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CO-22060 Cattlemen RN

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Experts

LOCAL EXPERTISE

You need someone who knows this area inside and out! The Farnon Team will work with you to find the right home at the right price for you, including all the neighborhood amenities that matter.

SELLING YOUR HOME

When it’s time to move, you need someone who markets your home, knows how to find the right buyer, negotiate on your behalf, oversee the inspections, handle all necessary paperwork and supervise the closing. The Farnon Team will take care of everything you need, from start to close.

DISCLAIMER

This Homebook is provided “as is” without warranty of any kind, either express or implied, including without limitations any warrantees of merchantability or fitness for a particular purpose. There is no representation of warranty that this information is complete or free from error, and the provider does not assume, and expressly disclaims, any liability to any person or entity for loss or damage caused by errors or omissions in this book.

The information contained in the REiSource report is delivered from your First American Title Insurance Company, who reminds you that you have the right as a consumer to compare fees and serviced levels for Title, Escrow, and all other services associated with property ownership, and to select providers accordingly. Your home is the largest investment you will make in your lifetime and you should demand the very best.

First American, the eagle logo, First American Title, and firstam.com are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.

Subject Property :   22060 Cattlemen Run Calhan CO 80808

Owner Information

Owner Name : Pair Christopher M / Pair Mandy

Mailing Address : 22060 Cattlemen Run, Calhan CO 80808 R007

Owner Occupied Indicator : O

Location Information

Legal Description : Lot 5 Mayberry Colorado Springs Fil No 1

County : El Paso, Co

Census Tract / Block : 46.03 / 1

Township-Range- Sect : 14-63-14

Legal Lot : 5

APN : 34142-01-005

Last Market Sale Information

Recording/Sale Date : 07/31/2023 / 07/19/2023

Sale Price : $530,547

Document # : 64789

Subdivision : Mayberry Colorado Spgs Fil 1

School District : Ellicott School No 22

Munic/Township : Ellicott School No 22

Neighbor Code : 97

1st Mtg Amount/Type : $485,647 / Va

1st Mtg Document # : 64790

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $232.39

Title Company : Land Title Guarantee

Seller Name : Mayberry Communities Llc

Property Characteristics

Gross Area : 3,697

Living Area : 2,283

Tot Adj Area : 2,283

Above Grade : 2283

Total Rooms : 6

Bedrooms : 5

Property Information

Land Use : Sfr

County Use : Single Family Resid

Bath(F/H) : 2 / 1

Year Built / Eff : 2023

Parking Type : Attached Garage

Garage Area : 1,414

Roof Type : Gable

Zoning : PUD

Lot Acres : 0.22

Roof Material : Composition Shingle

Heat Type : Forced Air

Cooling Type : Forced Air

Interior Wall : Drywall

Quality : Average

Lot Size : 9,539

Customer Name : De Anna Harwood

Customer Company Name : First American Title Prepared On : 06/11/2026

First American Title Market Update

Calhan, CO 80808

Single-Family Homes

This week the median list price for Calhan, CO 80808 is $585,000 with the market action index hovering around 29. This is an increase over last month's market action index of 28. Inventory has increased to 39.

Market Action Index

Slight Buyer's Advantage Market Narrative

The Market Action Index has been trending lower for several weeks while prices have remained relatively stable. If inventory continues to grow relative to demand however, it is likely that we will see downward pressure on pricing.

Median List Price

Segments Each segment below represents approximately 25% of the market ordered by price.

Real-Time Market Profile

Slight Buyer's Advantage

Public Schools :

Middle Schools

Ellicott Middle School

350 South Ellicott Highway Calhan CO 80808

Telephone : (719) 683-2700

Lowest Grade : 6th

Kindergarten : No

Enrollment : 230

School District : Ellicott School District No. 22

Highest Grade : 8th

School Enrollment :

Total Expenditure/Student : 25

SOUTHERN COLORADO

El Paso, Fremont, Teller & Pueblo Counties

SCHOOL DISTRICT:

ELLICOTT 22

SCHOOL INFORMATION

SCHOOLS: ELLICOTT ELEMENTARY

ELLICOTT MIDDLE

ELLICOTT HIGH

SOUTHERN COLORADO

El

Paso, Fremont, Teller & Pueblo Counties

SCHOOL

SOUTHERN COLORADO

El Paso, Fremont, Teller & Pueblo Counties

PIKES PEAK REGION

SCHOOL

DISTRICTS:

ACADEMY DISTRICT 20

Colorado Springs www.asd20.org

BIG SANDY SCHOOL DISTRICT 100J

Simla www.bigsandy100j.com

CALHAN SCHOOL

DISTRICT RJ-1

Calhan www.calhanschool.org

CAÑON CITY SCHOOLS

FREMONT RE-1

Canon City www.canoncityschools.org

CHEYENNE

MOUNTAIN SCHOOL DISTRICT 12

Colorado Springs www.cmsd12.org

COLORADO SCHOOL FOR THE DEAF AND THE BLIND

Colorado Springs csdb.org

COLORADO SPRINGS

SCHOOL DISTRICT 11

Colorado Springs www.d11.org

COTOPAXI SCHOOL DISTRICT RE-3

Cotopaxi www.cotopaxire3.org

CRIPPLE CREEK-VICTOR

SCHOOL DISTRICT RE-1

Cripple Creek www.ccvschools.com

CUSTER COUNTY

SCHOOL DISTRICT C-1

Westcliffe www.custercountyschools.org

SCHOOL DISTRICT 49

Falcon www.d49.org

EDISON SCHOOL DISTRICT 54 JT

Yoder www.edison54jt.org

ELBERT SCHOOL DISTRICT 200

Elbert www.elbertschool.org

ELLICOTT SCHOOL DISTRICT 22

Ellicott www.ellicottschools.org

FREMONT RE-2 SCHOOL DISTRICT Florence www.re-2.org

FOUNTAIN-FORT CARSON SCHOOL DISTRICT 8

Fountain www.ffc8.org

HANOVER SCHOOL DISTRICT 28

Colorado Springs www.hanoverhornets.org

HARRISON SCHOOL DISTRICT 2

Colorado Springs www.hsd2.org

KIOWA SCHOOL DISTRICT C-2

Kiowa www.kiowaschool.org

LEWIS-PALMER SCHOOL DISTRICT 38

Monument www.lewispalmer.org

MANITOU SPRINGS SCHOOL DISTRICT 14

Manitou Springs www.mssd14.org

MIAMI-YODER SCHOOL DISTRICT 60 JT

Rush www.miamiyoder.com

PEYTON SCHOOL DISTRICT 23 JT

Peyton www.peyton.k12.co.us

PUEBLO SCHOOL DISTRICT 60

Pueblo www.pueblod60.org

PUEBLO COUNTY SCHOOL DISTRICT 70 Pueblo www.district70.org

WIDEFIELD SCHOOL DISTRICT 3

Colorado Springs www.wsd3.org

WOODLAND PARK

SCHOOL DISTRICT RE-2

Woodland Park www.wpsdk12.org

2638: Ellicott Elementary School | 1050: Ellicott 22

2025 Final School Performance Framework

Grade Levels: E - (1 Year)

Plan Type Official Rating based on SINGLE-YEAR SPF Report

Performance Plan

59.6/100 Points Earned

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above The cut points for final ratings established by the State Board of Education are shown at the right of this page Failure to meet finance, assessment, and safety assurances may result in a lowered rating Refer to the scoring guide near the end of this report for more details on how ratings are determined

InsufficientStateData: No reportable achievement and growth data

(-) No Reportable Data

*State accountability policy requires 95% student participation in state assessments Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations The descriptor does not impact framework calculations First-year in the U S Multilingual Learners eligible to take the ELP assessment count as participants for ELA

ACHIEVEMENT

2025 Final School Performance Framework

ACADEMIC GROWTH

This page displays the performance indicator data for the elementary school level For the 1-year report, calculations are based on 2025 state assessment results Multi-year reports include 2023 through 2025 results

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

2638: Ellicott Elementary School | 1050: Ellicott 22

Scoring Guide for 2025 District/School Performance Frameworks

2640: Ellicott Middle School | 1050: Ellicott 22

2025 Final School Performance Framework

Grade Levels: M - (1 Year)

Plan Type Official Rating based on SINGLE-YEAR SPF Report

Performance Plan

61.3/100 Points Earned

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above The cut points for final ratings established by the State Board of Education are shown at the right of this page Failure to meet finance, assessment, and safety assurances may result in a lowered rating Refer to the scoring guide near the end of this report for more details on how ratings are determined

InsufficientStateData: No reportable achievement and growth data

(-) No Reportable Data

*State accountability policy requires 95% student participation in state assessments Students excused from testing by a parent or guardian do not impact the Accountability Participation Rate that determines whether the overall rating is reduced by one level Districts or schools with less than 95% total participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations The descriptor does not impact framework calculations First-year in the U S Multilingual Learners eligible to take the ELP assessment count as participants for ELA

