CENTURY LINK

800-347-3288 directv.com

855.526.1062 centurylink.com

POPULAR UTILITY COMPANIES

XFINITY

HUGHESNET 844-737-2700 hughesnet.com

RISE BROADBAND 855-275-9473 risebroadband.com

SPECTRUM 855-860-9068 spectrum.com

T-MOBILE 844.503.1423 t-mobile.com

VIASAT

(855) 463-9333 viasat.com

DIRECTV

DISH

877-621-0194 dish.com

XFINITY

800.934.6489 xfinity.com

SPECTRUM 855-860-9068 spectrum.com

(720) 884-0300 • info@5280waste.com 5280waste.com

(Westminster, Adams County Unincorporated and Federal Heights) 303.487.1515 • altitudetrash.com

MOUNTAIN HIGH

DISPOSAL (Aurora and Northern Colorado) 970.834.1144 mountainhighdisposal@gmail.com

MOUNTAIN WEST DISPOSAL

(NoCo) 970.460.9842 mountainwestdisposal.com

HBS TRASH SERVICES (South Metro and SoCo) 720.547.8600 hbstrash.com

APEX WASTE SOLUTIONS (Metro and SoCo) Denver / Parker: 303-841-7144 Colorado Springs: 719-999-0500 apexwasteco.com

INFINITE DISPOSAL RESIDENTIAL TRASH: WASTE CONNECTIONS 844-708-7274 wasteconnections.com

WASTE MANAGEMENT 866.909.4458 wm.com

2026

877.692.9729 republicservices.com

(Colorado Springs) 719.999.0500 infinitedisposal.com

CAREFREE DISPOSAL (Colorado Springs) 719.635.9999 carefreedisposal.com

SOCO WASTE (Colorado Springs) 719.357.8855 socowaste.com

UTILITIES RESIDENTIAL TRASH cont: WASTE SYSTEMS INC. (Southern Colorado Springs) 719.390.5097 wastesysinc.com

ENERGY & GAS SERVICE: ATMOS ENERGY 888.286.6700 atmosenergy.com

XCEL ENERGY 800.895.4999 xcelenergy.com

COLORADO NATURAL GAS 800-720-8193 coloradonaturalgas.com

BLACK HILLS ENERGY

POPULAR UTILITY COMPANIES

888-890-5554 blackhillsenergy.com

COLORADO SPRINGS UTILITIES

(719) 448-4800 or (888) 278-6847 www.csu.org

SOLAR PROVIDERS: INDEPENDENT POWER 303-443-0115 solarips.com

NAMASTE SOLAR 303.447.0300 namastesolar.com

APOLLO ENERGY 720.582.8258 harnessoursun.com

COMPLETE ENERGY SOLUTIONS (Arvada) 888.947.8626 densolar.com

SUNRUN

(Denver Metro) 833-324-5886 sunrun.com

CASCADE SOLAR & ELECTRIC 303.928.4123 cascadese.com

ROCKY MOUNTAIN SOLAR SERVICES (Denver Metro) 303-656-0360

GO GREEN ELECTRIC INC 303.731.5198 gogreenelectricinc.com

SMART WAVE SOLAR (Denver Metro) 720-547-3422 smartwavesolar.com

BLUE RAVEN SOLAR 385-220-2516 blueravensolar.com

ENERGY ADVANTAGE ROOFING & SOLAR

720.306.9600 yourenergyadvantage.com/colorado

ION SOLAR

855-208-5625 ionsolar.com/colorado

COMPLETE ENERGY SOLUTIONS (Arvada) 888.947.8626 densolar.com

PHOTON BROTHERS

Service Area: Colorado Front Range Phone: 720-370-3344 Website: photonbrothers.com

ARE SOLAR

Service Area: Denver, Erie, Larkspur / Colorado Denver: 720-706-2773 Erie: 719-212-2999 Larkspur: 719-353-5581 Website: aresolar.com

SANDBOX SOLAR

Service Area: Northern Colorado / Colorado Front Range Phone: 970-673-7733 Email: sales@sandboxsolar.com Website: sandboxsolar.com

SOLAR SIDE UP

Service Area: Denver Metro Phone: 720-740-7085 Website: solarsideup.com

SUNTALK SOLAR

Service Area: Denver Metro and Colorado Springs Main Phone: 303-904-2268 Cell: 720-295-9180 Website: suntalksolar.com

GOLDEN SOLAR

Service Area: Denver Metro Phone: 303-955-6332 Email: gosolar@goldensolar.net Website: goldensolar.net

FLATIRON SOLAR

Service Area: Boulder, Longmont, Northern Colorado Phone: 303-775-4574 Email: info@flatironsolar.com Website: flatironsolar.com

ECOLOGY SOLAR

Service Area: Denver Phone: 720-355-7295 Email: get-solar@ecology.solar Website: ecology.solar

SOLAR POWER PROS 303.797.6527 solarpowerpros.com

2026

First American Title Market Update Livermore, CO 80536 Single-Family Homes This week the median list price for Livermore, CO 80536 is $635,000 with the market action index hovering around 27. This is about the same as last month's market action index of 27. Inventory has increased to 37.

Real-Time Market Profile Median List Price

$635,000

Median Price of New Listings

$935,000

Per Square Foot

$298

Average Days on Market

121

Median Days on Market

Price Decreased

41%

Price Increased

Relisted

Inventory

Market Narrative

Median Rent

$1,930

The market continues to get hotter. More sales demand and fewer homes listed have contributed to a relatively long run of increasing prices. Current supply and demand levels show no sign of prices changing from their current trend.

Market Action

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory. 40

Buyer's Market

100

a Tod

Las t

Seller's Market

Slight Buyer's Advantage

Median List Price $1.3M

$1.0M

$750K

$500K

$250K Dec 2021

Jul 2022

Jan 2023

Jul 2023

Jan 2024

7-Day Median

Jul 2024

Jan 2025

Jul 2025

Jan 2026

Jul 2026

90-Day Median

Market Segments Each segment below represents approximately 25% of the market ordered by price. Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$975,000

3,231

N/A

$695,000

2,334

5 - 10 acres

2.5

$562,000

1,825

2.5 - 5 acres

2.5

$415,000

1,650

2.5 - 5 acres

Fri Jul 10 2026 First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates. Source: Altos Research LLC ©2021 First American Financial Corporation and/or its affiliates. All rights reserved. | NYSE: FAF Powered by Altos Research, Inc. | www.altos.re | Copyright © 2026 Altos Research, Inc.

