October One Bank

One Bank

Our Values

ENTERPRISING

We’re entrepreneurial, creative and authentic.

TOGETHER

We believe in one shared vision and that we’re all vital cogs in the wheel. When we rise together, everyone succeeds.

From the Editor

Hello and welcome to our employee magazine - for our people, by our people! This monthly bank-wide publication keeps you in the loop with all the exciting events, latest news and special projects we're all working on - plus, anything exciting that's coming up in the volunteering calendar and so much more!

Got an idea for the next magazine? We're always interested to hear your feedback! .

onebank@tandem.co.uk

Enjoy!

Family fun day out, Leighton Hall

A Message From CEO Alex Mollart

Welcome to this month's edition. We’ve had many people out of the business over the summer months, it’s nice to see so many faces back to work and everybody gearing up as we move towards Q4.

With the launch of our new 2024 ‘Bubble’ strategy, there’s a real buzz starting around the offices again. We’re preparing for the opening of our new London office on Tuesday 3rd October and it was also great to see so many of you join me at last month’s Townhall to hear about the fantastic work our People Council are doing to help make Tandem a great place to work.

Do More. Do it Faster. Do it Greener.

TandemBank

We are on a mission to make it easier for more people to choose a greener lifestyle

TandemImpact

TandemCommunity

We are building a movement with families and young adults who want to live in a lower carbon economy

We are building a green hub providing tailored advice on how people can make their homes, transport and lifestyles a little greener

For those who perhaps haven’t yet seen it, I wanted to recap that we have a new 2024 strategy focusing on three key areas; Tandem Bank, Tandem Impact and Tandem Community.

Tandem Bank is the area where we all sit within, as of today – making it easier for more people to choose a greener lifestyle. We’ve made a good start but I want us to challenge ourselves to be greener in ‘every transaction’ we do. Each of our Managing Directors for Mortgages, Savings, Motor Finance and Home Improvements have been tasked to make our products greener.

Tandem Impact will see the launch of Green Hub – a reinvention of Tandem Marketplace. We’re building a green hub providing tailored advice on how people can make their homes, transport and lifestyles a little greener. By bringing ‘green to your screen’, we need to accelerate the transformation of our app and the Green Hub.

Tandem Community will build movement with families and young adults who want to live a lower carbon economy. We’ll start telling our story to consumers and making Tandem a household name. We can’t achieve our mission if people don’t know we exist!

Tandem Vision We all know and recognise the Tandem ‘greenhouse’ vision. So, these changes to our strategy are reflected in a new Tandem greenhouse, helping us to be the UK’s green bank.

“We make it easier for people to choose a greener lifestyle.”

In The Spotlight

Prime Minister’s Announcement on Net Zero 2030 targets

There’s been a lot of noise about u-turns and missed targets following Rishi Sunak’s update and it’s important to understand why the Prime Minister has taken this route – if the UK is to hit net zero targets, everyone has to be taken on the journey.

The green transition is at the core of Tandem Bank’s strategy. The biggest win from the PM’s announcement is the increase in grants for heat pumps which increases from £5k to £7.5k – definitely a step in the right direction towards making greener choices fairer and more affordable. But it has to be more than a short-term fix if we’re to reach 600k heat pump installations by 2030.

The delay to phasing out petrol cars and gas boilers is disappointing, but the EV market remains buoyant with producers making significant investments – and let’s not forget a new EV is registered in the UK every 60 seconds. Consumers continue to go electric and we need to keep up the momentum.

Deadlines do matter though, for consumers and businesses alike. The PM's announcement brings certainty to which we can all get behind. Achieving net zero may not be easy, but it’s a journey everyone must go on.

- Alex Mollart, CEO at Tandem.

A day inthe life

with Mark Shelper, Key Relationship Manager

The 1st Charge Mortgages team consists of, Roger Morris (Director of Sales), Richard Angell (Head of Sales and National Accounts), David Venn (Key Relationship Manager), Daksha Ladwa (Head of Telephony Support) and myself.

As a Key Relationship Manager in the Mortgage Division it’s my role to provide top-to-bottom support for mortgage networks, packagers, clubs and brokers.

I’ve recently celebrated my first anniversary at Tandem and I've achieved so much already! I look forward to many further anniversaries and so much more being achieved in my future with Tandem.

for me is the Forest of Dean, Gloucestershire, near Bristol.