2640: Ellicott Middle School | 1050: Ellicott 22

ACADEMIC ACHIEVEMENT

2025 Final School Performance Framework

ACADEMIC GROWTH

This page displays the performance indicator data for the middle school level For the 1-year report, calculations are based on 2025 state assessment results Multi-year reports include 2023 through 2025 results

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

Scoring Guide for 2025 District/School Performance Frameworks

2642: Ellicott Senior High School | 1050: Ellicott 22

2025 Final School Performance Framework

Plan Type Official Rating based on SINGLE-YEAR SPF Report

Improvement Plan

49.1/100 Points Earned

The performance framework evaluates district and school performance on Academic Achievement, Academic Growth, and Postsecondary & Workforce Readiness indicators The percentage of points earned across all indicators determines the final accreditation rating for a district or the final plan type for a school, which is displayed above The cut points for final ratings established by the State Board of Education are shown at the right of this page Failure to meet finance, assessment, and safety assurances may result in a lowered rating Refer to the scoring guide near the end of this report for more details on how ratings are determined

Test Participation Rates and Total Participation Rate Descriptor*

Total Participation Rate Descriptor for Planning Purposes:

Summary of Ratings by EMH Level

No Reportable Data

participation in ELA and Math receive a "Does Not Meet 95% Total Participation" descriptor that is informational and does not impact framework calculations The descriptor does not impact framework calculations First-year in the U S Multilingual Learners eligible to take the ELP assessment count as

ACADEMIC ACHIEVEMENT

ACADEMIC GROWTH

This page displays the performance indicator data for the high school level For the 1-year report, calculations are based on 2025 state assessment results Multi-year reports include 2023 through 2025 results PSAT/SAT cut scores for the multi-year reports were renormed based on 2025 results

Academic Achievement: mean scale scores represent outcomes for designated subjects and student groups; participation rates included on this page count parent excusals as non-participants

Academic Growth: median student growth percentiles and percentages of students on track to meet targets represent outcomes for designated subjects and student groups

For additional information regarding Academic Achievement and Academic Growth points, cut-points, and ratings, refer to the scoring guide at the end of this document.

Learners describes students that are Non-English

Not Applicable; (-) No Reportable Data

2642: Ellicott Senior High School | 1050: Ellicott 22

POSTSECONDARY AND WORKFORCE READINESS

REFERENCE TABLE: DISAGGREGATED GRADUATION RATES

CO SAT: represent outcomes for designated subjects and student groups; participation rates count parent excusals as non-participants For the 1-year report, calculations are based on 2025 state assessment results Multi-year reports include 2023-2025 results Cut-scores for the multi-year reports were re-normed based on 2025 results

Dropout Rates: represent percentages of students enrolled in grades 7-12 for districts and 9-12 for schools at any time during the year who left and did not subsequently enroll in another Colorado school 1-Year calculations are based on the 2024 End of Year (EOY) data submission Multi-year reports include 2022 through 2024 records

Matriculation Rates: represent percentages of high school graduates with a qualifying credential, enrollment, or enlistment status in a Career & Technical Education (CTE) program, a 2- or 4-year institute of higher education, a branch of the military, or a postsecondary program. Beginning in 2024, high school graduates who were enrolled in ASCENT, P-TECH, or TREP programs (i.e., Postsecondary Program) during their 5th year of high school count as successes. 1-Year calculations are based on the 2024 graduation cohort. Multi-year reports include 2022 through 2024 records.

Graduation Rates: represent percentages of students graduating high school within designated timeframes Ratings are based on the best of the 4-, 5-, 6-, and 7-year graduation rates AYGs designate Anticipated Years of Graduation, which are defined as four years after the year that students initially enroll in 9th grade Calculations for 1-Year and Multi-Year reports are based on data for students with AYGs between 2021 and 2024 For additional information about ratings, refer to the scoring guide on the last page of this report.

2642: Ellicott Senior High School | 1050: Ellicott 22

Scoring Guide for 2025 District/School Performance Frameworks

HIGHER EDUCATION

State of Colorado

FOUR YEAR INSTITUTIONS:

ADAMS STATE UNIVERSITY

719.587.7011 208 Edgemont Blvd. • Alamosa, 81101 www.adams.edu

COLORADO CHRISTIAN UNIVERSITY

303.963.3000 8787 W Alameda Ave. • Lakewood, 80226 www.ccu.edu

*COLORADO COLLEGE

(719) 389-6344

14 E Cache La Poudre St. Colorado Springs, 80903 coloradocollege.edu/visit

COLORADO MESA

UNIVERSITY

970.248.1020 1100 North Ave. • Grand Junction, 81501 coloradomesa.edu

*COLORADO SCHOOL OF MINES

303.273.3000

1500 Illinois St. • Golden, 80401 www.mines.edu

*COLORADO STATE UNIVERSITY (CSU) (970) 491-1111 711 Oval Drive, Fort Collins CO 80521 www.colostate.edu

*COLORADO STATE UNIVERSITY - PUEBLO

719.549.2100

SCHOOL

2200 Bonforte Blvd. • Pueblo, 81001 www.csupueblo.edu

COLORADO STATE UNIVERSITY GLOBAL

800-462-7845 or 720-279-0159

555 17th St., Ste. 1000 Denver, CO 80202 www.csuglobal.edu

*COLORADO TECHNICAL UNIVERSITY (CTU)

855.227.0555

1575 Garden of the Gods Rd. #100 Colorado Springs, 80907 www.coloradotech.edu

COLUMBIA COLLEGEDENVER

303.771.0176

15500 E. Centretech Pkwy. Aurora, 80011 www.ccis.edu

DEVRY UNIVERSITY

303.280.7400

1870 W 122nd Ave. Westminster, 80234 www.devry.edu

*FORT LEWIS COLLEGE

877.352.2656

1000 Rim Dr. • Durango, 81301 www.fortlewis.edu

METROPOLITAN STATE UNIVERSITY OF DENVER

303.556.5740

890 Auraria Pkwy. • Denver, 80204 www.msudenver.edu

NAZARENE BIBLE COLLEGE

719.884.5000

2020 N Academy Blvd Colorado Springs, 80909 www.nbc.edu

NAROPA UNIVERSITY

800-772-6951

2130 Arapahoe Ave. • Boulder, 80302 www.naropa.edu

*REGIS UNIVERSITY

800.388.2366

3333 Regis Blvd. • Denver, 80221 www.regis.edu

ROCKY MOUNTAIN COLLEGE OF ART & DESIGN

303.753.6046

1600 Pierce St. • Lakewood, 80214 www.rmcad.edu

UNITED STATES AIR FORCE ACADEMY

(719) 333-2025

2354 Fairchild Dr, Air Force Academy, CO 80840 www.usafa.edu

*UNIVERSITY OF COLORADO BOULDER (CU BOULDER) (303) 492-4636 Boulder, CO 80309 www.colorado.edu

*UNIVERSITY OF COLORADO - COLORADO SPRINGS (UCCS)

719.255.8227

1420 Austin Bluffs Pkwy Colorado Springs, 80918 www.uccs.edu

*UNIVERSITY OF COLORADO DENVER (CU DENVER)

303.315.5969

1201 Larimer St. • Denver, 80204 www.ucdenver.edu

*UNIVERSITY OF DENVER (DU)

303.871.2000

Denver, CO 80210 www.du.edu

HIGHER EDUCATION

State of Colorado SCHOOL

FOUR YEAR INSTITUTIONS Cont.

TWO YEAR INSTITUTIONS:

*UNIVERSITY OF NORTHERN COLORADO (UNC)

970.351.1890

501 20th St. • Greeley, 80639 www.unco.edu

WESTERN COLORADO

UNIVERSITY

970.943.2119

1 Western Way • Gunnison, 81231 www.western.edu

WILLIAM HOWARD TAFT UNIVERSITY

(877) 894-8238

1325 S Colorado Blvd Suite B-404, Denver, CO 80222 www.taft.edu

*METROPOLITAN STATE UNIVERSITY OF DENVER (303) 556-5740 890 Auraria Pkwy, Denver, CO 80204 www.msudenver.edu

*COLORADO MESA UNIVERSITY

970.248.1020 1100 North Ave, Grand Junction, 81505 www.coloradomesa.edu

COLORADO CHRISTIAN UNIVERSITY

(303) 963-3000 8787 W Alameda Ave, Lakewood, CO 80226 www.ccu.edu

AIMS COMMUNITY COLLEGE

970.330.8008

5401 W. 20th St. • Greeley, 80634 all locations: www.aims.edu/locations www.aims.edu

ARAPAHOE COMMUNITY COLLEGE

303.797.4222 • 5900 S. Santa Fe Dr. Littleton, 80120

303.660-3160 • 4500 Limelight Ave. Castle Rock, 80109

303-734-3853 •10035 Peoria St. Lone Tree, 80134 www.arapahoe.edu

COLORADO NORTHWESTERN COMMUNITY COLLEGE (800) 562-1105 www.cncc.edu

COLORADO MOUNTAIN COLLEGE

for all locations: coloradomtn.edu/where-we-are www.coloradomtn.edu

COMMUNITY COLLEGE OF AURORA

303.360.4700 www.ccaurora.edu

COMMUNITY COLLEGE OF DENVER (303) 556-2600 800 Curtis St, Denver, CO 80204 www.ccd.edu

