Finance New Zealand provides a structured, knowledgeable and tailored finance service. Since 2015, we have helped thousands of New Zealand businesses with finance solutions, resulting in over $4 billion in transactions.
We deliver the best finance solution for your needs from over 40 trusted partners.
Proudly NZ owned, we help businesses of every size and industry nationwide.
Our team delivers tailored finance solutions backed by 800+ years of combined experience. 40 + Funding Partners
How we can help
At Finance New Zealand, we provide comprehensive business finance solutions designed to meet your unique requirements. Whether you need funding for new business assets, working capital for growth, or finance for commercial property, our team of experts is here to help.
We understand that every business is different, which is why we offer tailored finance solutions rather than a ‘one-size-fits-all’ approach. With our extensive industry knowledge, we ensure that all available funding options are explored, offering a solution that supports your current needs and future goals, including asset purchases, business expansion, and long-term growth.
Our expert team specialises in structuring finance solutions that minimise your total cost of funding. By aligning debt with the economic life of each asset, securing competitive interest rates, and adjusting repayments to match your cash flow, we ensure you have the financial flexibility you need. Through our 40 funding partners, we offer a range of options, including revolving credit, fixed-term loans, and floating loans, so you can manage your business finances with ease.
Business
Finance Adviser
Matt Fogarty
97.8% satisfaction rating
Net Promoter Score® (NPS®)
With over 20 years’ of experience in the financial services industry and handson experience running a small business, Matts unique blend of skills and expertise can help your business grow.
As a business finance adviser with Finance New Zealand, Matt can apply the wealth of experience he gained working for leading companies like BNZ, Custom Fleet, GE Capital, and FleetPartners, where he provided leasing and financing solutions to a diverse range of businesses. Matt’s experience and reputation as a well-regarded expert in the motor vehicle finance industry speak volumes about his capability to add significant value to businesses seeking guidance in fleet strategy and financing.
Matt’s consultative approach, coupled with a naturally curious and entrepreneurial mindset, allows him to tailor financial solutions to fit your circumstances and achieve your business goals.
The benefits of working with Matt
MORE finance options
With over 40 funding partners — from major banks to specialist financiers — we deliver competitive, flexible finance solutions tailored to your goals.
EFFICIENT finance solutions
Choose from finance options including revolving credit, fixed-term loans, and floating loans to create efficiency across your business finance and help you manage it with ease.
A DEDICATED finance partner for ALL your finance needs
You’ll have an ongoing partner in finance, committed to supporting your business as it grows and evolves.
10/10
Matt had my best interest in mind and was genuine in every aspect.
Greg Carley
dion.wright@financenz.co.nz
Kiwicraft Kitchens 10/10
Matt provides multiple options to choose from, always follows up, and works efficiently.
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Our solutions
Need finance for machinery, property, or working capital? We offer tailored solutions to support every stage of your business journey.
Business Finance
• Business term loans
• Refinances and restructures
• Funding for business growth
• Seasonal working capital support
• Overdraft facilities
• Succession planning
• Release of security
Property finance
• Development finance
• Construction finance
• Subdivision finance
• Farm and rural finance
• Equity release
• Residential mortgages
• Investment property finance
• Fully maintained lease
• Non-maintained lease
• Finance lease
• IT equipment leasing
• Healthcare leasing Equipment lease
Vehicle finance
• Single motor vehicle or fleet
• Competitive rates
• Fast turn around
• Flexible payment structures
• Pre-approvals
Asset Finance
• Term loans
• Revolving credit facilities
• Equity access
• Seasonal loans
• Succession planning
• New project finance
Working capital
• Invoice finance
• Equity access
• Overdrafts
• Stock loans
• Business term loans
• Line of credit
• Release of security
• Importation of stock
• One-off machinery importation
• Stock funding
• Provision of letters of credit or other forms of trade finance
• Foreign exchange Import & trade
Premium funding
We source specialist funders to pay your insurance upfront, letting you spread payments over the year to support cash flow.