1 of 1

NORTHERN COLORADO Larimer County

LARIMER COUNTY www.larimer.gov COURTHOUSE & GOVERNMENT ELECTED OFFICIALS CENTER: & PUBLIC OFFICES

LARIMER COUNTY LIBRARIES:

ASSESSOR

HARMONY

LARIMER COUNTY:

Bob Overbeck

LARIMER COUNTY JUSTICE CENTER

970.498.7050 970.494.3500 201 LaPorte Ave. • Ft. Collins, 80521

CLERK AND RECORDER Tina Harris

CORONER Stephen Hanks

970-498-7002

COUNTY COMMISSIONER (DISTRICT 3) Jody Shadduck-McNally

COUNTY SERVICES

LARIMER COUNTY ADMINISTRATIVE SERVICES

970-498-7003

LARIMER COUNTY MOTOR VEHICLE:

larimer.gov/clerk/vehiclelicensing FORT COLLINS

SHERIFF

LOVELAND

John Feyen

SURVEYOR Tom Donnelly

970.498.7878 970.498.7200 200 W. Oak St. • Ft. Collins, 80521 970.498.5100 970.619.4521 200 Peridot Ave. • Loveland, 80537

970.290.2431

TREASURER AND PUBLIC TRUSTEE Irene Josey

2026

4616 S. Shields • Ft. Collins, 80526

COUNCIL TREE LIBRARY

DISTRICT ATTORNEY (8TH JUDICIAL DISTRICT) Gordon P. McLaughlin

201 Peterson Street • Ft. Collins, 80524

970-498-7001 970-498-7000 200 W. Oak St. • Ft. Collins, 80521

COUNTY COMMISSIONER (DISTRICT 2) Kristin Stephens

OLD TOWN LIBRARY

970.459.7332 LOVELAND COUNTY COURT 2733 Council Tree Ave. • Ft. Collins, 80525 970.622.2100 810 E. 10th St., Ste 110 • Loveland, 80537 970.498.6161

COUNTY COMMISSIONER (DISTRICT 1) John Kefalas

www.poudrelibraries.org 970.221.6740

ESTES PARK

970.577.2025 1601 Brodie Ave. • Estes Park, 80517

970.498.7027 MAILING ADDRESS - ALL LOCATIONS PO Box 1429 Fort Collins, CO 80522

NORTHERN COLORADO Larimer County

LARIMER COUNTY: Larimer County’s 2026 population is estimated at 380,384, reflecting a 0.82% growth rate over the past year (World Population Review estimate based on U.S. Census Bureau data). Larimer County is the 8th largest county in Colorado. The 2010 population was 300,453 and has grown 26.6% since 2010. Larimer County comprises the Fort Collins, CO Metropolitan Statistical Area. The county is located at the northern end of the Front Range, at the edge of the Colorado Eastern Plains along the border with Wyoming.

HISTORY

Larimer County was created in 1861, and was named after General William Larimer. Unlike that of much of Colorado, which was founded on the mining of gold and silver, the settlement of Larimer County was based almost entirely on agriculture, an industry that few thought possible in the region during the initial days of the Colorado Gold Rush. The mining boom almost entirely passed the county by. It would take the introduction of irrigation to the region in the 1860s to bring the first widespread settlement to the area.

GEOGRAPHY

According to the U.S. Census Bureau, the county has a total area of 2,634 square miles (6,820 km2), of which 2,596 square miles (6,720 km2) is land and 38 square miles (98 km2) (1.4%) is water.

ADJACENT COUNTIES

Laramie County, Wyoming—northeast Grand County—southwest

NATIONAL PROTECTED AREA

COUNTY OVERVIEW

Cache La Poudre Wilderness Rawah Wilderness

STATE PROTECTED AREA

Boyd Lake State Park

Weld County—east Jackson County—west

Boulder County—south Albany County, Wyoming—northwest

Comanche Peak Wilderness Rocky Mountain National Park

Neota Wilderness Roosevelt National Forest

Lory State Park

NATIONAL SCENIC BYWAY

Gold Belt Tour National Scenic and Historic Byway

2026

NORTHERN COLORADO Larimer County

LARIMER COUNTY cont... DEMOGRAPHICS For county demographics and information visit the below website and enter your county and state, then click on the map next to total population for full details:

COUNTY OVERVIEW

data.census.gov

2026

COLORADO NoCo

SPORTS TEAMS:

HIGHLAND MEADOWS GOLF COURSE

Highland Meadows Pkwy NOCO RAIN FC - WOMANS- 6300 Windsor, CO 80550 SOCCER (970) 204-4653

For schedules, tickets and more info:

nocorainfc.com

NOCO HAILSTORM FC – SOCCER

For schedules, tickets and more info:

hailstormfc.com

GREELEY GRAYS – BASEBALL

For tee times, events, and more information:

4176 Club Dr Timnath, CO 80547 (970) 482-4653 For membership, golf, and more information:

MARIANA BUTTE GOLF COURSE

CITY PARK NINE GOLF COURSE

golfloveland.com

fortcollins.gov

highlandmeadowsgolfcourse.com

701 Clubhouse Dr Loveland, CO 80537 (970) 667-8308 For tee times, rates, and more information

For team info: greeleygrays.com

MOUNTAIN VISTA GREENS UNIVERSITY OF NORTHERN GOLF COURSE 2808 NE Frontage Rd COLORADO BEARS – Fort Collins, CO 80524 COLLEGE ATHLETICS (970) 482-4847

MAJOR ATTRACTIONS & ACTIVITIES

For schedules, tickets and more info:

uncbears.com

COLORADO EAGLES – HOCKEY

For schedules, tickets and more info:

coloradoeagles.com

COLORADO STATE RAMS – COLLEGE ATHLETICS For schedules, tickets and more info:

csurams.com

For tee times, events, and more information:

mountainvistagreens.com

1441 E Horsetooth Rd Fort Collins, CO 80525 (970) 221-6651 For tee times, rates, and more information:

fortcollins.gov

PTARMIGAN COUNTRY CLUB

coloradogrithockey.com

ptarmigancc.com

GOLF:

BOOMERANG LINKS GOLF COURSE

1620 Pelican Lakes Point Windsor, CO 80550 (970) 674-0930 For tee times, events, dining, and more information:

harmonyclub.info

411 S Bryan Ave Fort Collins, CO 80521 (970) 221-6650 For tee times, rates, and more information:

SOUTHRIDGE GOLF COURSE

5750 S Lemay Ave Fort Collins, CO 80525 (970) 416-2828 For tee times, rates, and more information:

fcgov.com/golf

COLORADO COLLINDALE GOLF COURSE TPC 2375 TPC Pkwy

5416 Vardon Way Fort Collins, CO 80528 COLORADO GRIT – HOCKEY (970) 226-8555 For membership, golf, and more information For schedules, tickets and more info:

PELICAN LAKES RESORT & GOLF

HARMONY CLUB GOLF COURSE

7309 W 4th St Greeley, CO 80634 (970) 353-4653 For tee times, events, and more information: Book a tee time or your next event:

golfingreeley.com

Berthoud, CO 80513 970-663-5063 For golf, dining, membership, events, and more information:

tpc.com/colorado

ESTES PARK 18-HOLE GOLF COURSE 1480 Golf Course Rd Estes Park, CO 80517 (970) 586-8146 For tee times, rates, and more information:

evrpd.com/golf

RAINDANCE NATIONAL RESORT & GOLF

1775 RainDance National Dr Windsor, CO 80550 (970) 833-1720 For tee times, resort information, and more information:

raindancenational.com

pelicanlakeswindsor.com Updated 2026

COLORADO NoCo

Boundless Opportunities One hour north of Denver and tucked beneath the Rocky Mountains, Northern Colorado is where career, community, and adventure meet.

SCAN CODE TO DISCOVER LOCAL ACTIVITIES, FOOD AND DRINK, ARTS,

MAJOR ATTRACTIONS & ACTIVITIES

CULTURE, AND EMPLOYMENT OPPORTUNITIES.

visitloveland.com

visitwindsorcolorado.com

visitftcollins.com

mygreeley.com

workinnortherncolorado.com

COLORADO SPORTS TEAMS & FACILITIES: DENVER METRO DENVER BRONCOS

Empower Field at Mile High, 1701 Bryant St., Denver, CO 80204.

NORTHERN COLORADO

MUSEUMS:

COLORADO EAGLES

DENVER METRO

Blue FCU Arena 5290 Arena Cir., Loveland, CO 80538 coloradoeagles.com

DENVER ART MUSEUM

720.865.5000 100 W. 14th Ave. Pkwy., Denver, CO COLORADO STATE UNIVERSITY 80204 • denverartmuseum.org

RAMS

csurams.com

DENVER MUSEUM OF & SCIENCE UNIVERSITY OF NORTHERN NATURE DENVER NUGGETS, 303.370.6000 COLORADO AVALANCHE & COLORADO BEARS 2001 Colorado Blvd., Denver, CO 80205 uncbears.com COLORADO MAMMOTH dmns.org Ball Arena, 1000 Chopper Circle, Denver, CO 80204.

COLORADO ROCKIES

MAJOR ATTRACTIONS & ACTIVITIES

Coors Field 2001 Blake St., Denver, CO 80205 coloradorockies.com

COLORADO RAPIDS

Dick’s Sporting Goods Park 6000 Victory Way, Commerce City, CO 80022 • coloradorapids.com

DENVER SUMMIT FC

Colorado’s NWSL team; 2026 home matches use multiple venues, including Empower Field, DICK’S Sporting Goods Park, and Centennial Stadium.

COLORADO NATIONAL SPEEDWAY

4281 Speedway Blvd., Dacono, CO 80514; 303.828.0116 coloradospeedway.com

SOUTHERN COLORADO COLORADO SPRINGS SWITCHBACKS FC

Weidner Field 111 W. Cimarron St., Colorado Springs, CO 80903 • switchbacksfc.com

AIR FORCE FALCONS goairforcefalcons.com

UNIVERSITY OF COLORADO PIKES PEAK INTERNATIONAL BUFFALOES RACEWAY CU Boulder athletics; Boulder-based. cubuffs.com

16650 Midway Ranch Rd., Fountain, CO 80817 719.382.7223 /ppir.com

HISTORY COLORADO CENTER

303.447.8679 1200 Broadway, Denver, CO 80203 historycolorado.org

MOLLY BROWN HOUSE MUSEUM

303.832.4092 1340 Pennsylvania St., Denver, CO 80203 • mollybrown.org

COLORADO RAILROAD MUSEUM

303.279.4591 / 800.365.6263; 17155 W. 44th Ave., Golden, CO 80403

FORNEY MUSEUM OF TRANSPORTATION

303.297.1113; 4303 Brighton Blvd., Denver, CO 80216 forneymuseum.com

UNIVERSITY OF DENVER PIONEERS

University of Denver athletics; Ritchie Center ticket office, 2240 Buchtel Blvd., Denver, CO 80208. denverpioneers.com

NATIONAL BALLPARK MUSEUM

1940 Blake St., Denver, CO 80202; 303.974.5835 ballparkmuseum.com

Updated 2026

COLORADO MUSEUMS Cont. DENVER METRO MCA Denver / Museum of Contemporary Art Denver —

303.298.7554; 1485 Delgany St., Denver, CO 80202; mcadenver.org.

Children’s Museum of Denver at Marsico Campus — 303.433.7444; 2121 Children’s Museum Dr., Denver, CO 80211; mychildsmuseum.org.

Wings Over the Rockies Air & Space Museum — 303.360.5360; 7711 E. Academy Blvd., Denver, CO 80230; wingsmuseum.org.

Bradford Washburn American Mountaineering Museum — 710 10th St., Golden, CO 80401; mountaineeringmuseum.org. Currently listed as closed for inventory and a future move.

NORTHERN COLORADO

MAJOR ATTRACTIONS & ACTIVITIES

Buffalo Bill Museum & Grave — 720.865.2160; 987 ½ Lookout Mountain Park Rd., Golden, CO 80401; buffalobill.org.

Rodeo Dr., Colorado Springs, CO 80919; prorodeohalloffame.com.

U.S. Olympic & Paralympic Museum — 719.497.1234; 200 S. Sierra Madre St., Colorado Springs, CO 80903; usopm.org.

Miramont Castle — 719.685.1011; 9 Capitol Hill Ave., Manitou Springs, CO 80829; miramontcastle.org.