FRONT RANGE

COMMUNITY COLLEGE

303.404.5000 3645 W. 112th Ave. • Westminster, 80031 Boulder and Larimer County locations: www.frontrange.edu

LAMAR COMMUNITY COLLEGE

719.336.2248

2401 S Main St. • Lamar, CO 81052 www.lamarcc.edu

MORGAN COMMUNITY COLLEGE

970.542.3100

920 Barlow Rd. • Fort Morgan, 80701 www.morgancc.edu

NORTHEASTERN JUNIOR COLLEGE

970.521.6600

100 College Ave. • Sterling, 80751 www.njc.edu

OTERO COLLEGE (719) 384-6800

1802 Colorado Ave. • La Junta, 81050 www.otero.edu

PIKES PEAK STATE COLLEGE

719.502.2000 5675 S Academy Blvd. Colorado Springs, 80906 www.pikespeak.edu

PUEBLO COMMUNITY COLLEGE (719) 549-3200 900 W Orman Ave. • Pueblo, 81004 www.pueblocc.edu

RED ROCKS COMMUNITY COLLEGE

303.914.6600

13300 W 6th Ave. • Lakewood, 80228 www.rrcc.edu

TRINIDAD STATE COLLEGE

719.846.5011

600 Prospect St. • Trinidad, 81082 1011 Main St. • Alamosa, 81101 www.trinidadstate.edu

*TOP RANKED IN COLORADO

UTILITIES

PHONE SERVICE:

OOMA (888) 711-6662 www.ooma.com

VOIPLY (Landline)

844-843-4175 www.voiply.com

PHONE AND INTERNET PROVIDERS:

ALLO FIBER

866-481-2556 allocommunications.com

AT&T

866-861-6075 att.com

CENTURY LINK

855.526.1062 centurylink.com

HUGHESNET

844-737-2700 hughesnet.com

RISE BROADBAND

855-275-9473 risebroadband.com

SPECTRUM

855-860-9068 spectrum.com

T-MOBILE

844.503.1423 t-mobile.com

VIASAT

(855) 463-9333 viasat.com

XFINITY

800.934.6489 xfinity.com

NEXTLIGHT (Longmont) 303.774.4494 mynextlight.com

VERIZON

855.632.3154 verizon.com

VIAERO WIRELESS (government assistance program) 877-484-2376 www.viaero.com

SATELLITE & CABLE:

DIRECTV

800-347-3288 directv.com

DISH

877-621-0194 dish.com

XFINITY

800.934.6489 xfinity.com

SPECTRUM

855-860-9068 spectrum.com

RESIDENTIAL TRASH:

WASTE CONNECTIONS

844-708-7274

wasteconnections.com

WASTE MANAGEMENT

866.909.4458 wm.com

REPUBLIC SERVICES

877.692.9729 republicservices.com

5280 WASTE SOLUTIONS (720) 884-0300 • info@5280waste.com 5280waste.com

ALTITUDE WASTE SOLUTIONS

(Westminster, Adams County Unincorporated and Federal Heights) 303.487.1515 • altitudetrash.com

MOUNTAIN HIGH DISPOSAL

(Aurora and Northern Colorado) 970.834.1144 mountainhighdisposal@gmail.com

MOUNTAIN WEST DISPOSAL (NoCo) 970.460.9842 mountainwestdisposal.com

HBS TRASH SERVICES (South Metro and SoCo) 720.547.8600 hbstrash.com

APEX WASTE SOLUTIONS (Metro and SoCo) Denver / Parker: 303-841-7144 Colorado Springs: 719-999-0500 apexwasteco.com

INFINITE DISPOSAL

(Colorado Springs) 719.999.0500 infinitedisposal.com

CAREFREE DISPOSAL

(Colorado Springs) 719.635.9999 carefreedisposal.com

SOCO WASTE (Colorado Springs) 719.357.8855 socowaste.com

UTILITIES

RESIDENTIAL TRASH cont:

WASTE SYSTEMS INC.

(Southern Colorado Springs)

719.390.5097 wastesysinc.com

ENERGY & GAS SERVICE:

ATMOS ENERGY

888.286.6700 atmosenergy.com

XCEL ENERGY

800.895.4999 xcelenergy.com

COLORADO NATURAL GAS

800-720-8193 coloradonaturalgas.com

BLACK HILLS ENERGY

888-890-5554 blackhillsenergy.com

COLORADO SPRINGS UTILITIES

(719) 448-4800 or (888) 278-6847 www.csu.org

SOLAR PROVIDERS:

INDEPENDENT POWER

303-443-0115 solarips.com

NAMASTE SOLAR

303.447.0300 namastesolar.com

APOLLO ENERGY

720.582.8258 harnessoursun.com

COMPLETE ENERGY SOLUTIONS (Arvada)

888.947.8626 densolar.com

SUNRUN (Denver Metro)

833-324-5886 sunrun.com

CASCADE SOLAR & ELECTRIC

303.928.4123 cascadese.com

ROCKY MOUNTAIN SOLAR SERVICES (Denver Metro)

303-656-0360

GO GREEN ELECTRIC INC

303.731.5198 gogreenelectricinc.com

SMART WAVE SOLAR (Denver Metro) 720-547-3422 smartwavesolar.com

BLUE RAVEN SOLAR

385-220-2516 blueravensolar.com

ENERGY ADVANTAGE ROOFING & SOLAR

720.306.9600 yourenergyadvantage.com/colorado

ION SOLAR

855-208-5625 ionsolar.com/colorado

COMPLETE ENERGY SOLUTIONS (Arvada)

888.947.8626 densolar.com

SOLAR POWER PROS

303.797.6527 solarpowerpros.com

PHOTON BROTHERS

Service Area: Colorado Front Range Phone: 720-370-3344

Website: photonbrothers.com

ARE SOLAR

Service Area: Denver, Erie, Larkspur / Colorado Denver: 720-706-2773 Erie: 719-212-2999

Larkspur: 719-353-5581

Website: aresolar.com

SANDBOX SOLAR

Service Area: Northern Colorado / Colorado Front Range Phone: 970-673-7733

Email: sales@sandboxsolar.com Website: sandboxsolar.com

SOLAR SIDE UP

Service Area: Denver Metro Phone: 720-740-7085

Website: solarsideup.com

SUNTALK SOLAR

Service Area: Denver Metro and Colorado Springs Main Phone: 303-904-2268 Cell: 720-295-9180 Website: suntalksolar.com

GOLDEN SOLAR

Service Area: Denver Metro Phone: 303-955-6332

Email: gosolar@goldensolar.net Website: goldensolar.net

FLATIRON SOLAR

Service Area: Boulder, Longmont, Northern Colorado Phone: 303-775-4574

Email: info@flatironsolar.com Website: flatironsolar.com

ECOLOGY SOLAR

Service Area: Denver Phone: 720-355-7295

Email: get-solar@ecology.solar Website: ecology.solar

SOUTHERN COLORADO

El Paso County EL PASO COUNTY: www.elpasoco.com

ELECTED OFFICIALS & PUBLIC OFFICES

ASSESSOR

Mark Flutcher 719.520.6600

CLERK AND RECORDER

Steve Schleiker 719.520.6202

CORONER

Dr. Emily Russell-Kinsley 719.390.2450

COUNTY COMMISSIONER (DISTRICT 1)

Holly Williams 719.520.6411

COUNTY COMMISSIONER (DISTRICT 2)

Carrie Geitner 719.520.6412

COUNTY COMMISSIONER (DISTRICT 3)

Bill Wysong 719.520.6413

COUNTY COMMISSIONER (DISTRICT 4)

Cory Applegate 719.520.6414

COUNTY COMMISSIONER (DISTRICT 5)

Lauren Nelson 719.520.6415

DISTRICT ATTORNEY (4TH JUDICIAL DISTRICT)

Michael J. Allen 719.520.6000

SHERIFF

Joseph Roybal 719.520.7100

SURVEYOR

Surveyor’s Office 719.520.7201

TREASURER AND PUBLIC TRUSTEE

Chuck Broerman 719.520.7900

EL PASO COUNTY COURTHOUSE & GOVERNMENT CENTER:

EL PASO COUNTY JUDICIAL BUILDING

719.452.5000

270 S. Tejon St. • Colorado Springs, 80903

CENTENNIAL HALL

200 S. Cascade Ave. • Colorado Springs, CO 80903

CITIZENS SERVICE CENTER

1675 W. Garden of the Gods Rd. Colorado Springs, CO 80907

EL PASO COUNTY

MOTOR VEHICLE: clerkandrecorder.elpasoco.com 719.520.6240

MAIN OFFICE - CITIZENS SERVICE CENTER

1675 W. Garden of the Gods Rd. Colorado Springs, 80907

SOUTHEAST - POWERS BRANCH

5650 Industrial Place Colorado Springs, 80916

NORTH - UNION TOWN CENTER BRANCH

8830 N Union Blvd. Colorado Springs, 80920

FORT CARSON BRANCH

6351 Wetzel Ave., Bldg 1525 Fort Carson, 80913

EL PASO COUNTY LIBRARIES:

