THE FINTECHTIMES.COM
EDITION 31
THE WORLD'S FINTECH NEWSPAPER
FEATURE STORY Fintech evolution in banking – the virtual bank by WeBank page 7
REGULATION Do you want to play in the sandbox?
page 20
ARTIFICIAL INTELLIGENCE The promise and peril by EY page 37
The Leapfrog Economies Europe & America are failing to keep pace with countries that embrace technology. DIGITALISATION demands a whole new business model from financial institutions but are they ready to make the CHANGE?
TECHNOLOGY The convergence of technology in financial services by Huawei page 34 G U E S T
E D I T O R
Living in a leapfrog world By Chris Skinner, CEO of The Finanser Ltd page 3
Scratching the surface of artificial intelligence and the future of fintech
With Haytham Kaddoura, CEO of SmartStream Technologies page 10
The changing payments landscape in Asia Pacific
By Marcus Hughes, Head of Strategic Business Development at page 30 Bottomline Technologies
Why are fintechs trying to shame incumbents into innovating? With David Joyce, CEO UK for CREALOGIX
page 38
Trust & transparency: The future of AI
By Hani Hagras, Chief Science page 13 Officer at Temenos
Read online at thefintechtimes.com