Businesses we can help
At Finance New Zealand, we tailor finance solutions for businesses of all sizes. While we specialise in the industries below, we’re equipped to support almost any business.
• Agriculture – Support for farm equipment, land development, and working capital needs
• Aviation – Financing for aircraft, maintenance, and operational needs
• Civil Construction – Funding for equipment, projects, and cash flow management
• Forestry – Financing for forestry operations, machinery, and log transport
• Healthcare – Financial solutions for healthcare providers for medical equipment such as dental, ultrasound, CT & diagnostics
• Horticulture & Viticulture – Funding for crop development, equipment, and seasonal assistance
• Transportation – Financing for single vehicles, fleets, trailers and logistics solutions
• Mining & Extraction – Funding for machinery, equipment, and operational growth
• Trades – Tailored finance for tradespeople to purchase tools, equipment, and business vehicles
• Property – Financing for property development, home loans, investments, acquisitions, and commercial real estate
• Wholesale – Financial solutions for inventory, operations, and business expansion and trade
No matter your business size or the industry you operate in, we can help.
Client Story - Property Finance
Mark Cook - Palmer & Cook Developments
“I couldn’t press more to reach out to Finance New Zealand and ask them if you fit because it is the best decision you can possibly make”
We met Finance New Zealand at a real crunch point in our business life. We were expanding really quickly and our bank wasn’t comfortable with that. Our accountant at the time introduced us to Finance New Zealand, and it’s one of the best introductions we’ve ever had.
Your bank can’t commit the same time, the same passion, the same involvement as Finance New Zealand do. On top of that, what we thought were great terms or great pricing was not. We were fairly naive with that. We are getting a lot better pricing and a lot better terms through Finance New Zealand.
More lenders = more options
More than one path to finance — we’ll will find the best one for you.
When it comes to business finance, your bank or a single lender is just one option. Finance New Zealand gives you access to a wide range of flexible, competitive funding solutions from trusted lenders nationwide. Below is a selection of lenders we work with:
Whether through one lender or several, we’ll tailor the best solution for your business from our trusted panel of funding partners.
Finance service for suppliers
Tailored finance options to help customers access equipment faster.
Whether you’re a machinery or equipment dealer or supplier, we offer dedicated finance services to help your customers access hassle-free finance for purchasing equipment.
Our fast finance approval process and access to dedicated funding partners ensure your customers are quickly qualified and ready to buy. By working with multiple funding partners, we provide flexible and competitive finance solutions for a wide range of equipment. With our professional expertise, you can trust that your customers will receive knowledgeable and effective financing options tailored to their needs.
What we can provide:
• A dedicated finance partner relationship
• A tailored and fast approval process for qualifying assets
• A co-branded finance landing page and link
• Pre-approvals
• Indicative monthly finance payments based on your assets sale price
• Interest rate subsidy packages
• Ongoing finance advisory service for fleet & asset growth
• Structured payments to suit seasonal cash flows
“The reason why asset finance is important to our business is to offer customers a variety of financial options.”
The main difference in dealing with Finance New Zealand, compared to one of the banks, is how easy it is to discuss our end goals. Finance New Zealand has added real value to our business by understanding our needs as the seller, while also working closely with customers to tailor finance packages.
They build in flexibility to monthly payments—based on deposits, loan terms, or repayment period—to bring both parties together. The service from Finance New Zealand is very good. Their processes are thorough, and they’re a great team to work with.
Our personalised service ensures you keep working with the same team who knows your business, making future finance requests smoother.
Does it cost to use your service?
No — our advice is free in most cases as we’re paid by our funding partners. If a direct fee applies, this will be disclosed and agreed with you at or before the time an offer of finance is presented to you.
Will your interest rate match what I would get if going direct?
Often better. We negotiate with multiple funders on your behalf, creating competitive offers and access to products you might not get directly.
What are the benefits of having access to multiple funders?
We’re not tied to one lender. Our broad network means we can adapt to market changes, find the right structure for your needs, and support you through every stage of business.
Let’s talk
See how we can help your business – contact us today.