PIKES PEAK LIBRARY DISTRICT ppld.org

719.531.6333, option 3

CALHAN

719.531.6333 x7013

600 Bank St. • Calhan, 80808

CHEYENNE MOUNTAIN

719.531.6333 x7001

1785 S. 8th St. #100 Colorado Springs, 80905

EAST

719.531.6333 x7014

5550 N Union Blvd. Colorado Springs, 80918

FOUNTAIN

719.531.6333 x7002

230 S. Main St. • Fountain, 80817

HIGH PRAIRIE

719.531.6333 x7003

7035 Old Meridian Rd. • Falcon, 80831

LIBRARY 21C

719.531.6333 x7012

1175 Chapel Hills Dr. Colorado Springs, 80920

MANITOU SPRINGS

719.531.6333 x7004

701 Manitou Ave. Manitou Springs, 80829

MANITOU SPRINGS

719.531.6333 x7004

701 Manitou Ave.

Manitou Springs, CO 80829

For a full list of locations, visit: ppld.org

SOUTHERN COLORADO

El Paso County

EL PASO COUNTY:

El Paso County is a county located in the U.S. state of Colorado. El Paso County, Colorado Population 2024 747,834 El Paso County, Colorado ‘s estimated 2024 population is 747,834 with a growth rate of 0.49% in the past year according to the most recent United States census data.

HISTORY

In July 1858, gold was discovered along the South Platte River in Arapahoe County, Kansas Territory. This discovery precipitated the Pike’s Peak Gold Rush. Many residents of the mining region felt disconnected from the remote territorial governments of Kansas and Nebraska, so they voted to form their own Territory of Jefferson on October 24, 1859. The following month, the Jefferson Territorial Legislature organized 12 counties for the new territory including El Paso County. El Paso County was named for the Spanish language name for Ute Pass north of Pikes Peak. Colorado City served as the county seat of El Paso County.

The Jefferson Territory never received federal sanction, but on February 28, 1861, U.S. President James Buchanan signed an act organizing the Territory of Colorado. El Paso County was one of the original 17 counties created by the Colorado legislature on November 1, 1861. Part of its western territory was broken off to create Teller County in 1899. Originally based in Old Colorado City (now part of Colorado Springs, not today’s Colorado City between Pueblo and Walsenburg), El Paso County’s county seat was moved to Colorado Springs in 1873.

GEOGRAPHY

According to the U.S. Census Bureau, the county has a total area of 2,130 square miles (5,500 km2), of which 2,127 square miles (5,510 km2) are land and 2.7 square miles (7.0 km2) (0.1%) are covered by water.

ADJACENT COUNTIES

Douglas County - north Elbert County - northeast Lincoln County - east Crowley County - southeast Pueblo County - south Fremont County - west Teller County - west

NATIONAL PROTECTED AREA

Pike National Forest

STATE PROTECTED AREA

Cheyenne Mountain State Park

HISTORIC SITES

Pikes Peak National Historic Landmark USAFA Cadet Area National Historic District Old Colorado City (National Register of Historic Districts)Manitou Springs (National Register of Historic Districts)

SOUTHERN COLORADO

El Paso County

EL PASO COUNTY Cont...

GOVERNMENT

El Paso County is governed by a board of county commissioners. In 2004, the voters of Colorado Springs and El Paso County established the Pikes Peak Rural Transportation Authority (PPRTA) and adopted a 1% sales tax dedicated to improving the region’s transportation infrastructure. Together with state funding for COSMIX (2007 completion) and the I-25 interchange with Highway 16 (2008 completion), significant progress has been made since 2003 in addressing the transportation needs of the area. In 2012, the county voted to legalize marijuana. On March 12, 2019, the county commissioners unanimously passed a resolution to become a Second Amendment sanctuary.

The Colorado Department of Corrections has its headquarters in an unincorporated area in the county.

DEMOGRAPHICS

For county demographics and information visit the below website and enter your county and state, then click on the map next to total population for full details:

data.census.gov

COLORADO Southern Colorado

SPORTS:

CSU PUEBLO THUNDERWOLVES – COLLEGE ATHLETICS

For schedules, tickets, and more information: gothunderwolves.com

AIR FORCE ACADEMY FALCONS – COLLEGE ATHLETICS

For schedules, tickets and more info: goairforcefalcons.com

SOCO BASKETBALL –YOUTH BASKETBALL LEAGUES & CAMPS

For league schedules, registration, camps, and more info: socobball.com

PARKS & RECREATION:

GARDEN OF THE GODS VISITOR & NATURE CENTER

1805 N 30th St

Colorado Springs, CO 80904 (719) 634-6666 GARDENOFGODS.COM

GREAT SAND DUNES NATIONAL PARK & PRESERVE

11999 State Highway 150 Mosca, CO 81146 719-378-6395 • nps.gov/grsa

THE BROADMOOR SEVEN FALLS

1045 Lower Gold Camp Rd

Colorado Springs, CO 80905 (855) 923-7272 sevenfalls.com

CAVE OF THE WINDS MOUNTAIN PARK

100 Cave of the Winds Rd

Manitou Springs, CO 80829 (719) 685-5444 caveofthewinds.com

PALMER PARK

3650 Maizeland Rd

Colorado Springs, CO 80909 (719) 385-5940 coloradosprings.gov

CHEYENNE MOUNTAIN STATE PARK

410 JL Ranch Heights

Colorado Springs, CO 80926 cpw.state.co.us

MEMORIAL PARK

1605 E Pikes Peak Ave

Colorado Springs, CO 80909 (719) 385-5940 coloradosprings.gov

MOUNT CUTLER TRAIL

2120 N Cheyenne Canyon Rd

Colorado Springs, CO 80906 (719) 385-6086 cheyennecanon.org

UTE VALLEY PARK

1705 Vindicator Dr Colorado Springs, CO 80919 (719) 385-5940 coloradosprings.gov

STARSMORE VISITOR AND NATURE CENTER

2120 S Cheyenne Canyon Rd

Colorado Springs, CO 80906 (719) 385-6086 coloradosprings.gov

BEAR CREEK NATURE CENTER

245 Bear Creek Rd

Colorado Springs, CO 80906 (719) 520-6387 communityservices.elpasoco.com

MONUMENT VALLEY PARK

170 W Cache La Poudre St

Colorado Springs, CO 80903 (719) 385-5940 coloradosprings.gov

MANITOU LAKE PICNIC AREA

Highway 67 Woodland Park, CO 80863 719-636-1602 fs.usda.gov

AIKEN CANYON PRESERVE

3350 Turkey Canyon Ranch Rd

Colorado Springs, CO 80926 (719) 576-4336 nature.org

AMERICA THE BEAUTIFUL PARK

126 Cimino Dr

Colorado Springs, CO 80903 (719) 385-5940 coloradosprings.gov

RED CANYON PARK

County Road F24 Canon City, CO 81212 (719) 269-9028

LAKE PUEBLO COLORADO STATE PARK, CO

640 Pueblo Reservoir Rd Pueblo, CO 81005 (719) 561-9320

COLORADO SoCo

PARKS & RECREATION

CONT:

PIKES PEAK - AMERICA’S MOUNTAIN

5089 Pikes Peak Highway Cascade, CO 80809

Attractions site lists for GPS, and kept the City of Colorado Springs site as the primary visitor/ticket source. The City currently notes timed-entry permits are required for vehicles traveling past Mile 7 from May 22 through Sept. 30, 2026 (719) 385-7325 coloradosprings.gov

FLORISSANT FOSSIL BEDS

NATIONAL MONUMENT

15807 Teller County Road 1 Florissant, CO 80816 nps.gov/flfo

LEADVILLE & TWIN LAKES

Leadville Visitor Center at 460 Harrison Ave

Leadville, CO 80461 (719) 486-1229 leadvilletwinlakes.com/natural-attractions-detail/twin-lakes

TRINIDAD LAKE STATE PARK

32610 HIGHWAY 12 TRINIDAD, CO 81082 (719) 846-6951 cpw.state.co.us/placestogo/parks/Trinidadlake

SANCTUARIES & ZOOS:

COLORADO WOLF & WILDLIFE CENTER

4729 Twin Rocks Rd. Divide, CO 80814 (719) 687-9742 wolfeducation.org

PUEBLO ZOO

3455 Nuckolls Ave. Pueblo, CO 81005 (719) 561-1452 pueblozoo.org

CHEYENNE MOUNTAIN ZOO

4250 Cheyenne Mtn. Zoo Road Colorado Springs, CO 80906 (719) 633-9925 cmzoo.org

ARTS & ENTERTAINMENT:

THE NORTH POLE –SANTA’S WORKSHOP

5050 Pikes Peak Hwy Cascade, CO 80809 (719) 684-9432 northpolecolorado.com

COLORADO SPRINGS FINE ARTS CENTER AT COLORADO COLLEGE

30 West Dale St.

Colorado Springs, CO 80903 (719) 634-5581 fac.coloradocollege.edu

WESTERN MUSEUM OF MINING & INDUSTRY

225 N Gate Blvd

Colorado Springs, CO 80921 (719) 488-0880 wmmi.org

COLORADO SPRINGS PIONEERS MUSEUM

215 S Tejon St

Colorado Springs, CO 80903 (719) 385-5990 cspm.org

NATIONAL MUSEUM OF WORLD WAR II AVIATION

775 Aviation Way

Colorado Springs, CO 80916 (719) 637-7559 worldwariiaviation.org

PETERSON AIR & SPACE MUSEUM

150 E Ent Ave

Colorado Springs, CO 80914 (719) 556-4915 petemuseum.org

COLORADO RENAISSANCE FESTIVAL

650 Perry Park Ave

Larkspur, CO 80118 (303) 688-6010 coloradorenaissance.com

PUEBLO NEON ALLEY

Union Avenue Historic District Near 125 W B St Pueblo, CO 81003

For visitor information, public art, and more information: visitpueblo.org

COLORADO

SPORTS TEAMS & FACILITIES:

DENVER METRO

DENVER BRONCOS

Empower Field at Mile High, 1701 Bryant St., Denver, CO 80204.