Fort Collins Museum of Discovery — 970.221.6738; 408 Mason Ghost Town Museum —

Denver Firefighters Museum — Ct., Fort Collins, CO 80524; fcmod.org. 303.892.1436; 1326 Tremont Pl., Denver, Loveland Museum/Gallery — CO 80204; denverfirefightersmuseum.org.

ProRodeo Hall of Fame & Museum of the American Cowboy — 719.528.4764; 103 Pro

719.634.0696; 400 S. 21st St., Colorado Springs, CO 80904; ghosttownmuseum.com.

970.962.2410; 503 N. Lincoln Ave., Loveland, CO 80537; thelovelandmuseum.org.

Colorado Model Railroad Museum — 970.392.2934; 680 10th St., STATE PARKS: Greeley, CO 80631; cmrm.org.

Denver Museum of Miniatures, Museum of Art Fort Collins — 970.482.2787; 201 S. College Ave., Fort Dolls & Toys — 303.322.1053; 830

cpw.state.co.us/placestogo/parks

DENVER METRO Barr Lake State Park —

Kipling St., Lakewood, CO 80215; dmmdt.org.

Collins, CO 80524; moafc.org.

Clyfford Still Museum —

970.350.9220; 714 8th St., Greeley, CO 80631; greeleymuseums.com.

Cherry Creek State Park —

SOUTHERN COLORADO

Eldorado Canyon State Park

720.354.4880; 1250 Bannock St., Denver, CO 80204; clyffordstillmuseum.org.

Greeley History Museum —

Brighton, CO Aurora, CO

— Eldorado Springs, CO

Morrison Natural History Museum — 303.697.1873; 501

Manitou Cliff Dwellings — 719.685.5242; 10 Cliff Rd., Manitou Springs, CO 80829; cliffdwellingsmuseum.com.

Castlewood Canyon State Park — Franktown, CO

National Ballpark Museum —

Fine Arts Center at Colorado College — 719.634.5581; 30 W. Dale

Roxborough, CO

Colorado Hwy. 8, Morrison, CO 80465; morrisonco.us. 303.974.5835; 1940 Blake St., Denver, CO 80202; ballparkmuseum.com.

Boulder Museum of Contemporary Art —

303.443.2122; 1750 13th St., Boulder, CO 80302; bmoca.org.

St., Colorado Springs, CO 80903; fac.coloradocollege.edu.

Roxborough State Park — Chatfield State Park — Littleton, CO

Golden Gate Canyon State Park — Golden, CO Updated 2026

COLORADO Gorge Bridge & Park Colorado Wolf & Wildlife STATE PARKS cont. Royal — 719.275.7507; 4218 County Road 3A, Center — 719.687.9742; 4729 Twin Cañon City, CO 81212; royalgorgebridge.com

Rocks Rd., Divide, CO 80814; wolfeducation.org.

SANCTUARIES & ZOOS:

AMUSEMENT PARKS:

Lory State Park — Bellvue, CO

DENVER METRO

St. Vrain State Park —

Denver Zoo Conservation Alliance / Denver Zoo —

Elitch Gardens Theme & Water Park — 303.595.4386; 2000

Downtown Aquarium —

Water World — 303.427.7873;

NORTHERN COLORADO State Forest State Park — Walden, CO

Boyd Lake State Park — Loveland, CO

Firestone, CO

SOUTHERN COLORADO

MAJOR ATTRACTIONS & ACTIVITIES

Cheyenne Mountain State Park — Colorado Springs, CO Lake Pueblo State Park — Pueblo, CO

Mueller State Park — Divide, CO

OTHER PARKS: DENVER METRO Red Rocks Park & Amphitheatre — 720.865.2494;

18300 W. Alameda Pkwy., Morrison, CO 80465; redrocksonline.com.

SOUTHERN COLORADO

720.337.1400; 2300 Steele St., Denver, CO 80205; denverzoo.org.

303.561.4450; 700 Water St., Denver, CO 80211; downtownaquarium.com.

Butterfly Pavilion —

303.469.5441; 6252 W. 104th Ave., Westminster, CO 80020; butterflies.org.

EASTERN COLORADO

Elitch Circle, Denver, CO 80204; elitchgardens.com

8801 N. Pecos St., Federal Heights, CO 80260; waterworldcolorado.com

SOUTHERN COLORADO The North Pole — Santa’s Workshop — 719.684.9432; 5050

Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

The Wild Animal Sanctuary

— 303.536.0118; 2999 County Road 53, Keenesburg, CO 80643; wildanimalsanctuary.org.

SOUTHERN COLORADO Cheyenne Mountain Zoo —

719.633.9925; 4250 Cheyenne Zoo Rd., Colorado Springs, Garden of the Gods Visitor & Mountain CO 80906; cmzoo.org. Nature Center — 719.634.6666; 1805 N. 30th St., Colorado Springs, CO Pueblo Zoo — 719.561.1452; 3455 80904; gardenofgods.com. Nuckolls Ave., Pueblo, CO 81005; pueblozoo.org.

Cave of the Winds Mountain Park — 719.685.5444; 100 Cave of the Winds Rd., Manitou Springs, CO 80829; caveofthewinds.com.

Updated 2026

COLORADO AMUSEMENT PARKS cont.

PERFOMING ARTS: MISC. ATTRACTIONS: DENVER METRO

NORTHERN COLORADO

DENVER METRO Denver Center for the Performing Arts — 303.893.4100; Denver Botanic Gardens — 1101 13th St., Denver, CO 80204. Box

Estes Park Ride-A-Kart —

970.586.6495; 2250 Big Thompson Ave., office is at 1301 13th St. 720.865.3500; 1007 York St., Denver, Estes Park, CO 80517; CO 80206; botanicgardens.org. rideakart.com. Arvada Center for the Arts and Humanities — 720.898.7200; SOUTHERN COLORADO 6901 Wadsworth Blvd., Arvada, CO SOUTHERN COLORADO 80003; arvadacenter.org.

The North Pole — Santa’s Workshop — 719.684.9432; 5050

Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

MAJOR ATTRACTIONS & ACTIVITIES

TOURS: DENVER METRO United States Mint — Denver — 303.405.4761 tour info /

303.572.9500 gift shop; 320 W. Colfax Ave., Denver, CO 80204. Update: Tours are free, but online reservations are now required.

Colorado State Capitol Building — 303.866.2604; 200 E. Colfax Ave., Denver, CO 80203; capitol.colorado.gov.