1st Charge Mortgages team is responsible for...well, an awful lot - as we are a brand new and growing team! We have overseen the creation, launch and distribution set up of our mortgage products to the mortgage intermediary market and ensure that we have attractive criteria and sales niches, at the same time as stamping our mark as a genuine green lender.

This involves working in collaboration with many other areas of the business from operations, credit, compliance, marketing and external partners.

The 1st MortgagesCharge team Achievements

Over 2,400 Mortgage Brokers to use Tandem Specialist Lending in the first 9 months.

42 physical events attended by over 9,000 mortgage intermediaries.

We've hosted or joined 51 virtual events attended by over 1,000 participants.

Delivered educational content to over 1,000 intermediaries.

Appointed to the ELITE lending panels of PMS (IPFA) and Complete FSA.

Secured a 98% share of the total distribution in the mortgage market.

A total of 74 networks, clubs and packagers have been onboarded.

TMG Award for Green Lender winners.

Our products are now available to view across all of the main mortgage sourcing platforms - Twenty 7 Tec, Mortgage Brain and IRESS and L&G  Smartr fit, Knowledge Bank and Criteria Hub.

Onboarded LMS (UK’s leading provider of conveyancing services) to handle our conveyancing solutions, and Pure Panel Management to deal with valuations.

September saw the onboarding of Sesame Bankhall Mortgage Network and Connells New Homes Group as additions to our mortgage distribution.

If you would like to share a day in the life of your story at Tandem, please contact internalcomms@tandem.co.uk

Tandem Impact

40,064

Trees planted

21,960

Volunteering minutes

60

Renewable energy at home

83

Employees in Green Deal

Our customers

Customers making greener choices

£570m

Green home improvement lending

69.6%

Green assets

73,950 tonnes

137,000 CO2 saved

New London office set for 3rd

October

New London office opens 3rd October.

We’re excited to move into our new office location, which is much greener and efficient, meets the needs of our people, and supports Tandem’s future vision.

All security passes are being printed for London based employees. If you’re planning to visit the new London office, please request a visitor pass from the Facilities team.

We look forward to welcoming you all to the new premises.

The new address will be:

The Bloomsbury Building, 10 Bloomsbury Way, London WC1A 2SL

Social Media Corner

Our people in Tandem make us a great place to work

- One key focus for 2023 and 2024 is Women in Finance

As a bank, we're considering inclusion across everything we do. From recruitment and development, to leadership and education, so as part of our Women in Finance initiative, we wanted to share with you some of the female fintech influencers to follow on social media.

Susanne Chisti @SusanneChishti

Susanne Chishti is CEO of Fintech Circle in London. She also holds roles as Non-executive Director at Crown Agents Bank Payments and CMC Markets PLC also member of RiskCo, AuditCo, MonCo and RemCo. Chishti has co-edited no less than seven books on fintech and her social following is equally impressive, with over 36,000 followers on LinkedIn and 19,000 followers on X via @SusanneChishti.

Dr Leda Glyptis @LedaGlyptis

Dr Leda Glyptis is chief client officer at 10X Banking in London and a non-executive director at Flagstone. A former banker and founding CEO of 11:FS Foundry, Glyptis was also previously chief innovation officer at Qatar National Bank. She writes weekly blogs on trends for Fintech Futures and regularly posts to social media, with over 14,000 LinkedIn followers and nearly 10,000 on X via @LedaGlyptis.

Sabine VanderLinden @SabineVdL

Sabine VanderLinden is the CEO of Alchemy Crew in London. Through over 25 years of growth hacking experience, she has supported numerous start-ups and managed a portfolio of over 100 young ventures. VanderLinden is co-author of best-selling title Insurtech Book, a board member of the Women to Watch Foundation, Tech Ambassador for Invest Tokyo and visiting fellow at Bayes Business School. She regularly shares her thoughts on developments in the industry to over 26,000 followers on Linkedin and more than 38,000 on X via @SabineVdL.

Dr Efi Pylarinou @efipm

Dr Efi Pylarinou is CEO of fintech and blockchain specialist Efi Pylarinou Advisory. She has been recognised for her influence in the industry a number of times, having been named number one female global finance influencer by Refinitiv twice and included in the Onalytica Top 100 fintech and wealth management influencer rankings multiple times, among other notable power lists. She is the co-founder and author of the Daily Fintech, which provides the industry with fintech, crypto and Insurtech trends and analysis, and boasts a huge 194,000 followers on LinkedIn and a further 23,000 on X via @efipm.