DENVER NUGGETS, COLORADO AVALANCHE & COLORADO MAMMOTH

Ball Arena, 1000 Chopper Circle, Denver, CO 80204.

COLORADO ROCKIES

Coors Field

2001 Blake St., Denver, CO 80205 coloradorockies.com

COLORADO RAPIDS

Dick’s Sporting Goods Park 6000 Victory Way, Commerce City, CO 80022 • coloradorapids.com

DENVER SUMMIT FC

&

Colorado’s NWSL team; 2026 home matches use multiple venues, including Empower Field, DICK’S Sporting Goods Park, and Centennial Stadium.

UNIVERSITY OF COLORADO BUFFALOES

CU Boulder athletics; Boulder-based. cubuffs.com

UNIVERSITY OF DENVER PIONEERS

University of Denver athletics; Ritchie Center ticket office, 2240 Buchtel Blvd., Denver, CO 80208. denverpioneers.com

NATIONAL BALLPARK MUSEUM

1940 Blake St., Denver, CO 80202; 303.974.5835 ballparkmuseum.com

NORTHERN COLORADO

COLORADO EAGLES

Blue FCU Arena

5290 Arena Cir., Loveland, CO 80538 coloradoeagles.com

COLORADO STATE UNIVERSITY RAMS

UNIVERSITY OF NORTHERN COLORADO BEARS uncbears.com

COLORADO NATIONAL SPEEDWAY

4281 Speedway Blvd., Dacono, CO 80514; 303.828.0116 coloradospeedway.com

SOUTHERN COLORADO

COLORADO SPRINGS SWITCHBACKS FC Weidner Field 111 W. Cimarron St., Colorado Springs, CO 80903 • switchbacksfc.com

AIR FORCE FALCONS goairforcefalcons.com

PIKES PEAK INTERNATIONAL RACEWAY

16650 Midway Ranch Rd., Fountain, CO 80817 719.382.7223 /ppir.com

MUSEUMS:

DENVER METRO

DENVER ART MUSEUM

720.865.5000

100 W. 14th Ave. Pkwy., Denver, CO 80204 • denverartmuseum.org

DENVER MUSEUM OF NATURE & SCIENCE

303.370.6000

2001 Colorado Blvd., Denver, CO 80205 dmns.org

HISTORY COLORADO CENTER

303.447.8679

1200 Broadway, Denver, CO 80203 historycolorado.org

MOLLY BROWN HOUSE MUSEUM

303.832.4092

1340 Pennsylvania St., Denver, CO 80203 • mollybrown.org

COLORADO RAILROAD MUSEUM

303.279.4591 / 800.365.6263; 17155 W. 44th Ave., Golden, CO 80403

FORNEY MUSEUM OF TRANSPORTATION

303.297.1113; 4303 Brighton Blvd., Denver, CO 80216 forneymuseum.com

COLORADO

MUSEUMS Cont.

DENVER METRO

MCA Denver / Museum of Contemporary Art Denver —

303.298.7554; 1485 Delgany St., Denver, CO 80202; mcadenver.org.

Children’s Museum of Denver at Marsico Campus —

303.433.7444; 2121 Children’s Museum Dr., Denver, CO 80211; mychildsmuseum.org.

Denver Firefighters Museum —

303.892.1436; 1326 Tremont Pl., Denver, CO 80204; denverfirefightersmuseum.org.

Buffalo Bill Museum & Grave —

720.865.2160; 987 ½ Lookout Mountain Park Rd., Golden, CO 80401; buffalobill.org.

Denver Museum of Miniatures, Dolls & Toys

303.322.1053; 830 Kipling St., Lakewood, CO 80215; dmmdt.org.

Clyfford Still Museum —

720.354.4880; 1250 Bannock St., Denver, CO 80204; clyffordstillmuseum.org.

Morrison Natural History Museum — 303.697.1873; 501 Colorado Hwy. 8, Morrison, CO 80465; morrisonco.us.

National Ballpark Museum — 303.974.5835; 1940 Blake St., Denver, CO 80202; ballparkmuseum.com.

Boulder Museum of Contemporary Art — 303.443.2122; 1750 13th St., Boulder, CO 80302; bmoca.org.

Wings Over the Rockies Air & Space Museum — 303.360.5360; 7711 E. Academy Blvd., Denver, CO 80230; wingsmuseum.org.

Bradford Washburn American Mountaineering Museum — 710 10th St., Golden, CO 80401; mountaineeringmuseum.org. Currently listed as closed for inventory and a future move.

NORTHERN COLORADO

Fort Collins Museum of Discovery — 970.221.6738; 408 Mason Ct., Fort Collins, CO 80524; fcmod.org.

Loveland Museum/Gallery — 970.962.2410; 503 N. Lincoln Ave., Loveland, CO 80537; thelovelandmuseum.org.

Colorado Model Railroad Museum — 970.392.2934; 680 10th St., Greeley, CO 80631; cmrm.org.

Museum of Art Fort Collins — 970.482.2787; 201 S. College Ave., Fort Collins, CO 80524; moafc.org.

Greeley History Museum — 970.350.9220; 714 8th St., Greeley, CO 80631; greeleymuseums.com.

SOUTHERN COLORADO

Manitou Cliff Dwellings — 719.685.5242; 10 Cliff Rd., Manitou Springs, CO 80829; cliffdwellingsmuseum.com.

Fine Arts Center at Colorado College — 719.634.5581; 30 W. Dale St., Colorado Springs, CO 80903; fac.coloradocollege.edu.

ProRodeo Hall of Fame & Museum of the American Cowboy — 719.528.4764; 103 Pro Rodeo Dr., Colorado Springs, CO 80919; prorodeohalloffame.com.

U.S. Olympic & Paralympic Museum — 719.497.1234; 200 S. Sierra Madre St., Colorado Springs, CO 80903; usopm.org.

Miramont Castle — 719.685.1011; 9 Capitol Hill Ave., Manitou Springs, CO 80829; miramontcastle.org.

Ghost Town Museum — 719.634.0696; 400 S. 21st St., Colorado Springs, CO 80904; ghosttownmuseum.com.

STATE PARKS:

cpw.state.co.us/placestogo/parks

DENVER METRO

Barr Lake State Park — Brighton, CO

Cherry Creek State Park — Aurora, CO

Eldorado Canyon State Park — Eldorado Springs, CO

Castlewood Canyon State Park — Franktown, CO

Roxborough State Park — Roxborough, CO

Chatfield State Park — Littleton, CO

Golden Gate Canyon State Park — Golden, CO

COLORADO

STATE PARKS cont.

NORTHERN COLORADO

State Forest State Park — Walden, CO

Boyd Lake State Park — Loveland, CO

Lory State Park — Bellvue, CO

St. Vrain State Park — Firestone, CO

SOUTHERN COLORADO

Cheyenne Mountain State Park — Colorado Springs, CO

Lake Pueblo State Park — Pueblo, CO

Mueller State Park — Divide, CO

OTHER PARKS:

DENVER METRO

Red Rocks Park & Amphitheatre — 720.865.2494; 18300 W. Alameda Pkwy., Morrison, CO 80465; redrocksonline.com.

SOUTHERN COLORADO

Garden of the Gods Visitor & Nature Center — 719.634.6666; 1805 N. 30th St., Colorado Springs, CO 80904; gardenofgods.com.

Cave of the Winds Mountain Park — 719.685.5444; 100 Cave of the Winds Rd., Manitou Springs, CO 80829; caveofthewinds.com.

Royal Gorge Bridge & Park — 719.275.7507; 4218 County Road 3A, Cañon City, CO 81212; royalgorgebridge.com

SANCTUARIES & ZOOS:

DENVER METRO

Denver Zoo Conservation Alliance / Denver Zoo — 720.337.1400; 2300 Steele St., Denver, CO 80205; denverzoo.org.