The Broadmoor Seven Falls

NORTHERN COLORADO The Lincoln Center —

— 855.923.7272; 1045 Lower Gold Camp Rd., Colorado Springs, CO 80905; sevenfalls.com.

970.221.6730; 417 W. Magnolia St., Fort The Broadmoor Manitou and Pikes Peak Cog Railway — Collins, CO 80521; lctix.com. 719.685.5401; 515 Ruxton Ave., Union Colony Civic Center — Manitou Springs, CO 80829; cograilway.com. 970.356.5000; 701 10th Ave., Greeley, CO 80631; greeleyco.gov/ucstars.

SOUTHERN COLORADO Pikes Peak Center for the Performing Arts — 719.477.2121 / 719.477.2100; 190 S. Cascade Ave., Colorado Springs, CO 80903; pikespeakcenter.com.

Hammond’s Candies Factory Tour — 303.333.5588; 5735 Washington St., Denver, CO 80216; hammondscandies.com.

Coors Brewery Tour —

303.277.2337; visitor parking/check-in at 502 14th St., Golden, CO 80401. Update: Use coorsbrewerytour.com; reservations are required.

Celestial Seasonings Tea Tour — 303.581.1484; 4600 Sleepytime Dr., Boulder, CO 80301. Update: Online reservations required for factory tours.

Updated 2026

COLORADO SKI RESORTS:

Sunlight Mountain Resort

Arapahoe Basin Ski Area —

970.385.2199 — ski-hesperus.com; not operating for 2025–26

— 970.945.7491 / 800.445.7931 — sunlightmtn.com

1.888.ARAPAHO — arapahoebasin.com

Howelsen Hill Ski Area —

Telluride Ski Resort — 970.728.6900 — tellurideskiresort.com

Aspen Mountain —

970.879.8499 — steamboatsprings.net

800.525.6200 / 970.923.1227 — aspensnowmass.com

Kendall Mountain Ski Area — Vail Mountain Resort —

Aspen Highlands — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Beaver Creek Resort — 970.754.4636 — beavercreek.com

MAJOR ATTRACTIONS & ACTIVITIES

Hesperus Ski Area —

970.759.5557 — skikendall.com

Keystone Resort — 970.754.0001 — keystoneresort.com

Loveland Ski Area —

Breckenridge Ski Resort —

303.571.5580 / 800.736.3SKI — skiloveland.com

970.453.5000 — breckenridge.com

Monarch Mountain —

Buttermilk — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Copper Mountain Resort — 866.656.1546 — coppercolorado.com

Crested Butte Mountain Resort — 970.251.7022 — skicb.com

Echo Mountain — contact

Wolf Creek Ski Area — 970.264.5639 — wolfcreekski.com

powderhorn.com

Purgatory Resort — 970.247.9000 / 800.525.0892 — purgatory.ski

Silverton Mountain — 970.387.5706 — silvertonmountain.com

Eldora Mountain Resort —

Snowmass — 800.525.6200 /

— granbyranch.com

970.726.5514 — winterparkresort.com

Powderhorn Mountain Resort — 970.268.5700 —

Ski Cooper — 719.486.2277 —

Granby Ranch — 888.850.4615

Winter Park Resort —

719.530.5000 — skimonarch.com

online / info@echomtn.com — echomtn.com

303.440.8700 — eldora.com

970.754.8245 / 970.SKI.VAIL — vail.com

RESORTS, SNOW REPORT AND PASSES VISIT:

coloradoski.com

skicooper.com

970.923.1227 — aspensnowmass.com

Steamboat Ski Resort — 970.879.6111 — steamboat.com

Updated 2026

COLORADO • Colorado contains about three-quarters of U.S. land above 10,000 feet. • Colfax Avenue is often called the longest continuous commercial street in the U.S. • Denver hosts the National Western Stock Show, one of the country’s top livestock, rodeo, and horse shows. • Denver has 250+ urban parks and nearly 20,000 acres of urban and mountain parkland. • Colorado is a major craft-beer state, but not #1 per capita; recent rankings place it around 6th. • The Royal Gorge Bridge near Cañon City is America’s highest suspension bridge, about 956 feet above the gorge; it once held the world record. • Glenwood Springs is home to the world’s largest hot springs pool. • The Colorado State Capitol features rare Colorado rose onyx, once called Beulah red marble. • The former Mount Evans Scenic Byway is now the Mount Blue Sky Scenic Byway and reaches 14,130 feet, the highest paved road in North America.

GENERAL STATE FACTS

• The federal government owns about 36% of Colorado’s land. • The Capitol’s current mile-high marker is on the 13th step. • The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S.; it was once the highest in the world. • Katharine Lee Bates was inspired by Pikes Peak when writing “America the Beautiful.” • Denver’s Broncos, Rockies, Nuggets, and Avalanche venues are clustered near downtown. • Colorado and Washington were the first states to legalize recreational marijuana in 2012; Colorado’s retail sales began in 2014. Updated 2026

COLORADO STATE FACTS cont. • Colorado’s highest point is Mount Elbert, at 14,433 feet. • The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S. • Trail Ridge Road is the highest continuous paved road in the U.S., reaching 12,183 feet. • The Mount Blue Sky Scenic Byway is the highest paved road in North America, reaching about 14,130 feet. • Colorado has the highest average elevation of any U.S. state. • Denver has a debated claim as the birthplace of the cheeseburger, linked to Louis E. Ballast in 1935. • Four Corners is the only place in the U.S. where four states meet: Colorado, Utah, Arizona, and New Mexico. • The Colorado River gets its name from the Spanish word for “red” or “reddish.” • The Colorado Trail runs about 567 miles from Denver to Durango.

GENERAL STATE FACTS

• Denver is sunny, though the “300 days of sunshine” claim is considered more promotional than exact. • Denver is called the Mile High City because it sits at 5,280 feet. • The U.S. Air Force Academy moved to its Colorado Springs campus in 1958. • Jolly Rancher started in Golden, Colorado, which is also home to Coors Brewery.

Updated 2026

COLORADO • ADMISSION TO STATEHOOD: • STATE FOLK DANCE: August 1, 1876. Square dance. • AREA: About 104,095 sq. miles total; Colorado is the 8th largest U.S. state by area. • HIGHEST POINT: Mount Elbert, 14,433 feet. • LOWEST POINT: Arikaree River, 3,315 feet. • LARGEST CITY: Denver. • POPULATION: 6,012,561; July 1, 2025 Census estimate.