Introducing

Did you know?

29 million adults in the UK don't feel comfortable talking about money.

40% wish they could be more comfortable talking to friends and family about money.

Money matters shouldn't be a taboo – they're an essential part of building strong relationships and financial wellbeing. Whether it's negotiating a raise, discussing expenses with roommates, or sharing the bill after a great dinner amongst friends, open dialogue about money empowers us all.

With the on-going cost of living increasing people's anxiety about money, it's never been more important to have open conversations with the important people in your life.

That’s why Loop exists.

No more awkwardness, no more exchanging bank details over and over again – pay and send money directly via Loop whoever your friends bank with.

Send thank you tokens to friends who have helped you out with money or picked up the tab. Choose from discounts on pizza, to movies, to days out.

Loop is 100% free to use. With over 10k users already, and growing!

Money sharing made easy

Split shared expenses

No more wondering who owes who. Pick up the tab, add it to Loop. Loop will work out who owes what and chase to settle up.

Lend money to a friend

With Loop, your friend will be reminded to pay back (no awkwardness) and they can settle up directly via the app.

Track money

You lent someone a fiver, and worried they won’t pay you back? Add it to Loop. Loop will chase your friend and they can pay you back directly via the app.

Send money as a gift or just send money because you need to

Buying presents can be a nightmare. Send a fun interactive digital gift via Loop to your friend – instantly.

Borrow money from a friend with Loop

Need a helping hand, ask your Loop friends via the app. They can send you money instantly, and you will be reminded to pay back (so you don’t forget!) who owes what and chase each other to settle up.

Next

time you pick up a tab, borrow, lend or send money -

Partner Pioneer Showcase

Last month, Tandem welcomed our motor finance partners Zuto, to Leighton Hall, to hear about how they attained a B Corp accreditation for their environmental and employee work, and how a partnership with Tandem would help align our vision to be environmentally and socially responsible.

As part of our Impact North Star we aim to attain the B Corp accreditation. B Corp companies meet the highest standards of social and environmental performance and are legally committed to consider the impact of their decisions on all their stakeholders, not just shareholders.

Tandem showcased its 2024 Vision and Motor Finance Roadmap, focusing on our green credentials and how ESG and Impact is also driving forwards our people engagement.

Lucy Arthurs from Leighton Hall explored the importance of environmental issues and how the work they do in partnership with Tandem through volunteering days andplanting over 30,000 trees, has helped rejuvenate the land at the estate.

Debbie Waterman, Tandem’s Head of Facilities and Partnerships said,

“We were so pleased at how our first Partner Pioneer event went at Leighton

Hall. Much of the work that Zuto highlighted in their presentation that went towards their B Corp certification aligns with many of the projects already underway within Tandem. We will be holding more of these events with other partners across the bank to help recruit more onto the Tandem greener journey.”

Following the presentations the group visited some of the Tandem employees taking part in one of the bug hotel volunteer days and then on to Tandem Wood where Tandem money and volunteers have been responsible for planting 30,000 different species of trees and 20,000 spring bulbs.

The Partner Pioneer day was a huge success, with Zuto signing up to partner with our corporate parter Trees4Life. They also plan to adopt similar new starter initiatives.

Get involved!

Visit our Volunteering Calendar on Tandem Hub for more details, visit the Volunteer page on the hub or email: esg@tandem.co.uk.

Volunteering with Tandem

Building bug hotels at Leighton Hall

On Thursday 24th August some of our members of staff and their families got their wellies out and made their way down to Leighton Hall to help build bug hotels to help create safe homes for pollinators, insects, and bugs.

When working at Tandem all staff get 2 days every year that they can use to help and volunteer. The Leighton Hall family day had many people interested because not only could they help a local charity they could also bring the whole family, giving them an extra day to spend with them during the summer holidays.

Sinead Elliott, Head of Communications said,“It was a great way to enjoy the outdoors together with my daughters, colleagues from different offices, and their families –encouraging the next generation to love and care for our planet.”

TandemWellness

Mental Health Awareness Month

It is always important to look after your mental health and every October we are reminded why it is so important – for ourselves and our loved ones –and that there is help available.

At Tandem, we have a number of initiatives and services to help employees deal with everyday stresses and you can find these on the Wellbeing section of the Staff hub.

• Wellbeing Centre provides education, support and tools to help you live a healthier and happier life. It is regularly updated with articles about getting active, eating healthy, money matter and mindfulness tips.