Downtown Aquarium —

303.561.4450; 700 Water St., Denver, CO 80211; downtownaquarium.com.

Butterfly Pavilion —

303.469.5441; 6252 W. 104th Ave., Westminster, CO 80020; butterflies.org.

EASTERN COLORADO

The Wild Animal Sanctuary — 303.536.0118; 2999 County Road 53, Keenesburg, CO 80643; wildanimalsanctuary.org.

SOUTHERN COLORADO

Cheyenne Mountain Zoo — 719.633.9925; 4250 Cheyenne Mountain Zoo Rd., Colorado Springs, CO 80906; cmzoo.org.

Pueblo Zoo — 719.561.1452; 3455 Nuckolls Ave., Pueblo, CO 81005; pueblozoo.org.

Colorado Wolf & Wildlife Center — 719.687.9742; 4729 Twin Rocks Rd., Divide, CO 80814; wolfeducation.org.

AMUSEMENT PARKS:

DENVER METRO

Elitch Gardens Theme & Water Park — 303.595.4386; 2000 Elitch Circle, Denver, CO 80204; elitchgardens.com

Water World — 303.427.7873; 8801 N. Pecos St., Federal Heights, CO 80260; waterworldcolorado.com

SOUTHERN COLORADO

The North Pole — Santa’s Workshop — 719.684.9432; 5050 Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

COLORADO

AMUSEMENT

PARKS cont.

NORTHERN COLORADO

Estes Park Ride-A-Kart —

970.586.6495; 2250 Big Thompson Ave., Estes Park, CO 80517; rideakart.com.

SOUTHERN COLORADO

The North Pole — Santa’s Workshop 719.684.9432; 5050 Pikes Peak Hwy., Cascade, CO 80809; northpolecolorado.com.

TOURS:

DENVER METRO

United States Mint — Denver — 303.405.4761 tour info / 303.572.9500 gift shop; 320 W. Colfax Ave., Denver, CO 80204. Update: Tours are free, but online reservations are now required.

&

Colorado State Capitol Building — 303.866.2604; 200 E. Colfax Ave., Denver, CO 80203; capitol.colorado.gov.

Hammond’s Candies Factory Tour — 303.333.5588; 5735 Washington St., Denver, CO 80216; hammondscandies.com.

Coors Brewery Tour —

303.277.2337; visitor parking/check-in at 502 14th St., Golden, CO 80401. Update: Use coorsbrewerytour.com; reservations are required.

Celestial Seasonings Tea Tour

PERFOMING ARTS:

DENVER METRO

Denver Center for the Performing Arts — 303.893.4100; 1101 13th St., Denver, CO 80204. Box office is at 1301 13th St.

Arvada Center for the Arts and Humanities 720.898.7200; 6901 Wadsworth Blvd., Arvada, CO 80003; arvadacenter.org.

NORTHERN COLORADO

The Lincoln Center — 970.221.6730; 417 W. Magnolia St., Fort Collins, CO 80521; lctix.com.

Union Colony Civic Center — 970.356.5000; 701 10th Ave., Greeley, CO 80631; greeleyco.gov/ucstars.

SOUTHERN COLORADO

Pikes Peak Center for the Performing Arts — 719.477.2121 / 719.477.2100; 190 S. Cascade Ave., Colorado Springs, CO 80903; pikespeakcenter.com.

MISC. ATTRACTIONS:

DENVER METRO

Denver Botanic Gardens —

720.865.3500; 1007 York St., Denver, CO 80206; botanicgardens.org.

SOUTHERN COLORADO

The Broadmoor Seven Falls — 855.923.7272; 1045 Lower Gold Camp Rd., Colorado Springs, CO 80905; sevenfalls.com.

The Broadmoor Manitou and Pikes Peak Cog Railway 719.685.5401; 515 Ruxton Ave., Manitou Springs, CO 80829; cograilway.com.

— 303.581.1484; 4600 Sleepytime Dr., Boulder, CO 80301. Update: Online reservations required for factory tours.

COLORADO

SKI RESORTS:

Arapahoe Basin Ski Area —

1.888.ARAPAHO — arapahoebasin.com

Aspen Mountain —

800.525.6200 / 970.923.1227 — aspensnowmass.com

Aspen Highlands —

800.525.6200 / 970.923.1227 — aspensnowmass.com

Beaver Creek Resort — 970.754.4636 — beavercreek.com

Breckenridge Ski Resort — 970.453.5000 — breckenridge.com

Buttermilk — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Copper Mountain Resort — 866.656.1546 — coppercolorado.com

Crested Butte Mountain Resort — 970.251.7022 — skicb.com

Echo Mountain — contact online / info@echomtn.com — echomtn.com

Eldora Mountain Resort — 303.440.8700 — eldora.com

Granby Ranch 888.850.4615 — granbyranch.com

Hesperus Ski Area — 970.385.2199 — ski-hesperus.com; not operating for 2025–26

Howelsen Hill Ski Area — 970.879.8499 — steamboatsprings.net

Kendall Mountain Ski Area — 970.759.5557 — skikendall.com

Keystone Resort — 970.754.0001 — keystoneresort.com

Loveland Ski Area — 303.571.5580 / 800.736.3SKI — skiloveland.com

Monarch Mountain — 719.530.5000 — skimonarch.com

Powderhorn Mountain Resort — 970.268.5700 — powderhorn.com

Purgatory Resort — 970.247.9000 / 800.525.0892 — purgatory.ski

Silverton Mountain — 970.387.5706 — silvertonmountain.com

Ski Cooper — 719.486.2277 — skicooper.com

Snowmass — 800.525.6200 / 970.923.1227 — aspensnowmass.com

Steamboat Ski Resort — 970.879.6111 — steamboat.com

— sunlightmtn.com

Telluride Ski Resort — 970.728.6900 — tellurideskiresort.com

Vail Mountain Resort — 970.754.8245 / 970.SKI.VAIL — vail.com

Winter Park Resort — 970.726.5514 — winterparkresort.com

Wolf Creek Ski Area — 970.264.5639 — wolfcreekski.com

RESORTS, SNOW REPORT AND PASSES VISIT: coloradoski.com

COLORADO

• Colorado contains about three-quarters of U.S. land above 10,000 feet.

• Colfax Avenue is often called the longest continuous commercial street in the U.S.

• Denver hosts the National Western Stock Show, one of the country’s top livestock, rodeo, and horse shows.

• Denver has 250+ urban parks and nearly 20,000 acres of urban and mountain parkland.

• Colorado is a major craft-beer state, but not #1 per capita; recent rankings place it around 6th.

• The Royal Gorge Bridge near Cañon City is America’s highest suspension bridge, about 956 feet above the gorge; it once held the world record.

• Glenwood Springs is home to the world’s largest hot springs pool.

• The Colorado State Capitol features rare Colorado rose onyx, once called Beulah red marble.

• The former Mount Evans Scenic Byway is now the Mount Blue Sky Scenic Byway and reaches 14,130 feet, the highest paved road in North America.

• The federal government owns about 36% of Colorado’s land.

• The Capitol’s current mile-high marker is on the 13th step.

• The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S.; it was once the highest in the world.

• Katharine Lee Bates was inspired by Pikes Peak when writing “America the Beautiful.”

• Denver’s Broncos, Rockies, Nuggets, and Avalanche venues are clustered near downtown.

• Colorado and Washington were the first states to legalize recreational marijuana in 2012; Colorado’s retail sales began in 2014.

COLORADO

STATE FACTS cont.

• Colorado’s highest point is Mount Elbert, at 14,433 feet.

• The Eisenhower-Johnson Memorial Tunnel is the highest vehicular tunnel in the U.S.

• Trail Ridge Road is the highest continuous paved road in the U.S., reaching 12,183 feet.

• The Mount Blue Sky Scenic Byway is the highest paved road in North America, reaching about 14,130 feet.

• Colorado has the highest average elevation of any U.S. state.

• Denver has a debated claim as the birthplace of the cheeseburger, linked to Louis E. Ballast in 1935.

• Four Corners is the only place in the U.S. where four states meet: Colorado, Utah, Arizona, and New Mexico.

• The Colorado River gets its name from the Spanish word for “red” or “reddish.”

• The Colorado Trail runs about 567 miles from Denver to Durango.

• Denver is sunny, though the “300 days of sunshine” claim is considered more promotional than exact.

• Denver is called the Mile High City because it sits at 5,280 feet.

• The U.S. Air Force Academy moved to its Colorado Springs campus in 1958.

• Jolly Rancher started in Golden, Colorado, which is also home to Coors Brewery.

COLORADO

• ADMISSION TO STATEHOOD: August 1, 1876.

• AREA: About 104,095 sq. miles total; Colorado is the 8th largest U.S. state by area.

• HIGHEST POINT: Mount Elbert, 14,433 feet.

• LOWEST POINT: Arikaree River, 3,315 feet.

• LARGEST CITY: Denver.