• STATE FISH: Greenback cutthroat trout.

For Colorado’s Services, Government, Employment, Education, Visitors, and much more visit co.colorado.gov

• STATE FLOWER: Rocky Mountain columbine, also listed as the white and lavender columbine. • STATE FOSSIL: Stegosaurus. • STATE GEMSTONE: Aquamarine. • STATE GRASS: Blue grama grass.

• STATE ABBREVIATION: CO.

GENERAL STATE FACTS

• STATE CAPITAL: Denver.

• STATE INSECT: Colorado hairstreak butterfly.

• MAJOR INDUSTRIES: • STATE MOTTO: Nil Sine Aerospace, technology, Numine — “Nothing without advanced manufacturing, providence.” energy and natural resources, food and agriculture, financial • STATE NICKNAME: The services, health and wellness, Centennial State; Colorful tourism/outdoor recreation, and Colorado is a popular state transportation/logistics. slogan. • ORIGIN OF “COLORADO”: From Spanish, meaning “ colored red,” referring to the red-colored Colorado River. • STATE ANIMAL: Rocky Mountain bighorn sheep. • STATE BIRD: Lark bunting.

• STATE SOIL: Seitz, Colorado’s representative state soil. • STATE SONGS: “Where the Columbines Grow” and “Rocky Mountain High.” • STATE TREE: Colorado blue spruce.

Updated 2026

Selling a home in Colorado.

FIRST AMERICAN TITLE INSURANCE COMPANY marketing.direct@firstam.com www.firstam.com

Table of Contents 03 Count on First American Title 04 Benefits of Using a Professional REALTOR® 05 Key Professionals Involved in Your Transaction 06 Your Escrow Professional 07 Terms You Should Know 08 Planning to Sell 09 Home Staging Tips 10 Ready to Show Checklist 11 The Life of an Escrow 12 The Closing Process 13 Understanding Title Insurance 14 The Importance of Title Insurance 15 Seller Checklist 16 Moving Checklist

Count on First American Title. Count on us for service. First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements. Count on us for stability. First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations. Count on us for convenience. First American Title has a direct office or agent near you. We also have an extensive network of offices and agents throughout the United States, and internationally. Count on us to meet your needs. First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Scan the QR code to learn more about your local First American Title.

Benefits of using a professional REALTOR®.

Congratulations on your decision to buy a home! It’s a challenging project, and there are many ways a professional can help. Here are some of the many ways you may benefit from working with a REALTOR®: Many more home choices.

It’s a major investment.

Your REALTOR® has thousands of homes to choose from through the Multiple Listing Service (MLS), so you’re more likely to find the home that’s just right for you and find it quicker. In fact, a majority of the homes for sale are listed by REALTORS® and aren’t available to you unless you are working with a REALTOR®.

You use a professional for your legal, financial and health needs. Why gamble on what may be your biggest investment without a professional at your side?

A number of transactions “fall out.” Unfortunately, it’s true. Some transactions fall apart before closing. An experienced REALTOR® may be able to resolve problems and see your transaction through to a successful closing. Knowledge of new home subdivisions. New home subdivisions will welcome you and your REALTOR®. If you’re interested in buying a new home, take your agent with you on your first visit to each subdivision. Your professional REALTOR® is an important source of information who can supply background on the builder, nearby subdivisions, and the local community.

Help with FSBO’s. If you consider a “For Sale By Owner,” take your REALTOR® along to help negotiate the contract. There is less liability. You may have more protection from legal and financial liability, especially as real estate transactions become more complicated. The paperwork. Your experienced REALTOR® will negotiate and prepare the purchase contract for you and assist you throughout the escrow process.

Key professionals involved in your transaction.

REALTOR® A REALTOR® is a licensed real estate agent and a member of the National Association of REALTORS®, a real estate trade association. REALTORS® also belong to their state and local Association of REALTORS®. Real Estate Agent A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR® is a real estate agent, but not every real estate agent has the professional designation of a REALTORS®. Listing Agent A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service. Buyer’s Agent A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase. Multiple Listing Service (MLS) The MLS is a database of properties listed for sale by REALTORS® who are members of the local Association of REALTORS®. Information on an MLS property is available to thousands of REALTORS®. Title Company These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property. Escrow Officer An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Your escrow professional may: pen escrow and, if instructed to do so, O deposit your good faith funds in a separate escrow account. rder a title search to determine ownership and O status of the subject real property. I ssue a preliminary report and begin the process of eliminating the title exceptions you and your lender are not willing to take title subject to. equest payoff information for the seller’s loans, R other liens, homeowner’s association fees, etc. oordinate with the buyer’s lender on the C preparation of the Closing Disclosure (CD). rorate fees, such as real property taxes, per the P contract, and prepare the settlement statement. et separate appointments allowing the seller and S you to sign documents and deposit funds. eview documents ensuring all conditions and R legal requirements are fulfilled; request funds from lender. hen all funds are deposited, record documents W with the County Recorder’s Office to transfer the subject real property to you. fter the recordation is confirmed, close escrow A and disburse\funds, including seller’s proceeds, loan payoffs, etc. repare and send final documents to all P parties involved.

Terms you should know. Appraisal An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR) The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD) Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust An instrument used in many states in place of a mortgage.

Deed Restrictions Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Hazard Insurance Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE) Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage The instrument by which real property is pledged as security for repayment of a loan.

PITI A payment that includes principal, interest, taxes, and Insurance.

Power of Attorney A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement Provides a complete breakdown of costs involved in a real estate transaction.

TRID TILA-RESPA Integrated Disclosures

Endorsement As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage. 7

Planning to sell. A homeowner’s checklist to prepare your home.

So you’re planning to sell your home. You and your real estate broker have decided on a price, based on current market values, but your home may sell faster and bring a higher price if it shows well. Potential buyers will get the best impression if your home is clean, neat, uncluttered, in good repair, light, airy, fragrant, and quiet. This checklist will help you get your home ready to show. Clean everything in you home.

Unclutter your home before you show it.

Cleanliness signals to a buyer that the home has been well cared for and is most likely in good repair. A messy or dirty home will cause prospective buyers to notice every flaw.

Have a garage sale. Empty closets. Throw away what you can’t sell. The less “stuff” in and around a home, the roomier it will seem.