Baby Loss Awareness

9th -15th October

Commemorate the lives of babies who died during pregnancy, at or soon after birth and in infancy (Wave of Light 7pm Sunday 15th October) .

National Work-life Balance Week

10th -14th October

An opportunity for both employers and employees to focus on wellbeing at work and work-life balance.

Lunch and Learn

Managing Anxiety | Tuesday 10 October, 12.30pm

• Employee Assistance App Employee Assistance Programme (EAP) - all employees (and their partners as well as children over the age of 16) have access to a 24/7 helpline. The EAP is there to cover help, advice and counselling for all of life’s ups and downs.

• Mental Health First Aiders These are staff who are trained to be a point of contact for our people experiencing mental health illness or emotional distress and who can then direct you where to go for the appropriate help.

World Mental Health Day

10th October

Raising awareness of mental health and driving positive change for everyone’s mental health.

World Menopause Day

18th October

To raise awareness of the menopause and support options available for improving health and wellbeing.

Anne Parker, a coach, trainer and mindfulness teacher will discuss how anxiety can affect people in the workplace and offer support and techniques to help deal with issues.

Menopause | Wednesday 11 October, 12.30pm

For information on dealing with menopause, we are holding a Lunch and Learn with Julie Dennis, Menopause in the Workplace Specialist via Teams.

More details on these sessions and the links to attend will be sent out soon by email and posted on the hub.

People Council Update

Representatives from across the bank came together in April this year to form The People Council. The role of the People Council is to ensure Tandem remains a great place to work; embracing our BEST Values, motivating our peers and empowering our people so they feel engaged. Driving an inclusive community for all our people, the People Council will nurture and grow our culture within Tandem.

Over the past few months, the members have been working on four key workstreams to help fulfil the purpose of the People Council:

• Health, Wellbeing & Social

• Impact and ESG

• Diversity, Equity and Inclusion

• Women in Finance

All workstreams now have project plans in place and you will be hearing more about these and how you can be involved in the coming Townhall meetings.

You should have seen the DE&I team’s call to action on email and the Hub recently - as part of their key focus, we’re introducing new employee profile information fields in BambooHR, enabling us to foster an inclusive and supportive workplace, where every individual is celebrated and valued for their unique backgrounds, perspectives, and experiences.

To help support this project. We are simply asking that all employees log on to https://tandem.bamboohr.com/home and complete the new profile fields which can be found under the “Personal” section of the “My Info” tab.

Please be assured that this information will be treated as confidential and will be utilised solely for workforce analytics, identification of potential disparities, and creating more inclusive initiatives.

Join the DE&I workstream!

If you share our passion for creating a workplace that truly celebrates diversity and promotes equal opportunities for all, we invite you to join the DE&I workstream. To sign up and be part of this transformative workstream, please email our DE&I team at: DEI@tandem.co.uk

We look forward to sharing more updates soon! If you would like to join our People Council, please email the team at: peoplecouncil@tandem.co.uk

Health and Wellbeing, Social

Work with a group of like-minded people, passionate about the health and wellbeing of our people. What can they implement across the bank to really help our people - mentally and physically.

Impact and Culture ESG

Using a passion for the environment, society and Tandem culture, work in a group along with the Impact team. Develop and support any internal initiatives to encourage and promote sustainability and greener choices for our people.

Diversity, Equity and Inclusion

Be a real superhero internally. Oversee and monitor the bank's Diversity, Equity and Inclusivity initiatives e.g. the bank's engagements with these initiatives and be part of our education to be better.

Women in Finance

Oversee and monitor the bank's Women in Finance initiativesoffering advice on the engagement with these initiatives and be part of our education to be better!