• POPULATION: 6,012,561; July 1, 2025 Census estimate.

• STATE ABBREVIATION: CO.

• STATE CAPITAL: Denver.

• MAJOR INDUSTRIES: Aerospace, technology, advanced manufacturing, energy and natural resources, food and agriculture, financial services, health and wellness, tourism/outdoor recreation, and transportation/logistics.

• ORIGIN OF “COLORADO”: From Spanish, meaning “ colored red,” referring to the red-colored Colorado River.

• STATE ANIMAL: Rocky Mountain bighorn sheep.

• STATE BIRD: Lark bunting.

• STATE FOLK DANCE: Square dance.

• STATE FISH: Greenback cutthroat trout.

• STATE FLOWER: Rocky Mountain columbine, also listed as the white and lavender columbine.

• STATE FOSSIL: Stegosaurus.

• STATE GEMSTONE: Aquamarine.

• STATE GRASS: Blue grama grass.

• STATE INSECT: Colorado hairstreak butterfly.

• STATE MOTTO: Nil Sine Numine — “Nothing without providence.”

• STATE NICKNAME: The Centennial State; Colorful Colorado is a popular state slogan.

• STATE SOIL: Seitz, Colorado’s representative state soil.

• STATE SONGS: “Where the Columbines Grow” and “Rocky Mountain High.”

• STATE TREE: Colorado blue spruce.

For Colorado’s Services, Government, Employment, Education, Visitors, and much more visit co.colorado.gov

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Congratulations on your decision to buy a home! It’s a challenging project, and there are many ways a professional can help. Here are some of the many ways you may benefit from working with a REALTOR®:

Many more home choices.

Your REALTOR® has thousands of homes to choose from through the Multiple Listing Service (MLS), so you’re more likely to find the home that’s just right for you and find it quicker. In fact, a majority of the homes for sale are listed by REALTORS® and aren’t available to you unless you are working with a REALTOR®

A number of transactions “fall out.”

Unfortunately, it’s true. Some transactions fall apart before closing. An experienced REALTOR® may be able to resolve problems and see your transaction through to a successful closing.

Knowledge of new home subdivisions.

New home subdivisions will welcome you and your REALTOR®. If you’re interested in buying a new home, take your agent with you on your first visit to each subdivision. Your professional REALTOR® is an important source of information who can supply background on the builder, nearby subdivisions, and the local community.

It’s a major investment.

You use a professional for your legal, financial and health needs. Why gamble on what may be your biggest investment without a professional at your side?

Help with FSBO’s.

If you consider a “For Sale By Owner,” take your REALTOR® along to help negotiate the contract.

There is less liability.

You may have more protection from legal and financial liability, especially as real estate transactions become more complicated.

The paperwork.

Your experienced REALTOR® will negotiate and prepare the purchase contract for you and assist you throughout the escrow process.

Key professionals involved in your transaction.

REALTOR®

A REALTOR® is a licensed real estate agent and a member of the National Association of REALTORS®, a real estate trade association. REALTORS® also belong to their state and local Association of REALTORS®

Real Estate Agent

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR® is a real estate agent, but not every real estate agent has the professional designation of a REALTORS®

Listing Agent

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

Buyer’s Agent

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

Multiple Listing Service (MLS)

The MLS is a database of properties listed for sale by REALTORS® who are members of the local Association of REALTORS®. Information on an MLS property is available to thousands of REALTORS®.

Title Company

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

Escrow Officer

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

Your escrow professional may:

Open escrow and, if instructed to do so, deposit your good faith funds in a separate escrow account.

Order a title search to determine ownership and status of the subject real property.

Issue a preliminary report and begin the process of eliminating the title exceptions you and your lender are not willing to take title subject to.

Request payoff information for the seller’s loans, other liens, homeowner’s association fees, etc.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD).

Prorate fees, such as real property taxes, per the contract, and prepare the settlement statement.

Set separate appointments allowing the seller and you to sign documents and deposit funds.

Review documents ensuring all conditions and legal requirements are fulfilled; request funds from lender.

When all funds are deposited, record documents with the County Recorder’s Office to transfer the subject real property to you.

After the recordation is confirmed, close escrow and disburse\funds, including seller’s proceeds, loan payoffs, etc.

Prepare and send final documents to all parties involved.

Terms you should know.

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes principal, interest, taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

Planning to sell.

A homeowner’s checklist to prepare your home.

So you’re planning to sell your home. You and your real estate broker have decided on a price, based on current market values, but your home may sell faster and bring a higher price if it shows well. Potential buyers will get the best impression if your home is clean, neat, uncluttered, in good repair, light, airy, fragrant, and quiet. This checklist will help you get your home ready to show.

Clean everything in you home.

Cleanliness signals to a buyer that the home has been well cared for and is most likely in good repair. A messy or dirty home will cause prospective buyers to notice every flaw.

Let the fresh air in.

Get rid of odors that may be unfamiliar or unpleasant. People are most often offended by odors from tobacco, pets, cooking, and musty or sour laundry. Fresh flowers and potpourri can be used to your advantage. Other smells that attract positive attention include fresh baked bread and cinnamon.

Painting your home.

There’s nothing that improves the value of a home for a lower cost than a fresh coat of paint. And it’s so often easier to paint a room than it is to scrub it. Stick with neutral colors - off-white is the safest. Be sure to avoid black, violet, and pink.

Keep the noise down.

Silence is a restful sound that offends no one. Turn off the TV and radio. Soft instrumental music is fine but avoid vocals. If necessary, close the windows to eliminate any street noise.

Unclutter your home before you show it.

Have a garage sale. Empty closets. Throw away what you can’t sell. The less “stuff” in and around a home, the roomier it will seem.

Fix anything that is broken.

This includes plumbing, electrical systems, switches, windows, TV antennas, screens, doors, and fences; if it can’t be fixed, replace it or get rid of it (no window screens are better than broken ones). A buyer will make a much lower offer if your house is in disrepair and will probably still insist that everything be fixed before taking occupancy. You’re better off if you leave potential buyers no reason to offer less than you are asking.

Send your pets away.

Send them away or secure them away from the house when prospective buyers are coming. You never know if people will be annoyed or intimidated by your pets or even allergic to them. And you never want a prospective buyer to have to avoid animal droppings.

Send the kids to Grandma’s.

Send them to Grandma’s or take them on a walk around the block. Children can be noisy and distracting to someone interested in looking at a home.

Make a great impression.

“Home

staging is no longer optional in this real estate market, it’s a must.”

Staging Tips

Grab them from the Curb

Make It Sparkle

Pay Attention to Color and Light

Depersonalize

Spruce Up Your Curb Appeal

Clean, Clean, Clean

Declutter

Neutralize

Remove All Big Clunky Furniture

Consider Replacing Furnishings

Invest in New Artwork

Make Repairs

Apply a Fresh Coat of Paint

Don’t Forget the Floors Spring for New Light Fixtures

Don’t Take it Personally

Don’t Do Major Renovations

Don’t Think the House Will Sell Itself

Don’t Run Out and Purchase All

New Furniture

Don’t Be Afraid to Ask For Help

Top 5 Dos
Top 5 Don’ts

This checklist will help you get your home ready to show.

Exterior

Clean around service areas/trash cans

Haul away rubbish

Straighten woodpile

Repair leaky faucets

Clean up pet droppings

Paint or varnish doors

Polish door hardware

Make sure doorbell/knocker works

Paint or replace street numbers on house

Make sure septic tank is odor free

Clean oil stains from driveway/street

Patch/reseal driveway if necessary

Replace, repair, and/or paint any damages:

Plaster

Wood siding

Trim

Rain gutters

Shutters

Doors

Window frames

Glazing

Screens

Hardware

Fences/gates

Outdoor lighting

Landscaping

Mow/edge lawn regularly

Aerate/feed lawn

Overseed bare spots in lawn

Water lawn regularly

Remove/replace dead plants

Prune overgrown/diseased/damaged shrubs

Prune or remove shrubs/trees blocking view from windows (unless view is undesirable)

Stake up any sagging trees/shrubs

Keep flower beds free of weeds

Trim around base of trees/walls/fences

Repair or remove any broken or damaged

landscape accessories such as:

Fences

Walls gazebos

Fountains

Trellises

Planters

Other

Replace any broken stepping stones

Adjust any sprinkler system; repair any broken/leaky heads

Install fences or shrubs to hide any unsightly views

Clean/Wash

Siding

Windows

Screen

Outdoor BBQ

AC unit

Pool/Spa

Put Light Bulbs In

Porch lights

Carport Garage

Closets

Keep closets clean and free of clutter

Throw out or pack away non-essentials

Adjust/repair sliding doors

Lubricate sliding door hardware

Paint, if needed

All Rooms, Clean especially around:

Doors

Windows

Light switches

Baseboards

Chair rails

Wash lace curtains and have draperies

cleaned if necessary

Remove or pull back dark curtains

Lubricate window slides (soap for wood

silicon or a candle stump for metal)