Let the fresh air in. Get rid of odors that may be unfamiliar or unpleasant. People are most often offended by odors from tobacco, pets, cooking, and musty or sour laundry. Fresh flowers and potpourri can be used to your advantage. Other smells that attract positive attention include fresh baked bread and cinnamon.

Fix anything that is broken. This includes plumbing, electrical systems, switches, windows, TV antennas, screens, doors, and fences; if it can’t be fixed, replace it or get rid of it (no window screens are better than broken ones). A buyer will make a much lower offer if your house is in disrepair and will probably still insist that everything be fixed before taking occupancy. You’re better off if you leave potential buyers no reason to offer less than you are asking.

Painting your home. There’s nothing that improves the value of a home for a lower cost than a fresh coat of paint. And it’s so often easier to paint a room than it is to scrub it. Stick with neutral colors - off-white is the safest. Be sure to avoid black, violet, and pink.

Keep the noise down. Silence is a restful sound that offends no one. Turn off the TV and radio. Soft instrumental music is fine but avoid vocals. If necessary, close the windows to eliminate any street noise.

Send your pets away. Send them away or secure them away from the house when prospective buyers are coming. You never know if people will be annoyed or intimidated by your pets or even allergic to them. And you never want a prospective buyer to have to avoid animal droppings.

Send the kids to Grandma’s. Send them to Grandma’s or take them on a walk around the block. Children can be noisy and distracting to someone interested in looking at a home.

Make a great impression. “Home staging is no longer optional in this real estate market, it’s a must.” - Barbara Corcoran

Staging Tips Grab them from the Curb

Consider Replacing Furnishings

Don’t Forget the Floors

Make It Sparkle

Invest in New Artwork

Spring for New Light Fixtures

Pay Attention to Color and Light

Make Repairs

Depersonalize

Apply a Fresh Coat of Paint

Top 5 Dos

Top 5 Don’ts

Spruce Up Your Curb Appeal

Don’t Take it Personally

Clean, Clean, Clean

Don’t Do Major Renovations

Declutter

Don’t Think the House Will Sell Itself

Neutralize

Don’t Run Out and Purchase All

Remove All Big Clunky Furniture

New Furniture Don’t Be Afraid to Ask For Help

This checklist will help you get your home ready to show.

Exterior

Put Light Bulbs In

Bathroom (continued)

Clean around service areas/trash cans Haul away rubbish Straighten woodpile Repair leaky faucets Clean up pet droppings Paint or varnish doors Polish door hardware Make sure doorbell/knocker works Paint or replace street numbers on house Make sure septic tank is odor free Clean oil stains from driveway/street Patch/reseal driveway if necessary

Porch lights Carport Garage

Clean tile grout Make sure toilet flushes properly – replace mechanism if necessary Clean exhaust fan/heater – replace if broken or noisy

Replace, repair, and/or paint any damages:

Plaster Wood siding Trim Rain gutters Shutters Doors Window frames Glazing Screens Hardware Fences/gates Outdoor lighting Landscaping

Mow/edge lawn regularly Aerate/feed lawn Overseed bare spots in lawn Water lawn regularly Remove/replace dead plants Prune overgrown/diseased/damaged shrubs Prune or remove shrubs/trees blocking view from windows (unless view is undesirable) Stake up any sagging trees/shrubs Keep flower beds free of weeds Trim around base of trees/walls/fences Repair or remove any broken or damaged landscape accessories such as:

Fences Walls gazebos Fountains Trellises Planters Other Replace any broken stepping stones Adjust any sprinkler system; repair any broken/leaky heads Install fences or shrubs to hide any unsightly views

Clean/Wash Siding Windows Screen Outdoor BBQ AC unit Pool/Spa

Closets Keep closets clean and free of clutter Throw out or pack away non-essentials Adjust/repair sliding doors Lubricate sliding door hardware Paint, if needed

All Rooms, Clean especially around: Doors Windows Light switches Baseboards Chair rails Wash lace curtains and have draperies cleaned if necessary Remove or pull back dark curtains Lubricate window slides (soap for wood silicon or a candle stump for metal) Make sure doors open smoothly Clean ceiling light fixtures Check for cobwebs in all corners Fix any scratches in wooden floors Replace worn/broken flooring Remove or replace worn carpet Use area rugs where needed Empty wastebaskets Make the beds Fluff the pillows

Kitchen Keep dishes and food out of sight Clean appliances Clean range hood, including light bulbs Clean behind appliances Keep floor clean Clean light fixture Make sure all electrical outlets work Eliminate cooking odors Deodorize garbage disposal, dishwasher, and refrigerator Repair faucets Put fresh shelf paper in cabinets Organize cupboards Clean out under sink Replace garbage disposal gasket to reduce noise

Bathroom, Keep them spotlessly clean: Shine mirrors Keep wastebaskets empty and clean Clean out cabinets and remove nonessentials Keep fresh, clean towels on towel racks Clean shower door – if sliding door, keep track well lubricated Remove soap residue, mildew and mold from sink/tub/shower Remove stains from porcelain sink tub toilet Replace torn/moldy shower curtain

Garage/Carport/Shed Install 100-watt light bulb Keep area clean/uncluttered Hang up/put away tools Clear away any cobwebs Remove oil/paint stains from floor Adjust tension rod to eliminate sag from overhead garage door Lubricate/adjust/repair garage door opener Paint if needed

Laundry Area Clean out area behind washer/dryer Eliminate any mildew odors

Basement Eliminate any signs of dampness Check for and eliminate cracks

Heating/Air Conditioning Unit Vacuum Replace filter Clean intake vent Remove any stored items

ake sure the temperature in your home is M comfortable – keep it cooler in the summer and warmer in the winter. If it’s cooler outside and you have a fireplace, a nice fire will make your home seem cozy and inviting. Provide an exhaustive written list of the features of your home. now the distance to schools and K shopping centers. efer any prospect that calls or comes by to your R broker for pre-screening and pre-qualification as well as for your own safety. ell your real estate agent all about the home-good T and bad. Let the professional decide how to handle negatives and features or highlight the positives.

The life of an escrow. The Buyer

The Seller

The Escrow Officer

The Lender

Chooses a Real Estate Agent

Upon receipt of order and earnest money deposit, orders title examination.