OUR People

Alisha John Business Analyst Cardiff

Martin Kovac Full Stack Developer Remote

Lowri Cresswell Reconciliations Specialist Cardiff

Lucy Ostler

Supplier Risk Analyst Cardiff

Clare Boothroyd Internal Communications and Engagement Executive Blackpool

Beth Braban Customer Service Specialist Durham

Rob Bennett Senior Cloud Engineer London

Jack Davies

Customer Operations Specialist Cardiff

Joshua Spencer Service Delivery Analyst Durham

Paul Smith Customer Service Executive Durham

Bethany Monaghan Customer Service Executive Durham

Giovanni Pinto Collections Administrator Blackpool

Alex Mason Head of Product Delivery London

Steve Petrie Head of Compliance (SMF16) London

Jacob Lewis Underwriter Cardiff

Sue Wright DSAR and CRA Specialist Blackpool

Isadora Norte Macedo

Anthony Corbett Customer Relationship Manager Manchester

Laura Broadway Portfolio Assistant Cardiff

Kay Carr Regulatory Reporting Manager Remote

Sam Walsh Senior Manager (Operational Risk) London

Martin Shearer Service Delivery Manager Cardiff

Daksha Ladwa Customer Relationship Manager Remote

Katie Stanley Customer Relationship Manager Cardiff

Ryan Allam Customer Relationship Manager Cardiff

George Smith Treasury Analyst Blackpool

Joseph Hosapian Prudential Risk Manager Cardiff

Jack Badley Business Analyst Remote

David Hartfield Financial Crime Investigation Team Leader London Mich Brown Customer Relationship Manager Cardiff

Ben Grech Customer Relationship Manager Cardiff

Ben Menzies

Customer Relationship Manager Cardiff

Announcements

Key Milestones

Congratulations!! We have some amazing anniversaries to celebrate last month...

10 YEARS!

Kyle Butler  Service Delivery Analyst

5 YEARS!

Tanya Rowbotham

2nd Charge Mortgage T&C Assistant

5 YEARS!

Emma Pettet Complaints Team Leader

A SPECIAL FAREWELL

to Sharon Critchley, Lending Manager

Thanks for your help to get the Motoring Finance business up and running over the 15 months you have been here. Wishing you well with your newly found free time!

Meet Our Culture Champions

As we integrate the BEST Values into our everyday lives, we continue to recognise those who live and work by our core values and walk the talk – leading by example. Each month, we'll spotlight culture champions who have demonstrated they're using our core BEST Values to help make Tandem great!

The business took the brave decision to build an in-house platform, which is rated highly by our retailer partners. The platform has been developed in an enterprising way to support current product offerings but has proven flexibility allowing us to move into adjacent markets when required.

The integration of EPVS (Energy Performance Validation Service) with a focus to drive better and simpler outcomes for our customers, supporting risk mitigation.

Ongoing enhancements are developed by cross functional teams (e.g., underwriting, commercial, risk, compliance, ops) collaborating together with a laser focus on outcomes for our retailer and consumer customers to bring to life our Tandem values and continuously drive the stability and scalability of the platform.

Nominate a colleague

We want to continue to grow our culture and that starts with each and every one of you! All nominations submitted need to demonstrate how they're Brave, Enterprising, Simple or Together: internalcomms@tandem.co.uk

Sarah is currently supporting me with a piece of operational training relating to the loan management system that we use that is being rolled out across the Operations Teams.

I reached out to Sarah asking for her help with this at short notice and she immediately responded and confirmed that she would help. She quickly took ownership for the piece of work and within less than 24 hours had planned what to do and when to do it. I am very grateful to Sarah for her help and her attitude and willingness to take responsibility for this demonstrates our value of #simple and #together.

Customer Outcomes Testing Team (COTT)

For showing their true ‘Together’ values recently. Due to a number of factors, our Complaints Team found itself temporarily under-resourced and a plan was mobilised with the COTT – led by Jamie Havill - heavily in support. This was important not just to stay in control of our complaints WIP but also to ensure our newer members of the team were appropriately supported during their Pathways to Competence.

Every member of the COTT offered fantastic support to the Complaints Team and as a result, we are now firmly on our way back to BAU and all the plates were kept spinning throughout this challenging period. Thank you COTT – and especially Faye Porter and Georgina Barker who remain in support of the Complaints Team for a further few weeks.

Home Improvements Loans tech squad, specifically Ruth Ryll, Laura Baruffo-Woods and Rob De Tulio.

Sarah Chieffo, Interim Training and Competency Manager

CharityFundraisers

Ruth serves up delights for Breast Cancer

A huge well done to Ruth Ryall, Head of Products (lending) at our Cardiff office on raising a total of £2,144 at her annual fundraising event for Breast Cancer Now with a Strawberry-themed afternoon tea at her local village hall.

A core team of six female volunteers (with husbands and kids drafted in when necessary) organised all elements of the event. Funds were raised from an entry fee, raffle ticket sales, a Pimms & Prosecco bar and various craft/tombola stalls, all run by the volunteers. With raffle prizes donated from many of the local businesses including pubs, golf courses, and a local hotel.

Learn more about Breast Cancer Now: breastcancernow.org

Adrian’s on the run again!