Make sure doors open smoothly

Clean ceiling light fixtures

Check for cobwebs in all corners

Fix any scratches in wooden floors

Replace worn/broken flooring

Remove or replace worn carpet

Use area rugs where needed

Empty wastebaskets

Make the beds

Fluff the pillows

Kitchen

Keep dishes and food out of sight

Clean appliances

Clean range hood, including light bulbs

Clean behind appliances

Keep floor clean

Clean light fixture

Make sure all electrical outlets work

Eliminate cooking odors

Deodorize garbage disposal, dishwasher, and refrigerator

Repair faucets

Put fresh shelf paper in cabinets

Organize cupboards

Clean out under sink

Replace garbage disposal gasket to reduce noise

Bathroom, Keep them spotlessly clean:

Shine mirrors

Keep wastebaskets empty and clean

Clean out cabinets and remove nonessentials

Keep fresh, clean towels on towel racks

Clean shower door – if sliding door, keep track well lubricated

Remove soap residue, mildew and mold from sink/tub/shower

Remove stains from porcelain sink tub toilet

Replace torn/moldy shower curtain

Bathroom (continued)

Clean tile grout

Make sure toilet flushes properly –replace mechanism if necessary

Clean exhaust fan/heater – replace if broken or noisy

Garage/Carport/Shed

Install 100-watt light bulb

Keep area clean/uncluttered

Hang up/put away tools

Clear away any cobwebs

Remove oil/paint stains from floor

Adjust tension rod to eliminate sag from overhead garage door

Lubricate/adjust/repair garage door opener

Paint if needed

Laundry Area

Clean out area behind washer/dryer

Eliminate any mildew odors

Basement

Eliminate any signs of dampness

Check for and eliminate cracks

Heating/Air Conditioning Unit

Vacuum

Replace filter

Clean intake vent

Remove any stored items

Make sure the temperature in your home is comfortable – keep it cooler in the summer and warmer in the winter. If it’s cooler outside and you have a fireplace, a nice fire will make your home seem cozy and inviting.

Provide an exhaustive written list of the features of your home.

Know the distance to schools and shopping centers.

Refer any prospect that calls or comes by to your broker for pre-screening and pre-qualification as well as for your own safety.

Tell your real estate agent all about the home-good and bad. Let the professional decide how to handle negatives and features or highlight the positives.

The life of an escrow.

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment/ preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

The Buyer
The Escrow Officer
Chooses a Real Estate Agent
The Seller
The Lender

The Closing Process

We know the home buying process can be confusing. Let’s walk through a brief explanation of what happens after you sign the contract.

The signed contract and earnest money are delivered to the settlement agent (note: the title company often acts as the settlement agent). Now the title order begins and information such as taxes, loan payoffs, lien search, and other information is collected.

The title search will determine the legal owner of the property and any outstanding liens and/or assessments. This search is critical to making sure the property will transfer legally to the buyer.

Over the next few weeks the following will occur: inspections, repairs (if necessary), payoffs obtained from current lenders, HOA’s, lienholders, ect, and loan document preparation. It is important the buyers and sellers are responsive to requests for paperwork and information.

Once the invoices, payoffs, statements, and loan documents are received, the settlement statement is prepared. This document includes the closing calculations and is used to inform the buyer and seller of their bottom line figures.

The closing paperwork must then be signed by the buyer and the seller. This will include documents such as the deed, settlement statement, loan documents (if applicable), and others.

All payees, including the seller, payoff lenders, real estate professionals, and others are paid according to the settlement statement.

The final documents, including the deed and loan instrument, are sent to the county recorder’s office for recordation. After recording, the deed will be sent to the buyer. The title insurance policy is sent to the buyer and the lender.

Understanding title insurance.

The title industry and title insurance in brief.

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, homebuyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

What is title insurance?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

Why is title insurance needed?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

When is the premium due?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

How title insurance differs.

Unlike other forms of insurance, title insurance emphasizes loss prevention for the insured. Title professionals perform labor-intensive work to find and address title issues that could threaten your homeownership. This upfront analysis gives you, as a policy holder, the peace of mind that your title risk has been effectively reduced. In contrast, insurance based on loss assumption (such as auto or property and casualty insurance) requires little upfront work because claims cannot be predicted or prevented, and premium funds are needed only in the event of an accident or other covered issue. These types of insurance also require annual coverage payments, unlike title insurance which is paid for only once upon the purchase of your home or establishment of a new mortgage.

The importance of title protection.

There are many title issues that could cause you to lose your real property or your mortgage investment. Even the most careful search of public records may not disclose the most dangerous threat: hidden risks. These issues may not be uncovered until years later. Without title insurance from a reputable and financially solvent company, the ownership of your home could be jeopardized.

Here are some examples of title issues that may occur:

Deeds by persons supposedly single, but secretly married.

Deeds in lieu of foreclosure given under duress

Marital rights of spouse purportedly, but not legally, divorced.

Impersonation of the true owner of the land.

Deeds by minors.

Deeds by persons of unsound mind.

Deeds to or from defunct corporations.

Defective acknowledgments by notaries.

Duress in execution of instruments.

Erroneous reports furnished by tax officials.

Forged deeds, releases, etc.

Mistakes in recording legal documents.

Surviving children omitted from will.

Administration of estate of persons absent but not deceased.

Birth or adoption of children after date of will.

Claims of creditors against real property sold by heirs or devisees.

Deed of community property recited to be separate property.

Deeds by foreign parties.

Seller’s Checklist

Prior to Closing:

Provide title company with current loan information so a payoff statement can be ordered from your lender. You will need to provide your Social Security Number and you may be required to sign a form authorizing your lender to provide the payoff to First American Title.

Complete a Confidential Information Statement if you have a common surname. Provide documentation of any change in marital status (divorce, marriage, death) during current ownership. If the property is inherited we will need a copy of the probated will.

Have your Power of Attorney approved prior to closing in the event you will not be present to sign documents.

Required at Closing:

Driver’s License Social Security Number

Bring extra house keys, garage door openers, warranties or operational manuals for appliances (heating, AC, stove, etc.) or let your real estate professional know where in the house they are located.

Avoiding Closing Delays:

Lenders and title insurers may require single owners who have married to have their spouse sign paperwork or a deed at closing. Discuss this with your escrow officer early in the transaction. The Confidential Information Statement should be completed and returned promptly. It will help clarify the identity of the actual person or persons named on judgments in the title search.

After Closing:

Cancel your homeowner’s insurance if you are moving from the property at closing. If you are remaining at the property after closing, you should notify your agent of this change.

Make sure your lender has your forwarding address. The lender will refund monies left in your escrow/impound account and send final paperwork regarding the paid loan.

Keep your final settlement statement with tax documents. You will need it when filing taxes.

Moving Address Change Checklist

Here’s a list of people, businesses and organizations who will need to know you’ve moved to a new location.

The Essentials:

Request a “Change of Address” form at a USPS post office

Friends and family

Financial Institutions:

Banks and credit unions

Credit card companies (including department store cards)

Lenders (mortgage, home equity, auto, student loan)

Insurance companies (health, renters, auto, home, medical, dental, disability, life)

Retirement (pension plans, 401K, retirement accounts, Social Security, Veterans Affairs)

Investments (investment agencies and brokers)

Utilities:

Phone services (cellular, land line)

Electric

Heating Oils (gas, oil, propane or other fuels)

Water (water delivery, water treatment)

Sewer

Waste Disposal

Internet (land line, wi-fi and satellite)

Television (cable or satellite TV)

Government Offices:

Department of Motor Vehicles

IRS

Passport Office

Veteran Affairs

Unemployment Office (if you are currently receiving unemployment benefits)

Jobs:

Notify the Human Resources department

Update your personal marketing materials (business cards, websites, resumes)

Employment agencies (temp agencies and recruiters)

Professional Memberships (licensing and certification boards)

Past employers (for W-2)

Health:

Physicians (doctors, dentists, optometrists, etc.)

Pharmacies

Health insurers (HMOs, DMOs, agencies and brokers)

Service Providers:

Cable company

Phone company

Housecleaning services

Delivery services

Accountants

Childcare (day-care center, baby sitters)

Lawn care service

Veterinarian (including pet groomer, pet sitters, and microchip service)

Pool services

Lawyers

Automobile:

Auto insurers (insurance agencies and brokers)

Auto lenders (car dealership, bank or loan place)

Department of Motor Vehicles (changing your vehicle registration)

Membership clubs (AAA or similar)

Parking permits

Warranty (if a car warranty is still in place)

Toll pass (Fast Lane, EZ Pass)

Memberships:

House of worship (churches, synagogues, mosques)

Health clubs

Community groups (PTA, neighborhood associations, civic clubs)

Children’s extracurricular activities (dance classes, music lessons, sport clubs)

Social clubs, community centers

Subscriptions:

Newspapers

Magazines (The USPS will only forward magazine subscriptions for two months)

Movie subscriptions (streaming services or other)

Book and music clubs

Mail order houses

Other:

Air miles reward program

Register to vote!

Update personal websites

Children’s schools

Turn static files into dynamic content formats.

Create a flipbook
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