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Accepts Buyer’s offer to purchase.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/preliminary report.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received. Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment/ preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

The Closing Process We know the home buying process can be confusing. Let’s walk through a brief explanation of what happens after you sign the contract. he signed contract and earnest money are delivered to the settlement agent (note: the title company often acts as T the settlement agent). Now the title order begins and information such as taxes, loan payoffs, lien search, and other information is collected. he title search will determine the legal owner of the property and any outstanding liens and/or assessments. T This search is critical to making sure the property will transfer legally to the buyer. Over the next few weeks the following will occur: inspections, repairs (if necessary), payoffs obtained from current lenders, HOA’s, lienholders, ect, and loan document preparation. It is important the buyers and sellers are responsive to requests for paperwork and information. Once the invoices, payoffs, statements, and loan documents are received, the settlement statement is prepared. This document includes the closing calculations and is used to inform the buyer and seller of their bottom line figures. The closing paperwork must then be signed by the buyer and the seller. This will include documents such as the deed, settlement statement, loan documents (if applicable), and others. ll payees, including the seller, payoff lenders, real estate professionals, and others are paid according to the A settlement statement. The final documents, including the deed and loan instrument, are sent to the county recorder’s office for recordation. After recording, the deed will be sent to the buyer. The title insurance policy is sent to the buyer and the lender.

Understanding title insurance. The title industry and title insurance in brief.

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, homebuyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

What is title insurance? Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Why is title insurance needed? Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

When is the premium due? You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

How title insurance differs. Unlike other forms of insurance, title insurance emphasizes loss prevention for the insured. Title professionals perform labor-intensive work to find and address title issues that could threaten your homeownership. This upfront analysis gives you, as a policy holder, the peace of mind that your title risk has been effectively reduced. In contrast, insurance based on loss assumption (such as auto or property and casualty insurance) requires little upfront work because claims cannot be predicted or prevented, and premium funds are needed only in the event of an accident or other covered issue. These types of insurance also require annual coverage payments, unlike title insurance which is paid for only once upon the purchase of your home or establishment of a new mortgage.

The importance of title protection. There are many title issues that could cause you to lose your real property or your mortgage investment. Even the most careful search of public records may not disclose the most dangerous threat: hidden risks. These issues may not be uncovered until years later. Without title insurance from a reputable and financially solvent company, the ownership of your home could be jeopardized.

Here are some examples of title issues that may occur: eeds by persons supposedly single, D but secretly married. Deeds in lieu of foreclosure given under duress arital rights of spouse purportedly, but not M legally, divorced. Impersonation of the true owner of the land. Deeds by minors. Deeds by persons of unsound mind. Deeds to or from defunct corporations. Defective acknowledgments by notaries. Duress in execution of instruments. Erroneous reports furnished by tax officials. Forged deeds, releases, etc. Mistakes in recording legal documents. Surviving children omitted from will. dministration of estate of persons absent but A not deceased. Birth or adoption of children after date of will. laims of creditors against real property sold by heirs C or devisees. eed of community property recited to be D separate property. Deeds by foreign parties.

Seller’s Checklist

Prior to Closing: Provide title company with current loan information so a payoff statement can be ordered from your lender. You will need to provide your Social Security Number and you may be required to sign a form authorizing your lender to provide the payoff to First American Title. Complete a Confidential Information Statement if you have a common surname. Provide documentation of any change in marital status (divorce, marriage, death) during current ownership. If the property is inherited we will need a copy of the probated will. Have your Power of Attorney approved prior to closing in the event you will not be present to sign documents. Required at Closing: Driver’s License

Social Security Number

ring extra house keys, garage door openers, warranties or operational manuals for appliances (heating, AC, stove, etc.) B or let your real estate professional know where in the house they are located. Avoiding Closing Delays: Lenders and title insurers may require single owners who have married to have their spouse sign paperwork or a deed at closing. Discuss this with your escrow officer early in the transaction. The Confidential Information Statement should be completed and returned promptly. It will help clarify the identity of the actual person or persons named on judgments in the title search. After Closing: Cancel your homeowner’s insurance if you are moving from the property at closing. If you are remaining at the property after closing, you should notify your agent of this change. Make sure your lender has your forwarding address. The lender will refund monies left in your escrow/impound account and send final paperwork regarding the paid loan. Keep your final settlement statement with tax documents. You will need it when filing taxes.

Moving Address Change Checklist Here’s a list of people, businesses and organizations who will need to know you’ve moved to a new location.

The Essentials:

Service Providers:

Request a “Change of Address” form at a USPS post office

Cable company

Friends and family

Phone company

Financial Institutions: Banks and credit unions Credit card companies (including department store cards) Lenders (mortgage, home equity, auto, student loan) Insurance companies (health, renters, auto, home, medical, dental, disability, life) Retirement (pension plans, 401K, retirement accounts, Social Security, Veterans Affairs) Investments (investment agencies and brokers)

Utilities: Phone services (cellular, land line) Electric Heating Oils (gas, oil, propane or other fuels) Water (water delivery, water treatment) Sewer Waste Disposal Internet (land line, wi-fi and satellite) Television (cable or satellite TV)

Government Offices: Department of Motor Vehicles IRS Passport Office Veteran Affairs Unemployment Office (if you are currently receiving unemployment benefits)

Jobs:

Housecleaning services Delivery services Accountants Childcare (day-care center, baby sitters) Lawn care service Veterinarian (including pet groomer, pet sitters, and microchip service) Pool services Lawyers

Automobile: Auto insurers (insurance agencies and brokers) Auto lenders (car dealership, bank or loan place) Department of Motor Vehicles (changing your vehicle registration) Membership clubs (AAA or similar) Parking permits Warranty (if a car warranty is still in place) Toll pass (Fast Lane, EZ Pass)

Memberships: House of worship (churches, synagogues, mosques) Health clubs Community groups (PTA, neighborhood associations, civic clubs) Children’s extracurricular activities (dance classes, music lessons, sport clubs) Social clubs, community centers

Subscriptions:

Notify the Human Resources department

Newspapers

Update your personal marketing materials (business cards, websites, resumes)

Magazines (The USPS will only forward magazine subscriptions for two months)

Employment agencies (temp agencies and recruiters)

Movie subscriptions (streaming services or other)

Professional Memberships (licensing and certification boards)

Book and music clubs

Past employers (for W-2)

Health:

Mail order houses

Other: Air miles reward program

Physicians (doctors, dentists, optometrists, etc.)

Pharmacies

Update personal websites

Health insurers (HMOs, DMOs, agencies and brokers)

Children’s schools

First American Title Insurance Company, and the operating divisions thereof, make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

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