Following Adrien Watkin’s (Specialist Customer Support Manager, Blackpool) Brighton Marathon earlier in the year, where he raised £750 for the MIND Charity, he has also last month run the Great North Run, 13 miles from Newcastle to South Shields in aid of the 4Louis charity.  Adrian says, “It was a great day very hot and doing it on a dodgy leg was tough but very enjoyable and being part of Sir Mo Farah’s last ever race was a great experience. I managed to get round in a half decent time and caught up with the 4Louis team afterwards, thank you for anyone who donated and please keep donating if you can.”

The 4Louis charity were extremely grateful for charitable donations following the Great North Run this year as Adrian and other runners like him, raised a total of £100,00 to the 4Louis charity.

You can still support Adrian for his fantastic effort at: 4louis.enthuse.com/pf/adrian-watkin

Our Charity Champions

Well done to members of #TeamTandem who once again did us proud last month, raising money for very worthy causes.

If you’re raising money for charity and would like to share it with the Tandem team to help raise awareness and funds, simply let us know at internalcomms@tandem.co.uk with a bit of information about yourself and your chosen charity and we will help promote it and raise awareness of your efforts.

Lynn Edwards abseil down the Cheesegrater building,London

Lynn Edwards, Tech Lead for the IT-Core Banking Team, in London, climbed 42 flights of stairs to then abseil down the Leadenhall Building (also known as the Cheesegrater) on 9th September in aid of the Tommy charity, along with her friend .... or at least that was the plan! Unfortunately due to technical issues, many of the participants were unable to take part in the abseil, however climbing the 42 flights in itself is quite an achievement!

Lynn said "It was incredibly disappointing to not be able to be offered the abseil but at least we were able to complete the tower run".

To support Lynn in her fundraising for Tommy you can donate here:  skyscraperchallenge.tommys.org/lynnjodyrox

Donna’s Hike for Alzehimer’s society

On 2nd September, Donna West, Training and Competency Manager in Cardiff, and three friends took on a 26 mile hike across Sailsbury/Stonehenge in support of Alzheimer’s society. The actual distance covered was 27.9 miles…..and no she didn’t get lost, the route was longer!

They raised an amazing £1700 but there is still time to donate via: www.justgiving.com/team/WelshRedHotChilliPeppers

COULD YOU

be one of our ESG and Impact Champions?

We’re on the look out for new ESG and Impact Champions to help spread the word about our Environmental, Social and Governance (ESG) work.

As an ESG Champion, you will join a team of employees who care about sustainable and social issues, ensuring you have the skills and confidence to become role models and champions for important issues within Tandem.

What is an ESG and Impact Champion?

You'll help us raise the profile of our various Impact initiatives and to improve communication and engagement amongst our people. Whether you're working from an office location or indeed a remote worker, as a champion you'll help to educate over 500 colleagues on the importance of our Impact.

We want you to be that convseration starter. Could you encourage our people to take part in volunteering activities, reduce their own carbon footprint via the Greenr app, and help drive the number of Green Deal members?

Our champions will ensure our statement of banking for a greener future is upheld and at the core of what we do.

Our initiatives?

• The Green Deal

• Greenr App

• Volunteering 2 Days per annum

• Charity fundraising

• Swap Shop (clothes recycling)

• Salary Sacrifice schemes –Cycle 2 Work, Electric Vehicles and GiveAll payroll.

Role and responsibilities

• All ESG Champions to meet regularly

• Drive % uptake in our initiatives

• Recognised as a personal objective part of your quarterly objectives in personal objectives

• Annual award for ESG Champion of the Year

If you are interested and think you could help make a difference, please contact esg@tandem.co.uk

Tandem are

a local North West based (Lancashire) grassroots Under 8 football team

The team is Bamber Bridge United Junior U8 Blues, and they play in the Mid Lancashire Colts Junior Football League.

It’s a mixed team, including one girl and eight boys. They have trained and played together for 3 years now. Tandem has sponsored their new home kit for the 2023/24 season and they could not be happier with it.

Coffee morning in aid of Macmillan Cancer Support

Well done to Blackpool’s 2nd Charge Home Loans Team who held a very successful coffee morning last month in aid of Macmillan Cancer Support. They raised an amazing £160 (and counting) with their Donut eating competition, Bunting decorating competition, Tea bag toss, Guess how many Colins, and their amazing home bakes. Great job!

proud to sponsor

One Bank